Home > First Trust and Savings Bank, Oneida, Tennessee > Assets and Liabilities
First Trust and Savings Bank, Oneida, Tennessee, Assets and Liabilities
| 2014-03-31 | Rank | |
| # of Employees: | 50 | 2,846 |
| Assets and Liabilities | ||
| Total Assets: | $146,371,000 | 3,782 |
| Cash and due from depository institutions | $19,777,000 | 2,846 |
| Interest-bearing balances | $15,907,000 | 2,175 |
| Securities | $35,286,000 | 3,384 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $84,179,000 | 3,803 |
| Loan loss allowance | $1,799,000 | 3,078 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $2,468,000 | 3,533 |
| Other real estate owned | $3,382,000 | 2,846 |
| Goodwill and other intangibles | $50,000 | 2,687 |
| All other assets | $1,229,000 | 5,254 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $146,371,000 | 3,782 |
| Total liabilities | $130,921,000 | 3,776 |
| Total deposits | $125,813,000 | 3,758 |
| Interest-bearing deposits | $103,054,000 | 3,707 |
| Deposits held in domestic offices | $125,813,000 | 3,758 |
| % insured | 93.60% | 1,084 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 1,622 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $3,842,000 | 2,593 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $266,000 | 4,980 |
| Total equity capital | $15,450,000 | 3,817 |
| Total bank equity capital | $15,450,000 | 3,816 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $500,000 | 3,082 |
| Surplus | $3,840,000 | 3,946 |
| Undivided profits | $11,110,000 | 2,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,839,000 | 2,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $485,000 | 4,309 |
| Earning assets | $135,372,000 | 3,762 |
| Long-term assets (5+ years) | $41,949,000 | 3,692 |
| Average Assets, year-to-date | $144,461,000 | 3,796 |
| Average Assets, quarterly | $144,461,000 | 3,796 |
| Volatile liabilities | $8,835,000 | 3,258 |
| Insider loans | $2,407,000 | 2,218 |
| FHLB advances | $3,842,000 | 2,513 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $3,027,000 | 5,475 |
| Tier 1 (core) risk-based capital | $15,602,000 | 3,741 |
| Tier 2 risk-based capital | $1,151,000 | 3,538 |
| Total risk weighted assets | $91,459,000 | 3,822 |
| Total unused commitments | $3,027,000 | 5,475 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 50 | 2,857 |
| Assets and Liabilities | ||
| Total Assets: | $142,551,000 | 3,856 |
| Cash and due from depository institutions | $16,472,000 | 2,857 |
| Interest-bearing balances | $12,199,000 | 2,461 |
| Securities | $32,563,000 | 3,536 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $86,319,000 | 3,789 |
| Loan loss allowance | $1,802,000 | 3,100 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $2,515,000 | 3,533 |
| Other real estate owned | $3,408,000 | 2,857 |
| Goodwill and other intangibles | $50,000 | 2,697 |
| All other assets | $1,224,000 | 5,371 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $142,551,000 | 3,856 |
| Total liabilities | $127,487,000 | 3,840 |
| Total deposits | $122,146,000 | 3,823 |
| Interest-bearing deposits | $101,856,000 | 3,722 |
| Deposits held in domestic offices | $122,146,000 | 3,823 |
| % insured | 95.17% | 719 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 1,854 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $4,114,000 | 2,636 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $227,000 | 5,146 |
| Total equity capital | $15,064,000 | 3,851 |
| Total bank equity capital | $15,064,000 | 3,850 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $500,000 | 3,119 |
| Surplus | $3,840,000 | 3,989 |
| Undivided profits | $10,724,000 | 2,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $2,031,000 | 2,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $460,000 | 4,541 |
| Earning assets | $131,081,000 | 3,835 |
| Long-term assets (5+ years) | $37,712,000 | 3,905 |
| Average Assets, year-to-date | $144,860,400 | 3,789 |
| Average Assets, quarterly | $142,193,500 | 3,848 |
| Volatile liabilities | $9,071,000 | 3,280 |
| Insider loans | $2,445,000 | 2,225 |
| FHLB advances | $4,114,000 | 2,550 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $3,087,000 | 5,464 |
| Tier 1 (core) risk-based capital | $15,289,000 | 3,796 |
| Tier 2 risk-based capital | $1,155,000 | 3,546 |
| Total risk weighted assets | $91,714,000 | 3,855 |
| Total unused commitments | $3,087,000 | 5,464 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 50 | 2,874 |
| Assets and Liabilities | ||
| Total Assets: | $141,836,000 | 3,881 |
| Cash and due from depository institutions | $11,893,000 | 2,874 |
| Interest-bearing balances | $9,134,000 | 2,989 |
| Securities | $33,521,000 | 3,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $88,793,000 | 3,742 |
| Loan loss allowance | $1,993,000 | 2,981 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $2,537,000 | 3,536 |
| Other real estate owned | $3,841,000 | 2,874 |
| Goodwill and other intangibles | $50,000 | 2,715 |
| All other assets | $1,201,000 | 5,469 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $141,836,000 | 3,881 |
| Total liabilities | $126,596,000 | 3,869 |
| Total deposits | $120,942,000 | 3,858 |
| Interest-bearing deposits | $100,200,000 | 3,776 |
| Deposits held in domestic offices | $120,942,000 | 3,858 |
| % insured | 96.61% | 473 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 1,869 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $4,396,000 | 2,599 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $258,000 | 5,346 |
| Total equity capital | $15,240,000 | 3,868 |
| Total bank equity capital | $15,240,000 | 3,866 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $500,000 | 3,154 |
| Surplus | $3,840,000 | 4,024 |
| Undivided profits | $10,900,000 | 2,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $1,565,000 | 3,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $483,000 | 4,550 |
| Earning assets | $131,448,000 | 3,845 |
| Long-term assets (5+ years) | $42,460,000 | 3,641 |
| Average Assets, year-to-date | $145,437,750 | 3,822 |
| Average Assets, quarterly | $142,964,500 | 3,855 |
| Volatile liabilities | $9,584,000 | 3,195 |
| Insider loans | $2,275,000 | 2,304 |
| FHLB advances | $4,396,000 | 2,505 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $3,081,000 | 5,529 |
| Tier 1 (core) risk-based capital | $15,354,000 | 3,820 |
| Tier 2 risk-based capital | $1,186,000 | 3,527 |
| Total risk weighted assets | $94,053,000 | 3,806 |
| Total unused commitments | $3,081,000 | 5,529 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 50 | 2,889 |
| Assets and Liabilities | ||
| Total Assets: | $144,093,000 | 3,855 |
| Cash and due from depository institutions | $13,187,000 | 2,889 |
| Interest-bearing balances | $9,395,000 | 3,063 |
| Securities | $33,000,000 | 3,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $89,196,000 | 3,725 |
| Loan loss allowance | $1,821,000 | 3,184 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $2,571,000 | 3,518 |
| Other real estate owned | $4,809,000 | 2,889 |
| Goodwill and other intangibles | $50,000 | 2,715 |
| All other assets | $1,280,000 | 5,345 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $144,093,000 | 3,855 |
| Total liabilities | $129,052,000 | 3,843 |
| Total deposits | $123,073,000 | 3,833 |
| Interest-bearing deposits | $103,388,000 | 3,718 |
| Deposits held in domestic offices | $123,073,000 | 3,832 |
| % insured | 95.64% | 725 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 1,805 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $4,659,000 | 2,512 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $320,000 | 4,923 |
| Total equity capital | $15,041,000 | 3,899 |
| Total bank equity capital | $15,041,000 | 3,898 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $500,000 | 3,180 |
| Surplus | $3,840,000 | 4,038 |
| Undivided profits | $10,701,000 | 2,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $1,460,000 | 3,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $433,000 | 4,817 |
| Earning assets | $131,591,000 | 3,861 |
| Long-term assets (5+ years) | $41,874,000 | 3,635 |
| Average Assets, year-to-date | $146,638,330 | 3,826 |
| Average Assets, quarterly | $146,760,500 | 3,825 |
| Volatile liabilities | $9,192,000 | 3,276 |
| Insider loans | $2,267,000 | 2,349 |
| FHLB advances | $4,659,000 | 2,422 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $3,297,000 | 5,491 |
| Tier 1 (core) risk-based capital | $15,282,000 | 3,814 |
| Tier 2 risk-based capital | $1,210,000 | 3,470 |
| Total risk weighted assets | $96,181,000 | 3,738 |
| Total unused commitments | $3,297,000 | 5,491 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 50 | 2,889 |
| Assets and Liabilities | ||
| Total Assets: | $149,428,000 | 3,826 |
| Cash and due from depository institutions | $19,398,000 | 2,889 |
| Interest-bearing balances | $15,727,000 | 2,593 |
| Securities | $30,468,000 | 3,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $90,881,000 | 3,674 |
| Loan loss allowance | $1,634,000 | 3,462 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $2,605,000 | 3,525 |
| Other real estate owned | $4,721,000 | 2,889 |
| Goodwill and other intangibles | $50,000 | 2,720 |
| All other assets | $1,305,000 | 5,352 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $149,428,000 | 3,826 |
| Total liabilities | $134,064,000 | 3,800 |
| Total deposits | $127,816,000 | 3,789 |
| Interest-bearing deposits | $106,836,000 | 3,706 |
| Deposits held in domestic offices | $127,816,000 | 3,788 |
| % insured | 94.74% | 970 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 1,663 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $4,943,000 | 2,393 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $305,000 | 5,098 |
| Total equity capital | $15,364,000 | 3,944 |
| Total bank equity capital | $15,364,000 | 3,944 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $500,000 | 3,222 |
| Surplus | $3,840,000 | 4,072 |
| Undivided profits | $11,024,000 | 2,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,946,000 | 2,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $474,000 | 4,554 |
| Earning assets | $137,076,000 | 3,819 |
| Long-term assets (5+ years) | $36,713,000 | 3,888 |
| Average Assets, year-to-date | $147,911,000 | 3,846 |
| Average Assets, quarterly | $147,911,000 | 3,846 |
| Volatile liabilities | $7,896,000 | 3,515 |
| Insider loans | $2,379,000 | 2,268 |
| FHLB advances | $4,943,000 | 2,309 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $3,089,000 | 5,615 |
| Tier 1 (core) risk-based capital | $15,155,000 | 3,823 |
| Tier 2 risk-based capital | $1,221,000 | 3,457 |
| Total risk weighted assets | $97,282,000 | 3,719 |
| Total unused commitments | $3,089,000 | 5,615 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 50 | 2,895 |
| Assets and Liabilities | ||
| Total Assets: | $146,394,000 | 3,891 |
| Cash and due from depository institutions | $16,439,000 | 2,895 |
| Interest-bearing balances | $12,825,000 | 2,744 |
| Securities | $27,865,000 | 3,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $93,929,000 | 3,645 |
| Loan loss allowance | $2,243,000 | 2,825 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $2,629,000 | 3,512 |
| Other real estate owned | $4,312,000 | 2,895 |
| Goodwill and other intangibles | $50,000 | 2,727 |
| All other assets | $1,170,000 | 5,618 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $146,394,000 | 3,891 |
| Total liabilities | $131,338,000 | 3,873 |
| Total deposits | $124,825,000 | 3,847 |
| Interest-bearing deposits | $19,409,000 | 6,743 |
| Deposits held in domestic offices | $124,825,000 | 3,846 |
| % insured | 94.88% | 1,609 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 1,825 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $5,263,000 | 2,383 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $250,000 | 5,419 |
| Total equity capital | $15,056,000 | 4,010 |
| Total bank equity capital | $15,056,000 | 4,009 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $500,000 | 3,251 |
| Surplus | $3,840,000 | 4,101 |
| Undivided profits | $10,716,000 | 2,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $4,058,000 | 2,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $491,000 | 4,539 |
| Earning assets | $134,619,000 | 3,870 |
| Long-term assets (5+ years) | $36,621,000 | 3,849 |
| Average Assets, year-to-date | $147,309,600 | 3,820 |
| Average Assets, quarterly | $145,745,000 | 3,886 |
| Volatile liabilities | $9,613,000 | 3,281 |
| Insider loans | $2,379,000 | 2,290 |
| FHLB advances | $5,263,000 | 2,285 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $3,163,000 | 5,546 |
| Tier 1 (core) risk-based capital | $14,830,000 | 3,882 |
| Tier 2 risk-based capital | $1,251,000 | 3,428 |
| Total risk weighted assets | $99,074,000 | 3,713 |
| Total unused commitments | $3,163,000 | 5,546 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 50 | 2,916 |
| Assets and Liabilities | ||
| Total Assets: | $145,096,000 | 3,926 |
| Cash and due from depository institutions | $17,103,000 | 2,916 |
| Interest-bearing balances | $11,533,000 | 2,793 |
| Securities | $23,456,000 | 4,209 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $97,875,000 | 3,577 |
| Loan loss allowance | $2,484,000 | 2,687 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $2,677,000 | 3,500 |
| Other real estate owned | $2,643,000 | 2,916 |
| Goodwill and other intangibles | $50,000 | 2,739 |
| All other assets | $1,292,000 | 5,536 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $145,096,000 | 3,926 |
| Total liabilities | $129,974,000 | 3,887 |
| Total deposits | $123,179,000 | 3,873 |
| Interest-bearing deposits | $103,695,000 | 3,800 |
| Deposits held in domestic offices | $123,179,000 | 3,873 |
| % insured | 97.08% | 824 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 1,813 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $5,524,000 | 2,365 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $271,000 | 5,666 |
| Total equity capital | $15,122,000 | 4,064 |
| Total bank equity capital | $15,122,000 | 4,061 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 3,304 |
| Surplus | $3,840,000 | 4,144 |
| Undivided profits | $10,782,000 | 3,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,584,000 | 1,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $573,000 | 4,396 |
| Earning assets | $132,864,000 | 3,910 |
| Long-term assets (5+ years) | $35,490,000 | 3,901 |
| Average Assets, year-to-date | $147,538,500 | 3,854 |
| Average Assets, quarterly | $145,997,000 | 3,903 |
| Volatile liabilities | $8,829,000 | 3,475 |
| Insider loans | $2,446,000 | 2,283 |
| FHLB advances | $5,524,000 | 2,271 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $2,549,000 | 5,852 |
| Tier 1 (core) risk-based capital | $14,809,000 | 3,910 |
| Tier 2 risk-based capital | $1,230,000 | 3,516 |
| Total risk weighted assets | $97,142,000 | 3,783 |
| Total unused commitments | $2,549,000 | 5,852 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 47 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $146,898,000 | 3,900 |
| Cash and due from depository institutions | $18,850,000 | 3,072 |
| Interest-bearing balances | $13,473,000 | 2,522 |
| Securities | $21,143,000 | 4,471 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $100,006,000 | 3,529 |
| Loan loss allowance | $2,439,000 | 2,749 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $2,730,000 | 3,473 |
| Other real estate owned | $2,894,000 | 3,072 |
| Goodwill and other intangibles | $50,000 | 2,720 |
| All other assets | $1,225,000 | 5,663 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $146,898,000 | 3,900 |
| Total liabilities | $131,746,000 | 3,866 |
| Total deposits | $124,703,000 | 3,853 |
| Interest-bearing deposits | $105,119,000 | 3,788 |
| Deposits held in domestic offices | $124,703,000 | 3,853 |
| % insured | 96.07% | 1,297 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 1,854 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $5,782,000 | 2,404 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $261,000 | 5,598 |
| Total equity capital | $15,152,000 | 4,009 |
| Total bank equity capital | $15,152,000 | 4,007 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $500,000 | 3,341 |
| Surplus | $3,840,000 | 4,150 |
| Undivided profits | $10,812,000 | 2,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $5,255,000 | 1,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $485,000 | 4,704 |
| Earning assets | $134,622,000 | 3,895 |
| Long-term assets (5+ years) | $35,444,000 | 3,891 |
| Average Assets, year-to-date | $148,352,670 | 3,868 |
| Average Assets, quarterly | $148,055,500 | 3,880 |
| Volatile liabilities | $8,216,000 | 3,643 |
| Insider loans | $2,334,000 | 2,365 |
| FHLB advances | $5,782,000 | 2,312 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $2,017,000 | 6,117 |
| Tier 1 (core) risk-based capital | $14,884,000 | 3,870 |
| Tier 2 risk-based capital | $1,224,000 | 3,543 |
| Total risk weighted assets | $96,667,000 | 3,802 |
| Total unused commitments | $2,017,000 | 6,117 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 47 | 3,079 |
| Assets and Liabilities | ||
| Total Assets: | $149,213,000 | 3,892 |
| Cash and due from depository institutions | $21,320,000 | 3,079 |
| Interest-bearing balances | $14,041,000 | 2,737 |
| Securities | $17,364,000 | 4,868 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $103,289,000 | 3,462 |
| Loan loss allowance | $2,349,000 | 2,865 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,744,000 | 3,495 |
| Other real estate owned | $3,070,000 | 3,079 |
| Goodwill and other intangibles | $50,000 | 2,730 |
| All other assets | $1,376,000 | 5,496 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $149,213,000 | 3,892 |
| Total liabilities | $134,239,000 | 3,868 |
| Total deposits | $126,788,000 | 3,856 |
| Interest-bearing deposits | $106,769,000 | 3,811 |
| Deposits held in domestic offices | $126,788,000 | 3,856 |
| % insured | 95.95% | 1,352 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 1,772 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $6,164,000 | 2,339 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $287,000 | 5,387 |
| Total equity capital | $14,974,000 | 4,023 |
| Total bank equity capital | $14,974,000 | 4,022 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $500,000 | 3,375 |
| Surplus | $3,840,000 | 4,173 |
| Undivided profits | $10,634,000 | 2,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,483,000 | 1,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $553,000 | 4,350 |
| Earning assets | $134,694,000 | 3,914 |
| Long-term assets (5+ years) | $36,831,000 | 3,822 |
| Average Assets, year-to-date | $149,080,000 | 3,888 |
| Average Assets, quarterly | $149,080,000 | 3,888 |
| Volatile liabilities | $4,842,000 | 4,561 |
| Insider loans | $1,968,000 | 2,637 |
| FHLB advances | $6,164,000 | 2,253 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $1,304,000 | 6,527 |
| Tier 1 (core) risk-based capital | $14,711,000 | 3,899 |
| Tier 2 risk-based capital | $1,251,000 | 3,519 |
| Total risk weighted assets | $98,404,000 | 3,770 |
| Total unused commitments | $1,304,000 | 6,527 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 47 | 3,092 |
| Assets and Liabilities | ||
| Total Assets: | $148,947,000 | 3,883 |
| Cash and due from depository institutions | $19,732,000 | 3,092 |
| Interest-bearing balances | $14,179,000 | 2,353 |
| Securities | $14,110,000 | 5,207 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $107,457,000 | 3,395 |
| Loan loss allowance | $2,477,000 | 2,742 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,781,000 | 3,485 |
| Other real estate owned | $3,437,000 | 3,092 |
| Goodwill and other intangibles | $50,000 | 2,750 |
| All other assets | $1,380,000 | 5,593 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $148,947,000 | 3,883 |
| Total liabilities | $134,346,000 | 3,843 |
| Total deposits | $126,674,000 | 3,821 |
| Interest-bearing deposits | $107,176,000 | 3,759 |
| Deposits held in domestic offices | $126,674,000 | 3,821 |
| % insured | 95.34% | 1,704 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 1,903 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $6,419,000 | 2,460 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $253,000 | 5,596 |
| Total equity capital | $14,601,000 | 4,092 |
| Total bank equity capital | $14,601,000 | 4,092 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $500,000 | 3,401 |
| Surplus | $3,840,000 | 4,196 |
| Undivided profits | $10,261,000 | 2,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $7,334,000 | 1,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $543,000 | 4,579 |
| Earning assets | $135,746,000 | 3,883 |
| Long-term assets (5+ years) | $35,670,000 | 3,356 |
| Average Assets, year-to-date | $147,181,200 | 3,848 |
| Average Assets, quarterly | $147,308,500 | 3,896 |
| Volatile liabilities | $8,611,000 | 3,708 |
| Insider loans | $1,975,000 | 2,686 |
| FHLB advances | $6,419,000 | 2,363 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $2,046,000 | 6,157 |
| Tier 1 (core) risk-based capital | $14,329,000 | 3,958 |
| Tier 2 risk-based capital | $1,215,000 | 3,591 |
| Total risk weighted assets | $95,947,000 | 3,861 |
| Total unused commitments | $2,046,000 | 6,157 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 47 | 3,094 |
| Assets and Liabilities | ||
| Total Assets: | $145,670,000 | 3,932 |
| Cash and due from depository institutions | $13,479,000 | 3,094 |
| Interest-bearing balances | $8,788,000 | 3,268 |
| Securities | $14,417,000 | 5,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $110,854,000 | 3,328 |
| Loan loss allowance | $3,070,000 | 2,341 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,840,000 | 3,473 |
| Other real estate owned | $2,476,000 | 3,094 |
| Goodwill and other intangibles | $50,000 | 2,766 |
| All other assets | $1,554,000 | 5,442 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $145,670,000 | 3,932 |
| Total liabilities | $130,943,000 | 3,898 |
| Total deposits | $122,626,000 | 3,900 |
| Interest-bearing deposits | $102,502,000 | 3,912 |
| Deposits held in domestic offices | $122,626,000 | 3,898 |
| % insured | 97.46% | 856 |
| Federal funds purchased & repurchase agreements | $1,340,000 | 1,815 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $6,677,000 | 2,499 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $300,000 | 5,649 |
| Total equity capital | $14,727,000 | 4,084 |
| Total bank equity capital | $14,727,000 | 4,084 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $500,000 | 3,442 |
| Surplus | $3,840,000 | 4,233 |
| Undivided profits | $10,387,000 | 2,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $9,287,000 | 1,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $575,000 | 4,517 |
| Earning assets | $134,059,000 | 3,901 |
| Long-term assets (5+ years) | $38,612,000 | 3,143 |
| Average Assets, year-to-date | $146,739,750 | 3,874 |
| Average Assets, quarterly | $145,763,000 | 3,908 |
| Volatile liabilities | $9,086,000 | 3,660 |
| Insider loans | $1,989,000 | 2,727 |
| FHLB advances | $6,677,000 | 2,388 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $3,832,000 | 5,459 |
| Tier 1 (core) risk-based capital | $14,405,000 | 3,945 |
| Tier 2 risk-based capital | $1,260,000 | 3,529 |
| Total risk weighted assets | $98,995,000 | 3,800 |
| Total unused commitments | $3,832,000 | 5,462 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 47 | 3,140 |
| Assets and Liabilities | ||
| Total Assets: | $146,997,000 | 3,896 |
| Cash and due from depository institutions | $11,850,000 | 3,140 |
| Interest-bearing balances | $7,268,000 | 3,409 |
| Securities | $14,191,000 | 5,236 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 2,742 |
| Net loans & leases | $113,129,000 | 3,318 |
| Loan loss allowance | $1,907,000 | 3,303 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,887,000 | 3,458 |
| Other real estate owned | $2,391,000 | 3,140 |
| Goodwill and other intangibles | $50,000 | 2,781 |
| All other assets | $1,499,000 | 5,556 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $146,997,000 | 3,896 |
| Total liabilities | $131,521,000 | 3,904 |
| Total deposits | $122,540,000 | 3,920 |
| Interest-bearing deposits | $103,037,000 | 3,942 |
| Deposits held in domestic offices | $122,540,000 | 3,919 |
| % insured | 96.23% | 1,405 |
| Federal funds purchased & repurchase agreements | $1,838,000 | 1,749 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $6,843,000 | 2,534 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $300,000 | 5,532 |
| Total equity capital | $15,476,000 | 3,894 |
| Total bank equity capital | $15,476,000 | 3,893 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,485 |
| Surplus | $3,840,000 | 4,269 |
| Undivided profits | $11,136,000 | 2,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $8,494,000 | 1,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $603,000 | 4,377 |
| Earning assets | $135,588,000 | 3,869 |
| Long-term assets (5+ years) | $38,876,000 | 3,117 |
| Average Assets, year-to-date | $147,476,670 | 3,893 |
| Average Assets, quarterly | $148,096,000 | 3,885 |
| Volatile liabilities | $9,890,000 | 3,529 |
| Insider loans | $998,000 | 3,928 |
| FHLB advances | $6,843,000 | 2,434 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $3,547,000 | 5,648 |
| Tier 1 (core) risk-based capital | $15,122,000 | 3,797 |
| Tier 2 risk-based capital | $1,298,000 | 3,485 |
| Total risk weighted assets | $103,214,000 | 3,717 |
| Total unused commitments | $3,547,000 | 5,652 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 47 | 3,149 |
| Assets and Liabilities | ||
| Total Assets: | $149,195,000 | 3,910 |
| Cash and due from depository institutions | $13,842,000 | 3,149 |
| Interest-bearing balances | $9,604,000 | 3,058 |
| Securities | $14,228,000 | 5,218 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 3,135 |
| Net loans & leases | $114,386,000 | 3,310 |
| Loan loss allowance | $1,963,000 | 3,258 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,935,000 | 3,462 |
| Other real estate owned | $1,138,000 | 3,149 |
| Goodwill and other intangibles | $50,000 | 2,789 |
| All other assets | $1,616,000 | 5,485 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $149,195,000 | 3,910 |
| Total liabilities | $134,295,000 | 3,890 |
| Total deposits | $124,923,000 | 3,924 |
| Interest-bearing deposits | $104,133,000 | 3,961 |
| Deposits held in domestic offices | $124,923,000 | 3,922 |
| % insured | 96.71% | 1,269 |
| Federal funds purchased & repurchase agreements | $1,837,000 | 1,726 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,183,000 | 2,497 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $352,000 | 5,148 |
| Total equity capital | $14,900,000 | 3,943 |
| Total bank equity capital | $14,900,000 | 3,942 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,527 |
| Surplus | $3,840,000 | 4,302 |
| Undivided profits | $10,560,000 | 2,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $7,301,000 | 1,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $635,000 | 4,221 |
| Earning assets | $139,218,000 | 3,842 |
| Long-term assets (5+ years) | $39,044,000 | 3,020 |
| Average Assets, year-to-date | $147,716,500 | 3,922 |
| Average Assets, quarterly | $147,716,500 | 3,922 |
| Volatile liabilities | $9,808,000 | 3,570 |
| Insider loans | $1,012,000 | 3,947 |
| FHLB advances | $7,183,000 | 2,388 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $4,249,000 | 5,459 |
| Tier 1 (core) risk-based capital | $14,596,000 | 3,882 |
| Tier 2 risk-based capital | $1,299,000 | 3,515 |
| Total risk weighted assets | $103,243,000 | 3,760 |
| Total unused commitments | $4,249,000 | 5,461 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 47 | 3,176 |
| Assets and Liabilities | ||
| Total Assets: | $146,383,000 | 3,971 |
| Cash and due from depository institutions | $10,640,000 | 3,176 |
| Interest-bearing balances | $183,000 | 6,413 |
| Securities | $13,893,000 | 5,174 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 3,060 |
| Net loans & leases | $114,520,000 | 3,382 |
| Loan loss allowance | $1,993,000 | 3,213 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,967,000 | 3,474 |
| Other real estate owned | $1,692,000 | 3,176 |
| Goodwill and other intangibles | $50,000 | 2,791 |
| All other assets | $1,621,000 | 5,612 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $146,383,000 | 3,971 |
| Total liabilities | $131,887,000 | 3,961 |
| Total deposits | $122,277,000 | 3,965 |
| Interest-bearing deposits | $103,527,000 | 3,960 |
| Deposits held in domestic offices | $122,277,000 | 3,962 |
| % insured | 96.88% | 1,153 |
| Federal funds purchased & repurchase agreements | $1,835,000 | 1,818 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,440,000 | 2,643 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $335,000 | 5,345 |
| Total equity capital | $14,496,000 | 4,013 |
| Total bank equity capital | $14,496,000 | 4,012 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,575 |
| Surplus | $3,840,000 | 4,342 |
| Undivided profits | $10,156,000 | 2,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $8,681,000 | 1,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $582,000 | 4,565 |
| Earning assets | $129,596,000 | 4,061 |
| Long-term assets (5+ years) | $38,704,000 | 2,956 |
| Average Assets, year-to-date | $142,223,200 | 4,018 |
| Average Assets, quarterly | $145,227,000 | 3,996 |
| Volatile liabilities | $41,849,000 | 2,926 |
| Insider loans | $1,012,000 | 4,003 |
| FHLB advances | $7,440,000 | 2,523 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $4,995,000 | 5,176 |
| Tier 1 (core) risk-based capital | $14,188,000 | 3,961 |
| Tier 2 risk-based capital | $1,314,000 | 3,523 |
| Total risk weighted assets | $104,462,000 | 3,801 |
| Total unused commitments | $4,995,000 | 5,177 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 47 | 3,211 |
| Assets and Liabilities | ||
| Total Assets: | $144,071,000 | 4,067 |
| Cash and due from depository institutions | $6,355,000 | 3,211 |
| Interest-bearing balances | $271,000 | 6,227 |
| Securities | $15,823,000 | 4,870 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 4,049 |
| Net loans & leases | $115,078,000 | 3,437 |
| Loan loss allowance | $1,697,000 | 3,574 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,020,000 | 3,475 |
| Other real estate owned | $1,679,000 | 3,211 |
| Goodwill and other intangibles | $50,000 | 2,791 |
| All other assets | $1,866,000 | 5,414 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $144,071,000 | 4,067 |
| Total liabilities | $129,481,000 | 4,046 |
| Total deposits | $120,087,000 | 4,045 |
| Interest-bearing deposits | $101,915,000 | 4,060 |
| Deposits held in domestic offices | $120,087,000 | 4,042 |
| % insured | 97.82% | 589 |
| Federal funds purchased & repurchase agreements | $1,833,000 | 1,821 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,178,000 | 2,776 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $383,000 | 5,544 |
| Total equity capital | $14,590,000 | 4,125 |
| Total bank equity capital | $14,590,000 | 4,124 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $3,840,000 | 4,375 |
| Undivided profits | $10,250,000 | 2,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $5,190,000 | 2,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $686,000 | 4,350 |
| Earning assets | $131,372,000 | 4,074 |
| Long-term assets (5+ years) | $35,973,000 | 3,071 |
| Average Assets, year-to-date | $141,183,250 | 4,090 |
| Average Assets, quarterly | $143,548,500 | 4,066 |
| Volatile liabilities | $42,514,000 | 2,984 |
| Insider loans | $1,047,000 | 4,022 |
| FHLB advances | $7,178,000 | 2,657 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $6,481,000 | 4,824 |
| Tier 1 (core) risk-based capital | $14,167,000 | 4,030 |
| Tier 2 risk-based capital | $1,326,000 | 3,571 |
| Total risk weighted assets | $105,706,000 | 3,827 |
| Total unused commitments | $6,481,000 | 4,827 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 47 | 3,233 |
| Assets and Liabilities | ||
| Total Assets: | $143,326,000 | 4,100 |
| Cash and due from depository institutions | $6,791,000 | 3,233 |
| Interest-bearing balances | $240,000 | 6,245 |
| Securities | $16,155,000 | 4,852 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $113,855,000 | 3,507 |
| Loan loss allowance | $1,385,000 | 4,028 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,072,000 | 3,463 |
| Other real estate owned | $1,700,000 | 3,233 |
| Goodwill and other intangibles | $50,000 | 2,804 |
| All other assets | $1,703,000 | 5,653 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $143,326,000 | 4,100 |
| Total liabilities | $128,922,000 | 4,075 |
| Total deposits | $119,388,000 | 4,095 |
| Interest-bearing deposits | $101,558,000 | 4,090 |
| Deposits held in domestic offices | $119,388,000 | 4,094 |
| % insured | 97.10% | 845 |
| Federal funds purchased & repurchase agreements | $1,750,000 | 1,865 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,419,000 | 2,876 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $365,000 | 5,513 |
| Total equity capital | $14,404,000 | 4,148 |
| Total bank equity capital | $14,404,000 | 4,147 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $3,840,000 | 4,408 |
| Undivided profits | $10,064,000 | 2,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,679,000 | 2,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $564,000 | 4,855 |
| Earning assets | $130,250,000 | 4,112 |
| Long-term assets (5+ years) | $34,833,000 | 3,115 |
| Average Assets, year-to-date | $140,320,670 | 4,132 |
| Average Assets, quarterly | $142,367,000 | 4,110 |
| Volatile liabilities | $41,430,000 | 3,082 |
| Insider loans | $47,000 | 6,779 |
| FHLB advances | $7,419,000 | 2,759 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $6,701,000 | 4,808 |
| Tier 1 (core) risk-based capital | $13,979,000 | 4,063 |
| Tier 2 risk-based capital | $1,316,000 | 3,587 |
| Total risk weighted assets | $105,222,000 | 3,874 |
| Total unused commitments | $6,701,000 | 4,811 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 47 | 3,279 |
| Assets and Liabilities | ||
| Total Assets: | $141,408,000 | 4,192 |
| Cash and due from depository institutions | $4,861,000 | 3,279 |
| Interest-bearing balances | $220,000 | 6,281 |
| Securities | $16,871,000 | 4,807 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,431 |
| Net loans & leases | $110,167,000 | 3,645 |
| Loan loss allowance | $1,434,000 | 3,982 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,125,000 | 3,483 |
| Other real estate owned | $1,552,000 | 3,279 |
| Goodwill and other intangibles | $50,000 | 2,826 |
| All other assets | $1,782,000 | 5,647 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $141,408,000 | 4,192 |
| Total liabilities | $127,232,000 | 4,166 |
| Total deposits | $120,411,000 | 4,106 |
| Interest-bearing deposits | $102,051,000 | 4,149 |
| Deposits held in domestic offices | $120,411,000 | 4,104 |
| % insured | 96.00% | 1,305 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $6,389,000 | 3,214 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $432,000 | 5,163 |
| Total equity capital | $14,176,000 | 4,212 |
| Total bank equity capital | $14,176,000 | 4,211 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $3,840,000 | 4,466 |
| Undivided profits | $9,836,000 | 2,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,998,000 | 3,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $638,000 | 4,589 |
| Earning assets | $130,258,000 | 4,171 |
| Long-term assets (5+ years) | $33,543,000 | 3,190 |
| Average Assets, year-to-date | $138,818,000 | 4,215 |
| Average Assets, quarterly | $138,818,000 | 4,215 |
| Volatile liabilities | $40,943,000 | 3,194 |
| Insider loans | $27,000 | 6,972 |
| FHLB advances | $6,389,000 | 3,085 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,283,000 | 4,783 |
| Tier 1 (core) risk-based capital | $13,837,000 | 4,118 |
| Tier 2 risk-based capital | $1,297,000 | 3,661 |
| Total risk weighted assets | $103,633,000 | 3,965 |
| Total unused commitments | $7,283,000 | 4,786 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 46 | 3,370 |
| Assets and Liabilities | ||
| Total Assets: | $136,228,000 | 4,282 |
| Cash and due from depository institutions | $4,152,000 | 3,370 |
| Interest-bearing balances | $107,000 | 6,425 |
| Securities | $16,338,000 | 4,834 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 2,842 |
| Net loans & leases | $107,334,000 | 3,734 |
| Loan loss allowance | $1,351,000 | 4,098 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,146,000 | 3,509 |
| Other real estate owned | $1,298,000 | 3,370 |
| Goodwill and other intangibles | $50,000 | 2,839 |
| All other assets | $1,910,000 | 5,604 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $136,228,000 | 4,282 |
| Total liabilities | $122,420,000 | 4,261 |
| Total deposits | $116,151,000 | 4,200 |
| Interest-bearing deposits | $98,371,000 | 4,217 |
| Deposits held in domestic offices | $116,151,000 | 4,199 |
| % insured | 95.79% | 1,387 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,892,000 | 3,482 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $377,000 | 5,485 |
| Total equity capital | $13,808,000 | 4,281 |
| Total bank equity capital | $13,808,000 | 4,281 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $3,840,000 | 4,504 |
| Undivided profits | $9,468,000 | 3,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,118,000 | 2,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $708,000 | 4,422 |
| Earning assets | $125,779,000 | 4,245 |
| Long-term assets (5+ years) | $31,365,000 | 3,315 |
| Average Assets, year-to-date | $128,605,600 | 4,370 |
| Average Assets, quarterly | $134,280,500 | 4,304 |
| Volatile liabilities | $37,545,000 | 3,423 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $5,892,000 | 3,359 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $3,329,000 | 6,110 |
| Tier 1 (core) risk-based capital | $13,508,000 | 4,211 |
| Tier 2 risk-based capital | $1,248,000 | 3,771 |
| Total risk weighted assets | $99,736,000 | 4,108 |
| Total unused commitments | $3,329,000 | 6,112 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 48 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $132,333,000 | 4,369 |
| Cash and due from depository institutions | $6,386,000 | 3,282 |
| Interest-bearing balances | $134,000 | 6,254 |
| Securities | $16,214,000 | 4,902 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,431 |
| Net loans & leases | $100,878,000 | 3,954 |
| Loan loss allowance | $1,175,000 | 4,353 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,176,000 | 3,511 |
| Other real estate owned | $1,335,000 | 3,282 |
| Goodwill and other intangibles | $50,000 | 2,881 |
| All other assets | $1,294,000 | 6,028 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $132,333,000 | 4,369 |
| Total liabilities | $118,515,000 | 4,354 |
| Total deposits | $111,902,000 | 4,283 |
| Interest-bearing deposits | $95,384,000 | 4,302 |
| Deposits held in domestic offices | $111,902,000 | 4,281 |
| % insured | 96.16% | 1,417 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,168,000 | 3,506 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $445,000 | 5,606 |
| Total equity capital | $13,818,000 | 4,381 |
| Total bank equity capital | $13,818,000 | 4,381 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $3,840,000 | 4,525 |
| Undivided profits | $9,478,000 | 3,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,635,000 | 2,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $745,000 | 4,451 |
| Earning assets | $120,226,000 | 4,398 |
| Long-term assets (5+ years) | $31,068,000 | 3,283 |
| Average Assets, year-to-date | $126,700,000 | 4,430 |
| Average Assets, quarterly | $129,774,000 | 4,411 |
| Volatile liabilities | $34,722,000 | 3,626 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $6,168,000 | 3,372 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,256,000 | 6,245 |
| Tier 1 (core) risk-based capital | $13,431,000 | 4,307 |
| Tier 2 risk-based capital | $1,175,000 | 3,909 |
| Total risk weighted assets | $95,074,000 | 4,272 |
| Total unused commitments | $3,256,000 | 6,249 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 48 | 3,339 |
| Assets and Liabilities | ||
| Total Assets: | $127,215,000 | 4,491 |
| Cash and due from depository institutions | $5,120,000 | 3,339 |
| Interest-bearing balances | $272,000 | 5,732 |
| Securities | $17,931,000 | 4,690 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,267 |
| Net loans & leases | $97,089,000 | 4,078 |
| Loan loss allowance | $1,104,000 | 4,425 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,227,000 | 3,511 |
| Other real estate owned | $562,000 | 3,339 |
| Goodwill and other intangibles | $50,000 | 2,896 |
| All other assets | $1,236,000 | 6,165 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $127,215,000 | 4,491 |
| Total liabilities | $113,800,000 | 4,479 |
| Total deposits | $107,408,000 | 4,414 |
| Interest-bearing deposits | $90,240,000 | 4,459 |
| Deposits held in domestic offices | $107,408,000 | 4,411 |
| % insured | 91.35% | 688 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $5,850,000 | 3,694 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $542,000 | 5,193 |
| Total equity capital | $13,415,000 | 4,438 |
| Total bank equity capital | $13,415,000 | 4,438 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $3,840,000 | 4,570 |
| Undivided profits | $9,075,000 | 3,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,804,000 | 3,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $622,000 | 4,897 |
| Earning assets | $117,292,000 | 4,464 |
| Long-term assets (5+ years) | $30,585,000 | 3,268 |
| Average Assets, year-to-date | $124,822,330 | 4,515 |
| Average Assets, quarterly | $126,258,000 | 4,500 |
| Volatile liabilities | $31,445,000 | 3,863 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $5,850,000 | 3,548 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,528,000 | 6,729 |
| Tier 1 (core) risk-based capital | $13,096,000 | 4,403 |
| Tier 2 risk-based capital | $1,104,000 | 4,042 |
| Total risk weighted assets | $92,506,000 | 4,381 |
| Total unused commitments | $2,528,000 | 6,730 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 49 | 3,299 |
| Assets and Liabilities | ||
| Total Assets: | $125,301,000 | 4,556 |
| Cash and due from depository institutions | $5,149,000 | 3,299 |
| Interest-bearing balances | $183,000 | 5,707 |
| Securities | $19,553,000 | 4,489 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,748 |
| Net loans & leases | $93,530,000 | 4,192 |
| Loan loss allowance | $1,114,000 | 4,304 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,267,000 | 3,513 |
| Other real estate owned | $370,000 | 3,299 |
| Goodwill and other intangibles | $50,000 | 2,916 |
| All other assets | $1,382,000 | 5,941 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $125,301,000 | 4,556 |
| Total liabilities | $112,168,000 | 4,541 |
| Total deposits | $105,528,000 | 4,462 |
| Interest-bearing deposits | $88,549,000 | 4,500 |
| Deposits held in domestic offices | $105,528,000 | 4,459 |
| % insured | 92.05% | 606 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $6,103,000 | 3,658 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $537,000 | 5,101 |
| Total equity capital | $13,133,000 | 4,558 |
| Total bank equity capital | $13,133,000 | 4,557 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $3,840,000 | 4,588 |
| Undivided profits | $8,793,000 | 3,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,089,000 | 3,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $730,000 | 4,421 |
| Earning assets | $115,266,000 | 4,531 |
| Long-term assets (5+ years) | $36,744,000 | 2,873 |
| Average Assets, year-to-date | $123,626,000 | 4,555 |
| Average Assets, quarterly | $123,626,000 | 4,555 |
| Volatile liabilities | $29,744,000 | 4,011 |
| Insider loans | $43,000 | 7,086 |
| FHLB advances | $6,103,000 | 3,518 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,622,000 | 5,619 |
| Tier 1 (core) risk-based capital | $12,770,000 | 4,496 |
| Tier 2 risk-based capital | $1,114,000 | 3,987 |
| Total risk weighted assets | $89,343,000 | 4,462 |
| Total unused commitments | $5,622,000 | 5,621 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 49 | 3,330 |
| Assets and Liabilities | ||
| Total Assets: | $121,951,000 | 4,586 |
| Cash and due from depository institutions | $5,718,000 | 3,330 |
| Interest-bearing balances | $189,000 | 5,191 |
| Securities | $23,052,000 | 4,078 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 3,282 |
| Net loans & leases | $86,013,000 | 4,419 |
| Loan loss allowance | $1,116,000 | 4,261 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,295,000 | 3,520 |
| Other real estate owned | $594,000 | 3,330 |
| Goodwill and other intangibles | $50,000 | 2,920 |
| All other assets | $1,329,000 | 6,086 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $121,951,000 | 4,586 |
| Total liabilities | $109,128,000 | 4,580 |
| Total deposits | $102,299,000 | 4,490 |
| Interest-bearing deposits | $86,293,000 | 4,502 |
| Deposits held in domestic offices | $102,299,000 | 4,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $6,354,000 | 3,830 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $475,000 | 5,455 |
| Total equity capital | $12,823,000 | 4,633 |
| Total bank equity capital | $12,823,000 | 4,633 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $3,840,000 | 4,572 |
| Undivided profits | $8,483,000 | 3,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,757,000 | 2,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $714,000 | 4,715 |
| Earning assets | $111,154,000 | 4,610 |
| Long-term assets (5+ years) | $27,637,000 | 3,425 |
| Average Assets, year-to-date | $121,077,400 | 4,493 |
| Average Assets, quarterly | $121,976,500 | 4,555 |
| Volatile liabilities | $28,876,000 | 3,996 |
| Insider loans | $40,000 | 7,175 |
| FHLB advances | $6,354,000 | 3,705 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,228,000 | 5,762 |
| Tier 1 (core) risk-based capital | $12,473,000 | 4,575 |
| Tier 2 risk-based capital | $1,048,000 | 4,115 |
| Total risk weighted assets | $83,770,000 | 4,658 |
| Total unused commitments | $5,228,000 | 5,763 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 43 | 3,708 |
| Assets and Liabilities | ||
| Total Assets: | $122,002,000 | 4,573 |
| Cash and due from depository institutions | $5,230,000 | 3,708 |
| Interest-bearing balances | $153,000 | 4,691 |
| Securities | $23,800,000 | 3,930 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 3,871 |
| Net loans & leases | $85,637,000 | 4,439 |
| Loan loss allowance | $1,047,000 | 4,248 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,356,000 | 3,470 |
| Other real estate owned | $503,000 | 3,708 |
| Goodwill and other intangibles | $50,000 | 2,976 |
| All other assets | $1,626,000 | 5,721 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $122,002,000 | 4,573 |
| Total liabilities | $109,879,000 | 4,527 |
| Total deposits | $102,994,000 | 4,431 |
| Interest-bearing deposits | $85,680,000 | 4,495 |
| Deposits held in domestic offices | $102,994,000 | 4,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $129,000 | 3,420 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $6,246,000 | 3,868 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $510,000 | 5,416 |
| Total equity capital | $12,123,000 | 4,841 |
| Total bank equity capital | $12,123,000 | 4,841 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $3,840,000 | 4,574 |
| Undivided profits | $7,783,000 | 3,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,628,000 | 3,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $748,000 | 4,762 |
| Earning assets | $111,390,000 | 4,576 |
| Long-term assets (5+ years) | $27,494,000 | 3,382 |
| Average Assets, year-to-date | $120,859,000 | 4,505 |
| Average Assets, quarterly | $121,124,000 | 4,557 |
| Volatile liabilities | $28,433,000 | 3,954 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $6,246,000 | 3,730 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $1,241,000 | 7,513 |
| Tier 1 (core) risk-based capital | $12,076,000 | 4,767 |
| Tier 2 risk-based capital | $1,010,000 | 4,115 |
| Total risk weighted assets | $80,739,000 | 4,751 |
| Total unused commitments | $1,241,000 | 7,514 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 47 | 3,510 |
| Assets and Liabilities | ||
| Total Assets: | $120,246,000 | 4,606 |
| Cash and due from depository institutions | $5,109,000 | 3,510 |
| Interest-bearing balances | $90,000 | 5,239 |
| Securities | $24,830,000 | 3,895 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,661 |
| Net loans & leases | $83,909,000 | 4,459 |
| Loan loss allowance | $1,033,000 | 4,241 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,653,000 | 3,272 |
| Other real estate owned | $342,000 | 3,510 |
| Goodwill and other intangibles | $50,000 | 3,003 |
| All other assets | $1,353,000 | 6,096 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $120,246,000 | 4,606 |
| Total liabilities | $108,621,000 | 4,563 |
| Total deposits | $102,104,000 | 4,457 |
| Interest-bearing deposits | $84,623,000 | 4,525 |
| Deposits held in domestic offices | $102,104,000 | 4,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $127,000 | 3,487 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,913,000 | 3,836 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $477,000 | 5,555 |
| Total equity capital | $11,625,000 | 4,990 |
| Total bank equity capital | $11,625,000 | 4,990 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $3,840,000 | 4,586 |
| Undivided profits | $7,285,000 | 3,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,970,000 | 2,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $705,000 | 4,827 |
| Earning assets | $109,829,000 | 4,611 |
| Long-term assets (5+ years) | $29,620,000 | 3,211 |
| Average Assets, year-to-date | $120,478,000 | 4,549 |
| Average Assets, quarterly | $120,972,000 | 4,566 |
| Volatile liabilities | $26,411,000 | 4,111 |
| Insider loans | $43,000 | 7,277 |
| FHLB advances | $5,913,000 | 3,705 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $2,088,000 | 7,183 |
| Tier 1 (core) risk-based capital | $11,699,000 | 4,881 |
| Tier 2 risk-based capital | $1,004,000 | 4,100 |
| Total risk weighted assets | $80,297,000 | 4,738 |
| Total unused commitments | $2,088,000 | 7,184 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 47 | 3,517 |
| Assets and Liabilities | ||
| Total Assets: | $121,698,000 | 4,561 |
| Cash and due from depository institutions | $4,985,000 | 3,517 |
| Interest-bearing balances | $99,000 | 5,094 |
| Securities | $25,051,000 | 3,874 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,532 |
| Net loans & leases | $81,997,000 | 4,462 |
| Loan loss allowance | $1,364,000 | 3,491 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,645,000 | 3,259 |
| Other real estate owned | $342,000 | 3,517 |
| Goodwill and other intangibles | $50,000 | 3,010 |
| All other assets | $1,328,000 | 6,035 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $121,698,000 | 4,561 |
| Total liabilities | $110,123,000 | 4,495 |
| Total deposits | $104,042,000 | 4,396 |
| Interest-bearing deposits | $87,104,000 | 4,464 |
| Deposits held in domestic offices | $104,042,000 | 4,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,462,000 | 3,656 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $619,000 | 5,163 |
| Total equity capital | $11,575,000 | 5,087 |
| Total bank equity capital | $11,575,000 | 5,087 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $3,840,000 | 4,570 |
| Undivided profits | $7,235,000 | 3,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,746,000 | 2,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $727,000 | 4,746 |
| Earning assets | $111,447,000 | 4,567 |
| Long-term assets (5+ years) | $28,983,000 | 3,161 |
| Average Assets, year-to-date | $120,594,000 | 4,541 |
| Average Assets, quarterly | $120,594,000 | 4,541 |
| Volatile liabilities | $27,199,000 | 4,004 |
| Insider loans | $44,000 | 7,283 |
| FHLB advances | $5,462,000 | 3,536 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $6,676,000 | 5,598 |
| Tier 1 (core) risk-based capital | $11,289,000 | 5,003 |
| Tier 2 risk-based capital | $1,003,000 | 4,056 |
| Total risk weighted assets | $79,870,000 | 4,726 |
| Total unused commitments | $6,676,000 | 5,603 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 42 | 3,846 |
| Assets and Liabilities | ||
| Total Assets: | $119,490,000 | 4,578 |
| Cash and due from depository institutions | $6,099,000 | 3,846 |
| Interest-bearing balances | $92,000 | 4,938 |
| Securities | $24,857,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,006 |
| Net loans & leases | $79,309,000 | 4,545 |
| Loan loss allowance | $1,407,000 | 3,385 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,681,000 | 3,213 |
| Other real estate owned | $292,000 | 3,846 |
| Goodwill and other intangibles | $50,000 | 3,013 |
| All other assets | $1,302,000 | 6,134 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $119,490,000 | 4,578 |
| Total liabilities | $108,458,000 | 4,503 |
| Total deposits | $102,260,000 | 4,428 |
| Interest-bearing deposits | $86,300,000 | 4,422 |
| Deposits held in domestic offices | $102,260,000 | 4,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,610,000 | 3,453 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $588,000 | 5,279 |
| Total equity capital | $11,032,000 | 5,200 |
| Total bank equity capital | $11,032,000 | 5,200 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $3,840,000 | 4,550 |
| Undivided profits | $6,692,000 | 4,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,658,000 | 2,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $744,000 | 4,916 |
| Earning assets | $108,158,000 | 4,609 |
| Long-term assets (5+ years) | $24,173,000 | 3,314 |
| Average Assets, year-to-date | $118,267,200 | 4,484 |
| Average Assets, quarterly | $119,257,500 | 4,542 |
| Volatile liabilities | $27,714,000 | 3,959 |
| Insider loans | $65,000 | 7,182 |
| FHLB advances | $5,610,000 | 3,328 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $15,346,000 | 3,925 |
| Tier 1 (core) risk-based capital | $10,936,000 | 5,082 |
| Tier 2 risk-based capital | $980,000 | 4,090 |
| Total risk weighted assets | $77,991,000 | 4,760 |
| Total unused commitments | $15,346,000 | 3,927 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 42 | 3,843 |
| Assets and Liabilities | ||
| Total Assets: | $119,025,000 | 4,530 |
| Cash and due from depository institutions | $6,789,000 | 3,843 |
| Interest-bearing balances | $83,000 | 4,877 |
| Securities | $21,909,000 | 4,235 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,117 |
| Net loans & leases | $78,803,000 | 4,523 |
| Loan loss allowance | $1,312,000 | 3,490 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,439,000 | 3,322 |
| Other real estate owned | $239,000 | 3,843 |
| Goodwill and other intangibles | $50,000 | 3,020 |
| All other assets | $1,296,000 | 6,254 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $119,025,000 | 4,530 |
| Total liabilities | $108,046,000 | 4,457 |
| Total deposits | $102,201,000 | 4,382 |
| Interest-bearing deposits | $85,112,000 | 4,433 |
| Deposits held in domestic offices | $102,201,000 | 4,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,246,000 | 3,404 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $599,000 | 5,337 |
| Total equity capital | $10,979,000 | 5,169 |
| Total bank equity capital | $10,979,000 | 5,169 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $3,840,000 | 4,514 |
| Undivided profits | $6,639,000 | 4,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,074,000 | 1,941 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $786,000 | 5,017 |
| Earning assets | $107,295,000 | 4,597 |
| Long-term assets (5+ years) | $16,428,000 | 3,945 |
| Average Assets, year-to-date | $117,961,500 | 4,486 |
| Average Assets, quarterly | $119,274,500 | 4,495 |
| Volatile liabilities | $27,714,000 | 3,955 |
| Insider loans | $66,000 | 7,211 |
| FHLB advances | $5,246,000 | 3,261 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $16,509,000 | 3,793 |
| Tier 1 (core) risk-based capital | $10,931,000 | 5,085 |
| Tier 2 risk-based capital | $964,000 | 4,108 |
| Total risk weighted assets | $76,811,000 | 4,764 |
| Total unused commitments | $16,509,000 | 3,793 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $119,524,000 | 4,518 |
| Cash and due from depository institutions | $6,818,000 | 3,964 |
| Interest-bearing balances | $54,000 | 5,312 |
| Securities | $22,112,000 | 4,201 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,534 |
| Net loans & leases | $80,584,000 | 4,443 |
| Loan loss allowance | $1,248,000 | 3,609 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,981,000 | 3,626 |
| Other real estate owned | $165,000 | 3,964 |
| Goodwill and other intangibles | $50,000 | 3,048 |
| All other assets | $1,414,000 | 6,007 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $119,524,000 | 4,518 |
| Total liabilities | $109,037,000 | 4,444 |
| Total deposits | $103,079,000 | 4,363 |
| Interest-bearing deposits | $84,322,000 | 4,454 |
| Deposits held in domestic offices | $103,079,000 | 4,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,381,000 | 3,278 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $577,000 | 5,226 |
| Total equity capital | $10,487,000 | 5,242 |
| Total bank equity capital | $10,487,000 | 5,242 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $3,840,000 | 4,512 |
| Undivided profits | $6,147,000 | 4,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,811,000 | 1,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $924,000 | 4,235 |
| Earning assets | $108,150,000 | 4,567 |
| Long-term assets (5+ years) | $16,746,000 | 3,829 |
| Average Assets, year-to-date | $117,607,000 | 4,527 |
| Average Assets, quarterly | $119,800,000 | 4,503 |
| Volatile liabilities | $27,992,000 | 3,882 |
| Insider loans | $65,000 | 7,237 |
| FHLB advances | $5,381,000 | 3,137 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $17,374,000 | 3,702 |
| Tier 1 (core) risk-based capital | $10,598,000 | 5,156 |
| Tier 2 risk-based capital | $957,000 | 4,118 |
| Total risk weighted assets | $76,230,000 | 4,767 |
| Total unused commitments | $17,374,000 | 3,704 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 41 | 3,930 |
| Assets and Liabilities | ||
| Total Assets: | $120,076,000 | 4,520 |
| Cash and due from depository institutions | $5,883,000 | 3,930 |
| Interest-bearing balances | $226,000 | 3,883 |
| Securities | $21,645,000 | 4,282 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,514 |
| Net loans & leases | $80,881,000 | 4,406 |
| Loan loss allowance | $1,223,000 | 3,642 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,661,000 | 3,857 |
| Other real estate owned | $125,000 | 3,930 |
| Goodwill and other intangibles | $50,000 | 3,064 |
| All other assets | $1,331,000 | 6,055 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $120,076,000 | 4,520 |
| Total liabilities | $109,850,000 | 4,444 |
| Total deposits | $103,705,000 | 4,365 |
| Interest-bearing deposits | $86,849,000 | 4,391 |
| Deposits held in domestic offices | $103,705,000 | 4,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,514,000 | 3,174 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $631,000 | 4,984 |
| Total equity capital | $10,226,000 | 5,319 |
| Total bank equity capital | $10,226,000 | 5,319 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $3,840,000 | 4,485 |
| Undivided profits | $5,886,000 | 4,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,490,000 | 2,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $857,000 | 4,334 |
| Earning assets | $110,252,000 | 4,542 |
| Long-term assets (5+ years) | $16,617,000 | 3,798 |
| Average Assets, year-to-date | $116,648,500 | 4,581 |
| Average Assets, quarterly | $116,648,500 | 4,581 |
| Volatile liabilities | $31,023,000 | 3,564 |
| Insider loans | $94,000 | 7,098 |
| FHLB advances | $5,514,000 | 3,042 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $17,821,000 | 3,638 |
| Tier 1 (core) risk-based capital | $10,306,000 | 5,215 |
| Tier 2 risk-based capital | $967,000 | 4,082 |
| Total risk weighted assets | $77,137,000 | 4,699 |
| Total unused commitments | $17,821,000 | 3,639 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $113,221,000 | 4,667 |
| Cash and due from depository institutions | $7,218,000 | 3,927 |
| Interest-bearing balances | $96,000 | 4,950 |
| Securities | $18,385,000 | 4,773 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,791 |
| Net loans & leases | $80,681,000 | 4,402 |
| Loan loss allowance | $1,063,000 | 3,982 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,334,000 | 4,140 |
| Other real estate owned | $268,000 | 3,927 |
| Goodwill and other intangibles | $50,000 | 3,070 |
| All other assets | $1,285,000 | 6,211 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $113,221,000 | 4,667 |
| Total liabilities | $103,256,000 | 4,585 |
| Total deposits | $97,111,000 | 4,505 |
| Interest-bearing deposits | $81,604,000 | 4,507 |
| Deposits held in domestic offices | $97,111,000 | 4,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,646,000 | 3,289 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $499,000 | 5,507 |
| Total equity capital | $9,965,000 | 5,362 |
| Total bank equity capital | $9,965,000 | 5,362 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $3,840,000 | 4,455 |
| Undivided profits | $5,625,000 | 4,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,444,000 | 2,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $862,000 | 4,454 |
| Earning assets | $102,162,000 | 4,723 |
| Long-term assets (5+ years) | $16,495,000 | 3,765 |
| Average Assets, year-to-date | $111,881,200 | 4,570 |
| Average Assets, quarterly | $112,596,500 | 4,653 |
| Volatile liabilities | $26,736,000 | 3,996 |
| Insider loans | $134,000 | 6,895 |
| FHLB advances | $5,646,000 | 3,168 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $4,211,000 | 6,306 |
| Tier 1 (core) risk-based capital | $10,093,000 | 5,255 |
| Tier 2 risk-based capital | $958,000 | 4,087 |
| Total risk weighted assets | $76,506,000 | 4,700 |
| Total unused commitments | $4,211,000 | 6,308 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $111,972,000 | 4,679 |
| Cash and due from depository institutions | $5,431,000 | 3,935 |
| Interest-bearing balances | $93,000 | 4,981 |
| Securities | $19,291,000 | 4,675 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,797 |
| Net loans & leases | $79,241,000 | 4,446 |
| Loan loss allowance | $904,000 | 4,467 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,284,000 | 4,164 |
| Other real estate owned | $349,000 | 3,935 |
| Goodwill and other intangibles | $50,000 | 3,074 |
| All other assets | $1,326,000 | 6,172 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $111,972,000 | 4,679 |
| Total liabilities | $102,105,000 | 4,598 |
| Total deposits | $95,850,000 | 4,491 |
| Interest-bearing deposits | $79,853,000 | 4,538 |
| Deposits held in domestic offices | $95,850,000 | 4,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,776,000 | 3,422 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $479,000 | 5,706 |
| Total equity capital | $9,867,000 | 5,383 |
| Total bank equity capital | $9,867,000 | 5,383 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $3,840,000 | 4,437 |
| Undivided profits | $5,527,000 | 4,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 3,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $826,000 | 4,609 |
| Earning assets | $102,625,000 | 4,674 |
| Long-term assets (5+ years) | $15,748,000 | 3,811 |
| Average Assets, year-to-date | $111,546,250 | 4,605 |
| Average Assets, quarterly | $112,952,500 | 4,619 |
| Volatile liabilities | $26,721,000 | 4,003 |
| Insider loans | $30,000 | 7,548 |
| FHLB advances | $5,776,000 | 3,284 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $2,946,000 | 6,862 |
| Tier 1 (core) risk-based capital | $10,030,000 | 5,260 |
| Tier 2 risk-based capital | $904,000 | 4,269 |
| Total risk weighted assets | $74,552,000 | 4,776 |
| Total unused commitments | $2,946,000 | 6,863 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 41 | 3,965 |
| Assets and Liabilities | ||
| Total Assets: | $113,933,000 | 4,595 |
| Cash and due from depository institutions | $8,085,000 | 3,965 |
| Interest-bearing balances | $188,000 | 4,191 |
| Securities | $19,875,000 | 4,599 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,575 |
| Net loans & leases | $77,781,000 | 4,449 |
| Loan loss allowance | $971,000 | 4,229 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,319,000 | 4,098 |
| Other real estate owned | $313,000 | 3,965 |
| Goodwill and other intangibles | $50,000 | 3,077 |
| All other assets | $1,510,000 | 5,817 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $113,933,000 | 4,595 |
| Total liabilities | $104,548,000 | 4,500 |
| Total deposits | $98,184,000 | 4,424 |
| Interest-bearing deposits | $80,827,000 | 4,481 |
| Deposits held in domestic offices | $98,184,000 | 4,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,904,000 | 3,458 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $460,000 | 5,469 |
| Total equity capital | $9,385,000 | 5,420 |
| Total bank equity capital | $9,385,000 | 5,420 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $3,840,000 | 4,416 |
| Undivided profits | $5,045,000 | 4,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $950,000 | 2,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $743,000 | 4,584 |
| Earning assets | $101,844,000 | 4,671 |
| Long-term assets (5+ years) | $13,325,000 | 4,083 |
| Average Assets, year-to-date | $111,404,330 | 4,625 |
| Average Assets, quarterly | $113,204,500 | 4,604 |
| Volatile liabilities | $27,013,000 | 3,911 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $3,111,000 | 6,870 |
| Tier 1 (core) risk-based capital | $9,715,000 | 5,289 |
| Tier 2 risk-based capital | $930,000 | 4,156 |
| Total risk weighted assets | $74,329,000 | 4,752 |
| Total unused commitments | $3,111,000 | 6,871 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $112,476,000 | 4,629 |
| Cash and due from depository institutions | $7,650,000 | 3,942 |
| Interest-bearing balances | $185,000 | 4,295 |
| Securities | $21,053,000 | 4,468 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,310 |
| Net loans & leases | $75,465,000 | 4,464 |
| Loan loss allowance | $893,000 | 4,449 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,265,000 | 4,135 |
| Other real estate owned | $558,000 | 3,942 |
| Goodwill and other intangibles | $50,000 | 3,053 |
| All other assets | $1,935,000 | 5,144 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $112,476,000 | 4,629 |
| Total liabilities | $103,380,000 | 4,538 |
| Total deposits | $96,888,000 | 4,465 |
| Interest-bearing deposits | $79,599,000 | 4,504 |
| Deposits held in domestic offices | $96,888,000 | 4,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,031,000 | 3,262 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $461,000 | 5,373 |
| Total equity capital | $9,096,000 | 5,482 |
| Total bank equity capital | $9,096,000 | 5,482 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $3,840,000 | 4,344 |
| Undivided profits | $4,756,000 | 4,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 3,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $775,000 | 4,234 |
| Earning assets | $100,203,000 | 4,713 |
| Long-term assets (5+ years) | $12,980,000 | 4,103 |
| Average Assets, year-to-date | $110,140,000 | 4,650 |
| Average Assets, quarterly | $110,140,000 | 4,650 |
| Volatile liabilities | $24,802,000 | 3,980 |
| Insider loans | $33,000 | 7,576 |
| FHLB advances | $6,031,000 | 3,123 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $1,780,000 | 7,522 |
| Tier 1 (core) risk-based capital | $9,459,000 | 5,302 |
| Tier 2 risk-based capital | $893,000 | 4,224 |
| Total risk weighted assets | $73,531,000 | 4,717 |
| Total unused commitments | $1,780,000 | 7,524 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $107,804,000 | 4,729 |
| Cash and due from depository institutions | $5,184,000 | 3,938 |
| Interest-bearing balances | $61,000 | 5,509 |
| Securities | $21,916,000 | 4,379 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 4,739 |
| Net loans & leases | $75,436,000 | 4,453 |
| Loan loss allowance | $1,109,000 | 3,824 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,301,000 | 4,077 |
| Other real estate owned | $483,000 | 3,938 |
| Goodwill and other intangibles | $50,000 | 3,045 |
| All other assets | $1,334,000 | 6,037 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $107,804,000 | 4,729 |
| Total liabilities | $98,918,000 | 4,641 |
| Total deposits | $93,320,000 | 4,568 |
| Interest-bearing deposits | $76,639,000 | 4,582 |
| Deposits held in domestic offices | $93,320,000 | 4,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,144,000 | 3,581 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $454,000 | 5,341 |
| Total equity capital | $8,886,000 | 5,534 |
| Total bank equity capital | $8,886,000 | 5,534 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $3,840,000 | 4,317 |
| Undivided profits | $4,546,000 | 4,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,437,000 | 1,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $787,000 | 4,232 |
| Earning assets | $98,513,000 | 4,762 |
| Long-term assets (5+ years) | $12,824,000 | 4,138 |
| Average Assets, year-to-date | $106,824,600 | 4,620 |
| Average Assets, quarterly | $106,351,000 | 4,742 |
| Volatile liabilities | $23,276,000 | 4,074 |
| Insider loans | $29,000 | 7,621 |
| FHLB advances | $5,144,000 | 3,428 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $1,737,000 | 7,487 |
| Tier 1 (core) risk-based capital | $9,208,000 | 5,362 |
| Tier 2 risk-based capital | $907,000 | 4,159 |
| Total risk weighted assets | $72,333,000 | 4,730 |
| Total unused commitments | $1,737,000 | 7,488 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $104,898,000 | 4,785 |
| Cash and due from depository institutions | $4,456,000 | 3,927 |
| Interest-bearing balances | $42,000 | 5,802 |
| Securities | $22,185,000 | 4,325 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $74,015,000 | 4,484 |
| Loan loss allowance | $1,095,000 | 3,830 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,277,000 | 4,055 |
| Other real estate owned | $483,000 | 3,927 |
| Goodwill and other intangibles | $50,000 | 3,038 |
| All other assets | $1,432,000 | 5,870 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $104,898,000 | 4,785 |
| Total liabilities | $96,138,000 | 4,692 |
| Total deposits | $91,856,000 | 4,552 |
| Interest-bearing deposits | $74,407,000 | 4,628 |
| Deposits held in domestic offices | $91,856,000 | 4,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,832,000 | 4,104 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $450,000 | 5,414 |
| Total equity capital | $8,760,000 | 5,570 |
| Total bank equity capital | $8,760,000 | 5,570 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $3,840,000 | 4,278 |
| Undivided profits | $4,420,000 | 4,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,260,000 | 1,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $739,000 | 4,402 |
| Earning assets | $96,242,000 | 4,780 |
| Long-term assets (5+ years) | $10,696,000 | 4,505 |
| Average Assets, year-to-date | $106,579,750 | 4,634 |
| Average Assets, quarterly | $105,663,000 | 4,720 |
| Volatile liabilities | $22,208,000 | 4,154 |
| Insider loans | $29,000 | 7,666 |
| FHLB advances | $3,832,000 | 3,941 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $1,870,000 | 7,360 |
| Tier 1 (core) risk-based capital | $9,023,000 | 5,394 |
| Tier 2 risk-based capital | $893,000 | 4,170 |
| Total risk weighted assets | $71,268,000 | 4,740 |
| Total unused commitments | $1,870,000 | 7,361 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 39 | 4,082 |
| Assets and Liabilities | ||
| Total Assets: | $106,428,000 | 4,675 |
| Cash and due from depository institutions | $5,864,000 | 4,082 |
| Interest-bearing balances | $81,000 | 5,331 |
| Securities | $22,369,000 | 4,329 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,322 |
| Net loans & leases | $73,087,000 | 4,458 |
| Loan loss allowance | $1,115,000 | 3,731 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,250,000 | 4,047 |
| Other real estate owned | $488,000 | 4,082 |
| Goodwill and other intangibles | $50,000 | 3,020 |
| All other assets | $1,320,000 | 5,888 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $106,428,000 | 4,675 |
| Total liabilities | $97,949,000 | 4,583 |
| Total deposits | $93,670,000 | 4,437 |
| Interest-bearing deposits | $76,011,000 | 4,523 |
| Deposits held in domestic offices | $93,670,000 | 4,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,846,000 | 4,031 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $433,000 | 5,232 |
| Total equity capital | $8,479,000 | 5,639 |
| Total bank equity capital | $8,479,000 | 5,639 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $3,840,000 | 4,227 |
| Undivided profits | $4,139,000 | 5,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $614,000 | 4,710 |
| Earning assets | $96,537,000 | 4,724 |
| Long-term assets (5+ years) | $11,014,000 | 4,512 |
| Average Assets, year-to-date | $107,140,330 | 4,599 |
| Average Assets, quarterly | $108,678,500 | 4,585 |
| Volatile liabilities | $20,845,000 | 4,172 |
| Insider loans | $30,000 | 7,674 |
| FHLB advances | $3,846,000 | 3,891 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,699,000 | 6,983 |
| Tier 1 (core) risk-based capital | $8,644,000 | 5,459 |
| Tier 2 risk-based capital | $890,000 | 4,141 |
| Total risk weighted assets | $70,939,000 | 4,678 |
| Total unused commitments | $2,699,000 | 6,983 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 39 | 4,079 |
| Assets and Liabilities | ||
| Total Assets: | $110,929,000 | 4,557 |
| Cash and due from depository institutions | $5,836,000 | 4,079 |
| Interest-bearing balances | $9,000 | 6,490 |
| Securities | $26,223,000 | 3,967 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 1,915 |
| Net loans & leases | $68,153,000 | 4,619 |
| Loan loss allowance | $1,127,000 | 3,715 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,240,000 | 4,053 |
| Other real estate owned | $498,000 | 4,079 |
| Goodwill and other intangibles | $50,000 | 3,014 |
| All other assets | $1,629,000 | 5,421 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $110,929,000 | 4,557 |
| Total liabilities | $102,947,000 | 4,433 |
| Total deposits | $99,647,000 | 4,258 |
| Interest-bearing deposits | $82,180,000 | 4,311 |
| Deposits held in domestic offices | $99,647,000 | 4,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,897,000 | 4,254 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $403,000 | 5,296 |
| Total equity capital | $7,982,000 | 5,761 |
| Total bank equity capital | $7,982,000 | 5,761 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $3,840,000 | 4,213 |
| Undivided profits | $3,642,000 | 5,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 4,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $571,000 | 4,844 |
| Earning assets | $100,685,000 | 4,595 |
| Long-term assets (5+ years) | $9,375,000 | 4,862 |
| Average Assets, year-to-date | $107,496,500 | 4,628 |
| Average Assets, quarterly | $107,496,500 | 4,628 |
| Volatile liabilities | $26,266,000 | 3,498 |
| Insider loans | $36,000 | 7,663 |
| FHLB advances | $2,897,000 | 4,105 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,079,000 | 7,355 |
| Tier 1 (core) risk-based capital | $8,282,000 | 5,574 |
| Tier 2 risk-based capital | $870,000 | 4,191 |
| Total risk weighted assets | $69,362,000 | 4,718 |
| Total unused commitments | $2,079,000 | 7,359 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $104,064,000 | 4,759 |
| Cash and due from depository institutions | $5,264,000 | 3,788 |
| Interest-bearing balances | $56,000 | 5,646 |
| Securities | $22,744,000 | 4,396 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 1,999 |
| Net loans & leases | $66,411,000 | 4,661 |
| Loan loss allowance | $1,141,000 | 3,663 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,274,000 | 3,986 |
| Other real estate owned | $498,000 | 3,788 |
| Goodwill and other intangibles | $33,000 | 3,076 |
| All other assets | $1,240,000 | 6,027 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $104,064,000 | 4,759 |
| Total liabilities | $96,095,000 | 4,644 |
| Total deposits | $93,850,000 | 4,432 |
| Interest-bearing deposits | $77,958,000 | 4,444 |
| Deposits held in domestic offices | $93,850,000 | 4,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,933,000 | 4,682 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $312,000 | 5,893 |
| Total equity capital | $7,969,000 | 5,776 |
| Total bank equity capital | $7,969,000 | 5,776 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $3,840,000 | 4,174 |
| Undivided profits | $3,629,000 | 5,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $732,000 | 3,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $576,000 | 4,837 |
| Earning assets | $94,811,000 | 4,786 |
| Long-term assets (5+ years) | $7,638,000 | 5,325 |
| Average Assets, year-to-date | $104,170,600 | 4,601 |
| Average Assets, quarterly | $102,754,000 | 4,758 |
| Volatile liabilities | $22,868,000 | 3,797 |
| Insider loans | $49,000 | 7,624 |
| FHLB advances | $1,933,000 | 4,495 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $1,705,000 | 7,513 |
| Tier 1 (core) risk-based capital | $8,103,000 | 5,594 |
| Tier 2 risk-based capital | $830,000 | 4,296 |
| Total risk weighted assets | $66,098,000 | 4,851 |
| Total unused commitments | $1,705,000 | 7,516 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 44 | 3,727 |
| Assets and Liabilities | ||
| Total Assets: | $101,444,000 | 4,778 |
| Cash and due from depository institutions | $4,410,000 | 3,727 |
| Interest-bearing balances | $104,000 | 5,074 |
| Securities | $22,934,000 | 4,355 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,084 |
| Net loans & leases | $67,381,000 | 4,608 |
| Loan loss allowance | $1,095,000 | 3,766 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,299,000 | 3,902 |
| Other real estate owned | $577,000 | 3,727 |
| Goodwill and other intangibles | $35,000 | 3,025 |
| All other assets | $1,008,000 | 6,561 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $101,444,000 | 4,778 |
| Total liabilities | $93,473,000 | 4,681 |
| Total deposits | $91,173,000 | 4,461 |
| Interest-bearing deposits | $75,622,000 | 4,530 |
| Deposits held in domestic offices | $91,173,000 | 4,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,969,000 | 4,668 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $331,000 | 5,959 |
| Total equity capital | $7,971,000 | 5,796 |
| Total bank equity capital | $7,971,000 | 5,796 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $3,840,000 | 4,135 |
| Undivided profits | $3,631,000 | 5,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 4,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $543,000 | 5,202 |
| Earning assets | $93,219,000 | 4,802 |
| Long-term assets (5+ years) | $8,125,000 | 5,329 |
| Average Assets, year-to-date | $104,197,250 | 4,606 |
| Average Assets, quarterly | $102,223,000 | 4,716 |
| Volatile liabilities | $22,678,000 | 3,795 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $1,969,000 | 4,488 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $1,557,000 | 7,589 |
| Tier 1 (core) risk-based capital | $8,026,000 | 5,613 |
| Tier 2 risk-based capital | $833,000 | 4,277 |
| Total risk weighted assets | $66,371,000 | 4,815 |
| Total unused commitments | $1,557,000 | 7,592 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $103,002,000 | 4,711 |
| Cash and due from depository institutions | $6,192,000 | 3,881 |
| Interest-bearing balances | $43,000 | 5,914 |
| Securities | $24,440,000 | 4,233 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 2,772 |
| Net loans & leases | $65,075,000 | 4,674 |
| Loan loss allowance | $1,082,000 | 3,782 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,338,000 | 3,835 |
| Other real estate owned | $437,000 | 3,881 |
| Goodwill and other intangibles | $37,000 | 3,022 |
| All other assets | $1,383,000 | 5,770 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $103,002,000 | 4,711 |
| Total liabilities | $95,408,000 | 4,596 |
| Total deposits | $93,079,000 | 4,386 |
| Interest-bearing deposits | $78,462,000 | 4,393 |
| Deposits held in domestic offices | $93,079,000 | 4,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,013,000 | 4,520 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $316,000 | 5,703 |
| Total equity capital | $7,594,000 | 5,822 |
| Total bank equity capital | $7,594,000 | 5,822 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $3,840,000 | 4,106 |
| Undivided profits | $3,254,000 | 5,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $435,000 | 4,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $537,000 | 5,027 |
| Earning assets | $92,658,000 | 4,786 |
| Long-term assets (5+ years) | $8,471,000 | 5,353 |
| Average Assets, year-to-date | $105,115,000 | 4,598 |
| Average Assets, quarterly | $104,647,500 | 4,648 |
| Volatile liabilities | $24,399,000 | 3,499 |
| Insider loans | $39,000 | 7,766 |
| FHLB advances | $2,013,000 | 4,344 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $1,766,000 | 7,582 |
| Tier 1 (core) risk-based capital | $7,814,000 | 5,639 |
| Tier 2 risk-based capital | $812,000 | 4,326 |
| Total risk weighted assets | $64,664,000 | 4,856 |
| Total unused commitments | $1,766,000 | 7,587 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $106,293,000 | 4,609 |
| Cash and due from depository institutions | $6,102,000 | 3,881 |
| Interest-bearing balances | $1,662,000 | 2,536 |
| Securities | $30,179,000 | 3,635 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,829 |
| Net loans & leases | $64,721,000 | 4,621 |
| Loan loss allowance | $984,000 | 4,002 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,376,000 | 3,769 |
| Other real estate owned | $450,000 | 3,881 |
| Goodwill and other intangibles | $40,000 | 3,001 |
| All other assets | $1,625,000 | 5,156 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $106,293,000 | 4,609 |
| Total liabilities | $98,329,000 | 4,502 |
| Total deposits | $96,548,000 | 4,273 |
| Interest-bearing deposits | $81,525,000 | 4,301 |
| Deposits held in domestic offices | $96,548,000 | 4,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,426,000 | 4,681 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $355,000 | 5,794 |
| Total equity capital | $7,964,000 | 5,740 |
| Total bank equity capital | $7,964,000 | 5,740 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $3,840,000 | 4,080 |
| Undivided profits | $3,624,000 | 5,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $897,000 | 2,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $623,000 | 4,393 |
| Earning assets | $97,362,000 | 4,629 |
| Long-term assets (5+ years) | $8,845,000 | 5,221 |
| Average Assets, year-to-date | $106,171,500 | 4,585 |
| Average Assets, quarterly | $106,171,500 | 4,585 |
| Volatile liabilities | $27,275,000 | 3,126 |
| Insider loans | $39,000 | 7,780 |
| FHLB advances | $1,426,000 | 4,497 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $1,787,000 | 7,587 |
| Tier 1 (core) risk-based capital | $7,753,000 | 5,630 |
| Tier 2 risk-based capital | $826,000 | 4,248 |
| Total risk weighted assets | $65,883,000 | 4,776 |
| Total unused commitments | $1,787,000 | 7,594 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 42 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $106,050,000 | 4,593 |
| Cash and due from depository institutions | $8,380,000 | 3,887 |
| Interest-bearing balances | $1,072,000 | 2,857 |
| Securities | $30,268,000 | 3,688 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,575 |
| Net loans & leases | $62,874,000 | 4,697 |
| Loan loss allowance | $951,000 | 4,102 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,397,000 | 3,734 |
| Other real estate owned | $434,000 | 3,887 |
| Goodwill and other intangibles | $41,000 | 2,985 |
| All other assets | $1,156,000 | 6,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,050,000 | 4,593 |
| Total liabilities | $98,108,000 | 4,486 |
| Total deposits | $97,426,000 | 4,230 |
| Interest-bearing deposits | $84,468,000 | 4,140 |
| Deposits held in domestic offices | $97,426,000 | 4,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $331,000 | 5,337 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $351,000 | 5,670 |
| Total equity capital | $7,942,000 | 5,675 |
| Total bank equity capital | $7,942,000 | 5,675 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $3,840,000 | 4,052 |
| Undivided profits | $3,602,000 | 5,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,014,000 | 2,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $656,000 | 4,374 |
| Earning assets | $94,714,000 | 4,681 |
| Long-term assets (5+ years) | $8,134,000 | 5,409 |
| Average Assets, year-to-date | $106,960,000 | 4,461 |
| Average Assets, quarterly | $107,988,000 | 4,512 |
| Volatile liabilities | $28,363,000 | 3,051 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $331,000 | 5,049 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,526,000 | 7,006 |
| Tier 1 (core) risk-based capital | $7,807,000 | 5,576 |
| Tier 2 risk-based capital | $805,000 | 4,311 |
| Total risk weighted assets | $64,227,000 | 4,848 |
| Total unused commitments | $2,526,000 | 7,009 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $109,926,000 | 4,470 |
| Cash and due from depository institutions | $9,170,000 | 3,917 |
| Interest-bearing balances | $276,000 | 4,396 |
| Securities | $32,252,000 | 3,437 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,481 |
| Net loans & leases | $63,771,000 | 4,645 |
| Loan loss allowance | $952,000 | 4,113 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,222,000 | 3,905 |
| Other real estate owned | $434,000 | 3,917 |
| Goodwill and other intangibles | $44,000 | 2,962 |
| All other assets | $1,133,000 | 6,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,926,000 | 4,470 |
| Total liabilities | $102,084,000 | 4,350 |
| Total deposits | $101,451,000 | 4,091 |
| Interest-bearing deposits | $87,326,000 | 4,042 |
| Deposits held in domestic offices | $101,451,000 | 4,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $333,000 | 5,308 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $300,000 | 6,427 |
| Total equity capital | $7,842,000 | 5,709 |
| Total bank equity capital | $7,842,000 | 5,709 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $3,840,000 | 3,997 |
| Undivided profits | $3,502,000 | 5,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $851,000 | 3,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $718,000 | 4,231 |
| Earning assets | $97,199,000 | 4,577 |
| Long-term assets (5+ years) | $11,886,000 | 4,693 |
| Average Assets, year-to-date | $107,187,500 | 4,465 |
| Average Assets, quarterly | $107,772,500 | 4,510 |
| Volatile liabilities | $31,337,000 | 2,807 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $333,000 | 5,005 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,961,000 | 6,776 |
| Tier 1 (core) risk-based capital | $7,696,000 | 5,607 |
| Tier 2 risk-based capital | $814,000 | 4,280 |
| Total risk weighted assets | $65,021,000 | 4,788 |
| Total unused commitments | $2,961,000 | 6,781 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 43 | 3,851 |
| Assets and Liabilities | ||
| Total Assets: | $105,619,000 | 4,591 |
| Cash and due from depository institutions | $5,350,000 | 3,851 |
| Interest-bearing balances | $172,000 | 4,941 |
| Securities | $28,672,000 | 3,663 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,666 |
| Net loans & leases | $61,416,000 | 4,749 |
| Loan loss allowance | $941,000 | 4,108 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,217,000 | 3,886 |
| Other real estate owned | $434,000 | 3,851 |
| Goodwill and other intangibles | $46,000 | 2,918 |
| All other assets | $1,784,000 | 4,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,619,000 | 4,591 |
| Total liabilities | $97,811,000 | 4,466 |
| Total deposits | $97,196,000 | 4,211 |
| Interest-bearing deposits | $83,220,000 | 4,190 |
| Deposits held in domestic offices | $97,196,000 | 4,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $336,000 | 5,374 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $279,000 | 6,681 |
| Total equity capital | $7,808,000 | 5,708 |
| Total bank equity capital | $7,808,000 | 5,708 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $3,840,000 | 3,956 |
| Undivided profits | $3,468,000 | 5,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $443,000 | 4,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $627,000 | 4,552 |
| Earning assets | $95,960,000 | 4,601 |
| Long-term assets (5+ years) | $9,312,000 | 5,029 |
| Average Assets, year-to-date | $106,274,670 | 4,488 |
| Average Assets, quarterly | $108,949,500 | 4,448 |
| Volatile liabilities | $30,146,000 | 2,822 |
| Insider loans | $120,000 | 7,348 |
| FHLB advances | $336,000 | 4,980 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,568,000 | 6,430 |
| Tier 1 (core) risk-based capital | $7,533,000 | 5,617 |
| Tier 2 risk-based capital | $811,000 | 4,244 |
| Total risk weighted assets | $63,822,000 | 4,806 |
| Total unused commitments | $3,568,000 | 6,441 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $112,280,000 | 4,339 |
| Cash and due from depository institutions | $4,922,000 | 3,808 |
| Interest-bearing balances | $176,000 | 4,819 |
| Securities | $33,339,000 | 3,254 |
| Federal funds sold & reverse repurchase agreements | $11,100,000 | 1,526 |
| Net loans & leases | $58,461,000 | 4,843 |
| Loan loss allowance | $935,000 | 4,072 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,045,000 | 4,050 |
| Other real estate owned | $434,000 | 3,808 |
| Goodwill and other intangibles | $48,000 | 2,894 |
| All other assets | $1,931,000 | 4,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,280,000 | 4,339 |
| Total liabilities | $104,735,000 | 4,207 |
| Total deposits | $104,068,000 | 3,986 |
| Interest-bearing deposits | $89,252,000 | 3,962 |
| Deposits held in domestic offices | $104,068,000 | 3,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $338,000 | 5,219 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $329,000 | 6,295 |
| Total equity capital | $7,545,000 | 5,739 |
| Total bank equity capital | $7,545,000 | 5,739 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $3,840,000 | 3,905 |
| Undivided profits | $3,205,000 | 5,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $806,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $730,000 | 4,026 |
| Earning assets | $103,076,000 | 4,342 |
| Long-term assets (5+ years) | $9,350,000 | 4,958 |
| Average Assets, year-to-date | $106,602,500 | 4,465 |
| Average Assets, quarterly | $106,602,500 | 4,465 |
| Volatile liabilities | $35,458,000 | 2,469 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $338,000 | 4,926 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,261,000 | 7,169 |
| Tier 1 (core) risk-based capital | $7,315,000 | 5,666 |
| Tier 2 risk-based capital | $828,000 | 4,133 |
| Total risk weighted assets | $65,342,000 | 4,680 |
| Total unused commitments | $2,261,000 | 7,181 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $100,925,000 | 4,651 |
| Cash and due from depository institutions | $5,392,000 | 3,876 |
| Interest-bearing balances | $175,000 | 4,732 |
| Securities | $27,298,000 | 3,754 |
| Federal funds sold & reverse repurchase agreements | $7,250,000 | 1,997 |
| Net loans & leases | $57,926,000 | 4,856 |
| Loan loss allowance | $936,000 | 3,994 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,786,000 | 4,417 |
| Other real estate owned | $136,000 | 3,876 |
| Goodwill and other intangibles | $50,000 | 2,851 |
| All other assets | $1,087,000 | 6,261 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,925,000 | 4,651 |
| Total liabilities | $93,780,000 | 4,513 |
| Total deposits | $93,117,000 | 4,256 |
| Interest-bearing deposits | $79,466,000 | 4,284 |
| Deposits held in domestic offices | $93,117,000 | 4,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $340,000 | 5,372 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $323,000 | 6,455 |
| Total equity capital | $7,145,000 | 5,919 |
| Total bank equity capital | $7,145,000 | 5,919 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $3,840,000 | 3,858 |
| Undivided profits | $2,805,000 | 5,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,046,000 | 2,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $666,000 | 4,562 |
| Earning assets | $92,649,000 | 4,642 |
| Long-term assets (5+ years) | $8,059,000 | 5,234 |
| Average Assets, year-to-date | $88,650,600 | 4,908 |
| Average Assets, quarterly | $97,555,000 | 4,713 |
| Volatile liabilities | $27,977,000 | 2,946 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $340,000 | 4,951 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,261,000 | 7,060 |
| Tier 1 (core) risk-based capital | $6,896,000 | 5,826 |
| Tier 2 risk-based capital | $789,000 | 4,252 |
| Total risk weighted assets | $62,245,000 | 4,817 |
| Total unused commitments | $2,261,000 | 7,064 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 41 | 3,973 |
| Assets and Liabilities | ||
| Total Assets: | $78,026,000 | 5,435 |
| Cash and due from depository institutions | $4,460,000 | 3,973 |
| Interest-bearing balances | $50,000 | 5,716 |
| Securities | $10,412,000 | 6,419 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,461 |
| Net loans & leases | $54,411,000 | 4,984 |
| Loan loss allowance | $856,000 | 4,047 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,741,000 | 4,433 |
| Other real estate owned | $49,000 | 3,973 |
| Goodwill and other intangibles | $62,000 | 2,761 |
| All other assets | $1,091,000 | 6,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,026,000 | 5,435 |
| Total liabilities | $72,027,000 | 5,323 |
| Total deposits | $71,465,000 | 5,064 |
| Interest-bearing deposits | $58,910,000 | 5,194 |
| Deposits held in domestic offices | $71,465,000 | 5,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $229,000 | 5,253 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $333,000 | 6,604 |
| Total equity capital | $5,999,000 | 6,426 |
| Total bank equity capital | $5,999,000 | 6,426 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $3,840,000 | 3,765 |
| Undivided profits | $1,659,000 | 6,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,078,000 | 2,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $565,000 | 5,497 |
| Earning assets | $70,673,000 | 5,475 |
| Long-term assets (5+ years) | $4,245,000 | 6,408 |
| Average Assets, year-to-date | $74,111,000 | 5,411 |
| Average Assets, quarterly | $77,765,500 | 5,396 |
| Volatile liabilities | $12,767,000 | 4,941 |
| Insider loans | $15,000 | 8,426 |
| FHLB advances | $229,000 | 4,857 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,761,000 | 7,531 |
| Tier 1 (core) risk-based capital | $5,958,000 | 6,271 |
| Tier 2 risk-based capital | $644,000 | 4,698 |
| Total risk weighted assets | $51,278,000 | 5,335 |
| Total unused commitments | $1,761,000 | 7,537 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 43 | 3,829 |
| Assets and Liabilities | ||
| Total Assets: | $67,930,000 | 5,817 |
| Cash and due from depository institutions | $3,383,000 | 3,829 |
| Interest-bearing balances | $51,000 | 5,347 |
| Securities | $8,584,000 | 7,198 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $53,187,000 | 4,973 |
| Loan loss allowance | $661,000 | 4,773 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,852,000 | 4,235 |
| Other real estate owned | $138,000 | 3,829 |
| Goodwill and other intangibles | $66,000 | 2,729 |
| All other assets | $720,000 | 7,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,930,000 | 5,817 |
| Total liabilities | $62,595,000 | 5,689 |
| Total deposits | $62,207,000 | 5,427 |
| Interest-bearing deposits | $50,400,000 | 5,626 |
| Deposits held in domestic offices | $62,207,000 | 5,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $388,000 | 6,580 |
| Total equity capital | $5,335,000 | 6,837 |
| Total bank equity capital | $5,335,000 | 6,837 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $3,840,000 | 3,717 |
| Undivided profits | $995,000 | 7,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 3,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $506,000 | 5,083 |
| Earning assets | $61,822,000 | 5,830 |
| Long-term assets (5+ years) | $4,617,000 | 6,159 |
| Average Assets, year-to-date | $67,765,800 | 5,611 |
| Average Assets, quarterly | $67,632,500 | 5,773 |
| Volatile liabilities | $10,010,000 | 5,601 |
| Insider loans | $101,000 | 7,872 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,244,000 | 7,119 |
| Tier 1 (core) risk-based capital | $5,262,000 | 6,764 |
| Tier 2 risk-based capital | $661,000 | 4,501 |
| Total risk weighted assets | $59,545,800 | 4,720 |
| Total unused commitments | $2,244,000 | 7,126 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 45 | 3,793 |
| Assets and Liabilities | ||
| Total Assets: | $64,852,000 | 5,958 |
| Cash and due from depository institutions | $2,711,000 | 3,793 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $9,466,000 | 7,238 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $49,506,000 | 5,117 |
| Loan loss allowance | $825,000 | 3,989 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,019,000 | 3,978 |
| Other real estate owned | $259,000 | 3,793 |
| Goodwill and other intangibles | $74,000 | 2,779 |
| All other assets | $817,000 | 6,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,852,000 | 5,958 |
| Total liabilities | $59,183,000 | 5,881 |
| Total deposits | $57,949,000 | 5,682 |
| Interest-bearing deposits | $47,145,000 | 5,874 |
| Deposits held in domestic offices | $57,949,000 | 5,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 3,187 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $434,000 | 5,807 |
| Total equity capital | $5,669,000 | 6,473 |
| Total bank equity capital | $5,669,000 | 6,473 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $3,840,000 | 3,678 |
| Undivided profits | $1,329,000 | 7,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $666,000 | 3,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $452,000 | 4,936 |
| Earning assets | $58,972,000 | 5,958 |
| Long-term assets (5+ years) | $4,786,000 | 6,400 |
| Average Assets, year-to-date | $65,287,600 | 5,791 |
| Average Assets, quarterly | $65,103,000 | 5,902 |
| Volatile liabilities | $9,040,000 | 5,689 |
| Insider loans | $155,000 | 7,531 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,341,000 | 7,170 |
| Tier 1 (core) risk-based capital | $5,636,000 | 6,516 |
| Tier 2 risk-based capital | $550,350 | 4,998 |
| Total risk weighted assets | $43,753,150 | 5,693 |
| Total unused commitments | $2,341,000 | 7,173 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 32 | 5,084 |
| Assets and Liabilities | ||
| Total Assets: | $64,885,000 | 5,998 |
| Cash and due from depository institutions | $3,008,000 | 5,084 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $10,621,000 | 6,907 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,798 |
| Net loans & leases | $46,574,000 | 5,159 |
| Loan loss allowance | $727,000 | 4,337 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,610,000 | 4,569 |
| Other real estate owned | $142,000 | 5,084 |
| Goodwill and other intangibles | $83,000 | 2,735 |
| All other assets | $847,000 | 6,493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,885,000 | 5,998 |
| Total liabilities | $59,093,000 | 5,924 |
| Total deposits | $58,625,000 | 5,711 |
| Interest-bearing deposits | $47,699,000 | 5,889 |
| Deposits held in domestic offices | $58,625,000 | 5,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $468,000 | 5,977 |
| Total equity capital | $5,792,000 | 6,520 |
| Total bank equity capital | $5,792,000 | 6,520 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $3,840,000 | 3,541 |
| Undivided profits | $1,452,000 | 7,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,064,000 | 2,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $450,000 | 4,999 |
| Earning assets | $59,195,000 | 6,011 |
| Long-term assets (5+ years) | $4,011,000 | 6,672 |
| Average Assets, year-to-date | $60,196,400 | 6,062 |
| Average Assets, quarterly | $63,356,000 | 6,012 |
| Volatile liabilities | $8,114,000 | 5,615 |
| Insider loans | $237,000 | 6,897 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,475,000 | 7,002 |
| Tier 1 (core) risk-based capital | $5,620,000 | 6,461 |
| Tier 2 risk-based capital | $517,930 | 5,089 |
| Total risk weighted assets | $41,225,630 | 5,786 |
| Total unused commitments | $2,475,000 | 7,016 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $56,891,000 | 6,577 |
| Cash and due from depository institutions | $3,575,000 | 4,573 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,167,000 | 8,384 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,210 |
| Net loans & leases | $43,055,000 | 5,543 |
| Loan loss allowance | $665,000 | 4,682 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,695,000 | 4,337 |
| Other real estate owned | $43,000 | 4,573 |
| Goodwill and other intangibles | $91,000 | 2,648 |
| All other assets | $765,000 | 7,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,891,000 | 6,577 |
| Total liabilities | $51,540,000 | 6,505 |
| Total deposits | $51,146,000 | 6,320 |
| Interest-bearing deposits | $40,680,000 | 6,604 |
| Deposits held in domestic offices | $51,146,000 | 6,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $394,000 | 6,781 |
| Total equity capital | $5,351,000 | 6,877 |
| Total bank equity capital | $5,351,000 | 6,877 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $3,840,000 | 3,473 |
| Undivided profits | $1,011,000 | 8,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $714,000 | 3,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $463,000 | 5,060 |
| Earning assets | $50,722,000 | 6,663 |
| Long-term assets (5+ years) | $3,933,000 | 6,533 |
| Average Assets, year-to-date | $55,866,200 | 6,444 |
| Average Assets, quarterly | $56,291,000 | 6,560 |
| Volatile liabilities | $5,593,000 | 6,801 |
| Insider loans | $412,000 | 5,918 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,449,000 | 6,980 |
| Tier 1 (core) risk-based capital | $5,206,000 | 6,834 |
| Tier 2 risk-based capital | $465,640 | 5,431 |
| Total risk weighted assets | $37,052,040 | 6,233 |
| Total unused commitments | $2,449,000 | 6,986 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities | ||
| Total Assets: | $54,521,000 | 6,912 |
| Cash and due from depository institutions | $1,616,000 | 4,676 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,256,000 | 7,848 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,065 |
| Net loans & leases | $38,824,000 | 5,972 |
| Loan loss allowance | $646,000 | 4,947 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,765,000 | 4,153 |
| Other real estate owned | $0 | 4,676 |
| Goodwill and other intangibles | $99,000 | 2,518 |
| All other assets | $761,000 | 7,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,521,000 | 6,912 |
| Total liabilities | $49,582,000 | 6,836 |
| Total deposits | $49,161,000 | 6,677 |
| Interest-bearing deposits | $40,126,000 | 6,866 |
| Deposits held in domestic offices | $49,161,000 | 6,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $421,000 | 6,610 |
| Total equity capital | $4,939,000 | 7,281 |
| Total bank equity capital | $4,939,000 | 7,281 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $3,840,000 | 3,552 |
| Undivided profits | $599,000 | 9,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 5,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $483,000 | 4,805 |
| Earning assets | $50,280,000 | 6,876 |
| Long-term assets (5+ years) | $3,519,000 | 6,702 |
| Average Assets, year-to-date | $54,472,000 | 6,755 |
| Average Assets, quarterly | $54,499,000 | 6,869 |
| Volatile liabilities | $5,235,000 | 6,955 |
| Insider loans | $422,000 | 5,952 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,605,000 | 6,812 |
| Tier 1 (core) risk-based capital | $4,780,000 | 7,329 |
| Tier 2 risk-based capital | $435,490 | 5,799 |
| Total risk weighted assets | $34,628,290 | 6,569 |
| Total unused commitments | $2,605,000 | 6,825 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $53,238,000 | 7,178 |
| Cash and due from depository institutions | $1,918,000 | 4,809 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,971,000 | 6,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $33,674,000 | 6,523 |
| Loan loss allowance | $726,000 | 4,605 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,836,000 | 3,994 |
| Other real estate owned | $8,000 | 4,809 |
| Goodwill and other intangibles | $107,000 | 2,332 |
| All other assets | $724,000 | 7,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,238,000 | 7,178 |
| Total liabilities | $48,384,000 | 7,115 |
| Total deposits | $47,925,000 | 6,967 |
| Interest-bearing deposits | $38,930,000 | 7,169 |
| Deposits held in domestic offices | $47,925,000 | 6,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $459,000 | 6,561 |
| Total equity capital | $4,854,000 | 7,491 |
| Total bank equity capital | $4,854,000 | 7,491 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $3,840,000 | 3,571 |
| Undivided profits | $514,000 | 10,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 3,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $322,000 | 6,805 |
| Earning assets | $48,645,000 | 7,159 |
| Long-term assets (5+ years) | $2,616,000 | 7,346 |
| Average Assets, year-to-date | $53,017,600 | 6,987 |
| Average Assets, quarterly | $53,172,000 | 7,105 |
| Volatile liabilities | $4,419,000 | 7,345 |
| Insider loans | $416,000 | 6,182 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,108,000 | 7,291 |
| Tier 1 (core) risk-based capital | $4,602,000 | 7,596 |
| Tier 2 risk-based capital | $422,280 | 5,964 |
| Total risk weighted assets | $33,478,680 | 6,731 |
| Total unused commitments | $2,108,000 | 7,307 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $52,672,000 | 7,260 |
| Cash and due from depository institutions | $2,394,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,605,000 | 6,434 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,448 |
| Net loans & leases | $28,556,000 | 7,257 |
| Loan loss allowance | $761,000 | 4,514 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,960,000 | 3,719 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $155,000 | 2,056 |
| All other assets | $1,002,000 | 6,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,672,000 | 7,260 |
| Total liabilities | $48,220,000 | 7,188 |
| Total deposits | $47,853,000 | 7,006 |
| Interest-bearing deposits | $39,439,000 | 7,157 |
| Deposits held in domestic offices | $47,853,000 | 6,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $367,000 | 6,448 |
| Total equity capital | $4,452,000 | 7,698 |
| Total bank equity capital | $4,452,000 | 7,698 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $3,840,000 | 3,479 |
| Undivided profits | $112,000 | 11,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $735,000 | 3,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $180,000 | 8,946 |
| Earning assets | $47,161,000 | 7,339 |
| Long-term assets (5+ years) | $2,997,000 | 7,379 |
| Average Assets, year-to-date | $53,706,600 | 7,047 |
| Average Assets, quarterly | $52,983,000 | 7,196 |
| Volatile liabilities | $4,467,000 | 7,151 |
| Insider loans | $334,000 | 6,862 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,417,000 | 8,386 |
| Tier 1 (core) risk-based capital | $4,421,000 | 7,805 |
| Tier 2 risk-based capital | $380,960 | 6,461 |
| Total risk weighted assets | $30,096,360 | 7,225 |
| Total unused commitments | $1,417,000 | 8,397 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $55,226,000 | 7,240 |
| Cash and due from depository institutions | $2,790,000 | 4,837 |
| Interest-bearing balances | $681,000 | 3,951 |
| Securities | $18,544,000 | 6,471 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,413 |
| Net loans & leases | $29,048,000 | 7,139 |
| Loan loss allowance | $701,000 | 4,963 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,690,000 | 4,209 |
| Other real estate owned | $96,000 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $858,000 | 6,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,226,000 | 7,240 |
| Total liabilities | $49,467,000 | 7,283 |
| Total deposits | $48,830,000 | 7,169 |
| Interest-bearing deposits | $40,765,000 | 7,311 |
| Deposits held in domestic offices | $48,830,000 | 7,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $637,000 | 4,450 |
| Total equity capital | $5,759,000 | 6,591 |
| Total bank equity capital | $5,759,000 | 6,591 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $500,000 | 10,245 |
| Undivided profits | $4,759,000 | 4,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $959,000 | 3,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $192,000 | 8,348 |
| Earning assets | $50,473,000 | 7,236 |
| Long-term assets (5+ years) | $3,409,000 | 7,476 |
| Average Assets, year-to-date | $55,382,200 | 7,078 |
| Average Assets, quarterly | $55,645,500 | 7,163 |
| Volatile liabilities | $5,412,000 | 6,231 |
| Insider loans | $1,107,000 | 3,467 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $700,000 | 9,985 |
| Tier 1 (core) risk-based capital | $5,759,000 | 6,503 |
| Tier 2 risk-based capital | $421,740 | 6,013 |
| Total risk weighted assets | $33,221,540 | 6,757 |
| Total unused commitments | $700,000 | 10,008 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $54,915,000 | 7,392 |
| Cash and due from depository institutions | $2,612,000 | 4,959 |
| Interest-bearing balances | $682,000 | 4,449 |
| Securities | $17,468,000 | 6,668 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 4,092 |
| Net loans & leases | $28,400,000 | 7,308 |
| Loan loss allowance | $768,000 | 4,648 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,811,000 | 3,939 |
| Other real estate owned | $0 | 4,959 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $724,000 | 7,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,915,000 | 7,392 |
| Total liabilities | $49,621,000 | 7,432 |
| Total deposits | $48,952,000 | 7,313 |
| Interest-bearing deposits | $41,269,000 | 7,460 |
| Deposits held in domestic offices | $48,952,000 | 7,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $669,000 | 4,592 |
| Total equity capital | $5,294,000 | 6,788 |
| Total bank equity capital | $5,294,000 | 6,788 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $500,000 | 10,509 |
| Undivided profits | $4,294,000 | 4,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,122,000 | 3,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $179,000 | 9,213 |
| Earning assets | $50,450,000 | 7,353 |
| Long-term assets (5+ years) | $3,028,000 | 7,972 |
| Average Assets, year-to-date | $55,688,200 | 7,144 |
| Average Assets, quarterly | $55,254,000 | 7,295 |
| Volatile liabilities | $5,510,000 | 6,175 |
| Insider loans | $67,000 | 6,632 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $553,000 | 10,374 |
| Tier 1 (core) risk-based capital | $5,294,000 | 6,723 |
| Tier 2 risk-based capital | $436,670 | 5,835 |
| Total risk weighted assets | $34,405,470 | 6,647 |
| Total unused commitments | $553,000 | 10,396 |
| Derivatives | $0 | 651 |