Home > First United Bank > Income and Expense
First United Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,298,000 | 5,363 |
| Total interest expense | $2,079,000 | 5,863 |
| Net interest income | $3,219,000 | 4,912 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $585,000 | 4,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,165 |
| Total noninterest expense | $2,795,000 | 4,477 |
| Salaries and employee benefits | $1,157,000 | 5,303 |
| Premises and equipment expense | $414,000 | 4,407 |
| Additional noninterest expense | $1,224,000 | 3,365 |
| Pre-tax net operating income | $1,009,000 | 5,288 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $471,000 | 3,757 |
| Income before extraordinary items | $533,000 | 6,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $533,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-153,000 | 10,100 |
| Cash dividends | $4,750,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $536,200 | 6,211 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,137,000 | 4,918 |
| Total interest expense | $2,500,000 | 5,366 |
| Net interest income | $3,637,000 | 4,446 |
| Provision for loan and lease losses | $-74,000 | 10,295 |
| Total noninterest income | $961,000 | 3,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $540,000 | 2,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 3,325 |
| Total noninterest expense | $2,528,000 | 4,740 |
| Salaries and employee benefits | $1,345,000 | 4,636 |
| Premises and equipment expense | $274,000 | 5,648 |
| Additional noninterest expense | $909,000 | 4,260 |
| Pre-tax net operating income | $2,144,000 | 3,152 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $408,000 | 4,364 |
| Income before extraordinary items | $1,737,000 | 2,878 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,737,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 10,142 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,736,190 | 2,794 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 5,175 |
| Total interest expense | $2,199,000 | 5,887 |
| Net interest income | $3,637,000 | 4,583 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $685,000 | 4,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $524,000 | 2,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,514 |
| Total noninterest expense | $2,276,000 | 5,149 |
| Salaries and employee benefits | $1,112,000 | 5,425 |
| Premises and equipment expense | $275,000 | 5,729 |
| Additional noninterest expense | $889,000 | 4,357 |
| Pre-tax net operating income | $2,026,000 | 3,493 |
| Securities gains (losses) | $52,000 | 1,322 |
| Applicable income taxes | $677,000 | 3,325 |
| Income before extraordinary items | $1,401,000 | 3,570 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,401,000 | 3,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,366,160 | 3,565 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 5,568 |
| Total interest expense | $2,221,000 | 6,006 |
| Net interest income | $3,225,000 | 5,165 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $717,000 | 4,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $541,000 | 2,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,526 |
| Total noninterest expense | $2,189,000 | 5,562 |
| Salaries and employee benefits | $1,072,000 | 5,694 |
| Premises and equipment expense | $268,000 | 5,987 |
| Additional noninterest expense | $849,000 | 4,962 |
| Pre-tax net operating income | $1,753,000 | 3,809 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $509,000 | 4,095 |
| Income before extraordinary items | $1,262,000 | 3,709 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,262,000 | 3,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,638 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,249,220 | 3,695 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 5,808 |
| Total interest expense | $2,076,000 | 6,308 |
| Net interest income | $3,146,000 | 5,292 |
| Provision for loan and lease losses | $-9,000 | 11,407 |
| Total noninterest income | $779,000 | 3,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $559,000 | 2,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,847 |
| Total noninterest expense | $2,381,000 | 5,206 |
| Salaries and employee benefits | $1,177,000 | 5,296 |
| Premises and equipment expense | $262,000 | 6,168 |
| Additional noninterest expense | $942,000 | 4,581 |
| Pre-tax net operating income | $1,561,000 | 4,308 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $350,000 | 5,442 |
| Income before extraordinary items | $1,207,000 | 3,941 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,207,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,442 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,210,120 | 3,915 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 5,836 |
| Total interest expense | $1,606,000 | 6,590 |
| Net interest income | $3,207,000 | 5,314 |
| Provision for loan and lease losses | $541,000 | 1,446 |
| Total noninterest income | $874,000 | 3,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $522,000 | 2,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 3,704 |
| Total noninterest expense | $2,453,000 | 5,247 |
| Salaries and employee benefits | $1,240,000 | 5,095 |
| Premises and equipment expense | $280,000 | 6,002 |
| Additional noninterest expense | $933,000 | 5,009 |
| Pre-tax net operating income | $1,087,000 | 5,617 |
| Securities gains (losses) | $-141,000 | 11,754 |
| Applicable income taxes | $28,000 | 10,970 |
| Income before extraordinary items | $918,000 | 4,831 |
| Extraordinary gains, net | $28,000 | 192 |
| Net income | $946,000 | 4,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,628 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,054,770 | 4,393 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,889,000 | 5,896 |
| Total interest expense | $1,610,000 | 6,850 |
| Net interest income | $3,279,000 | 5,238 |
| Provision for loan and lease losses | $-400,000 | 13,148 |
| Total noninterest income | $810,000 | 3,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $520,000 | 2,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 4,566 |
| Total noninterest expense | $3,223,000 | 4,227 |
| Salaries and employee benefits | $1,388,000 | 4,590 |
| Premises and equipment expense | $285,000 | 6,106 |
| Additional noninterest expense | $1,550,000 | 3,408 |
| Pre-tax net operating income | $1,266,000 | 4,976 |
| Securities gains (losses) | $45,000 | 3,566 |
| Applicable income taxes | $40,000 | 11,152 |
| Income before extraordinary items | $1,271,000 | 3,796 |
| Extraordinary gains, net | $291,000 | 743 |
| Net income | $1,562,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-160,000 | 13,064 |
| Cash dividends | $460,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,227,350 | 3,722 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,190,000 | 6,191 |
| Total interest expense | $2,179,000 | 6,669 |
| Net interest income | $3,011,000 | 5,696 |
| Provision for loan and lease losses | $-616,000 | 13,897 |
| Total noninterest income | $586,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $474,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $3,276,000 | 4,184 |
| Salaries and employee benefits | $1,196,000 | 5,177 |
| Premises and equipment expense | $273,000 | 6,391 |
| Additional noninterest expense | $1,807,000 | 3,048 |
| Pre-tax net operating income | $937,000 | 5,913 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $290,000 | 6,069 |
| Income before extraordinary items | $677,000 | 6,058 |
| Extraordinary gains, net | $290,000 | 314 |
| Net income | $967,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-576,000 | 13,914 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $656,000 | 5,838 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.