Home > First Union National Bank of Maryland > Income and Expense
First Union National Bank of Maryland, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $192,004,000 | 269 |
| Total interest expense | $101,635,000 | 251 |
| Net interest income | $90,369,000 | 278 |
| Provision for loan and lease losses | $-7,000,000 | 11,435 |
| Total noninterest income | $21,516,000 | 372 |
| Gross Fiduciary activities income | $797,000 | 576 |
| Service charges on deposit accounts | $11,492,000 | 183 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $9,227,000 | 446 |
| Total noninterest expense | $84,489,000 | 279 |
| Salaries and employee benefits | $12,308,000 | 572 |
| Premises and equipment expense | $8,937,000 | 298 |
| Additional noninterest expense | $63,244,000 | 204 |
| Pre-tax net operating income | $34,396,000 | 318 |
| Securities gains (losses) | $1,431,000 | 199 |
| Applicable income taxes | $19,116,000 | 234 |
| Income before extraordinary items | $16,711,000 | 391 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $16,711,000 | 392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,339,000 | 423 |
| Cash dividends | $24,000,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $15,795,160 | 410 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $93,947,000 | 469 |
| Total interest expense | $40,508,000 | 523 |
| Net interest income | $53,439,000 | 435 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $19,611,000 | 404 |
| Gross Fiduciary activities income | $362,000 | 830 |
| Service charges on deposit accounts | $6,826,000 | 269 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $12,423,000 | 376 |
| Total noninterest expense | $32,768,000 | 546 |
| Salaries and employee benefits | $7,206,000 | 949 |
| Premises and equipment expense | $5,175,000 | 473 |
| Additional noninterest expense | $20,387,000 | 428 |
| Pre-tax net operating income | $40,281,000 | 299 |
| Securities gains (losses) | $346,000 | 458 |
| Applicable income taxes | $16,038,000 | 268 |
| Income before extraordinary items | $24,589,000 | 308 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $24,589,000 | 307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,110,000 | 443 |
| Cash dividends | $31,000,000 | 186 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $24,367,560 | 306 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $73,393,000 | 503 |
| Total interest expense | $29,795,000 | 531 |
| Net interest income | $43,598,000 | 490 |
| Provision for loan and lease losses | $4,884,000 | 293 |
| Total noninterest income | $34,862,000 | 280 |
| Gross Fiduciary activities income | $96,000 | 1,193 |
| Service charges on deposit accounts | $6,765,000 | 264 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $28,001,000 | 225 |
| Total noninterest expense | $42,623,000 | 448 |
| Salaries and employee benefits | $9,696,000 | 721 |
| Premises and equipment expense | $7,861,000 | 349 |
| Additional noninterest expense | $25,066,000 | 378 |
| Pre-tax net operating income | $30,953,000 | 322 |
| Securities gains (losses) | $-154,000 | 11,806 |
| Applicable income taxes | $12,194,000 | 293 |
| Income before extraordinary items | $18,605,000 | 338 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $18,605,000 | 339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,884,000 | 268 |
| Cash dividends | $5,000,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $18,703,560 | 338 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $44,410,000 | 772 |
| Total interest expense | $20,505,000 | 700 |
| Net interest income | $23,905,000 | 795 |
| Provision for loan and lease losses | $4,003,000 | 510 |
| Total noninterest income | $19,985,000 | 380 |
| Gross Fiduciary activities income | $7,000 | 1,531 |
| Service charges on deposit accounts | $5,012,000 | 315 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $14,966,000 | 331 |
| Total noninterest expense | $33,400,000 | 562 |
| Salaries and employee benefits | $7,552,000 | 900 |
| Premises and equipment expense | $5,590,000 | 457 |
| Additional noninterest expense | $20,258,000 | 455 |
| Pre-tax net operating income | $6,487,000 | 1,084 |
| Securities gains (losses) | $638,000 | 766 |
| Applicable income taxes | $680,000 | 3,199 |
| Income before extraordinary items | $6,445,000 | 811 |
| Extraordinary gains, net | $13,000 | 2,867 |
| Net income | $6,458,000 | 840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,709,000 | 334 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,870,800 | 847 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,492,000 | 1,732 |
| Total interest expense | $12,860,000 | 1,373 |
| Net interest income | $7,632,000 | 2,368 |
| Provision for loan and lease losses | $15,779,000 | 257 |
| Total noninterest income | $1,765,000 | 2,113 |
| Gross Fiduciary activities income | $14,000 | 1,509 |
| Service charges on deposit accounts | $1,200,000 | 1,090 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $551,000 | 2,995 |
| Total noninterest expense | $14,622,000 | 1,088 |
| Salaries and employee benefits | $2,381,000 | 2,725 |
| Premises and equipment expense | $1,760,000 | 1,251 |
| Additional noninterest expense | $10,481,000 | 741 |
| Pre-tax net operating income | $-21,004,000 | 13,918 |
| Securities gains (losses) | $70,000 | 3,586 |
| Applicable income taxes | $-7,171,000 | 13,910 |
| Income before extraordinary items | $-13,763,000 | 13,879 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-13,763,000 | 13,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,814,000 | 428 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-13,809,200 | 13,862 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.