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First Trust Bank of Illinois, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$12,381,000	2,548
Total interest expense	$2,911,000	2,651
Net interest income	$9,470,000	2,453
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,751,000	2,155
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$173,000	2,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,578,000	1,829
Total noninterest expense	$6,014,000	2,778
Salaries and employee benefits	$3,473,000	2,728
Premises and equipment expense	$605,000	2,695
Additional noninterest expense	$1,578,000	1,829
Pre-tax net operating income	$5,207,000	1,866
Securities gains (losses)	$-66,000	3,710
Applicable income taxes	$1,001,000	1,435
Income before extraordinary items	$4,140,000	1,951
Extraordinary gains, net	$0	54
Net income	$4,140,000	1,974
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,140,000	1,954
Net charge-offs	$2,000	2,745
Cash dividends	$1,576,000	1,740
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,193,460	1,963
2023-09-30 (YTD Data)		Rank
Total interest income	$9,076,000	2,556
Total interest expense	$1,833,000	2,744
Net interest income	$7,243,000	2,451
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,464,000	2,043
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$126,000	2,884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,338,000	1,719
Total noninterest expense	$4,440,000	2,797
Salaries and employee benefits	$2,540,000	2,756
Premises and equipment expense	$459,000	2,679
Additional noninterest expense	$1,338,000	1,719
Pre-tax net operating income	$4,267,000	1,833
Securities gains (losses)	$-66,000	3,900
Applicable income taxes	$825,000	1,418
Income before extraordinary items	$3,376,000	1,919
Extraordinary gains, net	$0	52
Net income	$3,376,000	1,936
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,376,000	1,919
Net charge-offs	$1,000	2,548
Cash dividends	$1,157,000	1,577
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,428,800	1,924
2023-06-30 (YTD Data)		Rank
Total interest income	$5,988,000	2,541
Total interest expense	$990,000	2,817
Net interest income	$4,998,000	2,419
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,209,000	1,768
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$81,000	2,911
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,128,000	1,422
Total noninterest expense	$2,948,000	2,799
Salaries and employee benefits	$1,683,000	2,768
Premises and equipment expense	$304,000	2,694
Additional noninterest expense	$1,128,000	1,421
Pre-tax net operating income	$3,259,000	1,665
Securities gains (losses)	$7,000	705
Applicable income taxes	$656,000	1,294
Income before extraordinary items	$2,610,000	1,736
Extraordinary gains, net	$0	51
Net income	$2,610,000	1,756
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,610,000	1,736
Net charge-offs	$3,000	2,145
Cash dividends	$738,000	1,643
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,604,400	1,747
2023-03-31 (YTD Data)		Rank
Total interest income	$2,979,000	2,529
Total interest expense	$395,000	2,874
Net interest income	$2,584,000	2,388
Provision for loan and lease losses	$0	2,612
Total noninterest income	$941,000	1,345
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$41,000	2,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$900,000	1,049
Total noninterest expense	$1,479,000	2,831
Salaries and employee benefits	$843,000	2,801
Premises and equipment expense	$154,000	2,712
Additional noninterest expense	$900,000	1,049
Pre-tax net operating income	$2,046,000	1,449
Securities gains (losses)	$0	950
Applicable income taxes	$420,000	1,139
Income before extraordinary items	$1,626,000	1,516
Extraordinary gains, net	$0	4
Net income	$1,626,000	1,516
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,626,000	1,516
Net charge-offs	$4,000	1,642
Cash dividends	$369,000	1,459
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,626,000	1,530
2022-12-31 (YTD Data)		Rank
Total interest income	$10,109,000	2,505
Total interest expense	$603,000	3,025
Net interest income	$9,506,000	2,437
Provision for loan and lease losses	$10,000	2,905
Total noninterest income	$1,332,000	2,472
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$185,000	2,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,147,000	2,190
Total noninterest expense	$5,950,000	2,768
Salaries and employee benefits	$3,502,000	2,699
Premises and equipment expense	$591,000	2,737
Additional noninterest expense	$1,147,000	2,190
Pre-tax net operating income	$4,878,000	2,069
Securities gains (losses)	$0	691
Applicable income taxes	$951,000	1,596
Income before extraordinary items	$3,927,000	2,128
Extraordinary gains, net	$0	5
Net income	$3,927,000	2,127
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,927,000	2,127
Net charge-offs	$3,000	2,416
Cash dividends	$1,207,000	1,962
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,927,000	2,158
2022-09-30 (YTD Data)		Rank
Total interest income	$7,296,000	2,507
Total interest expense	$374,000	3,021
Net interest income	$6,922,000	2,451
Provision for loan and lease losses	$10,000	2,666
Total noninterest income	$803,000	2,762
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$137,000	2,867
Trading account gains and fees	NA	NA
Additional Noninterest Income	$666,000	2,482
Total noninterest expense	$4,442,000	2,759
Salaries and employee benefits	$2,598,000	2,717
Premises and equipment expense	$457,000	2,690
Additional noninterest expense	$666,000	2,482
Pre-tax net operating income	$3,273,000	2,185
Securities gains (losses)	$0	740
Applicable income taxes	$612,000	1,697
Income before extraordinary items	$2,661,000	2,224
Extraordinary gains, net	$0	4
Net income	$2,661,000	2,223
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,661,000	2,223
Net charge-offs	$-5,000	3,411
Cash dividends	$838,000	1,805
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,661,000	2,257
2022-06-30 (YTD Data)		Rank
Total interest income	$4,679,000	2,533
Total interest expense	$254,000	2,892
Net interest income	$4,425,000	2,490
Provision for loan and lease losses	$10,000	2,402
Total noninterest income	$506,000	2,819
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$88,000	2,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$418,000	2,580
Total noninterest expense	$3,012,000	2,732
Salaries and employee benefits	$1,774,000	2,684
Premises and equipment expense	$314,000	2,660
Additional noninterest expense	$924,000	2,748
Pre-tax net operating income	$1,909,000	2,261
Securities gains (losses)	$0	687
Applicable income taxes	$342,000	1,764
Income before extraordinary items	$1,567,000	2,290
Extraordinary gains, net	$0	4
Net income	$1,567,000	2,290
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,567,000	2,290
Net charge-offs	$-8,000	3,588
Cash dividends	$419,000	2,018
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,567,000	2,326
2022-03-31 (YTD Data)		Rank
Total interest income	$2,219,000	2,567
Total interest expense	$133,000	2,798
Net interest income	$2,086,000	2,534
Provision for loan and lease losses	$10,000	1,994
Total noninterest income	$239,000	2,845
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$42,000	2,953
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	2,586
Total noninterest expense	$1,538,000	2,689
Salaries and employee benefits	$914,000	2,641
Premises and equipment expense	$162,000	2,617
Additional noninterest expense	$462,000	2,735
Pre-tax net operating income	$777,000	2,426
Securities gains (losses)	$0	623
Applicable income taxes	$125,000	1,933
Income before extraordinary items	$652,000	2,449
Extraordinary gains, net	$0	4
Net income	$652,000	2,446
Minority interest net income	$0	50
Net income of bank and minority interests.	$652,000	2,449
Net charge-offs	$1,000	1,671
Cash dividends	$50,000	2,139
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$652,000	2,467
2021-12-31 (YTD Data)		Rank
Total interest income	$9,504,000	2,532
Total interest expense	$742,000	2,633
Net interest income	$8,762,000	2,505
Provision for loan and lease losses	$150,000	1,910
Total noninterest income	$1,446,000	2,581
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$164,000	2,922
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,282,000	2,386
Total noninterest expense	$5,754,000	2,790
Salaries and employee benefits	$3,447,000	2,731
Premises and equipment expense	$600,000	2,740
Additional noninterest expense	$1,707,000	2,873
Pre-tax net operating income	$4,304,000	2,234
Securities gains (losses)	$0	2,062
Applicable income taxes	$820,000	1,744
Income before extraordinary items	$3,484,000	2,358
Extraordinary gains, net	$0	10
Net income	$3,484,000	2,358
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,484,000	2,359
Net charge-offs	$1,000	2,638
Cash dividends	$1,534,000	1,777
Sale, conversion, retirement of capital stock, net	$659,000	268
Net operating income	$3,484,000	2,327
2021-09-30 (YTD Data)		Rank
Total interest income	$7,222,000	2,558
Total interest expense	$594,000	2,611
Net interest income	$6,628,000	2,537
Provision for loan and lease losses	$94,000	1,990
Total noninterest income	$1,214,000	2,492
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$116,000	2,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,098,000	2,285
Total noninterest expense	$4,187,000	2,849
Salaries and employee benefits	$2,474,000	2,809
Premises and equipment expense	$453,000	2,750
Additional noninterest expense	$1,260,000	2,902
Pre-tax net operating income	$3,561,000	2,209
Securities gains (losses)	$0	2,015
Applicable income taxes	$706,000	1,724
Income before extraordinary items	$2,855,000	2,323
Extraordinary gains, net	$0	8
Net income	$2,855,000	2,322
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,855,000	2,323
Net charge-offs	$2,000	2,301
Cash dividends	$796,000	1,939
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,855,000	2,296
2021-06-30 (YTD Data)		Rank
Total interest income	$4,672,000	2,611
Total interest expense	$422,000	2,592
Net interest income	$4,250,000	2,598
Provision for loan and lease losses	$63,000	1,964
Total noninterest income	$873,000	2,384
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$73,000	3,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$800,000	2,165
Total noninterest expense	$2,711,000	2,898
Salaries and employee benefits	$1,598,000	2,845
Premises and equipment expense	$307,000	2,711
Additional noninterest expense	$806,000	2,957
Pre-tax net operating income	$2,349,000	2,183
Securities gains (losses)	$0	1,818
Applicable income taxes	$462,000	1,717
Income before extraordinary items	$1,887,000	2,306
Extraordinary gains, net	$0	6
Net income	$1,887,000	2,305
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,887,000	2,306
Net charge-offs	$0	2,245
Cash dividends	$427,000	2,088
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,887,000	2,272
2021-03-31 (YTD Data)		Rank
Total interest income	$2,385,000	2,581
Total interest expense	$229,000	2,560
Net interest income	$2,156,000	2,553
Provision for loan and lease losses	$31,000	1,972
Total noninterest income	$531,000	2,177
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$38,000	2,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$493,000	1,937
Total noninterest expense	$1,180,000	3,113
Salaries and employee benefits	$681,000	3,082
Premises and equipment expense	$157,000	2,707
Additional noninterest expense	$342,000	3,210
Pre-tax net operating income	$1,476,000	1,897
Securities gains (losses)	$0	1,392
Applicable income taxes	$315,000	1,476
Income before extraordinary items	$1,161,000	2,033
Extraordinary gains, net	$0	3
Net income	$1,161,000	2,032
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,161,000	2,033
Net charge-offs	$1,000	1,805
Cash dividends	$427,000	1,309
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,161,000	1,993
2020-12-31 (YTD Data)		Rank
Total interest income	$9,560,000	2,588
Total interest expense	$1,366,000	2,521
Net interest income	$8,194,000	2,585
Provision for loan and lease losses	$200,000	3,026
Total noninterest income	$1,664,000	2,323
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$166,000	2,991
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,498,000	2,082
Total noninterest expense	$6,952,000	2,468
Salaries and employee benefits	$3,740,000	2,592
Premises and equipment expense	$553,000	2,888
Additional noninterest expense	$2,659,000	2,119
Pre-tax net operating income	$2,706,000	2,555
Securities gains (losses)	$47,000	1,750
Applicable income taxes	$399,000	2,102
Income before extraordinary items	$2,354,000	2,619
Extraordinary gains, net	$0	4
Net income	$2,354,000	2,618
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,354,000	2,619
Net charge-offs	$60,000	2,298
Cash dividends	$1,166,000	2,038
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,313,580	2,592
2020-09-30 (YTD Data)		Rank
Total interest income	$7,204,000	2,590
Total interest expense	$1,077,000	2,542
Net interest income	$6,127,000	2,589
Provision for loan and lease losses	$0	4,239
Total noninterest income	$1,184,000	2,336
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$121,000	3,029
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,063,000	2,086
Total noninterest expense	$5,489,000	2,389
Salaries and employee benefits	$2,848,000	2,547
Premises and equipment expense	$415,000	2,894
Additional noninterest expense	$2,226,000	1,913
Pre-tax net operating income	$1,822,000	2,713
Securities gains (losses)	$47,000	1,562
Applicable income taxes	$246,000	2,235
Income before extraordinary items	$1,623,000	2,725
Extraordinary gains, net	$0	4
Net income	$1,623,000	2,723
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,623,000	2,725
Net charge-offs	$1,000	3,162
Cash dividends	$877,000	1,829
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,582,110	2,713
2020-06-30 (YTD Data)		Rank
Total interest income	$4,772,000	2,632
Total interest expense	$740,000	2,583
Net interest income	$4,032,000	2,624
Provision for loan and lease losses	$0	4,134
Total noninterest income	$645,000	2,514
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$80,000	3,082
Trading account gains and fees	NA	NA
Additional Noninterest Income	$565,000	2,267
Total noninterest expense	$4,030,000	2,237
Salaries and employee benefits	$2,000,000	2,470
Premises and equipment expense	$275,000	2,902
Additional noninterest expense	$1,755,000	1,671
Pre-tax net operating income	$647,000	3,474
Securities gains (losses)	$47,000	1,316
Applicable income taxes	$14,000	3,304
Income before extraordinary items	$680,000	3,321
Extraordinary gains, net	$0	4
Net income	$680,000	3,320
Minority interest net income	$0	65
Net income of bank and minority interests.	$680,000	3,321
Net charge-offs	$1,000	2,929
Cash dividends	$489,000	2,014
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$633,940	3,356
2020-03-31 (YTD Data)		Rank
Total interest income	$2,443,000	2,592
Total interest expense	$386,000	2,656
Net interest income	$2,057,000	2,558
Provision for loan and lease losses	$0	3,711
Total noninterest income	$248,000	2,743
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$39,000	3,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	2,388
Total noninterest expense	$1,891,000	2,351
Salaries and employee benefits	$1,136,000	2,279
Premises and equipment expense	$145,000	2,827
Additional noninterest expense	$610,000	2,223
Pre-tax net operating income	$414,000	3,016
Securities gains (losses)	$23,000	1,095
Applicable income taxes	$35,000	2,614
Income before extraordinary items	$402,000	2,917
Extraordinary gains, net	$0	4
Net income	$402,000	2,918
Minority interest net income	$0	56
Net income of bank and minority interests.	$402,000	2,918
Net charge-offs	$0	2,581
Cash dividends	$386,000	1,484
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$380,840	2,972
2019-12-31 (YTD Data)		Rank
Total interest income	$7,943,000	2,970
Total interest expense	$1,257,000	2,983
Net interest income	$6,686,000	2,921
Provision for loan and lease losses	$200,000	2,341
Total noninterest income	$681,000	3,296
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$143,000	3,555
Trading account gains and fees	NA	NA
Additional Noninterest Income	$538,000	2,947
Total noninterest expense	$4,279,000	3,302
Salaries and employee benefits	$2,539,000	3,209
Premises and equipment expense	$469,000	3,211
Additional noninterest expense	$1,271,000	3,386
Pre-tax net operating income	$2,888,000	2,523
Securities gains (losses)	$16,000	1,722
Applicable income taxes	$482,000	2,013
Income before extraordinary items	$2,422,000	2,618
Extraordinary gains, net	$0	11
Net income	$2,422,000	2,618
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,422,000	2,620
Net charge-offs	$15,000	3,211
Cash dividends	$4,311,000	903
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,408,720	2,588
2019-09-30 (YTD Data)		Rank
Total interest income	$5,962,000	3,003
Total interest expense	$918,000	3,047
Net interest income	$5,044,000	2,952
Provision for loan and lease losses	$200,000	1,960
Total noninterest income	$486,000	3,380
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$105,000	3,621
Trading account gains and fees	NA	NA
Additional Noninterest Income	$381,000	3,027
Total noninterest expense	$3,250,000	3,296
Salaries and employee benefits	$1,894,000	3,237
Premises and equipment expense	$383,000	3,097
Additional noninterest expense	$973,000	3,372
Pre-tax net operating income	$2,080,000	2,658
Securities gains (losses)	$1,000	2,065
Applicable income taxes	$366,000	2,077
Income before extraordinary items	$1,715,000	2,760
Extraordinary gains, net	$0	11
Net income	$1,715,000	2,761
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,715,000	2,761
Net charge-offs	$2,000	3,298
Cash dividends	$1,019,000	1,785
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,714,180	2,731
2019-06-30 (YTD Data)		Rank
Total interest income	$4,009,000	2,999
Total interest expense	$577,000	3,119
Net interest income	$3,432,000	2,927
Provision for loan and lease losses	$200,000	1,556
Total noninterest income	$298,000	3,450
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$68,000	3,663
Trading account gains and fees	$0	131
Additional Noninterest Income	$230,000	3,094
Total noninterest expense	$2,219,000	3,263
Salaries and employee benefits	$1,277,000	3,228
Premises and equipment expense	$245,000	3,158
Additional noninterest expense	$697,000	3,276
Pre-tax net operating income	$1,311,000	2,725
Securities gains (losses)	$1,000	1,602
Applicable income taxes	$225,000	2,109
Income before extraordinary items	$1,087,000	2,821
Extraordinary gains, net	$0	11
Net income	$1,087,000	2,819
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,087,000	2,820
Net charge-offs	$-1,000	3,898
Cash dividends	$770,000	1,688
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,086,170	2,801
2019-03-31 (YTD Data)		Rank
Total interest income	$1,999,000	3,024
Total interest expense	$253,000	3,270
Net interest income	$1,746,000	2,923
Provision for loan and lease losses	$0	3,406
Total noninterest income	$144,000	3,490
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$32,000	3,744
Trading account gains and fees	$0	126
Additional Noninterest Income	$112,000	3,080
Total noninterest expense	$1,120,000	3,282
Salaries and employee benefits	$646,000	3,254
Premises and equipment expense	$125,000	3,174
Additional noninterest expense	$349,000	3,277
Pre-tax net operating income	$770,000	2,425
Securities gains (losses)	$0	1,087
Applicable income taxes	$146,000	1,859
Income before extraordinary items	$624,000	2,559
Extraordinary gains, net	$0	5
Net income	$624,000	2,558
Minority interest net income	$0	52
Net income of bank and minority interests.	$624,000	2,558
Net charge-offs	$0	2,740
Cash dividends	$384,000	1,547
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$624,000	2,546
2018-12-31 (YTD Data)		Rank
Total interest income	$7,598,000	3,015
Total interest expense	$719,000	3,413
Net interest income	$6,879,000	2,936
Provision for loan and lease losses	$200,000	2,354
Total noninterest income	$615,000	3,533
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$168,000	3,542
Trading account gains and fees	$0	126
Additional Noninterest Income	$447,000	3,213
Total noninterest expense	$4,479,000	3,270
Salaries and employee benefits	$2,808,000	3,072
Premises and equipment expense	$407,000	3,493
Additional noninterest expense	$1,264,000	3,489
Pre-tax net operating income	$2,815,000	2,605
Securities gains (losses)	$17,000	610
Applicable income taxes	$481,000	2,015
Income before extraordinary items	$2,351,000	2,684
Extraordinary gains, net	$0	6
Net income	$2,351,000	2,682
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,351,000	2,683
Net charge-offs	$118,000	2,031
Cash dividends	$1,489,000	1,759
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,336,890	2,688
2018-09-30 (YTD Data)		Rank
Total interest income	$5,594,000	3,050
Total interest expense	$491,000	3,499
Net interest income	$5,103,000	2,965
Provision for loan and lease losses	$200,000	1,970
Total noninterest income	$481,000	3,483
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$129,000	3,535
Trading account gains and fees	$0	138
Additional Noninterest Income	$352,000	3,188
Total noninterest expense	$3,408,000	3,248
Salaries and employee benefits	$2,104,000	3,069
Premises and equipment expense	$323,000	3,450
Additional noninterest expense	$981,000	3,436
Pre-tax net operating income	$1,976,000	2,750
Securities gains (losses)	$17,000	605
Applicable income taxes	$354,000	2,096
Income before extraordinary items	$1,639,000	2,861
Extraordinary gains, net	$0	5
Net income	$1,639,000	2,860
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,639,000	2,860
Net charge-offs	$101,000	1,722
Cash dividends	$1,104,000	1,578
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,625,060	2,857
2018-06-30 (YTD Data)		Rank
Total interest income	$3,680,000	3,076
Total interest expense	$294,000	3,595
Net interest income	$3,386,000	2,980
Provision for loan and lease losses	$200,000	1,508
Total noninterest income	$318,000	3,524
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$87,000	3,509
Trading account gains and fees	$0	130
Additional Noninterest Income	$231,000	3,191
Total noninterest expense	$2,293,000	3,251
Salaries and employee benefits	$1,411,000	3,081
Premises and equipment expense	$213,000	3,490
Additional noninterest expense	$669,000	3,417
Pre-tax net operating income	$1,211,000	2,859
Securities gains (losses)	$0	961
Applicable income taxes	$200,000	2,222
Income before extraordinary items	$1,011,000	2,939
Extraordinary gains, net	$0	6
Net income	$1,011,000	2,938
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,011,000	2,938
Net charge-offs	$102,000	1,307
Cash dividends	$719,000	1,607
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,011,000	2,927
2018-03-31 (YTD Data)		Rank
Total interest income	$1,807,000	3,110
Total interest expense	$129,000	3,754
Net interest income	$1,678,000	3,006
Provision for loan and lease losses	$0	3,508
Total noninterest income	$156,000	3,512
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$43,000	3,549
Trading account gains and fees	$0	123
Additional Noninterest Income	$113,000	3,178
Total noninterest expense	$1,119,000	3,338
Salaries and employee benefits	$713,000	3,099
Premises and equipment expense	$107,000	3,528
Additional noninterest expense	$299,000	3,649
Pre-tax net operating income	$715,000	2,556
Securities gains (losses)	$0	735
Applicable income taxes	$130,000	1,939
Income before extraordinary items	$585,000	2,651
Extraordinary gains, net	$0	7
Net income	$585,000	2,651
Minority interest net income	$0	52
Net income of bank and minority interests.	$585,000	2,651
Net charge-offs	$0	2,722
Cash dividends	$719,000	931
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$585,000	2,647
2017-12-31 (YTD Data)		Rank
Total interest income	$7,346,000	3,037
Total interest expense	$435,000	3,876
Net interest income	$6,911,000	2,916
Provision for loan and lease losses	$0	4,227
Total noninterest income	$639,000	3,604
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$153,000	3,804
Trading account gains and fees	$0	151
Additional Noninterest Income	$486,000	3,193
Total noninterest expense	$4,289,000	3,428
Salaries and employee benefits	$2,781,000	3,133
Premises and equipment expense	$395,000	3,685
Additional noninterest expense	$1,113,000	3,817
Pre-tax net operating income	$3,261,000	2,348
Securities gains (losses)	$52,000	878
Applicable income taxes	$787,000	2,082
Income before extraordinary items	$2,526,000	2,316
Extraordinary gains, net	$0	9
Net income	$2,526,000	2,316
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,526,000	2,316
Net charge-offs	$33,000	3,182
Cash dividends	$1,774,000	1,553
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,486,480	2,308
2017-09-30 (YTD Data)		Rank
Total interest income	$5,550,000	3,039
Total interest expense	$319,000	3,920
Net interest income	$5,231,000	2,914
Provision for loan and lease losses	$0	4,088
Total noninterest income	$480,000	3,632
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$116,000	3,817
Trading account gains and fees	$0	145
Additional Noninterest Income	$364,000	3,223
Total noninterest expense	$3,172,000	3,464
Salaries and employee benefits	$2,034,000	3,195
Premises and equipment expense	$307,000	3,646
Additional noninterest expense	$831,000	3,842
Pre-tax net operating income	$2,539,000	2,344
Securities gains (losses)	$43,000	945
Applicable income taxes	$620,000	1,893
Income before extraordinary items	$1,962,000	2,444
Extraordinary gains, net	$0	9
Net income	$1,962,000	2,443
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,962,000	2,444
Net charge-offs	$-4,000	4,505
Cash dividends	$1,180,000	1,547
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,929,320	2,442
2017-06-30 (YTD Data)		Rank
Total interest income	$3,687,000	3,031
Total interest expense	$209,000	3,939
Net interest income	$3,478,000	2,908
Provision for loan and lease losses	$0	3,871
Total noninterest income	$315,000	3,659
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$75,000	3,875
Trading account gains and fees	$0	139
Additional Noninterest Income	$240,000	3,234
Total noninterest expense	$2,108,000	3,487
Salaries and employee benefits	$1,353,000	3,210
Premises and equipment expense	$212,000	3,606
Additional noninterest expense	$543,000	3,908
Pre-tax net operating income	$1,685,000	2,291
Securities gains (losses)	$0	1,906
Applicable income taxes	$388,000	1,928
Income before extraordinary items	$1,297,000	2,400
Extraordinary gains, net	$0	11
Net income	$1,297,000	2,400
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,297,000	2,400
Net charge-offs	$-3,000	4,411
Cash dividends	$787,000	1,549
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,297,000	2,378
2017-03-31 (YTD Data)		Rank
Total interest income	$1,833,000	3,056
Total interest expense	$99,000	4,023
Net interest income	$1,734,000	2,922
Provision for loan and lease losses	$0	3,537
Total noninterest income	$147,000	3,775
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$36,000	3,940
Trading account gains and fees	$0	142
Additional Noninterest Income	$111,000	3,327
Total noninterest expense	$1,037,000	3,546
Salaries and employee benefits	$678,000	3,241
Premises and equipment expense	$99,000	3,755
Additional noninterest expense	$260,000	3,998
Pre-tax net operating income	$844,000	2,203
Securities gains (losses)	$0	1,153
Applicable income taxes	$194,000	1,904
Income before extraordinary items	$650,000	2,319
Extraordinary gains, net	$0	8
Net income	$650,000	2,318
Minority interest net income	$0	55
Net income of bank and minority interests.	$650,000	2,319
Net charge-offs	$-4,000	4,579
Cash dividends	$393,000	1,429
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$650,000	2,289
2016-12-31 (YTD Data)		Rank
Total interest income	$7,156,000	3,088
Total interest expense	$407,000	3,992
Net interest income	$6,749,000	2,958
Provision for loan and lease losses	$250,000	2,175
Total noninterest income	$681,000	3,625
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$151,000	3,967
Trading account gains and fees	$0	170
Additional Noninterest Income	$530,000	3,185
Total noninterest expense	$4,244,000	3,527
Salaries and employee benefits	$2,614,000	3,322
Premises and equipment expense	$444,000	3,593
Additional noninterest expense	$1,186,000	3,845
Pre-tax net operating income	$2,936,000	2,434
Securities gains (losses)	$98,000	1,356
Applicable income taxes	$618,000	2,077
Income before extraordinary items	$2,416,000	2,465
Extraordinary gains, net	$0	5
Net income	$2,416,000	2,464
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,416,000	2,465
Net charge-offs	$-7,000	4,917
Cash dividends	$1,967,000	1,449
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,337,600	2,475
2016-09-30 (YTD Data)		Rank
Total interest income	$5,399,000	3,086
Total interest expense	$309,000	3,995
Net interest income	$5,090,000	2,962
Provision for loan and lease losses	$200,000	2,037
Total noninterest income	$523,000	3,610
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$112,000	4,010
Trading account gains and fees	$0	169
Additional Noninterest Income	$411,000	3,142
Total noninterest expense	$3,256,000	3,485
Salaries and employee benefits	$1,974,000	3,291
Premises and equipment expense	$325,000	3,665
Additional noninterest expense	$957,000	3,699
Pre-tax net operating income	$2,157,000	2,500
Securities gains (losses)	$98,000	1,272
Applicable income taxes	$455,000	2,137
Income before extraordinary items	$1,800,000	2,513
Extraordinary gains, net	$0	5
Net income	$1,800,000	2,514
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,800,000	2,514
Net charge-offs	$-6,000	4,786
Cash dividends	$1,574,000	1,241
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,721,600	2,527
2016-06-30 (YTD Data)		Rank
Total interest income	$3,609,000	3,082
Total interest expense	$208,000	3,989
Net interest income	$3,401,000	2,965
Provision for loan and lease losses	$100,000	2,280
Total noninterest income	$343,000	3,652
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$73,000	4,061
Trading account gains and fees	$0	157
Additional Noninterest Income	$270,000	3,169
Total noninterest expense	$2,193,000	3,484
Salaries and employee benefits	$1,343,000	3,275
Premises and equipment expense	$217,000	3,680
Additional noninterest expense	$633,000	3,737
Pre-tax net operating income	$1,451,000	2,461
Securities gains (losses)	$98,000	977
Applicable income taxes	$317,000	2,091
Income before extraordinary items	$1,232,000	2,456
Extraordinary gains, net	$0	16
Net income	$1,232,000	2,455
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,232,000	2,455
Net charge-offs	$-5,000	4,738
Cash dividends	$1,180,000	1,168
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,153,600	2,481
2016-03-31 (YTD Data)		Rank
Total interest income	$1,816,000	3,074
Total interest expense	$106,000	3,985
Net interest income	$1,710,000	2,951
Provision for loan and lease losses	$0	3,656
Total noninterest income	$162,000	3,689
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$35,000	4,105
Trading account gains and fees	$0	142
Additional Noninterest Income	$127,000	3,205
Total noninterest expense	$1,121,000	3,457
Salaries and employee benefits	$680,000	3,274
Premises and equipment expense	$109,000	3,701
Additional noninterest expense	$332,000	3,655
Pre-tax net operating income	$751,000	2,362
Securities gains (losses)	$96,000	552
Applicable income taxes	$185,000	1,917
Income before extraordinary items	$662,000	2,289
Extraordinary gains, net	$0	12
Net income	$662,000	2,289
Minority interest net income	$0	62
Net income of bank and minority interests.	$662,000	2,289
Net charge-offs	$-3,000	4,617
Cash dividends	$787,000	887
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$587,120	2,432
2015-12-31 (YTD Data)		Rank
Total interest income	$7,180,000	3,053
Total interest expense	$455,000	3,905
Net interest income	$6,725,000	2,947
Provision for loan and lease losses	$0	4,380
Total noninterest income	$686,000	3,678
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$158,000	4,083
Trading account gains and fees	$0	159
Additional Noninterest Income	$528,000	3,212
Total noninterest expense	$4,482,000	3,468
Salaries and employee benefits	$2,744,000	3,206
Premises and equipment expense	$454,000	3,650
Additional noninterest expense	$1,284,000	3,770
Pre-tax net operating income	$2,929,000	2,362
Securities gains (losses)	$22,000	2,184
Applicable income taxes	$558,000	2,127
Income before extraordinary items	$2,393,000	2,409
Extraordinary gains, net	$0	23
Net income	$2,393,000	2,411
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,393,000	2,411
Net charge-offs	$15,000	3,877
Cash dividends	$1,589,000	1,577
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,375,180	2,385
2015-09-30 (YTD Data)		Rank
Total interest income	$5,347,000	3,085
Total interest expense	$345,000	3,936
Net interest income	$5,002,000	2,992
Provision for loan and lease losses	$0	4,232
Total noninterest income	$539,000	3,612
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$117,000	4,133
Trading account gains and fees	$0	153
Additional Noninterest Income	$422,000	3,147
Total noninterest expense	$3,370,000	3,483
Salaries and employee benefits	$2,078,000	3,216
Premises and equipment expense	$340,000	3,717
Additional noninterest expense	$952,000	3,809
Pre-tax net operating income	$2,171,000	2,416
Securities gains (losses)	$11,000	2,316
Applicable income taxes	$432,000	2,131
Income before extraordinary items	$1,750,000	2,494
Extraordinary gains, net	$0	21
Net income	$1,750,000	2,495
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,750,000	2,495
Net charge-offs	$12,000	3,574
Cash dividends	$1,169,000	1,452
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,741,200	2,463
2015-06-30 (YTD Data)		Rank
Total interest income	$3,553,000	3,105
Total interest expense	$231,000	3,968
Net interest income	$3,322,000	3,005
Provision for loan and lease losses	$0	4,069
Total noninterest income	$345,000	3,689
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$74,000	4,201
Trading account gains and fees	$0	157
Additional Noninterest Income	$271,000	3,190
Total noninterest expense	$2,252,000	3,507
Salaries and employee benefits	$1,393,000	3,217
Premises and equipment expense	$235,000	3,680
Additional noninterest expense	$624,000	3,876
Pre-tax net operating income	$1,415,000	2,450
Securities gains (losses)	$11,000	1,976
Applicable income taxes	$279,000	2,178
Income before extraordinary items	$1,147,000	2,510
Extraordinary gains, net	$0	22
Net income	$1,147,000	2,512
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,147,000	2,512
Net charge-offs	$1,000	3,770
Cash dividends	$779,000	1,489
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,138,200	2,465
2015-03-31 (YTD Data)		Rank
Total interest income	$1,797,000	3,095
Total interest expense	$116,000	4,003
Net interest income	$1,681,000	2,966
Provision for loan and lease losses	$0	3,703
Total noninterest income	$164,000	3,752
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$37,000	4,194
Trading account gains and fees	$0	152
Additional Noninterest Income	$127,000	3,263
Total noninterest expense	$1,128,000	3,529
Salaries and employee benefits	$710,000	3,209
Premises and equipment expense	$121,000	3,636
Additional noninterest expense	$297,000	3,998
Pre-tax net operating income	$717,000	2,384
Securities gains (losses)	$11,000	1,447
Applicable income taxes	$147,000	2,113
Income before extraordinary items	$581,000	2,447
Extraordinary gains, net	$0	13
Net income	$581,000	2,450
Minority interest net income	$0	64
Net income of bank and minority interests.	$581,000	2,449
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$572,200	2,408
2014-12-31 (YTD Data)		Rank
Total interest income	$7,406,000	3,048
Total interest expense	$566,000	3,755
Net interest income	$6,840,000	2,941
Provision for loan and lease losses	$0	4,603
Total noninterest income	$669,000	3,794
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$164,000	4,243
Trading account gains and fees	$0	180
Additional Noninterest Income	$505,000	3,262
Total noninterest expense	$4,544,000	3,529
Salaries and employee benefits	$2,869,000	3,174
Premises and equipment expense	$478,000	3,745
Additional noninterest expense	$1,197,000	4,057
Pre-tax net operating income	$2,965,000	2,297
Securities gains (losses)	$63,000	1,577
Applicable income taxes	$620,000	2,011
Income before extraordinary items	$2,408,000	2,373
Extraordinary gains, net	$0	17
Net income	$2,408,000	2,373
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,408,000	2,373
Net charge-offs	$50,000	3,763
Cash dividends	$1,722,000	1,422
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,357,600	2,366
2014-09-30 (YTD Data)		Rank
Total interest income	$5,584,000	3,055
Total interest expense	$444,000	3,721
Net interest income	$5,140,000	2,965
Provision for loan and lease losses	$0	4,401
Total noninterest income	$490,000	3,885
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$119,000	4,344
Trading account gains and fees	$0	174
Additional Noninterest Income	$371,000	3,312
Total noninterest expense	$3,366,000	3,573
Salaries and employee benefits	$2,133,000	3,214
Premises and equipment expense	$357,000	3,797
Additional noninterest expense	$876,000	4,126
Pre-tax net operating income	$2,264,000	2,306
Securities gains (losses)	$47,000	1,482
Applicable income taxes	$480,000	2,020
Income before extraordinary items	$1,831,000	2,375
Extraordinary gains, net	$0	15
Net income	$1,831,000	2,375
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,831,000	2,374
Net charge-offs	$-2,000	5,291
Cash dividends	$1,332,000	1,260
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,793,870	2,360
2014-06-30 (YTD Data)		Rank
Total interest income	$3,733,000	3,055
Total interest expense	$310,000	3,654
Net interest income	$3,423,000	2,974
Provision for loan and lease losses	$0	4,196
Total noninterest income	$314,000	3,955
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$75,000	4,439
Trading account gains and fees	$0	172
Additional Noninterest Income	$239,000	3,365
Total noninterest expense	$2,249,000	3,584
Salaries and employee benefits	$1,423,000	3,232
Premises and equipment expense	$242,000	3,780
Additional noninterest expense	$584,000	4,153
Pre-tax net operating income	$1,488,000	2,286
Securities gains (losses)	$47,000	1,201
Applicable income taxes	$317,000	1,996
Income before extraordinary items	$1,218,000	2,313
Extraordinary gains, net	$0	20
Net income	$1,218,000	2,317
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,218,000	2,317
Net charge-offs	$-4,000	5,382
Cash dividends	$797,000	1,387
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,180,870	2,321
2014-03-31 (YTD Data)		Rank
Total interest income	$1,888,000	3,040
Total interest expense	$161,000	3,617
Net interest income	$1,727,000	2,961
Provision for loan and lease losses	$0	3,817
Total noninterest income	$150,000	3,978
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$37,000	4,453
Trading account gains and fees	$0	147
Additional Noninterest Income	$113,000	3,389
Total noninterest expense	$1,131,000	3,593
Salaries and employee benefits	$713,000	3,246
Premises and equipment expense	$118,000	3,868
Additional noninterest expense	$300,000	4,096
Pre-tax net operating income	$746,000	2,214
Securities gains (losses)	$48,000	664
Applicable income taxes	$169,000	1,887
Income before extraordinary items	$625,000	2,210
Extraordinary gains, net	$0	16
Net income	$625,000	2,212
Minority interest net income	$0	66
Net income of bank and minority interests.	$625,000	2,212
Net charge-offs	$-2,000	5,011
Cash dividends	$409,000	1,192
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$587,080	2,269
2013-12-31 (YTD Data)		Rank
Total interest income	$7,412,000	3,120
Total interest expense	$839,000	3,336
Net interest income	$6,573,000	3,041
Provision for loan and lease losses	$0	5,091
Total noninterest income	$847,000	3,517
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$162,000	4,458
Trading account gains and fees	$0	184
Additional Noninterest Income	$685,000	2,901
Total noninterest expense	$4,449,000	3,671
Salaries and employee benefits	$2,812,000	3,241
Premises and equipment expense	$463,000	3,900
Additional noninterest expense	$1,174,000	4,246
Pre-tax net operating income	$2,971,000	2,177
Securities gains (losses)	$-9,000	6,245
Applicable income taxes	$614,000	1,945
Income before extraordinary items	$2,348,000	2,316
Extraordinary gains, net	$0	29
Net income	$2,348,000	2,320
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,348,000	2,319
Net charge-offs	$83,000	3,931
Cash dividends	$60,000	4,097
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,355,110	2,256
2013-09-30 (YTD Data)		Rank
Total interest income	$5,536,000	3,142
Total interest expense	$661,000	3,312
Net interest income	$4,875,000	3,099
Provision for loan and lease losses	$0	4,941
Total noninterest income	$649,000	3,539
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$123,000	4,466
Trading account gains and fees	$0	180
Additional Noninterest Income	$526,000	2,939
Total noninterest expense	$3,308,000	3,713
Salaries and employee benefits	$2,111,000	3,267
Premises and equipment expense	$352,000	3,917
Additional noninterest expense	$845,000	4,348
Pre-tax net operating income	$2,216,000	2,251
Securities gains (losses)	$-9,000	6,495
Applicable income taxes	$472,000	1,968
Income before extraordinary items	$1,735,000	2,367
Extraordinary gains, net	$0	25
Net income	$1,735,000	2,372
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,735,000	2,372
Net charge-offs	$9,000	4,738
Cash dividends	$60,000	3,493
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,742,110	2,297
2013-06-30 (YTD Data)		Rank
Total interest income	$3,715,000	3,140
Total interest expense	$463,000	3,252
Net interest income	$3,252,000	3,098
Provision for loan and lease losses	$0	4,788
Total noninterest income	$457,000	3,462
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$81,000	4,483
Trading account gains and fees	$0	157
Additional Noninterest Income	$376,000	2,892
Total noninterest expense	$2,208,000	3,729
Salaries and employee benefits	$1,411,000	3,280
Premises and equipment expense	$238,000	3,898
Additional noninterest expense	$559,000	4,373
Pre-tax net operating income	$1,501,000	2,190
Securities gains (losses)	$-9,000	6,654
Applicable income taxes	$331,000	1,920
Income before extraordinary items	$1,161,000	2,343
Extraordinary gains, net	$0	22
Net income	$1,161,000	2,353
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,161,000	2,351
Net charge-offs	$14,000	4,186
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,168,020	2,258
2013-03-31 (YTD Data)		Rank
Total interest income	$1,866,000	3,153
Total interest expense	$245,000	3,214
Net interest income	$1,621,000	3,107
Provision for loan and lease losses	$0	4,409
Total noninterest income	$214,000	3,538
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$40,000	4,477
Trading account gains and fees	$0	148
Additional Noninterest Income	$174,000	2,969
Total noninterest expense	$1,099,000	3,768
Salaries and employee benefits	$701,000	3,320
Premises and equipment expense	$115,000	3,997
Additional noninterest expense	$283,000	4,351
Pre-tax net operating income	$736,000	2,181
Securities gains (losses)	$0	1,966
Applicable income taxes	$169,000	1,878
Income before extraordinary items	$567,000	2,350
Extraordinary gains, net	$0	10
Net income	$567,000	2,352
Minority interest net income	$0	76
Net income of bank and minority interests.	$567,000	2,352
Net charge-offs	$-5,000	5,894
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$567,000	2,258
2012-12-31 (YTD Data)		Rank
Total interest income	$8,011,000	3,103
Total interest expense	$1,247,000	3,123
Net interest income	$6,764,000	3,066
Provision for loan and lease losses	$100,000	4,651
Total noninterest income	$1,043,000	3,193
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$169,000	4,570
Trading account gains and fees	$0	166
Additional Noninterest Income	$874,000	2,553
Total noninterest expense	$4,272,000	3,846
Salaries and employee benefits	$2,744,000	3,332
Premises and equipment expense	$434,000	4,145
Additional noninterest expense	$1,094,000	4,579
Pre-tax net operating income	$3,435,000	1,853
Securities gains (losses)	$26,000	3,070
Applicable income taxes	$888,000	1,585
Income before extraordinary items	$2,573,000	2,117
Extraordinary gains, net	$0	29
Net income	$2,573,000	2,116
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,573,000	2,118
Net charge-offs	$56,000	4,854
Cash dividends	$2,984,000	890
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,553,760	2,002
2012-09-30 (YTD Data)		Rank
Total interest income	$6,094,000	3,126
Total interest expense	$965,000	3,156
Net interest income	$5,129,000	3,088
Provision for loan and lease losses	$0	5,790
Total noninterest income	$682,000	3,456
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$129,000	4,595
Trading account gains and fees	$0	157
Additional Noninterest Income	$553,000	2,790
Total noninterest expense	$3,128,000	3,941
Salaries and employee benefits	$1,983,000	3,441
Premises and equipment expense	$326,000	4,185
Additional noninterest expense	$819,000	4,612
Pre-tax net operating income	$2,683,000	1,839
Securities gains (losses)	$9,000	3,149
Applicable income taxes	$708,000	1,567
Income before extraordinary items	$1,984,000	2,123
Extraordinary gains, net	$0	20
Net income	$1,984,000	2,123
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,984,000	2,124
Net charge-offs	$-15,000	6,693
Cash dividends	$848,000	1,485
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,977,340	2,002
2012-06-30 (YTD Data)		Rank
Total interest income	$4,118,000	3,116
Total interest expense	$670,000	3,149
Net interest income	$3,448,000	3,081
Provision for loan and lease losses	$0	5,619
Total noninterest income	$424,000	3,546
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$86,000	4,607
Trading account gains and fees	$0	153
Additional Noninterest Income	$338,000	2,904
Total noninterest expense	$2,060,000	3,999
Salaries and employee benefits	$1,317,000	3,473
Premises and equipment expense	$211,000	4,258
Additional noninterest expense	$532,000	4,689
Pre-tax net operating income	$1,812,000	1,814
Securities gains (losses)	$9,000	2,752
Applicable income taxes	$486,000	1,521
Income before extraordinary items	$1,335,000	2,079
Extraordinary gains, net	$0	19
Net income	$1,335,000	2,078
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,335,000	2,079
Net charge-offs	$-13,000	6,695
Cash dividends	$417,000	1,783
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,328,430	1,979
2012-03-31 (YTD Data)		Rank
Total interest income	$2,089,000	3,104
Total interest expense	$363,000	3,065
Net interest income	$1,726,000	3,086
Provision for loan and lease losses	$0	5,254
Total noninterest income	$204,000	3,615
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$42,000	4,617
Trading account gains and fees	$0	148
Additional Noninterest Income	$162,000	2,963
Total noninterest expense	$1,028,000	4,030
Salaries and employee benefits	$661,000	3,493
Premises and equipment expense	$111,000	4,168
Additional noninterest expense	$256,000	4,804
Pre-tax net operating income	$902,000	1,833
Securities gains (losses)	$0	2,210
Applicable income taxes	$242,000	1,521
Income before extraordinary items	$660,000	2,101
Extraordinary gains, net	$0	19
Net income	$660,000	2,101
Minority interest net income	$0	78
Net income of bank and minority interests.	$660,000	2,103
Net charge-offs	$-5,000	6,379
Cash dividends	$417,000	996
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$660,000	1,999
2011-12-31 (YTD Data)		Rank
Total interest income	$8,688,000	3,106
Total interest expense	$2,146,000	2,621
Net interest income	$6,542,000	3,238
Provision for loan and lease losses	$0	6,496
Total noninterest income	$583,000	4,130
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$190,000	4,477
Trading account gains and fees	$0	146
Additional Noninterest Income	$393,000	3,467
Total noninterest expense	$4,066,000	4,076
Salaries and employee benefits	$2,622,000	3,425
Premises and equipment expense	$400,000	4,566
Additional noninterest expense	$1,044,000	4,804
Pre-tax net operating income	$3,059,000	1,800
Securities gains (losses)	$143,000	1,742
Applicable income taxes	$838,000	1,515
Income before extraordinary items	$2,364,000	1,961
Extraordinary gains, net	$0	29
Net income	$2,364,000	1,962
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,364,000	1,962
Net charge-offs	$44,000	5,540
Cash dividends	$617,000	2,174
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,258,180	1,957
2011-09-30 (YTD Data)		Rank
Total interest income	$6,571,000	3,119
Total interest expense	$1,703,000	2,594
Net interest income	$4,868,000	3,285
Provision for loan and lease losses	$0	6,393
Total noninterest income	$459,000	4,056
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$142,000	4,492
Trading account gains and fees	$0	145
Additional Noninterest Income	$317,000	3,390
Total noninterest expense	$3,009,000	4,109
Salaries and employee benefits	$1,938,000	3,473
Premises and equipment expense	$305,000	4,574
Additional noninterest expense	$766,000	4,878
Pre-tax net operating income	$2,318,000	1,860
Securities gains (losses)	$143,000	1,468
Applicable income taxes	$666,000	1,475
Income before extraordinary items	$1,795,000	2,006
Extraordinary gains, net	$0	21
Net income	$1,795,000	2,006
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,795,000	2,006
Net charge-offs	$-10,000	7,005
Cash dividends	$513,000	1,781
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,690,610	2,007
2011-06-30 (YTD Data)		Rank
Total interest income	$4,423,000	3,137
Total interest expense	$1,167,000	2,619
Net interest income	$3,256,000	3,285
Provision for loan and lease losses	$0	6,217
Total noninterest income	$305,000	4,075
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$91,000	4,565
Trading account gains and fees	$0	153
Additional Noninterest Income	$214,000	3,390
Total noninterest expense	$2,049,000	4,098
Salaries and employee benefits	$1,286,000	3,502
Premises and equipment expense	$212,000	4,529
Additional noninterest expense	$551,000	4,742
Pre-tax net operating income	$1,512,000	1,869
Securities gains (losses)	$41,000	1,708
Applicable income taxes	$406,000	1,506
Income before extraordinary items	$1,147,000	2,022
Extraordinary gains, net	$0	15
Net income	$1,147,000	2,022
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,147,000	2,022
Net charge-offs	$-6,000	6,894
Cash dividends	$313,000	1,874
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,116,660	2,005
2011-03-31 (YTD Data)		Rank
Total interest income	$2,177,000	3,181
Total interest expense	$596,000	2,655
Net interest income	$1,581,000	3,337
Provision for loan and lease losses	$0	5,840
Total noninterest income	$150,000	4,157
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$43,000	4,615
Trading account gains and fees	$0	158
Additional Noninterest Income	$107,000	3,447
Total noninterest expense	$1,019,000	4,132
Salaries and employee benefits	$631,000	3,584
Premises and equipment expense	$38,000	6,532
Additional noninterest expense	$350,000	4,093
Pre-tax net operating income	$712,000	1,949
Securities gains (losses)	$41,000	825
Applicable income taxes	$198,000	1,524
Income before extraordinary items	$555,000	2,057
Extraordinary gains, net	$0	9
Net income	$555,000	2,056
Minority interest net income	$0	86
Net income of bank and minority interests.	$555,000	2,057
Net charge-offs	$-4,000	6,688
Cash dividends	$313,000	1,091
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$524,660	2,124
2010-12-31 (YTD Data)		Rank
Total interest income	$8,763,000	3,293
Total interest expense	$2,566,000	2,934
Net interest income	$6,197,000	3,393
Provision for loan and lease losses	$88,000	6,129
Total noninterest income	$796,000	3,660
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$210,000	4,320
Trading account gains and fees	$0	175
Additional Noninterest Income	$586,000	2,957
Total noninterest expense	$3,916,000	4,266
Salaries and employee benefits	$2,483,000	3,601
Premises and equipment expense	$392,000	4,801
Additional noninterest expense	$1,041,000	4,979
Pre-tax net operating income	$2,989,000	1,633
Securities gains (losses)	$44,000	2,743
Applicable income taxes	$878,000	1,349
Income before extraordinary items	$2,155,000	1,894
Extraordinary gains, net	$0	29
Net income	$2,155,000	1,895
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,155,000	1,896
Net charge-offs	$124,000	5,240
Cash dividends	$104,000	3,672
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,123,760	1,848
2010-09-30 (YTD Data)		Rank
Total interest income	$6,555,000	3,370
Total interest expense	$1,944,000	3,025
Net interest income	$4,611,000	3,461
Provision for loan and lease losses	$48,000	6,274
Total noninterest income	$562,000	3,822
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$161,000	4,357
Trading account gains and fees	$0	165
Additional Noninterest Income	$401,000	3,096
Total noninterest expense	$2,905,000	4,320
Salaries and employee benefits	$1,816,000	3,712
Premises and equipment expense	$310,000	4,751
Additional noninterest expense	$779,000	4,991
Pre-tax net operating income	$2,220,000	1,763
Securities gains (losses)	$44,000	2,501
Applicable income taxes	$666,000	1,380
Income before extraordinary items	$1,598,000	2,042
Extraordinary gains, net	$0	23
Net income	$1,598,000	2,044
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,598,000	2,044
Net charge-offs	$32,000	5,785
Cash dividends	$104,000	3,147
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,566,760	1,973
2010-06-30 (YTD Data)		Rank
Total interest income	$4,362,000	3,416
Total interest expense	$1,303,000	3,114
Net interest income	$3,059,000	3,471
Provision for loan and lease losses	$8,000	6,692
Total noninterest income	$340,000	3,986
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$110,000	4,316
Trading account gains and fees	$0	152
Additional Noninterest Income	$230,000	3,265
Total noninterest expense	$1,924,000	4,350
Salaries and employee benefits	$1,194,000	3,775
Premises and equipment expense	$207,000	4,773
Additional noninterest expense	$523,000	4,963
Pre-tax net operating income	$1,467,000	1,747
Securities gains (losses)	$44,000	1,966
Applicable income taxes	$451,000	1,323
Income before extraordinary items	$1,060,000	2,002
Extraordinary gains, net	$0	19
Net income	$1,060,000	2,002
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,060,000	2,002
Net charge-offs	$34,000	5,177
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,029,200	1,983
2010-03-31 (YTD Data)		Rank
Total interest income	$2,192,000	3,469
Total interest expense	$663,000	3,180
Net interest income	$1,529,000	3,499
Provision for loan and lease losses	$8,000	6,225
Total noninterest income	$166,000	4,049
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$57,000	4,229
Trading account gains and fees	$0	175
Additional Noninterest Income	$109,000	3,348
Total noninterest expense	$972,000	4,365
Salaries and employee benefits	$597,000	3,834
Premises and equipment expense	$110,000	4,697
Additional noninterest expense	$265,000	4,951
Pre-tax net operating income	$715,000	1,791
Securities gains (losses)	$44,000	1,204
Applicable income taxes	$230,000	1,293
Income before extraordinary items	$529,000	2,042
Extraordinary gains, net	$0	16
Net income	$529,000	2,041
Minority interest net income	$0	91
Net income of bank and minority interests.	$529,000	2,042
Net charge-offs	$6,000	5,069
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$498,200	2,062
2009-12-31 (YTD Data)		Rank
Total interest income	$8,666,000	3,614
Total interest expense	$3,089,000	3,339
Net interest income	$5,577,000	3,663
Provision for loan and lease losses	$175,000	5,925
Total noninterest income	$959,000	3,423
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$257,000	4,184
Trading account gains and fees	$0	211
Additional Noninterest Income	$702,000	2,661
Total noninterest expense	$3,891,000	4,421
Salaries and employee benefits	$2,371,000	3,847
Premises and equipment expense	$433,000	4,783
Additional noninterest expense	$1,087,000	5,002
Pre-tax net operating income	$2,470,000	1,589
Securities gains (losses)	$43,000	2,714
Applicable income taxes	$753,000	1,185
Income before extraordinary items	$1,760,000	1,871
Extraordinary gains, net	$0	34
Net income	$1,760,000	1,868
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,760,000	1,870
Net charge-offs	$91,000	5,775
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,729,900	1,855
2009-09-30 (YTD Data)		Rank
Total interest income	$6,482,000	3,665
Total interest expense	$2,350,000	3,437
Net interest income	$4,132,000	3,709
Provision for loan and lease losses	$40,000	6,665
Total noninterest income	$722,000	3,472
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$187,000	4,247
Trading account gains and fees	$0	212
Additional Noninterest Income	$535,000	2,704
Total noninterest expense	$2,879,000	4,464
Salaries and employee benefits	$1,739,000	3,947
Premises and equipment expense	$332,000	4,756
Additional noninterest expense	$808,000	5,032
Pre-tax net operating income	$1,935,000	1,674
Securities gains (losses)	$6,000	3,115
Applicable income taxes	$591,000	1,257
Income before extraordinary items	$1,350,000	1,971
Extraordinary gains, net	$0	27
Net income	$1,350,000	1,970
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,350,000	1,971
Net charge-offs	$78,000	5,294
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,345,800	1,937
2009-06-30 (YTD Data)		Rank
Total interest income	$4,342,000	3,684
Total interest expense	$1,583,000	3,538
Net interest income	$2,759,000	3,691
Provision for loan and lease losses	$40,000	6,240
Total noninterest income	$529,000	3,279
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$118,000	4,321
Trading account gains and fees	$0	193
Additional Noninterest Income	$411,000	2,517
Total noninterest expense	$1,951,000	4,450
Salaries and employee benefits	$1,162,000	3,972
Premises and equipment expense	$219,000	4,833
Additional noninterest expense	$570,000	4,869
Pre-tax net operating income	$1,297,000	1,716
Securities gains (losses)	$6,000	2,720
Applicable income taxes	$400,000	1,267
Income before extraordinary items	$903,000	2,023
Extraordinary gains, net	$0	21
Net income	$903,000	2,020
Minority interest net income	$0	112
Net income of bank and minority interests.	$903,000	2,022
Net charge-offs	$92,000	4,336
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$898,860	1,964
2009-03-31 (YTD Data)		Rank
Total interest income	$2,174,000	3,712
Total interest expense	$808,000	3,589
Net interest income	$1,366,000	3,708
Provision for loan and lease losses	$0	6,744
Total noninterest income	$275,000	3,180
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$53,000	4,479
Trading account gains and fees	$0	171
Additional Noninterest Income	$222,000	2,373
Total noninterest expense	$962,000	4,426
Salaries and employee benefits	$583,000	4,000
Premises and equipment expense	$105,000	4,986
Additional noninterest expense	$274,000	4,684
Pre-tax net operating income	$679,000	1,851
Securities gains (losses)	$0	2,434
Applicable income taxes	$211,000	1,394
Income before extraordinary items	$468,000	2,258
Extraordinary gains, net	$0	15
Net income	$468,000	2,258
Minority interest net income	$0	102
Net income of bank and minority interests.	$468,000	2,260
Net charge-offs	$9,000	4,815
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$468,000	2,127
2008-12-31 (YTD Data)		Rank
Total interest income	$8,595,000	3,928
Total interest expense	$3,652,000	3,741
Net interest income	$4,943,000	3,973
Provision for loan and lease losses	$154,000	5,528
Total noninterest income	$747,000	3,997
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$294,000	4,046
Trading account gains and fees	$0	154
Additional Noninterest Income	$453,000	3,363
Total noninterest expense	$3,518,000	4,626
Salaries and employee benefits	$2,222,000	4,110
Premises and equipment expense	$432,000	4,875
Additional noninterest expense	$864,000	5,263
Pre-tax net operating income	$2,018,000	2,436
Securities gains (losses)	$19,000	2,215
Applicable income taxes	$574,000	1,711
Income before extraordinary items	$1,463,000	2,564
Extraordinary gains, net	$0	39
Net income	$1,463,000	2,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,543
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,449,320	2,725
2008-09-30 (YTD Data)		Rank
Total interest income	$6,402,000	4,013
Total interest expense	$2,781,000	3,804
Net interest income	$3,621,000	4,060
Provision for loan and lease losses	$79,000	5,466
Total noninterest income	$555,000	4,112
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$220,000	4,080
Trading account gains and fees	$0	148
Additional Noninterest Income	$335,000	3,494
Total noninterest expense	$2,570,000	4,693
Salaries and employee benefits	$1,642,000	4,189
Premises and equipment expense	$322,000	4,908
Additional noninterest expense	$606,000	5,395
Pre-tax net operating income	$1,527,000	2,808
Securities gains (losses)	$19,000	2,045
Applicable income taxes	$435,000	2,065
Income before extraordinary items	$1,111,000	2,894
Extraordinary gains, net	$0	31
Net income	$1,111,000	2,890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,737
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,097,320	3,066
2008-06-30 (YTD Data)		Rank
Total interest income	$4,219,000	4,108
Total interest expense	$1,884,000	3,888
Net interest income	$2,335,000	4,152
Provision for loan and lease losses	$79,000	4,622
Total noninterest income	$389,000	4,065
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$141,000	4,160
Trading account gains and fees	$0	149
Additional Noninterest Income	$248,000	3,361
Total noninterest expense	$1,687,000	4,766
Salaries and employee benefits	$1,060,000	4,328
Premises and equipment expense	$229,000	4,749
Additional noninterest expense	$398,000	5,436
Pre-tax net operating income	$958,000	3,033
Securities gains (losses)	$19,000	2,087
Applicable income taxes	$269,000	2,339
Income before extraordinary items	$708,000	3,305
Extraordinary gains, net	$0	21
Net income	$708,000	3,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,855
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$694,320	3,277
2008-03-31 (YTD Data)		Rank
Total interest income	$2,104,000	4,181
Total interest expense	$990,000	3,939
Net interest income	$1,114,000	4,294
Provision for loan and lease losses	$55,000	3,686
Total noninterest income	$226,000	3,740
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$72,000	4,098
Trading account gains and fees	$0	158
Additional Noninterest Income	$154,000	2,987
Total noninterest expense	$836,000	4,801
Salaries and employee benefits	$528,000	4,359
Premises and equipment expense	$107,000	4,968
Additional noninterest expense	$201,000	5,362
Pre-tax net operating income	$449,000	3,275
Securities gains (losses)	$17,000	1,682
Applicable income taxes	$125,000	2,538
Income before extraordinary items	$341,000	3,540
Extraordinary gains, net	$0	15
Net income	$341,000	3,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,531
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$328,590	3,517
2007-12-31 (YTD Data)		Rank
Total interest income	$8,379,000	4,233
Total interest expense	$4,444,000	3,749
Net interest income	$3,935,000	4,669
Provision for loan and lease losses	$87,000	5,108
Total noninterest income	$616,000	4,583
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$266,000	4,335
Trading account gains and fees	$0	178
Additional Noninterest Income	$350,000	3,985
Total noninterest expense	$3,256,000	4,752
Salaries and employee benefits	$2,045,000	4,323
Premises and equipment expense	$402,000	5,012
Additional noninterest expense	$809,000	5,315
Pre-tax net operating income	$1,208,000	4,349
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$290,000	3,414
Income before extraordinary items	$920,000	4,497
Extraordinary gains, net	$0	39
Net income	$920,000	4,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,544
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$918,480	4,495
2007-09-30 (YTD Data)		Rank
Total interest income	$6,226,000	4,276
Total interest expense	$3,308,000	3,774
Net interest income	$2,918,000	4,723
Provision for loan and lease losses	$87,000	4,414
Total noninterest income	$458,000	4,612
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$195,000	4,391
Trading account gains and fees	$0	184
Additional Noninterest Income	$263,000	3,999
Total noninterest expense	$2,362,000	4,835
Salaries and employee benefits	$1,526,000	4,323
Premises and equipment expense	$300,000	5,020
Additional noninterest expense	$536,000	5,631
Pre-tax net operating income	$927,000	4,532
Securities gains (losses)	$0	1,655
Applicable income taxes	$226,000	3,564
Income before extraordinary items	$701,000	4,661
Extraordinary gains, net	$0	33
Net income	$701,000	4,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,582
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$701,000	4,649
2007-06-30 (YTD Data)		Rank
Total interest income	$4,036,000	4,365
Total interest expense	$2,139,000	3,859
Net interest income	$1,897,000	4,829
Provision for loan and lease losses	$87,000	3,577
Total noninterest income	$297,000	4,690
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$125,000	4,485
Trading account gains and fees	$0	168
Additional Noninterest Income	$172,000	4,078
Total noninterest expense	$1,560,000	4,896
Salaries and employee benefits	$1,016,000	4,369
Premises and equipment expense	$198,000	5,072
Additional noninterest expense	$346,000	5,717
Pre-tax net operating income	$547,000	4,873
Securities gains (losses)	$0	1,444
Applicable income taxes	$125,000	3,872
Income before extraordinary items	$422,000	4,941
Extraordinary gains, net	$0	29
Net income	$422,000	4,940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$422,000	4,940
2007-03-31 (YTD Data)		Rank
Total interest income	$1,966,000	4,440
Total interest expense	$1,050,000	3,880
Net interest income	$916,000	4,942
Provision for loan and lease losses	$5,000	5,396
Total noninterest income	$150,000	4,643
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$59,000	4,564
Trading account gains and fees	$0	195
Additional Noninterest Income	$91,000	3,941
Total noninterest expense	$777,000	4,889
Salaries and employee benefits	$512,000	4,358
Premises and equipment expense	$98,000	5,113
Additional noninterest expense	$167,000	5,809
Pre-tax net operating income	$284,000	4,776
Securities gains (losses)	$0	1,187
Applicable income taxes	$65,000	3,816
Income before extraordinary items	$219,000	4,856
Extraordinary gains, net	$0	22
Net income	$219,000	4,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,049
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$219,000	4,825
2006-12-31 (YTD Data)		Rank
Total interest income	$7,684,000	4,309
Total interest expense	$3,819,000	3,707
Net interest income	$3,865,000	4,753
Provision for loan and lease losses	$210,000	3,430
Total noninterest income	$545,000	4,942
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$204,000	4,941
Trading account gains and fees	$0	130
Additional Noninterest Income	$341,000	4,051
Total noninterest expense	$3,104,000	4,769
Salaries and employee benefits	$1,980,000	4,301
Premises and equipment expense	$417,000	4,790
Additional noninterest expense	$707,000	5,605
Pre-tax net operating income	$1,096,000	4,990
Securities gains (losses)	$3,000	1,365
Applicable income taxes	$242,000	4,074
Income before extraordinary items	$857,000	5,066
Extraordinary gains, net	$0	51
Net income	$857,000	5,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,822
Cash dividends	$30,000	5,788
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$854,660	5,060
2006-09-30 (YTD Data)		Rank
Total interest income	$5,678,000	4,326
Total interest expense	$2,718,000	3,756
Net interest income	$2,960,000	4,732
Provision for loan and lease losses	$195,000	2,911
Total noninterest income	$415,000	4,934
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$156,000	4,955
Trading account gains and fees	$0	126
Additional Noninterest Income	$259,000	4,029
Total noninterest expense	$2,314,000	4,778
Salaries and employee benefits	$1,272,000	4,781
Premises and equipment expense	$324,000	4,691
Additional noninterest expense	$718,000	4,621
Pre-tax net operating income	$866,000	5,062
Securities gains (losses)	$3,000	1,123
Applicable income taxes	$193,000	4,173
Income before extraordinary items	$676,000	5,082
Extraordinary gains, net	$0	45
Net income	$676,000	5,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,687
Cash dividends	$30,000	5,133
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$673,660	5,086
2006-06-30 (YTD Data)		Rank
Total interest income	$3,702,000	4,336
Total interest expense	$1,650,000	3,877
Net interest income	$2,052,000	4,644
Provision for loan and lease losses	$150,000	2,563
Total noninterest income	$268,000	4,999
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$100,000	5,022
Trading account gains and fees	$0	126
Additional Noninterest Income	$168,000	4,090
Total noninterest expense	$1,533,000	4,809
Salaries and employee benefits	$982,000	4,327
Premises and equipment expense	$217,000	4,682
Additional noninterest expense	$334,000	5,751
Pre-tax net operating income	$637,000	4,845
Securities gains (losses)	$3,000	925
Applicable income taxes	$152,000	3,985
Income before extraordinary items	$488,000	4,943
Extraordinary gains, net	$0	39
Net income	$488,000	4,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,675
Cash dividends	$30,000	4,908
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$485,720	4,951
2006-03-31 (YTD Data)		Rank
Total interest income	$1,784,000	4,400
Total interest expense	$739,000	4,040
Net interest income	$1,045,000	4,587
Provision for loan and lease losses	$110,000	1,864
Total noninterest income	$130,000	5,013
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$45,000	5,172
Trading account gains and fees	$0	115
Additional Noninterest Income	$85,000	4,010
Total noninterest expense	$760,000	4,846
Salaries and employee benefits	$487,000	4,362
Premises and equipment expense	$112,000	4,612
Additional noninterest expense	$161,000	5,843
Pre-tax net operating income	$305,000	4,928
Securities gains (losses)	$3,000	752
Applicable income taxes	$71,000	4,026
Income before extraordinary items	$237,000	4,960
Extraordinary gains, net	$0	21
Net income	$237,000	4,961
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,292
Cash dividends	$30,000	3,739
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$234,690	4,970
2005-12-31 (YTD Data)		Rank
Total interest income	$5,879,000	4,654
Total interest expense	$2,104,000	4,287
Net interest income	$3,775,000	4,796
Provision for loan and lease losses	$64,000	5,394
Total noninterest income	$515,000	5,178
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$174,000	5,339
Trading account gains and fees	$0	138
Additional Noninterest Income	$341,000	4,076
Total noninterest expense	$2,966,000	4,803
Salaries and employee benefits	$1,888,000	4,301
Premises and equipment expense	$429,000	4,641
Additional noninterest expense	$649,000	5,804
Pre-tax net operating income	$1,260,000	4,801
Securities gains (losses)	$-1,000	6,938
Applicable income taxes	$320,000	4,051
Income before extraordinary items	$939,000	4,982
Extraordinary gains, net	$0	46
Net income	$939,000	4,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,815
Cash dividends	$5,000	6,030
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$939,750	4,953
2005-09-30 (YTD Data)		Rank
Total interest income	$4,256,000	4,729
Total interest expense	$1,476,000	4,344
Net interest income	$2,780,000	4,862
Provision for loan and lease losses	$64,000	4,896
Total noninterest income	$353,000	5,413
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$124,000	5,464
Trading account gains and fees	$0	126
Additional Noninterest Income	$229,000	4,301
Total noninterest expense	$2,185,000	4,834
Salaries and employee benefits	$1,367,000	4,401
Premises and equipment expense	$327,000	4,564
Additional noninterest expense	$491,000	5,759
Pre-tax net operating income	$884,000	5,069
Securities gains (losses)	$-1,000	7,299
Applicable income taxes	$222,000	4,265
Income before extraordinary items	$661,000	5,222
Extraordinary gains, net	$0	35
Net income	$661,000	5,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,295
Cash dividends	$5,000	5,289
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$661,750	5,184
2005-06-30 (YTD Data)		Rank
Total interest income	$2,774,000	4,750
Total interest expense	$946,000	4,298
Net interest income	$1,828,000	4,899
Provision for loan and lease losses	$48,000	4,636
Total noninterest income	$224,000	5,488
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$77,000	5,561
Trading account gains and fees	$0	116
Additional Noninterest Income	$147,000	4,371
Total noninterest expense	$1,464,000	4,806
Salaries and employee benefits	$913,000	4,366
Premises and equipment expense	$220,000	4,499
Additional noninterest expense	$331,000	5,713
Pre-tax net operating income	$540,000	5,276
Securities gains (losses)	$0	2,146
Applicable income taxes	$133,000	4,417
Income before extraordinary items	$407,000	5,403
Extraordinary gains, net	$0	30
Net income	$407,000	5,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,385
Cash dividends	$5,000	5,044
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$407,000	5,368
2005-03-31 (YTD Data)		Rank
Total interest income	$1,350,000	4,807
Total interest expense	$453,000	4,318
Net interest income	$897,000	4,971
Provision for loan and lease losses	$24,000	4,451
Total noninterest income	$104,000	5,592
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$35,000	5,695
Trading account gains and fees	$0	115
Additional Noninterest Income	$69,000	4,489
Total noninterest expense	$750,000	4,747
Salaries and employee benefits	$393,000	4,903
Premises and equipment expense	$115,000	4,423
Additional noninterest expense	$242,000	4,456
Pre-tax net operating income	$227,000	5,670
Securities gains (losses)	$0	1,685
Applicable income taxes	$51,000	4,729
Income before extraordinary items	$176,000	5,725
Extraordinary gains, net	$0	24
Net income	$176,000	5,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$176,000	5,689
2004-12-31 (YTD Data)		Rank
Total interest income	$5,063,000	4,814
Total interest expense	$1,660,000	4,218
Net interest income	$3,403,000	4,995
Provision for loan and lease losses	$100,000	4,964
Total noninterest income	$492,000	5,313
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$149,000	5,792
Trading account gains and fees	$0	138
Additional Noninterest Income	$343,000	4,012
Total noninterest expense	$2,588,000	5,179
Salaries and employee benefits	$1,646,000	4,641
Premises and equipment expense	$308,000	5,606
Additional noninterest expense	$634,000	5,819
Pre-tax net operating income	$1,207,000	4,786
Securities gains (losses)	$9,000	2,866
Applicable income taxes	$333,000	4,017
Income before extraordinary items	$883,000	5,025
Extraordinary gains, net	$0	34
Net income	$883,000	5,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	2,824
Cash dividends	$30,000	5,972
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$876,430	4,974
2004-09-30 (YTD Data)		Rank
Total interest income	$3,709,000	4,861
Total interest expense	$1,245,000	4,161
Net interest income	$2,464,000	5,107
Provision for loan and lease losses	$55,000	5,258
Total noninterest income	$361,000	5,393
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$114,000	5,801
Trading account gains and fees	$0	134
Additional Noninterest Income	$247,000	4,081
Total noninterest expense	$1,885,000	5,245
Salaries and employee benefits	$1,215,000	4,637
Premises and equipment expense	$216,000	5,757
Additional noninterest expense	$454,000	5,915
Pre-tax net operating income	$885,000	4,928
Securities gains (losses)	$5,000	3,038
Applicable income taxes	$230,000	4,223
Income before extraordinary items	$660,000	5,109
Extraordinary gains, net	$0	26
Net income	$660,000	5,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,844
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$656,300	5,042
2004-06-30 (YTD Data)		Rank
Total interest income	$2,443,000	4,917
Total interest expense	$834,000	4,152
Net interest income	$1,609,000	5,181
Provision for loan and lease losses	$40,000	5,015
Total noninterest income	$237,000	5,418
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$76,000	5,812
Trading account gains and fees	$0	130
Additional Noninterest Income	$161,000	4,166
Total noninterest expense	$1,234,000	5,337
Salaries and employee benefits	$798,000	4,735
Premises and equipment expense	$134,000	6,006
Additional noninterest expense	$302,000	5,961
Pre-tax net operating income	$572,000	4,949
Securities gains (losses)	$5,000	2,738
Applicable income taxes	$149,000	4,261
Income before extraordinary items	$428,000	5,137
Extraordinary gains, net	$0	21
Net income	$428,000	5,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,091
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$424,300	5,072
2004-03-31 (YTD Data)		Rank
Total interest income	$1,197,000	5,012
Total interest expense	$427,000	4,133
Net interest income	$770,000	5,341
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$121,000	5,315
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$37,000	5,836
Trading account gains and fees	$0	121
Additional Noninterest Income	$84,000	4,069
Total noninterest expense	$606,000	5,422
Salaries and employee benefits	$392,000	4,808
Premises and equipment expense	$67,000	6,015
Additional noninterest expense	$147,000	6,069
Pre-tax net operating income	$270,000	5,079
Securities gains (losses)	$5,000	2,336
Applicable income taxes	$70,000	4,347
Income before extraordinary items	$205,000	5,272
Extraordinary gains, net	$0	16
Net income	$205,000	5,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$201,250	5,210
2003-12-31 (YTD Data)		Rank
Total interest income	$4,708,000	5,102
Total interest expense	$1,905,000	4,172
Net interest income	$2,803,000	5,528
Provision for loan and lease losses	$60,000	5,969
Total noninterest income	$853,000	4,073
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$150,000	5,863
Trading account gains and fees	$0	160
Additional Noninterest Income	$703,000	2,967
Total noninterest expense	$2,458,000	5,276
Salaries and employee benefits	$1,578,000	4,690
Premises and equipment expense	$262,000	6,048
Additional noninterest expense	$618,000	5,891
Pre-tax net operating income	$1,138,000	4,808
Securities gains (losses)	$61,000	2,329
Applicable income taxes	$345,000	4,063
Income before extraordinary items	$854,000	5,068
Extraordinary gains, net	$0	54
Net income	$854,000	5,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,558
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$810,690	5,047
2003-09-30 (YTD Data)		Rank
Total interest income	$3,516,000	5,170
Total interest expense	$1,457,000	4,243
Net interest income	$2,059,000	5,625
Provision for loan and lease losses	$45,000	5,860
Total noninterest income	$580,000	4,350
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$109,000	5,956
Trading account gains and fees	$0	153
Additional Noninterest Income	$471,000	3,235
Total noninterest expense	$1,768,000	5,405
Salaries and employee benefits	$1,131,000	4,819
Premises and equipment expense	$205,000	5,942
Additional noninterest expense	$432,000	6,114
Pre-tax net operating income	$826,000	5,045
Securities gains (losses)	$51,000	2,293
Applicable income taxes	$253,000	4,260
Income before extraordinary items	$624,000	5,297
Extraordinary gains, net	$0	40
Net income	$624,000	5,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,860
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$587,790	5,266
2003-06-30 (YTD Data)		Rank
Total interest income	$2,394,000	5,139
Total interest expense	$1,006,000	4,237
Net interest income	$1,388,000	5,584
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$370,000	4,433
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$71,000	5,997
Trading account gains and fees	$0	150
Additional Noninterest Income	$299,000	3,301
Total noninterest expense	$1,168,000	5,421
Salaries and employee benefits	$742,000	4,870
Premises and equipment expense	$136,000	5,946
Additional noninterest expense	$290,000	6,089
Pre-tax net operating income	$560,000	5,029
Securities gains (losses)	$46,000	2,078
Applicable income taxes	$180,000	4,173
Income before extraordinary items	$426,000	5,246
Extraordinary gains, net	$0	30
Net income	$426,000	5,246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,131
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$393,800	5,245
2003-03-31 (YTD Data)		Rank
Total interest income	$1,213,000	5,112
Total interest expense	$514,000	4,255
Net interest income	$699,000	5,553
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$154,000	4,825
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$29,000	6,311
Trading account gains and fees	$0	134
Additional Noninterest Income	$125,000	3,535
Total noninterest expense	$593,000	5,380
Salaries and employee benefits	$376,000	4,846
Premises and equipment expense	$70,000	5,840
Additional noninterest expense	$147,000	6,005
Pre-tax net operating income	$245,000	5,336
Securities gains (losses)	$53,000	1,355
Applicable income taxes	$86,000	4,218
Income before extraordinary items	$212,000	5,170
Extraordinary gains, net	$0	21
Net income	$212,000	5,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,967
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$174,370	5,481
2002-12-31 (YTD Data)		Rank
Total interest income	$5,244,000	5,016
Total interest expense	$2,526,000	4,068
Net interest income	$2,718,000	5,631
Provision for loan and lease losses	$98,000	5,774
Total noninterest income	$510,000	5,162
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$108,000	6,444
Trading account gains and fees	$0	153
Additional Noninterest Income	$402,000	3,689
Total noninterest expense	$2,273,000	5,432
Salaries and employee benefits	$1,425,000	4,882
Premises and equipment expense	$260,000	6,001
Additional noninterest expense	$588,000	6,007
Pre-tax net operating income	$857,000	5,597
Securities gains (losses)	$0	4,537
Applicable income taxes	$251,000	4,754
Income before extraordinary items	$606,000	5,937
Extraordinary gains, net	$0	70
Net income	$606,000	5,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,455
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$606,000	5,800
2001-12-31 (YTD Data)		Rank
Total interest income	$5,673,000	5,183
Total interest expense	$3,203,000	4,490
Net interest income	$2,470,000	5,757
Provision for loan and lease losses	$282,000	3,348
Total noninterest income	$195,000	7,358
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$85,000	6,877
Trading account gains and fees	$0	177
Additional Noninterest Income	$110,000	6,201
Total noninterest expense	$2,015,000	5,695
Salaries and employee benefits	$1,285,000	5,074
Premises and equipment expense	$276,000	5,792
Additional noninterest expense	$454,000	6,757
Pre-tax net operating income	$368,000	7,121
Securities gains (losses)	$0	4,612
Applicable income taxes	$121,000	5,759
Income before extraordinary items	$247,000	7,448
Extraordinary gains, net	$0	105
Net income	$247,000	7,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$256,000	2,463
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$247,000	7,334
2000-12-31 (YTD Data)		Rank
Total interest income	$4,771,000	5,907
Total interest expense	$2,602,000	5,420
Net interest income	$2,169,000	6,319
Provision for loan and lease losses	$192,000	3,840
Total noninterest income	$81,000	8,866
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$56,000	7,489
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	8,756
Total noninterest expense	$1,783,000	6,091
Salaries and employee benefits	$1,213,000	5,181
Premises and equipment expense	$210,000	6,607
Additional noninterest expense	$360,000	7,480
Pre-tax net operating income	$275,000	8,004
Securities gains (losses)	$7,000	1,253
Applicable income taxes	$-89,000	9,564
Income before extraordinary items	$371,000	7,029
Extraordinary gains, net	$0	38
Net income	$371,000	7,027
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,537
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$364,000	7,066
1999-12-31 (YTD Data)		Rank
Total interest income	$2,893,000	7,499
Total interest expense	$1,551,000	6,850
Net interest income	$1,342,000	7,889
Provision for loan and lease losses	$206,000	3,486
Total noninterest income	$36,000	9,782
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$19,000	8,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	9,383
Total noninterest expense	$1,263,000	7,392
Salaries and employee benefits	$800,000	6,752
Premises and equipment expense	$153,000	7,610
Additional noninterest expense	$310,000	8,038
Pre-tax net operating income	$-91,000	9,527
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-91,000	9,563
Extraordinary gains, net	$0	35
Net income	$-91,000	9,561
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-91,000	9,539
1998-12-31 (YTD Data)		Rank
Total interest income	$491,000	10,229
Total interest expense	$220,000	10,163
Net interest income	$271,000	10,233
Provision for loan and lease losses	$113,000	4,873
Total noninterest income	$3,000	10,371
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	9,040
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	10,319
Total noninterest expense	$611,000	9,388
Salaries and employee benefits	$279,000	9,732
Premises and equipment expense	$21,000	10,295
Additional noninterest expense	$311,000	8,014
Pre-tax net operating income	$-450,000	10,158
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$-450,000	10,204
Extraordinary gains, net	$0	32
Net income	$-450,000	10,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$7,500,000	149
Net operating income	$-450,000	10,175

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.