Home > First Trust Bank > Income and Expense

First Trust Bank, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$16,420,0001,879
Total interest expense$4,667,0002,629
Net interest income$11,753,0001,530
Provision for loan and lease losses$2,708,000466
Total noninterest income$5,687,000848
Gross Fiduciary activities income$1,657,000411
Service charges on deposit accounts$2,650,000525
Trading account gains and fees$0475
Additional Noninterest Income$1,380,0001,471
Total noninterest expense$22,396,000732
Salaries and employee benefits$8,865,000777
Premises and equipment expense$2,617,000844
Additional noninterest expense$10,914,000654
Pre-tax net operating income$-7,664,00012,591
Securities gains (losses)$03,600
Applicable income taxes$25,00011,050
Income before extraordinary items$-7,689,00012,562
Extraordinary gains, net$0249
Net income$-7,689,00012,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,167,000789
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-7,689,00012,565
1993-12-31 (YTD Data)Rank
Total interest income$19,023,0001,648
Total interest expense$5,665,0002,287
Net interest income$13,358,0001,352
Provision for loan and lease losses$7,548,000337
Total noninterest income$6,107,000853
Gross Fiduciary activities income$1,756,000406
Service charges on deposit accounts$2,666,000525
Trading account gains and fees$0532
Additional Noninterest Income$1,685,0001,406
Total noninterest expense$32,477,000581
Salaries and employee benefits$9,825,000715
Premises and equipment expense$2,522,000888
Additional noninterest expense$20,130,000459
Pre-tax net operating income$-20,560,00013,269
Securities gains (losses)$317,0001,248
Applicable income taxes$-1,878,00013,214
Income before extraordinary items$-18,365,00013,238
Extraordinary gains, net$03,149
Net income$-18,365,00013,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,113,000353
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-18,653,47013,236
1992-12-31 (YTD Data)Rank
Total interest income$24,028,0001,520
Total interest expense$8,693,0001,946
Net interest income$15,335,0001,221
Provision for loan and lease losses$1,391,0001,489
Total noninterest income$5,722,000893
Gross Fiduciary activities income$1,394,000463
Service charges on deposit accounts$2,645,000523
Trading account gains and fees$0504
Additional Noninterest Income$1,683,0001,407
Total noninterest expense$20,939,000811
Salaries and employee benefits$9,693,000723
Premises and equipment expense$2,766,000859
Additional noninterest expense$8,480,000879
Pre-tax net operating income$-1,273,00013,534
Securities gains (losses)$1,534,000485
Applicable income taxes$-32,00013,461
Income before extraordinary items$293,0009,416
Extraordinary gains, net$01,422
Net income$293,0009,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$926,0001,633
Cash dividends$243,0004,567
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-1,241,00013,530

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.