Home > First Trust and Savings Bank of Taylorville > Income and Expense
First Trust and Savings Bank of Taylorville, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,792,000 | 3,010 |
| Total interest expense | $4,935,000 | 3,021 |
| Net interest income | $5,857,000 | 2,975 |
| Provision for loan and lease losses | $156,000 | 4,044 |
| Total noninterest income | $1,347,000 | 2,404 |
| Gross Fiduciary activities income | $494,000 | 662 |
| Service charges on deposit accounts | $545,000 | 2,421 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $308,000 | 3,860 |
| Total noninterest expense | $3,696,000 | 3,417 |
| Salaries and employee benefits | $1,983,000 | 3,338 |
| Premises and equipment expense | $317,000 | 5,258 |
| Additional noninterest expense | $1,396,000 | 2,923 |
| Pre-tax net operating income | $3,352,000 | 2,257 |
| Securities gains (losses) | $94,000 | 1,009 |
| Applicable income taxes | $1,184,000 | 2,111 |
| Income before extraordinary items | $2,262,000 | 2,320 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,262,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,799 |
| Cash dividends | $2,550,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,199,960 | 2,310 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,481,000 | 3,141 |
| Total interest expense | $4,540,000 | 3,287 |
| Net interest income | $5,941,000 | 2,981 |
| Provision for loan and lease losses | $156,000 | 3,974 |
| Total noninterest income | $1,311,000 | 2,523 |
| Gross Fiduciary activities income | $531,000 | 686 |
| Service charges on deposit accounts | $512,000 | 2,662 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $268,000 | 4,349 |
| Total noninterest expense | $3,422,000 | 3,856 |
| Salaries and employee benefits | $1,979,000 | 3,363 |
| Premises and equipment expense | $342,000 | 5,088 |
| Additional noninterest expense | $1,101,000 | 4,053 |
| Pre-tax net operating income | $3,674,000 | 1,972 |
| Securities gains (losses) | $45,000 | 1,403 |
| Applicable income taxes | $1,257,000 | 1,923 |
| Income before extraordinary items | $2,462,000 | 2,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,462,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,113 |
| Cash dividends | $1,050,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,432,300 | 1,996 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,925,000 | 3,300 |
| Total interest expense | $4,171,000 | 3,558 |
| Net interest income | $5,754,000 | 3,089 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $1,230,000 | 2,662 |
| Gross Fiduciary activities income | $545,000 | 718 |
| Service charges on deposit accounts | $456,000 | 2,971 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $229,000 | 4,737 |
| Total noninterest expense | $3,581,000 | 3,660 |
| Salaries and employee benefits | $2,020,000 | 3,277 |
| Premises and equipment expense | $344,000 | 5,083 |
| Additional noninterest expense | $1,217,000 | 3,694 |
| Pre-tax net operating income | $3,283,000 | 2,245 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $1,125,000 | 2,146 |
| Income before extraordinary items | $2,151,000 | 2,347 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,151,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,632 |
| Cash dividends | $1,675,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,155,620 | 2,319 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 3,301 |
| Total interest expense | $3,129,000 | 3,809 |
| Net interest income | $5,949,000 | 3,021 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $1,492,000 | 2,306 |
| Gross Fiduciary activities income | $761,000 | 598 |
| Service charges on deposit accounts | $432,000 | 3,157 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $299,000 | 4,104 |
| Total noninterest expense | $4,269,000 | 3,219 |
| Salaries and employee benefits | $2,419,000 | 2,747 |
| Premises and equipment expense | $380,000 | 4,790 |
| Additional noninterest expense | $1,470,000 | 3,373 |
| Pre-tax net operating income | $3,022,000 | 2,359 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $1,003,000 | 2,238 |
| Income before extraordinary items | $2,031,000 | 2,392 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,031,000 | 2,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,463 |
| Cash dividends | $3,075,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,022,960 | 2,413 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,911,000 | 3,115 |
| Total interest expense | $3,530,000 | 3,561 |
| Net interest income | $6,381,000 | 2,840 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $1,563,000 | 2,370 |
| Gross Fiduciary activities income | $725,000 | 637 |
| Service charges on deposit accounts | $394,000 | 3,487 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $444,000 | 3,523 |
| Total noninterest expense | $4,648,000 | 3,035 |
| Salaries and employee benefits | $2,529,000 | 2,611 |
| Premises and equipment expense | $374,000 | 4,976 |
| Additional noninterest expense | $1,745,000 | 3,057 |
| Pre-tax net operating income | $3,116,000 | 2,186 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,012,000 | 2,233 |
| Income before extraordinary items | $2,104,000 | 2,377 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $2,120,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $1,730,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,104,000 | 2,233 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,477,000 | 3,068 |
| Total interest expense | $5,137,000 | 3,238 |
| Net interest income | $6,340,000 | 2,882 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $1,460,000 | 2,442 |
| Gross Fiduciary activities income | $647,000 | 678 |
| Service charges on deposit accounts | $411,000 | 3,378 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $402,000 | 3,698 |
| Total noninterest expense | $4,516,000 | 3,149 |
| Salaries and employee benefits | $2,422,000 | 2,681 |
| Premises and equipment expense | $347,000 | 5,405 |
| Additional noninterest expense | $1,747,000 | 3,136 |
| Pre-tax net operating income | $3,044,000 | 2,039 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $919,000 | 2,280 |
| Income before extraordinary items | $2,125,000 | 2,156 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,125,000 | 2,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 2,727 |
| Cash dividends | $1,945,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,125,000 | 1,987 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.