Home > First Union National Bank of Georgia > Loan Charge- Offs and Recoveries
First Union National Bank of Georgia, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $173,864,000 | 28 |
| Loans secured by real estate, total | $3,482,000 | 155 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $3,482,000 | 155 |
| Construction and land development | $102,000 | 220 |
| Secured by farmland | $38,000 | 117 |
| Total charge-offs secured by 1-4 family residential properties | $2,633,000 | 89 |
| Secured by multifamily residential properties | $52,000 | 297 |
| Secured by nonfarm nonresidential properties | $657,000 | 241 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $26,000 | 149 |
| Commercial and industrial loans | $6,305,000 | 81 |
| Loans to individuals | $162,759,000 | 22 |
| Credit card loan charge offs | $148,724,000 | 20 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $14,035,000 | 60 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $1,139,000 | 42 |
| Lease financing receivables | $153,000 | 127 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $20,165,000 | 61 |
| Loans secured by real estate, total | $1,013,000 | 181 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,013,000 | 181 |
| Construction and land development | $27,000 | 249 |
| Secured by farmland | $9,000 | 302 |
| Secured by 1-4 family residential properties - total recoveries | $764,000 | 69 |
| Secured by multifamily residential properties | $19,000 | 223 |
| Secured by nonfarm nonresidential properties | $194,000 | 307 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 186 |
| Commercial and industrial loans | $948,000 | 187 |
| Loans to individuals | $17,833,000 | 33 |
| Credit card loan recoveries | $14,135,000 | 27 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,698,000 | 72 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $321,000 | 59 |
| Lease financing receivables | $46,000 | 103 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $153,699,000 | 23 |
| Loans secured by real estate, total | $2,469,000 | 150 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,469,000 | 149 |
| Construction and land development | $75,000 | 221 |
| Secured by farmland | $29,000 | 120 |
| Secured by 1-4 family residential properties- net charge-offs | $1,869,000 | 95 |
| Secured by multifamily residential properties | $33,000 | 291 |
| Secured by nonfarm nonresidential properties | $463,000 | 228 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $22,000 | 124 |
| Commercial and industrial loans | $5,357,000 | 63 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $144,926,000 | 20 |
| Credit card loan net charge offs | $134,589,000 | 20 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $10,337,000 | 54 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $818,000 | 36 |
| Lease financing receivables | $107,000 | 131 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $59,724,000 | 70 |
| Loans secured by real estate, total | $2,934,000 | 221 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $2,934,000 | 220 |
| Construction and land development | $172,000 | 235 |
| Secured by farmland | $27,000 | 174 |
| Total charge-offs secured by 1-4 family residential properties | $1,960,000 | 113 |
| Secured by multifamily residential properties | $3,000 | 535 |
| Secured by nonfarm nonresidential properties | $772,000 | 297 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 182 |
| Commercial and industrial loans | $2,493,000 | 169 |
| Loans to individuals | $54,182,000 | 43 |
| Credit card loan charge offs | $43,686,000 | 43 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,496,000 | 56 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $113,000 | 107 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $11,312,000 | 110 |
| Loans secured by real estate, total | $2,997,000 | 86 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,997,000 | 85 |
| Construction and land development | $155,000 | 124 |
| Secured by farmland | $24,000 | 171 |
| Secured by 1-4 family residential properties - total recoveries | $2,101,000 | 21 |
| Secured by multifamily residential properties | $4,000 | 392 |
| Secured by nonfarm nonresidential properties | $713,000 | 151 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 191 |
| Commercial and industrial loans | $1,963,000 | 141 |
| Loans to individuals | $6,246,000 | 85 |
| Credit card loan recoveries | $3,033,000 | 66 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,213,000 | 66 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $103,000 | 75 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $48,412,000 | 59 |
| Loans secured by real estate, total | $-63,000 | 11,603 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-63,000 | 11,632 |
| Construction and land development | $17,000 | 537 |
| Secured by farmland | $3,000 | 266 |
| Secured by 1-4 family residential properties- net charge-offs | $-141,000 | 11,927 |
| Secured by multifamily residential properties | $-1,000 | 11,697 |
| Secured by nonfarm nonresidential properties | $59,000 | 900 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,095 |
| Commercial and industrial loans | $530,000 | 404 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $47,936,000 | 38 |
| Credit card loan net charge offs | $40,653,000 | 41 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,283,000 | 47 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $10,000 | 195 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $34,270,000 | 108 |
| Loans secured by real estate, total | $15,372,000 | 65 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $15,372,000 | 65 |
| Construction and land development | $2,744,000 | 52 |
| Secured by farmland | $56,000 | 109 |
| Total charge-offs secured by 1-4 family residential properties | $7,194,000 | 47 |
| Secured by multifamily residential properties | $144,000 | 297 |
| Secured by nonfarm nonresidential properties | $5,234,000 | 89 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $57,000 | 89 |
| Commercial and industrial loans | $5,164,000 | 116 |
| Loans to individuals | $13,387,000 | 98 |
| Credit card loan charge offs | $5,308,000 | 107 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,079,000 | 54 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $163,000 | 110 |
| Lease financing receivables | $127,000 | 95 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $14,007,000 | 92 |
| Loans secured by real estate, total | $5,429,000 | 59 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $5,429,000 | 59 |
| Construction and land development | $1,101,000 | 40 |
| Secured by farmland | $52,000 | 92 |
| Secured by 1-4 family residential properties - total recoveries | $1,869,000 | 26 |
| Secured by multifamily residential properties | $131,000 | 101 |
| Secured by nonfarm nonresidential properties | $2,276,000 | 64 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $95,000 | 59 |
| Commercial and industrial loans | $4,103,000 | 84 |
| Loans to individuals | $4,231,000 | 106 |
| Credit card loan recoveries | $762,000 | 132 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,469,000 | 66 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $63,000 | 133 |
| Lease financing receivables | $86,000 | 99 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $20,263,000 | 112 |
| Loans secured by real estate, total | $9,943,000 | 84 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $9,943,000 | 84 |
| Construction and land development | $1,643,000 | 64 |
| Secured by farmland | $4,000 | 319 |
| Secured by 1-4 family residential properties- net charge-offs | $5,325,000 | 53 |
| Secured by multifamily residential properties | $13,000 | 515 |
| Secured by nonfarm nonresidential properties | $2,958,000 | 117 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-38,000 | 1,128 |
| Commercial and industrial loans | $1,061,000 | 250 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $9,156,000 | 99 |
| Credit card loan net charge offs | $4,546,000 | 106 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,610,000 | 46 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $100,000 | 97 |
| Lease financing receivables | $41,000 | 111 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $71,531,000 | 69 |
| Loans secured by real estate, total | $44,210,000 | 38 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $44,210,000 | 36 |
| Construction and land development | $14,720,000 | 25 |
| Secured by farmland | $283,000 | 25 |
| Total charge-offs secured by 1-4 family residential properties | $8,933,000 | 41 |
| Secured by multifamily residential properties | $1,218,000 | 95 |
| Secured by nonfarm nonresidential properties | $19,056,000 | 46 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $58,000 | 93 |
| Commercial and industrial loans | $10,005,000 | 99 |
| Loans to individuals | $16,445,000 | 84 |
| Credit card loan charge offs | $8,297,000 | 89 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,148,000 | 61 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $462,000 | 89 |
| Lease financing receivables | $351,000 | 77 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $15,038,000 | 76 |
| Loans secured by real estate, total | $6,177,000 | 34 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $6,177,000 | 34 |
| Construction and land development | $2,028,000 | 27 |
| Secured by farmland | $37,000 | 141 |
| Secured by 1-4 family residential properties - total recoveries | $1,400,000 | 41 |
| Secured by multifamily residential properties | $149,000 | 101 |
| Secured by nonfarm nonresidential properties | $2,563,000 | 41 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $27,000 | 109 |
| Commercial and industrial loans | $3,520,000 | 102 |
| Loans to individuals | $4,555,000 | 88 |
| Credit card loan recoveries | $1,228,000 | 98 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,327,000 | 69 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $647,000 | 34 |
| Lease financing receivables | $112,000 | 95 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $56,493,000 | 69 |
| Loans secured by real estate, total | $38,033,000 | 40 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $38,033,000 | 39 |
| Construction and land development | $12,692,000 | 25 |
| Secured by farmland | $246,000 | 27 |
| Secured by 1-4 family residential properties- net charge-offs | $7,533,000 | 39 |
| Secured by multifamily residential properties | $1,069,000 | 94 |
| Secured by nonfarm nonresidential properties | $16,493,000 | 54 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $31,000 | 78 |
| Commercial and industrial loans | $6,485,000 | 101 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $11,890,000 | 82 |
| Credit card loan net charge offs | $7,069,000 | 90 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,821,000 | 55 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-185,000 | 1,147 |
| Lease financing receivables | $239,000 | 71 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $35,972,000 | 151 |
| Loans secured by real estate, total | $3,373,000 | 383 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,373,000 | 382 |
| Construction and land development | $2,074,000 | 176 |
| Secured by farmland | $71,000 | 168 |
| Total charge-offs secured by 1-4 family residential properties | $169,000 | 1,149 |
| Secured by multifamily residential properties | $431,000 | 240 |
| Secured by nonfarm nonresidential properties | $628,000 | 636 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $49,000 | 110 |
| Commercial and industrial loans | $7,014,000 | 180 |
| Loans to individuals | $25,346,000 | 62 |
| Credit card loan charge offs | $16,512,000 | 62 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,834,000 | 73 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $190,000 | 153 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,697,000 | 149 |
| Loans secured by real estate, total | $467,000 | 323 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $467,000 | 323 |
| Construction and land development | $287,000 | 108 |
| Secured by farmland | $10,000 | 374 |
| Secured by 1-4 family residential properties - total recoveries | $23,000 | 1,363 |
| Secured by multifamily residential properties | $60,000 | 125 |
| Secured by nonfarm nonresidential properties | $87,000 | 544 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 155 |
| Commercial and industrial loans | $1,304,000 | 196 |
| Loans to individuals | $4,866,000 | 77 |
| Credit card loan recoveries | $1,912,000 | 70 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,954,000 | 75 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $51,000 | 142 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $29,275,000 | 155 |
| Loans secured by real estate, total | $2,906,000 | 387 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,906,000 | 386 |
| Construction and land development | $1,787,000 | 182 |
| Secured by farmland | $61,000 | 171 |
| Secured by 1-4 family residential properties- net charge-offs | $146,000 | 1,123 |
| Secured by multifamily residential properties | $371,000 | 248 |
| Secured by nonfarm nonresidential properties | $541,000 | 641 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $40,000 | 90 |
| Commercial and industrial loans | $5,710,000 | 173 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $20,480,000 | 62 |
| Credit card loan net charge offs | $14,600,000 | 65 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $5,880,000 | 71 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $139,000 | 141 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.