Home > First Union National Bank > Net charge- offs to loans
First Union National Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6872% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0832% | 401 |
| Percentage Net Loans Charged-off:Construction & development | -0.1061% | 1,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0584% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0599% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1156% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0549% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9525% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8160% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0969% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0758% | 473 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2898% | 3,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0527% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0275% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0283% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6898% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7102% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8062% | 923 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0736% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 5,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0331% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1708% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4527% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1480% | 1,304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0120% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 6,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1009% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.4994% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2532% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1997% | 248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0267% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4464% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2984% | 941 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0132% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2237% | 5,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2347% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 1.7052% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2960% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3315% | 257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0244% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2231% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5464% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5771% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0438% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3429% | 5,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5376% | 442 |
| Percentage Net Loans Charged-off:Construction & development | 3.0439% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6626% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7633% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0143% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0773% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6692% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6038% | 964 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0098% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |