Home > First United Bank > Assets and Liabilities
First United Bank, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 93 | 1,616 |
| Assets and Liabilities | ||
| Total Assets: | $328,422,000 | 1,999 |
| Cash and due from depository institutions | $49,251,000 | 1,616 |
| Interest-bearing balances | $44,169,000 | 916 |
| Securities | $79,120,000 | 1,839 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $155,753,000 | 2,484 |
| Loan loss allowance | $17,811,000 | 446 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $12,239,000 | 945 |
| Other real estate owned | $16,410,000 | 1,616 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $15,649,000 | 1,246 |
| Life insurance assets | $11,526,000 | 658 |
| Total liabilities and capital | $328,422,000 | 1,999 |
| Total liabilities | $321,437,000 | 1,822 |
| Total deposits | $316,877,000 | 1,744 |
| Interest-bearing deposits | $272,527,000 | 1,694 |
| Deposits held in domestic offices | $316,877,000 | 1,744 |
| % insured | 95.41% | 1,577 |
| Federal funds purchased & repurchase agreements | $2,636,000 | 1,505 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,924,000 | 2,149 |
| Total equity capital | $6,985,000 | 5,872 |
| Total bank equity capital | $6,985,000 | 5,871 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $380,000 | 3,893 |
| Surplus | $19,549,000 | 1,573 |
| Undivided profits | $-12,944,000 | 6,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $34,331,000 | 397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,101,000 | 2,512 |
| Earning assets | $279,042,000 | 2,139 |
| Long-term assets (5+ years) | $79,333,000 | 2,226 |
| Average Assets, year-to-date | $344,088,330 | 1,897 |
| Average Assets, quarterly | $338,794,000 | 1,935 |
| Volatile liabilities | $11,039,000 | 3,097 |
| Insider loans | $3,772,000 | 1,629 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $17,168,000 | 2,861 |
| Tier 1 (core) risk-based capital | $6,993,000 | 5,757 |
| Tier 2 risk-based capital | $2,539,000 | 1,970 |
| Total risk weighted assets | $187,822,000 | 2,239 |
| Total unused commitments | $17,168,000 | 2,861 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 95 | 1,563 |
| Assets and Liabilities | ||
| Total Assets: | $349,166,000 | 1,895 |
| Cash and due from depository institutions | $65,574,000 | 1,563 |
| Interest-bearing balances | $58,291,000 | 772 |
| Securities | $69,636,000 | 2,049 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $168,310,000 | 2,334 |
| Loan loss allowance | $17,442,000 | 459 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $12,388,000 | 932 |
| Other real estate owned | $17,264,000 | 1,563 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $15,994,000 | 1,228 |
| Life insurance assets | $11,444,000 | 651 |
| Total liabilities and capital | $349,166,000 | 1,895 |
| Total liabilities | $341,079,000 | 1,760 |
| Total deposits | $336,489,000 | 1,660 |
| Interest-bearing deposits | $291,540,000 | 1,609 |
| Deposits held in domestic offices | $336,489,000 | 1,660 |
| % insured | 94.42% | 2,016 |
| Federal funds purchased & repurchase agreements | $2,576,000 | 1,472 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,014,000 | 2,048 |
| Total equity capital | $8,087,000 | 5,585 |
| Total bank equity capital | $8,087,000 | 5,583 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $380,000 | 3,938 |
| Surplus | $19,549,000 | 1,579 |
| Undivided profits | $-11,842,000 | 7,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $26,738,000 | 529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,148,000 | 2,393 |
| Earning assets | $296,237,000 | 2,033 |
| Long-term assets (5+ years) | $65,026,000 | 2,603 |
| Average Assets, year-to-date | $351,921,500 | 1,879 |
| Average Assets, quarterly | $351,921,500 | 1,879 |
| Volatile liabilities | $12,998,000 | 2,820 |
| Insider loans | $3,484,000 | 1,756 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $17,892,000 | 2,797 |
| Tier 1 (core) risk-based capital | $8,009,000 | 5,461 |
| Tier 2 risk-based capital | $2,654,000 | 1,898 |
| Total risk weighted assets | $197,520,000 | 2,128 |
| Total unused commitments | $17,892,000 | 2,797 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 95 | 1,567 |
| Assets and Liabilities | ||
| Total Assets: | $354,677,000 | 1,862 |
| Cash and due from depository institutions | $72,171,000 | 1,567 |
| Interest-bearing balances | $66,709,000 | 566 |
| Securities | $57,826,000 | 2,322 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $184,116,000 | 2,163 |
| Loan loss allowance | $15,448,000 | 520 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $12,546,000 | 928 |
| Other real estate owned | $11,915,000 | 1,567 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $16,103,000 | 1,259 |
| Life insurance assets | $11,362,000 | 644 |
| Total liabilities and capital | $354,677,000 | 1,862 |
| Total liabilities | $343,739,000 | 1,728 |
| Total deposits | $338,585,000 | 1,630 |
| Interest-bearing deposits | $297,705,000 | 1,547 |
| Deposits held in domestic offices | $338,585,000 | 1,628 |
| % insured | 93.02% | 2,681 |
| Federal funds purchased & repurchase agreements | $2,671,000 | 1,545 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,483,000 | 1,761 |
| Total equity capital | $10,938,000 | 4,846 |
| Total bank equity capital | $10,938,000 | 4,845 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $380,000 | 3,960 |
| Surplus | $19,549,000 | 1,589 |
| Undivided profits | $-8,991,000 | 6,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $33,717,000 | 444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,181,000 | 2,459 |
| Earning assets | $308,651,000 | 1,928 |
| Long-term assets (5+ years) | $53,012,000 | 2,556 |
| Average Assets, year-to-date | $381,765,400 | 1,695 |
| Average Assets, quarterly | $365,157,500 | 1,801 |
| Volatile liabilities | $13,586,000 | 2,905 |
| Insider loans | $3,765,000 | 1,670 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $18,295,000 | 2,698 |
| Tier 1 (core) risk-based capital | $10,932,000 | 4,696 |
| Tier 2 risk-based capital | $2,718,000 | 1,871 |
| Total risk weighted assets | $204,684,000 | 2,068 |
| Total unused commitments | $18,295,000 | 2,698 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 95 | 1,573 |
| Assets and Liabilities | ||
| Total Assets: | $375,638,000 | 1,767 |
| Cash and due from depository institutions | $30,181,000 | 1,573 |
| Interest-bearing balances | $24,340,000 | 1,602 |
| Securities | $105,537,000 | 1,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $197,698,000 | 2,041 |
| Loan loss allowance | $14,125,000 | 587 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $12,655,000 | 922 |
| Other real estate owned | $12,309,000 | 1,573 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $17,258,000 | 1,202 |
| Life insurance assets | $11,267,000 | 646 |
| Total liabilities and capital | $375,638,000 | 1,767 |
| Total liabilities | $363,243,000 | 1,624 |
| Total deposits | $353,489,000 | 1,539 |
| Interest-bearing deposits | $313,462,000 | 1,478 |
| Deposits held in domestic offices | $353,489,000 | 1,537 |
| % insured | 90.45% | 3,795 |
| Federal funds purchased & repurchase agreements | $4,199,000 | 1,336 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,000,000 | 3,311 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,555,000 | 1,792 |
| Total equity capital | $12,395,000 | 4,569 |
| Total bank equity capital | $12,395,000 | 4,568 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $380,000 | 4,006 |
| Surplus | $19,549,000 | 1,600 |
| Undivided profits | $-7,534,000 | 6,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $33,532,000 | 477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,557,000 | 1,927 |
| Earning assets | $327,575,000 | 1,839 |
| Long-term assets (5+ years) | $87,772,000 | 1,680 |
| Average Assets, year-to-date | $388,537,500 | 1,678 |
| Average Assets, quarterly | $382,275,000 | 1,722 |
| Volatile liabilities | $28,272,000 | 1,735 |
| Insider loans | $3,587,000 | 1,757 |
| FHLB advances | $3,000,000 | 3,187 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $19,765,000 | 2,586 |
| Tier 1 (core) risk-based capital | $10,861,000 | 4,743 |
| Tier 2 risk-based capital | $2,955,000 | 1,737 |
| Total risk weighted assets | $225,195,000 | 1,905 |
| Total unused commitments | $19,765,000 | 2,589 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 95 | 1,589 |
| Assets and Liabilities | ||
| Total Assets: | $388,912,000 | 1,693 |
| Cash and due from depository institutions | $34,495,000 | 1,589 |
| Interest-bearing balances | $29,595,000 | 1,246 |
| Securities | $101,682,000 | 1,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $208,004,000 | 1,970 |
| Loan loss allowance | $15,446,000 | 555 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $12,803,000 | 911 |
| Other real estate owned | $14,205,000 | 1,589 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $17,723,000 | 1,190 |
| Life insurance assets | $11,183,000 | 644 |
| Total liabilities and capital | $388,912,000 | 1,693 |
| Total liabilities | $370,911,000 | 1,593 |
| Total deposits | $358,936,000 | 1,515 |
| Interest-bearing deposits | $318,311,000 | 1,462 |
| Deposits held in domestic offices | $358,936,000 | 1,514 |
| % insured | 91.20% | 3,602 |
| Federal funds purchased & repurchase agreements | $4,394,000 | 1,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,000,000 | 2,836 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,581,000 | 1,661 |
| Total equity capital | $18,001,000 | 3,485 |
| Total bank equity capital | $18,001,000 | 3,485 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $380,000 | 4,056 |
| Surplus | $19,549,000 | 1,590 |
| Undivided profits | $-1,928,000 | 6,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $37,775,000 | 453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,638,000 | 1,787 |
| Earning assets | $339,281,000 | 1,770 |
| Long-term assets (5+ years) | $95,937,000 | 1,517 |
| Average Assets, year-to-date | $392,837,330 | 1,672 |
| Average Assets, quarterly | $389,252,500 | 1,691 |
| Volatile liabilities | $29,659,000 | 1,692 |
| Insider loans | $3,895,000 | 1,679 |
| FHLB advances | $5,000,000 | 2,712 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $20,233,000 | 2,550 |
| Tier 1 (core) risk-based capital | $16,649,000 | 3,541 |
| Tier 2 risk-based capital | $3,117,000 | 1,692 |
| Total risk weighted assets | $237,027,000 | 1,831 |
| Total unused commitments | $20,233,000 | 2,556 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 93 | 1,623 |
| Assets and Liabilities | ||
| Total Assets: | $389,593,000 | 1,702 |
| Cash and due from depository institutions | $29,090,000 | 1,623 |
| Interest-bearing balances | $23,115,000 | 1,640 |
| Securities | $102,445,000 | 1,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $212,788,000 | 1,935 |
| Loan loss allowance | $16,417,000 | 526 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $12,938,000 | 903 |
| Other real estate owned | $14,364,000 | 1,623 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $17,968,000 | 1,192 |
| Life insurance assets | $11,094,000 | 643 |
| Total liabilities and capital | $389,593,000 | 1,702 |
| Total liabilities | $371,884,000 | 1,606 |
| Total deposits | $359,216,000 | 1,529 |
| Interest-bearing deposits | $317,071,000 | 1,489 |
| Deposits held in domestic offices | $359,216,000 | 1,527 |
| % insured | 93.46% | 2,710 |
| Federal funds purchased & repurchase agreements | $5,486,000 | 1,220 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 2,893 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,182,000 | 1,860 |
| Total equity capital | $17,709,000 | 3,487 |
| Total bank equity capital | $17,709,000 | 3,486 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $380,000 | 4,099 |
| Surplus | $19,549,000 | 1,598 |
| Undivided profits | $-2,220,000 | 6,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $32,853,000 | 530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,829,000 | 1,602 |
| Earning assets | $338,348,000 | 1,783 |
| Long-term assets (5+ years) | $101,095,000 | 1,438 |
| Average Assets, year-to-date | $394,800,000 | 1,675 |
| Average Assets, quarterly | $394,800,000 | 1,675 |
| Volatile liabilities | $26,255,000 | 1,893 |
| Insider loans | $4,192,000 | 1,610 |
| FHLB advances | $5,000,000 | 2,745 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $19,909,000 | 2,620 |
| Tier 1 (core) risk-based capital | $17,206,000 | 3,449 |
| Tier 2 risk-based capital | $3,200,000 | 1,660 |
| Total risk weighted assets | $242,755,000 | 1,797 |
| Total unused commitments | $19,909,000 | 2,623 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 92 | 1,646 |
| Assets and Liabilities | ||
| Total Assets: | $400,007,000 | 1,653 |
| Cash and due from depository institutions | $34,196,000 | 1,646 |
| Interest-bearing balances | $30,344,000 | 1,172 |
| Securities | $95,389,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $225,025,000 | 1,894 |
| Loan loss allowance | $15,730,000 | 546 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $13,124,000 | 903 |
| Other real estate owned | $14,399,000 | 1,646 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $17,874,000 | 1,219 |
| Life insurance assets | $11,004,000 | 635 |
| Total liabilities and capital | $400,007,000 | 1,653 |
| Total liabilities | $381,410,000 | 1,571 |
| Total deposits | $366,640,000 | 1,496 |
| Interest-bearing deposits | $332,993,000 | 1,410 |
| Deposits held in domestic offices | $366,640,000 | 1,494 |
| % insured | 90.84% | 3,726 |
| Federal funds purchased & repurchase agreements | $7,445,000 | 1,104 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,103 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,325,000 | 1,780 |
| Total equity capital | $18,597,000 | 3,339 |
| Total bank equity capital | $18,597,000 | 3,339 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $380,000 | 4,154 |
| Surplus | $19,549,000 | 1,600 |
| Undivided profits | $-1,332,000 | 6,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $31,978,000 | 558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,759,000 | 1,740 |
| Earning assets | $350,758,000 | 1,710 |
| Long-term assets (5+ years) | $101,083,000 | 1,397 |
| Average Assets, year-to-date | $424,418,200 | 1,567 |
| Average Assets, quarterly | $407,427,500 | 1,627 |
| Volatile liabilities | $79,659,000 | 1,687 |
| Insider loans | $4,204,000 | 1,650 |
| FHLB advances | $5,000,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $21,995,000 | 2,388 |
| Tier 1 (core) risk-based capital | $18,049,000 | 3,312 |
| Tier 2 risk-based capital | $3,410,000 | 1,579 |
| Total risk weighted assets | $260,499,000 | 1,724 |
| Total unused commitments | $21,995,000 | 2,389 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 90 | 1,708 |
| Assets and Liabilities | ||
| Total Assets: | $414,848,000 | 1,628 |
| Cash and due from depository institutions | $36,072,000 | 1,708 |
| Interest-bearing balances | $26,871,000 | 1,330 |
| Securities | $88,824,000 | 1,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $243,953,000 | 1,785 |
| Loan loss allowance | $11,539,000 | 727 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $14,226,000 | 826 |
| Other real estate owned | $15,748,000 | 1,708 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $16,025,000 | 1,351 |
| Life insurance assets | $10,909,000 | 634 |
| Total liabilities and capital | $414,848,000 | 1,628 |
| Total liabilities | $390,384,000 | 1,557 |
| Total deposits | $369,131,000 | 1,504 |
| Interest-bearing deposits | $333,764,000 | 1,435 |
| Deposits held in domestic offices | $369,131,000 | 1,502 |
| % insured | 90.78% | 3,252 |
| Federal funds purchased & repurchase agreements | $6,994,000 | 1,146 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,000,000 | 2,145 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,259,000 | 2,010 |
| Total equity capital | $24,464,000 | 2,701 |
| Total bank equity capital | $24,464,000 | 2,700 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $380,000 | 4,233 |
| Surplus | $19,211,000 | 1,620 |
| Undivided profits | $4,873,000 | 4,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $20,319,000 | 845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,038,000 | 1,576 |
| Earning assets | $359,648,000 | 1,714 |
| Long-term assets (5+ years) | $110,465,000 | 1,246 |
| Average Assets, year-to-date | $430,521,000 | 1,570 |
| Average Assets, quarterly | $415,863,500 | 1,616 |
| Volatile liabilities | $93,019,000 | 1,495 |
| Insider loans | $11,691,000 | 539 |
| FHLB advances | $12,000,000 | 2,038 |
| Loans and leases held for sale | $3,350,000 | 754 |
| Unused loan commitments | $24,526,000 | 2,243 |
| Tier 1 (core) risk-based capital | $22,795,000 | 2,720 |
| Tier 2 risk-based capital | $3,559,000 | 1,549 |
| Total risk weighted assets | $276,739,000 | 1,667 |
| Total unused commitments | $24,526,000 | 2,247 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 96 | 1,611 |
| Assets and Liabilities | ||
| Total Assets: | $417,229,000 | 1,627 |
| Cash and due from depository institutions | $34,282,000 | 1,611 |
| Interest-bearing balances | $32,230,000 | 1,065 |
| Securities | $85,426,000 | 1,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $249,114,000 | 1,774 |
| Loan loss allowance | $11,554,000 | 727 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $14,380,000 | 826 |
| Other real estate owned | $18,033,000 | 1,611 |
| Goodwill and other intangibles | $206,000 | 2,416 |
| All other assets | $15,788,000 | 1,400 |
| Life insurance assets | $10,819,000 | 642 |
| Total liabilities and capital | $417,229,000 | 1,627 |
| Total liabilities | $393,343,000 | 1,569 |
| Total deposits | $365,106,000 | 1,532 |
| Interest-bearing deposits | $326,601,000 | 1,483 |
| Deposits held in domestic offices | $365,106,000 | 1,531 |
| % insured | 89.66% | 3,718 |
| Federal funds purchased & repurchase agreements | $7,842,000 | 1,083 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $18,000,000 | 1,763 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,395,000 | 1,840 |
| Total equity capital | $23,886,000 | 2,730 |
| Total bank equity capital | $23,886,000 | 2,729 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $380,000 | 4,274 |
| Surplus | $17,960,000 | 1,714 |
| Undivided profits | $5,546,000 | 4,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $11,102,000 | 1,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,985,000 | 1,556 |
| Earning assets | $366,770,000 | 1,687 |
| Long-term assets (5+ years) | $98,493,000 | 1,381 |
| Average Assets, year-to-date | $435,862,000 | 1,563 |
| Average Assets, quarterly | $426,069,500 | 1,607 |
| Volatile liabilities | $94,719,000 | 1,514 |
| Insider loans | $7,686,000 | 925 |
| FHLB advances | $18,000,000 | 1,672 |
| Loans and leases held for sale | $1,803,000 | 782 |
| Unused loan commitments | $29,365,000 | 1,992 |
| Tier 1 (core) risk-based capital | $22,550,000 | 2,725 |
| Tier 2 risk-based capital | $3,683,000 | 1,526 |
| Total risk weighted assets | $286,730,000 | 1,633 |
| Total unused commitments | $29,365,000 | 1,994 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 104 | 1,493 |
| Assets and Liabilities | ||
| Total Assets: | $434,910,000 | 1,608 |
| Cash and due from depository institutions | $32,978,000 | 1,493 |
| Interest-bearing balances | $29,817,000 | 1,161 |
| Securities | $80,685,000 | 1,608 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $286,291,000 | 1,607 |
| Loan loss allowance | $6,742,000 | 1,261 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $14,560,000 | 830 |
| Other real estate owned | $1,389,000 | 1,493 |
| Goodwill and other intangibles | $234,000 | 2,369 |
| All other assets | $18,773,000 | 1,224 |
| Life insurance assets | $10,747,000 | 644 |
| Total liabilities and capital | $434,910,000 | 1,608 |
| Total liabilities | $404,768,000 | 1,571 |
| Total deposits | $377,386,000 | 1,526 |
| Interest-bearing deposits | $338,273,000 | 1,481 |
| Deposits held in domestic offices | $377,386,000 | 1,525 |
| % insured | 88.44% | 4,231 |
| Federal funds purchased & repurchase agreements | $7,118,000 | 1,169 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $18,000,000 | 1,837 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,264,000 | 1,914 |
| Total equity capital | $30,142,000 | 2,225 |
| Total bank equity capital | $30,142,000 | 2,224 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $380,000 | 4,342 |
| Surplus | $17,960,000 | 1,747 |
| Undivided profits | $11,802,000 | 2,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $30,389,000 | 636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,090,000 | 1,510 |
| Earning assets | $396,793,000 | 1,609 |
| Long-term assets (5+ years) | $103,223,000 | 1,337 |
| Average Assets, year-to-date | $445,178,500 | 1,573 |
| Average Assets, quarterly | $445,178,500 | 1,573 |
| Volatile liabilities | $95,293,000 | 1,556 |
| Insider loans | $7,683,000 | 983 |
| FHLB advances | $18,000,000 | 1,741 |
| Loans and leases held for sale | $1,447,000 | 740 |
| Unused loan commitments | $28,807,000 | 2,100 |
| Tier 1 (core) risk-based capital | $29,298,000 | 2,169 |
| Tier 2 risk-based capital | $3,880,000 | 1,485 |
| Total risk weighted assets | $307,559,000 | 1,570 |
| Total unused commitments | $28,807,000 | 2,105 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 111 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $455,447,000 | 1,556 |
| Cash and due from depository institutions | $43,774,000 | 1,401 |
| Interest-bearing balances | $40,766,000 | 724 |
| Securities | $81,662,000 | 1,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $295,767,000 | 1,589 |
| Loan loss allowance | $6,430,000 | 1,303 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $14,736,000 | 832 |
| Other real estate owned | $1,389,000 | 1,401 |
| Goodwill and other intangibles | $265,000 | 2,325 |
| All other assets | $17,854,000 | 1,314 |
| Life insurance assets | $10,651,000 | 643 |
| Total liabilities and capital | $455,447,000 | 1,556 |
| Total liabilities | $425,721,000 | 1,501 |
| Total deposits | $395,509,000 | 1,429 |
| Interest-bearing deposits | $355,735,000 | 1,384 |
| Deposits held in domestic offices | $395,509,000 | 1,427 |
| % insured | 88.55% | 4,217 |
| Federal funds purchased & repurchase agreements | $7,933,000 | 1,176 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $20,000,000 | 1,837 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,279,000 | 1,915 |
| Total equity capital | $29,726,000 | 2,229 |
| Total bank equity capital | $29,726,000 | 2,227 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $380,000 | 4,391 |
| Surplus | $17,960,000 | 1,750 |
| Undivided profits | $11,386,000 | 2,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $24,659,000 | 747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,215,000 | 1,503 |
| Earning assets | $418,195,000 | 1,535 |
| Long-term assets (5+ years) | $109,249,000 | 1,269 |
| Average Assets, year-to-date | $470,233,800 | 1,478 |
| Average Assets, quarterly | $464,708,000 | 1,513 |
| Volatile liabilities | $96,938,000 | 1,550 |
| Insider loans | $8,097,000 | 925 |
| FHLB advances | $20,000,000 | 1,732 |
| Loans and leases held for sale | $776,000 | 1,111 |
| Unused loan commitments | $30,972,000 | 1,975 |
| Tier 1 (core) risk-based capital | $29,065,000 | 2,163 |
| Tier 2 risk-based capital | $4,010,000 | 1,476 |
| Total risk weighted assets | $317,911,000 | 1,567 |
| Total unused commitments | $30,972,000 | 1,977 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 113 | 1,407 |
| Assets and Liabilities | ||
| Total Assets: | $473,969,000 | 1,498 |
| Cash and due from depository institutions | $49,657,000 | 1,407 |
| Interest-bearing balances | $45,998,000 | 606 |
| Securities | $81,549,000 | 1,554 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $308,815,000 | 1,550 |
| Loan loss allowance | $6,774,000 | 1,176 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $14,914,000 | 829 |
| Other real estate owned | $1,554,000 | 1,407 |
| Goodwill and other intangibles | $297,000 | 2,314 |
| All other assets | $17,183,000 | 1,203 |
| Life insurance assets | $10,552,000 | 650 |
| Total liabilities and capital | $473,969,000 | 1,498 |
| Total liabilities | $441,442,000 | 1,452 |
| Total deposits | $410,390,000 | 1,373 |
| Interest-bearing deposits | $370,115,000 | 1,339 |
| Deposits held in domestic offices | $410,390,000 | 1,367 |
| % insured | 88.20% | 4,541 |
| Federal funds purchased & repurchase agreements | $8,732,000 | 1,172 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $20,000,000 | 1,927 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,320,000 | 2,084 |
| Total equity capital | $32,527,000 | 2,119 |
| Total bank equity capital | $32,527,000 | 2,119 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $380,000 | 4,451 |
| Surplus | $17,960,000 | 1,749 |
| Undivided profits | $14,187,000 | 2,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $24,485,000 | 741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,724,000 | 1,259 |
| Earning assets | $436,362,000 | 1,488 |
| Long-term assets (5+ years) | $110,890,000 | 1,241 |
| Average Assets, year-to-date | $473,930,500 | 1,481 |
| Average Assets, quarterly | $470,625,500 | 1,497 |
| Volatile liabilities | $110,231,000 | 1,386 |
| Insider loans | $8,188,000 | 937 |
| FHLB advances | $20,000,000 | 1,814 |
| Loans and leases held for sale | $1,602,000 | 744 |
| Unused loan commitments | $36,190,000 | 1,860 |
| Tier 1 (core) risk-based capital | $31,523,000 | 2,047 |
| Tier 2 risk-based capital | $4,200,000 | 1,428 |
| Total risk weighted assets | $333,423,000 | 1,522 |
| Total unused commitments | $36,190,000 | 1,861 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 113 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $467,282,000 | 1,528 |
| Cash and due from depository institutions | $28,958,000 | 1,451 |
| Interest-bearing balances | $25,692,000 | 855 |
| Securities | $79,590,000 | 1,572 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $322,155,000 | 1,517 |
| Loan loss allowance | $12,087,000 | 684 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $14,264,000 | 883 |
| Other real estate owned | $1,040,000 | 1,451 |
| Goodwill and other intangibles | $315,000 | 2,295 |
| All other assets | $20,960,000 | 1,049 |
| Life insurance assets | $10,451,000 | 662 |
| Total liabilities and capital | $467,282,000 | 1,528 |
| Total liabilities | $437,013,000 | 1,481 |
| Total deposits | $402,151,000 | 1,409 |
| Interest-bearing deposits | $363,507,000 | 1,369 |
| Deposits held in domestic offices | $402,151,000 | 1,406 |
| % insured | 79.41% | 3,897 |
| Federal funds purchased & repurchase agreements | $8,103,000 | 1,208 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $24,000,000 | 1,791 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,759,000 | 1,844 |
| Total equity capital | $30,269,000 | 2,243 |
| Total bank equity capital | $30,269,000 | 2,242 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $380,000 | 4,510 |
| Surplus | $16,440,000 | 1,872 |
| Undivided profits | $13,449,000 | 2,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $18,994,000 | 864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,706,000 | 1,253 |
| Earning assets | $427,437,000 | 1,524 |
| Long-term assets (5+ years) | $113,442,000 | 1,202 |
| Average Assets, year-to-date | $473,917,670 | 1,500 |
| Average Assets, quarterly | $469,118,500 | 1,528 |
| Volatile liabilities | $110,253,000 | 1,394 |
| Insider loans | $14,371,000 | 482 |
| FHLB advances | $24,000,000 | 1,680 |
| Loans and leases held for sale | $482,000 | 1,523 |
| Unused loan commitments | $60,091,000 | 1,272 |
| Tier 1 (core) risk-based capital | $30,149,000 | 2,158 |
| Tier 2 risk-based capital | $4,767,000 | 1,282 |
| Total risk weighted assets | $373,160,000 | 1,403 |
| Total unused commitments | $60,091,000 | 1,273 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 117 | 1,406 |
| Assets and Liabilities | ||
| Total Assets: | $470,955,000 | 1,538 |
| Cash and due from depository institutions | $4,808,000 | 1,406 |
| Interest-bearing balances | $89,000 | 6,187 |
| Securities | $82,616,000 | 1,494 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $346,356,000 | 1,431 |
| Loan loss allowance | $4,004,000 | 1,713 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $13,668,000 | 936 |
| Other real estate owned | $15,000 | 1,406 |
| Goodwill and other intangibles | $291,000 | 2,333 |
| All other assets | $23,201,000 | 934 |
| Life insurance assets | $10,350,000 | 669 |
| Total liabilities and capital | $470,955,000 | 1,538 |
| Total liabilities | $433,647,000 | 1,502 |
| Total deposits | $398,665,000 | 1,429 |
| Interest-bearing deposits | $358,770,000 | 1,381 |
| Deposits held in domestic offices | $398,665,000 | 1,424 |
| % insured | 78.97% | 4,065 |
| Federal funds purchased & repurchase agreements | $8,459,000 | 1,217 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $24,000,000 | 1,827 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,523,000 | 1,948 |
| Total equity capital | $37,308,000 | 1,852 |
| Total bank equity capital | $37,308,000 | 1,851 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $380,000 | 4,534 |
| Surplus | $15,295,000 | 1,952 |
| Undivided profits | $21,633,000 | 1,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $15,934,000 | 887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,906,000 | 1,170 |
| Earning assets | $429,061,000 | 1,540 |
| Long-term assets (5+ years) | $115,808,000 | 1,153 |
| Average Assets, year-to-date | $477,235,500 | 1,498 |
| Average Assets, quarterly | $477,235,500 | 1,498 |
| Volatile liabilities | $103,762,000 | 1,498 |
| Insider loans | $14,491,000 | 478 |
| FHLB advances | $24,000,000 | 1,716 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $56,496,000 | 1,399 |
| Tier 1 (core) risk-based capital | $36,803,000 | 1,779 |
| Tier 2 risk-based capital | $4,899,000 | 1,223 |
| Total risk weighted assets | $403,108,000 | 1,312 |
| Total unused commitments | $56,496,000 | 1,400 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 123 | 1,351 |
| Assets and Liabilities | ||
| Total Assets: | $483,516,000 | 1,472 |
| Cash and due from depository institutions | $5,507,000 | 1,351 |
| Interest-bearing balances | $206,000 | 5,096 |
| Securities | $89,257,000 | 1,360 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $351,914,000 | 1,423 |
| Loan loss allowance | $4,190,000 | 1,612 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $13,221,000 | 969 |
| Other real estate owned | $15,000 | 1,351 |
| Goodwill and other intangibles | $233,000 | 2,432 |
| All other assets | $23,369,000 | 939 |
| Life insurance assets | $10,252,000 | 676 |
| Total liabilities and capital | $483,516,000 | 1,472 |
| Total liabilities | $446,758,000 | 1,427 |
| Total deposits | $405,958,000 | 1,359 |
| Interest-bearing deposits | $366,051,000 | 1,310 |
| Deposits held in domestic offices | $405,958,000 | 1,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,045,000 | 955 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $24,000,000 | 1,971 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,755,000 | 2,535 |
| Total equity capital | $36,758,000 | 1,838 |
| Total bank equity capital | $36,758,000 | 1,838 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $380,000 | 4,564 |
| Surplus | $15,295,000 | 1,922 |
| Undivided profits | $21,083,000 | 1,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,956,000 | 722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,967,000 | 1,200 |
| Earning assets | $441,377,000 | 1,454 |
| Long-term assets (5+ years) | $123,928,000 | 1,087 |
| Average Assets, year-to-date | $491,152,400 | 1,387 |
| Average Assets, quarterly | $488,372,000 | 1,429 |
| Volatile liabilities | $119,600,000 | 1,270 |
| Insider loans | $14,607,000 | 488 |
| FHLB advances | $24,000,000 | 1,869 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $52,436,000 | 1,506 |
| Tier 1 (core) risk-based capital | $36,431,000 | 1,747 |
| Tier 2 risk-based capital | $4,190,000 | 1,391 |
| Total risk weighted assets | $406,166,000 | 1,284 |
| Total unused commitments | $52,436,000 | 1,510 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 124 | 1,361 |
| Assets and Liabilities | ||
| Total Assets: | $493,228,000 | 1,419 |
| Cash and due from depository institutions | $7,884,000 | 1,361 |
| Interest-bearing balances | $51,000 | 5,671 |
| Securities | $99,827,000 | 1,191 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $350,373,000 | 1,414 |
| Loan loss allowance | $14,483,000 | 483 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,700,000 | 1,075 |
| Other real estate owned | $15,000 | 1,361 |
| Goodwill and other intangibles | $247,000 | 2,461 |
| All other assets | $23,182,000 | 912 |
| Life insurance assets | $10,152,000 | 673 |
| Total liabilities and capital | $493,228,000 | 1,419 |
| Total liabilities | $456,401,000 | 1,378 |
| Total deposits | $415,979,000 | 1,297 |
| Interest-bearing deposits | $372,474,000 | 1,277 |
| Deposits held in domestic offices | $415,979,000 | 1,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,482,000 | 1,028 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $24,000,000 | 1,995 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,940,000 | 2,382 |
| Total equity capital | $36,827,000 | 1,848 |
| Total bank equity capital | $36,827,000 | 1,848 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $380,000 | 4,606 |
| Surplus | $15,295,000 | 1,901 |
| Undivided profits | $21,152,000 | 1,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,335,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,558,000 | 1,035 |
| Earning assets | $450,251,000 | 1,417 |
| Long-term assets (5+ years) | $134,215,000 | 979 |
| Average Assets, year-to-date | $493,061,500 | 1,374 |
| Average Assets, quarterly | $499,977,500 | 1,383 |
| Volatile liabilities | $120,056,000 | 1,247 |
| Insider loans | $15,537,000 | 442 |
| FHLB advances | $24,000,000 | 1,901 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $97,321,000 | 975 |
| Tier 1 (core) risk-based capital | $37,634,000 | 1,722 |
| Tier 2 risk-based capital | $5,484,000 | 1,038 |
| Total risk weighted assets | $429,732,000 | 1,209 |
| Total unused commitments | $97,321,000 | 976 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 130 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $506,727,000 | 1,354 |
| Cash and due from depository institutions | $11,031,000 | 1,309 |
| Interest-bearing balances | $101,000 | 5,016 |
| Securities | $96,964,000 | 1,246 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,207 |
| Net loans & leases | $368,286,000 | 1,334 |
| Loan loss allowance | $6,987,000 | 881 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,978,000 | 1,150 |
| Other real estate owned | $15,000 | 1,309 |
| Goodwill and other intangibles | $269,000 | 2,446 |
| All other assets | $18,684,000 | 1,085 |
| Life insurance assets | $10,050,000 | 675 |
| Total liabilities and capital | $506,727,000 | 1,354 |
| Total liabilities | $464,841,000 | 1,338 |
| Total deposits | $421,051,000 | 1,262 |
| Interest-bearing deposits | $378,605,000 | 1,228 |
| Deposits held in domestic offices | $421,051,000 | 1,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,016,000 | 960 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $24,000,000 | 1,951 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,774,000 | 2,537 |
| Total equity capital | $41,886,000 | 1,637 |
| Total bank equity capital | $41,886,000 | 1,637 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $380,000 | 4,644 |
| Surplus | $15,295,000 | 1,886 |
| Undivided profits | $26,211,000 | 1,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,649,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,392,000 | 1,060 |
| Earning assets | $465,851,000 | 1,359 |
| Long-term assets (5+ years) | $125,580,000 | 1,038 |
| Average Assets, year-to-date | $493,006,000 | 1,374 |
| Average Assets, quarterly | $501,103,500 | 1,358 |
| Volatile liabilities | $122,780,000 | 1,215 |
| Insider loans | $15,153,000 | 461 |
| FHLB advances | $24,000,000 | 1,854 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $90,724,000 | 1,066 |
| Tier 1 (core) risk-based capital | $42,322,000 | 1,547 |
| Tier 2 risk-based capital | $5,527,000 | 1,005 |
| Total risk weighted assets | $440,723,000 | 1,167 |
| Total unused commitments | $90,724,000 | 1,066 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 117 | 1,454 |
| Assets and Liabilities | ||
| Total Assets: | $495,480,000 | 1,379 |
| Cash and due from depository institutions | $8,802,000 | 1,454 |
| Interest-bearing balances | $33,000 | 5,875 |
| Securities | $93,893,000 | 1,297 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $360,002,000 | 1,336 |
| Loan loss allowance | $4,044,000 | 1,403 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,027,000 | 1,261 |
| Other real estate owned | $15,000 | 1,454 |
| Goodwill and other intangibles | $274,000 | 2,433 |
| All other assets | $22,467,000 | 886 |
| Life insurance assets | $9,951,000 | 669 |
| Total liabilities and capital | $495,480,000 | 1,379 |
| Total liabilities | $451,205,000 | 1,362 |
| Total deposits | $411,226,000 | 1,298 |
| Interest-bearing deposits | $370,995,000 | 1,247 |
| Deposits held in domestic offices | $411,226,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,126,000 | 1,083 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $24,000,000 | 1,790 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,853,000 | 1,889 |
| Total equity capital | $44,275,000 | 1,592 |
| Total bank equity capital | $44,275,000 | 1,592 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $380,000 | 4,659 |
| Surplus | $15,295,000 | 1,864 |
| Undivided profits | $28,600,000 | 1,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,741,000 | 1,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,404,000 | 1,095 |
| Earning assets | $453,928,000 | 1,376 |
| Long-term assets (5+ years) | $113,873,000 | 1,078 |
| Average Assets, year-to-date | $486,145,500 | 1,384 |
| Average Assets, quarterly | $486,145,500 | 1,384 |
| Volatile liabilities | $101,156,000 | 1,417 |
| Insider loans | $16,173,000 | 417 |
| FHLB advances | $24,000,000 | 1,705 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $81,096,000 | 1,202 |
| Tier 1 (core) risk-based capital | $43,518,000 | 1,493 |
| Tier 2 risk-based capital | $4,044,000 | 1,336 |
| Total risk weighted assets | $417,995,000 | 1,219 |
| Total unused commitments | $81,096,000 | 1,203 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 118 | 1,450 |
| Assets and Liabilities | ||
| Total Assets: | $476,811,000 | 1,415 |
| Cash and due from depository institutions | $7,315,000 | 1,450 |
| Interest-bearing balances | $61,000 | 5,262 |
| Securities | $90,624,000 | 1,324 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 5,549 |
| Net loans & leases | $352,546,000 | 1,364 |
| Loan loss allowance | $3,953,000 | 1,409 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,964,000 | 1,276 |
| Other real estate owned | $15,000 | 1,450 |
| Goodwill and other intangibles | $275,000 | 2,431 |
| All other assets | $15,672,000 | 1,210 |
| Life insurance assets | $9,851,000 | 669 |
| Total liabilities and capital | $476,811,000 | 1,415 |
| Total liabilities | $433,551,000 | 1,394 |
| Total deposits | $414,499,000 | 1,267 |
| Interest-bearing deposits | $373,545,000 | 1,227 |
| Deposits held in domestic offices | $414,499,000 | 1,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,959,000 | 1,389 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,000,000 | 3,198 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,093,000 | 1,744 |
| Total equity capital | $43,260,000 | 1,609 |
| Total bank equity capital | $43,260,000 | 1,609 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $380,000 | 4,685 |
| Surplus | $15,295,000 | 1,839 |
| Undivided profits | $27,585,000 | 1,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,789,000 | 2,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,395,000 | 1,739 |
| Earning assets | $443,631,000 | 1,396 |
| Long-term assets (5+ years) | $113,210,000 | 1,036 |
| Average Assets, year-to-date | $475,346,600 | 1,363 |
| Average Assets, quarterly | $475,293,500 | 1,404 |
| Volatile liabilities | $112,109,000 | 1,315 |
| Insider loans | $21,728,000 | 270 |
| FHLB advances | $7,000,000 | 3,075 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $76,245,000 | 1,284 |
| Tier 1 (core) risk-based capital | $43,062,000 | 1,499 |
| Tier 2 risk-based capital | $3,953,000 | 1,355 |
| Total risk weighted assets | $418,140,000 | 1,210 |
| Total unused commitments | $76,245,000 | 1,284 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 114 | 1,498 |
| Assets and Liabilities | ||
| Total Assets: | $473,776,000 | 1,397 |
| Cash and due from depository institutions | $11,733,000 | 1,498 |
| Interest-bearing balances | $142,000 | 4,206 |
| Securities | $91,410,000 | 1,308 |
| Federal funds sold & reverse repurchase agreements | $5,430,000 | 2,413 |
| Net loans & leases | $339,910,000 | 1,384 |
| Loan loss allowance | $3,922,000 | 1,362 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,829,000 | 1,268 |
| Other real estate owned | $15,000 | 1,498 |
| Goodwill and other intangibles | $280,000 | 2,426 |
| All other assets | $15,169,000 | 1,236 |
| Life insurance assets | $9,750,000 | 657 |
| Total liabilities and capital | $473,776,000 | 1,397 |
| Total liabilities | $431,860,000 | 1,378 |
| Total deposits | $411,470,000 | 1,265 |
| Interest-bearing deposits | $369,642,000 | 1,230 |
| Deposits held in domestic offices | $411,470,000 | 1,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,261,000 | 1,222 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,000,000 | 3,052 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,129,000 | 1,732 |
| Total equity capital | $41,916,000 | 1,628 |
| Total bank equity capital | $41,916,000 | 1,628 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $380,000 | 4,683 |
| Surplus | $15,295,000 | 1,804 |
| Undivided profits | $26,241,000 | 1,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,565,000 | 2,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,536,000 | 1,757 |
| Earning assets | $436,892,000 | 1,387 |
| Long-term assets (5+ years) | $109,794,000 | 1,045 |
| Average Assets, year-to-date | $474,980,500 | 1,364 |
| Average Assets, quarterly | $473,275,000 | 1,388 |
| Volatile liabilities | $112,526,000 | 1,259 |
| Insider loans | $22,374,000 | 262 |
| FHLB advances | $7,000,000 | 2,917 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $87,551,000 | 1,168 |
| Tier 1 (core) risk-based capital | $42,193,000 | 1,527 |
| Tier 2 risk-based capital | $3,922,000 | 1,345 |
| Total risk weighted assets | $412,746,000 | 1,202 |
| Total unused commitments | $87,551,000 | 1,169 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 123 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $472,774,000 | 1,416 |
| Cash and due from depository institutions | $10,938,000 | 1,417 |
| Interest-bearing balances | $148,000 | 4,270 |
| Securities | $77,809,000 | 1,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $358,918,000 | 1,306 |
| Loan loss allowance | $3,890,000 | 1,364 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,838,000 | 1,261 |
| Other real estate owned | $15,000 | 1,417 |
| Goodwill and other intangibles | $298,000 | 2,416 |
| All other assets | $14,958,000 | 1,247 |
| Life insurance assets | $9,649,000 | 653 |
| Total liabilities and capital | $472,774,000 | 1,416 |
| Total liabilities | $431,782,000 | 1,382 |
| Total deposits | $398,703,000 | 1,323 |
| Interest-bearing deposits | $350,651,000 | 1,305 |
| Deposits held in domestic offices | $398,703,000 | 1,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,457,000 | 999 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,000,000 | 1,915 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,622,000 | 1,920 |
| Total equity capital | $40,992,000 | 1,662 |
| Total bank equity capital | $40,992,000 | 1,662 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $380,000 | 4,712 |
| Surplus | $15,295,000 | 1,807 |
| Undivided profits | $25,317,000 | 1,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000,000 | 528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,357,000 | 1,768 |
| Earning assets | $436,875,000 | 1,384 |
| Long-term assets (5+ years) | $97,760,000 | 1,133 |
| Average Assets, year-to-date | $475,382,000 | 1,384 |
| Average Assets, quarterly | $475,132,500 | 1,399 |
| Volatile liabilities | $101,849,000 | 1,373 |
| Insider loans | $20,507,000 | 298 |
| FHLB advances | $16,000,000 | 1,809 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $85,321,000 | 1,217 |
| Tier 1 (core) risk-based capital | $41,941,000 | 1,536 |
| Tier 2 risk-based capital | $3,890,000 | 1,356 |
| Total risk weighted assets | $438,212,000 | 1,125 |
| Total unused commitments | $85,321,000 | 1,217 |
| Derivatives | $500,000 | 934 |
| 2007-03-31 | Rank | |
| # of Employees: | 120 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $477,491,000 | 1,394 |
| Cash and due from depository institutions | $10,849,000 | 1,438 |
| Interest-bearing balances | $13,000 | 6,165 |
| Securities | $76,033,000 | 1,557 |
| Federal funds sold & reverse repurchase agreements | $11,425,000 | 1,777 |
| Net loans & leases | $354,519,000 | 1,309 |
| Loan loss allowance | $3,858,000 | 1,381 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,070,000 | 1,204 |
| Other real estate owned | $15,000 | 1,438 |
| Goodwill and other intangibles | $315,000 | 2,377 |
| All other assets | $14,265,000 | 1,258 |
| Life insurance assets | $9,551,000 | 646 |
| Total liabilities and capital | $477,491,000 | 1,394 |
| Total liabilities | $436,403,000 | 1,366 |
| Total deposits | $406,636,000 | 1,282 |
| Interest-bearing deposits | $360,582,000 | 1,255 |
| Deposits held in domestic offices | $406,636,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,780,000 | 1,105 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $16,000,000 | 1,863 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,987,000 | 1,784 |
| Total equity capital | $41,088,000 | 1,665 |
| Total bank equity capital | $41,088,000 | 1,665 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $380,000 | 4,720 |
| Surplus | $15,295,000 | 1,789 |
| Undivided profits | $25,413,000 | 1,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,500,000 | 2,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,291,000 | 1,751 |
| Earning assets | $441,990,000 | 1,371 |
| Long-term assets (5+ years) | $102,195,000 | 1,071 |
| Average Assets, year-to-date | $476,686,000 | 1,383 |
| Average Assets, quarterly | $476,686,000 | 1,383 |
| Volatile liabilities | $103,117,000 | 1,321 |
| Insider loans | $20,570,000 | 279 |
| FHLB advances | $16,000,000 | 1,780 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $72,635,000 | 1,382 |
| Tier 1 (core) risk-based capital | $41,279,000 | 1,548 |
| Tier 2 risk-based capital | $3,858,000 | 1,366 |
| Total risk weighted assets | $426,833,000 | 1,141 |
| Total unused commitments | $72,635,000 | 1,382 |
| Derivatives | $2,000,000 | 758 |
| 2006-12-31 | Rank | |
| # of Employees: | 115 | 1,500 |
| Assets and Liabilities | ||
| Total Assets: | $475,881,000 | 1,380 |
| Cash and due from depository institutions | $11,408,000 | 1,500 |
| Interest-bearing balances | $89,000 | 5,014 |
| Securities | $75,234,000 | 1,604 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $363,926,000 | 1,263 |
| Loan loss allowance | $3,750,000 | 1,396 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,222,000 | 1,157 |
| Other real estate owned | $15,000 | 1,500 |
| Goodwill and other intangibles | $344,000 | 2,328 |
| All other assets | $14,732,000 | 1,235 |
| Life insurance assets | $9,450,000 | 637 |
| Total liabilities and capital | $475,881,000 | 1,380 |
| Total liabilities | $435,016,000 | 1,354 |
| Total deposits | $398,400,000 | 1,294 |
| Interest-bearing deposits | $355,226,000 | 1,248 |
| Deposits held in domestic offices | $398,400,000 | 1,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,605,000 | 893 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,000,000 | 1,948 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,011,000 | 1,729 |
| Total equity capital | $40,865,000 | 1,643 |
| Total bank equity capital | $40,865,000 | 1,643 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $380,000 | 4,741 |
| Surplus | $15,295,000 | 1,744 |
| Undivided profits | $25,190,000 | 1,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 3,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,478,000 | 1,654 |
| Earning assets | $439,249,000 | 1,368 |
| Long-term assets (5+ years) | $104,581,000 | 1,039 |
| Average Assets, year-to-date | $459,610,800 | 1,359 |
| Average Assets, quarterly | $474,274,000 | 1,359 |
| Volatile liabilities | $112,445,000 | 1,338 |
| Insider loans | $18,226,000 | 328 |
| FHLB advances | $16,000,000 | 1,855 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $88,209,000 | 1,142 |
| Tier 1 (core) risk-based capital | $41,087,000 | 1,538 |
| Tier 2 risk-based capital | $3,750,000 | 1,384 |
| Total risk weighted assets | $436,509,000 | 1,091 |
| Total unused commitments | $88,209,000 | 1,142 |
| Derivatives | $12,804,000 | 451 |
| 2006-09-30 | Rank | |
| # of Employees: | 117 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $472,667,000 | 1,377 |
| Cash and due from depository institutions | $12,351,000 | 1,491 |
| Interest-bearing balances | $578,000 | 2,953 |
| Securities | $76,354,000 | 1,591 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $358,988,000 | 1,261 |
| Loan loss allowance | $3,713,000 | 1,413 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,421,000 | 1,118 |
| Other real estate owned | $15,000 | 1,491 |
| Goodwill and other intangibles | $362,000 | 2,305 |
| All other assets | $14,176,000 | 1,282 |
| Life insurance assets | $9,358,000 | 616 |
| Total liabilities and capital | $472,667,000 | 1,377 |
| Total liabilities | $432,834,000 | 1,352 |
| Total deposits | $400,627,000 | 1,263 |
| Interest-bearing deposits | $356,396,000 | 1,223 |
| Deposits held in domestic offices | $400,627,000 | 1,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,151,000 | 1,034 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,000,000 | 2,021 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,056,000 | 1,690 |
| Total equity capital | $39,833,000 | 1,663 |
| Total bank equity capital | $39,833,000 | 1,663 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $380,000 | 4,772 |
| Surplus | $15,295,000 | 1,724 |
| Undivided profits | $24,158,000 | 1,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,312,000 | 2,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,194,000 | 1,883 |
| Earning assets | $435,920,000 | 1,366 |
| Long-term assets (5+ years) | $107,648,000 | 1,002 |
| Average Assets, year-to-date | $455,543,250 | 1,386 |
| Average Assets, quarterly | $466,872,000 | 1,378 |
| Volatile liabilities | $111,123,000 | 1,346 |
| Insider loans | $15,421,000 | 404 |
| FHLB advances | $16,000,000 | 1,916 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $92,976,000 | 1,107 |
| Tier 1 (core) risk-based capital | $40,149,000 | 1,573 |
| Tier 2 risk-based capital | $3,713,000 | 1,405 |
| Total risk weighted assets | $431,629,000 | 1,096 |
| Total unused commitments | $92,976,000 | 1,108 |
| Derivatives | $13,794,000 | 466 |
| 2006-06-30 | Rank | |
| # of Employees: | 121 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $461,077,000 | 1,397 |
| Cash and due from depository institutions | $11,242,000 | 1,442 |
| Interest-bearing balances | $1,149,000 | 2,314 |
| Securities | $75,781,000 | 1,590 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 4,911 |
| Net loans & leases | $349,748,000 | 1,277 |
| Loan loss allowance | $3,534,000 | 1,458 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,807,000 | 1,174 |
| Other real estate owned | $15,000 | 1,442 |
| Goodwill and other intangibles | $384,000 | 2,270 |
| All other assets | $13,450,000 | 1,334 |
| Life insurance assets | $9,266,000 | 611 |
| Total liabilities and capital | $461,077,000 | 1,397 |
| Total liabilities | $422,651,000 | 1,367 |
| Total deposits | $387,705,000 | 1,293 |
| Interest-bearing deposits | $337,292,000 | 1,273 |
| Deposits held in domestic offices | $387,705,000 | 1,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,586,000 | 910 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $16,000,000 | 2,042 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,360,000 | 1,924 |
| Total equity capital | $38,426,000 | 1,653 |
| Total bank equity capital | $38,426,000 | 1,653 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $380,000 | 4,772 |
| Surplus | $15,295,000 | 1,680 |
| Undivided profits | $22,751,000 | 1,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,059,000 | 1,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,006,000 | 1,840 |
| Earning assets | $427,328,000 | 1,380 |
| Long-term assets (5+ years) | $108,793,000 | 978 |
| Average Assets, year-to-date | $449,835,330 | 1,401 |
| Average Assets, quarterly | $456,570,000 | 1,394 |
| Volatile liabilities | $103,802,000 | 1,426 |
| Insider loans | $15,498,000 | 392 |
| FHLB advances | $16,000,000 | 1,930 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $90,525,000 | 1,130 |
| Tier 1 (core) risk-based capital | $39,628,000 | 1,552 |
| Tier 2 risk-based capital | $3,534,000 | 1,443 |
| Total risk weighted assets | $409,573,000 | 1,135 |
| Total unused commitments | $90,525,000 | 1,131 |
| Derivatives | $15,394,000 | 440 |
| 2006-03-31 | Rank | |
| # of Employees: | 115 | 1,504 |
| Assets and Liabilities | ||
| Total Assets: | $452,063,000 | 1,400 |
| Cash and due from depository institutions | $9,899,000 | 1,504 |
| Interest-bearing balances | $1,166,000 | 2,420 |
| Securities | $76,348,000 | 1,615 |
| Federal funds sold & reverse repurchase agreements | $10,100,000 | 1,475 |
| Net loans & leases | $330,332,000 | 1,308 |
| Loan loss allowance | $3,370,000 | 1,503 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,911,000 | 1,119 |
| Other real estate owned | $15,000 | 1,504 |
| Goodwill and other intangibles | $414,000 | 2,219 |
| All other assets | $15,044,000 | 1,171 |
| Life insurance assets | $9,175,000 | 593 |
| Total liabilities and capital | $452,063,000 | 1,400 |
| Total liabilities | $413,836,000 | 1,373 |
| Total deposits | $385,734,000 | 1,288 |
| Interest-bearing deposits | $339,933,000 | 1,242 |
| Deposits held in domestic offices | $385,734,000 | 1,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,354,000 | 1,190 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,000,000 | 1,949 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,748,000 | 1,708 |
| Total equity capital | $38,227,000 | 1,638 |
| Total bank equity capital | $38,227,000 | 1,638 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $380,000 | 4,763 |
| Surplus | $15,296,000 | 1,617 |
| Undivided profits | $22,551,000 | 1,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,709,000 | 1,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,983,000 | 1,765 |
| Earning assets | $417,946,000 | 1,388 |
| Long-term assets (5+ years) | $113,955,000 | 919 |
| Average Assets, year-to-date | $444,214,500 | 1,418 |
| Average Assets, quarterly | $444,214,500 | 1,418 |
| Volatile liabilities | $95,036,000 | 1,474 |
| Insider loans | $15,852,000 | 371 |
| FHLB advances | $16,000,000 | 1,855 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $117,761,000 | 908 |
| Tier 1 (core) risk-based capital | $38,759,000 | 1,547 |
| Tier 2 risk-based capital | $3,370,000 | 1,477 |
| Total risk weighted assets | $391,039,000 | 1,152 |
| Total unused commitments | $117,761,000 | 908 |
| Derivatives | $15,434,000 | 424 |
| 2005-12-31 | Rank | |
| # of Employees: | 112 | 1,537 |
| Assets and Liabilities | ||
| Total Assets: | $436,366,000 | 1,433 |
| Cash and due from depository institutions | $17,908,000 | 1,537 |
| Interest-bearing balances | $3,397,000 | 1,456 |
| Securities | $71,839,000 | 1,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $323,228,000 | 1,316 |
| Loan loss allowance | $3,275,000 | 1,517 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,042,000 | 1,087 |
| Other real estate owned | $15,000 | 1,537 |
| Goodwill and other intangibles | $440,000 | 2,184 |
| All other assets | $12,894,000 | 1,342 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $436,366,000 | 1,433 |
| Total liabilities | $402,357,000 | 1,402 |
| Total deposits | $367,025,000 | 1,349 |
| Interest-bearing deposits | $314,895,000 | 1,324 |
| Deposits held in domestic offices | $367,025,000 | 1,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,739,000 | 862 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,000,000 | 2,015 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,593,000 | 1,740 |
| Total equity capital | $34,009,000 | 1,826 |
| Total bank equity capital | $34,009,000 | 1,826 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $380,000 | 4,786 |
| Surplus | $11,295,000 | 2,064 |
| Undivided profits | $22,334,000 | 1,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,005,000 | 1,742 |
| Earning assets | $398,464,000 | 1,432 |
| Long-term assets (5+ years) | $109,971,000 | 934 |
| Average Assets, year-to-date | $405,325,000 | 1,495 |
| Average Assets, quarterly | $423,501,500 | 1,463 |
| Volatile liabilities | $90,797,000 | 1,499 |
| Insider loans | $16,015,000 | 353 |
| FHLB advances | $16,000,000 | 1,900 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $110,983,000 | 925 |
| Tier 1 (core) risk-based capital | $34,407,000 | 1,724 |
| Tier 2 risk-based capital | $3,275,000 | 1,490 |
| Total risk weighted assets | $369,990,000 | 1,203 |
| Total unused commitments | $110,983,000 | 925 |
| Derivatives | $17,734,000 | 375 |
| 2005-09-30 | Rank | |
| # of Employees: | 109 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $410,637,000 | 1,493 |
| Cash and due from depository institutions | $13,992,000 | 1,579 |
| Interest-bearing balances | $3,358,000 | 1,454 |
| Securities | $71,093,000 | 1,700 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 1,337 |
| Net loans & leases | $294,058,000 | 1,428 |
| Loan loss allowance | $3,048,000 | 1,607 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,158,000 | 1,042 |
| Other real estate owned | $15,000 | 1,579 |
| Goodwill and other intangibles | $461,000 | 2,142 |
| All other assets | $11,160,000 | 1,477 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $410,637,000 | 1,493 |
| Total liabilities | $377,208,000 | 1,460 |
| Total deposits | $351,977,000 | 1,364 |
| Interest-bearing deposits | $308,527,000 | 1,329 |
| Deposits held in domestic offices | $351,977,000 | 1,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,098,000 | 1,482 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $16,000,000 | 2,034 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,133,000 | 1,450 |
| Total equity capital | $33,429,000 | 1,836 |
| Total bank equity capital | $33,429,000 | 1,836 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $380,000 | 4,789 |
| Surplus | $11,295,000 | 2,004 |
| Undivided profits | $21,754,000 | 1,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,941,000 | 1,726 |
| Earning assets | $378,209,000 | 1,492 |
| Long-term assets (5+ years) | $106,974,000 | 958 |
| Average Assets, year-to-date | $397,564,750 | 1,513 |
| Average Assets, quarterly | $409,496,500 | 1,489 |
| Volatile liabilities | $73,467,000 | 1,725 |
| Insider loans | $16,137,000 | 331 |
| FHLB advances | $16,000,000 | 1,918 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $100,381,000 | 981 |
| Tier 1 (core) risk-based capital | $33,411,000 | 1,738 |
| Tier 2 risk-based capital | $3,048,000 | 1,574 |
| Total risk weighted assets | $337,341,000 | 1,308 |
| Total unused commitments | $100,381,000 | 982 |
| Derivatives | $17,734,000 | 384 |
| 2005-06-30 | Rank | |
| # of Employees: | 111 | 1,551 |
| Assets and Liabilities | ||
| Total Assets: | $408,356,000 | 1,487 |
| Cash and due from depository institutions | $17,190,000 | 1,551 |
| Interest-bearing balances | $3,347,000 | 1,421 |
| Securities | $75,059,000 | 1,642 |
| Federal funds sold & reverse repurchase agreements | $5,875,000 | 1,848 |
| Net loans & leases | $288,790,000 | 1,425 |
| Loan loss allowance | $3,036,000 | 1,592 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,178,000 | 1,017 |
| Other real estate owned | $15,000 | 1,551 |
| Goodwill and other intangibles | $471,000 | 2,135 |
| All other assets | $10,778,000 | 1,488 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $408,356,000 | 1,487 |
| Total liabilities | $375,069,000 | 1,449 |
| Total deposits | $352,348,000 | 1,331 |
| Interest-bearing deposits | $301,034,000 | 1,332 |
| Deposits held in domestic offices | $352,348,000 | 1,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,664,000 | 1,547 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,000,000 | 2,177 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,057,000 | 1,401 |
| Total equity capital | $33,287,000 | 1,801 |
| Total bank equity capital | $33,287,000 | 1,801 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $380,000 | 4,785 |
| Surplus | $11,295,000 | 1,948 |
| Undivided profits | $21,612,000 | 1,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 3,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,674,000 | 1,845 |
| Earning assets | $373,071,000 | 1,494 |
| Long-term assets (5+ years) | $110,414,000 | 914 |
| Average Assets, year-to-date | $393,207,330 | 1,515 |
| Average Assets, quarterly | $400,328,500 | 1,498 |
| Volatile liabilities | $70,259,000 | 1,724 |
| Insider loans | $16,442,000 | 294 |
| FHLB advances | $14,000,000 | 2,063 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $82,676,000 | 1,113 |
| Tier 1 (core) risk-based capital | $32,954,000 | 1,713 |
| Tier 2 risk-based capital | $3,036,000 | 1,553 |
| Total risk weighted assets | $329,644,000 | 1,297 |
| Total unused commitments | $82,676,000 | 1,113 |
| Derivatives | $17,734,000 | 376 |
| 2005-03-31 | Rank | |
| # of Employees: | 111 | 1,534 |
| Assets and Liabilities | ||
| Total Assets: | $392,301,000 | 1,531 |
| Cash and due from depository institutions | $15,566,000 | 1,534 |
| Interest-bearing balances | $3,308,000 | 1,458 |
| Securities | $70,078,000 | 1,765 |
| Federal funds sold & reverse repurchase agreements | $2,975,000 | 3,352 |
| Net loans & leases | $282,136,000 | 1,413 |
| Loan loss allowance | $3,038,000 | 1,564 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,154,000 | 997 |
| Other real estate owned | $433,000 | 1,534 |
| Goodwill and other intangibles | $503,000 | 2,086 |
| All other assets | $10,456,000 | 1,506 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $392,301,000 | 1,531 |
| Total liabilities | $360,494,000 | 1,499 |
| Total deposits | $339,363,000 | 1,377 |
| Interest-bearing deposits | $292,496,000 | 1,353 |
| Deposits held in domestic offices | $339,363,000 | 1,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,656,000 | 1,630 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,000,000 | 2,106 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,475,000 | 1,636 |
| Total equity capital | $31,807,000 | 1,819 |
| Total bank equity capital | $31,807,000 | 1,819 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $380,000 | 4,813 |
| Surplus | $11,295,000 | 1,902 |
| Undivided profits | $20,132,000 | 1,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $490,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,516,000 | 1,997 |
| Earning assets | $358,497,000 | 1,540 |
| Long-term assets (5+ years) | $104,089,000 | 988 |
| Average Assets, year-to-date | $385,633,000 | 1,543 |
| Average Assets, quarterly | $385,633,000 | 1,543 |
| Volatile liabilities | $63,063,000 | 1,804 |
| Insider loans | $13,348,000 | 390 |
| FHLB advances | $14,000,000 | 1,994 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $79,056,000 | 1,137 |
| Tier 1 (core) risk-based capital | $32,126,000 | 1,717 |
| Tier 2 risk-based capital | $3,038,000 | 1,521 |
| Total risk weighted assets | $320,941,000 | 1,302 |
| Total unused commitments | $79,056,000 | 1,137 |
| Derivatives | $17,734,000 | 331 |
| 2004-12-31 | Rank | |
| # of Employees: | 99 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $378,965,000 | 1,580 |
| Cash and due from depository institutions | $19,084,000 | 1,719 |
| Interest-bearing balances | $7,019,000 | 808 |
| Securities | $67,321,000 | 1,851 |
| Federal funds sold & reverse repurchase agreements | $2,525,000 | 3,524 |
| Net loans & leases | $269,205,000 | 1,471 |
| Loan loss allowance | $3,037,000 | 1,544 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,400,000 | 1,072 |
| Other real estate owned | $483,000 | 1,719 |
| Goodwill and other intangibles | $538,000 | 2,047 |
| All other assets | $10,409,000 | 1,482 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $378,965,000 | 1,580 |
| Total liabilities | $346,795,000 | 1,553 |
| Total deposits | $325,257,000 | 1,437 |
| Interest-bearing deposits | $282,280,000 | 1,406 |
| Deposits held in domestic offices | $325,257,000 | 1,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,885,000 | 1,625 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $14,000,000 | 2,135 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,653,000 | 1,524 |
| Total equity capital | $32,170,000 | 1,799 |
| Total bank equity capital | $32,170,000 | 1,799 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $380,000 | 4,825 |
| Surplus | $11,295,000 | 1,873 |
| Undivided profits | $20,495,000 | 1,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 4,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,446,000 | 2,065 |
| Earning assets | $346,070,000 | 1,589 |
| Long-term assets (5+ years) | $107,743,000 | 980 |
| Average Assets, year-to-date | $346,125,600 | 1,645 |
| Average Assets, quarterly | $370,423,500 | 1,602 |
| Volatile liabilities | $61,161,000 | 1,798 |
| Insider loans | $13,411,000 | 391 |
| FHLB advances | $14,000,000 | 2,015 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $79,985,000 | 1,086 |
| Tier 1 (core) risk-based capital | $31,873,000 | 1,712 |
| Tier 2 risk-based capital | $3,037,000 | 1,513 |
| Total risk weighted assets | $307,418,000 | 1,350 |
| Total unused commitments | $79,985,000 | 1,086 |
| Derivatives | $17,734,000 | 331 |
| 2004-09-30 | Rank | |
| # of Employees: | 99 | 1,722 |
| Assets and Liabilities | ||
| Total Assets: | $361,882,000 | 1,633 |
| Cash and due from depository institutions | $16,814,000 | 1,722 |
| Interest-bearing balances | $5,762,000 | 1,001 |
| Securities | $69,252,000 | 1,784 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 5,209 |
| Net loans & leases | $257,925,000 | 1,494 |
| Loan loss allowance | $3,033,000 | 1,543 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,274,000 | 1,195 |
| Other real estate owned | $146,000 | 1,722 |
| Goodwill and other intangibles | $528,000 | 2,029 |
| All other assets | $8,493,000 | 1,716 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $361,882,000 | 1,633 |
| Total liabilities | $330,647,000 | 1,600 |
| Total deposits | $309,197,000 | 1,485 |
| Interest-bearing deposits | $265,733,000 | 1,474 |
| Deposits held in domestic offices | $309,197,000 | 1,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,430,000 | 1,738 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $14,000,000 | 2,136 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,020,000 | 1,377 |
| Total equity capital | $31,235,000 | 1,843 |
| Total bank equity capital | $31,235,000 | 1,843 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $380,000 | 4,840 |
| Surplus | $11,295,000 | 1,833 |
| Undivided profits | $19,560,000 | 1,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 3,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,535,000 | 2,002 |
| Earning assets | $333,389,000 | 1,615 |
| Long-term assets (5+ years) | $112,497,000 | 935 |
| Average Assets, year-to-date | $337,915,750 | 1,668 |
| Average Assets, quarterly | $354,426,500 | 1,649 |
| Volatile liabilities | $54,884,000 | 1,935 |
| Insider loans | $15,368,000 | 321 |
| FHLB advances | $14,000,000 | 2,012 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $74,761,000 | 1,152 |
| Tier 1 (core) risk-based capital | $30,748,000 | 1,747 |
| Tier 2 risk-based capital | $3,033,000 | 1,492 |
| Total risk weighted assets | $291,500,000 | 1,394 |
| Total unused commitments | $74,761,000 | 1,153 |
| Derivatives | $17,734,000 | 345 |
| 2004-06-30 | Rank | |
| # of Employees: | 101 | 1,692 |
| Assets and Liabilities | ||
| Total Assets: | $346,971,000 | 1,669 |
| Cash and due from depository institutions | $18,170,000 | 1,692 |
| Interest-bearing balances | $6,777,000 | 888 |
| Securities | $66,084,000 | 1,883 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,061 |
| Net loans & leases | $241,658,000 | 1,553 |
| Loan loss allowance | $3,046,000 | 1,520 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,020,000 | 1,409 |
| Other real estate owned | $250,000 | 1,692 |
| Goodwill and other intangibles | $541,000 | 2,010 |
| All other assets | $8,448,000 | 1,724 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $346,971,000 | 1,669 |
| Total liabilities | $317,834,000 | 1,641 |
| Total deposits | $298,409,000 | 1,534 |
| Interest-bearing deposits | $258,344,000 | 1,509 |
| Deposits held in domestic offices | $298,409,000 | 1,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,597,000 | 1,919 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,000,000 | 2,125 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,828,000 | 1,902 |
| Total equity capital | $29,137,000 | 1,883 |
| Total bank equity capital | $29,137,000 | 1,883 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $380,000 | 4,873 |
| Surplus | $11,295,000 | 1,792 |
| Undivided profits | $17,462,000 | 1,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,389,000 | 672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,381,000 | 2,089 |
| Earning assets | $319,319,000 | 1,657 |
| Long-term assets (5+ years) | $110,438,000 | 983 |
| Average Assets, year-to-date | $329,927,000 | 1,704 |
| Average Assets, quarterly | $336,241,500 | 1,695 |
| Volatile liabilities | $49,210,000 | 2,072 |
| Insider loans | $15,870,000 | 297 |
| FHLB advances | $14,000,000 | 1,991 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $67,674,000 | 1,215 |
| Tier 1 (core) risk-based capital | $29,868,000 | 1,758 |
| Tier 2 risk-based capital | $3,046,000 | 1,464 |
| Total risk weighted assets | $273,400,000 | 1,458 |
| Total unused commitments | $67,674,000 | 1,215 |
| Derivatives | $17,734,000 | 346 |
| 2004-03-31 | Rank | |
| # of Employees: | 97 | 1,754 |
| Assets and Liabilities | ||
| Total Assets: | $325,512,000 | 1,754 |
| Cash and due from depository institutions | $15,234,000 | 1,754 |
| Interest-bearing balances | $6,685,000 | 1,030 |
| Securities | $65,233,000 | 1,930 |
| Federal funds sold & reverse repurchase agreements | $5,875,000 | 2,469 |
| Net loans & leases | $223,508,000 | 1,649 |
| Loan loss allowance | $3,064,000 | 1,510 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,940,000 | 1,399 |
| Other real estate owned | $250,000 | 1,754 |
| Goodwill and other intangibles | $575,000 | 1,968 |
| All other assets | $7,897,000 | 1,723 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $325,512,000 | 1,754 |
| Total liabilities | $295,516,000 | 1,739 |
| Total deposits | $280,269,000 | 1,615 |
| Interest-bearing deposits | $239,918,000 | 1,616 |
| Deposits held in domestic offices | $280,269,000 | 1,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,373,000 | 1,779 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,000,000 | 2,562 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,874,000 | 1,490 |
| Total equity capital | $29,996,000 | 1,871 |
| Total bank equity capital | $29,996,000 | 1,871 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $380,000 | 4,884 |
| Surplus | $11,295,000 | 1,754 |
| Undivided profits | $18,321,000 | 1,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,404,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,185,000 | 2,418 |
| Earning assets | $301,301,000 | 1,742 |
| Long-term assets (5+ years) | $100,317,000 | 1,050 |
| Average Assets, year-to-date | $321,405,000 | 1,749 |
| Average Assets, quarterly | $321,405,000 | 1,749 |
| Volatile liabilities | $37,830,000 | 2,468 |
| Insider loans | $12,997,000 | 371 |
| FHLB advances | $9,000,000 | 2,444 |
| Loans and leases held for sale | $768,000 | 1,101 |
| Unused loan commitments | $53,254,000 | 1,433 |
| Tier 1 (core) risk-based capital | $29,038,000 | 1,785 |
| Tier 2 risk-based capital | $3,064,000 | 1,449 |
| Total risk weighted assets | $253,657,000 | 1,541 |
| Total unused commitments | $53,254,000 | 1,437 |
| Derivatives | $17,734,000 | 352 |
| 2003-12-31 | Rank | |
| # of Employees: | 94 | 1,838 |
| Assets and Liabilities | ||
| Total Assets: | $317,298,000 | 1,789 |
| Cash and due from depository institutions | $13,800,000 | 1,838 |
| Interest-bearing balances | $3,689,000 | 1,513 |
| Securities | $61,227,000 | 2,093 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $226,984,000 | 1,595 |
| Loan loss allowance | $3,031,000 | 1,515 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,965,000 | 1,383 |
| Other real estate owned | $20,000 | 1,838 |
| Goodwill and other intangibles | $563,000 | 1,973 |
| All other assets | $7,739,000 | 1,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $317,298,000 | 1,789 |
| Total liabilities | $293,919,000 | 1,743 |
| Total deposits | $279,829,000 | 1,597 |
| Interest-bearing deposits | $238,135,000 | 1,611 |
| Deposits held in domestic offices | $279,829,000 | 1,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,432,000 | 2,122 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,571 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,658,000 | 1,511 |
| Total equity capital | $23,379,000 | 2,354 |
| Total bank equity capital | $23,379,000 | 2,354 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $380,000 | 4,925 |
| Surplus | $5,995,000 | 2,987 |
| Undivided profits | $17,004,000 | 1,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,605,000 | 680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,160,000 | 2,596 |
| Earning assets | $291,900,000 | 1,772 |
| Long-term assets (5+ years) | $93,476,000 | 1,147 |
| Average Assets, year-to-date | $303,139,800 | 1,795 |
| Average Assets, quarterly | $318,022,500 | 1,766 |
| Volatile liabilities | $31,199,000 | 2,848 |
| Insider loans | $10,495,000 | 471 |
| FHLB advances | $9,000,000 | 2,435 |
| Loans and leases held for sale | $1,933,000 | 650 |
| Unused loan commitments | $52,240,000 | 1,406 |
| Tier 1 (core) risk-based capital | $22,892,000 | 2,280 |
| Tier 2 risk-based capital | $3,031,000 | 1,455 |
| Total risk weighted assets | $254,756,000 | 1,523 |
| Total unused commitments | $52,240,000 | 1,407 |
| Derivatives | $17,734,000 | 334 |
| 2003-09-30 | Rank | |
| # of Employees: | 97 | 1,791 |
| Assets and Liabilities | ||
| Total Assets: | $318,747,000 | 1,768 |
| Cash and due from depository institutions | $9,719,000 | 1,791 |
| Interest-bearing balances | $3,097,000 | 1,869 |
| Securities | $57,243,000 | 2,199 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $241,183,000 | 1,493 |
| Loan loss allowance | $3,404,000 | 1,362 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,097,000 | 1,332 |
| Other real estate owned | $15,000 | 1,791 |
| Goodwill and other intangibles | $375,000 | 2,186 |
| All other assets | $3,115,000 | 3,552 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $318,747,000 | 1,768 |
| Total liabilities | $296,075,000 | 1,721 |
| Total deposits | $276,632,000 | 1,623 |
| Interest-bearing deposits | $239,027,000 | 1,610 |
| Deposits held in domestic offices | $276,632,000 | 1,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,715,000 | 1,738 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,000,000 | 1,960 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,728,000 | 2,171 |
| Total equity capital | $22,672,000 | 2,425 |
| Total bank equity capital | $22,672,000 | 2,425 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $380,000 | 4,954 |
| Surplus | $5,995,000 | 2,925 |
| Undivided profits | $16,297,000 | 1,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,006,000 | 665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,548,000 | 1,999 |
| Earning assets | $301,523,000 | 1,721 |
| Long-term assets (5+ years) | $109,778,000 | 994 |
| Average Assets, year-to-date | $299,600,250 | 1,836 |
| Average Assets, quarterly | $313,296,000 | 1,786 |
| Volatile liabilities | $37,379,000 | 2,439 |
| Insider loans | $10,746,000 | 443 |
| FHLB advances | $14,000,000 | 1,830 |
| Loans and leases held for sale | $20,780,000 | 218 |
| Unused loan commitments | $50,085,000 | 1,449 |
| Tier 1 (core) risk-based capital | $22,446,000 | 2,324 |
| Tier 2 risk-based capital | $3,157,000 | 1,397 |
| Total risk weighted assets | $252,495,000 | 1,526 |
| Total unused commitments | $50,085,000 | 1,455 |
| Derivatives | $17,734,000 | 337 |
| 2003-06-30 | Rank | |
| # of Employees: | 101 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $307,845,000 | 1,809 |
| Cash and due from depository institutions | $10,822,000 | 1,727 |
| Interest-bearing balances | $3,039,000 | 2,028 |
| Securities | $59,489,000 | 2,065 |
| Federal funds sold & reverse repurchase agreements | $11,450,000 | 1,380 |
| Net loans & leases | $215,822,000 | 1,642 |
| Loan loss allowance | $3,420,000 | 1,339 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,084,000 | 1,307 |
| Other real estate owned | $15,000 | 1,727 |
| Goodwill and other intangibles | $296,000 | 2,276 |
| All other assets | $2,867,000 | 3,629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,845,000 | 1,809 |
| Total liabilities | $285,172,000 | 1,759 |
| Total deposits | $275,828,000 | 1,606 |
| Interest-bearing deposits | $237,705,000 | 1,601 |
| Deposits held in domestic offices | $275,828,000 | 1,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,140,000 | 2,053 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,204,000 | 1,867 |
| Total equity capital | $22,673,000 | 2,424 |
| Total bank equity capital | $22,673,000 | 2,424 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $380,000 | 4,966 |
| Surplus | $5,995,000 | 2,892 |
| Undivided profits | $16,298,000 | 2,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,121,000 | 2,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,414,000 | 2,120 |
| Earning assets | $289,800,000 | 1,769 |
| Long-term assets (5+ years) | $87,222,000 | 1,159 |
| Average Assets, year-to-date | $293,218,000 | 1,864 |
| Average Assets, quarterly | $298,364,500 | 1,849 |
| Volatile liabilities | $36,268,000 | 2,445 |
| Insider loans | $7,059,000 | 725 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $2,978,000 | 949 |
| Unused loan commitments | $62,486,000 | 1,210 |
| Tier 1 (core) risk-based capital | $21,419,000 | 2,386 |
| Tier 2 risk-based capital | $3,041,000 | 1,401 |
| Total risk weighted assets | $242,869,000 | 1,556 |
| Total unused commitments | $62,486,000 | 1,221 |
| Derivatives | $17,734,000 | 356 |
| 2003-03-31 | Rank | |
| # of Employees: | 87 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $288,884,000 | 1,902 |
| Cash and due from depository institutions | $11,211,000 | 1,985 |
| Interest-bearing balances | $2,972,000 | 2,089 |
| Securities | $56,095,000 | 2,145 |
| Federal funds sold & reverse repurchase agreements | $5,525,000 | 2,963 |
| Net loans & leases | $206,423,000 | 1,676 |
| Loan loss allowance | $3,320,000 | 1,348 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,386,000 | 1,747 |
| Other real estate owned | $15,000 | 1,985 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,229,000 | 2,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,884,000 | 1,902 |
| Total liabilities | $267,242,000 | 1,851 |
| Total deposits | $257,916,000 | 1,711 |
| Interest-bearing deposits | $219,380,000 | 1,724 |
| Deposits held in domestic offices | $257,916,000 | 1,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,996,000 | 1,976 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,330,000 | 1,829 |
| Total equity capital | $21,642,000 | 2,461 |
| Total bank equity capital | $21,642,000 | 2,461 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $380,000 | 4,982 |
| Surplus | $5,995,000 | 2,850 |
| Undivided profits | $15,267,000 | 2,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $825,000 | 3,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,305,000 | 2,338 |
| Earning assets | $271,015,000 | 1,844 |
| Long-term assets (5+ years) | $77,779,000 | 1,225 |
| Average Assets, year-to-date | $285,904,500 | 1,894 |
| Average Assets, quarterly | $285,904,500 | 1,894 |
| Volatile liabilities | $29,228,000 | 2,861 |
| Insider loans | $10,130,000 | 462 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $2,279,000 | 952 |
| Unused loan commitments | $50,582,000 | 1,375 |
| Tier 1 (core) risk-based capital | $20,782,000 | 2,403 |
| Tier 2 risk-based capital | $2,733,000 | 1,517 |
| Total risk weighted assets | $218,214,000 | 1,670 |
| Total unused commitments | $50,582,000 | 1,387 |
| Derivatives | $10,517,000 | 368 |
| 2002-12-31 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $282,925,000 | 1,902 |
| Cash and due from depository institutions | $10,396,000 | 2,018 |
| Interest-bearing balances | $3,153,000 | 1,899 |
| Securities | $58,064,000 | 2,053 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 4,229 |
| Net loans & leases | $202,661,000 | 1,698 |
| Loan loss allowance | $3,320,000 | 1,323 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,103,000 | 1,810 |
| Other real estate owned | $15,000 | 2,018 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,011,000 | 2,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,925,000 | 1,902 |
| Total liabilities | $262,320,000 | 1,856 |
| Total deposits | $252,622,000 | 1,715 |
| Interest-bearing deposits | $217,134,000 | 1,703 |
| Deposits held in domestic offices | $252,622,000 | 1,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,416,000 | 1,939 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,282,000 | 1,837 |
| Total equity capital | $20,605,000 | 2,545 |
| Total bank equity capital | $20,605,000 | 2,545 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $380,000 | 4,994 |
| Surplus | $5,995,000 | 2,806 |
| Undivided profits | $14,230,000 | 2,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,117,000 | 2,887 |
| Earning assets | $266,553,000 | 1,843 |
| Long-term assets (5+ years) | $81,918,000 | 1,148 |
| Average Assets, year-to-date | $270,006,800 | 1,892 |
| Average Assets, quarterly | $282,894,500 | 1,881 |
| Volatile liabilities | $30,048,000 | 2,797 |
| Insider loans | $8,278,000 | 591 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $6,020,000 | 635 |
| Unused loan commitments | $41,519,000 | 1,538 |
| Tier 1 (core) risk-based capital | $19,598,000 | 2,493 |
| Tier 2 risk-based capital | $2,660,000 | 1,528 |
| Total risk weighted assets | $212,314,000 | 1,686 |
| Total unused commitments | $41,519,000 | 1,543 |
| Derivatives | $10,517,000 | 350 |
| 2001-12-31 | Rank | |
| # of Employees: | 75 | 2,281 |
| Assets and Liabilities | ||
| Total Assets: | $242,744,000 | 2,094 |
| Cash and due from depository institutions | $9,078,000 | 2,281 |
| Interest-bearing balances | $3,396,000 | 1,660 |
| Securities | $52,237,000 | 2,121 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $174,355,000 | 1,890 |
| Loan loss allowance | $3,212,000 | 1,290 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,145,000 | 2,172 |
| Other real estate owned | $59,000 | 2,281 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,870,000 | 3,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,744,000 | 2,094 |
| Total liabilities | $225,904,000 | 2,020 |
| Total deposits | $216,970,000 | 1,885 |
| Interest-bearing deposits | $182,360,000 | 1,948 |
| Deposits held in domestic offices | $216,970,000 | 1,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,900,000 | 2,220 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,034,000 | 1,983 |
| Total equity capital | $16,840,000 | 2,865 |
| Total bank equity capital | $16,840,000 | 2,865 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $380,000 | 5,105 |
| Surplus | $5,995,000 | 2,694 |
| Undivided profits | $10,465,000 | 2,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,349,000 | 2,547 |
| Earning assets | $229,988,000 | 2,015 |
| Long-term assets (5+ years) | $52,096,000 | 1,658 |
| Average Assets, year-to-date | $226,938,200 | 2,139 |
| Average Assets, quarterly | $237,522,000 | 2,118 |
| Volatile liabilities | $24,756,000 | 3,155 |
| Insider loans | $7,565,000 | 602 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $5,617,000 | 542 |
| Unused loan commitments | $35,394,000 | 1,640 |
| Tier 1 (core) risk-based capital | $16,353,000 | 2,812 |
| Tier 2 risk-based capital | $2,299,000 | 1,627 |
| Total risk weighted assets | $182,993,000 | 1,852 |
| Total unused commitments | $35,394,000 | 1,645 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 76 | 2,237 |
| Assets and Liabilities | ||
| Total Assets: | $218,204,000 | 2,228 |
| Cash and due from depository institutions | $9,716,000 | 2,237 |
| Interest-bearing balances | $202,000 | 3,837 |
| Securities | $57,154,000 | 1,925 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $145,616,000 | 2,175 |
| Loan loss allowance | $2,837,000 | 1,364 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,930,000 | 2,246 |
| Other real estate owned | $280,000 | 2,237 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,508,000 | 4,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,204,000 | 2,228 |
| Total liabilities | $203,959,000 | 2,153 |
| Total deposits | $190,026,000 | 2,068 |
| Interest-bearing deposits | $157,695,000 | 2,155 |
| Deposits held in domestic offices | $190,026,000 | 2,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,471,000 | 1,283 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,462,000 | 2,633 |
| Total equity capital | $14,245,000 | 3,243 |
| Total bank equity capital | $14,245,000 | 3,243 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $380,000 | 5,267 |
| Surplus | $5,995,000 | 2,620 |
| Undivided profits | $7,870,000 | 3,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 4,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $814,000 | 3,354 |
| Earning assets | $202,972,000 | 2,202 |
| Long-term assets (5+ years) | $83,477,000 | 1,083 |
| Average Assets, year-to-date | $197,000,400 | 2,361 |
| Average Assets, quarterly | $208,993,000 | 2,297 |
| Volatile liabilities | $36,393,000 | 2,273 |
| Insider loans | $4,740,000 | 1,014 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $225,000 | 1,163 |
| Unused loan commitments | $32,383,000 | 1,626 |
| Tier 1 (core) risk-based capital | $14,348,000 | 3,101 |
| Tier 2 risk-based capital | $1,863,770 | 1,910 |
| Total risk weighted assets | $148,128,670 | 2,161 |
| Total unused commitments | $32,383,000 | 1,627 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 72 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $186,030,000 | 2,549 |
| Cash and due from depository institutions | $9,366,000 | 2,431 |
| Interest-bearing balances | $389,000 | 3,396 |
| Securities | $54,118,000 | 2,099 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $115,232,000 | 2,593 |
| Loan loss allowance | $1,464,000 | 2,435 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,753,000 | 2,306 |
| Other real estate owned | $1,448,000 | 2,431 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,113,000 | 3,775 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,030,000 | 2,549 |
| Total liabilities | $174,581,000 | 2,465 |
| Total deposits | $160,158,000 | 2,395 |
| Interest-bearing deposits | $131,100,000 | 2,499 |
| Deposits held in domestic offices | $160,158,000 | 2,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,175,000 | 2,079 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,081,000 | 1,991 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,167,000 | 2,878 |
| Total equity capital | $11,449,000 | 3,795 |
| Total bank equity capital | $11,449,000 | 3,795 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $380,000 | 5,438 |
| Surplus | $5,995,000 | 2,575 |
| Undivided profits | $5,074,000 | 4,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,199,000 | 1,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $576,000 | 4,040 |
| Earning assets | $169,739,000 | 2,556 |
| Long-term assets (5+ years) | $67,540,000 | 1,350 |
| Average Assets, year-to-date | $177,049,200 | 2,556 |
| Average Assets, quarterly | $184,877,000 | 2,530 |
| Volatile liabilities | $27,782,000 | 2,697 |
| Insider loans | $1,196,000 | 3,323 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $281,000 | 1,106 |
| Unused loan commitments | $23,228,000 | 2,115 |
| Tier 1 (core) risk-based capital | $12,818,000 | 3,441 |
| Tier 2 risk-based capital | $1,464,000 | 2,227 |
| Total risk weighted assets | $126,800,700 | 2,403 |
| Total unused commitments | $23,228,000 | 2,119 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $167,287,000 | 2,757 |
| Cash and due from depository institutions | $5,373,000 | 2,521 |
| Interest-bearing balances | $28,000 | 5,867 |
| Securities | $43,259,000 | 2,643 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 2,091 |
| Net loans & leases | $100,852,000 | 2,741 |
| Loan loss allowance | $1,356,000 | 2,544 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,725,000 | 2,193 |
| Other real estate owned | $2,588,000 | 2,521 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,290,000 | 2,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,287,000 | 2,757 |
| Total liabilities | $155,810,000 | 2,666 |
| Total deposits | $145,237,000 | 2,630 |
| Interest-bearing deposits | $116,391,000 | 2,823 |
| Deposits held in domestic offices | $145,237,000 | 2,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 1,545 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $573,000 | 5,284 |
| Total equity capital | $11,477,000 | 3,867 |
| Total bank equity capital | $11,477,000 | 3,867 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $380,000 | 5,507 |
| Surplus | $5,995,000 | 2,447 |
| Undivided profits | $5,102,000 | 4,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,697,000 | 442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $577,000 | 4,029 |
| Earning assets | $152,339,000 | 2,787 |
| Long-term assets (5+ years) | $25,392,000 | 2,689 |
| Average Assets, year-to-date | $157,730,800 | 2,741 |
| Average Assets, quarterly | $165,227,500 | 2,746 |
| Volatile liabilities | $19,137,000 | 3,109 |
| Insider loans | $1,124,000 | 3,277 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $333,000 | 1,374 |
| Unused loan commitments | $15,324,000 | 2,737 |
| Tier 1 (core) risk-based capital | $11,498,000 | 3,693 |
| Tier 2 risk-based capital | $1,356,000 | 2,305 |
| Total risk weighted assets | $117,375,000 | 2,442 |
| Total unused commitments | $15,324,000 | 2,745 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 66 | 2,744 |
| Assets and Liabilities | ||
| Total Assets: | $148,978,000 | 2,993 |
| Cash and due from depository institutions | $6,575,000 | 2,744 |
| Interest-bearing balances | $33,000 | 5,599 |
| Securities | $26,706,000 | 3,994 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $111,003,000 | 2,499 |
| Loan loss allowance | $1,724,000 | 2,046 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,205,000 | 2,473 |
| Other real estate owned | $0 | 2,744 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,489,000 | 4,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,978,000 | 2,993 |
| Total liabilities | $136,673,000 | 2,944 |
| Total deposits | $135,095,000 | 2,767 |
| Interest-bearing deposits | $109,968,000 | 2,924 |
| Deposits held in domestic offices | $135,095,000 | 2,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $950,000 | 2,704 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $628,000 | 5,063 |
| Total equity capital | $12,305,000 | 3,586 |
| Total bank equity capital | $12,305,000 | 3,586 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $380,000 | 5,744 |
| Surplus | $5,120,000 | 2,690 |
| Undivided profits | $6,805,000 | 3,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 6,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $562,000 | 4,211 |
| Earning assets | $137,742,000 | 2,985 |
| Long-term assets (5+ years) | $13,614,000 | 3,591 |
| Average Assets, year-to-date | $138,630,000 | 3,050 |
| Average Assets, quarterly | $145,607,000 | 3,004 |
| Volatile liabilities | $12,480,000 | 4,292 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,342,000 | 548 |
| Unused loan commitments | $16,928,000 | 2,397 |
| Tier 1 (core) risk-based capital | $12,301,000 | 3,440 |
| Tier 2 risk-based capital | $1,453,150 | 2,071 |
| Total risk weighted assets | $115,980,850 | 2,410 |
| Total unused commitments | $16,928,000 | 2,402 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 69 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $128,423,000 | 3,522 |
| Cash and due from depository institutions | $5,595,000 | 2,753 |
| Interest-bearing balances | $27,000 | 5,764 |
| Securities | $30,183,000 | 3,893 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $87,814,000 | 3,125 |
| Loan loss allowance | $1,217,000 | 2,952 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,338,000 | 2,367 |
| Other real estate owned | $0 | 2,753 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,493,000 | 4,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,423,000 | 3,522 |
| Total liabilities | $117,977,000 | 3,458 |
| Total deposits | $117,035,000 | 3,254 |
| Interest-bearing deposits | $93,342,000 | 3,489 |
| Deposits held in domestic offices | $117,035,000 | 3,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 3,423 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $592,000 | 5,310 |
| Total equity capital | $10,446,000 | 4,183 |
| Total bank equity capital | $10,446,000 | 4,183 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $380,000 | 6,091 |
| Surplus | $5,120,000 | 2,772 |
| Undivided profits | $4,946,000 | 4,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 7,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $615,000 | 3,758 |
| Earning assets | $118,024,000 | 3,509 |
| Long-term assets (5+ years) | $13,207,000 | 3,555 |
| Average Assets, year-to-date | $124,473,600 | 3,463 |
| Average Assets, quarterly | $127,665,500 | 3,502 |
| Volatile liabilities | $11,802,000 | 4,336 |
| Insider loans | $140,000 | 8,322 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,628,000 | 594 |
| Unused loan commitments | $19,644,000 | 2,073 |
| Tier 1 (core) risk-based capital | $10,476,000 | 4,080 |
| Tier 2 risk-based capital | $1,166,510 | 2,586 |
| Total risk weighted assets | $93,270,410 | 2,972 |
| Total unused commitments | $19,644,000 | 2,087 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 68 | 2,866 |
| Assets and Liabilities | ||
| Total Assets: | $119,296,000 | 3,751 |
| Cash and due from depository institutions | $7,165,000 | 2,866 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $18,512,000 | 5,855 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,529 |
| Net loans & leases | $87,014,000 | 3,080 |
| Loan loss allowance | $1,056,000 | 3,359 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,472,000 | 2,219 |
| Other real estate owned | $0 | 2,866 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,133,000 | 5,831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,296,000 | 3,751 |
| Total liabilities | $110,387,000 | 3,670 |
| Total deposits | $109,779,000 | 3,490 |
| Interest-bearing deposits | $84,041,000 | 3,913 |
| Deposits held in domestic offices | $109,779,000 | 3,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $608,000 | 5,418 |
| Total equity capital | $8,909,000 | 4,770 |
| Total bank equity capital | $8,909,000 | 4,770 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $380,000 | 6,426 |
| Surplus | $5,120,000 | 2,776 |
| Undivided profits | $3,409,000 | 5,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $515,000 | 4,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $605,000 | 3,946 |
| Earning assets | $107,526,000 | 3,813 |
| Long-term assets (5+ years) | $6,234,000 | 5,232 |
| Average Assets, year-to-date | $108,541,800 | 3,945 |
| Average Assets, quarterly | $116,442,000 | 3,797 |
| Volatile liabilities | $9,532,000 | 4,704 |
| Insider loans | $143,000 | 8,598 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,822,000 | 627 |
| Unused loan commitments | $14,273,000 | 2,528 |
| Tier 1 (core) risk-based capital | $8,853,000 | 4,673 |
| Tier 2 risk-based capital | $1,033,470 | 2,823 |
| Total risk weighted assets | $82,654,770 | 3,231 |
| Total unused commitments | $14,273,000 | 2,539 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $98,773,000 | 4,423 |
| Cash and due from depository institutions | $7,787,000 | 3,011 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,932,000 | 5,503 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,155 |
| Net loans & leases | $62,687,000 | 4,050 |
| Loan loss allowance | $818,000 | 4,261 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,423,000 | 2,168 |
| Other real estate owned | $59,000 | 3,011 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,185,000 | 5,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,773,000 | 4,423 |
| Total liabilities | $91,486,000 | 4,328 |
| Total deposits | $91,120,000 | 4,121 |
| Interest-bearing deposits | $67,022,000 | 4,755 |
| Deposits held in domestic offices | $91,120,000 | 4,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $366,000 | 6,462 |
| Total equity capital | $7,287,000 | 5,326 |
| Total bank equity capital | $7,287,000 | 5,326 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $380,000 | 6,790 |
| Surplus | $5,120,000 | 2,684 |
| Undivided profits | $1,787,000 | 7,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $410,000 | 5,075 |
| Earning assets | $86,319,000 | 4,608 |
| Long-term assets (5+ years) | $6,510,000 | 5,302 |
| Average Assets, year-to-date | $90,837,200 | 4,660 |
| Average Assets, quarterly | $96,340,500 | 4,487 |
| Volatile liabilities | $3,563,000 | 7,914 |
| Insider loans | $47,000 | 10,328 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,153,000 | 434 |
| Unused loan commitments | $15,155,000 | 2,343 |
| Tier 1 (core) risk-based capital | $7,560,000 | 5,245 |
| Tier 2 risk-based capital | $818,000 | 3,497 |
| Total risk weighted assets | $68,244,200 | 3,748 |
| Total unused commitments | $15,155,000 | 2,356 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $81,701,000 | 5,321 |
| Cash and due from depository institutions | $4,242,000 | 3,600 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $24,195,000 | 5,361 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 9,311 |
| Net loans & leases | $48,747,000 | 4,890 |
| Loan loss allowance | $795,000 | 4,504 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,174,000 | 2,315 |
| Other real estate owned | $0 | 3,600 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $918,000 | 6,535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,701,000 | 5,321 |
| Total liabilities | $74,922,000 | 5,267 |
| Total deposits | $74,244,000 | 5,102 |
| Interest-bearing deposits | $57,436,000 | 5,651 |
| Deposits held in domestic offices | $74,244,000 | 5,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $678,000 | 4,255 |
| Total equity capital | $6,779,000 | 5,758 |
| Total bank equity capital | $6,779,000 | 5,758 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $380,000 | 7,126 |
| Surplus | $4,620,000 | 2,903 |
| Undivided profits | $1,779,000 | 7,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $358,000 | 5,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $333,000 | 5,524 |
| Earning assets | $73,367,000 | 5,421 |
| Long-term assets (5+ years) | $3,334,000 | 7,529 |
| Average Assets, year-to-date | $76,226,800 | 5,513 |
| Average Assets, quarterly | $80,010,500 | 5,370 |
| Volatile liabilities | $1,257,000 | 10,895 |
| Insider loans | $151,000 | 8,960 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,538,000 | 2,152 |
| Tier 1 (core) risk-based capital | $6,589,000 | 5,837 |
| Tier 2 risk-based capital | $687,740 | 4,017 |
| Total risk weighted assets | $54,911,840 | 4,517 |
| Total unused commitments | $16,538,000 | 2,171 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 49 | 4,314 |
| Assets and Liabilities | ||
| Total Assets: | $72,106,000 | 5,991 |
| Cash and due from depository institutions | $4,226,000 | 4,314 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $22,707,000 | 5,575 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 3,516 |
| Net loans & leases | $38,482,000 | 5,923 |
| Loan loss allowance | $551,000 | 6,018 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,364,000 | 5,013 |
| Other real estate owned | $0 | 4,314 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $727,000 | 7,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,106,000 | 5,991 |
| Total liabilities | $66,396,000 | 5,932 |
| Total deposits | $65,854,000 | 5,799 |
| Interest-bearing deposits | $51,757,000 | 6,304 |
| Deposits held in domestic offices | $65,854,000 | 5,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $542,000 | 5,463 |
| Total equity capital | $5,710,000 | 6,411 |
| Total bank equity capital | $5,710,000 | 6,411 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $380,000 | 7,500 |
| Surplus | $3,620,000 | 3,449 |
| Undivided profits | $1,710,000 | 7,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 6,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $224,000 | 8,107 |
| Earning assets | $65,789,000 | 5,988 |
| Long-term assets (5+ years) | $5,362,000 | 6,273 |
| Average Assets, year-to-date | $68,703,600 | 6,082 |
| Average Assets, quarterly | $71,105,500 | 6,013 |
| Volatile liabilities | $1,398,000 | 11,022 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,236,000 | 3,651 |
| Tier 1 (core) risk-based capital | $5,710,000 | 6,335 |
| Tier 2 risk-based capital | $551,000 | 4,830 |
| Total risk weighted assets | $45,281,600 | 5,379 |
| Total unused commitments | $7,236,000 | 3,671 |
| Derivatives | $0 | 651 |