Home > First United Bank > Assets and Liabilities
First United Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $78,109,000 | 5,298 |
| Cash and due from depository institutions | $3,038,000 | 3,927 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $14,585,000 | 5,892 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,235 |
| Net loans & leases | $48,557,000 | 5,172 |
| Loan loss allowance | $645,000 | 4,809 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,475,000 | 3,388 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $7,360,000 | 480 |
| All other assets | $1,294,000 | 5,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,109,000 | 5,298 |
| Total liabilities | $65,883,000 | 5,510 |
| Total deposits | $57,209,000 | 5,737 |
| Interest-bearing deposits | $47,032,000 | 5,883 |
| Deposits held in domestic offices | $57,209,000 | 5,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,500,000 | 2,365 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,174,000 | 2,856 |
| Total equity capital | $12,226,000 | 3,580 |
| Total bank equity capital | $12,226,000 | 3,580 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 6,528 |
| Surplus | $12,109,000 | 1,375 |
| Undivided profits | $-83,000 | 9,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $317,000 | 6,248 |
| Earning assets | $63,942,000 | 5,675 |
| Long-term assets (5+ years) | $14,173,000 | 4,086 |
| Average Assets, year-to-date | $78,859,400 | 5,135 |
| Average Assets, quarterly | $76,483,000 | 5,329 |
| Volatile liabilities | $10,733,000 | 5,223 |
| Insider loans | $71,000 | 8,323 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,401,000 | 5,774 |
| Tier 1 (core) risk-based capital | $5,118,000 | 6,909 |
| Tier 2 risk-based capital | $645,000 | 4,477 |
| Total risk weighted assets | $53,707,200 | 4,976 |
| Total unused commitments | $4,401,000 | 5,780 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 39 | 4,361 |
| Assets and Liabilities | ||
| Total Assets: | $76,053,000 | 5,395 |
| Cash and due from depository institutions | $3,626,000 | 4,361 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $24,492,000 | 4,219 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 4,024 |
| Net loans & leases | $40,803,000 | 5,629 |
| Loan loss allowance | $492,000 | 5,686 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,686,000 | 4,434 |
| Other real estate owned | $0 | 4,361 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,446,000 | 4,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,053,000 | 5,395 |
| Total liabilities | $66,218,000 | 5,503 |
| Total deposits | $53,943,000 | 6,030 |
| Interest-bearing deposits | $44,150,000 | 6,179 |
| Deposits held in domestic offices | $53,943,000 | 6,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,500,000 | 1,507 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,775,000 | 2,196 |
| Total equity capital | $9,835,000 | 4,418 |
| Total bank equity capital | $9,835,000 | 4,418 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $2,526,000 | 4,681 |
| Undivided profits | $7,109,000 | 3,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $254,000 | 7,168 |
| Earning assets | $69,295,000 | 5,410 |
| Long-term assets (5+ years) | $26,460,000 | 2,601 |
| Average Assets, year-to-date | $74,774,400 | 5,233 |
| Average Assets, quarterly | $75,823,000 | 5,322 |
| Volatile liabilities | $9,859,000 | 5,028 |
| Insider loans | $1,836,000 | 2,261 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,756,000 | 6,763 |
| Tier 1 (core) risk-based capital | $9,595,000 | 4,321 |
| Tier 2 risk-based capital | $492,000 | 5,278 |
| Total risk weighted assets | $49,060,900 | 5,155 |
| Total unused commitments | $2,756,000 | 6,778 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $71,543,000 | 5,637 |
| Cash and due from depository institutions | $2,718,000 | 4,573 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $23,122,000 | 4,443 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $40,517,000 | 5,758 |
| Loan loss allowance | $506,000 | 5,662 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,767,000 | 4,203 |
| Other real estate owned | $34,000 | 4,573 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,385,000 | 4,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,543,000 | 5,637 |
| Total liabilities | $63,090,000 | 5,701 |
| Total deposits | $57,720,000 | 5,812 |
| Interest-bearing deposits | $48,422,000 | 5,897 |
| Deposits held in domestic offices | $57,720,000 | 5,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,000,000 | 2,434 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,370,000 | 1,765 |
| Total equity capital | $8,453,000 | 4,990 |
| Total bank equity capital | $8,453,000 | 4,990 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $2,526,000 | 4,666 |
| Undivided profits | $5,727,000 | 4,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $376,000 | 4,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $269,000 | 7,233 |
| Earning assets | $65,739,000 | 5,638 |
| Long-term assets (5+ years) | $22,995,000 | 2,537 |
| Average Assets, year-to-date | $68,977,800 | 5,606 |
| Average Assets, quarterly | $70,204,500 | 5,670 |
| Volatile liabilities | $11,043,000 | 4,660 |
| Insider loans | $1,425,000 | 2,737 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,384,000 | 5,535 |
| Tier 1 (core) risk-based capital | $8,158,000 | 4,992 |
| Tier 2 risk-based capital | $506,000 | 5,111 |
| Total risk weighted assets | $46,549,900 | 5,332 |
| Total unused commitments | $4,384,000 | 5,540 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $68,363,000 | 5,991 |
| Cash and due from depository institutions | $4,095,000 | 4,378 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $22,795,000 | 4,837 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $38,379,000 | 6,024 |
| Loan loss allowance | $491,000 | 6,009 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,801,000 | 4,090 |
| Other real estate owned | $10,000 | 4,378 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,283,000 | 5,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,363,000 | 5,991 |
| Total liabilities | $60,901,000 | 6,006 |
| Total deposits | $54,683,000 | 6,234 |
| Interest-bearing deposits | $45,409,000 | 6,357 |
| Deposits held in domestic offices | $54,683,000 | 6,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,742 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,000,000 | 2,282 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,218,000 | 1,867 |
| Total equity capital | $7,462,000 | 5,539 |
| Total bank equity capital | $7,462,000 | 5,539 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $2,526,000 | 4,727 |
| Undivided profits | $4,736,000 | 4,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 3,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $239,000 | 7,824 |
| Earning assets | $61,174,000 | 6,078 |
| Long-term assets (5+ years) | $19,339,000 | 2,733 |
| Average Assets, year-to-date | $66,291,200 | 5,926 |
| Average Assets, quarterly | $67,529,000 | 5,985 |
| Volatile liabilities | $7,405,000 | 5,874 |
| Insider loans | $1,405,000 | 2,808 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,349,000 | 5,465 |
| Tier 1 (core) risk-based capital | $7,357,000 | 5,495 |
| Tier 2 risk-based capital | $491,000 | 5,333 |
| Total risk weighted assets | $42,718,400 | 5,699 |
| Total unused commitments | $4,349,000 | 5,475 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $63,596,000 | 6,365 |
| Cash and due from depository institutions | $2,838,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $18,949,000 | 5,767 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $38,571,000 | 5,985 |
| Loan loss allowance | $695,000 | 4,754 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,884,000 | 3,914 |
| Other real estate owned | $50,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,304,000 | 5,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,596,000 | 6,365 |
| Total liabilities | $56,760,000 | 6,391 |
| Total deposits | $54,557,000 | 6,366 |
| Interest-bearing deposits | $46,543,000 | 6,395 |
| Deposits held in domestic offices | $54,557,000 | 6,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,203,000 | 1,940 |
| Total equity capital | $6,836,000 | 5,963 |
| Total bank equity capital | $6,836,000 | 5,963 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $2,526,000 | 4,723 |
| Undivided profits | $4,110,000 | 5,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,029,000 | 2,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $283,000 | 7,386 |
| Earning assets | $57,520,000 | 6,427 |
| Long-term assets (5+ years) | $15,883,000 | 2,962 |
| Average Assets, year-to-date | $62,276,800 | 6,263 |
| Average Assets, quarterly | $62,746,500 | 6,368 |
| Volatile liabilities | $8,816,000 | 4,956 |
| Insider loans | $1,733,000 | 2,455 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,189,000 | 7,178 |
| Tier 1 (core) risk-based capital | $6,695,000 | 5,911 |
| Tier 2 risk-based capital | $506,960 | 5,207 |
| Total risk weighted assets | $40,368,560 | 5,907 |
| Total unused commitments | $2,189,000 | 7,194 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $60,820,000 | 6,583 |
| Cash and due from depository institutions | $2,464,000 | 4,565 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,696,000 | 6,169 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 5,138 |
| Net loans & leases | $34,785,000 | 6,388 |
| Loan loss allowance | $820,000 | 4,254 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,975,000 | 3,687 |
| Other real estate owned | $236,000 | 4,565 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,514,000 | 4,888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,820,000 | 6,583 |
| Total liabilities | $55,518,000 | 6,530 |
| Total deposits | $53,495,000 | 6,474 |
| Interest-bearing deposits | $45,113,000 | 6,553 |
| Deposits held in domestic offices | $53,495,000 | 6,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,023,000 | 1,774 |
| Total equity capital | $5,302,000 | 6,849 |
| Total bank equity capital | $5,302,000 | 6,849 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $2,526,000 | 4,688 |
| Undivided profits | $2,576,000 | 6,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,366,000 | 2,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $188,000 | 8,745 |
| Earning assets | $54,631,000 | 6,674 |
| Long-term assets (5+ years) | $17,212,000 | 2,850 |
| Average Assets, year-to-date | $60,708,600 | 6,474 |
| Average Assets, quarterly | $60,431,000 | 6,580 |
| Volatile liabilities | $7,854,000 | 5,160 |
| Insider loans | $223,000 | 7,911 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,531,000 | 6,861 |
| Tier 1 (core) risk-based capital | $6,087,000 | 6,312 |
| Tier 2 risk-based capital | $466,080 | 5,596 |
| Total risk weighted assets | $36,932,080 | 6,262 |
| Total unused commitments | $2,531,000 | 6,871 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 46 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $60,863,000 | 6,773 |
| Cash and due from depository institutions | $2,997,000 | 4,472 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $22,513,000 | 5,629 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,118 |
| Net loans & leases | $29,362,000 | 7,097 |
| Loan loss allowance | $665,000 | 5,171 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,042,000 | 3,560 |
| Other real estate owned | $187,000 | 4,472 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,362,000 | 4,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,863,000 | 6,773 |
| Total liabilities | $55,122,000 | 6,772 |
| Total deposits | $53,109,000 | 6,761 |
| Interest-bearing deposits | $44,168,000 | 6,911 |
| Deposits held in domestic offices | $53,109,000 | 6,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,013,000 | 1,789 |
| Total equity capital | $5,741,000 | 6,610 |
| Total bank equity capital | $5,741,000 | 6,610 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $2,526,000 | 4,647 |
| Undivided profits | $3,015,000 | 6,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,014,000 | 3,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $142,000 | 9,715 |
| Earning assets | $54,275,000 | 6,910 |
| Long-term assets (5+ years) | $18,455,000 | 2,835 |
| Average Assets, year-to-date | $59,665,600 | 6,712 |
| Average Assets, quarterly | $59,808,000 | 6,796 |
| Volatile liabilities | $6,355,000 | 5,664 |
| Insider loans | $918,000 | 3,961 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,487,000 | 6,933 |
| Tier 1 (core) risk-based capital | $5,741,000 | 6,521 |
| Tier 2 risk-based capital | $412,350 | 6,119 |
| Total risk weighted assets | $32,735,050 | 6,844 |
| Total unused commitments | $2,487,000 | 6,956 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $60,823,000 | 6,855 |
| Cash and due from depository institutions | $3,464,000 | 4,772 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $26,072,000 | 5,007 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 5,463 |
| Net loans & leases | $24,378,000 | 8,021 |
| Loan loss allowance | $905,000 | 4,053 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,061,000 | 3,501 |
| Other real estate owned | $903,000 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,295,000 | 5,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,823,000 | 6,855 |
| Total liabilities | $56,206,000 | 6,774 |
| Total deposits | $55,012,000 | 6,708 |
| Interest-bearing deposits | $46,242,000 | 6,879 |
| Deposits held in domestic offices | $55,012,000 | 6,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,194,000 | 2,853 |
| Total equity capital | $4,617,000 | 7,499 |
| Total bank equity capital | $4,617,000 | 7,499 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $2,526,000 | 4,579 |
| Undivided profits | $1,891,000 | 7,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,082,000 | 3,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $149,000 | 10,059 |
| Earning assets | $53,100,000 | 7,082 |
| Long-term assets (5+ years) | $22,320,000 | 2,386 |
| Average Assets, year-to-date | $60,764,000 | 6,718 |
| Average Assets, quarterly | $59,860,500 | 6,879 |
| Volatile liabilities | $8,376,000 | 4,679 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,666,000 | 7,827 |
| Tier 1 (core) risk-based capital | $4,617,000 | 7,436 |
| Tier 2 risk-based capital | $397,230 | 6,277 |
| Total risk weighted assets | $31,248,930 | 7,114 |
| Total unused commitments | $1,666,000 | 7,862 |
| Derivatives | $0 | 651 |