Home > First Trust Bank of Shelbyville > Income and Expense
First Trust Bank of Shelbyville, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 5,772 |
| Total interest expense | $2,362,000 | 5,565 |
| Net interest income | $2,417,000 | 5,827 |
| Provision for loan and lease losses | $1,140,000 | 1,130 |
| Total noninterest income | $360,000 | 5,950 |
| Gross Fiduciary activities income | $124,000 | 948 |
| Service charges on deposit accounts | $117,000 | 6,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $119,000 | 6,018 |
| Total noninterest expense | $1,632,000 | 6,506 |
| Salaries and employee benefits | $879,000 | 6,459 |
| Premises and equipment expense | $235,000 | 6,282 |
| Additional noninterest expense | $518,000 | 6,329 |
| Pre-tax net operating income | $5,000 | 8,703 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $-148,000 | 9,328 |
| Income before extraordinary items | $162,000 | 7,953 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $162,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $912,000 | 1,007 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $153,000 | 7,898 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 5,925 |
| Total interest expense | $2,340,000 | 5,778 |
| Net interest income | $2,406,000 | 5,951 |
| Provision for loan and lease losses | $144,000 | 4,490 |
| Total noninterest income | $389,000 | 5,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,034 |
| Total noninterest expense | $1,561,000 | 6,580 |
| Salaries and employee benefits | $925,000 | 6,222 |
| Premises and equipment expense | $183,000 | 7,030 |
| Additional noninterest expense | $453,000 | 6,750 |
| Pre-tax net operating income | $1,090,000 | 5,026 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $233,000 | 5,112 |
| Income before extraordinary items | $850,000 | 4,861 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $850,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $855,460 | 4,846 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,487,000 | 5,946 |
| Total interest expense | $2,047,000 | 5,921 |
| Net interest income | $2,440,000 | 5,887 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $395,000 | 5,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 6,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,113 |
| Total noninterest expense | $1,522,000 | 6,718 |
| Salaries and employee benefits | $941,000 | 6,137 |
| Premises and equipment expense | $168,000 | 7,352 |
| Additional noninterest expense | $413,000 | 7,161 |
| Pre-tax net operating income | $1,265,000 | 4,605 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $311,000 | 4,736 |
| Income before extraordinary items | $956,000 | 4,565 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $956,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $180,000 | 5,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $954,500 | 4,530 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,536,000 | 6,029 |
| Total interest expense | $2,102,000 | 6,008 |
| Net interest income | $2,434,000 | 5,941 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $379,000 | 5,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,203 |
| Total noninterest expense | $1,487,000 | 6,741 |
| Salaries and employee benefits | $914,000 | 6,142 |
| Premises and equipment expense | $176,000 | 7,131 |
| Additional noninterest expense | $397,000 | 7,246 |
| Pre-tax net operating income | $1,302,000 | 4,610 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $311,000 | 5,078 |
| Income before extraordinary items | $991,000 | 4,557 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $991,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $1,687,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $991,000 | 4,452 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,528,000 | 6,200 |
| Total interest expense | $2,140,000 | 6,007 |
| Net interest income | $2,388,000 | 6,232 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $362,000 | 6,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,364 |
| Total noninterest expense | $1,497,000 | 6,790 |
| Salaries and employee benefits | $883,000 | 6,378 |
| Premises and equipment expense | $193,000 | 6,970 |
| Additional noninterest expense | $421,000 | 7,185 |
| Pre-tax net operating income | $1,216,000 | 5,203 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $281,000 | 5,907 |
| Income before extraordinary items | $935,000 | 4,928 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $935,000 | 4,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $287,000 | 4,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $935,000 | 4,858 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 6,537 |
| Total interest expense | $2,109,000 | 6,205 |
| Net interest income | $2,234,000 | 6,698 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $348,000 | 6,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,751 |
| Total noninterest expense | $1,476,000 | 7,175 |
| Salaries and employee benefits | $877,000 | 6,579 |
| Premises and equipment expense | $199,000 | 7,045 |
| Additional noninterest expense | $400,000 | 7,874 |
| Pre-tax net operating income | $1,096,000 | 5,421 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $236,000 | 6,628 |
| Income before extraordinary items | $860,000 | 5,027 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $860,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $259,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $860,000 | 4,978 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,290,000 | 6,704 |
| Total interest expense | $2,096,000 | 6,273 |
| Net interest income | $2,194,000 | 6,876 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $322,000 | 6,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,016 |
| Total noninterest expense | $1,555,000 | 7,103 |
| Salaries and employee benefits | $866,000 | 6,724 |
| Premises and equipment expense | $203,000 | 7,129 |
| Additional noninterest expense | $486,000 | 7,375 |
| Pre-tax net operating income | $961,000 | 6,149 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $183,000 | 7,735 |
| Income before extraordinary items | $778,000 | 5,552 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $778,000 | 5,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $325,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $778,000 | 5,537 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,077,000 | 6,599 |
| Total interest expense | $1,801,000 | 6,069 |
| Net interest income | $2,276,000 | 6,909 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $325,000 | 6,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 5,065 |
| Total noninterest expense | $1,562,000 | 7,406 |
| Salaries and employee benefits | $841,000 | 6,972 |
| Premises and equipment expense | $187,000 | 7,705 |
| Additional noninterest expense | $534,000 | 7,564 |
| Pre-tax net operating income | $1,039,000 | 5,800 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $212,000 | 7,149 |
| Income before extraordinary items | $827,000 | 5,232 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $827,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $260,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $827,000 | 5,291 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 6,644 |
| Total interest expense | $1,774,000 | 6,409 |
| Net interest income | $2,421,000 | 6,693 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $380,000 | 6,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,852 |
| Total noninterest expense | $1,527,000 | 7,747 |
| Salaries and employee benefits | $807,000 | 7,280 |
| Premises and equipment expense | $165,000 | 8,511 |
| Additional noninterest expense | $555,000 | 7,718 |
| Pre-tax net operating income | $1,274,000 | 4,945 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $277,000 | 6,387 |
| Income before extraordinary items | $997,000 | 4,721 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $997,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $220,000 | 5,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $997,000 | 4,475 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 6,746 |
| Total interest expense | $2,247,000 | 6,510 |
| Net interest income | $2,381,000 | 6,825 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $328,000 | 7,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 8,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 5,460 |
| Total noninterest expense | $1,462,000 | 8,065 |
| Salaries and employee benefits | $786,000 | 7,350 |
| Premises and equipment expense | $163,000 | 8,762 |
| Additional noninterest expense | $513,000 | 8,331 |
| Pre-tax net operating income | $1,247,000 | 4,764 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $278,000 | 6,248 |
| Income before extraordinary items | $969,000 | 4,628 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $969,000 | 4,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $205,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $969,000 | 4,308 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.