Home > First Trust Bank > Income and Expense
First Trust Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $16,420,000 | 1,879 |
Total interest expense | $4,667,000 | 2,629 |
Net interest income | $11,753,000 | 1,530 |
Provision for loan and lease losses | $2,708,000 | 466 |
Total noninterest income | $5,687,000 | 848 |
Gross Fiduciary activities income | $1,657,000 | 411 |
Service charges on deposit accounts | $2,650,000 | 525 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $1,380,000 | 1,471 |
Total noninterest expense | $22,396,000 | 732 |
Salaries and employee benefits | $8,865,000 | 777 |
Premises and equipment expense | $2,617,000 | 844 |
Additional noninterest expense | $10,914,000 | 654 |
Pre-tax net operating income | $-7,664,000 | 12,591 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $25,000 | 11,050 |
Income before extraordinary items | $-7,689,000 | 12,562 |
Extraordinary gains, net | $0 | 249 |
Net income | $-7,689,000 | 12,561 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,167,000 | 789 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-7,689,000 | 12,565 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $19,023,000 | 1,648 |
Total interest expense | $5,665,000 | 2,287 |
Net interest income | $13,358,000 | 1,352 |
Provision for loan and lease losses | $7,548,000 | 337 |
Total noninterest income | $6,107,000 | 853 |
Gross Fiduciary activities income | $1,756,000 | 406 |
Service charges on deposit accounts | $2,666,000 | 525 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $1,685,000 | 1,406 |
Total noninterest expense | $32,477,000 | 581 |
Salaries and employee benefits | $9,825,000 | 715 |
Premises and equipment expense | $2,522,000 | 888 |
Additional noninterest expense | $20,130,000 | 459 |
Pre-tax net operating income | $-20,560,000 | 13,269 |
Securities gains (losses) | $317,000 | 1,248 |
Applicable income taxes | $-1,878,000 | 13,214 |
Income before extraordinary items | $-18,365,000 | 13,238 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-18,365,000 | 13,236 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,113,000 | 353 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-18,653,470 | 13,236 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $24,028,000 | 1,520 |
Total interest expense | $8,693,000 | 1,946 |
Net interest income | $15,335,000 | 1,221 |
Provision for loan and lease losses | $1,391,000 | 1,489 |
Total noninterest income | $5,722,000 | 893 |
Gross Fiduciary activities income | $1,394,000 | 463 |
Service charges on deposit accounts | $2,645,000 | 523 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $1,683,000 | 1,407 |
Total noninterest expense | $20,939,000 | 811 |
Salaries and employee benefits | $9,693,000 | 723 |
Premises and equipment expense | $2,766,000 | 859 |
Additional noninterest expense | $8,480,000 | 879 |
Pre-tax net operating income | $-1,273,000 | 13,534 |
Securities gains (losses) | $1,534,000 | 485 |
Applicable income taxes | $-32,000 | 13,461 |
Income before extraordinary items | $293,000 | 9,416 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $293,000 | 9,552 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $926,000 | 1,633 |
Cash dividends | $243,000 | 4,567 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-1,241,000 | 13,530 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.