Home > First Union National Bank of Florida > Loan Charge- Offs and Recoveries
First Union National Bank of Florida, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $300,880,000 | 14 |
| Loans secured by real estate, total | $27,088,000 | 22 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $27,088,000 | 22 |
| Construction and land development | $560,000 | 77 |
| Secured by farmland | $2,373,000 | 1 |
| Total charge-offs secured by 1-4 family residential properties | $15,809,000 | 18 |
| Secured by multifamily residential properties | $579,000 | 83 |
| Secured by nonfarm nonresidential properties | $7,767,000 | 28 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $183,000 | 9 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $206,000 | 57 |
| Commercial and industrial loans | $14,722,000 | 39 |
| Loans to individuals | $252,605,000 | 13 |
| Credit card loan charge offs | $182,167,000 | 17 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $70,438,000 | 8 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $5,634,000 | 10 |
| Lease financing receivables | $442,000 | 74 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $48,887,000 | 26 |
| Loans secured by real estate, total | $5,096,000 | 39 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $5,096,000 | 39 |
| Construction and land development | $74,000 | 149 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $1,361,000 | 37 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $3,661,000 | 29 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $12,694,000 | 22 |
| Loans to individuals | $27,714,000 | 22 |
| Credit card loan recoveries | $16,930,000 | 24 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $10,784,000 | 22 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $3,349,000 | 6 |
| Lease financing receivables | $34,000 | 119 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $251,993,000 | 13 |
| Loans secured by real estate, total | $21,992,000 | 20 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $21,992,000 | 19 |
| Construction and land development | $486,000 | 67 |
| Secured by farmland | $2,373,000 | 1 |
| Secured by 1-4 family residential properties- net charge-offs | $14,448,000 | 16 |
| Secured by multifamily residential properties | $579,000 | 74 |
| Secured by nonfarm nonresidential properties | $4,106,000 | 33 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $183,000 | 6 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $206,000 | 47 |
| Commercial and industrial loans | $2,028,000 | 142 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $224,891,000 | 12 |
| Credit card loan net charge offs | $165,237,000 | 17 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $59,654,000 | 6 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $2,285,000 | 15 |
| Lease financing receivables | $408,000 | 66 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $187,169,000 | 20 |
| Loans secured by real estate, total | $27,765,000 | 29 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $27,765,000 | 29 |
| Construction and land development | $2,145,000 | 32 |
| Secured by farmland | $455,000 | 12 |
| Total charge-offs secured by 1-4 family residential properties | $9,614,000 | 26 |
| Secured by multifamily residential properties | $2,346,000 | 47 |
| Secured by nonfarm nonresidential properties | $13,205,000 | 31 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $530,000 | 18 |
| Commercial and industrial loans | $5,132,000 | 99 |
| Loans to individuals | $149,738,000 | 16 |
| Credit card loan charge offs | $110,777,000 | 18 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $38,961,000 | 6 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $3,943,000 | 10 |
| Lease financing receivables | $61,000 | 147 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $43,425,000 | 18 |
| Loans secured by real estate, total | $5,980,000 | 46 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $5,980,000 | 44 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $1,053,000 | 44 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $4,927,000 | 28 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $21,242,000 | 17 |
| Loans to individuals | $14,644,000 | 32 |
| Credit card loan recoveries | $6,182,000 | 41 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,462,000 | 22 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $1,557,000 | 12 |
| Lease financing receivables | $2,000 | 265 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $143,744,000 | 21 |
| Loans secured by real estate, total | $21,785,000 | 29 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $21,785,000 | 31 |
| Construction and land development | $2,145,000 | 27 |
| Secured by farmland | $455,000 | 10 |
| Secured by 1-4 family residential properties- net charge-offs | $8,561,000 | 25 |
| Secured by multifamily residential properties | $2,346,000 | 41 |
| Secured by nonfarm nonresidential properties | $8,278,000 | 33 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $530,000 | 12 |
| Commercial and industrial loans | $-16,110,000 | 11,970 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $135,094,000 | 15 |
| Credit card loan net charge offs | $104,595,000 | 18 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $30,499,000 | 5 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $2,386,000 | 12 |
| Lease financing receivables | $59,000 | 116 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $119,329,000 | 33 |
| Loans secured by real estate, total | $29,033,000 | 42 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $29,033,000 | 42 |
| Construction and land development | $3,249,000 | 44 |
| Secured by farmland | $46,000 | 124 |
| Total charge-offs secured by 1-4 family residential properties | $5,209,000 | 62 |
| Secured by multifamily residential properties | $2,902,000 | 44 |
| Secured by nonfarm nonresidential properties | $17,627,000 | 29 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $251,000 | 43 |
| Commercial and industrial loans | $6,476,000 | 98 |
| Loans to individuals | $80,947,000 | 19 |
| Credit card loan charge offs | $50,686,000 | 30 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $30,261,000 | 6 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $2,622,000 | 20 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $29,733,000 | 36 |
| Loans secured by real estate, total | $4,839,000 | 66 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $4,839,000 | 66 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $1,463,000 | 39 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $3,376,000 | 47 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $9,799,000 | 33 |
| Loans to individuals | $13,769,000 | 29 |
| Credit card loan recoveries | $5,453,000 | 43 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,316,000 | 18 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $1,326,000 | 21 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $89,596,000 | 34 |
| Loans secured by real estate, total | $24,194,000 | 44 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $24,194,000 | 44 |
| Construction and land development | $3,249,000 | 35 |
| Secured by farmland | $46,000 | 98 |
| Secured by 1-4 family residential properties- net charge-offs | $3,746,000 | 69 |
| Secured by multifamily residential properties | $2,902,000 | 38 |
| Secured by nonfarm nonresidential properties | $14,251,000 | 30 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $251,000 | 32 |
| Commercial and industrial loans | $-3,323,000 | 12,586 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $67,178,000 | 20 |
| Credit card loan net charge offs | $45,233,000 | 27 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $21,945,000 | 4 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $1,296,000 | 22 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $129,913,000 | 37 |
| Loans secured by real estate, total | $45,265,000 | 37 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $45,265,000 | 35 |
| Construction and land development | $2,009,000 | 125 |
| Secured by farmland | $81,000 | 101 |
| Total charge-offs secured by 1-4 family residential properties | $4,763,000 | 69 |
| Secured by multifamily residential properties | $3,069,000 | 44 |
| Secured by nonfarm nonresidential properties | $35,343,000 | 26 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $289,000 | 13 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $599,000 | 20 |
| Commercial and industrial loans | $20,768,000 | 51 |
| Loans to individuals | $62,153,000 | 24 |
| Credit card loan charge offs | $31,364,000 | 40 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $30,789,000 | 6 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $839,000 | 58 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $27,106,000 | 39 |
| Loans secured by real estate, total | $2,970,000 | 88 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $2,970,000 | 88 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $921,000 | 57 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $2,049,000 | 54 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $11,210,000 | 31 |
| Loans to individuals | $12,826,000 | 26 |
| Credit card loan recoveries | $3,542,000 | 51 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $9,284,000 | 15 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $100,000 | 116 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $102,807,000 | 36 |
| Loans secured by real estate, total | $42,295,000 | 37 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $42,295,000 | 36 |
| Construction and land development | $2,009,000 | 113 |
| Secured by farmland | $81,000 | 80 |
| Secured by 1-4 family residential properties- net charge-offs | $3,842,000 | 74 |
| Secured by multifamily residential properties | $3,069,000 | 40 |
| Secured by nonfarm nonresidential properties | $33,294,000 | 26 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $289,000 | 10 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $599,000 | 14 |
| Commercial and industrial loans | $9,558,000 | 74 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $49,327,000 | 24 |
| Credit card loan net charge offs | $27,822,000 | 35 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $21,505,000 | 3 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $739,000 | 52 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $153,427,000 | 39 |
| Loans secured by real estate, total | $36,968,000 | 58 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $36,968,000 | 58 |
| Construction and land development | $5,744,000 | 81 |
| Secured by farmland | $177,000 | 69 |
| Total charge-offs secured by 1-4 family residential properties | $7,404,000 | 45 |
| Secured by multifamily residential properties | $498,000 | 218 |
| Secured by nonfarm nonresidential properties | $23,145,000 | 37 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $698,000 | 18 |
| Commercial and industrial loans | $51,370,000 | 23 |
| Loans to individuals | $58,243,000 | 29 |
| Credit card loan charge offs | $16,209,000 | 65 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $42,034,000 | 5 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $6,148,000 | 16 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $19,239,000 | 42 |
| Loans secured by real estate, total | $1,360,000 | 118 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,360,000 | 118 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $185,000 | 233 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $1,175,000 | 62 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $7,238,000 | 43 |
| Loans to individuals | $10,636,000 | 36 |
| Credit card loan recoveries | $1,528,000 | 82 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $9,108,000 | 13 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $5,000 | 277 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $134,188,000 | 38 |
| Loans secured by real estate, total | $35,608,000 | 57 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $35,608,000 | 56 |
| Construction and land development | $5,744,000 | 76 |
| Secured by farmland | $177,000 | 58 |
| Secured by 1-4 family residential properties- net charge-offs | $7,219,000 | 43 |
| Secured by multifamily residential properties | $498,000 | 213 |
| Secured by nonfarm nonresidential properties | $21,970,000 | 37 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $698,000 | 14 |
| Commercial and industrial loans | $44,132,000 | 22 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $47,607,000 | 28 |
| Credit card loan net charge offs | $14,681,000 | 64 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $32,926,000 | 5 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $6,143,000 | 16 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.