Home > First Union National Bank > Loan Charge- Offs and Recoveries
First Union National Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $680,570,000 | 5 |
| Loans secured by real estate, total | $55,983,000 | 7 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $55,982,000 | 7 |
| Construction and land development | $1,710,000 | 19 |
| Secured by farmland | $6,781,000 | 1 |
| Total charge-offs secured by 1-4 family residential properties | $29,608,000 | 9 |
| Secured by multifamily residential properties | $1,134,000 | 30 |
| Secured by nonfarm nonresidential properties | $16,749,000 | 9 |
| Real estate loans in foreign offices | $1,000 | 10 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $175,000 | 49 |
| Commercial and industrial loans | $28,840,000 | 22 |
| Loans to individuals | $577,743,000 | 8 |
| Credit card loan charge offs | $402,094,000 | 11 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $175,649,000 | 3 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $13,980,000 | 6 |
| Lease financing receivables | $3,849,000 | 27 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $111,199,000 | 10 |
| Loans secured by real estate, total | $19,763,000 | 10 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $19,763,000 | 10 |
| Construction and land development | $3,898,000 | 6 |
| Secured by farmland | $611,000 | 2 |
| Secured by 1-4 family residential properties - total recoveries | $3,266,000 | 15 |
| Secured by multifamily residential properties | $445,000 | 30 |
| Secured by nonfarm nonresidential properties | $11,543,000 | 9 |
| Real estate loans in foreign offices | $0 | 18 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $248,000 | 23 |
| Commercial and industrial loans | $19,788,000 | 15 |
| Loans to individuals | $63,228,000 | 12 |
| Credit card loan recoveries | $34,322,000 | 15 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $28,906,000 | 8 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $6,116,000 | 8 |
| Lease financing receivables | $2,056,000 | 12 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $569,371,000 | 7 |
| Loans secured by real estate, total | $36,220,000 | 6 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $36,219,000 | 5 |
| Construction and land development | $-2,188,000 | 10,915 |
| Secured by farmland | $6,170,000 | 1 |
| Secured by 1-4 family residential properties- net charge-offs | $26,342,000 | 8 |
| Secured by multifamily residential properties | $689,000 | 40 |
| Secured by nonfarm nonresidential properties | $5,206,000 | 9 |
| Real estate loans in foreign offices | $1,000 | 9 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $-73,000 | 1,127 |
| Commercial and industrial loans | $9,052,000 | 39 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $514,515,000 | 7 |
| Credit card loan net charge offs | $367,772,000 | 11 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $146,743,000 | 3 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $7,864,000 | 6 |
| Lease financing receivables | $1,793,000 | 36 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $69,211,000 | 71 |
| Loans secured by real estate, total | $3,019,000 | 175 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $3,019,000 | 175 |
| Construction and land development | $499,000 | 81 |
| Secured by farmland | $26,000 | 163 |
| Total charge-offs secured by 1-4 family residential properties | $1,099,000 | 176 |
| Secured by multifamily residential properties | $136,000 | 200 |
| Secured by nonfarm nonresidential properties | $1,259,000 | 158 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $190,000 | 63 |
| Commercial and industrial loans | $51,861,000 | 12 |
| Loans to individuals | $10,978,000 | 162 |
| Credit card loan charge offs | $879,000 | 307 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,099,000 | 79 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $2,553,000 | 25 |
| Lease financing receivables | $610,000 | 63 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $9,122,000 | 114 |
| Loans secured by real estate, total | $1,709,000 | 124 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,709,000 | 124 |
| Construction and land development | $294,000 | 73 |
| Secured by farmland | $14,000 | 239 |
| Secured by 1-4 family residential properties - total recoveries | $647,000 | 83 |
| Secured by multifamily residential properties | $80,000 | 120 |
| Secured by nonfarm nonresidential properties | $674,000 | 144 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $15,000 | 138 |
| Commercial and industrial loans | $3,994,000 | 59 |
| Loans to individuals | $2,766,000 | 148 |
| Credit card loan recoveries | $341,000 | 195 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,425,000 | 98 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $391,000 | 52 |
| Lease financing receivables | $247,000 | 49 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $60,089,000 | 61 |
| Loans secured by real estate, total | $1,310,000 | 243 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,310,000 | 242 |
| Construction and land development | $205,000 | 136 |
| Secured by farmland | $12,000 | 196 |
| Secured by 1-4 family residential properties- net charge-offs | $452,000 | 288 |
| Secured by multifamily residential properties | $56,000 | 253 |
| Secured by nonfarm nonresidential properties | $585,000 | 189 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $175,000 | 54 |
| Commercial and industrial loans | $47,867,000 | 5 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $8,212,000 | 165 |
| Credit card loan net charge offs | $538,000 | 344 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,674,000 | 73 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $2,162,000 | 19 |
| Lease financing receivables | $363,000 | 70 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $23,847,000 | 143 |
| Loans secured by real estate, total | $4,469,000 | 159 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $4,469,000 | 159 |
| Construction and land development | $56,000 | 422 |
| Secured by farmland | $54,000 | 106 |
| Total charge-offs secured by 1-4 family residential properties | $1,326,000 | 161 |
| Secured by multifamily residential properties | $336,000 | 167 |
| Secured by nonfarm nonresidential properties | $2,697,000 | 121 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $13,000 | 147 |
| Commercial and industrial loans | $11,557,000 | 46 |
| Loans to individuals | $7,709,000 | 169 |
| Credit card loan charge offs | $787,000 | 312 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,922,000 | 82 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $99,000 | 115 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,901,000 | 146 |
| Loans secured by real estate, total | $2,897,000 | 88 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,897,000 | 87 |
| Construction and land development | $42,000 | 249 |
| Secured by farmland | $36,000 | 122 |
| Secured by 1-4 family residential properties - total recoveries | $973,000 | 48 |
| Secured by multifamily residential properties | $259,000 | 62 |
| Secured by nonfarm nonresidential properties | $1,587,000 | 88 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 200 |
| Commercial and industrial loans | $1,489,000 | 173 |
| Loans to individuals | $3,046,000 | 138 |
| Credit card loan recoveries | $866,000 | 126 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,180,000 | 104 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $467,000 | 30 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $15,946,000 | 131 |
| Loans secured by real estate, total | $1,572,000 | 272 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,572,000 | 271 |
| Construction and land development | $14,000 | 558 |
| Secured by farmland | $18,000 | 176 |
| Secured by 1-4 family residential properties- net charge-offs | $353,000 | 377 |
| Secured by multifamily residential properties | $77,000 | 292 |
| Secured by nonfarm nonresidential properties | $1,110,000 | 183 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $11,000 | 105 |
| Commercial and industrial loans | $10,068,000 | 30 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,663,000 | 186 |
| Credit card loan net charge offs | $-79,000 | 11,966 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,742,000 | 75 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $-368,000 | 10,536 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $21,563,000 | 149 |
| Loans secured by real estate, total | $7,782,000 | 134 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $7,782,000 | 133 |
| Construction and land development | $1,814,000 | 69 |
| Secured by farmland | $65,000 | 92 |
| Total charge-offs secured by 1-4 family residential properties | $1,105,000 | 201 |
| Secured by multifamily residential properties | $501,000 | 151 |
| Secured by nonfarm nonresidential properties | $4,297,000 | 102 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $8,000 | 151 |
| Commercial and industrial loans | $5,312,000 | 112 |
| Loans to individuals | $7,388,000 | 154 |
| Credit card loan charge offs | $1,064,000 | 263 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,324,000 | 72 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $1,073,000 | 28 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $11,406,000 | 112 |
| Loans secured by real estate, total | $590,000 | 311 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $590,000 | 309 |
| Construction and land development | $88,000 | 221 |
| Secured by farmland | $6,000 | 453 |
| Secured by 1-4 family residential properties - total recoveries | $95,000 | 446 |
| Secured by multifamily residential properties | $33,000 | 214 |
| Secured by nonfarm nonresidential properties | $368,000 | 249 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $20,000 | 122 |
| Commercial and industrial loans | $6,635,000 | 49 |
| Loans to individuals | $3,396,000 | 125 |
| Credit card loan recoveries | $966,000 | 116 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,430,000 | 96 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $765,000 | 20 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $10,157,000 | 191 |
| Loans secured by real estate, total | $7,192,000 | 111 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $7,192,000 | 111 |
| Construction and land development | $1,726,000 | 59 |
| Secured by farmland | $59,000 | 81 |
| Secured by 1-4 family residential properties- net charge-offs | $1,010,000 | 181 |
| Secured by multifamily residential properties | $468,000 | 147 |
| Secured by nonfarm nonresidential properties | $3,929,000 | 87 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-12,000 | 1,100 |
| Commercial and industrial loans | $-1,323,000 | 12,553 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $3,992,000 | 165 |
| Credit card loan net charge offs | $98,000 | 630 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,894,000 | 56 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $308,000 | 39 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $36,253,000 | 128 |
| Loans secured by real estate, total | $16,122,000 | 104 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $16,122,000 | 104 |
| Construction and land development | $10,066,000 | 38 |
| Secured by farmland | $96,000 | 88 |
| Total charge-offs secured by 1-4 family residential properties | $781,000 | 330 |
| Secured by multifamily residential properties | $735,000 | 126 |
| Secured by nonfarm nonresidential properties | $4,444,000 | 146 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $38,000 | 105 |
| Commercial and industrial loans | $10,824,000 | 91 |
| Loans to individuals | $7,632,000 | 164 |
| Credit card loan charge offs | $860,000 | 306 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,772,000 | 76 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $1,637,000 | 28 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,115,000 | 143 |
| Loans secured by real estate, total | $1,683,000 | 136 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,683,000 | 135 |
| Construction and land development | $1,020,000 | 49 |
| Secured by farmland | $11,000 | 371 |
| Secured by 1-4 family residential properties - total recoveries | $125,000 | 343 |
| Secured by multifamily residential properties | $86,000 | 138 |
| Secured by nonfarm nonresidential properties | $441,000 | 210 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 157 |
| Commercial and industrial loans | $2,564,000 | 125 |
| Loans to individuals | $3,030,000 | 135 |
| Credit card loan recoveries | $552,000 | 150 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,478,000 | 95 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $829,000 | 24 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $28,138,000 | 127 |
| Loans secured by real estate, total | $14,439,000 | 102 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $14,439,000 | 102 |
| Construction and land development | $9,046,000 | 37 |
| Secured by farmland | $85,000 | 76 |
| Secured by 1-4 family residential properties- net charge-offs | $656,000 | 326 |
| Secured by multifamily residential properties | $649,000 | 122 |
| Secured by nonfarm nonresidential properties | $4,003,000 | 141 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $29,000 | 81 |
| Commercial and industrial loans | $8,260,000 | 84 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $4,602,000 | 171 |
| Credit card loan net charge offs | $308,000 | 417 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,294,000 | 64 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $808,000 | 40 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $57,838,000 | 107 |
| Loans secured by real estate, total | $32,887,000 | 68 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $32,887,000 | 67 |
| Construction and land development | $20,647,000 | 32 |
| Secured by farmland | $263,000 | 40 |
| Total charge-offs secured by 1-4 family residential properties | $1,285,000 | 223 |
| Secured by multifamily residential properties | $1,232,000 | 115 |
| Secured by nonfarm nonresidential properties | $9,460,000 | 99 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $35,000 | 124 |
| Commercial and industrial loans | $14,390,000 | 102 |
| Loans to individuals | $8,894,000 | 172 |
| Credit card loan charge offs | $959,000 | 316 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,935,000 | 82 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $1,632,000 | 37 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $16,767,000 | 61 |
| Loans secured by real estate, total | $227,000 | 548 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $227,000 | 548 |
| Construction and land development | $181,000 | 165 |
| Secured by farmland | $2,000 | 686 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 2,377 |
| Secured by multifamily residential properties | $13,000 | 258 |
| Secured by nonfarm nonresidential properties | $23,000 | 1,089 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $1,088,000 | 6 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $27,000 | 111 |
| Commercial and industrial loans | $11,913,000 | 25 |
| Loans to individuals | $3,142,000 | 132 |
| Credit card loan recoveries | $601,000 | 151 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,541,000 | 92 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $370,000 | 44 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $41,071,000 | 119 |
| Loans secured by real estate, total | $32,660,000 | 67 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $32,660,000 | 66 |
| Construction and land development | $20,466,000 | 32 |
| Secured by farmland | $261,000 | 36 |
| Secured by 1-4 family residential properties- net charge-offs | $1,277,000 | 202 |
| Secured by multifamily residential properties | $1,219,000 | 111 |
| Secured by nonfarm nonresidential properties | $9,437,000 | 87 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $-1,088,000 | 1,189 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $8,000 | 133 |
| Commercial and industrial loans | $2,477,000 | 335 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $5,752,000 | 183 |
| Credit card loan net charge offs | $358,000 | 444 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $5,394,000 | 75 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $1,262,000 | 37 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.