Home > First Union National Bank of Virginia > Net charge- offs to loans
First Union National Bank of Virginia, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1934% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 1,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0144% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3817% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | -21.7228% | 1,372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2315% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4557% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3306% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 0.2312% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6784% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1808% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1501% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1771% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2031% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3996% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4130% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0090% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4712% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2737% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 0.4756% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4753% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1564% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1287% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1604% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1955% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8353% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0130% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9066% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3829% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 0.9348% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5304% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2611% | 276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1904% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1028% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2205% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2039% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5602% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1980% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0033% | 1,105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.7716% | 32 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2029% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1533% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 9.6713% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4369% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8752% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3273% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1270% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3910% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2946% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5700% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6281% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4331% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 18.0047% | 22 |