First Union National Bank of Tennessee, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$224,766,000239
Total interest expense$119,255,000226
Net interest income$105,511,000259
Provision for loan and lease losses$-6,000,00011,430
Total noninterest income$24,566,000333
Gross Fiduciary activities income$1,437,000415
Service charges on deposit accounts$14,848,000156
Trading account gains and fees$0262
Additional Noninterest Income$8,281,000479
Total noninterest expense$52,445,000381
Salaries and employee benefits$23,173,000344
Premises and equipment expense$10,273,000274
Additional noninterest expense$18,999,000428
Pre-tax net operating income$83,632,000167
Securities gains (losses)$2,642,000123
Applicable income taxes$32,950,000157
Income before extraordinary items$53,324,000177
Extraordinary gains, net$053
Net income$53,324,000177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,232,000531
Cash dividends$43,000,000155
Sale, conversion, retirement of capital stock, net$0953
Net operating income$51,633,120181
1995-12-31 (YTD Data)Rank
Total interest income$158,466,000322
Total interest expense$75,473,000335
Net interest income$82,993,000306
Provision for loan and lease losses$-2,710,00011,938
Total noninterest income$24,646,000357
Gross Fiduciary activities income$1,359,000463
Service charges on deposit accounts$13,814,000176
Trading account gains and fees$0522
Additional Noninterest Income$9,473,000443
Total noninterest expense$58,031,000357
Salaries and employee benefits$25,040,000339
Premises and equipment expense$10,607,000278
Additional noninterest expense$22,384,000400
Pre-tax net operating income$52,318,000249
Securities gains (losses)$-2,650,00011,916
Applicable income taxes$16,090,000267
Income before extraordinary items$33,578,000256
Extraordinary gains, net$065
Net income$33,578,000254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$772,0001,056
Cash dividends$27,000,000202
Sale, conversion, retirement of capital stock, net$0809
Net operating income$35,380,000246
1994-12-31 (YTD Data)Rank
Total interest income$123,376,000348
Total interest expense$48,463,000378
Net interest income$74,913,000322
Provision for loan and lease losses$3,335,000394
Total noninterest income$25,251,000339
Gross Fiduciary activities income$1,023,000520
Service charges on deposit accounts$15,151,000161
Trading account gains and fees$0475
Additional Noninterest Income$9,077,000439
Total noninterest expense$63,591,000339
Salaries and employee benefits$24,906,000344
Premises and equipment expense$9,310,000312
Additional noninterest expense$29,375,000341
Pre-tax net operating income$33,238,000308
Securities gains (losses)$-27,00010,567
Applicable income taxes$12,576,000287
Income before extraordinary items$20,635,000315
Extraordinary gains, net$0249
Net income$20,635,000315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,335,000503
Cash dividends$21,000,000207
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$20,652,280320
1993-12-31 (YTD Data)Rank
Total interest income$120,663,000343
Total interest expense$49,213,000362
Net interest income$71,450,000330
Provision for loan and lease losses$3,598,000540
Total noninterest income$27,128,000314
Gross Fiduciary activities income$857,000584
Service charges on deposit accounts$16,097,000153
Trading account gains and fees$7,000442
Additional Noninterest Income$10,167,000430
Total noninterest expense$73,031,000314
Salaries and employee benefits$24,847,000335
Premises and equipment expense$8,019,000346
Additional noninterest expense$40,165,000279
Pre-tax net operating income$21,949,000381
Securities gains (losses)$795,000634
Applicable income taxes$7,945,000371
Income before extraordinary items$14,799,000392
Extraordinary gains, net$5,415,00059
Net income$20,214,000325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,752,000367
Cash dividends$14,000,000224
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$14,282,250383
1992-12-31 (YTD Data)Rank
Total interest income$115,628,000390
Total interest expense$57,638,000387
Net interest income$57,990,000391
Provision for loan and lease losses$12,471,000314
Total noninterest income$22,890,000349
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$12,595,000171
Trading account gains and fees$0504
Additional Noninterest Income$10,295,000433
Total noninterest expense$65,337,000324
Salaries and employee benefits$14,482,000509
Premises and equipment expense$6,208,000429
Additional noninterest expense$44,647,000267
Pre-tax net operating income$3,072,0002,025
Securities gains (losses)$6,120,000174
Applicable income taxes$5,812,000426
Income before extraordinary items$3,380,0001,376
Extraordinary gains, net$01,422
Net income$3,380,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,029,000298
Cash dividends$3,812,000477
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-536,80013,292

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.