Home > First Union National Bank of Maryland > Loan Charge- Offs and Recoveries
First Union National Bank of Maryland, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,857,000 | 373 |
| Loans secured by real estate, total | $3,149,000 | 167 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $3,149,000 | 167 |
| Construction and land development | $664,000 | 65 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $2,092,000 | 109 |
| Secured by multifamily residential properties | $99,000 | 230 |
| Secured by nonfarm nonresidential properties | $294,000 | 420 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $331,000 | 937 |
| Loans to individuals | $1,996,000 | 416 |
| Credit card loan charge offs | $69,000 | 850 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,927,000 | 284 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $349,000 | 83 |
| Lease financing receivables | $32,000 | 221 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,518,000 | 283 |
| Loans secured by real estate, total | $1,124,000 | 165 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,124,000 | 165 |
| Construction and land development | $71,000 | 154 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $922,000 | 57 |
| Secured by multifamily residential properties | $34,000 | 170 |
| Secured by nonfarm nonresidential properties | $97,000 | 459 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $346,000 | 415 |
| Loans to individuals | $890,000 | 298 |
| Credit card loan recoveries | $422,000 | 176 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $468,000 | 316 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $140,000 | 91 |
| Lease financing receivables | $18,000 | 150 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,339,000 | 423 |
| Loans secured by real estate, total | $2,025,000 | 172 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,025,000 | 171 |
| Construction and land development | $593,000 | 58 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $1,170,000 | 137 |
| Secured by multifamily residential properties | $65,000 | 247 |
| Secured by nonfarm nonresidential properties | $197,000 | 397 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-15,000 | 10,278 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,106,000 | 480 |
| Credit card loan net charge offs | $-353,000 | 11,452 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,459,000 | 269 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $209,000 | 75 |
| Lease financing receivables | $14,000 | 242 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,190,000 | 467 |
| Loans secured by real estate, total | $1,283,000 | 405 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,283,000 | 403 |
| Construction and land development | $613,000 | 111 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $339,000 | 479 |
| Secured by multifamily residential properties | $32,000 | 419 |
| Secured by nonfarm nonresidential properties | $299,000 | 510 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $1,133,000 | 327 |
| Loans to individuals | $1,768,000 | 409 |
| Credit card loan charge offs | $1,146,000 | 272 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $622,000 | 537 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $6,000 | 263 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,080,000 | 466 |
| Loans secured by real estate, total | $204,000 | 550 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $204,000 | 548 |
| Construction and land development | $111,000 | 156 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $41,000 | 773 |
| Secured by multifamily residential properties | $6,000 | 356 |
| Secured by nonfarm nonresidential properties | $46,000 | 745 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $583,000 | 298 |
| Loans to individuals | $293,000 | 541 |
| Credit card loan recoveries | $86,000 | 362 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $207,000 | 550 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,110,000 | 443 |
| Loans secured by real estate, total | $1,079,000 | 362 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,079,000 | 361 |
| Construction and land development | $502,000 | 105 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $298,000 | 436 |
| Secured by multifamily residential properties | $26,000 | 391 |
| Secured by nonfarm nonresidential properties | $253,000 | 460 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $550,000 | 391 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,475,000 | 365 |
| Credit card loan net charge offs | $1,060,000 | 252 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $415,000 | 534 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $6,000 | 215 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,030,000 | 304 |
| Loans secured by real estate, total | $4,165,000 | 203 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $4,165,000 | 203 |
| Construction and land development | $1,666,000 | 73 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $958,000 | 229 |
| Secured by multifamily residential properties | $133,000 | 308 |
| Secured by nonfarm nonresidential properties | $1,408,000 | 226 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $1,987,000 | 234 |
| Loans to individuals | $1,878,000 | 357 |
| Credit card loan charge offs | $1,169,000 | 249 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $709,000 | 433 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,146,000 | 342 |
| Loans secured by real estate, total | $532,000 | 335 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $532,000 | 333 |
| Construction and land development | $219,000 | 138 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $150,000 | 296 |
| Secured by multifamily residential properties | $18,000 | 277 |
| Secured by nonfarm nonresidential properties | $145,000 | 433 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $1,358,000 | 201 |
| Loans to individuals | $256,000 | 593 |
| Credit card loan recoveries | $78,000 | 387 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $178,000 | 620 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,884,000 | 268 |
| Loans secured by real estate, total | $3,633,000 | 189 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $3,633,000 | 188 |
| Construction and land development | $1,447,000 | 70 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $808,000 | 220 |
| Secured by multifamily residential properties | $115,000 | 296 |
| Secured by nonfarm nonresidential properties | $1,263,000 | 193 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $629,000 | 387 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,622,000 | 284 |
| Credit card loan net charge offs | $1,091,000 | 228 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $531,000 | 345 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,267,000 | 391 |
| Loans secured by real estate, total | $5,032,000 | 247 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $5,032,000 | 247 |
| Construction and land development | $516,000 | 283 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $2,254,000 | 136 |
| Secured by multifamily residential properties | $25,000 | 586 |
| Secured by nonfarm nonresidential properties | $2,237,000 | 223 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,550,000 | 406 |
| Loans to individuals | $667,000 | 672 |
| Credit card loan charge offs | $301,000 | 470 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $366,000 | 766 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $18,000 | 293 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $558,000 | 843 |
| Loans secured by real estate, total | $136,000 | 830 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $136,000 | 829 |
| Construction and land development | $108,000 | 221 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,950 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,332 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $293,000 | 611 |
| Loans to individuals | $127,000 | 996 |
| Credit card loan recoveries | $41,000 | 520 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $86,000 | 1,190 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $2,000 | 322 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,709,000 | 334 |
| Loans secured by real estate, total | $4,896,000 | 213 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $4,896,000 | 213 |
| Construction and land development | $408,000 | 285 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $2,242,000 | 126 |
| Secured by multifamily residential properties | $25,000 | 556 |
| Secured by nonfarm nonresidential properties | $2,221,000 | 201 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,257,000 | 360 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $540,000 | 594 |
| Credit card loan net charge offs | $260,000 | 452 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $280,000 | 621 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $16,000 | 238 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,132,000 | 468 |
| Loans secured by real estate, total | $5,325,000 | 271 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $5,325,000 | 270 |
| Construction and land development | $976,000 | 267 |
| Secured by farmland | $82,000 | 154 |
| Total charge-offs secured by 1-4 family residential properties | $1,234,000 | 231 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $3,033,000 | 226 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $2,000 | 39 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,638,000 | 531 |
| Loans to individuals | $167,000 | 2,126 |
| Credit card loan charge offs | $44,000 | 1,214 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $123,000 | 2,304 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $318,000 | 1,316 |
| Loans secured by real estate, total | $59,000 | 1,394 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $59,000 | 1,394 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $58,000 | 641 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,276 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $1,000 | 48 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $244,000 | 724 |
| Loans to individuals | $14,000 | 4,719 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $14,000 | 4,433 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,814,000 | 428 |
| Loans secured by real estate, total | $5,266,000 | 257 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $5,266,000 | 256 |
| Construction and land development | $976,000 | 253 |
| Secured by farmland | $82,000 | 132 |
| Secured by 1-4 family residential properties- net charge-offs | $1,176,000 | 215 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $3,032,000 | 204 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $1,000 | 32 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,394,000 | 517 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $153,000 | 1,768 |
| Credit card loan net charge offs | $44,000 | 1,112 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $109,000 | 1,863 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.