Home > First Union Bank of Connecticut > Net charge- offs to loans
First Union Bank of Connecticut, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3984% | 2,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3272% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 0.9947% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6396% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4485% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1881% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0336% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2123% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6527% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8409% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1867% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2743% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5565% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4671% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 4.0428% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0970% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1631% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3301% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1328% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9761% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4404% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1673% | 995 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6449% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4354% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 2.4473% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0551% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1056% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2450% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4099% | 150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7368% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2197% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0187% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1302% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 1.6659% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0930% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0390% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6955% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5907% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7333% | 111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7842% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2077% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5126% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1467% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9477% | 121 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0975% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 5.9248% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7834% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 25.3904% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8801% | 11 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9386% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3657% | 11 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4591% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8923% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6398% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3812% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |