Home > First Tuskegee Bank > Income and Expense
First Tuskegee Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 5,450 |
| Total interest expense | $137,000 | 5,860 |
| Net interest income | $2,165,000 | 5,329 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $565,000 | 4,092 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $227,000 | 3,713 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $338,000 | 3,858 |
| Total noninterest expense | $3,451,000 | 4,165 |
| Salaries and employee benefits | $1,519,000 | 4,606 |
| Premises and equipment expense | $403,000 | 4,073 |
| Additional noninterest expense | $1,529,000 | 3,515 |
| Pre-tax net operating income | $-721,000 | 6,319 |
| Securities gains (losses) | $132,000 | 1,062 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-589,000 | 6,313 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-589,000 | 6,313 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-589,000 | 6,313 |
| Net charge-offs | $118,000 | 3,015 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-721,000 | 6,328 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 5,483 |
| Total interest expense | $106,000 | 5,911 |
| Net interest income | $1,651,000 | 5,374 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $588,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $164,000 | 3,818 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $424,000 | 3,148 |
| Total noninterest expense | $2,649,000 | 4,130 |
| Salaries and employee benefits | $1,174,000 | 4,546 |
| Premises and equipment expense | $306,000 | 4,095 |
| Additional noninterest expense | $1,169,000 | 3,475 |
| Pre-tax net operating income | $-410,000 | 6,372 |
| Securities gains (losses) | $55,000 | 1,394 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-355,000 | 6,370 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-355,000 | 6,369 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-355,000 | 6,369 |
| Net charge-offs | $83,000 | 2,865 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-410,000 | 6,381 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 5,494 |
| Total interest expense | $72,000 | 5,948 |
| Net interest income | $1,111,000 | 5,387 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $466,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $103,000 | 3,887 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $363,000 | 2,784 |
| Total noninterest expense | $1,832,000 | 4,066 |
| Salaries and employee benefits | $758,000 | 4,668 |
| Premises and equipment expense | $200,000 | 4,178 |
| Additional noninterest expense | $874,000 | 3,192 |
| Pre-tax net operating income | $-255,000 | 6,421 |
| Securities gains (losses) | $50,000 | 1,166 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-205,000 | 6,415 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-205,000 | 6,416 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-205,000 | 6,417 |
| Net charge-offs | $92,000 | 2,263 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-255,000 | 6,429 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $592,000 | 5,549 |
| Total interest expense | $36,000 | 6,021 |
| Net interest income | $556,000 | 5,428 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $219,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $51,000 | 3,887 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $168,000 | 2,804 |
| Total noninterest expense | $1,004,000 | 3,889 |
| Salaries and employee benefits | $407,000 | 4,531 |
| Premises and equipment expense | $97,000 | 4,279 |
| Additional noninterest expense | $500,000 | 2,886 |
| Pre-tax net operating income | $-229,000 | 6,551 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-229,000 | 6,552 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-229,000 | 6,552 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-229,000 | 6,552 |
| Net charge-offs | $53,000 | 1,827 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-229,000 | 6,553 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 5,711 |
| Total interest expense | $179,000 | 6,028 |
| Net interest income | $2,077,000 | 5,596 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $847,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $251,000 | 3,696 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $596,000 | 3,125 |
| Total noninterest expense | $3,462,000 | 4,286 |
| Salaries and employee benefits | $1,568,000 | 4,649 |
| Premises and equipment expense | $377,000 | 4,368 |
| Additional noninterest expense | $1,517,000 | 3,629 |
| Pre-tax net operating income | $-538,000 | 6,480 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-535,000 | 6,492 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-535,000 | 6,493 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-535,000 | 6,493 |
| Net charge-offs | $43,000 | 4,454 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-538,000 | 6,484 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 5,760 |
| Total interest expense | $140,000 | 6,072 |
| Net interest income | $1,560,000 | 5,656 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $472,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $189,000 | 3,723 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $283,000 | 3,831 |
| Total noninterest expense | $3,099,000 | 3,867 |
| Salaries and employee benefits | $1,211,000 | 4,596 |
| Premises and equipment expense | $282,000 | 4,398 |
| Additional noninterest expense | $1,606,000 | 2,823 |
| Pre-tax net operating income | $-1,067,000 | 6,712 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,064,000 | 6,723 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,064,000 | 6,724 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,064,000 | 6,724 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,067,000 | 6,715 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 5,789 |
| Total interest expense | $96,000 | 6,114 |
| Net interest income | $1,042,000 | 5,668 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $354,000 | 3,916 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $125,000 | 3,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $229,000 | 3,576 |
| Total noninterest expense | $1,638,000 | 4,448 |
| Salaries and employee benefits | $794,000 | 4,666 |
| Premises and equipment expense | $177,000 | 4,538 |
| Additional noninterest expense | $667,000 | 3,949 |
| Pre-tax net operating income | $-242,000 | 6,580 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-239,000 | 6,631 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-239,000 | 6,631 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-239,000 | 6,631 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-242,000 | 6,603 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 5,789 |
| Total interest expense | $50,000 | 6,143 |
| Net interest income | $532,000 | 5,662 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $170,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $111,000 | 3,602 |
| Total noninterest expense | $859,000 | 4,374 |
| Salaries and employee benefits | $434,000 | 4,490 |
| Premises and equipment expense | $84,000 | 4,681 |
| Additional noninterest expense | $341,000 | 3,914 |
| Pre-tax net operating income | $-157,000 | 6,685 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-157,000 | 6,715 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-157,000 | 6,716 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-157,000 | 6,716 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-157,000 | 6,692 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 5,712 |
| Total interest expense | $255,000 | 6,154 |
| Net interest income | $2,370,000 | 5,566 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $777,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $267,000 | 3,705 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $510,000 | 3,320 |
| Total noninterest expense | $3,305,000 | 4,512 |
| Salaries and employee benefits | $1,620,000 | 4,661 |
| Premises and equipment expense | $389,000 | 4,369 |
| Additional noninterest expense | $1,296,000 | 4,162 |
| Pre-tax net operating income | $-158,000 | 6,324 |
| Securities gains (losses) | $149,000 | 1,957 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-9,000 | 6,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,000 | 6,316 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-9,000 | 6,318 |
| Net charge-offs | $42,000 | 5,027 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-158,000 | 6,344 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 5,764 |
| Total interest expense | $201,000 | 6,239 |
| Net interest income | $1,812,000 | 5,623 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $674,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $196,000 | 3,802 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $478,000 | 3,015 |
| Total noninterest expense | $2,566,000 | 4,450 |
| Salaries and employee benefits | $1,242,000 | 4,617 |
| Premises and equipment expense | $307,000 | 4,302 |
| Additional noninterest expense | $1,017,000 | 4,064 |
| Pre-tax net operating income | $-80,000 | 6,395 |
| Securities gains (losses) | $90,000 | 2,054 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $10,000 | 6,381 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $10,000 | 6,380 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $10,000 | 6,380 |
| Net charge-offs | $-55,000 | 6,942 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-80,000 | 6,416 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 5,845 |
| Total interest expense | $139,000 | 6,293 |
| Net interest income | $1,186,000 | 5,688 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $515,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $131,000 | 3,777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 2,695 |
| Total noninterest expense | $1,755,000 | 4,430 |
| Salaries and employee benefits | $826,000 | 4,651 |
| Premises and equipment expense | $205,000 | 4,311 |
| Additional noninterest expense | $724,000 | 3,904 |
| Pre-tax net operating income | $-54,000 | 6,453 |
| Securities gains (losses) | $90,000 | 1,672 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $36,000 | 6,295 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $36,000 | 6,295 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $36,000 | 6,295 |
| Net charge-offs | $-63,000 | 7,017 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-54,000 | 6,470 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $677,000 | 5,845 |
| Total interest expense | $75,000 | 6,286 |
| Net interest income | $602,000 | 5,689 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $361,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $67,000 | 3,746 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $294,000 | 2,127 |
| Total noninterest expense | $888,000 | 4,417 |
| Salaries and employee benefits | $446,000 | 4,494 |
| Premises and equipment expense | $107,000 | 4,263 |
| Additional noninterest expense | $335,000 | 4,100 |
| Pre-tax net operating income | $75,000 | 5,657 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $75,000 | 5,668 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $75,000 | 5,668 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $75,000 | 5,668 |
| Net charge-offs | $-24,000 | 6,923 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $75,000 | 5,510 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 5,788 |
| Total interest expense | $434,000 | 6,088 |
| Net interest income | $2,521,000 | 5,634 |
| Provision for loan and lease losses | $330,000 | 3,980 |
| Total noninterest income | $1,101,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $270,000 | 3,813 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $831,000 | 2,384 |
| Total noninterest expense | $3,395,000 | 4,560 |
| Salaries and employee benefits | $1,553,000 | 4,868 |
| Premises and equipment expense | $415,000 | 4,480 |
| Additional noninterest expense | $1,427,000 | 3,989 |
| Pre-tax net operating income | $-103,000 | 6,141 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $202,000 | 2,894 |
| Income before extraordinary items | $-305,000 | 6,385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-305,000 | 6,388 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-305,000 | 6,387 |
| Net charge-offs | $440,000 | 3,327 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-305,000 | 6,337 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 5,808 |
| Total interest expense | $347,000 | 6,101 |
| Net interest income | $1,914,000 | 5,650 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $1,143,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $207,000 | 3,781 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $936,000 | 1,842 |
| Total noninterest expense | $2,585,000 | 4,525 |
| Salaries and employee benefits | $1,181,000 | 4,818 |
| Premises and equipment expense | $314,000 | 4,510 |
| Additional noninterest expense | $1,090,000 | 3,933 |
| Pre-tax net operating income | $472,000 | 4,552 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-8,000 | 6,772 |
| Income before extraordinary items | $480,000 | 4,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $480,000 | 4,389 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $480,000 | 4,389 |
| Net charge-offs | $-17,000 | 7,087 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $480,000 | 4,260 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 5,812 |
| Total interest expense | $246,000 | 6,101 |
| Net interest income | $1,296,000 | 5,650 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $354,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $139,000 | 3,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 3,374 |
| Total noninterest expense | $1,691,000 | 4,617 |
| Salaries and employee benefits | $768,000 | 4,931 |
| Premises and equipment expense | $213,000 | 4,521 |
| Additional noninterest expense | $710,000 | 4,064 |
| Pre-tax net operating income | $-41,000 | 6,311 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-41,000 | 6,402 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-41,000 | 6,401 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-41,000 | 6,402 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-41,000 | 6,341 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 5,764 |
| Total interest expense | $133,000 | 6,060 |
| Net interest income | $672,000 | 5,582 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $151,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $66,000 | 3,799 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 3,808 |
| Total noninterest expense | $799,000 | 4,788 |
| Salaries and employee benefits | $364,000 | 5,123 |
| Premises and equipment expense | $114,000 | 4,406 |
| Additional noninterest expense | $321,000 | 4,342 |
| Pre-tax net operating income | $24,000 | 6,052 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $24,000 | 6,068 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $24,000 | 6,067 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $24,000 | 6,068 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $24,000 | 6,038 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 5,668 |
| Total interest expense | $703,000 | 5,968 |
| Net interest income | $2,874,000 | 5,467 |
| Provision for loan and lease losses | $440,000 | 4,325 |
| Total noninterest income | $1,457,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $250,000 | 4,013 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,207,000 | 1,949 |
| Total noninterest expense | $3,859,000 | 4,309 |
| Salaries and employee benefits | $1,741,000 | 4,618 |
| Premises and equipment expense | $441,000 | 4,510 |
| Additional noninterest expense | $1,677,000 | 3,709 |
| Pre-tax net operating income | $32,000 | 5,677 |
| Securities gains (losses) | $38,000 | 2,818 |
| Applicable income taxes | $-21,000 | 6,630 |
| Income before extraordinary items | $91,000 | 5,648 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $91,000 | 5,649 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $91,000 | 5,649 |
| Net charge-offs | $707,000 | 3,155 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $53,000 | 5,651 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 5,735 |
| Total interest expense | $551,000 | 6,025 |
| Net interest income | $2,170,000 | 5,523 |
| Provision for loan and lease losses | $40,000 | 6,403 |
| Total noninterest income | $1,086,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $181,000 | 4,138 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $905,000 | 1,928 |
| Total noninterest expense | $2,788,000 | 4,434 |
| Salaries and employee benefits | $1,245,000 | 4,805 |
| Premises and equipment expense | $335,000 | 4,548 |
| Additional noninterest expense | $1,208,000 | 3,792 |
| Pre-tax net operating income | $428,000 | 4,418 |
| Securities gains (losses) | $38,000 | 2,592 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $466,000 | 4,246 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $466,000 | 4,247 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $466,000 | 4,247 |
| Net charge-offs | $58,000 | 5,397 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $428,000 | 4,206 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 5,708 |
| Total interest expense | $385,000 | 6,033 |
| Net interest income | $1,490,000 | 5,459 |
| Provision for loan and lease losses | $40,000 | 5,994 |
| Total noninterest income | $208,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $112,000 | 4,281 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $96,000 | 4,705 |
| Total noninterest expense | $1,846,000 | 4,474 |
| Salaries and employee benefits | $858,000 | 4,725 |
| Premises and equipment expense | $227,000 | 4,543 |
| Additional noninterest expense | $761,000 | 3,919 |
| Pre-tax net operating income | $-188,000 | 6,415 |
| Securities gains (losses) | $8,000 | 2,663 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-180,000 | 6,538 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-180,000 | 6,540 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-180,000 | 6,538 |
| Net charge-offs | $74,000 | 4,551 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-188,000 | 6,492 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $965,000 | 5,692 |
| Total interest expense | $203,000 | 6,048 |
| Net interest income | $762,000 | 5,435 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $85,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $56,000 | 4,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $852,000 | 4,736 |
| Salaries and employee benefits | $391,000 | 5,066 |
| Premises and equipment expense | $113,000 | 4,622 |
| Additional noninterest expense | $348,000 | 4,175 |
| Pre-tax net operating income | $-45,000 | 6,474 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-45,000 | 6,596 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-45,000 | 6,598 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-45,000 | 6,597 |
| Net charge-offs | $35,000 | 4,021 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-45,000 | 6,523 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 5,560 |
| Total interest expense | $1,351,000 | 5,397 |
| Net interest income | $2,896,000 | 5,475 |
| Provision for loan and lease losses | $450,000 | 4,698 |
| Total noninterest income | $1,033,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $242,000 | 4,289 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $791,000 | 2,469 |
| Total noninterest expense | $3,625,000 | 4,613 |
| Salaries and employee benefits | $1,674,000 | 4,874 |
| Premises and equipment expense | $415,000 | 4,889 |
| Additional noninterest expense | $1,536,000 | 4,014 |
| Pre-tax net operating income | $-146,000 | 5,643 |
| Securities gains (losses) | $100,000 | 2,140 |
| Applicable income taxes | $-17,000 | 6,289 |
| Income before extraordinary items | $-29,000 | 5,585 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-29,000 | 5,583 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-29,000 | 5,583 |
| Net charge-offs | $425,000 | 3,997 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-93,000 | 5,670 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 5,583 |
| Total interest expense | $1,104,000 | 5,335 |
| Net interest income | $2,141,000 | 5,534 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $746,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $178,000 | 4,343 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $568,000 | 2,601 |
| Total noninterest expense | $2,603,000 | 4,756 |
| Salaries and employee benefits | $1,201,000 | 5,039 |
| Premises and equipment expense | $314,000 | 4,918 |
| Additional noninterest expense | $1,088,000 | 4,158 |
| Pre-tax net operating income | $284,000 | 4,585 |
| Securities gains (losses) | $62,000 | 2,161 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $344,000 | 4,244 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $344,000 | 4,239 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $344,000 | 4,242 |
| Net charge-offs | $283,000 | 3,801 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $282,620 | 4,427 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 5,584 |
| Total interest expense | $790,000 | 5,311 |
| Net interest income | $1,417,000 | 5,561 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $361,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $116,000 | 4,355 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $245,000 | 3,337 |
| Total noninterest expense | $1,795,000 | 4,700 |
| Salaries and employee benefits | $830,000 | 4,986 |
| Premises and equipment expense | $209,000 | 4,956 |
| Additional noninterest expense | $756,000 | 4,034 |
| Pre-tax net operating income | $-17,000 | 5,865 |
| Securities gains (losses) | $53,000 | 1,874 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $34,000 | 5,691 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 5,689 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $34,000 | 5,689 |
| Net charge-offs | $221,000 | 3,310 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-15,820 | 5,904 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 5,668 |
| Total interest expense | $429,000 | 5,217 |
| Net interest income | $659,000 | 5,743 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $130,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $77,000 | 4,081 |
| Total noninterest expense | $845,000 | 4,785 |
| Salaries and employee benefits | $389,000 | 5,237 |
| Premises and equipment expense | $104,000 | 5,010 |
| Additional noninterest expense | $352,000 | 3,935 |
| Pre-tax net operating income | $-56,000 | 6,510 |
| Securities gains (losses) | $53,000 | 1,279 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $-5,000 | 6,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,000 | 6,431 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-5,000 | 6,432 |
| Net charge-offs | $55,000 | 3,454 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-58,000 | 6,578 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 5,508 |
| Total interest expense | $2,109,000 | 5,180 |
| Net interest income | $2,804,000 | 5,598 |
| Provision for loan and lease losses | $-90,000 | 8,253 |
| Total noninterest income | $575,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $242,000 | 4,423 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $333,000 | 3,914 |
| Total noninterest expense | $3,681,000 | 4,484 |
| Salaries and employee benefits | $1,804,000 | 4,781 |
| Premises and equipment expense | $439,000 | 4,825 |
| Additional noninterest expense | $1,438,000 | 3,736 |
| Pre-tax net operating income | $-212,000 | 6,563 |
| Securities gains (losses) | $45,000 | 1,683 |
| Applicable income taxes | $-28,000 | 6,890 |
| Income before extraordinary items | $-139,000 | 6,409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-139,000 | 6,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $942,000 | 2,021 |
| Cash dividends | $43,000 | 5,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-176,350 | 6,602 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,778,000 | 5,507 |
| Total interest expense | $1,616,000 | 5,244 |
| Net interest income | $2,162,000 | 5,563 |
| Provision for loan and lease losses | $-235,000 | 8,358 |
| Total noninterest income | $926,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $177,000 | 4,508 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $749,000 | 2,208 |
| Total noninterest expense | $2,578,000 | 4,684 |
| Salaries and employee benefits | $1,357,000 | 4,783 |
| Premises and equipment expense | $329,000 | 4,848 |
| Additional noninterest expense | $892,000 | 4,237 |
| Pre-tax net operating income | $745,000 | 4,226 |
| Securities gains (losses) | $45,000 | 1,495 |
| Applicable income taxes | $29,000 | 4,432 |
| Income before extraordinary items | $761,000 | 3,658 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $761,000 | 3,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $829,000 | 1,461 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $717,800 | 3,914 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 5,493 |
| Total interest expense | $1,103,000 | 5,340 |
| Net interest income | $1,485,000 | 5,497 |
| Provision for loan and lease losses | $-235,000 | 8,423 |
| Total noninterest income | $471,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $119,000 | 4,497 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $352,000 | 2,772 |
| Total noninterest expense | $1,722,000 | 4,704 |
| Salaries and employee benefits | $899,000 | 4,845 |
| Premises and equipment expense | $225,000 | 4,803 |
| Additional noninterest expense | $598,000 | 4,202 |
| Pre-tax net operating income | $469,000 | 4,478 |
| Securities gains (losses) | $45,000 | 1,513 |
| Applicable income taxes | $13,000 | 4,890 |
| Income before extraordinary items | $501,000 | 4,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $501,000 | 4,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 1,003 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $457,350 | 4,146 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 5,526 |
| Total interest expense | $580,000 | 5,383 |
| Net interest income | $744,000 | 5,506 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $153,000 | 4,570 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $55,000 | 4,609 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $98,000 | 3,804 |
| Total noninterest expense | $837,000 | 4,794 |
| Salaries and employee benefits | $413,000 | 5,140 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $307,000 | 4,043 |
| Pre-tax net operating income | $45,000 | 6,675 |
| Securities gains (losses) | $45,000 | 1,139 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $84,000 | 6,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $751,000 | 557 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $42,150 | 6,597 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,380,000 | 5,518 |
| Total interest expense | $2,769,000 | 5,001 |
| Net interest income | $2,611,000 | 5,862 |
| Provision for loan and lease losses | $1,406,000 | 1,106 |
| Total noninterest income | $1,386,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $255,000 | 4,417 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,131,000 | 2,054 |
| Total noninterest expense | $3,460,000 | 4,559 |
| Salaries and employee benefits | $1,594,000 | 5,107 |
| Premises and equipment expense | $492,000 | 4,421 |
| Additional noninterest expense | $1,374,000 | 3,675 |
| Pre-tax net operating income | $-869,000 | 8,001 |
| Securities gains (losses) | $35,000 | 919 |
| Applicable income taxes | $-95,000 | 8,017 |
| Income before extraordinary items | $-739,000 | 8,013 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-739,000 | 8,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,810 |
| Cash dividends | $201,000 | 4,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-770,150 | 8,014 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 5,521 |
| Total interest expense | $2,121,000 | 4,963 |
| Net interest income | $1,954,000 | 5,904 |
| Provision for loan and lease losses | $456,000 | 1,679 |
| Total noninterest income | $1,160,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $194,000 | 4,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $966,000 | 1,874 |
| Total noninterest expense | $2,595,000 | 4,534 |
| Salaries and employee benefits | $1,167,000 | 5,187 |
| Premises and equipment expense | $374,000 | 4,361 |
| Additional noninterest expense | $1,054,000 | 3,551 |
| Pre-tax net operating income | $63,000 | 7,445 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $12,000 | 5,670 |
| Income before extraordinary items | $51,000 | 7,485 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $51,000 | 7,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,215 |
| Cash dividends | $201,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $51,000 | 7,471 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 5,528 |
| Total interest expense | $1,415,000 | 4,965 |
| Net interest income | $1,322,000 | 5,897 |
| Provision for loan and lease losses | $456,000 | 1,104 |
| Total noninterest income | $1,023,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $124,000 | 4,504 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $899,000 | 1,502 |
| Total noninterest expense | $1,789,000 | 4,457 |
| Salaries and employee benefits | $782,000 | 5,204 |
| Premises and equipment expense | $258,000 | 4,285 |
| Additional noninterest expense | $749,000 | 3,370 |
| Pre-tax net operating income | $100,000 | 7,243 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $12,000 | 5,584 |
| Income before extraordinary items | $88,000 | 7,195 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $88,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,035 |
| Cash dividends | $201,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $88,000 | 7,190 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 5,410 |
| Total interest expense | $708,000 | 4,943 |
| Net interest income | $723,000 | 5,676 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $157,000 | 4,537 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $89,000 | 3,989 |
| Total noninterest expense | $849,000 | 4,617 |
| Salaries and employee benefits | $364,000 | 5,467 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $355,000 | 3,498 |
| Pre-tax net operating income | $25,000 | 7,595 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $23,000 | 7,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $23,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,400 |
| Cash dividends | $43,000 | 3,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $23,000 | 7,557 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,315,000 | 5,383 |
| Total interest expense | $2,213,000 | 5,139 |
| Net interest income | $3,102,000 | 5,424 |
| Provision for loan and lease losses | $353,000 | 2,510 |
| Total noninterest income | $507,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $270,000 | 4,330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $237,000 | 4,773 |
| Total noninterest expense | $2,891,000 | 5,005 |
| Salaries and employee benefits | $1,327,000 | 5,588 |
| Premises and equipment expense | $430,000 | 4,707 |
| Additional noninterest expense | $1,134,000 | 4,112 |
| Pre-tax net operating income | $365,000 | 6,892 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $356,000 | 6,697 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $356,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,431 |
| Cash dividends | $428,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $356,000 | 6,695 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 5,524 |
| Total interest expense | $1,485,000 | 5,368 |
| Net interest income | $2,301,000 | 5,503 |
| Provision for loan and lease losses | $221,000 | 2,709 |
| Total noninterest income | $450,000 | 4,756 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $206,000 | 4,335 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $244,000 | 4,138 |
| Total noninterest expense | $2,080,000 | 5,136 |
| Salaries and employee benefits | $952,000 | 5,696 |
| Premises and equipment expense | $310,000 | 4,819 |
| Additional noninterest expense | $818,000 | 4,199 |
| Pre-tax net operating income | $450,000 | 6,424 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $11,000 | 6,190 |
| Income before extraordinary items | $439,000 | 6,039 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $439,000 | 6,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,050 |
| Cash dividends | $385,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $439,000 | 6,036 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 5,676 |
| Total interest expense | $881,000 | 5,566 |
| Net interest income | $1,494,000 | 5,603 |
| Provision for loan and lease losses | $136,000 | 2,806 |
| Total noninterest income | $267,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $128,000 | 4,460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $139,000 | 4,445 |
| Total noninterest expense | $1,383,000 | 5,158 |
| Salaries and employee benefits | $627,000 | 5,756 |
| Premises and equipment expense | $192,000 | 5,050 |
| Additional noninterest expense | $564,000 | 4,103 |
| Pre-tax net operating income | $242,000 | 6,815 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $234,000 | 6,486 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $234,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,463 |
| Cash dividends | $342,000 | 2,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $234,000 | 6,485 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 5,780 |
| Total interest expense | $400,000 | 5,694 |
| Net interest income | $727,000 | 5,689 |
| Provision for loan and lease losses | $61,000 | 2,778 |
| Total noninterest income | $133,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $61,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $697,000 | 5,148 |
| Salaries and employee benefits | $327,000 | 5,669 |
| Premises and equipment expense | $93,000 | 5,175 |
| Additional noninterest expense | $277,000 | 4,151 |
| Pre-tax net operating income | $102,000 | 7,029 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $93,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,551 |
| Cash dividends | $299,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $93,000 | 6,837 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 5,843 |
| Total interest expense | $1,230,000 | 5,752 |
| Net interest income | $2,754,000 | 5,773 |
| Provision for loan and lease losses | $175,000 | 3,852 |
| Total noninterest income | $1,200,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $266,000 | 4,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $934,000 | 2,312 |
| Total noninterest expense | $3,119,000 | 4,644 |
| Salaries and employee benefits | $1,332,000 | 5,449 |
| Premises and equipment expense | $383,000 | 4,996 |
| Additional noninterest expense | $1,404,000 | 3,403 |
| Pre-tax net operating income | $660,000 | 6,247 |
| Securities gains (losses) | $-34,000 | 8,043 |
| Applicable income taxes | $61,000 | 5,733 |
| Income before extraordinary items | $565,000 | 6,128 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $565,000 | 6,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,572 |
| Cash dividends | $406,000 | 3,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $595,600 | 5,986 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 5,897 |
| Total interest expense | $846,000 | 5,865 |
| Net interest income | $2,062,000 | 5,800 |
| Provision for loan and lease losses | $115,000 | 3,957 |
| Total noninterest income | $389,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $192,000 | 4,547 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $197,000 | 4,633 |
| Total noninterest expense | $2,036,000 | 5,079 |
| Salaries and employee benefits | $956,000 | 5,572 |
| Premises and equipment expense | $279,000 | 5,069 |
| Additional noninterest expense | $801,000 | 4,178 |
| Pre-tax net operating income | $300,000 | 7,206 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $19,000 | 6,314 |
| Income before extraordinary items | $297,000 | 6,934 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $297,000 | 6,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $190,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $281,960 | 6,978 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 5,901 |
| Total interest expense | $541,000 | 5,842 |
| Net interest income | $1,351,000 | 5,839 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $267,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $127,000 | 4,525 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $140,000 | 4,472 |
| Total noninterest expense | $1,324,000 | 5,155 |
| Salaries and employee benefits | $619,000 | 5,652 |
| Premises and equipment expense | $181,000 | 5,157 |
| Additional noninterest expense | $524,000 | 4,215 |
| Pre-tax net operating income | $204,000 | 7,202 |
| Securities gains (losses) | $16,000 | 1,180 |
| Applicable income taxes | $14,000 | 6,269 |
| Income before extraordinary items | $206,000 | 6,900 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $190,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $190,960 | 6,957 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 5,952 |
| Total interest expense | $262,000 | 5,847 |
| Net interest income | $666,000 | 5,893 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $127,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $62,000 | 4,532 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $670,000 | 5,150 |
| Salaries and employee benefits | $322,000 | 5,568 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $258,000 | 4,260 |
| Pre-tax net operating income | $78,000 | 7,517 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $73,000 | 7,368 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $73,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $73,000 | 7,335 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 5,980 |
| Total interest expense | $853,000 | 6,088 |
| Net interest income | $2,633,000 | 5,834 |
| Provision for loan and lease losses | $130,000 | 4,479 |
| Total noninterest income | $691,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $278,000 | 4,490 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $413,000 | 3,652 |
| Total noninterest expense | $2,722,000 | 5,000 |
| Salaries and employee benefits | $1,280,000 | 5,488 |
| Premises and equipment expense | $424,000 | 4,580 |
| Additional noninterest expense | $1,018,000 | 4,276 |
| Pre-tax net operating income | $472,000 | 6,796 |
| Securities gains (losses) | $60,000 | 1,599 |
| Applicable income taxes | $27,000 | 6,410 |
| Income before extraordinary items | $505,000 | 6,338 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $505,000 | 6,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,413 |
| Cash dividends | $45,000 | 5,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $448,000 | 6,498 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 6,000 |
| Total interest expense | $626,000 | 6,149 |
| Net interest income | $1,974,000 | 5,832 |
| Provision for loan and lease losses | $92,000 | 4,400 |
| Total noninterest income | $513,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $218,000 | 4,420 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $295,000 | 3,754 |
| Total noninterest expense | $2,083,000 | 4,888 |
| Salaries and employee benefits | $983,000 | 5,381 |
| Premises and equipment expense | $329,000 | 4,482 |
| Additional noninterest expense | $771,000 | 4,195 |
| Pre-tax net operating income | $312,000 | 7,140 |
| Securities gains (losses) | $59,000 | 1,530 |
| Applicable income taxes | $20,000 | 6,511 |
| Income before extraordinary items | $351,000 | 6,599 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $351,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,437 |
| Cash dividends | $45,000 | 5,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $294,950 | 6,865 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 6,019 |
| Total interest expense | $417,000 | 6,177 |
| Net interest income | $1,307,000 | 5,860 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $392,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $150,000 | 4,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $242,000 | 3,379 |
| Total noninterest expense | $1,413,000 | 4,844 |
| Salaries and employee benefits | $650,000 | 5,441 |
| Premises and equipment expense | $229,000 | 4,352 |
| Additional noninterest expense | $534,000 | 4,110 |
| Pre-tax net operating income | $226,000 | 7,004 |
| Securities gains (losses) | $52,000 | 1,433 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $264,000 | 6,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 6,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,923 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $214,600 | 6,674 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 6,065 |
| Total interest expense | $216,000 | 6,137 |
| Net interest income | $642,000 | 5,917 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $254,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $181,000 | 2,639 |
| Total noninterest expense | $753,000 | 4,671 |
| Salaries and employee benefits | $371,000 | 4,973 |
| Premises and equipment expense | $109,000 | 4,538 |
| Additional noninterest expense | $273,000 | 4,037 |
| Pre-tax net operating income | $113,000 | 6,952 |
| Securities gains (losses) | $52,000 | 1,173 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $154,000 | 5,949 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $154,000 | 5,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $105,640 | 6,678 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 5,815 |
| Total interest expense | $1,015,000 | 6,079 |
| Net interest income | $2,774,000 | 5,556 |
| Provision for loan and lease losses | $1,024,000 | 1,156 |
| Total noninterest income | $641,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $306,000 | 4,251 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $335,000 | 4,287 |
| Total noninterest expense | $2,866,000 | 4,755 |
| Salaries and employee benefits | $1,267,000 | 5,448 |
| Premises and equipment expense | $479,000 | 4,200 |
| Additional noninterest expense | $1,120,000 | 3,928 |
| Pre-tax net operating income | $-475,000 | 8,812 |
| Securities gains (losses) | $174,000 | 1,437 |
| Applicable income taxes | $-15,000 | 8,787 |
| Income before extraordinary items | $-286,000 | 8,815 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-286,000 | 8,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,020,000 | 913 |
| Cash dividends | $295,000 | 4,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-451,300 | 8,823 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 5,857 |
| Total interest expense | $787,000 | 6,119 |
| Net interest income | $2,081,000 | 5,591 |
| Provision for loan and lease losses | $932,000 | 951 |
| Total noninterest income | $449,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $232,000 | 4,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 4,626 |
| Total noninterest expense | $2,113,000 | 4,801 |
| Salaries and employee benefits | $971,000 | 5,356 |
| Premises and equipment expense | $342,000 | 4,327 |
| Additional noninterest expense | $800,000 | 4,059 |
| Pre-tax net operating income | $-515,000 | 8,965 |
| Securities gains (losses) | $183,000 | 1,284 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-332,000 | 8,970 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-332,000 | 8,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $991,000 | 703 |
| Cash dividends | $295,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-515,000 | 8,977 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 5,847 |
| Total interest expense | $529,000 | 6,211 |
| Net interest income | $1,414,000 | 5,518 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $302,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $146,000 | 4,360 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $156,000 | 4,509 |
| Total noninterest expense | $1,418,000 | 4,762 |
| Salaries and employee benefits | $647,000 | 5,376 |
| Premises and equipment expense | $231,000 | 4,294 |
| Additional noninterest expense | $540,000 | 4,008 |
| Pre-tax net operating income | $238,000 | 6,920 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $15,000 | 6,772 |
| Income before extraordinary items | $223,000 | 6,758 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $223,000 | 6,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,869 |
| Cash dividends | $295,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $223,000 | 6,557 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 5,928 |
| Total interest expense | $255,000 | 6,435 |
| Net interest income | $697,000 | 5,560 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $162,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $74,000 | 4,258 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 4,169 |
| Total noninterest expense | $719,000 | 4,718 |
| Salaries and employee benefits | $340,000 | 5,194 |
| Premises and equipment expense | $114,000 | 4,333 |
| Additional noninterest expense | $265,000 | 4,034 |
| Pre-tax net operating income | $110,000 | 7,039 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $103,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 9,109 |
| Cash dividends | $55,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $103,000 | 6,674 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,942,000 | 5,954 |
| Total interest expense | $1,231,000 | 6,356 |
| Net interest income | $2,711,000 | 5,638 |
| Provision for loan and lease losses | $111,000 | 5,538 |
| Total noninterest income | $680,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $325,000 | 4,052 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $355,000 | 3,921 |
| Total noninterest expense | $2,828,000 | 4,659 |
| Salaries and employee benefits | $1,219,000 | 5,422 |
| Premises and equipment expense | $494,000 | 3,965 |
| Additional noninterest expense | $1,115,000 | 3,829 |
| Pre-tax net operating income | $452,000 | 6,955 |
| Securities gains (losses) | $79,000 | 1,976 |
| Applicable income taxes | $35,000 | 6,751 |
| Income before extraordinary items | $496,000 | 6,422 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $496,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,573 |
| Cash dividends | $133,000 | 5,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $422,530 | 6,609 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 6,050 |
| Total interest expense | $1,906,000 | 6,253 |
| Net interest income | $2,461,000 | 5,763 |
| Provision for loan and lease losses | $102,000 | 5,556 |
| Total noninterest income | $646,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $417,000 | 3,273 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $229,000 | 4,650 |
| Total noninterest expense | $2,893,000 | 4,459 |
| Salaries and employee benefits | $1,226,000 | 5,232 |
| Premises and equipment expense | $516,000 | 3,775 |
| Additional noninterest expense | $1,151,000 | 3,636 |
| Pre-tax net operating income | $112,000 | 8,278 |
| Securities gains (losses) | $228,000 | 1,090 |
| Applicable income taxes | $15,000 | 7,441 |
| Income before extraordinary items | $325,000 | 6,986 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $325,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,179 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $106,120 | 8,187 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 5,745 |
| Total interest expense | $2,436,000 | 5,648 |
| Net interest income | $2,548,000 | 5,732 |
| Provision for loan and lease losses | $119,000 | 4,982 |
| Total noninterest income | $892,000 | 3,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 3,220 |
| Total noninterest expense | $3,052,000 | 4,172 |
| Salaries and employee benefits | $1,215,000 | 5,176 |
| Premises and equipment expense | $521,000 | 3,667 |
| Additional noninterest expense | $1,316,000 | 3,148 |
| Pre-tax net operating income | $269,000 | 8,033 |
| Securities gains (losses) | $12,000 | 1,101 |
| Applicable income taxes | $16,000 | 7,940 |
| Income before extraordinary items | $265,000 | 7,688 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $265,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,555 |
| Cash dividends | $37,000 | 6,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $253,720 | 7,755 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 5,625 |
| Total interest expense | $2,216,000 | 5,623 |
| Net interest income | $2,720,000 | 5,509 |
| Provision for loan and lease losses | $51,000 | 6,485 |
| Total noninterest income | $680,000 | 4,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,197 |
| Total noninterest expense | $3,671,000 | 3,570 |
| Salaries and employee benefits | $1,219,000 | 5,108 |
| Premises and equipment expense | $447,000 | 4,152 |
| Additional noninterest expense | $2,005,000 | 2,186 |
| Pre-tax net operating income | $-322,000 | 9,729 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-320,000 | 9,779 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-320,000 | 9,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,239 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-322,000 | 9,765 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 5,825 |
| Total interest expense | $2,188,000 | 5,858 |
| Net interest income | $2,631,000 | 5,650 |
| Provision for loan and lease losses | $322,000 | 2,456 |
| Total noninterest income | $849,000 | 3,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $493,000 | 2,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,672 |
| Total noninterest expense | $2,799,000 | 4,379 |
| Salaries and employee benefits | $1,137,000 | 5,270 |
| Premises and equipment expense | $440,000 | 4,100 |
| Additional noninterest expense | $1,222,000 | 3,314 |
| Pre-tax net operating income | $359,000 | 8,098 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $38,000 | 8,546 |
| Income before extraordinary items | $328,000 | 7,660 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $328,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,392 |
| Cash dividends | $667,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $321,700 | 7,620 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 6,410 |
| Total interest expense | $1,919,000 | 6,426 |
| Net interest income | $2,354,000 | 6,285 |
| Provision for loan and lease losses | $224,000 | 3,217 |
| Total noninterest income | $639,000 | 4,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,492 |
| Total noninterest expense | $2,785,000 | 4,354 |
| Salaries and employee benefits | $1,058,000 | 5,650 |
| Premises and equipment expense | $410,000 | 4,364 |
| Additional noninterest expense | $1,317,000 | 3,078 |
| Pre-tax net operating income | $-16,000 | 10,405 |
| Securities gains (losses) | $40,000 | 1,476 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $24,000 | 10,344 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $24,000 | 10,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,653 |
| Cash dividends | $88,000 | 6,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-16,000 | 10,389 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 6,617 |
| Total interest expense | $1,889,000 | 6,648 |
| Net interest income | $2,375,000 | 6,426 |
| Provision for loan and lease losses | $477,000 | 1,809 |
| Total noninterest income | $1,676,000 | 2,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,253,000 | 1,551 |
| Total noninterest expense | $3,438,000 | 3,837 |
| Salaries and employee benefits | $1,116,000 | 5,536 |
| Premises and equipment expense | $432,000 | 4,270 |
| Additional noninterest expense | $1,890,000 | 2,588 |
| Pre-tax net operating income | $136,000 | 10,167 |
| Securities gains (losses) | $-16,000 | 10,516 |
| Applicable income taxes | $-211,000 | 11,275 |
| Income before extraordinary items | $331,000 | 8,152 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $331,000 | 8,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 1,063 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $347,000 | 7,974 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 6,514 |
| Total interest expense | $1,997,000 | 6,471 |
| Net interest income | $2,450,000 | 6,402 |
| Provision for loan and lease losses | $1,358,000 | 753 |
| Total noninterest income | $2,062,000 | 1,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $482,000 | 2,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,580,000 | 1,337 |
| Total noninterest expense | $2,664,000 | 4,724 |
| Salaries and employee benefits | $1,166,000 | 5,341 |
| Premises and equipment expense | $275,000 | 5,986 |
| Additional noninterest expense | $1,223,000 | 3,678 |
| Pre-tax net operating income | $490,000 | 8,486 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-229,000 | 11,803 |
| Income before extraordinary items | $719,000 | 5,873 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $719,000 | 5,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,117,000 | 825 |
| Cash dividends | $505,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $719,000 | 5,850 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 6,669 |
| Total interest expense | $1,415,000 | 7,160 |
| Net interest income | $2,612,000 | 6,246 |
| Provision for loan and lease losses | $253,000 | 2,572 |
| Total noninterest income | $1,562,000 | 2,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,168,000 | 1,662 |
| Total noninterest expense | $2,489,000 | 5,174 |
| Salaries and employee benefits | $1,199,000 | 5,247 |
| Premises and equipment expense | $240,000 | 6,683 |
| Additional noninterest expense | $1,050,000 | 4,521 |
| Pre-tax net operating income | $1,432,000 | 4,590 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $154,000 | 8,233 |
| Income before extraordinary items | $1,278,000 | 3,651 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,278,000 | 3,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $1,357,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,278,000 | 3,687 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 8,307 |
| Total interest expense | $980,000 | 9,204 |
| Net interest income | $2,041,000 | 7,550 |
| Provision for loan and lease losses | $166,000 | 4,391 |
| Total noninterest income | $1,495,000 | 2,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 5,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,243,000 | 1,771 |
| Total noninterest expense | $2,068,000 | 6,158 |
| Salaries and employee benefits | $938,000 | 6,489 |
| Premises and equipment expense | $158,000 | 8,699 |
| Additional noninterest expense | $972,000 | 5,038 |
| Pre-tax net operating income | $1,302,000 | 4,858 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $122,000 | 9,263 |
| Income before extraordinary items | $1,180,000 | 4,078 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,180,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $484,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,180,000 | 3,881 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 9,291 |
| Total interest expense | $1,161,000 | 9,752 |
| Net interest income | $1,656,000 | 8,788 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $1,780,000 | 2,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,527,000 | 1,502 |
| Total noninterest expense | $1,766,000 | 7,055 |
| Salaries and employee benefits | $673,000 | 8,200 |
| Premises and equipment expense | $112,000 | 10,321 |
| Additional noninterest expense | $981,000 | 5,120 |
| Pre-tax net operating income | $1,594,000 | 3,817 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $392,000 | 4,873 |
| Income before extraordinary items | $1,202,000 | 3,801 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,202,000 | 3,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $184,000 | 5,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,202,000 | 3,522 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.