Home > First Union National Bank of Georgia > Net charge- offs to loans
First Union National Bank of Georgia, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6635% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0407% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0601% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0292% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4946% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7904% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6689% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3383% | 175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6410% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 1,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 1,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0531% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0643% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9217% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0052% | 424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3219% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2383% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.5254% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4079% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0145% | 324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1756% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0115% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2000% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1293% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7888% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6615% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0665% | 280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9514% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9229% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 2.2234% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5777% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2710% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2687% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8444% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1893% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0406% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1149% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2597% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0577% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9103% | 2,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1804% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.3165% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1764% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2510% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1198% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1607% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3814% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1165% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |