Home > First Union National Bank of Tennessee > Net charge- offs to loans
First Union National Bank of Tennessee, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1802% | 4,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2985% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.2901% | 1,395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0945% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2349% | 1,394 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4276% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5148% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3321% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4783% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | 12.4194% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3344% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 6,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0964% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0904% | 1,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0544% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1273% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1485% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5951% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1846% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6321% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6161% | 1,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2223% | 3,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0930% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1116% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0020% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0705% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0194% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5349% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5612% | 305 |
| Percentage Net Loans Charged-off:Construction & development | 1.5318% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8613% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6399% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1503% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 1,248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1820% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0492% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1526% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1660% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1325% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0615% | 74 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3225% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8110% | 113 |
| Percentage Net Loans Charged-off:Construction & development | -0.1338% | 1,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9219% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3866% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9787% | 65 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1505% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2366% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8442% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5834% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8083% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4402% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8350% | 61 |