Home > First Trust Bank > Assets and Liabilities
First Trust Bank, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 38 | 3,602 |
| Assets and Liabilities | ||
| Total Assets: | $401,331,000 | 1,672 |
| Cash and due from depository institutions | $35,787,000 | 3,602 |
| Interest-bearing balances | $29,493,000 | 1,350 |
| Securities | $132,438,000 | 1,157 |
| Federal funds sold & reverse repurchase agreements | $12,924,000 | 420 |
| Net loans & leases | $188,435,000 | 2,112 |
| Loan loss allowance | $6,855,000 | 1,090 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $6,916,000 | 1,694 |
| Other real estate owned | $11,042,000 | 3,602 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $13,789,000 | 1,392 |
| Life insurance assets | $8,572,000 | 872 |
| Total liabilities and capital | $401,331,000 | 1,672 |
| Total liabilities | $351,038,000 | 1,693 |
| Total deposits | $334,499,000 | 1,665 |
| Interest-bearing deposits | $321,450,000 | 1,438 |
| Deposits held in domestic offices | $334,499,000 | 1,664 |
| % insured | 94.23% | 1,971 |
| Federal funds purchased & repurchase agreements | $7,512,000 | 992 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $2,000,000 | 3,252 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $7,027,000 | 851 |
| Total equity capital | $50,293,000 | 1,462 |
| Total bank equity capital | $50,293,000 | 1,461 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $11,940,000 | 407 |
| Surplus | $17,363,000 | 1,733 |
| Undivided profits | $20,990,000 | 1,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $11,299,000 | 984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,383,000 | 2,134 |
| Earning assets | $363,290,000 | 1,679 |
| Long-term assets (5+ years) | $147,759,000 | 1,332 |
| Average Assets, year-to-date | $423,924,500 | 1,566 |
| Average Assets, quarterly | $408,376,000 | 1,637 |
| Volatile liabilities | $24,278,000 | 1,732 |
| Insider loans | $3,990,000 | 1,561 |
| FHLB advances | $2,000,000 | 3,126 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $11,737,000 | 3,582 |
| Tier 1 (core) risk-based capital | $47,029,000 | 1,434 |
| Tier 2 risk-based capital | $3,103,000 | 1,657 |
| Total risk weighted assets | $244,473,000 | 1,761 |
| Total unused commitments | $11,737,000 | 3,582 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 39 | 3,542 |
| Assets and Liabilities | ||
| Total Assets: | $415,421,000 | 1,602 |
| Cash and due from depository institutions | $25,435,000 | 3,542 |
| Interest-bearing balances | $23,120,000 | 1,676 |
| Securities | $136,694,000 | 1,126 |
| Federal funds sold & reverse repurchase agreements | $9,421,000 | 597 |
| Net loans & leases | $208,011,000 | 1,936 |
| Loan loss allowance | $6,838,000 | 1,093 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,965,000 | 1,687 |
| Other real estate owned | $13,924,000 | 3,542 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $14,971,000 | 1,305 |
| Life insurance assets | $8,506,000 | 867 |
| Total liabilities and capital | $415,421,000 | 1,602 |
| Total liabilities | $366,435,000 | 1,628 |
| Total deposits | $351,971,000 | 1,576 |
| Interest-bearing deposits | $340,986,000 | 1,363 |
| Deposits held in domestic offices | $351,971,000 | 1,576 |
| % insured | 93.01% | 2,585 |
| Federal funds purchased & repurchase agreements | $4,732,000 | 1,229 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $2,001,000 | 3,322 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $7,731,000 | 766 |
| Total equity capital | $48,986,000 | 1,468 |
| Total bank equity capital | $48,986,000 | 1,465 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $11,940,000 | 413 |
| Surplus | $17,356,000 | 1,731 |
| Undivided profits | $19,690,000 | 1,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $12,575,000 | 923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,530,000 | 1,810 |
| Earning assets | $377,246,000 | 1,619 |
| Long-term assets (5+ years) | $153,270,000 | 1,266 |
| Average Assets, year-to-date | $431,455,670 | 1,541 |
| Average Assets, quarterly | $426,051,500 | 1,566 |
| Volatile liabilities | $24,337,000 | 1,743 |
| Insider loans | $4,100,000 | 1,526 |
| FHLB advances | $2,000,000 | 3,196 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $13,453,000 | 3,308 |
| Tier 1 (core) risk-based capital | $46,093,000 | 1,437 |
| Tier 2 risk-based capital | $3,384,000 | 1,536 |
| Total risk weighted assets | $267,251,000 | 1,610 |
| Total unused commitments | $13,453,000 | 3,308 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 42 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $436,682,000 | 1,537 |
| Cash and due from depository institutions | $18,677,000 | 3,357 |
| Interest-bearing balances | $16,422,000 | 2,444 |
| Securities | $144,201,000 | 1,085 |
| Federal funds sold & reverse repurchase agreements | $16,469,000 | 395 |
| Net loans & leases | $220,759,000 | 1,819 |
| Loan loss allowance | $7,081,000 | 1,087 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $7,014,000 | 1,670 |
| Other real estate owned | $13,692,000 | 3,357 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $15,870,000 | 1,242 |
| Life insurance assets | $8,436,000 | 861 |
| Total liabilities and capital | $436,682,000 | 1,537 |
| Total liabilities | $389,260,000 | 1,537 |
| Total deposits | $374,107,000 | 1,495 |
| Interest-bearing deposits | $364,227,000 | 1,291 |
| Deposits held in domestic offices | $374,107,000 | 1,495 |
| % insured | 93.64% | 2,343 |
| Federal funds purchased & repurchase agreements | $6,075,000 | 1,100 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $2,000,000 | 3,361 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $7,078,000 | 789 |
| Total equity capital | $47,422,000 | 1,479 |
| Total bank equity capital | $47,422,000 | 1,477 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $11,940,000 | 415 |
| Surplus | $17,347,000 | 1,740 |
| Undivided profits | $18,135,000 | 1,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $21,784,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,567,000 | 1,747 |
| Earning assets | $397,851,000 | 1,537 |
| Long-term assets (5+ years) | $157,967,000 | 1,236 |
| Average Assets, year-to-date | $439,473,000 | 1,518 |
| Average Assets, quarterly | $439,473,000 | 1,518 |
| Volatile liabilities | $25,191,000 | 1,725 |
| Insider loans | $5,499,000 | 1,151 |
| FHLB advances | $2,000,000 | 3,247 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $13,775,000 | 3,322 |
| Tier 1 (core) risk-based capital | $44,913,000 | 1,452 |
| Tier 2 risk-based capital | $3,587,000 | 1,450 |
| Total risk weighted assets | $283,478,000 | 1,521 |
| Total unused commitments | $13,775,000 | 3,322 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 42 | 3,369 |
| Assets and Liabilities | ||
| Total Assets: | $442,264,000 | 1,498 |
| Cash and due from depository institutions | $10,363,000 | 3,369 |
| Interest-bearing balances | $8,250,000 | 3,287 |
| Securities | $151,014,000 | 983 |
| Federal funds sold & reverse repurchase agreements | $10,165,000 | 591 |
| Net loans & leases | $231,577,000 | 1,767 |
| Loan loss allowance | $7,212,000 | 1,065 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $7,064,000 | 1,662 |
| Other real estate owned | $13,528,000 | 3,369 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $18,553,000 | 1,108 |
| Life insurance assets | $8,367,000 | 848 |
| Total liabilities and capital | $442,264,000 | 1,498 |
| Total liabilities | $395,673,000 | 1,500 |
| Total deposits | $380,819,000 | 1,438 |
| Interest-bearing deposits | $372,571,000 | 1,254 |
| Deposits held in domestic offices | $380,819,000 | 1,436 |
| % insured | 92.11% | 3,031 |
| Federal funds purchased & repurchase agreements | $6,291,000 | 1,121 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $2,000,000 | 3,523 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $6,563,000 | 829 |
| Total equity capital | $46,591,000 | 1,510 |
| Total bank equity capital | $46,591,000 | 1,508 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $11,940,000 | 414 |
| Surplus | $17,337,000 | 1,753 |
| Undivided profits | $17,314,000 | 2,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $24,719,000 | 588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,692,000 | 1,705 |
| Earning assets | $401,006,000 | 1,511 |
| Long-term assets (5+ years) | $163,989,000 | 975 |
| Average Assets, year-to-date | $454,356,800 | 1,444 |
| Average Assets, quarterly | $453,329,500 | 1,457 |
| Volatile liabilities | $24,819,000 | 1,887 |
| Insider loans | $5,618,000 | 1,147 |
| FHLB advances | $2,000,000 | 3,389 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $13,759,000 | 3,214 |
| Tier 1 (core) risk-based capital | $43,951,000 | 1,475 |
| Tier 2 risk-based capital | $3,740,000 | 1,402 |
| Total risk weighted assets | $295,716,000 | 1,468 |
| Total unused commitments | $13,759,000 | 3,216 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 40 | 3,492 |
| Assets and Liabilities | ||
| Total Assets: | $464,395,000 | 1,444 |
| Cash and due from depository institutions | $11,207,000 | 3,492 |
| Interest-bearing balances | $7,225,000 | 3,605 |
| Securities | $154,352,000 | 941 |
| Federal funds sold & reverse repurchase agreements | $17,511,000 | 332 |
| Net loans & leases | $239,143,000 | 1,728 |
| Loan loss allowance | $8,133,000 | 984 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $7,114,000 | 1,647 |
| Other real estate owned | $15,940,000 | 3,492 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $19,128,000 | 1,108 |
| Life insurance assets | $8,295,000 | 851 |
| Total liabilities and capital | $464,395,000 | 1,444 |
| Total liabilities | $418,456,000 | 1,437 |
| Total deposits | $401,299,000 | 1,373 |
| Interest-bearing deposits | $388,916,000 | 1,204 |
| Deposits held in domestic offices | $401,299,000 | 1,371 |
| % insured | 92.67% | 2,919 |
| Federal funds purchased & repurchase agreements | $8,684,000 | 965 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $2,000,000 | 3,641 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $6,473,000 | 847 |
| Total equity capital | $45,939,000 | 1,536 |
| Total bank equity capital | $45,939,000 | 1,535 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $11,940,000 | 418 |
| Surplus | $17,318,000 | 1,766 |
| Undivided profits | $16,681,000 | 2,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $21,945,000 | 694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,712,000 | 1,762 |
| Earning assets | $418,231,000 | 1,455 |
| Long-term assets (5+ years) | $165,645,000 | 943 |
| Average Assets, year-to-date | $457,380,000 | 1,448 |
| Average Assets, quarterly | $466,131,500 | 1,431 |
| Volatile liabilities | $27,200,000 | 1,787 |
| Insider loans | $5,739,000 | 1,132 |
| FHLB advances | $2,000,000 | 3,488 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $14,653,000 | 3,114 |
| Tier 1 (core) risk-based capital | $42,639,000 | 1,526 |
| Tier 2 risk-based capital | $3,906,000 | 1,361 |
| Total risk weighted assets | $308,217,000 | 1,434 |
| Total unused commitments | $14,653,000 | 3,114 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 42 | 3,414 |
| Assets and Liabilities | ||
| Total Assets: | $467,868,000 | 1,437 |
| Cash and due from depository institutions | $18,667,000 | 3,414 |
| Interest-bearing balances | $16,144,000 | 2,077 |
| Securities | $137,317,000 | 1,052 |
| Federal funds sold & reverse repurchase agreements | $21,507,000 | 249 |
| Net loans & leases | $245,128,000 | 1,699 |
| Loan loss allowance | $9,305,000 | 889 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $7,165,000 | 1,636 |
| Other real estate owned | $17,870,000 | 3,414 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $20,214,000 | 1,068 |
| Life insurance assets | $8,223,000 | 845 |
| Total liabilities and capital | $467,868,000 | 1,437 |
| Total liabilities | $424,405,000 | 1,418 |
| Total deposits | $401,121,000 | 1,374 |
| Interest-bearing deposits | $392,556,000 | 1,197 |
| Deposits held in domestic offices | $401,121,000 | 1,373 |
| % insured | 92.10% | 3,239 |
| Federal funds purchased & repurchase agreements | $9,535,000 | 951 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $8,000,000 | 2,330 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $5,749,000 | 885 |
| Total equity capital | $43,463,000 | 1,576 |
| Total bank equity capital | $43,463,000 | 1,575 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $11,940,000 | 429 |
| Surplus | $17,300,000 | 1,756 |
| Undivided profits | $14,223,000 | 2,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $19,582,000 | 784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,794,000 | 1,614 |
| Earning assets | $420,096,000 | 1,448 |
| Long-term assets (5+ years) | $144,676,000 | 1,049 |
| Average Assets, year-to-date | $455,041,670 | 1,465 |
| Average Assets, quarterly | $459,985,500 | 1,458 |
| Volatile liabilities | $38,135,000 | 1,368 |
| Insider loans | $5,859,000 | 1,130 |
| FHLB advances | $8,000,000 | 2,223 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $15,136,000 | 3,078 |
| Tier 1 (core) risk-based capital | $41,228,000 | 1,556 |
| Tier 2 risk-based capital | $4,006,000 | 1,339 |
| Total risk weighted assets | $315,198,000 | 1,419 |
| Total unused commitments | $15,136,000 | 3,079 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 42 | 3,426 |
| Assets and Liabilities | ||
| Total Assets: | $452,103,000 | 1,484 |
| Cash and due from depository institutions | $13,335,000 | 3,426 |
| Interest-bearing balances | $10,872,000 | 2,814 |
| Securities | $133,624,000 | 1,076 |
| Federal funds sold & reverse repurchase agreements | $5,302,000 | 1,477 |
| Net loans & leases | $256,004,000 | 1,650 |
| Loan loss allowance | $8,657,000 | 958 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $7,216,000 | 1,641 |
| Other real estate owned | $14,451,000 | 3,426 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $22,171,000 | 1,000 |
| Life insurance assets | $8,150,000 | 852 |
| Total liabilities and capital | $452,103,000 | 1,484 |
| Total liabilities | $409,974,000 | 1,478 |
| Total deposits | $393,428,000 | 1,409 |
| Interest-bearing deposits | $384,674,000 | 1,242 |
| Deposits held in domestic offices | $393,428,000 | 1,407 |
| % insured | 93.01% | 2,905 |
| Federal funds purchased & repurchase agreements | $2,615,000 | 1,564 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $8,000,000 | 2,365 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $5,931,000 | 865 |
| Total equity capital | $42,129,000 | 1,597 |
| Total bank equity capital | $42,129,000 | 1,596 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $11,940,000 | 431 |
| Surplus | $17,281,000 | 1,771 |
| Undivided profits | $12,908,000 | 2,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $26,296,000 | 647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,982,000 | 1,448 |
| Earning assets | $405,802,000 | 1,507 |
| Long-term assets (5+ years) | $139,309,000 | 1,048 |
| Average Assets, year-to-date | $448,628,500 | 1,496 |
| Average Assets, quarterly | $448,628,500 | 1,496 |
| Volatile liabilities | $31,519,000 | 1,645 |
| Insider loans | $6,058,000 | 1,109 |
| FHLB advances | $8,000,000 | 2,251 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $17,431,000 | 2,836 |
| Tier 1 (core) risk-based capital | $41,759,000 | 1,529 |
| Tier 2 risk-based capital | $4,214,000 | 1,286 |
| Total risk weighted assets | $332,652,000 | 1,357 |
| Total unused commitments | $17,431,000 | 2,837 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 43 | 3,409 |
| Assets and Liabilities | ||
| Total Assets: | $445,154,000 | 1,510 |
| Cash and due from depository institutions | $3,452,000 | 3,409 |
| Interest-bearing balances | $2,404,000 | 4,801 |
| Securities | $117,077,000 | 1,166 |
| Federal funds sold & reverse repurchase agreements | $16,598,000 | 418 |
| Net loans & leases | $267,768,000 | 1,629 |
| Loan loss allowance | $10,509,000 | 791 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,267,000 | 1,657 |
| Other real estate owned | $11,466,000 | 3,409 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $21,526,000 | 1,047 |
| Life insurance assets | $8,078,000 | 848 |
| Total liabilities and capital | $445,154,000 | 1,510 |
| Total liabilities | $403,365,000 | 1,495 |
| Total deposits | $371,777,000 | 1,482 |
| Interest-bearing deposits | $363,283,000 | 1,300 |
| Deposits held in domestic offices | $371,777,000 | 1,479 |
| % insured | 91.81% | 3,349 |
| Federal funds purchased & repurchase agreements | $3,125,000 | 1,560 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $23,000,000 | 1,341 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $5,463,000 | 940 |
| Total equity capital | $41,789,000 | 1,603 |
| Total bank equity capital | $41,789,000 | 1,600 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $11,940,000 | 430 |
| Surplus | $17,262,000 | 1,777 |
| Undivided profits | $12,587,000 | 2,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $31,771,000 | 564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,592,000 | 1,908 |
| Earning assets | $403,847,000 | 1,508 |
| Long-term assets (5+ years) | $122,064,000 | 1,154 |
| Average Assets, year-to-date | $455,080,400 | 1,460 |
| Average Assets, quarterly | $450,050,500 | 1,495 |
| Volatile liabilities | $136,415,000 | 1,000 |
| Insider loans | $7,752,000 | 878 |
| FHLB advances | $23,000,000 | 1,259 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $19,275,000 | 2,621 |
| Tier 1 (core) risk-based capital | $41,613,000 | 1,528 |
| Tier 2 risk-based capital | $4,238,000 | 1,308 |
| Total risk weighted assets | $332,789,000 | 1,381 |
| Total unused commitments | $19,275,000 | 2,621 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 40 | 3,636 |
| Assets and Liabilities | ||
| Total Assets: | $454,947,000 | 1,500 |
| Cash and due from depository institutions | $16,489,000 | 3,636 |
| Interest-bearing balances | $14,256,000 | 2,220 |
| Securities | $97,656,000 | 1,359 |
| Federal funds sold & reverse repurchase agreements | $16,106,000 | 460 |
| Net loans & leases | $292,988,000 | 1,518 |
| Loan loss allowance | $8,084,000 | 1,032 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,323,000 | 1,678 |
| Other real estate owned | $6,391,000 | 3,636 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $17,994,000 | 1,224 |
| Life insurance assets | $8,004,000 | 847 |
| Total liabilities and capital | $454,947,000 | 1,500 |
| Total liabilities | $408,871,000 | 1,491 |
| Total deposits | $374,341,000 | 1,477 |
| Interest-bearing deposits | $364,761,000 | 1,303 |
| Deposits held in domestic offices | $374,341,000 | 1,474 |
| % insured | 88.25% | 4,133 |
| Federal funds purchased & repurchase agreements | $1,645,000 | 1,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $28,000,000 | 1,198 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,885,000 | 1,102 |
| Total equity capital | $46,076,000 | 1,501 |
| Total bank equity capital | $46,076,000 | 1,498 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $11,940,000 | 429 |
| Surplus | $17,245,000 | 1,772 |
| Undivided profits | $16,891,000 | 2,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $22,242,000 | 781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,696,000 | 1,920 |
| Earning assets | $421,006,000 | 1,472 |
| Long-term assets (5+ years) | $114,988,000 | 1,189 |
| Average Assets, year-to-date | $457,562,000 | 1,472 |
| Average Assets, quarterly | $456,715,000 | 1,490 |
| Volatile liabilities | $128,094,000 | 1,103 |
| Insider loans | $9,645,000 | 695 |
| FHLB advances | $28,000,000 | 1,118 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $21,346,000 | 2,515 |
| Tier 1 (core) risk-based capital | $43,895,000 | 1,453 |
| Tier 2 risk-based capital | $4,355,000 | 1,297 |
| Total risk weighted assets | $344,687,000 | 1,350 |
| Total unused commitments | $21,346,000 | 2,516 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 40 | 3,675 |
| Assets and Liabilities | ||
| Total Assets: | $458,483,000 | 1,490 |
| Cash and due from depository institutions | $13,909,000 | 3,675 |
| Interest-bearing balances | $8,818,000 | 2,887 |
| Securities | $94,521,000 | 1,394 |
| Federal funds sold & reverse repurchase agreements | $16,002,000 | 443 |
| Net loans & leases | $304,218,000 | 1,480 |
| Loan loss allowance | $10,103,000 | 839 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,375,000 | 1,691 |
| Other real estate owned | $4,765,000 | 3,675 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $17,693,000 | 1,260 |
| Life insurance assets | $7,928,000 | 850 |
| Total liabilities and capital | $458,483,000 | 1,490 |
| Total liabilities | $412,576,000 | 1,496 |
| Total deposits | $373,490,000 | 1,501 |
| Interest-bearing deposits | $364,624,000 | 1,326 |
| Deposits held in domestic offices | $373,490,000 | 1,500 |
| % insured | 87.91% | 4,339 |
| Federal funds purchased & repurchase agreements | $1,713,000 | 1,873 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $33,000,000 | 1,106 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,373,000 | 1,157 |
| Total equity capital | $45,907,000 | 1,492 |
| Total bank equity capital | $45,907,000 | 1,490 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $11,940,000 | 430 |
| Surplus | $17,218,000 | 1,774 |
| Undivided profits | $16,749,000 | 1,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $20,882,000 | 837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,604,000 | 1,938 |
| Earning assets | $423,559,000 | 1,474 |
| Long-term assets (5+ years) | $110,336,000 | 1,244 |
| Average Assets, year-to-date | $458,433,670 | 1,490 |
| Average Assets, quarterly | $459,745,500 | 1,485 |
| Volatile liabilities | $120,733,000 | 1,194 |
| Insider loans | $11,779,000 | 534 |
| FHLB advances | $33,000,000 | 1,039 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $27,395,000 | 2,083 |
| Tier 1 (core) risk-based capital | $44,424,000 | 1,435 |
| Tier 2 risk-based capital | $4,529,000 | 1,270 |
| Total risk weighted assets | $356,782,000 | 1,326 |
| Total unused commitments | $27,395,000 | 2,085 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 40 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $461,008,000 | 1,529 |
| Cash and due from depository institutions | $9,149,000 | 3,724 |
| Interest-bearing balances | $6,252,000 | 3,381 |
| Securities | $98,860,000 | 1,324 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 892 |
| Net loans & leases | $316,818,000 | 1,451 |
| Loan loss allowance | $8,046,000 | 1,063 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,432,000 | 1,699 |
| Other real estate owned | $800,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $17,449,000 | 1,320 |
| Life insurance assets | $7,850,000 | 856 |
| Total liabilities and capital | $461,008,000 | 1,529 |
| Total liabilities | $414,097,000 | 1,536 |
| Total deposits | $374,654,000 | 1,531 |
| Interest-bearing deposits | $367,241,000 | 1,349 |
| Deposits held in domestic offices | $374,654,000 | 1,530 |
| % insured | 87.83% | 4,422 |
| Federal funds purchased & repurchase agreements | $2,280,000 | 1,764 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $33,000,000 | 1,180 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,163,000 | 1,197 |
| Total equity capital | $46,911,000 | 1,447 |
| Total bank equity capital | $46,911,000 | 1,447 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $11,940,000 | 436 |
| Surplus | $17,195,000 | 1,813 |
| Undivided profits | $17,776,000 | 1,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $11,630,000 | 1,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,854,000 | 1,744 |
| Earning assets | $432,430,000 | 1,488 |
| Long-term assets (5+ years) | $117,894,000 | 1,173 |
| Average Assets, year-to-date | $458,409,000 | 1,534 |
| Average Assets, quarterly | $458,409,000 | 1,534 |
| Volatile liabilities | $119,925,000 | 1,240 |
| Insider loans | $12,595,000 | 520 |
| FHLB advances | $33,000,000 | 1,118 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $32,196,000 | 1,909 |
| Tier 1 (core) risk-based capital | $45,930,000 | 1,379 |
| Tier 2 risk-based capital | $4,608,000 | 1,291 |
| Total risk weighted assets | $365,190,000 | 1,340 |
| Total unused commitments | $32,196,000 | 1,912 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 41 | 3,691 |
| Assets and Liabilities | ||
| Total Assets: | $455,810,000 | 1,553 |
| Cash and due from depository institutions | $7,291,000 | 3,691 |
| Interest-bearing balances | $4,987,000 | 3,324 |
| Securities | $103,758,000 | 1,249 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $318,697,000 | 1,475 |
| Loan loss allowance | $7,302,000 | 1,178 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,489,000 | 1,709 |
| Other real estate owned | $800,000 | 3,691 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $17,775,000 | 1,320 |
| Life insurance assets | $7,772,000 | 860 |
| Total liabilities and capital | $455,810,000 | 1,553 |
| Total liabilities | $409,790,000 | 1,555 |
| Total deposits | $366,951,000 | 1,567 |
| Interest-bearing deposits | $356,989,000 | 1,380 |
| Deposits held in domestic offices | $366,951,000 | 1,566 |
| % insured | 87.75% | 4,472 |
| Federal funds purchased & repurchase agreements | $5,642,000 | 1,376 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $33,000,000 | 1,275 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,197,000 | 1,194 |
| Total equity capital | $46,020,000 | 1,451 |
| Total bank equity capital | $46,020,000 | 1,451 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $11,940,000 | 429 |
| Surplus | $17,169,000 | 1,819 |
| Undivided profits | $16,911,000 | 1,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,578,000 | 1,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,105,000 | 1,598 |
| Earning assets | $427,442,000 | 1,505 |
| Long-term assets (5+ years) | $126,774,000 | 1,099 |
| Average Assets, year-to-date | $466,489,800 | 1,486 |
| Average Assets, quarterly | $461,321,500 | 1,525 |
| Volatile liabilities | $96,167,000 | 1,562 |
| Insider loans | $11,572,000 | 614 |
| FHLB advances | $33,000,000 | 1,204 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $34,140,000 | 1,839 |
| Tier 1 (core) risk-based capital | $45,376,000 | 1,375 |
| Tier 2 risk-based capital | $4,591,000 | 1,310 |
| Total risk weighted assets | $364,570,000 | 1,376 |
| Total unused commitments | $34,140,000 | 1,840 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 41 | 3,733 |
| Assets and Liabilities | ||
| Total Assets: | $466,833,000 | 1,524 |
| Cash and due from depository institutions | $8,072,000 | 3,733 |
| Interest-bearing balances | $5,033,000 | 3,048 |
| Securities | $105,107,000 | 1,219 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,042 |
| Net loans & leases | $326,558,000 | 1,466 |
| Loan loss allowance | $6,192,000 | 1,292 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,543,000 | 1,721 |
| Other real estate owned | $800,000 | 3,733 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $14,753,000 | 1,385 |
| Life insurance assets | $7,694,000 | 862 |
| Total liabilities and capital | $466,832,000 | 1,524 |
| Total liabilities | $420,803,000 | 1,526 |
| Total deposits | $380,337,000 | 1,492 |
| Interest-bearing deposits | $371,749,000 | 1,330 |
| Deposits held in domestic offices | $380,337,000 | 1,489 |
| % insured | 86.81% | 4,978 |
| Federal funds purchased & repurchase agreements | $2,998,000 | 1,775 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $33,000,000 | 1,327 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,468,000 | 1,222 |
| Total equity capital | $46,029,000 | 1,505 |
| Total bank equity capital | $46,029,000 | 1,504 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $11,940,000 | 426 |
| Surplus | $17,118,000 | 1,816 |
| Undivided profits | $16,971,000 | 1,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,821,000 | 2,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,941,000 | 1,888 |
| Earning assets | $440,698,000 | 1,476 |
| Long-term assets (5+ years) | $125,634,000 | 1,107 |
| Average Assets, year-to-date | $469,159,750 | 1,492 |
| Average Assets, quarterly | $471,428,500 | 1,494 |
| Volatile liabilities | $94,236,000 | 1,609 |
| Insider loans | $11,862,000 | 582 |
| FHLB advances | $33,000,000 | 1,244 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $39,432,000 | 1,725 |
| Tier 1 (core) risk-based capital | $45,009,000 | 1,419 |
| Tier 2 risk-based capital | $4,647,000 | 1,299 |
| Total risk weighted assets | $370,233,000 | 1,376 |
| Total unused commitments | $39,432,000 | 1,725 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 42 | 3,696 |
| Assets and Liabilities | ||
| Total Assets: | $476,024,000 | 1,509 |
| Cash and due from depository institutions | $12,114,000 | 3,696 |
| Interest-bearing balances | $8,435,000 | 2,017 |
| Securities | $95,992,000 | 1,303 |
| Federal funds sold & reverse repurchase agreements | $12,002,000 | 836 |
| Net loans & leases | $332,219,000 | 1,481 |
| Loan loss allowance | $5,403,000 | 1,406 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,603,000 | 1,725 |
| Other real estate owned | $800,000 | 3,696 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $15,294,000 | 1,363 |
| Life insurance assets | $7,616,000 | 872 |
| Total liabilities and capital | $476,024,000 | 1,509 |
| Total liabilities | $431,860,000 | 1,498 |
| Total deposits | $380,242,000 | 1,498 |
| Interest-bearing deposits | $372,498,000 | 1,330 |
| Deposits held in domestic offices | $380,242,000 | 1,494 |
| % insured | 77.00% | 4,558 |
| Federal funds purchased & repurchase agreements | $4,307,000 | 1,590 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $43,000,000 | 1,139 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,311,000 | 1,314 |
| Total equity capital | $44,164,000 | 1,544 |
| Total bank equity capital | $44,164,000 | 1,543 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $11,940,000 | 425 |
| Surplus | $17,091,000 | 1,820 |
| Undivided profits | $15,133,000 | 2,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 6,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,941,000 | 1,793 |
| Earning assets | $448,648,000 | 1,460 |
| Long-term assets (5+ years) | $111,256,000 | 1,230 |
| Average Assets, year-to-date | $469,935,330 | 1,510 |
| Average Assets, quarterly | $471,070,000 | 1,518 |
| Volatile liabilities | $128,166,000 | 1,202 |
| Insider loans | $12,412,000 | 579 |
| FHLB advances | $43,000,000 | 1,051 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $39,677,000 | 1,786 |
| Tier 1 (core) risk-based capital | $44,047,000 | 1,464 |
| Tier 2 risk-based capital | $4,622,000 | 1,315 |
| Total risk weighted assets | $377,472,000 | 1,390 |
| Total unused commitments | $39,677,000 | 1,788 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 44 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $466,116,000 | 1,557 |
| Cash and due from depository institutions | $14,738,000 | 3,586 |
| Interest-bearing balances | $11,689,000 | 1,456 |
| Securities | $95,963,000 | 1,296 |
| Federal funds sold & reverse repurchase agreements | $18,000 | 5,495 |
| Net loans & leases | $333,253,000 | 1,485 |
| Loan loss allowance | $5,175,000 | 1,386 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,664,000 | 1,715 |
| Other real estate owned | $0 | 3,586 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $14,480,000 | 1,421 |
| Life insurance assets | $7,538,000 | 880 |
| Total liabilities and capital | $466,116,000 | 1,557 |
| Total liabilities | $423,594,000 | 1,542 |
| Total deposits | $372,957,000 | 1,543 |
| Interest-bearing deposits | $364,095,000 | 1,356 |
| Deposits held in domestic offices | $372,957,000 | 1,539 |
| % insured | 76.36% | 4,760 |
| Federal funds purchased & repurchase agreements | $2,970,000 | 1,832 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $43,000,000 | 1,190 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,667,000 | 1,212 |
| Total equity capital | $42,522,000 | 1,608 |
| Total bank equity capital | $42,522,000 | 1,608 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $11,228,000 | 445 |
| Surplus | $16,604,000 | 1,835 |
| Undivided profits | $14,690,000 | 2,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,068,000 | 4,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,872,000 | 1,867 |
| Earning assets | $440,923,000 | 1,494 |
| Long-term assets (5+ years) | $111,838,000 | 1,195 |
| Average Assets, year-to-date | $466,891,000 | 1,533 |
| Average Assets, quarterly | $466,891,000 | 1,533 |
| Volatile liabilities | $127,836,000 | 1,213 |
| Insider loans | $12,930,000 | 553 |
| FHLB advances | $43,000,000 | 1,097 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $42,275,000 | 1,780 |
| Tier 1 (core) risk-based capital | $41,983,000 | 1,556 |
| Tier 2 risk-based capital | $4,736,000 | 1,271 |
| Total risk weighted assets | $378,479,000 | 1,393 |
| Total unused commitments | $42,275,000 | 1,781 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 47 | 3,446 |
| Assets and Liabilities | ||
| Total Assets: | $467,666,000 | 1,517 |
| Cash and due from depository institutions | $3,935,000 | 3,446 |
| Interest-bearing balances | $689,000 | 4,098 |
| Securities | $89,745,000 | 1,356 |
| Federal funds sold & reverse repurchase agreements | $22,034,000 | 408 |
| Net loans & leases | $330,135,000 | 1,516 |
| Loan loss allowance | $4,602,000 | 1,484 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,713,000 | 1,696 |
| Other real estate owned | $0 | 3,446 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $14,104,000 | 1,445 |
| Life insurance assets | $7,464,000 | 886 |
| Total liabilities and capital | $467,666,000 | 1,517 |
| Total liabilities | $425,632,000 | 1,505 |
| Total deposits | $372,765,000 | 1,476 |
| Interest-bearing deposits | $365,337,000 | 1,313 |
| Deposits held in domestic offices | $372,765,000 | 1,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,888,000 | 1,716 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $43,000,000 | 1,311 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,979,000 | 1,164 |
| Total equity capital | $42,034,000 | 1,613 |
| Total bank equity capital | $42,034,000 | 1,613 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,228,000 | 444 |
| Surplus | $16,562,000 | 1,805 |
| Undivided profits | $14,244,000 | 2,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,068,000 | 4,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,683,000 | 2,248 |
| Earning assets | $442,603,000 | 1,450 |
| Long-term assets (5+ years) | $103,532,000 | 1,265 |
| Average Assets, year-to-date | $433,632,200 | 1,571 |
| Average Assets, quarterly | $453,247,500 | 1,552 |
| Volatile liabilities | $133,247,000 | 1,152 |
| Insider loans | $11,890,000 | 621 |
| FHLB advances | $43,000,000 | 1,220 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $46,470,000 | 1,669 |
| Tier 1 (core) risk-based capital | $41,303,000 | 1,558 |
| Tier 2 risk-based capital | $4,602,000 | 1,275 |
| Total risk weighted assets | $379,473,000 | 1,384 |
| Total unused commitments | $46,470,000 | 1,670 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 47 | 3,481 |
| Assets and Liabilities | ||
| Total Assets: | $438,829,000 | 1,599 |
| Cash and due from depository institutions | $6,227,000 | 3,481 |
| Interest-bearing balances | $1,022,000 | 2,999 |
| Securities | $85,866,000 | 1,385 |
| Federal funds sold & reverse repurchase agreements | $5,302,000 | 2,157 |
| Net loans & leases | $318,101,000 | 1,562 |
| Loan loss allowance | $4,427,000 | 1,409 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,794,000 | 1,667 |
| Other real estate owned | $0 | 3,481 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $15,539,000 | 1,313 |
| Life insurance assets | $7,386,000 | 890 |
| Total liabilities and capital | $438,829,000 | 1,599 |
| Total liabilities | $399,617,000 | 1,588 |
| Total deposits | $336,523,000 | 1,624 |
| Interest-bearing deposits | $328,132,000 | 1,438 |
| Deposits held in domestic offices | $336,523,000 | 1,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,181,000 | 1,910 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $54,000,000 | 1,118 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,913,000 | 1,151 |
| Total equity capital | $39,212,000 | 1,743 |
| Total bank equity capital | $39,212,000 | 1,743 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $11,163,000 | 440 |
| Surplus | $16,456,000 | 1,795 |
| Undivided profits | $11,593,000 | 2,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $683,000 | 4,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,719,000 | 2,340 |
| Earning assets | $410,291,000 | 1,562 |
| Long-term assets (5+ years) | $91,410,000 | 1,378 |
| Average Assets, year-to-date | $425,123,750 | 1,609 |
| Average Assets, quarterly | $433,422,500 | 1,608 |
| Volatile liabilities | $133,060,000 | 1,127 |
| Insider loans | $11,201,000 | 658 |
| FHLB advances | $54,000,000 | 1,037 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $53,196,000 | 1,593 |
| Tier 1 (core) risk-based capital | $40,224,000 | 1,612 |
| Tier 2 risk-based capital | $4,427,000 | 1,286 |
| Total risk weighted assets | $368,012,000 | 1,422 |
| Total unused commitments | $53,196,000 | 1,594 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 45 | 3,630 |
| Assets and Liabilities | ||
| Total Assets: | $428,016,000 | 1,631 |
| Cash and due from depository institutions | $6,333,000 | 3,630 |
| Interest-bearing balances | $688,000 | 3,251 |
| Securities | $78,247,000 | 1,534 |
| Federal funds sold & reverse repurchase agreements | $9,040,000 | 1,338 |
| Net loans & leases | $311,374,000 | 1,576 |
| Loan loss allowance | $4,291,000 | 1,375 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,845,000 | 1,651 |
| Other real estate owned | $0 | 3,630 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $15,177,000 | 1,311 |
| Life insurance assets | $7,310,000 | 897 |
| Total liabilities and capital | $428,016,000 | 1,631 |
| Total liabilities | $389,832,000 | 1,619 |
| Total deposits | $324,738,000 | 1,669 |
| Interest-bearing deposits | $315,901,000 | 1,494 |
| Deposits held in domestic offices | $324,738,000 | 1,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,734,000 | 1,864 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $56,000,000 | 1,054 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,360,000 | 1,275 |
| Total equity capital | $38,184,000 | 1,800 |
| Total bank equity capital | $38,184,000 | 1,800 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $11,092,000 | 438 |
| Surplus | $16,310,000 | 1,791 |
| Undivided profits | $10,782,000 | 2,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,662,000 | 2,328 |
| Earning assets | $399,349,000 | 1,602 |
| Long-term assets (5+ years) | $82,272,000 | 1,498 |
| Average Assets, year-to-date | $420,555,330 | 1,632 |
| Average Assets, quarterly | $425,141,000 | 1,627 |
| Volatile liabilities | $110,924,000 | 1,335 |
| Insider loans | $9,373,000 | 805 |
| FHLB advances | $56,000,000 | 982 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $56,162,000 | 1,581 |
| Tier 1 (core) risk-based capital | $38,861,000 | 1,687 |
| Tier 2 risk-based capital | $4,291,000 | 1,294 |
| Total risk weighted assets | $360,481,000 | 1,453 |
| Total unused commitments | $56,162,000 | 1,581 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 45 | 3,636 |
| Assets and Liabilities | ||
| Total Assets: | $422,266,000 | 1,639 |
| Cash and due from depository institutions | $6,361,000 | 3,636 |
| Interest-bearing balances | $422,000 | 3,786 |
| Securities | $76,305,000 | 1,551 |
| Federal funds sold & reverse repurchase agreements | $12,662,000 | 1,371 |
| Net loans & leases | $304,632,000 | 1,588 |
| Loan loss allowance | $4,248,000 | 1,338 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,908,000 | 1,622 |
| Other real estate owned | $0 | 3,636 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $14,398,000 | 1,313 |
| Life insurance assets | $7,235,000 | 896 |
| Total liabilities and capital | $422,266,000 | 1,639 |
| Total liabilities | $384,017,000 | 1,625 |
| Total deposits | $315,363,000 | 1,713 |
| Interest-bearing deposits | $303,766,000 | 1,565 |
| Deposits held in domestic offices | $315,363,000 | 1,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,156,000 | 1,457 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $57,000,000 | 977 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,498,000 | 1,308 |
| Total equity capital | $38,249,000 | 1,842 |
| Total bank equity capital | $38,249,000 | 1,842 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $11,067,000 | 435 |
| Surplus | $16,264,000 | 1,784 |
| Undivided profits | $10,918,000 | 3,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,714,000 | 2,286 |
| Earning assets | $394,021,000 | 1,614 |
| Long-term assets (5+ years) | $77,656,000 | 1,526 |
| Average Assets, year-to-date | $416,825,000 | 1,647 |
| Average Assets, quarterly | $416,825,000 | 1,647 |
| Volatile liabilities | $111,804,000 | 1,292 |
| Insider loans | $10,490,000 | 720 |
| FHLB advances | $57,000,000 | 906 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $60,583,000 | 1,511 |
| Tier 1 (core) risk-based capital | $37,708,000 | 1,728 |
| Tier 2 risk-based capital | $4,248,000 | 1,272 |
| Total risk weighted assets | $353,323,000 | 1,459 |
| Total unused commitments | $60,583,000 | 1,512 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 48 | 3,470 |
| Assets and Liabilities | ||
| Total Assets: | $411,384,000 | 1,663 |
| Cash and due from depository institutions | $4,641,000 | 3,470 |
| Interest-bearing balances | $401,000 | 3,375 |
| Securities | $67,771,000 | 1,723 |
| Federal funds sold & reverse repurchase agreements | $3,916,000 | 3,000 |
| Net loans & leases | $312,996,000 | 1,535 |
| Loan loss allowance | $4,249,000 | 1,297 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,975,000 | 1,604 |
| Other real estate owned | $0 | 3,470 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $14,085,000 | 1,347 |
| Life insurance assets | $7,160,000 | 896 |
| Total liabilities and capital | $411,384,000 | 1,663 |
| Total liabilities | $374,263,000 | 1,650 |
| Total deposits | $311,143,000 | 1,726 |
| Interest-bearing deposits | $297,897,000 | 1,573 |
| Deposits held in domestic offices | $311,143,000 | 1,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,539,000 | 1,274 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $48,000,000 | 1,057 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,581,000 | 1,291 |
| Total equity capital | $37,121,000 | 1,887 |
| Total bank equity capital | $37,121,000 | 1,887 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $11,065,000 | 429 |
| Surplus | $16,226,000 | 1,768 |
| Undivided profits | $9,830,000 | 3,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,781,000 | 2,404 |
| Earning assets | $385,084,000 | 1,629 |
| Long-term assets (5+ years) | $57,501,000 | 1,802 |
| Average Assets, year-to-date | $389,278,800 | 1,685 |
| Average Assets, quarterly | $406,050,000 | 1,669 |
| Volatile liabilities | $135,235,000 | 1,080 |
| Insider loans | $8,722,000 | 842 |
| FHLB advances | $48,000,000 | 984 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $60,700,000 | 1,529 |
| Tier 1 (core) risk-based capital | $37,194,000 | 1,748 |
| Tier 2 risk-based capital | $4,249,000 | 1,244 |
| Total risk weighted assets | $355,586,000 | 1,438 |
| Total unused commitments | $60,700,000 | 1,530 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 49 | 3,407 |
| Assets and Liabilities | ||
| Total Assets: | $400,716,000 | 1,682 |
| Cash and due from depository institutions | $5,409,000 | 3,407 |
| Interest-bearing balances | $496,000 | 3,036 |
| Securities | $62,054,000 | 1,868 |
| Federal funds sold & reverse repurchase agreements | $13,883,000 | 1,008 |
| Net loans & leases | $297,406,000 | 1,584 |
| Loan loss allowance | $4,128,000 | 1,281 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,041,000 | 1,561 |
| Other real estate owned | $0 | 3,407 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,923,000 | 1,335 |
| Life insurance assets | $7,085,000 | 879 |
| Total liabilities and capital | $400,716,000 | 1,682 |
| Total liabilities | $365,301,000 | 1,654 |
| Total deposits | $310,455,000 | 1,716 |
| Interest-bearing deposits | $298,610,000 | 1,540 |
| Deposits held in domestic offices | $310,455,000 | 1,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,455,000 | 1,363 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $42,000,000 | 1,057 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,391,000 | 1,304 |
| Total equity capital | $35,415,000 | 1,936 |
| Total bank equity capital | $35,415,000 | 1,936 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,221,000 | 520 |
| Surplus | $16,198,000 | 1,734 |
| Undivided profits | $9,996,000 | 3,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,875,000 | 2,459 |
| Earning assets | $373,839,000 | 1,654 |
| Long-term assets (5+ years) | $51,787,000 | 1,883 |
| Average Assets, year-to-date | $383,752,500 | 1,703 |
| Average Assets, quarterly | $395,396,000 | 1,683 |
| Volatile liabilities | $123,879,000 | 1,149 |
| Insider loans | $7,875,000 | 932 |
| FHLB advances | $42,000,000 | 982 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $63,948,000 | 1,481 |
| Tier 1 (core) risk-based capital | $35,978,000 | 1,790 |
| Tier 2 risk-based capital | $4,128,000 | 1,271 |
| Total risk weighted assets | $343,420,000 | 1,470 |
| Total unused commitments | $63,948,000 | 1,482 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 45 | 3,670 |
| Assets and Liabilities | ||
| Total Assets: | $390,076,000 | 1,727 |
| Cash and due from depository institutions | $6,829,000 | 3,670 |
| Interest-bearing balances | $211,000 | 3,893 |
| Securities | $61,016,000 | 1,881 |
| Federal funds sold & reverse repurchase agreements | $11,422,000 | 1,402 |
| Net loans & leases | $288,578,000 | 1,627 |
| Loan loss allowance | $4,011,000 | 1,324 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,112,000 | 1,545 |
| Other real estate owned | $0 | 3,670 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $14,119,000 | 1,322 |
| Life insurance assets | $7,011,000 | 880 |
| Total liabilities and capital | $390,076,000 | 1,727 |
| Total liabilities | $356,182,000 | 1,703 |
| Total deposits | $290,159,000 | 1,844 |
| Interest-bearing deposits | $277,239,000 | 1,693 |
| Deposits held in domestic offices | $290,159,000 | 1,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,307,000 | 1,183 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $52,000,000 | 850 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,716,000 | 1,463 |
| Total equity capital | $33,894,000 | 1,998 |
| Total bank equity capital | $33,894,000 | 1,998 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,218,000 | 514 |
| Surplus | $16,165,000 | 1,739 |
| Undivided profits | $8,511,000 | 3,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,668,000 | 2,533 |
| Earning assets | $361,227,000 | 1,716 |
| Long-term assets (5+ years) | $47,236,000 | 1,984 |
| Average Assets, year-to-date | $378,098,000 | 1,755 |
| Average Assets, quarterly | $384,732,500 | 1,735 |
| Volatile liabilities | $131,564,000 | 1,073 |
| Insider loans | $9,976,000 | 709 |
| FHLB advances | $52,000,000 | 778 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $60,839,000 | 1,582 |
| Tier 1 (core) risk-based capital | $34,820,000 | 1,862 |
| Tier 2 risk-based capital | $4,011,000 | 1,319 |
| Total risk weighted assets | $331,552,000 | 1,532 |
| Total unused commitments | $60,839,000 | 1,584 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $379,389,000 | 1,768 |
| Cash and due from depository institutions | $5,289,000 | 3,774 |
| Interest-bearing balances | $103,000 | 4,674 |
| Securities | $62,116,000 | 1,881 |
| Federal funds sold & reverse repurchase agreements | $13,652,000 | 1,483 |
| Net loans & leases | $276,706,000 | 1,673 |
| Loan loss allowance | $3,947,000 | 1,343 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,157,000 | 1,518 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $13,469,000 | 1,331 |
| Life insurance assets | $6,937,000 | 866 |
| Total liabilities and capital | $379,389,000 | 1,768 |
| Total liabilities | $346,045,000 | 1,737 |
| Total deposits | $285,077,000 | 1,877 |
| Interest-bearing deposits | $272,850,000 | 1,717 |
| Deposits held in domestic offices | $285,077,000 | 1,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,133,000 | 1,267 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $49,000,000 | 873 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,835,000 | 1,437 |
| Total equity capital | $33,344,000 | 2,038 |
| Total bank equity capital | $33,344,000 | 2,038 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,178,000 | 501 |
| Surplus | $16,087,000 | 1,717 |
| Undivided profits | $8,079,000 | 3,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,718,000 | 2,386 |
| Earning assets | $352,577,000 | 1,743 |
| Long-term assets (5+ years) | $48,633,000 | 1,895 |
| Average Assets, year-to-date | $372,109,000 | 1,784 |
| Average Assets, quarterly | $372,109,000 | 1,784 |
| Volatile liabilities | $129,446,000 | 1,068 |
| Insider loans | $8,438,000 | 832 |
| FHLB advances | $49,000,000 | 802 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $57,385,000 | 1,650 |
| Tier 1 (core) risk-based capital | $33,651,000 | 1,913 |
| Tier 2 risk-based capital | $3,947,000 | 1,333 |
| Total risk weighted assets | $320,516,000 | 1,548 |
| Total unused commitments | $57,385,000 | 1,651 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 45 | 3,660 |
| Assets and Liabilities | ||
| Total Assets: | $364,829,000 | 1,807 |
| Cash and due from depository institutions | $6,475,000 | 3,660 |
| Interest-bearing balances | $898,000 | 2,595 |
| Securities | $63,398,000 | 1,870 |
| Federal funds sold & reverse repurchase agreements | $8,476,000 | 1,931 |
| Net loans & leases | $265,849,000 | 1,734 |
| Loan loss allowance | $3,838,000 | 1,361 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,229,000 | 1,467 |
| Other real estate owned | $0 | 3,660 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $12,402,000 | 1,429 |
| Life insurance assets | $6,864,000 | 848 |
| Total liabilities and capital | $364,829,000 | 1,807 |
| Total liabilities | $332,741,000 | 1,784 |
| Total deposits | $291,671,000 | 1,808 |
| Interest-bearing deposits | $277,448,000 | 1,645 |
| Deposits held in domestic offices | $291,671,000 | 1,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,452,000 | 1,230 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $28,000,000 | 1,372 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,618,000 | 1,498 |
| Total equity capital | $32,088,000 | 2,092 |
| Total bank equity capital | $32,088,000 | 2,092 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,152,000 | 493 |
| Surplus | $16,050,000 | 1,678 |
| Undivided profits | $6,886,000 | 3,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,545,000 | 2,704 |
| Earning assets | $338,621,000 | 1,789 |
| Long-term assets (5+ years) | $48,389,000 | 1,898 |
| Average Assets, year-to-date | $337,626,800 | 1,853 |
| Average Assets, quarterly | $353,017,500 | 1,843 |
| Volatile liabilities | $105,783,000 | 1,422 |
| Insider loans | $8,335,000 | 834 |
| FHLB advances | $28,000,000 | 1,288 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $55,019,000 | 1,703 |
| Tier 1 (core) risk-based capital | $32,586,000 | 1,961 |
| Tier 2 risk-based capital | $3,838,000 | 1,348 |
| Total risk weighted assets | $307,501,000 | 1,587 |
| Total unused commitments | $55,019,000 | 1,705 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $341,206,000 | 1,903 |
| Cash and due from depository institutions | $8,079,000 | 3,794 |
| Interest-bearing balances | $271,000 | 3,723 |
| Securities | $63,134,000 | 1,891 |
| Federal funds sold & reverse repurchase agreements | $6,606,000 | 2,002 |
| Net loans & leases | $244,878,000 | 1,851 |
| Loan loss allowance | $3,703,000 | 1,416 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,031,000 | 1,986 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $12,478,000 | 1,441 |
| Life insurance assets | $6,789,000 | 831 |
| Total liabilities and capital | $341,206,000 | 1,903 |
| Total liabilities | $310,364,000 | 1,880 |
| Total deposits | $269,698,000 | 1,917 |
| Interest-bearing deposits | $256,400,000 | 1,751 |
| Deposits held in domestic offices | $269,698,000 | 1,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,349,000 | 2,274 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $35,000,000 | 1,203 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,317,000 | 1,570 |
| Total equity capital | $30,842,000 | 2,155 |
| Total bank equity capital | $30,842,000 | 2,155 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,556,000 | 586 |
| Surplus | $15,806,000 | 1,684 |
| Undivided profits | $7,480,000 | 3,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,484,000 | 2,818 |
| Earning assets | $314,889,000 | 1,899 |
| Long-term assets (5+ years) | $52,243,000 | 1,788 |
| Average Assets, year-to-date | $330,826,250 | 1,892 |
| Average Assets, quarterly | $345,515,500 | 1,863 |
| Volatile liabilities | $103,731,000 | 1,439 |
| Insider loans | $8,373,000 | 828 |
| FHLB advances | $35,000,000 | 1,108 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $61,524,000 | 1,579 |
| Tier 1 (core) risk-based capital | $31,272,000 | 2,029 |
| Tier 2 risk-based capital | $3,545,000 | 1,463 |
| Total risk weighted assets | $283,480,000 | 1,694 |
| Total unused commitments | $61,524,000 | 1,579 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 45 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $349,825,000 | 1,847 |
| Cash and due from depository institutions | $7,609,000 | 3,669 |
| Interest-bearing balances | $383,000 | 3,393 |
| Securities | $63,648,000 | 1,883 |
| Federal funds sold & reverse repurchase agreements | $15,546,000 | 800 |
| Net loans & leases | $244,518,000 | 1,825 |
| Loan loss allowance | $3,669,000 | 1,402 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,079,000 | 1,919 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $12,425,000 | 1,443 |
| Life insurance assets | $1,709,000 | 2,322 |
| Total liabilities and capital | $349,825,000 | 1,847 |
| Total liabilities | $320,827,000 | 1,818 |
| Total deposits | $281,501,000 | 1,824 |
| Interest-bearing deposits | $265,890,000 | 1,659 |
| Deposits held in domestic offices | $281,501,000 | 1,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,419,000 | 2,293 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $34,000,000 | 1,240 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,907,000 | 1,631 |
| Total equity capital | $28,998,000 | 2,207 |
| Total bank equity capital | $28,998,000 | 2,207 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $7,556,000 | 560 |
| Surplus | $15,790,000 | 1,641 |
| Undivided profits | $5,652,000 | 4,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,269,000 | 2,936 |
| Earning assets | $324,095,000 | 1,824 |
| Long-term assets (5+ years) | $53,701,000 | 1,723 |
| Average Assets, year-to-date | $327,366,330 | 1,913 |
| Average Assets, quarterly | $339,539,000 | 1,874 |
| Volatile liabilities | $98,481,000 | 1,490 |
| Insider loans | $8,322,000 | 821 |
| FHLB advances | $34,000,000 | 1,157 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $51,117,000 | 1,828 |
| Tier 1 (core) risk-based capital | $30,258,000 | 2,076 |
| Tier 2 risk-based capital | $3,551,000 | 1,437 |
| Total risk weighted assets | $283,970,000 | 1,668 |
| Total unused commitments | $51,117,000 | 1,828 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 43 | 3,796 |
| Assets and Liabilities | ||
| Total Assets: | $329,253,000 | 1,930 |
| Cash and due from depository institutions | $6,075,000 | 3,796 |
| Interest-bearing balances | $139,000 | 4,543 |
| Securities | $65,493,000 | 1,852 |
| Federal funds sold & reverse repurchase agreements | $12,341,000 | 1,219 |
| Net loans & leases | $232,299,000 | 1,864 |
| Loan loss allowance | $3,532,000 | 1,432 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,936,000 | 1,915 |
| Other real estate owned | $0 | 3,796 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,109,000 | 2,208 |
| Life insurance assets | $1,693,000 | 2,290 |
| Total liabilities and capital | $329,253,000 | 1,930 |
| Total liabilities | $300,589,000 | 1,896 |
| Total deposits | $254,906,000 | 2,004 |
| Interest-bearing deposits | $240,440,000 | 1,825 |
| Deposits held in domestic offices | $254,906,000 | 1,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,759,000 | 1,231 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,000,000 | 1,202 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,924,000 | 1,607 |
| Total equity capital | $28,664,000 | 2,194 |
| Total bank equity capital | $28,664,000 | 2,194 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,555,000 | 548 |
| Surplus | $15,776,000 | 1,583 |
| Undivided profits | $5,333,000 | 4,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,340,000 | 2,651 |
| Earning assets | $310,272,000 | 1,873 |
| Long-term assets (5+ years) | $48,793,000 | 1,820 |
| Average Assets, year-to-date | $316,137,000 | 1,973 |
| Average Assets, quarterly | $316,137,000 | 1,973 |
| Volatile liabilities | $105,434,000 | 1,333 |
| Insider loans | $8,810,000 | 753 |
| FHLB advances | $34,000,000 | 1,127 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $47,480,000 | 1,900 |
| Tier 1 (core) risk-based capital | $29,300,000 | 2,095 |
| Tier 2 risk-based capital | $3,241,000 | 1,532 |
| Total risk weighted assets | $258,993,000 | 1,763 |
| Total unused commitments | $47,480,000 | 1,900 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $303,021,000 | 2,056 |
| Cash and due from depository institutions | $4,845,000 | 3,855 |
| Interest-bearing balances | $212,000 | 4,177 |
| Securities | $67,585,000 | 1,797 |
| Federal funds sold & reverse repurchase agreements | $4,000 | 6,119 |
| Net loans & leases | $218,735,000 | 1,944 |
| Loan loss allowance | $3,456,000 | 1,436 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,530,000 | 2,043 |
| Other real estate owned | $0 | 3,855 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,322,000 | 2,404 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $303,021,000 | 2,056 |
| Total liabilities | $275,197,000 | 2,035 |
| Total deposits | $240,855,000 | 2,086 |
| Interest-bearing deposits | $229,484,000 | 1,859 |
| Deposits held in domestic offices | $240,855,000 | 2,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,917,000 | 1,836 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,000,000 | 1,422 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,425,000 | 1,405 |
| Total equity capital | $27,824,000 | 2,246 |
| Total bank equity capital | $27,824,000 | 2,246 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,498,000 | 545 |
| Surplus | $15,714,000 | 1,565 |
| Undivided profits | $4,612,000 | 4,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,136,000 | 3,098 |
| Earning assets | $286,536,000 | 1,989 |
| Long-term assets (5+ years) | $49,078,000 | 1,791 |
| Average Assets, year-to-date | $271,858,400 | 2,182 |
| Average Assets, quarterly | $297,597,500 | 2,063 |
| Volatile liabilities | $92,149,000 | 1,475 |
| Insider loans | $5,498,000 | 1,234 |
| FHLB advances | $27,000,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $42,609,000 | 1,998 |
| Tier 1 (core) risk-based capital | $28,254,000 | 2,133 |
| Tier 2 risk-based capital | $3,114,000 | 1,576 |
| Total risk weighted assets | $248,758,000 | 1,796 |
| Total unused commitments | $42,609,000 | 1,999 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 40 | 4,010 |
| Assets and Liabilities | ||
| Total Assets: | $292,174,000 | 2,089 |
| Cash and due from depository institutions | $5,255,000 | 4,010 |
| Interest-bearing balances | $676,000 | 3,105 |
| Securities | $62,304,000 | 1,933 |
| Federal funds sold & reverse repurchase agreements | $12,084,000 | 1,076 |
| Net loans & leases | $202,685,000 | 2,047 |
| Loan loss allowance | $3,302,000 | 1,479 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,393,000 | 2,476 |
| Other real estate owned | $0 | 4,010 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,453,000 | 2,652 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $292,174,000 | 2,089 |
| Total liabilities | $265,072,000 | 2,061 |
| Total deposits | $240,258,000 | 2,058 |
| Interest-bearing deposits | $229,523,000 | 1,807 |
| Deposits held in domestic offices | $240,258,000 | 2,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,144,000 | 2,306 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $20,000,000 | 1,774 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,670,000 | 1,642 |
| Total equity capital | $27,102,000 | 2,271 |
| Total bank equity capital | $27,102,000 | 2,271 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,220,000 | 637 |
| Surplus | $15,606,000 | 1,523 |
| Undivided profits | $5,276,000 | 4,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,094,000 | 3,166 |
| Earning assets | $277,749,000 | 2,010 |
| Long-term assets (5+ years) | $48,853,000 | 1,793 |
| Average Assets, year-to-date | $264,067,750 | 2,231 |
| Average Assets, quarterly | $284,212,000 | 2,111 |
| Volatile liabilities | $80,224,000 | 1,595 |
| Insider loans | $4,266,000 | 1,537 |
| FHLB advances | $20,000,000 | 1,662 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $36,485,000 | 2,195 |
| Tier 1 (core) risk-based capital | $27,146,000 | 2,184 |
| Tier 2 risk-based capital | $2,842,000 | 1,663 |
| Total risk weighted assets | $226,939,000 | 1,888 |
| Total unused commitments | $36,485,000 | 2,197 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 38 | 4,154 |
| Assets and Liabilities | ||
| Total Assets: | $276,250,000 | 2,160 |
| Cash and due from depository institutions | $7,170,000 | 4,154 |
| Interest-bearing balances | $308,000 | 3,835 |
| Securities | $54,850,000 | 2,169 |
| Federal funds sold & reverse repurchase agreements | $14,375,000 | 840 |
| Net loans & leases | $191,259,000 | 2,118 |
| Loan loss allowance | $3,083,000 | 1,573 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,377,000 | 3,040 |
| Other real estate owned | $0 | 4,154 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,219,000 | 2,658 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $276,250,000 | 2,160 |
| Total liabilities | $249,699,000 | 2,146 |
| Total deposits | $224,929,000 | 2,146 |
| Interest-bearing deposits | $213,013,000 | 1,913 |
| Deposits held in domestic offices | $224,929,000 | 2,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,742,000 | 2,120 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,765 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,028,000 | 1,939 |
| Total equity capital | $26,551,000 | 2,263 |
| Total bank equity capital | $26,551,000 | 2,263 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,220,000 | 621 |
| Surplus | $15,606,000 | 1,495 |
| Undivided profits | $4,725,000 | 4,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $894,000 | 3,488 |
| Earning assets | $260,792,000 | 2,099 |
| Long-term assets (5+ years) | $42,573,000 | 2,008 |
| Average Assets, year-to-date | $254,699,000 | 2,296 |
| Average Assets, quarterly | $262,520,500 | 2,248 |
| Volatile liabilities | $68,406,000 | 1,771 |
| Insider loans | $5,530,000 | 1,141 |
| FHLB advances | $20,000,000 | 1,669 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $33,720,000 | 2,256 |
| Tier 1 (core) risk-based capital | $26,339,000 | 2,182 |
| Tier 2 risk-based capital | $2,656,000 | 1,746 |
| Total risk weighted assets | $212,073,000 | 1,969 |
| Total unused commitments | $33,720,000 | 2,256 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 37 | 4,247 |
| Assets and Liabilities | ||
| Total Assets: | $248,791,000 | 2,373 |
| Cash and due from depository institutions | $3,646,000 | 4,247 |
| Interest-bearing balances | $832,000 | 2,901 |
| Securities | $42,948,000 | 2,720 |
| Federal funds sold & reverse repurchase agreements | $13,469,000 | 915 |
| Net loans & leases | $180,390,000 | 2,185 |
| Loan loss allowance | $2,998,000 | 1,584 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,062,000 | 3,265 |
| Other real estate owned | $0 | 4,247 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,276,000 | 2,593 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $248,791,000 | 2,373 |
| Total liabilities | $230,985,000 | 2,311 |
| Total deposits | $207,076,000 | 2,308 |
| Interest-bearing deposits | $170,131,000 | 2,378 |
| Deposits held in domestic offices | $207,076,000 | 2,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,075,000 | 2,139 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,699 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,834,000 | 2,084 |
| Total equity capital | $17,806,000 | 3,158 |
| Total bank equity capital | $17,806,000 | 3,158 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,195,000 | 752 |
| Surplus | $9,017,000 | 2,301 |
| Undivided profits | $3,594,000 | 5,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,261,000 | 1,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $859,000 | 3,492 |
| Earning assets | $237,639,000 | 2,283 |
| Long-term assets (5+ years) | $34,760,000 | 2,385 |
| Average Assets, year-to-date | $243,923,500 | 2,401 |
| Average Assets, quarterly | $243,923,500 | 2,401 |
| Volatile liabilities | $60,428,000 | 1,860 |
| Insider loans | $5,500,000 | 1,120 |
| FHLB advances | $20,000,000 | 1,598 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $36,084,000 | 2,108 |
| Tier 1 (core) risk-based capital | $17,985,000 | 3,034 |
| Tier 2 risk-based capital | $2,460,000 | 1,856 |
| Total risk weighted assets | $196,232,000 | 2,088 |
| Total unused commitments | $36,084,000 | 2,113 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $239,056,000 | 2,449 |
| Cash and due from depository institutions | $2,933,000 | 4,420 |
| Interest-bearing balances | $570,000 | 3,354 |
| Securities | $41,903,000 | 2,788 |
| Federal funds sold & reverse repurchase agreements | $4,481,000 | 2,445 |
| Net loans & leases | $181,732,000 | 2,147 |
| Loan loss allowance | $2,960,000 | 1,586 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,864,000 | 3,393 |
| Other real estate owned | $0 | 4,420 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,143,000 | 2,604 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $239,056,000 | 2,449 |
| Total liabilities | $221,596,000 | 2,387 |
| Total deposits | $191,286,000 | 2,458 |
| Interest-bearing deposits | $175,114,000 | 2,289 |
| Deposits held in domestic offices | $191,286,000 | 2,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,692,000 | 1,827 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $25,000,000 | 1,477 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,618,000 | 2,252 |
| Total equity capital | $17,460,000 | 3,216 |
| Total bank equity capital | $17,460,000 | 3,216 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,183,000 | 744 |
| Surplus | $9,002,000 | 2,260 |
| Undivided profits | $3,275,000 | 5,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $796,000 | 3,722 |
| Earning assets | $228,686,000 | 2,355 |
| Long-term assets (5+ years) | $34,633,000 | 2,443 |
| Average Assets, year-to-date | $221,558,800 | 2,522 |
| Average Assets, quarterly | $236,583,000 | 2,452 |
| Volatile liabilities | $54,780,000 | 1,975 |
| Insider loans | $5,384,000 | 1,134 |
| FHLB advances | $25,000,000 | 1,372 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $33,680,000 | 2,156 |
| Tier 1 (core) risk-based capital | $17,275,000 | 3,109 |
| Tier 2 risk-based capital | $2,441,000 | 1,850 |
| Total risk weighted assets | $194,725,000 | 2,082 |
| Total unused commitments | $33,680,000 | 2,156 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $234,110,000 | 2,478 |
| Cash and due from depository institutions | $6,736,000 | 4,735 |
| Interest-bearing balances | $19,000 | 6,324 |
| Securities | $39,481,000 | 2,919 |
| Federal funds sold & reverse repurchase agreements | $13,256,000 | 855 |
| Net loans & leases | $167,631,000 | 2,266 |
| Loan loss allowance | $2,883,000 | 1,604 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,800,000 | 3,406 |
| Other real estate owned | $0 | 4,735 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,206,000 | 2,983 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $234,110,000 | 2,478 |
| Total liabilities | $217,180,000 | 2,399 |
| Total deposits | $198,319,000 | 2,362 |
| Interest-bearing deposits | $158,943,000 | 2,477 |
| Deposits held in domestic offices | $198,319,000 | 2,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,249,000 | 2,267 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,000,000 | 2,044 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,612,000 | 2,255 |
| Total equity capital | $16,930,000 | 3,285 |
| Total bank equity capital | $16,930,000 | 3,285 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,320,000 | 913 |
| Surplus | $9,002,000 | 2,217 |
| Undivided profits | $3,608,000 | 5,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $745,000 | 4,098 |
| Earning assets | $220,387,000 | 2,416 |
| Long-term assets (5+ years) | $31,764,000 | 2,618 |
| Average Assets, year-to-date | $217,184,500 | 2,557 |
| Average Assets, quarterly | $228,319,000 | 2,493 |
| Volatile liabilities | $50,537,000 | 2,078 |
| Insider loans | $4,408,000 | 1,337 |
| FHLB advances | $15,000,000 | 1,920 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $36,916,000 | 1,993 |
| Tier 1 (core) risk-based capital | $16,542,000 | 3,203 |
| Tier 2 risk-based capital | $2,300,000 | 1,913 |
| Total risk weighted assets | $183,380,000 | 2,152 |
| Total unused commitments | $36,916,000 | 1,995 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 34 | 4,581 |
| Assets and Liabilities | ||
| Total Assets: | $222,528,000 | 2,558 |
| Cash and due from depository institutions | $9,073,000 | 4,581 |
| Interest-bearing balances | $27,000 | 6,146 |
| Securities | $39,864,000 | 2,953 |
| Federal funds sold & reverse repurchase agreements | $7,284,000 | 1,455 |
| Net loans & leases | $159,634,000 | 2,319 |
| Loan loss allowance | $2,796,000 | 1,641 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,795,000 | 3,382 |
| Other real estate owned | $0 | 4,581 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,878,000 | 3,137 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $222,528,000 | 2,558 |
| Total liabilities | $206,812,000 | 2,479 |
| Total deposits | $196,793,000 | 2,345 |
| Interest-bearing deposits | $149,386,000 | 2,591 |
| Deposits held in domestic offices | $196,793,000 | 2,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,877,000 | 1,222 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,142,000 | 2,675 |
| Total equity capital | $15,716,000 | 3,390 |
| Total bank equity capital | $15,716,000 | 3,390 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,293,000 | 903 |
| Surplus | $8,884,000 | 2,233 |
| Undivided profits | $2,539,000 | 6,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $688,000 | 4,096 |
| Earning assets | $206,809,000 | 2,515 |
| Long-term assets (5+ years) | $32,221,000 | 2,704 |
| Average Assets, year-to-date | $211,542,670 | 2,625 |
| Average Assets, quarterly | $214,196,500 | 2,612 |
| Volatile liabilities | $46,779,000 | 2,179 |
| Insider loans | $3,748,000 | 1,545 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $34,802,000 | 2,057 |
| Tier 1 (core) risk-based capital | $15,793,000 | 3,304 |
| Tier 2 risk-based capital | $2,119,000 | 2,033 |
| Total risk weighted assets | $168,848,000 | 2,272 |
| Total unused commitments | $34,802,000 | 2,061 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 28 | 5,232 |
| Assets and Liabilities | ||
| Total Assets: | $205,865,000 | 2,716 |
| Cash and due from depository institutions | $7,299,000 | 5,232 |
| Interest-bearing balances | $23,000 | 6,329 |
| Securities | $37,144,000 | 3,109 |
| Federal funds sold & reverse repurchase agreements | $7,341,000 | 2,026 |
| Net loans & leases | $149,511,000 | 2,400 |
| Loan loss allowance | $2,724,000 | 1,676 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $702,000 | 6,559 |
| Other real estate owned | $0 | 5,232 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,868,000 | 3,002 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $205,865,000 | 2,716 |
| Total liabilities | $190,033,000 | 2,628 |
| Total deposits | $184,980,000 | 2,450 |
| Interest-bearing deposits | $148,497,000 | 2,589 |
| Deposits held in domestic offices | $184,980,000 | 2,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,411,000 | 1,772 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,642,000 | 2,260 |
| Total equity capital | $15,832,000 | 3,431 |
| Total bank equity capital | $15,832,000 | 3,431 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,291,000 | 897 |
| Surplus | $8,882,000 | 2,198 |
| Undivided profits | $2,659,000 | 6,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 4,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $679,000 | 4,062 |
| Earning assets | $194,019,000 | 2,640 |
| Long-term assets (5+ years) | $30,664,000 | 2,730 |
| Average Assets, year-to-date | $206,050,000 | 2,687 |
| Average Assets, quarterly | $206,050,000 | 2,687 |
| Volatile liabilities | $40,843,000 | 2,323 |
| Insider loans | $2,900,000 | 1,950 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $27,254,000 | 2,364 |
| Tier 1 (core) risk-based capital | $15,224,000 | 3,380 |
| Tier 2 risk-based capital | $2,016,000 | 2,094 |
| Total risk weighted assets | $160,603,000 | 2,319 |
| Total unused commitments | $27,254,000 | 2,371 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 30 | 5,015 |
| Assets and Liabilities | ||
| Total Assets: | $206,235,000 | 2,705 |
| Cash and due from depository institutions | $9,298,000 | 5,015 |
| Interest-bearing balances | $19,000 | 6,395 |
| Securities | $38,056,000 | 3,101 |
| Federal funds sold & reverse repurchase agreements | $10,537,000 | 1,110 |
| Net loans & leases | $143,819,000 | 2,472 |
| Loan loss allowance | $2,665,000 | 1,712 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $696,000 | 6,608 |
| Other real estate owned | $0 | 5,015 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,829,000 | 3,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,235,000 | 2,705 |
| Total liabilities | $191,343,000 | 2,623 |
| Total deposits | $185,383,000 | 2,445 |
| Interest-bearing deposits | $153,859,000 | 2,482 |
| Deposits held in domestic offices | $185,383,000 | 2,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,223,000 | 1,734 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,737,000 | 2,057 |
| Total equity capital | $14,892,000 | 3,556 |
| Total bank equity capital | $14,892,000 | 3,556 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,246,000 | 909 |
| Surplus | $8,801,000 | 2,179 |
| Undivided profits | $1,845,000 | 6,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $612,000 | 4,616 |
| Earning assets | $192,431,000 | 2,659 |
| Long-term assets (5+ years) | $31,770,000 | 2,685 |
| Average Assets, year-to-date | $190,941,600 | 2,779 |
| Average Assets, quarterly | $199,475,500 | 2,743 |
| Volatile liabilities | $40,732,000 | 2,313 |
| Insider loans | $2,953,000 | 1,885 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $28,791,000 | 2,218 |
| Tier 1 (core) risk-based capital | $14,576,000 | 3,474 |
| Tier 2 risk-based capital | $1,948,000 | 2,148 |
| Total risk weighted assets | $155,100,000 | 2,392 |
| Total unused commitments | $28,791,000 | 2,221 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 27 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $192,716,000 | 2,844 |
| Cash and due from depository institutions | $8,113,000 | 5,398 |
| Interest-bearing balances | $16,000 | 6,508 |
| Securities | $39,233,000 | 2,984 |
| Federal funds sold & reverse repurchase agreements | $5,027,000 | 2,608 |
| Net loans & leases | $135,954,000 | 2,583 |
| Loan loss allowance | $2,560,000 | 1,797 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $703,000 | 6,600 |
| Other real estate owned | $0 | 5,398 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,686,000 | 3,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,716,000 | 2,844 |
| Total liabilities | $178,551,000 | 2,769 |
| Total deposits | $172,788,000 | 2,605 |
| Interest-bearing deposits | $141,691,000 | 2,696 |
| Deposits held in domestic offices | $172,788,000 | 2,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,050,000 | 1,674 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,713,000 | 2,190 |
| Total equity capital | $14,165,000 | 3,703 |
| Total bank equity capital | $14,165,000 | 3,703 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,504,000 | 1,118 |
| Surplus | $8,622,000 | 2,184 |
| Undivided profits | $2,039,000 | 6,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 7,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $667,000 | 4,512 |
| Earning assets | $180,230,000 | 2,779 |
| Long-term assets (5+ years) | $35,036,000 | 2,490 |
| Average Assets, year-to-date | $187,118,250 | 2,852 |
| Average Assets, quarterly | $195,615,500 | 2,796 |
| Volatile liabilities | $35,565,000 | 2,529 |
| Insider loans | $2,872,000 | 1,921 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $28,329,000 | 2,247 |
| Tier 1 (core) risk-based capital | $13,792,000 | 3,631 |
| Tier 2 risk-based capital | $1,853,000 | 2,212 |
| Total risk weighted assets | $147,494,000 | 2,477 |
| Total unused commitments | $28,329,000 | 2,251 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $198,515,000 | 2,770 |
| Cash and due from depository institutions | $6,843,000 | 5,411 |
| Interest-bearing balances | $11,000 | 6,662 |
| Securities | $35,080,000 | 3,183 |
| Federal funds sold & reverse repurchase agreements | $20,472,000 | 742 |
| Net loans & leases | $131,636,000 | 2,607 |
| Loan loss allowance | $2,512,000 | 1,789 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $724,000 | 6,552 |
| Other real estate owned | $0 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,760,000 | 2,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,515,000 | 2,770 |
| Total liabilities | $184,547,000 | 2,680 |
| Total deposits | $178,686,000 | 2,495 |
| Interest-bearing deposits | $137,554,000 | 2,756 |
| Deposits held in domestic offices | $178,686,000 | 2,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,176,000 | 1,600 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,685,000 | 2,295 |
| Total equity capital | $13,968,000 | 3,741 |
| Total bank equity capital | $13,968,000 | 3,741 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,504,000 | 1,106 |
| Surplus | $8,622,000 | 2,147 |
| Undivided profits | $1,842,000 | 6,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 7,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $663,000 | 4,349 |
| Earning assets | $187,199,000 | 2,683 |
| Long-term assets (5+ years) | $24,095,000 | 3,081 |
| Average Assets, year-to-date | $185,252,330 | 2,866 |
| Average Assets, quarterly | $191,521,000 | 2,817 |
| Volatile liabilities | $40,263,000 | 2,241 |
| Insider loans | $2,431,000 | 2,214 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $26,850,000 | 2,309 |
| Tier 1 (core) risk-based capital | $13,287,000 | 3,688 |
| Tier 2 risk-based capital | $1,824,000 | 2,202 |
| Total risk weighted assets | $145,252,000 | 2,475 |
| Total unused commitments | $26,850,000 | 2,318 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 30 | 5,020 |
| Assets and Liabilities | ||
| Total Assets: | $184,527,000 | 2,897 |
| Cash and due from depository institutions | $6,747,000 | 5,020 |
| Interest-bearing balances | $7,000 | 6,744 |
| Securities | $37,819,000 | 2,956 |
| Federal funds sold & reverse repurchase agreements | $11,117,000 | 1,521 |
| Net loans & leases | $125,675,000 | 2,661 |
| Loan loss allowance | $2,427,000 | 1,810 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $728,000 | 6,541 |
| Other real estate owned | $0 | 5,020 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,441,000 | 4,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,527,000 | 2,897 |
| Total liabilities | $171,069,000 | 2,822 |
| Total deposits | $164,759,000 | 2,691 |
| Interest-bearing deposits | $129,754,000 | 2,885 |
| Deposits held in domestic offices | $164,759,000 | 2,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,307,000 | 1,497 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,003,000 | 2,046 |
| Total equity capital | $13,458,000 | 3,796 |
| Total bank equity capital | $13,458,000 | 3,796 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,986,000 | 478 |
| Surplus | $5,103,000 | 3,170 |
| Undivided profits | $1,369,000 | 7,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $704,000 | 4,149 |
| Earning assets | $174,618,000 | 2,805 |
| Long-term assets (5+ years) | $26,630,000 | 2,803 |
| Average Assets, year-to-date | $178,621,000 | 2,951 |
| Average Assets, quarterly | $178,621,000 | 2,951 |
| Volatile liabilities | $39,028,000 | 2,263 |
| Insider loans | $2,058,000 | 2,494 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $28,774,000 | 2,114 |
| Tier 1 (core) risk-based capital | $12,766,000 | 3,754 |
| Tier 2 risk-based capital | $1,706,000 | 2,285 |
| Total risk weighted assets | $135,748,000 | 2,588 |
| Total unused commitments | $28,774,000 | 2,122 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 27 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $172,715,000 | 3,037 |
| Cash and due from depository institutions | $8,333,000 | 5,382 |
| Interest-bearing balances | $39,000 | 5,963 |
| Securities | $42,188,000 | 2,672 |
| Federal funds sold & reverse repurchase agreements | $368,000 | 6,562 |
| Net loans & leases | $119,691,000 | 2,746 |
| Loan loss allowance | $2,347,000 | 1,821 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $676,000 | 6,682 |
| Other real estate owned | $0 | 5,382 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,459,000 | 5,421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,715,000 | 3,037 |
| Total liabilities | $159,541,000 | 2,955 |
| Total deposits | $156,307,000 | 2,743 |
| Interest-bearing deposits | $125,633,000 | 2,905 |
| Deposits held in domestic offices | $156,307,000 | 2,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,838,000 | 2,115 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,396,000 | 2,658 |
| Total equity capital | $13,174,000 | 3,817 |
| Total bank equity capital | $13,174,000 | 3,817 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,948,000 | 479 |
| Surplus | $5,078,000 | 3,154 |
| Undivided profits | $1,148,000 | 7,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 7,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $738,000 | 4,195 |
| Earning assets | $162,286,000 | 2,945 |
| Long-term assets (5+ years) | $30,383,000 | 2,528 |
| Average Assets, year-to-date | $157,111,200 | 3,139 |
| Average Assets, quarterly | $169,124,500 | 3,065 |
| Volatile liabilities | $35,290,000 | 2,456 |
| Insider loans | $1,931,000 | 2,584 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $30,229,000 | 1,947 |
| Tier 1 (core) risk-based capital | $12,244,000 | 3,827 |
| Tier 2 risk-based capital | $1,611,000 | 2,389 |
| Total risk weighted assets | $128,128,000 | 2,718 |
| Total unused commitments | $30,229,000 | 1,950 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 24 | 5,812 |
| Assets and Liabilities | ||
| Total Assets: | $140,255,000 | 3,457 |
| Cash and due from depository institutions | $7,756,000 | 5,812 |
| Interest-bearing balances | $21,000 | 6,272 |
| Securities | $34,228,000 | 3,029 |
| Federal funds sold & reverse repurchase agreements | $10,040,000 | 1,455 |
| Net loans & leases | $86,583,000 | 3,553 |
| Loan loss allowance | $1,504,000 | 2,583 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $732,000 | 6,571 |
| Other real estate owned | $0 | 5,812 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $916,000 | 6,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,255,000 | 3,457 |
| Total liabilities | $129,207,000 | 3,385 |
| Total deposits | $124,169,000 | 3,242 |
| Interest-bearing deposits | $90,158,000 | 3,757 |
| Deposits held in domestic offices | $124,169,000 | 3,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,694,000 | 1,739 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,344,000 | 2,766 |
| Total equity capital | $11,048,000 | 4,156 |
| Total bank equity capital | $11,048,000 | 4,156 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,235,000 | 667 |
| Surplus | $5,570,000 | 2,845 |
| Undivided profits | $243,000 | 8,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $625,000 | 5,116 |
| Earning assets | $130,872,000 | 3,373 |
| Long-term assets (5+ years) | $26,288,000 | 2,753 |
| Average Assets, year-to-date | $124,031,400 | 3,692 |
| Average Assets, quarterly | $139,101,000 | 3,436 |
| Volatile liabilities | $18,906,000 | 3,837 |
| Insider loans | $2,238,000 | 2,178 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $16,178,000 | 2,893 |
| Tier 1 (core) risk-based capital | $10,671,000 | 4,124 |
| Tier 2 risk-based capital | $1,197,000 | 2,907 |
| Total risk weighted assets | $95,432,000 | 3,348 |
| Total unused commitments | $16,178,000 | 2,900 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $101,824,000 | 4,393 |
| Cash and due from depository institutions | $5,406,000 | 6,388 |
| Interest-bearing balances | $8,000 | 6,434 |
| Securities | $30,460,000 | 3,401 |
| Federal funds sold & reverse repurchase agreements | $5,243,000 | 2,260 |
| Net loans & leases | $59,076,000 | 4,638 |
| Loan loss allowance | $900,000 | 3,791 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $854,000 | 6,350 |
| Other real estate owned | $0 | 6,388 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $785,000 | 6,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,824,000 | 4,393 |
| Total liabilities | $91,796,000 | 4,364 |
| Total deposits | $89,834,000 | 4,159 |
| Interest-bearing deposits | $70,844,000 | 4,444 |
| Deposits held in domestic offices | $89,834,000 | 4,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $983,000 | 2,797 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $979,000 | 3,661 |
| Total equity capital | $10,028,000 | 4,389 |
| Total bank equity capital | $10,028,000 | 4,389 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,235,000 | 670 |
| Surplus | $5,570,000 | 2,765 |
| Undivided profits | $-777,000 | 9,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $307,000 | 6,849 |
| Earning assets | $94,787,000 | 4,338 |
| Long-term assets (5+ years) | $13,288,000 | 4,011 |
| Average Assets, year-to-date | $78,739,800 | 5,080 |
| Average Assets, quarterly | $94,448,500 | 4,598 |
| Volatile liabilities | $23,411,000 | 3,265 |
| Insider loans | $1,922,000 | 2,413 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,912,000 | 2,638 |
| Tier 1 (core) risk-based capital | $9,801,000 | 4,363 |
| Tier 2 risk-based capital | $856,500 | 3,718 |
| Total risk weighted assets | $68,476,400 | 4,266 |
| Total unused commitments | $16,912,000 | 2,642 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 19 | 6,908 |
| Assets and Liabilities | ||
| Total Assets: | $50,556,000 | 6,871 |
| Cash and due from depository institutions | $3,532,000 | 6,908 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $17,369,000 | 5,301 |
| Federal funds sold & reverse repurchase agreements | $936,000 | 5,032 |
| Net loans & leases | $27,335,000 | 7,087 |
| Loan loss allowance | $429,000 | 6,199 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $944,000 | 6,208 |
| Other real estate owned | $0 | 6,908 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $440,000 | 8,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,556,000 | 6,871 |
| Total liabilities | $41,315,000 | 7,167 |
| Total deposits | $39,611,000 | 7,090 |
| Interest-bearing deposits | $28,152,000 | 7,706 |
| Deposits held in domestic offices | $39,611,000 | 7,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,522,000 | 2,726 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $182,000 | 8,311 |
| Total equity capital | $9,241,000 | 4,538 |
| Total bank equity capital | $9,241,000 | 4,538 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,236,000 | 686 |
| Surplus | $5,771,000 | 2,658 |
| Undivided profits | $-1,766,000 | 10,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $103,000 | 9,108 |
| Earning assets | $45,641,000 | 6,887 |
| Long-term assets (5+ years) | $4,707,000 | 6,435 |
| Average Assets, year-to-date | $37,925,250 | 7,699 |
| Average Assets, quarterly | $48,111,000 | 6,995 |
| Volatile liabilities | $8,172,000 | 5,981 |
| Insider loans | $1,236,000 | 3,245 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,694,000 | 5,130 |
| Tier 1 (core) risk-based capital | $9,686,000 | 4,376 |
| Tier 2 risk-based capital | $403,770 | 6,050 |
| Total risk weighted assets | $32,276,270 | 6,752 |
| Total unused commitments | $5,694,000 | 5,132 |
| Derivatives | $0 | 488 |