Home > First United Bank > Income and Expense
First United Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 5,167 |
| Total interest expense | $1,335,000 | 4,631 |
| Net interest income | $2,356,000 | 5,372 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $298,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $262,000 | 3,858 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,455 |
| Total noninterest expense | $2,029,000 | 5,098 |
| Salaries and employee benefits | $1,125,000 | 5,023 |
| Premises and equipment expense | $274,000 | 5,131 |
| Additional noninterest expense | $630,000 | 4,962 |
| Pre-tax net operating income | $595,000 | 6,028 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $123,000 | 5,043 |
| Income before extraordinary items | $472,000 | 6,030 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $472,000 | 6,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $472,000 | 5,994 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 5,255 |
| Total interest expense | $849,000 | 4,610 |
| Net interest income | $1,499,000 | 5,503 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $202,000 | 5,707 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $174,000 | 3,815 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $1,442,000 | 4,858 |
| Salaries and employee benefits | $765,000 | 4,951 |
| Premises and equipment expense | $208,000 | 4,682 |
| Additional noninterest expense | $469,000 | 4,597 |
| Pre-tax net operating income | $229,000 | 7,025 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $229,000 | 6,677 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $229,000 | 6,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $229,000 | 6,626 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 5,399 |
| Total interest expense | $402,000 | 4,664 |
| Net interest income | $715,000 | 5,677 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $105,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $725,000 | 4,869 |
| Salaries and employee benefits | $383,000 | 4,979 |
| Premises and equipment expense | $106,000 | 4,677 |
| Additional noninterest expense | $236,000 | 4,552 |
| Pre-tax net operating income | $95,000 | 7,298 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $95,000 | 6,983 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $95,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $95,000 | 6,956 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 5,157 |
| Total interest expense | $1,579,000 | 4,380 |
| Net interest income | $2,953,000 | 5,458 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $685,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $361,000 | 3,866 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $324,000 | 4,120 |
| Total noninterest expense | $2,701,000 | 5,027 |
| Salaries and employee benefits | $1,467,000 | 5,032 |
| Premises and equipment expense | $378,000 | 4,949 |
| Additional noninterest expense | $856,000 | 4,864 |
| Pre-tax net operating income | $737,000 | 5,990 |
| Securities gains (losses) | $159,000 | 956 |
| Applicable income taxes | $230,000 | 4,566 |
| Income before extraordinary items | $666,000 | 5,720 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $666,000 | 5,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,331 |
| Cash dividends | $13,000 | 6,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $548,340 | 6,089 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 5,168 |
| Total interest expense | $1,199,000 | 4,291 |
| Net interest income | $2,169,000 | 5,519 |
| Provision for loan and lease losses | $200,000 | 2,980 |
| Total noninterest income | $599,000 | 4,092 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $272,000 | 3,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $327,000 | 3,578 |
| Total noninterest expense | $2,019,000 | 4,995 |
| Salaries and employee benefits | $1,103,000 | 4,967 |
| Premises and equipment expense | $300,000 | 4,749 |
| Additional noninterest expense | $616,000 | 4,973 |
| Pre-tax net operating income | $549,000 | 6,103 |
| Securities gains (losses) | $159,000 | 900 |
| Applicable income taxes | $205,000 | 4,399 |
| Income before extraordinary items | $503,000 | 5,799 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $503,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,568 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $390,110 | 6,313 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 5,197 |
| Total interest expense | $820,000 | 4,208 |
| Net interest income | $1,408,000 | 5,611 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $231,000 | 5,482 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $178,000 | 3,941 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 6,336 |
| Total noninterest expense | $1,362,000 | 4,983 |
| Salaries and employee benefits | $727,000 | 5,026 |
| Premises and equipment expense | $212,000 | 4,591 |
| Additional noninterest expense | $423,000 | 4,868 |
| Pre-tax net operating income | $227,000 | 7,001 |
| Securities gains (losses) | $90,000 | 1,101 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $317,000 | 5,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $317,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,968 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $227,000 | 6,570 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,349 |
| Total interest expense | $421,000 | 4,173 |
| Net interest income | $653,000 | 5,857 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $112,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 3,861 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $668,000 | 5,065 |
| Salaries and employee benefits | $359,000 | 5,099 |
| Premises and equipment expense | $114,000 | 4,394 |
| Additional noninterest expense | $195,000 | 5,165 |
| Pre-tax net operating income | $97,000 | 7,206 |
| Securities gains (losses) | $90,000 | 862 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $187,000 | 5,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $187,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $97,000 | 6,838 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 4,981 |
| Total interest expense | $2,064,000 | 3,929 |
| Net interest income | $2,809,000 | 5,520 |
| Provision for loan and lease losses | $66,000 | 5,889 |
| Total noninterest income | $457,000 | 5,657 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $371,000 | 3,813 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $86,000 | 6,777 |
| Total noninterest expense | $2,722,000 | 4,917 |
| Salaries and employee benefits | $1,426,000 | 5,020 |
| Premises and equipment expense | $383,000 | 4,887 |
| Additional noninterest expense | $913,000 | 4,572 |
| Pre-tax net operating income | $478,000 | 6,750 |
| Securities gains (losses) | $159,000 | 1,512 |
| Applicable income taxes | $105,000 | 5,670 |
| Income before extraordinary items | $532,000 | 6,212 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $532,000 | 6,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,071 |
| Cash dividends | $13,000 | 6,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $398,440 | 6,663 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 4,919 |
| Total interest expense | $1,611,000 | 3,923 |
| Net interest income | $2,175,000 | 5,437 |
| Provision for loan and lease losses | $66,000 | 5,405 |
| Total noninterest income | $360,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $282,000 | 3,806 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,505 |
| Total noninterest expense | $2,046,000 | 4,902 |
| Salaries and employee benefits | $1,089,000 | 4,946 |
| Premises and equipment expense | $271,000 | 5,060 |
| Additional noninterest expense | $686,000 | 4,528 |
| Pre-tax net operating income | $423,000 | 6,619 |
| Securities gains (losses) | $158,000 | 1,385 |
| Applicable income taxes | $105,000 | 5,522 |
| Income before extraordinary items | $476,000 | 5,972 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $476,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,265 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $346,440 | 6,498 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 4,876 |
| Total interest expense | $1,114,000 | 3,913 |
| Net interest income | $1,471,000 | 5,388 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $255,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $189,000 | 3,757 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $66,000 | 6,086 |
| Total noninterest expense | $1,348,000 | 4,938 |
| Salaries and employee benefits | $714,000 | 4,999 |
| Premises and equipment expense | $181,000 | 5,036 |
| Additional noninterest expense | $453,000 | 4,575 |
| Pre-tax net operating income | $342,000 | 6,224 |
| Securities gains (losses) | $68,000 | 1,796 |
| Applicable income taxes | $87,000 | 5,305 |
| Income before extraordinary items | $323,000 | 5,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $323,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,822 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $269,280 | 6,139 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 4,828 |
| Total interest expense | $569,000 | 3,934 |
| Net interest income | $750,000 | 5,315 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $91,000 | 3,771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $668,000 | 4,960 |
| Salaries and employee benefits | $351,000 | 5,074 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $223,000 | 4,588 |
| Pre-tax net operating income | $159,000 | 6,347 |
| Securities gains (losses) | $68,000 | 1,210 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $227,000 | 4,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $159,000 | 5,683 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,915,000 | 4,609 |
| Total interest expense | $2,814,000 | 3,723 |
| Net interest income | $3,101,000 | 5,180 |
| Provision for loan and lease losses | $95,000 | 5,818 |
| Total noninterest income | $605,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $405,000 | 3,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $200,000 | 5,031 |
| Total noninterest expense | $2,565,000 | 5,000 |
| Salaries and employee benefits | $1,316,000 | 5,163 |
| Premises and equipment expense | $361,000 | 4,984 |
| Additional noninterest expense | $888,000 | 4,588 |
| Pre-tax net operating income | $1,046,000 | 5,088 |
| Securities gains (losses) | $69,000 | 2,112 |
| Applicable income taxes | $268,000 | 4,638 |
| Income before extraordinary items | $847,000 | 5,052 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $847,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,372 |
| Cash dividends | $13,000 | 6,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $794,560 | 5,092 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,793,000 | 4,531 |
| Total interest expense | $3,822,000 | 3,944 |
| Net interest income | $2,971,000 | 5,114 |
| Provision for loan and lease losses | $25,000 | 7,375 |
| Total noninterest income | $421,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $332,000 | 3,913 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $2,425,000 | 5,061 |
| Salaries and employee benefits | $1,257,000 | 5,147 |
| Premises and equipment expense | $344,000 | 5,086 |
| Additional noninterest expense | $824,000 | 4,694 |
| Pre-tax net operating income | $942,000 | 5,053 |
| Securities gains (losses) | $104,000 | 1,712 |
| Applicable income taxes | $330,000 | 4,086 |
| Income before extraordinary items | $716,000 | 5,172 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $716,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,943 |
| Cash dividends | $13,000 | 6,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $645,280 | 5,306 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,871,000 | 4,660 |
| Total interest expense | $3,524,000 | 4,361 |
| Net interest income | $3,347,000 | 4,771 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $427,000 | 5,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,272 |
| Total noninterest expense | $2,361,000 | 5,058 |
| Salaries and employee benefits | $1,186,000 | 5,277 |
| Premises and equipment expense | $367,000 | 4,785 |
| Additional noninterest expense | $808,000 | 4,703 |
| Pre-tax net operating income | $1,363,000 | 4,361 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $433,000 | 3,818 |
| Income before extraordinary items | $930,000 | 4,586 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $930,000 | 4,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $13,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $930,000 | 4,585 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,078,000 | 4,905 |
| Total interest expense | $3,253,000 | 4,309 |
| Net interest income | $2,825,000 | 5,396 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $408,000 | 5,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,453 |
| Total noninterest expense | $2,262,000 | 5,217 |
| Salaries and employee benefits | $1,122,000 | 5,420 |
| Premises and equipment expense | $304,000 | 5,425 |
| Additional noninterest expense | $836,000 | 4,639 |
| Pre-tax net operating income | $946,000 | 5,469 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $302,000 | 4,813 |
| Income before extraordinary items | $644,000 | 5,699 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $644,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $13,000 | 7,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $644,000 | 5,665 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 4,941 |
| Total interest expense | $3,196,000 | 4,481 |
| Net interest income | $2,906,000 | 5,252 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $463,000 | 5,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,678 |
| Total noninterest expense | $2,394,000 | 4,912 |
| Salaries and employee benefits | $1,103,000 | 5,393 |
| Premises and equipment expense | $350,000 | 4,884 |
| Additional noninterest expense | $941,000 | 4,155 |
| Pre-tax net operating income | $975,000 | 5,498 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $379,000 | 4,559 |
| Income before extraordinary items | $596,000 | 6,075 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $596,000 | 6,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $12,000 | 7,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $596,000 | 5,970 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,516,000 | 5,394 |
| Total interest expense | $2,924,000 | 4,829 |
| Net interest income | $2,592,000 | 5,906 |
| Provision for loan and lease losses | $-26,000 | 10,666 |
| Total noninterest income | $732,000 | 3,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 3,050 |
| Total noninterest expense | $2,081,000 | 5,499 |
| Salaries and employee benefits | $1,028,000 | 5,753 |
| Premises and equipment expense | $322,000 | 5,207 |
| Additional noninterest expense | $731,000 | 5,056 |
| Pre-tax net operating income | $1,269,000 | 5,052 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $423,000 | 4,710 |
| Income before extraordinary items | $846,000 | 5,268 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $846,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $12,000 | 7,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $846,000 | 5,214 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,216,000 | 5,762 |
| Total interest expense | $2,782,000 | 5,102 |
| Net interest income | $2,434,000 | 6,312 |
| Provision for loan and lease losses | $-22,000 | 11,132 |
| Total noninterest income | $726,000 | 3,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 3,278 |
| Total noninterest expense | $1,852,000 | 6,267 |
| Salaries and employee benefits | $986,000 | 6,055 |
| Premises and equipment expense | $470,000 | 3,977 |
| Additional noninterest expense | $396,000 | 7,911 |
| Pre-tax net operating income | $1,330,000 | 4,758 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $477,000 | 4,300 |
| Income before extraordinary items | $853,000 | 5,065 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $853,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $13,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $853,000 | 5,012 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,184,000 | 5,835 |
| Total interest expense | $2,526,000 | 5,517 |
| Net interest income | $2,658,000 | 6,029 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $485,000 | 5,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,514 |
| Total noninterest expense | $2,072,000 | 5,826 |
| Salaries and employee benefits | $954,000 | 6,278 |
| Premises and equipment expense | $496,000 | 3,788 |
| Additional noninterest expense | $622,000 | 6,391 |
| Pre-tax net operating income | $999,000 | 6,010 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $330,000 | 5,663 |
| Income before extraordinary items | $669,000 | 6,183 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $669,000 | 6,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,626 |
| Cash dividends | $13,000 | 8,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $669,000 | 6,162 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 5,957 |
| Total interest expense | $1,892,000 | 5,850 |
| Net interest income | $2,809,000 | 5,891 |
| Provision for loan and lease losses | $210,000 | 2,926 |
| Total noninterest income | $378,000 | 6,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $2,043,000 | 6,093 |
| Salaries and employee benefits | $970,000 | 6,241 |
| Premises and equipment expense | $253,000 | 6,473 |
| Additional noninterest expense | $820,000 | 5,590 |
| Pre-tax net operating income | $934,000 | 6,241 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $323,000 | 5,597 |
| Income before extraordinary items | $615,000 | 6,428 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $615,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,578 |
| Cash dividends | $12,000 | 8,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $612,360 | 6,506 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,640,000 | 6,160 |
| Total interest expense | $1,881,000 | 6,137 |
| Net interest income | $2,759,000 | 6,050 |
| Provision for loan and lease losses | $238,000 | 3,555 |
| Total noninterest income | $371,000 | 6,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 5,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,385 |
| Total noninterest expense | $2,127,000 | 6,036 |
| Salaries and employee benefits | $957,000 | 6,376 |
| Premises and equipment expense | $365,000 | 5,065 |
| Additional noninterest expense | $805,000 | 5,899 |
| Pre-tax net operating income | $765,000 | 6,998 |
| Securities gains (losses) | $84,000 | 2,738 |
| Applicable income taxes | $161,000 | 8,402 |
| Income before extraordinary items | $688,000 | 6,189 |
| Extraordinary gains, net | $844,000 | 265 |
| Net income | $1,532,000 | 3,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,939 |
| Cash dividends | $13,000 | 8,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $619,960 | 6,391 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 6,197 |
| Total interest expense | $2,378,000 | 6,232 |
| Net interest income | $2,804,000 | 6,041 |
| Provision for loan and lease losses | $397,000 | 3,491 |
| Total noninterest income | $445,000 | 6,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,400 |
| Total noninterest expense | $2,188,000 | 5,950 |
| Salaries and employee benefits | $982,000 | 6,127 |
| Premises and equipment expense | $223,000 | 7,323 |
| Additional noninterest expense | $983,000 | 5,115 |
| Pre-tax net operating income | $664,000 | 7,302 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $220,000 | 7,182 |
| Income before extraordinary items | $507,000 | 7,260 |
| Extraordinary gains, net | $220,000 | 396 |
| Net income | $727,000 | 5,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 3,943 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $462,900 | 7,283 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.