Home > First Union National Bank of South Carolina > Net charge- offs to loans
First Union National Bank of South Carolina, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3383% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0531% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0796% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1008% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5043% | 116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9739% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6062% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6167% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1458% | 4,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1431% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 0.2743% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2045% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0114% | 273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1106% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1222% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5981% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0054% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9099% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1000% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 0.2730% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1995% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2497% | 238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1865% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1074% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3093% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1844% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1751% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2095% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0135% | 1,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4729% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3218% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.8338% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4321% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1908% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1527% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3751% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5324% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8649% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4538% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0074% | 411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4996% | 4,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.1336% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0406% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0413% | 400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0652% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8668% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3065% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2465% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |