Home > First Trust and Savings Bank > Income and Expense
First Trust and Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,219,000 | 2,566 |
| Total interest expense | $3,822,000 | 2,333 |
| Net interest income | $8,397,000 | 2,617 |
| Provision for loan and lease losses | $420,000 | 1,397 |
| Total noninterest income | $748,000 | 3,058 |
| Gross Fiduciary activities income | $10,000 | 861 |
| Service charges on deposit accounts | $264,000 | 2,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 3,025 |
| Total noninterest expense | $5,825,000 | 2,823 |
| Salaries and employee benefits | $3,857,000 | 2,579 |
| Premises and equipment expense | $672,000 | 2,548 |
| Additional noninterest expense | $474,000 | 3,025 |
| Pre-tax net operating income | $2,900,000 | 2,548 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $139,000 | 2,631 |
| Income before extraordinary items | $2,761,000 | 2,432 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,761,000 | 2,456 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,761,000 | 2,434 |
| Net charge-offs | $155,000 | 1,284 |
| Cash dividends | $744,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,761,000 | 2,448 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,877,000 | 2,590 |
| Total interest expense | $2,611,000 | 2,319 |
| Net interest income | $6,266,000 | 2,652 |
| Provision for loan and lease losses | $315,000 | 1,300 |
| Total noninterest income | $525,000 | 3,117 |
| Gross Fiduciary activities income | $4,000 | 865 |
| Service charges on deposit accounts | $185,000 | 2,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 3,064 |
| Total noninterest expense | $4,335,000 | 2,831 |
| Salaries and employee benefits | $2,849,000 | 2,589 |
| Premises and equipment expense | $510,000 | 2,529 |
| Additional noninterest expense | $336,000 | 3,063 |
| Pre-tax net operating income | $2,141,000 | 2,626 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $108,000 | 2,667 |
| Income before extraordinary items | $2,033,000 | 2,495 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,033,000 | 2,520 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,033,000 | 2,496 |
| Net charge-offs | $143,000 | 1,025 |
| Cash dividends | $744,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,033,000 | 2,515 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 2,614 |
| Total interest expense | $1,567,000 | 2,288 |
| Net interest income | $4,122,000 | 2,691 |
| Provision for loan and lease losses | $210,000 | 1,292 |
| Total noninterest income | $351,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $124,000 | 2,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 3,042 |
| Total noninterest expense | $2,865,000 | 2,834 |
| Salaries and employee benefits | $1,885,000 | 2,606 |
| Premises and equipment expense | $336,000 | 2,538 |
| Additional noninterest expense | $227,000 | 3,035 |
| Pre-tax net operating income | $1,398,000 | 2,664 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $71,000 | 2,709 |
| Income before extraordinary items | $1,327,000 | 2,543 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,327,000 | 2,572 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,327,000 | 2,543 |
| Net charge-offs | $65,000 | 1,080 |
| Cash dividends | $502,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,327,000 | 2,553 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 2,669 |
| Total interest expense | $649,000 | 2,328 |
| Net interest income | $2,066,000 | 2,704 |
| Provision for loan and lease losses | $105,000 | 1,243 |
| Total noninterest income | $176,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $62,000 | 2,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,029 |
| Total noninterest expense | $1,409,000 | 2,895 |
| Salaries and employee benefits | $938,000 | 2,637 |
| Premises and equipment expense | $171,000 | 2,553 |
| Additional noninterest expense | $114,000 | 3,029 |
| Pre-tax net operating income | $728,000 | 2,659 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $36,000 | 2,713 |
| Income before extraordinary items | $692,000 | 2,543 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $692,000 | 2,544 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $692,000 | 2,543 |
| Net charge-offs | $-31,000 | 4,321 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $692,000 | 2,574 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,875,000 | 2,708 |
| Total interest expense | $1,303,000 | 2,085 |
| Net interest income | $7,572,000 | 2,763 |
| Provision for loan and lease losses | $465,000 | 1,271 |
| Total noninterest income | $737,000 | 3,151 |
| Gross Fiduciary activities income | $7,000 | 913 |
| Service charges on deposit accounts | $278,000 | 2,347 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $452,000 | 3,134 |
| Total noninterest expense | $5,858,000 | 2,786 |
| Salaries and employee benefits | $3,455,000 | 2,717 |
| Premises and equipment expense | $708,000 | 2,474 |
| Additional noninterest expense | $452,000 | 3,134 |
| Pre-tax net operating income | $1,986,000 | 3,144 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $102,000 | 3,003 |
| Income before extraordinary items | $1,884,000 | 3,008 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,884,000 | 3,005 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,884,000 | 3,007 |
| Net charge-offs | $73,000 | 1,375 |
| Cash dividends | $616,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,884,000 | 3,041 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,495,000 | 2,684 |
| Total interest expense | $961,000 | 1,810 |
| Net interest income | $5,534,000 | 2,781 |
| Provision for loan and lease losses | $330,000 | 1,185 |
| Total noninterest income | $512,000 | 3,270 |
| Gross Fiduciary activities income | $1,000 | 945 |
| Service charges on deposit accounts | $222,000 | 2,273 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $289,000 | 3,326 |
| Total noninterest expense | $4,512,000 | 2,741 |
| Salaries and employee benefits | $2,611,000 | 2,711 |
| Premises and equipment expense | $532,000 | 2,478 |
| Additional noninterest expense | $289,000 | 3,326 |
| Pre-tax net operating income | $1,204,000 | 3,357 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $130,000 | 2,716 |
| Income before extraordinary items | $1,074,000 | 3,300 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,074,000 | 3,298 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,074,000 | 3,299 |
| Net charge-offs | $-41,000 | 4,014 |
| Cash dividends | $443,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,074,000 | 3,326 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 2,694 |
| Total interest expense | $636,000 | 1,651 |
| Net interest income | $3,559,000 | 2,797 |
| Provision for loan and lease losses | $205,000 | 1,123 |
| Total noninterest income | $329,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $193,000 | 3,349 |
| Total noninterest expense | $3,109,000 | 2,677 |
| Salaries and employee benefits | $1,743,000 | 2,706 |
| Premises and equipment expense | $327,000 | 2,587 |
| Additional noninterest expense | $1,039,000 | 2,557 |
| Pre-tax net operating income | $574,000 | 3,579 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $86,000 | 2,649 |
| Income before extraordinary items | $488,000 | 3,569 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $488,000 | 3,567 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $488,000 | 3,569 |
| Net charge-offs | $-24,000 | 3,945 |
| Cash dividends | $260,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $488,000 | 3,600 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 2,703 |
| Total interest expense | $333,000 | 1,531 |
| Net interest income | $1,681,000 | 2,860 |
| Provision for loan and lease losses | $100,000 | 968 |
| Total noninterest income | $166,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $85,000 | 2,123 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $81,000 | 3,479 |
| Total noninterest expense | $1,776,000 | 2,468 |
| Salaries and employee benefits | $869,000 | 2,706 |
| Premises and equipment expense | $169,000 | 2,551 |
| Additional noninterest expense | $738,000 | 2,014 |
| Pre-tax net operating income | $-29,000 | 4,612 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $42,000 | 2,597 |
| Income before extraordinary items | $-71,000 | 4,638 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-71,000 | 4,637 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-71,000 | 4,638 |
| Net charge-offs | $-16,000 | 4,073 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-71,000 | 4,660 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,796,000 | 2,491 |
| Total interest expense | $1,607,000 | 1,574 |
| Net interest income | $8,189,000 | 2,614 |
| Provision for loan and lease losses | $360,000 | 1,270 |
| Total noninterest income | $729,000 | 3,305 |
| Gross Fiduciary activities income | $11,000 | 866 |
| Service charges on deposit accounts | $365,000 | 1,973 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $353,000 | 3,589 |
| Total noninterest expense | $5,489,000 | 2,855 |
| Salaries and employee benefits | $3,371,000 | 2,767 |
| Premises and equipment expense | $676,000 | 2,561 |
| Additional noninterest expense | $1,442,000 | 3,160 |
| Pre-tax net operating income | $3,069,000 | 2,663 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $151,000 | 2,857 |
| Income before extraordinary items | $2,918,000 | 2,577 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,918,000 | 2,578 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,918,000 | 2,578 |
| Net charge-offs | $390,000 | 731 |
| Cash dividends | $1,245,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,918,000 | 2,557 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 2,555 |
| Total interest expense | $1,239,000 | 1,615 |
| Net interest income | $5,989,000 | 2,699 |
| Provision for loan and lease losses | $270,000 | 1,230 |
| Total noninterest income | $522,000 | 3,385 |
| Gross Fiduciary activities income | $5,000 | 879 |
| Service charges on deposit accounts | $271,000 | 1,979 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $246,000 | 3,704 |
| Total noninterest expense | $4,095,000 | 2,889 |
| Salaries and employee benefits | $2,500,000 | 2,793 |
| Premises and equipment expense | $509,000 | 2,580 |
| Additional noninterest expense | $1,086,000 | 3,175 |
| Pre-tax net operating income | $2,146,000 | 2,858 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $108,000 | 2,898 |
| Income before extraordinary items | $2,038,000 | 2,779 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,038,000 | 2,778 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,038,000 | 2,779 |
| Net charge-offs | $-18,000 | 3,843 |
| Cash dividends | $785,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,038,000 | 2,751 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 2,670 |
| Total interest expense | $843,000 | 1,647 |
| Net interest income | $3,696,000 | 2,820 |
| Provision for loan and lease losses | $180,000 | 1,246 |
| Total noninterest income | $369,000 | 3,321 |
| Gross Fiduciary activities income | $5,000 | 856 |
| Service charges on deposit accounts | $172,000 | 1,989 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $192,000 | 3,569 |
| Total noninterest expense | $2,666,000 | 2,930 |
| Salaries and employee benefits | $1,659,000 | 2,796 |
| Premises and equipment expense | $351,000 | 2,518 |
| Additional noninterest expense | $656,000 | 3,315 |
| Pre-tax net operating income | $1,219,000 | 3,031 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $72,000 | 2,895 |
| Income before extraordinary items | $1,147,000 | 2,976 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,147,000 | 2,975 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,147,000 | 2,976 |
| Net charge-offs | $-6,000 | 3,611 |
| Cash dividends | $525,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,147,000 | 2,951 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 2,582 |
| Total interest expense | $436,000 | 1,676 |
| Net interest income | $1,945,000 | 2,710 |
| Provision for loan and lease losses | $90,000 | 1,312 |
| Total noninterest income | $166,000 | 3,416 |
| Gross Fiduciary activities income | $5,000 | 820 |
| Service charges on deposit accounts | $77,000 | 2,104 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $84,000 | 3,664 |
| Total noninterest expense | $1,323,000 | 2,934 |
| Salaries and employee benefits | $827,000 | 2,799 |
| Premises and equipment expense | $172,000 | 2,565 |
| Additional noninterest expense | $324,000 | 3,298 |
| Pre-tax net operating income | $698,000 | 2,842 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $36,000 | 2,843 |
| Income before extraordinary items | $662,000 | 2,773 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $662,000 | 2,772 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $662,000 | 2,773 |
| Net charge-offs | $-15,000 | 4,211 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $662,000 | 2,735 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,850,000 | 2,537 |
| Total interest expense | $2,191,000 | 1,862 |
| Net interest income | $7,659,000 | 2,675 |
| Provision for loan and lease losses | $400,000 | 2,439 |
| Total noninterest income | $592,000 | 3,441 |
| Gross Fiduciary activities income | $9,000 | 900 |
| Service charges on deposit accounts | $333,000 | 2,110 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $250,000 | 3,781 |
| Total noninterest expense | $5,241,000 | 2,911 |
| Salaries and employee benefits | $3,158,000 | 2,860 |
| Premises and equipment expense | $803,000 | 2,341 |
| Additional noninterest expense | $1,280,000 | 3,307 |
| Pre-tax net operating income | $2,610,000 | 2,615 |
| Securities gains (losses) | $-1,000 | 4,658 |
| Applicable income taxes | $129,000 | 2,812 |
| Income before extraordinary items | $2,480,000 | 2,564 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,480,000 | 2,563 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,480,000 | 2,564 |
| Net charge-offs | $113,000 | 1,921 |
| Cash dividends | $1,055,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,480,950 | 2,518 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,397,000 | 2,545 |
| Total interest expense | $1,683,000 | 1,917 |
| Net interest income | $5,714,000 | 2,689 |
| Provision for loan and lease losses | $300,000 | 2,421 |
| Total noninterest income | $409,000 | 3,522 |
| Gross Fiduciary activities income | $4,000 | 909 |
| Service charges on deposit accounts | $255,000 | 2,083 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $150,000 | 3,941 |
| Total noninterest expense | $3,892,000 | 2,924 |
| Salaries and employee benefits | $2,326,000 | 2,870 |
| Premises and equipment expense | $605,000 | 2,331 |
| Additional noninterest expense | $961,000 | 3,280 |
| Pre-tax net operating income | $1,931,000 | 2,628 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $90,000 | 2,857 |
| Income before extraordinary items | $1,841,000 | 2,559 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,841,000 | 2,559 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,841,000 | 2,559 |
| Net charge-offs | $-4,000 | 4,037 |
| Cash dividends | $790,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,841,000 | 2,510 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 2,587 |
| Total interest expense | $1,151,000 | 1,982 |
| Net interest income | $3,755,000 | 2,733 |
| Provision for loan and lease losses | $200,000 | 2,381 |
| Total noninterest income | $287,000 | 3,443 |
| Gross Fiduciary activities income | $4,000 | 887 |
| Service charges on deposit accounts | $174,000 | 2,083 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $109,000 | 3,857 |
| Total noninterest expense | $2,610,000 | 2,916 |
| Salaries and employee benefits | $1,536,000 | 2,904 |
| Premises and equipment expense | $431,000 | 2,225 |
| Additional noninterest expense | $643,000 | 3,296 |
| Pre-tax net operating income | $1,232,000 | 2,649 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $60,000 | 2,806 |
| Income before extraordinary items | $1,172,000 | 2,588 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,172,000 | 2,586 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,172,000 | 2,588 |
| Net charge-offs | $-8,000 | 4,259 |
| Cash dividends | $525,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,172,000 | 2,549 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 2,625 |
| Total interest expense | $609,000 | 2,035 |
| Net interest income | $1,782,000 | 2,784 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $160,000 | 3,295 |
| Gross Fiduciary activities income | $4,000 | 843 |
| Service charges on deposit accounts | $101,000 | 2,119 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $55,000 | 3,776 |
| Total noninterest expense | $1,288,000 | 2,973 |
| Salaries and employee benefits | $733,000 | 2,985 |
| Premises and equipment expense | $208,000 | 2,290 |
| Additional noninterest expense | $347,000 | 3,196 |
| Pre-tax net operating income | $554,000 | 2,649 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $30,000 | 2,699 |
| Income before extraordinary items | $524,000 | 2,578 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $524,000 | 2,578 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $524,000 | 2,579 |
| Net charge-offs | $-9,000 | 4,422 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $524,000 | 2,553 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,290,000 | 2,698 |
| Total interest expense | $2,558,000 | 2,022 |
| Net interest income | $6,732,000 | 2,912 |
| Provision for loan and lease losses | $450,000 | 1,581 |
| Total noninterest income | $532,000 | 3,606 |
| Gross Fiduciary activities income | $8,000 | 936 |
| Service charges on deposit accounts | $371,000 | 2,308 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $153,000 | 4,144 |
| Total noninterest expense | $4,204,000 | 3,330 |
| Salaries and employee benefits | $2,545,000 | 3,203 |
| Premises and equipment expense | $558,000 | 2,921 |
| Additional noninterest expense | $1,101,000 | 3,647 |
| Pre-tax net operating income | $2,610,000 | 2,678 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $129,000 | 2,902 |
| Income before extraordinary items | $2,481,000 | 2,578 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,481,000 | 2,579 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,481,000 | 2,580 |
| Net charge-offs | $503,000 | 1,028 |
| Cash dividends | $1,060,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,481,000 | 2,543 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 2,730 |
| Total interest expense | $1,927,000 | 2,026 |
| Net interest income | $5,052,000 | 2,947 |
| Provision for loan and lease losses | $290,000 | 1,635 |
| Total noninterest income | $372,000 | 3,713 |
| Gross Fiduciary activities income | $4,000 | 936 |
| Service charges on deposit accounts | $275,000 | 2,343 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $93,000 | 4,342 |
| Total noninterest expense | $3,124,000 | 3,366 |
| Salaries and employee benefits | $1,891,000 | 3,240 |
| Premises and equipment expense | $417,000 | 2,947 |
| Additional noninterest expense | $816,000 | 3,694 |
| Pre-tax net operating income | $2,010,000 | 2,716 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $91,000 | 2,986 |
| Income before extraordinary items | $1,919,000 | 2,600 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,919,000 | 2,601 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,919,000 | 2,601 |
| Net charge-offs | $113,000 | 1,685 |
| Cash dividends | $795,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,919,000 | 2,562 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 2,757 |
| Total interest expense | $1,282,000 | 2,013 |
| Net interest income | $3,330,000 | 2,975 |
| Provision for loan and lease losses | $232,000 | 1,446 |
| Total noninterest income | $244,000 | 3,714 |
| Gross Fiduciary activities income | $4,000 | 918 |
| Service charges on deposit accounts | $178,000 | 2,367 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $62,000 | 4,369 |
| Total noninterest expense | $2,078,000 | 3,390 |
| Salaries and employee benefits | $1,275,000 | 3,232 |
| Premises and equipment expense | $283,000 | 2,926 |
| Additional noninterest expense | $520,000 | 3,793 |
| Pre-tax net operating income | $1,264,000 | 2,768 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $61,000 | 2,987 |
| Income before extraordinary items | $1,203,000 | 2,668 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,203,000 | 2,667 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,203,000 | 2,667 |
| Net charge-offs | $-12,000 | 4,531 |
| Cash dividends | $530,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,203,000 | 2,636 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 2,875 |
| Total interest expense | $625,000 | 2,008 |
| Net interest income | $1,555,000 | 3,113 |
| Provision for loan and lease losses | $169,000 | 1,066 |
| Total noninterest income | $113,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $85,000 | 2,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 4,436 |
| Total noninterest expense | $1,065,000 | 3,371 |
| Salaries and employee benefits | $645,000 | 3,256 |
| Premises and equipment expense | $151,000 | 2,836 |
| Additional noninterest expense | $269,000 | 3,749 |
| Pre-tax net operating income | $434,000 | 3,262 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $24,000 | 3,068 |
| Income before extraordinary items | $410,000 | 3,191 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $410,000 | 3,188 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $410,000 | 3,190 |
| Net charge-offs | $-8,000 | 4,574 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $410,000 | 3,178 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,005,000 | 2,933 |
| Total interest expense | $1,874,000 | 2,019 |
| Net interest income | $6,131,000 | 3,124 |
| Provision for loan and lease losses | $122,000 | 2,832 |
| Total noninterest income | $508,000 | 3,748 |
| Gross Fiduciary activities income | $47,000 | 832 |
| Service charges on deposit accounts | $332,000 | 2,587 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 4,423 |
| Total noninterest expense | $4,073,000 | 3,456 |
| Salaries and employee benefits | $2,422,000 | 3,339 |
| Premises and equipment expense | $556,000 | 2,975 |
| Additional noninterest expense | $1,095,000 | 3,747 |
| Pre-tax net operating income | $2,444,000 | 2,819 |
| Securities gains (losses) | $-10,000 | 4,411 |
| Applicable income taxes | $120,000 | 2,991 |
| Income before extraordinary items | $2,314,000 | 2,712 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,314,000 | 2,710 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,314,000 | 2,711 |
| Net charge-offs | $-3,000 | 4,310 |
| Cash dividends | $1,050,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,323,500 | 2,696 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 2,955 |
| Total interest expense | $1,296,000 | 2,053 |
| Net interest income | $4,648,000 | 3,130 |
| Provision for loan and lease losses | $92,000 | 2,669 |
| Total noninterest income | $371,000 | 3,824 |
| Gross Fiduciary activities income | $43,000 | 802 |
| Service charges on deposit accounts | $252,000 | 2,583 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 4,631 |
| Total noninterest expense | $3,021,000 | 3,494 |
| Salaries and employee benefits | $1,830,000 | 3,316 |
| Premises and equipment expense | $385,000 | 3,130 |
| Additional noninterest expense | $806,000 | 3,803 |
| Pre-tax net operating income | $1,906,000 | 2,818 |
| Securities gains (losses) | $-10,000 | 4,769 |
| Applicable income taxes | $73,000 | 3,167 |
| Income before extraordinary items | $1,823,000 | 2,676 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,823,000 | 2,675 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,823,000 | 2,675 |
| Net charge-offs | $-6,000 | 4,352 |
| Cash dividends | $790,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,832,600 | 2,656 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 2,967 |
| Total interest expense | $815,000 | 2,055 |
| Net interest income | $3,110,000 | 3,125 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $255,000 | 3,810 |
| Gross Fiduciary activities income | $43,000 | 782 |
| Service charges on deposit accounts | $160,000 | 2,669 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 4,649 |
| Total noninterest expense | $2,008,000 | 3,510 |
| Salaries and employee benefits | $1,213,000 | 3,356 |
| Premises and equipment expense | $252,000 | 3,195 |
| Additional noninterest expense | $543,000 | 3,811 |
| Pre-tax net operating income | $1,297,000 | 2,755 |
| Securities gains (losses) | $-10,000 | 4,991 |
| Applicable income taxes | $49,000 | 3,147 |
| Income before extraordinary items | $1,238,000 | 2,612 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,238,000 | 2,611 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,238,000 | 2,611 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $525,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,247,600 | 2,592 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 2,984 |
| Total interest expense | $373,000 | 2,119 |
| Net interest income | $1,570,000 | 3,123 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $109,000 | 4,004 |
| Gross Fiduciary activities income | $15,000 | 811 |
| Service charges on deposit accounts | $74,000 | 2,803 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $20,000 | 4,839 |
| Total noninterest expense | $986,000 | 3,584 |
| Salaries and employee benefits | $594,000 | 3,424 |
| Premises and equipment expense | $131,000 | 3,148 |
| Additional noninterest expense | $261,000 | 3,900 |
| Pre-tax net operating income | $663,000 | 2,668 |
| Securities gains (losses) | $-10,000 | 5,219 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $653,000 | 2,476 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $653,000 | 2,476 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $653,000 | 2,476 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $663,000 | 2,444 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,906,000 | 3,148 |
| Total interest expense | $1,244,000 | 2,190 |
| Net interest income | $5,662,000 | 3,295 |
| Provision for loan and lease losses | $150,000 | 2,647 |
| Total noninterest income | $427,000 | 4,116 |
| Gross Fiduciary activities income | $7,000 | 1,002 |
| Service charges on deposit accounts | $302,000 | 2,849 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $118,000 | 4,673 |
| Total noninterest expense | $3,751,000 | 3,675 |
| Salaries and employee benefits | $2,234,000 | 3,535 |
| Premises and equipment expense | $441,000 | 3,489 |
| Additional noninterest expense | $1,076,000 | 3,888 |
| Pre-tax net operating income | $2,188,000 | 2,972 |
| Securities gains (losses) | $-1,000 | 4,786 |
| Applicable income taxes | $108,000 | 3,260 |
| Income before extraordinary items | $2,079,000 | 2,630 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,079,000 | 2,629 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,079,000 | 2,630 |
| Net charge-offs | $123,000 | 2,256 |
| Cash dividends | $1,230,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,079,950 | 2,610 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,098,000 | 3,205 |
| Total interest expense | $907,000 | 2,218 |
| Net interest income | $4,191,000 | 3,340 |
| Provision for loan and lease losses | $150,000 | 2,287 |
| Total noninterest income | $311,000 | 4,208 |
| Gross Fiduciary activities income | $4,000 | 1,000 |
| Service charges on deposit accounts | $227,000 | 2,862 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $80,000 | 4,802 |
| Total noninterest expense | $2,725,000 | 3,757 |
| Salaries and employee benefits | $1,669,000 | 3,556 |
| Premises and equipment expense | $274,000 | 3,846 |
| Additional noninterest expense | $782,000 | 3,961 |
| Pre-tax net operating income | $1,627,000 | 3,032 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $81,000 | 3,262 |
| Income before extraordinary items | $1,545,000 | 2,810 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,545,000 | 2,809 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,545,000 | 2,810 |
| Net charge-offs | $107,000 | 1,867 |
| Cash dividends | $790,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,545,950 | 2,793 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 3,239 |
| Total interest expense | $594,000 | 2,211 |
| Net interest income | $2,733,000 | 3,377 |
| Provision for loan and lease losses | $133,000 | 1,961 |
| Total noninterest income | $212,000 | 4,199 |
| Gross Fiduciary activities income | $4,000 | 986 |
| Service charges on deposit accounts | $147,000 | 2,909 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $61,000 | 4,746 |
| Total noninterest expense | $1,835,000 | 3,753 |
| Salaries and employee benefits | $1,120,000 | 3,567 |
| Premises and equipment expense | $182,000 | 3,875 |
| Additional noninterest expense | $533,000 | 3,933 |
| Pre-tax net operating income | $977,000 | 3,164 |
| Securities gains (losses) | $-1,000 | 5,255 |
| Applicable income taxes | $54,000 | 3,265 |
| Income before extraordinary items | $922,000 | 2,937 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $922,000 | 2,937 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $922,000 | 2,937 |
| Net charge-offs | $117,000 | 1,407 |
| Cash dividends | $525,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $922,940 | 2,918 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 3,280 |
| Total interest expense | $294,000 | 2,209 |
| Net interest income | $1,335,000 | 3,447 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $88,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $67,000 | 3,059 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $21,000 | 5,007 |
| Total noninterest expense | $937,000 | 3,751 |
| Salaries and employee benefits | $563,000 | 3,602 |
| Premises and equipment expense | $94,000 | 3,855 |
| Additional noninterest expense | $280,000 | 3,872 |
| Pre-tax net operating income | $396,000 | 3,432 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $396,000 | 3,150 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $396,000 | 3,148 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $396,000 | 3,150 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $396,000 | 3,131 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 3,265 |
| Total interest expense | $1,127,000 | 2,239 |
| Net interest income | $5,362,000 | 3,418 |
| Provision for loan and lease losses | $330,000 | 1,898 |
| Total noninterest income | $520,000 | 4,027 |
| Gross Fiduciary activities income | $8,000 | 1,032 |
| Service charges on deposit accounts | $327,000 | 2,805 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $185,000 | 4,428 |
| Total noninterest expense | $3,447,000 | 3,952 |
| Salaries and employee benefits | $2,058,000 | 3,772 |
| Premises and equipment expense | $386,000 | 3,843 |
| Additional noninterest expense | $1,003,000 | 4,146 |
| Pre-tax net operating income | $2,105,000 | 2,973 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $100,000 | 3,313 |
| Income before extraordinary items | $2,005,000 | 2,791 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,005,000 | 2,789 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,005,000 | 2,790 |
| Net charge-offs | $165,000 | 2,137 |
| Cash dividends | $1,180,000 | 2,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,005,000 | 2,740 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 3,276 |
| Total interest expense | $831,000 | 2,261 |
| Net interest income | $4,035,000 | 3,429 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $403,000 | 4,015 |
| Gross Fiduciary activities income | $4,000 | 1,030 |
| Service charges on deposit accounts | $256,000 | 2,745 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $143,000 | 4,456 |
| Total noninterest expense | $2,557,000 | 3,991 |
| Salaries and employee benefits | $1,539,000 | 3,782 |
| Premises and equipment expense | $262,000 | 4,049 |
| Additional noninterest expense | $756,000 | 4,168 |
| Pre-tax net operating income | $1,731,000 | 2,857 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $92,000 | 3,264 |
| Income before extraordinary items | $1,639,000 | 2,668 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,639,000 | 2,668 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,639,000 | 2,668 |
| Net charge-offs | $-29,000 | 5,201 |
| Cash dividends | $870,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,639,000 | 2,610 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 3,339 |
| Total interest expense | $545,000 | 2,291 |
| Net interest income | $2,643,000 | 3,482 |
| Provision for loan and lease losses | $75,000 | 2,531 |
| Total noninterest income | $294,000 | 3,878 |
| Gross Fiduciary activities income | $4,000 | 1,014 |
| Service charges on deposit accounts | $165,000 | 2,782 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $125,000 | 4,198 |
| Total noninterest expense | $1,728,000 | 3,999 |
| Salaries and employee benefits | $1,053,000 | 3,767 |
| Premises and equipment expense | $166,000 | 4,160 |
| Additional noninterest expense | $509,000 | 4,196 |
| Pre-tax net operating income | $1,134,000 | 2,858 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $61,000 | 3,280 |
| Income before extraordinary items | $1,073,000 | 2,688 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,073,000 | 2,687 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,073,000 | 2,687 |
| Net charge-offs | $-24,000 | 5,269 |
| Cash dividends | $620,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,073,000 | 2,613 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 3,340 |
| Total interest expense | $265,000 | 2,350 |
| Net interest income | $1,332,000 | 3,472 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $179,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $83,000 | 2,745 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $96,000 | 3,608 |
| Total noninterest expense | $869,000 | 4,006 |
| Salaries and employee benefits | $541,000 | 3,742 |
| Premises and equipment expense | $78,000 | 4,321 |
| Additional noninterest expense | $250,000 | 4,256 |
| Pre-tax net operating income | $597,000 | 2,744 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $597,000 | 2,456 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $597,000 | 2,456 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $597,000 | 2,456 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $597,000 | 2,403 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 3,361 |
| Total interest expense | $996,000 | 2,426 |
| Net interest income | $5,240,000 | 3,479 |
| Provision for loan and lease losses | $200,000 | 2,306 |
| Total noninterest income | $535,000 | 4,066 |
| Gross Fiduciary activities income | $8,000 | 1,058 |
| Service charges on deposit accounts | $361,000 | 2,715 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $166,000 | 4,649 |
| Total noninterest expense | $3,373,000 | 4,086 |
| Salaries and employee benefits | $2,083,000 | 3,824 |
| Premises and equipment expense | $338,000 | 4,249 |
| Additional noninterest expense | $952,000 | 4,389 |
| Pre-tax net operating income | $2,202,000 | 2,835 |
| Securities gains (losses) | $-3,000 | 5,742 |
| Applicable income taxes | $108,000 | 3,284 |
| Income before extraordinary items | $2,091,000 | 2,645 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,091,000 | 2,646 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,091,000 | 2,647 |
| Net charge-offs | $159,000 | 2,195 |
| Cash dividends | $1,080,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,093,850 | 2,593 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,683,000 | 3,398 |
| Total interest expense | $746,000 | 2,454 |
| Net interest income | $3,937,000 | 3,508 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $391,000 | 4,140 |
| Gross Fiduciary activities income | $4,000 | 1,065 |
| Service charges on deposit accounts | $275,000 | 2,702 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 4,789 |
| Total noninterest expense | $2,480,000 | 4,149 |
| Salaries and employee benefits | $1,530,000 | 3,882 |
| Premises and equipment expense | $251,000 | 4,309 |
| Additional noninterest expense | $699,000 | 4,449 |
| Pre-tax net operating income | $1,698,000 | 2,865 |
| Securities gains (losses) | $-1,000 | 5,801 |
| Applicable income taxes | $83,000 | 3,375 |
| Income before extraordinary items | $1,614,000 | 2,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,614,000 | 2,647 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,614,000 | 2,648 |
| Net charge-offs | $173,000 | 1,681 |
| Cash dividends | $800,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,614,950 | 2,593 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,175,000 | 3,366 |
| Total interest expense | $501,000 | 2,461 |
| Net interest income | $2,674,000 | 3,484 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $275,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $188,000 | 2,612 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $87,000 | 4,659 |
| Total noninterest expense | $1,669,000 | 4,166 |
| Salaries and employee benefits | $1,026,000 | 3,897 |
| Premises and equipment expense | $171,000 | 4,303 |
| Additional noninterest expense | $472,000 | 4,459 |
| Pre-tax net operating income | $1,160,000 | 2,804 |
| Securities gains (losses) | $-1,000 | 5,919 |
| Applicable income taxes | $56,000 | 3,388 |
| Income before extraordinary items | $1,103,000 | 2,578 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,103,000 | 2,580 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,103,000 | 2,580 |
| Net charge-offs | $9,000 | 3,291 |
| Cash dividends | $535,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,103,950 | 2,522 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 3,332 |
| Total interest expense | $252,000 | 2,467 |
| Net interest income | $1,366,000 | 3,434 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $128,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $91,000 | 2,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 4,829 |
| Total noninterest expense | $854,000 | 4,157 |
| Salaries and employee benefits | $529,000 | 3,869 |
| Premises and equipment expense | $89,000 | 4,259 |
| Additional noninterest expense | $236,000 | 4,479 |
| Pre-tax net operating income | $550,000 | 2,853 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $550,000 | 2,543 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $550,000 | 2,546 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $550,000 | 2,545 |
| Net charge-offs | $9,000 | 2,520 |
| Cash dividends | $70,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $550,000 | 2,473 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 3,495 |
| Total interest expense | $916,000 | 2,749 |
| Net interest income | $5,160,000 | 3,567 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $535,000 | 4,178 |
| Gross Fiduciary activities income | $6,000 | 1,107 |
| Service charges on deposit accounts | $370,000 | 2,818 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $159,000 | 4,794 |
| Total noninterest expense | $3,246,000 | 4,297 |
| Salaries and employee benefits | $1,975,000 | 4,014 |
| Premises and equipment expense | $332,000 | 4,478 |
| Additional noninterest expense | $939,000 | 4,586 |
| Pre-tax net operating income | $2,149,000 | 2,857 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $105,000 | 3,366 |
| Income before extraordinary items | $2,043,000 | 2,667 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,043,000 | 2,665 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,043,000 | 2,667 |
| Net charge-offs | $177,000 | 2,603 |
| Cash dividends | $1,205,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,043,950 | 2,614 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 3,564 |
| Total interest expense | $683,000 | 2,812 |
| Net interest income | $3,806,000 | 3,633 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $383,000 | 4,281 |
| Gross Fiduciary activities income | $4,000 | 1,091 |
| Service charges on deposit accounts | $278,000 | 2,852 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $101,000 | 5,025 |
| Total noninterest expense | $2,420,000 | 4,335 |
| Salaries and employee benefits | $1,476,000 | 4,016 |
| Premises and equipment expense | $243,000 | 4,576 |
| Additional noninterest expense | $701,000 | 4,618 |
| Pre-tax net operating income | $1,589,000 | 2,929 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $79,000 | 3,415 |
| Income before extraordinary items | $1,509,000 | 2,712 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,509,000 | 2,712 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,509,000 | 2,712 |
| Net charge-offs | $100,000 | 2,688 |
| Cash dividends | $850,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,509,950 | 2,671 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 3,592 |
| Total interest expense | $458,000 | 2,820 |
| Net interest income | $2,500,000 | 3,662 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $237,000 | 4,412 |
| Gross Fiduciary activities income | $4,000 | 1,069 |
| Service charges on deposit accounts | $166,000 | 3,032 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $67,000 | 5,042 |
| Total noninterest expense | $1,594,000 | 4,399 |
| Salaries and employee benefits | $978,000 | 4,050 |
| Premises and equipment expense | $161,000 | 4,637 |
| Additional noninterest expense | $455,000 | 4,692 |
| Pre-tax net operating income | $1,023,000 | 2,940 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $52,000 | 3,421 |
| Income before extraordinary items | $971,000 | 2,699 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $971,000 | 2,703 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $971,000 | 2,703 |
| Net charge-offs | $96,000 | 2,213 |
| Cash dividends | $625,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $971,000 | 2,659 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 3,620 |
| Total interest expense | $233,000 | 2,823 |
| Net interest income | $1,241,000 | 3,704 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $122,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $94,000 | 2,795 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $28,000 | 5,227 |
| Total noninterest expense | $814,000 | 4,401 |
| Salaries and employee benefits | $495,000 | 4,076 |
| Premises and equipment expense | $90,000 | 4,453 |
| Additional noninterest expense | $229,000 | 4,686 |
| Pre-tax net operating income | $489,000 | 2,939 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $489,000 | 2,612 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $489,000 | 2,616 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $489,000 | 2,616 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $240,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $489,000 | 2,569 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,796,000 | 3,708 |
| Total interest expense | $1,059,000 | 2,832 |
| Net interest income | $4,737,000 | 3,825 |
| Provision for loan and lease losses | $350,000 | 2,264 |
| Total noninterest income | $560,000 | 4,240 |
| Gross Fiduciary activities income | $15,000 | 1,072 |
| Service charges on deposit accounts | $370,000 | 2,990 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $175,000 | 4,782 |
| Total noninterest expense | $3,046,000 | 4,579 |
| Salaries and employee benefits | $1,914,000 | 4,166 |
| Premises and equipment expense | $312,000 | 4,770 |
| Additional noninterest expense | $820,000 | 5,020 |
| Pre-tax net operating income | $1,901,000 | 2,959 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $93,000 | 3,455 |
| Income before extraordinary items | $1,809,000 | 2,799 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,809,000 | 2,801 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,809,000 | 2,802 |
| Net charge-offs | $223,000 | 2,898 |
| Cash dividends | $870,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,808,050 | 2,738 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 3,769 |
| Total interest expense | $815,000 | 2,854 |
| Net interest income | $3,497,000 | 3,894 |
| Provision for loan and lease losses | $260,000 | 2,241 |
| Total noninterest income | $411,000 | 4,340 |
| Gross Fiduciary activities income | $14,000 | 1,033 |
| Service charges on deposit accounts | $276,000 | 3,012 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $121,000 | 4,960 |
| Total noninterest expense | $2,246,000 | 4,625 |
| Salaries and employee benefits | $1,436,000 | 4,190 |
| Premises and equipment expense | $230,000 | 4,830 |
| Additional noninterest expense | $580,000 | 5,149 |
| Pre-tax net operating income | $1,402,000 | 3,041 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $43,000 | 3,790 |
| Income before extraordinary items | $1,360,000 | 2,836 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,360,000 | 2,840 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,360,000 | 2,840 |
| Net charge-offs | $141,000 | 2,934 |
| Cash dividends | $450,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,359,030 | 2,766 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 3,793 |
| Total interest expense | $559,000 | 2,855 |
| Net interest income | $2,288,000 | 3,939 |
| Provision for loan and lease losses | $170,000 | 2,311 |
| Total noninterest income | $285,000 | 4,303 |
| Gross Fiduciary activities income | $12,000 | 1,009 |
| Service charges on deposit accounts | $176,000 | 3,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $97,000 | 4,781 |
| Total noninterest expense | $1,462,000 | 4,720 |
| Salaries and employee benefits | $960,000 | 4,207 |
| Premises and equipment expense | $156,000 | 4,804 |
| Additional noninterest expense | $346,000 | 5,368 |
| Pre-tax net operating income | $941,000 | 3,006 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $22,000 | 3,907 |
| Income before extraordinary items | $921,000 | 2,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $921,000 | 2,816 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $921,000 | 2,816 |
| Net charge-offs | $134,000 | 2,478 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $919,040 | 2,707 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 3,793 |
| Total interest expense | $292,000 | 2,838 |
| Net interest income | $1,147,000 | 3,944 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $113,000 | 4,652 |
| Gross Fiduciary activities income | $4,000 | 1,037 |
| Service charges on deposit accounts | $79,000 | 3,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,316 |
| Total noninterest expense | $805,000 | 4,521 |
| Salaries and employee benefits | $482,000 | 4,249 |
| Premises and equipment expense | $78,000 | 4,848 |
| Additional noninterest expense | $245,000 | 4,695 |
| Pre-tax net operating income | $375,000 | 3,405 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $377,000 | 3,133 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $377,000 | 3,134 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $377,000 | 3,135 |
| Net charge-offs | $59,000 | 2,298 |
| Cash dividends | $50,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $375,000 | 3,052 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,848,000 | 3,898 |
| Total interest expense | $1,302,000 | 3,026 |
| Net interest income | $4,546,000 | 4,064 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $597,000 | 4,177 |
| Gross Fiduciary activities income | $11,000 | 1,117 |
| Service charges on deposit accounts | $383,000 | 3,023 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $203,000 | 4,574 |
| Total noninterest expense | $3,222,000 | 4,564 |
| Salaries and employee benefits | $1,866,000 | 4,300 |
| Premises and equipment expense | $339,000 | 4,690 |
| Additional noninterest expense | $1,017,000 | 4,761 |
| Pre-tax net operating income | $1,681,000 | 3,134 |
| Securities gains (losses) | $-17,000 | 6,768 |
| Applicable income taxes | $81,000 | 3,650 |
| Income before extraordinary items | $1,583,000 | 3,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,583,000 | 3,016 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,583,000 | 3,017 |
| Net charge-offs | $148,000 | 4,063 |
| Cash dividends | $780,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,599,150 | 2,868 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 3,974 |
| Total interest expense | $991,000 | 3,099 |
| Net interest income | $3,384,000 | 4,144 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $432,000 | 4,291 |
| Gross Fiduciary activities income | $8,000 | 1,101 |
| Service charges on deposit accounts | $281,000 | 3,104 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $143,000 | 4,700 |
| Total noninterest expense | $2,403,000 | 4,613 |
| Salaries and employee benefits | $1,398,000 | 4,322 |
| Premises and equipment expense | $248,000 | 4,814 |
| Additional noninterest expense | $757,000 | 4,807 |
| Pre-tax net operating income | $1,233,000 | 3,257 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $63,000 | 3,667 |
| Income before extraordinary items | $1,171,000 | 3,126 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,171,000 | 3,125 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,171,000 | 3,124 |
| Net charge-offs | $131,000 | 3,719 |
| Cash dividends | $525,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,170,050 | 2,980 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 4,005 |
| Total interest expense | $666,000 | 3,166 |
| Net interest income | $2,252,000 | 4,159 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $296,000 | 4,243 |
| Gross Fiduciary activities income | $8,000 | 1,072 |
| Service charges on deposit accounts | $180,000 | 3,174 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 4,551 |
| Total noninterest expense | $1,611,000 | 4,625 |
| Salaries and employee benefits | $935,000 | 4,341 |
| Premises and equipment expense | $168,000 | 4,793 |
| Additional noninterest expense | $508,000 | 4,820 |
| Pre-tax net operating income | $817,000 | 3,237 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $21,000 | 3,981 |
| Income before extraordinary items | $797,000 | 3,045 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $797,000 | 3,045 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $797,000 | 3,045 |
| Net charge-offs | $131,000 | 3,168 |
| Cash dividends | $300,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $796,030 | 2,896 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 4,031 |
| Total interest expense | $336,000 | 3,254 |
| Net interest income | $1,129,000 | 4,183 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $155,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $89,000 | 3,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 4,315 |
| Total noninterest expense | $812,000 | 4,619 |
| Salaries and employee benefits | $473,000 | 4,349 |
| Premises and equipment expense | $91,000 | 4,607 |
| Additional noninterest expense | $248,000 | 4,888 |
| Pre-tax net operating income | $412,000 | 3,254 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $413,000 | 2,986 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $413,000 | 2,989 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $413,000 | 2,990 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $50,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $412,000 | 2,841 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 4,130 |
| Total interest expense | $1,471,000 | 3,497 |
| Net interest income | $4,406,000 | 4,269 |
| Provision for loan and lease losses | $200,000 | 4,626 |
| Total noninterest income | $578,000 | 4,147 |
| Gross Fiduciary activities income | $6,000 | 1,141 |
| Service charges on deposit accounts | $350,000 | 3,300 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $222,000 | 4,318 |
| Total noninterest expense | $3,051,000 | 4,840 |
| Salaries and employee benefits | $1,744,000 | 4,548 |
| Premises and equipment expense | $328,000 | 5,033 |
| Additional noninterest expense | $979,000 | 4,942 |
| Pre-tax net operating income | $1,733,000 | 2,770 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $84,000 | 3,470 |
| Income before extraordinary items | $1,650,000 | 2,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,650,000 | 2,584 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,650,000 | 2,585 |
| Net charge-offs | $160,000 | 4,544 |
| Cash dividends | $575,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,649,050 | 2,508 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 4,194 |
| Total interest expense | $1,127,000 | 3,559 |
| Net interest income | $3,264,000 | 4,332 |
| Provision for loan and lease losses | $130,000 | 4,688 |
| Total noninterest income | $416,000 | 4,243 |
| Gross Fiduciary activities income | $3,000 | 1,135 |
| Service charges on deposit accounts | $256,000 | 3,361 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $157,000 | 4,459 |
| Total noninterest expense | $2,249,000 | 4,893 |
| Salaries and employee benefits | $1,304,000 | 4,561 |
| Premises and equipment expense | $228,000 | 5,252 |
| Additional noninterest expense | $717,000 | 5,030 |
| Pre-tax net operating income | $1,301,000 | 2,844 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $53,000 | 3,595 |
| Income before extraordinary items | $1,249,000 | 2,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,249,000 | 2,648 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,249,000 | 2,648 |
| Net charge-offs | $31,000 | 5,295 |
| Cash dividends | $350,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,248,040 | 2,552 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 4,255 |
| Total interest expense | $770,000 | 3,596 |
| Net interest income | $2,123,000 | 4,412 |
| Provision for loan and lease losses | $25,000 | 5,594 |
| Total noninterest income | $260,000 | 4,407 |
| Gross Fiduciary activities income | $3,000 | 1,112 |
| Service charges on deposit accounts | $161,000 | 3,463 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 4,609 |
| Total noninterest expense | $1,533,000 | 4,884 |
| Salaries and employee benefits | $864,000 | 4,606 |
| Premises and equipment expense | $152,000 | 5,286 |
| Additional noninterest expense | $517,000 | 4,911 |
| Pre-tax net operating income | $825,000 | 2,875 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $35,000 | 3,564 |
| Income before extraordinary items | $790,000 | 2,697 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $790,000 | 2,697 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $790,000 | 2,697 |
| Net charge-offs | $-11,000 | 7,038 |
| Cash dividends | $220,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $790,000 | 2,610 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 4,333 |
| Total interest expense | $399,000 | 3,615 |
| Net interest income | $1,021,000 | 4,512 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $125,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $72,000 | 3,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,572 |
| Total noninterest expense | $741,000 | 5,004 |
| Salaries and employee benefits | $418,000 | 4,742 |
| Premises and equipment expense | $80,000 | 5,222 |
| Additional noninterest expense | $243,000 | 5,069 |
| Pre-tax net operating income | $395,000 | 2,997 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $395,000 | 2,699 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $395,000 | 2,698 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $395,000 | 2,699 |
| Net charge-offs | $-11,000 | 7,030 |
| Cash dividends | $25,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $395,000 | 2,637 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,896,000 | 4,367 |
| Total interest expense | $1,954,000 | 3,634 |
| Net interest income | $3,942,000 | 4,625 |
| Provision for loan and lease losses | $180,000 | 5,457 |
| Total noninterest income | $596,000 | 4,251 |
| Gross Fiduciary activities income | $4,000 | 1,241 |
| Service charges on deposit accounts | $350,000 | 3,335 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $242,000 | 4,301 |
| Total noninterest expense | $3,020,000 | 5,003 |
| Salaries and employee benefits | $1,676,000 | 4,741 |
| Premises and equipment expense | $293,000 | 5,462 |
| Additional noninterest expense | $1,051,000 | 4,956 |
| Pre-tax net operating income | $1,338,000 | 2,903 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $111,000 | 3,159 |
| Income before extraordinary items | $1,227,000 | 2,867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,227,000 | 2,864 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,227,000 | 2,868 |
| Net charge-offs | $73,000 | 5,669 |
| Cash dividends | $770,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,227,000 | 2,765 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 4,445 |
| Total interest expense | $1,496,000 | 3,707 |
| Net interest income | $2,944,000 | 4,697 |
| Provision for loan and lease losses | $162,000 | 5,162 |
| Total noninterest income | $427,000 | 4,384 |
| Gross Fiduciary activities income | $3,000 | 1,206 |
| Service charges on deposit accounts | $272,000 | 3,339 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $152,000 | 4,637 |
| Total noninterest expense | $2,231,000 | 5,066 |
| Salaries and employee benefits | $1,244,000 | 4,806 |
| Premises and equipment expense | $207,000 | 5,665 |
| Additional noninterest expense | $780,000 | 4,984 |
| Pre-tax net operating income | $978,000 | 3,136 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $57,000 | 3,496 |
| Income before extraordinary items | $921,000 | 3,041 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $921,000 | 3,039 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $921,000 | 3,042 |
| Net charge-offs | $72,000 | 5,224 |
| Cash dividends | $655,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $921,000 | 2,916 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 4,496 |
| Total interest expense | $1,000,000 | 3,808 |
| Net interest income | $1,950,000 | 4,729 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $266,000 | 4,488 |
| Gross Fiduciary activities income | $3,000 | 1,181 |
| Service charges on deposit accounts | $179,000 | 3,374 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $84,000 | 4,910 |
| Total noninterest expense | $1,480,000 | 5,100 |
| Salaries and employee benefits | $823,000 | 4,850 |
| Premises and equipment expense | $141,000 | 5,645 |
| Additional noninterest expense | $516,000 | 5,009 |
| Pre-tax net operating income | $586,000 | 3,348 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $23,000 | 3,716 |
| Income before extraordinary items | $563,000 | 3,187 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $563,000 | 3,182 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $563,000 | 3,185 |
| Net charge-offs | $-13,000 | 7,519 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $563,000 | 3,079 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 4,613 |
| Total interest expense | $498,000 | 3,938 |
| Net interest income | $945,000 | 4,834 |
| Provision for loan and lease losses | $70,000 | 4,445 |
| Total noninterest income | $118,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $95,000 | 3,254 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 5,777 |
| Total noninterest expense | $740,000 | 5,150 |
| Salaries and employee benefits | $410,000 | 4,926 |
| Premises and equipment expense | $75,000 | 5,600 |
| Additional noninterest expense | $255,000 | 5,065 |
| Pre-tax net operating income | $253,000 | 3,670 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $253,000 | 3,460 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $253,000 | 3,457 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $253,000 | 3,459 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $135,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $253,000 | 3,337 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,782,000 | 4,727 |
| Total interest expense | $2,185,000 | 4,211 |
| Net interest income | $3,597,000 | 4,900 |
| Provision for loan and lease losses | $200,000 | 5,783 |
| Total noninterest income | $580,000 | 4,439 |
| Gross Fiduciary activities income | $30,000 | 1,035 |
| Service charges on deposit accounts | $349,000 | 3,598 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $201,000 | 4,629 |
| Total noninterest expense | $2,846,000 | 5,331 |
| Salaries and employee benefits | $1,560,000 | 5,073 |
| Premises and equipment expense | $285,000 | 5,764 |
| Additional noninterest expense | $1,001,000 | 5,230 |
| Pre-tax net operating income | $1,131,000 | 2,798 |
| Securities gains (losses) | $-4,000 | 6,931 |
| Applicable income taxes | $9,000 | 3,912 |
| Income before extraordinary items | $1,118,000 | 2,584 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,118,000 | 2,582 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,118,000 | 2,583 |
| Net charge-offs | $157,000 | 5,278 |
| Cash dividends | $230,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,121,960 | 2,536 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 4,789 |
| Total interest expense | $1,666,000 | 4,308 |
| Net interest income | $2,659,000 | 4,941 |
| Provision for loan and lease losses | $110,000 | 5,856 |
| Total noninterest income | $393,000 | 4,717 |
| Gross Fiduciary activities income | $20,000 | 1,026 |
| Service charges on deposit accounts | $245,000 | 3,737 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $128,000 | 5,030 |
| Total noninterest expense | $2,154,000 | 5,320 |
| Salaries and employee benefits | $1,166,000 | 5,127 |
| Premises and equipment expense | $187,000 | 6,116 |
| Additional noninterest expense | $801,000 | 5,061 |
| Pre-tax net operating income | $788,000 | 3,133 |
| Securities gains (losses) | $-4,000 | 7,168 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $784,000 | 2,896 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $784,000 | 2,894 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $784,000 | 2,897 |
| Net charge-offs | $106,000 | 5,010 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $788,000 | 2,826 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,856,000 | 4,865 |
| Total interest expense | $1,113,000 | 4,432 |
| Net interest income | $1,743,000 | 4,971 |
| Provision for loan and lease losses | $70,000 | 5,703 |
| Total noninterest income | $256,000 | 4,757 |
| Gross Fiduciary activities income | $20,000 | 983 |
| Service charges on deposit accounts | $147,000 | 3,911 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $89,000 | 5,002 |
| Total noninterest expense | $1,434,000 | 5,374 |
| Salaries and employee benefits | $786,000 | 5,153 |
| Premises and equipment expense | $122,000 | 6,209 |
| Additional noninterest expense | $526,000 | 5,101 |
| Pre-tax net operating income | $495,000 | 3,317 |
| Securities gains (losses) | $-4,000 | 7,416 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $491,000 | 3,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 3,121 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $491,000 | 3,123 |
| Net charge-offs | $66,000 | 4,659 |
| Cash dividends | $155,000 | 2,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $495,000 | 3,010 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 4,890 |
| Total interest expense | $556,000 | 4,542 |
| Net interest income | $874,000 | 4,967 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $130,000 | 4,724 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $75,000 | 3,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $52,000 | 4,774 |
| Total noninterest expense | $719,000 | 5,315 |
| Salaries and employee benefits | $387,000 | 5,252 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $268,000 | 4,761 |
| Pre-tax net operating income | $245,000 | 3,671 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $245,000 | 3,480 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $245,000 | 3,481 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $245,000 | 3,481 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $245,000 | 3,333 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,972,000 | 4,947 |
| Total interest expense | $2,695,000 | 4,546 |
| Net interest income | $3,277,000 | 5,166 |
| Provision for loan and lease losses | $90,000 | 6,145 |
| Total noninterest income | $508,000 | 4,804 |
| Gross Fiduciary activities income | $12,000 | 1,196 |
| Service charges on deposit accounts | $337,000 | 3,807 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $159,000 | 5,220 |
| Total noninterest expense | $2,716,000 | 5,414 |
| Salaries and employee benefits | $1,481,000 | 5,375 |
| Premises and equipment expense | $291,000 | 5,871 |
| Additional noninterest expense | $944,000 | 5,000 |
| Pre-tax net operating income | $979,000 | 3,799 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $54,000 | 3,814 |
| Income before extraordinary items | $925,000 | 3,429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $925,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,263 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $925,000 | 3,581 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,488,000 | 5,020 |
| Total interest expense | $2,070,000 | 4,596 |
| Net interest income | $2,418,000 | 5,250 |
| Provision for loan and lease losses | $80,000 | 5,434 |
| Total noninterest income | $393,000 | 4,846 |
| Gross Fiduciary activities income | $8,000 | 1,192 |
| Service charges on deposit accounts | $258,000 | 3,787 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 5,222 |
| Total noninterest expense | $1,996,000 | 5,460 |
| Salaries and employee benefits | $1,100,000 | 5,408 |
| Premises and equipment expense | $202,000 | 6,077 |
| Additional noninterest expense | $694,000 | 4,977 |
| Pre-tax net operating income | $735,000 | 4,253 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $42,000 | 4,220 |
| Income before extraordinary items | $693,000 | 3,829 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $693,000 | 3,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,555 |
| Cash dividends | $600,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $693,000 | 3,976 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 5,099 |
| Total interest expense | $1,402,000 | 4,700 |
| Net interest income | $1,582,000 | 5,302 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $231,000 | 5,160 |
| Gross Fiduciary activities income | $5,000 | 1,218 |
| Service charges on deposit accounts | $158,000 | 3,970 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $68,000 | 5,681 |
| Total noninterest expense | $1,321,000 | 5,514 |
| Salaries and employee benefits | $732,000 | 5,470 |
| Premises and equipment expense | $135,000 | 6,111 |
| Additional noninterest expense | $454,000 | 5,032 |
| Pre-tax net operating income | $442,000 | 4,598 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $28,000 | 4,472 |
| Income before extraordinary items | $414,000 | 4,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 4,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $414,000 | 4,342 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 5,155 |
| Total interest expense | $709,000 | 4,845 |
| Net interest income | $800,000 | 5,321 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $111,000 | 5,225 |
| Gross Fiduciary activities income | $5,000 | 1,113 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $666,000 | 5,509 |
| Salaries and employee benefits | $365,000 | 5,513 |
| Premises and equipment expense | $69,000 | 6,080 |
| Additional noninterest expense | $232,000 | 4,924 |
| Pre-tax net operating income | $225,000 | 4,740 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $225,000 | 4,425 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $225,000 | 4,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $165,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $225,000 | 4,319 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,634,000 | 5,408 |
| Total interest expense | $2,603,000 | 5,148 |
| Net interest income | $3,031,000 | 5,470 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $418,000 | 5,403 |
| Gross Fiduciary activities income | $42,000 | 1,040 |
| Service charges on deposit accounts | $295,000 | 4,111 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $81,000 | 6,513 |
| Total noninterest expense | $2,192,000 | 5,962 |
| Salaries and employee benefits | $1,233,000 | 5,900 |
| Premises and equipment expense | $207,000 | 6,657 |
| Additional noninterest expense | $752,000 | 5,541 |
| Pre-tax net operating income | $1,077,000 | 4,592 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $48,000 | 4,953 |
| Income before extraordinary items | $1,030,000 | 4,245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,030,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,669 |
| Cash dividends | $700,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 521 |
| Net operating income | $1,029,040 | 4,246 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 5,471 |
| Total interest expense | $1,914,000 | 5,217 |
| Net interest income | $2,240,000 | 5,547 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $264,000 | 5,794 |
| Gross Fiduciary activities income | $14,000 | 1,135 |
| Service charges on deposit accounts | $216,000 | 4,172 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $34,000 | 7,219 |
| Total noninterest expense | $1,587,000 | 6,048 |
| Salaries and employee benefits | $905,000 | 5,950 |
| Premises and equipment expense | $143,000 | 6,819 |
| Additional noninterest expense | $539,000 | 5,610 |
| Pre-tax net operating income | $827,000 | 4,768 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $38,000 | 5,126 |
| Income before extraordinary items | $790,000 | 4,379 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $790,000 | 4,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,785 |
| Cash dividends | $610,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $789,050 | 4,374 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 5,561 |
| Total interest expense | $1,235,000 | 5,315 |
| Net interest income | $1,471,000 | 5,615 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $183,000 | 5,749 |
| Gross Fiduciary activities income | $6,000 | 1,205 |
| Service charges on deposit accounts | $139,000 | 4,257 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $1,054,000 | 6,100 |
| Salaries and employee benefits | $604,000 | 5,987 |
| Premises and equipment expense | $96,000 | 6,843 |
| Additional noninterest expense | $354,000 | 5,657 |
| Pre-tax net operating income | $530,000 | 4,920 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $25,000 | 5,215 |
| Income before extraordinary items | $505,000 | 4,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $505,000 | 4,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,006 |
| Cash dividends | $355,000 | 2,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $505,000 | 4,516 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 5,604 |
| Total interest expense | $600,000 | 5,382 |
| Net interest income | $730,000 | 5,654 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $94,000 | 5,668 |
| Gross Fiduciary activities income | $5,000 | 1,109 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $531,000 | 6,130 |
| Salaries and employee benefits | $308,000 | 5,961 |
| Premises and equipment expense | $50,000 | 6,802 |
| Additional noninterest expense | $173,000 | 5,696 |
| Pre-tax net operating income | $263,000 | 4,949 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $263,000 | 4,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $263,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $263,000 | 4,440 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 5,699 |
| Total interest expense | $2,031,000 | 5,361 |
| Net interest income | $2,704,000 | 5,809 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $406,000 | 5,574 |
| Gross Fiduciary activities income | $16,000 | 1,208 |
| Service charges on deposit accounts | $269,000 | 4,338 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $121,000 | 5,995 |
| Total noninterest expense | $2,018,000 | 6,142 |
| Salaries and employee benefits | $1,155,000 | 6,024 |
| Premises and equipment expense | $194,000 | 6,790 |
| Additional noninterest expense | $669,000 | 5,769 |
| Pre-tax net operating income | $992,000 | 5,217 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $48,000 | 5,476 |
| Income before extraordinary items | $944,000 | 4,833 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $944,000 | 4,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,086 |
| Cash dividends | $615,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $944,000 | 4,822 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,464,000 | 5,768 |
| Total interest expense | $1,447,000 | 5,427 |
| Net interest income | $2,017,000 | 5,874 |
| Provision for loan and lease losses | $70,000 | 4,662 |
| Total noninterest income | $290,000 | 5,698 |
| Gross Fiduciary activities income | $13,000 | 1,175 |
| Service charges on deposit accounts | $195,000 | 4,446 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 6,193 |
| Total noninterest expense | $1,497,000 | 6,159 |
| Salaries and employee benefits | $867,000 | 5,999 |
| Premises and equipment expense | $142,000 | 6,865 |
| Additional noninterest expense | $488,000 | 5,836 |
| Pre-tax net operating income | $740,000 | 5,388 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $40,000 | 5,574 |
| Income before extraordinary items | $700,000 | 5,005 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $700,000 | 5,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $700,000 | 5,002 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 5,810 |
| Total interest expense | $906,000 | 5,491 |
| Net interest income | $1,348,000 | 5,908 |
| Provision for loan and lease losses | $43,000 | 4,644 |
| Total noninterest income | $173,000 | 5,943 |
| Gross Fiduciary activities income | $6,000 | 1,233 |
| Service charges on deposit accounts | $120,000 | 4,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $47,000 | 6,470 |
| Total noninterest expense | $1,002,000 | 6,167 |
| Salaries and employee benefits | $570,000 | 6,059 |
| Premises and equipment expense | $95,000 | 6,871 |
| Additional noninterest expense | $337,000 | 5,722 |
| Pre-tax net operating income | $476,000 | 5,518 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $27,000 | 5,631 |
| Income before extraordinary items | $449,000 | 5,134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $449,000 | 5,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $295,000 | 3,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $449,000 | 5,131 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 5,884 |
| Total interest expense | $425,000 | 5,534 |
| Net interest income | $660,000 | 5,979 |
| Provision for loan and lease losses | $16,000 | 4,730 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | $5,000 | 1,164 |
| Service charges on deposit accounts | $59,000 | 4,577 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $509,000 | 6,129 |
| Salaries and employee benefits | $286,000 | 6,073 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $171,000 | 5,666 |
| Pre-tax net operating income | $233,000 | 5,514 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $233,000 | 5,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $155,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $233,000 | 4,986 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 5,754 |
| Total interest expense | $1,481,000 | 5,250 |
| Net interest income | $2,615,000 | 5,918 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $388,000 | 5,784 |
| Gross Fiduciary activities income | $17,000 | 1,214 |
| Service charges on deposit accounts | $243,000 | 4,623 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $128,000 | 6,001 |
| Total noninterest expense | $1,999,000 | 6,120 |
| Salaries and employee benefits | $1,133,000 | 5,965 |
| Premises and equipment expense | $203,000 | 6,699 |
| Additional noninterest expense | $663,000 | 5,750 |
| Pre-tax net operating income | $954,000 | 5,475 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $46,000 | 5,917 |
| Income before extraordinary items | $908,000 | 5,064 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $908,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $540,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $908,000 | 5,027 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 5,788 |
| Total interest expense | $1,080,000 | 5,232 |
| Net interest income | $1,927,000 | 5,997 |
| Provision for loan and lease losses | $24,000 | 6,042 |
| Total noninterest income | $275,000 | 5,956 |
| Gross Fiduciary activities income | $12,000 | 1,190 |
| Service charges on deposit accounts | $174,000 | 4,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,131 |
| Total noninterest expense | $1,483,000 | 6,123 |
| Salaries and employee benefits | $847,000 | 5,936 |
| Premises and equipment expense | $147,000 | 6,762 |
| Additional noninterest expense | $489,000 | 5,772 |
| Pre-tax net operating income | $695,000 | 5,661 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $32,000 | 6,039 |
| Income before extraordinary items | $663,000 | 5,216 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $663,000 | 5,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,273 |
| Cash dividends | $465,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $663,000 | 5,179 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 5,784 |
| Total interest expense | $686,000 | 5,212 |
| Net interest income | $1,284,000 | 5,984 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $152,000 | 6,315 |
| Gross Fiduciary activities income | $6,000 | 1,239 |
| Service charges on deposit accounts | $102,000 | 4,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $984,000 | 6,129 |
| Salaries and employee benefits | $563,000 | 5,952 |
| Premises and equipment expense | $98,000 | 6,741 |
| Additional noninterest expense | $323,000 | 5,780 |
| Pre-tax net operating income | $428,000 | 5,812 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $21,000 | 6,068 |
| Income before extraordinary items | $407,000 | 5,403 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $407,000 | 5,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,269 |
| Cash dividends | $270,000 | 3,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $407,000 | 5,368 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $965,000 | 5,831 |
| Total interest expense | $332,000 | 5,208 |
| Net interest income | $633,000 | 6,060 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $80,000 | 6,177 |
| Gross Fiduciary activities income | $5,000 | 1,162 |
| Service charges on deposit accounts | $48,000 | 5,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $491,000 | 6,175 |
| Salaries and employee benefits | $284,000 | 5,964 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $158,000 | 5,832 |
| Pre-tax net operating income | $198,000 | 5,978 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $198,000 | 5,441 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $198,000 | 5,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $155,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $198,000 | 5,409 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 5,714 |
| Total interest expense | $1,325,000 | 4,836 |
| Net interest income | $2,477,000 | 6,034 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $326,000 | 6,228 |
| Gross Fiduciary activities income | $17,000 | 1,232 |
| Service charges on deposit accounts | $194,000 | 5,290 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,174 |
| Total noninterest expense | $1,791,000 | 6,376 |
| Salaries and employee benefits | $1,002,000 | 6,267 |
| Premises and equipment expense | $182,000 | 6,957 |
| Additional noninterest expense | $607,000 | 5,935 |
| Pre-tax net operating income | $937,000 | 5,403 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $51,000 | 6,027 |
| Income before extraordinary items | $886,000 | 5,016 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $886,000 | 5,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,826 |
| Cash dividends | $410,000 | 3,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $886,000 | 4,941 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 5,707 |
| Total interest expense | $987,000 | 4,814 |
| Net interest income | $1,859,000 | 6,047 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $237,000 | 6,329 |
| Gross Fiduciary activities income | $16,000 | 1,173 |
| Service charges on deposit accounts | $145,000 | 5,337 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 6,394 |
| Total noninterest expense | $1,326,000 | 6,383 |
| Salaries and employee benefits | $753,000 | 6,233 |
| Premises and equipment expense | $125,000 | 7,120 |
| Additional noninterest expense | $448,000 | 5,955 |
| Pre-tax net operating income | $716,000 | 5,462 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $36,000 | 6,170 |
| Income before extraordinary items | $680,000 | 5,031 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $680,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,728 |
| Cash dividends | $370,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $680,000 | 4,946 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 5,752 |
| Total interest expense | $649,000 | 4,874 |
| Net interest income | $1,232,000 | 6,079 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $144,000 | 6,565 |
| Gross Fiduciary activities income | $6,000 | 1,267 |
| Service charges on deposit accounts | $92,000 | 5,442 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 6,590 |
| Total noninterest expense | $891,000 | 6,394 |
| Salaries and employee benefits | $509,000 | 6,230 |
| Premises and equipment expense | $84,000 | 7,130 |
| Additional noninterest expense | $298,000 | 5,994 |
| Pre-tax net operating income | $449,000 | 5,580 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $27,000 | 6,108 |
| Income before extraordinary items | $422,000 | 5,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $422,000 | 5,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,243 |
| Cash dividends | $270,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $422,000 | 5,096 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 5,690 |
| Total interest expense | $324,000 | 4,940 |
| Net interest income | $639,000 | 5,935 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $73,000 | 6,491 |
| Gross Fiduciary activities income | $6,000 | 1,163 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $453,000 | 6,387 |
| Salaries and employee benefits | $261,000 | 6,188 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $241,000 | 5,377 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $233,000 | 4,948 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $233,000 | 4,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,164 |
| Cash dividends | $155,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $233,000 | 4,822 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 5,724 |
| Total interest expense | $1,489,000 | 4,889 |
| Net interest income | $2,421,000 | 6,011 |
| Provision for loan and lease losses | $105,000 | 5,236 |
| Total noninterest income | $314,000 | 6,500 |
| Gross Fiduciary activities income | $18,000 | 1,266 |
| Service charges on deposit accounts | $157,000 | 5,772 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $139,000 | 5,959 |
| Total noninterest expense | $1,806,000 | 6,344 |
| Salaries and employee benefits | $1,012,000 | 6,219 |
| Premises and equipment expense | $183,000 | 6,987 |
| Additional noninterest expense | $611,000 | 5,938 |
| Pre-tax net operating income | $824,000 | 5,629 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $30,000 | 6,608 |
| Income before extraordinary items | $801,000 | 5,242 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $801,000 | 5,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,241 |
| Cash dividends | $385,000 | 4,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $794,280 | 5,096 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 5,787 |
| Total interest expense | $1,142,000 | 4,957 |
| Net interest income | $1,792,000 | 6,066 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $257,000 | 6,349 |
| Gross Fiduciary activities income | $17,000 | 1,211 |
| Service charges on deposit accounts | $125,000 | 5,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 5,813 |
| Total noninterest expense | $1,346,000 | 6,330 |
| Salaries and employee benefits | $754,000 | 6,219 |
| Premises and equipment expense | $135,000 | 7,046 |
| Additional noninterest expense | $457,000 | 5,933 |
| Pre-tax net operating income | $678,000 | 5,590 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $22,000 | 6,754 |
| Income before extraordinary items | $658,000 | 5,151 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $658,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,505 |
| Cash dividends | $340,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $656,060 | 4,973 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 5,857 |
| Total interest expense | $775,000 | 5,029 |
| Net interest income | $1,163,000 | 6,159 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $171,000 | 6,338 |
| Gross Fiduciary activities income | $11,000 | 1,214 |
| Service charges on deposit accounts | $84,000 | 5,654 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $76,000 | 5,812 |
| Total noninterest expense | $894,000 | 6,355 |
| Salaries and employee benefits | $492,000 | 6,322 |
| Premises and equipment expense | $90,000 | 7,025 |
| Additional noninterest expense | $312,000 | 5,848 |
| Pre-tax net operating income | $440,000 | 5,639 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $15,000 | 6,772 |
| Income before extraordinary items | $425,000 | 5,253 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $425,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $240,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $425,000 | 5,049 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $953,000 | 5,926 |
| Total interest expense | $389,000 | 5,124 |
| Net interest income | $564,000 | 6,268 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $88,000 | 6,207 |
| Gross Fiduciary activities income | $8,000 | 1,157 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 5,700 |
| Total noninterest expense | $446,000 | 6,366 |
| Salaries and employee benefits | $232,000 | 6,518 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $154,000 | 5,833 |
| Pre-tax net operating income | $206,000 | 5,775 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $206,000 | 5,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $160,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $206,000 | 5,063 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 5,709 |
| Total interest expense | $1,856,000 | 5,060 |
| Net interest income | $2,406,000 | 6,034 |
| Provision for loan and lease losses | $450,000 | 2,572 |
| Total noninterest income | $348,000 | 6,111 |
| Gross Fiduciary activities income | $25,000 | 1,234 |
| Service charges on deposit accounts | $187,000 | 5,367 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 5,810 |
| Total noninterest expense | $1,874,000 | 6,105 |
| Salaries and employee benefits | $964,000 | 6,266 |
| Premises and equipment expense | $225,000 | 6,455 |
| Additional noninterest expense | $685,000 | 5,477 |
| Pre-tax net operating income | $430,000 | 7,026 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $21,000 | 7,030 |
| Income before extraordinary items | $409,000 | 6,799 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $409,000 | 6,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 2,314 |
| Cash dividends | $210,000 | 4,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $409,000 | 6,671 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 5,782 |
| Total interest expense | $2,480,000 | 5,423 |
| Net interest income | $2,285,000 | 6,013 |
| Provision for loan and lease losses | $592,000 | 1,929 |
| Total noninterest income | $364,000 | 5,924 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $208,000 | 5,073 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $149,000 | 5,563 |
| Total noninterest expense | $1,647,000 | 6,462 |
| Salaries and employee benefits | $878,000 | 6,464 |
| Premises and equipment expense | $196,000 | 6,849 |
| Additional noninterest expense | $573,000 | 6,011 |
| Pre-tax net operating income | $410,000 | 6,932 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-37,000 | 9,123 |
| Income before extraordinary items | $447,000 | 6,321 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $447,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,187 |
| Cash dividends | $380,000 | 3,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $447,000 | 6,203 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 6,104 |
| Total interest expense | $2,437,000 | 5,646 |
| Net interest income | $2,046,000 | 6,497 |
| Provision for loan and lease losses | $108,000 | 5,148 |
| Total noninterest income | $314,000 | 6,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,102 |
| Total noninterest expense | $1,450,000 | 6,875 |
| Salaries and employee benefits | $762,000 | 6,905 |
| Premises and equipment expense | $169,000 | 7,263 |
| Additional noninterest expense | $519,000 | 6,284 |
| Pre-tax net operating income | $802,000 | 5,864 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $48,000 | 7,270 |
| Income before extraordinary items | $754,000 | 5,223 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $754,000 | 5,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $754,000 | 5,215 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 6,719 |
| Total interest expense | $1,864,000 | 6,235 |
| Net interest income | $1,744,000 | 7,122 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $218,000 | 7,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,882 |
| Total noninterest expense | $1,230,000 | 7,491 |
| Salaries and employee benefits | $614,000 | 7,674 |
| Premises and equipment expense | $171,000 | 7,309 |
| Additional noninterest expense | $445,000 | 6,940 |
| Pre-tax net operating income | $660,000 | 6,476 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $41,000 | 7,793 |
| Income before extraordinary items | $619,000 | 5,806 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $619,000 | 5,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $249,000 | 4,890 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 463 |
| Net operating income | $619,000 | 5,778 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 7,464 |
| Total interest expense | $1,600,000 | 6,979 |
| Net interest income | $1,455,000 | 7,783 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $177,000 | 7,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,189 |
| Total noninterest expense | $932,000 | 8,334 |
| Salaries and employee benefits | $484,000 | 8,454 |
| Premises and equipment expense | $123,000 | 8,204 |
| Additional noninterest expense | $325,000 | 7,888 |
| Pre-tax net operating income | $664,000 | 6,624 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $175,000 | 6,496 |
| Income before extraordinary items | $489,000 | 6,670 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $489,000 | 6,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $489,000 | 6,561 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 8,019 |
| Total interest expense | $1,362,000 | 7,684 |
| Net interest income | $1,428,000 | 8,161 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $180,000 | 8,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,985 |
| Total noninterest expense | $906,000 | 8,663 |
| Salaries and employee benefits | $473,000 | 8,801 |
| Premises and equipment expense | $102,000 | 8,911 |
| Additional noninterest expense | $331,000 | 8,002 |
| Pre-tax net operating income | $702,000 | 6,969 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $222,000 | 6,603 |
| Income before extraordinary items | $480,000 | 7,099 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $480,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 10,357 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $-422,000 | 10,829 |
| Net operating income | $480,000 | 7,049 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 8,870 |
| Total interest expense | $1,129,000 | 8,605 |
| Net interest income | $1,244,000 | 8,918 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $172,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,879 |
| Total noninterest expense | $824,000 | 9,346 |
| Salaries and employee benefits | $443,000 | 9,298 |
| Premises and equipment expense | $87,000 | 9,625 |
| Additional noninterest expense | $294,000 | 8,948 |
| Pre-tax net operating income | $592,000 | 7,461 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $185,000 | 7,367 |
| Income before extraordinary items | $407,000 | 7,558 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $407,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,266 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $407,000 | 7,506 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 9,450 |
| Total interest expense | $994,000 | 9,272 |
| Net interest income | $1,187,000 | 9,369 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $160,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $772,000 | 9,896 |
| Salaries and employee benefits | $421,000 | 9,782 |
| Premises and equipment expense | $77,000 | 10,293 |
| Additional noninterest expense | $274,000 | 9,552 |
| Pre-tax net operating income | $575,000 | 8,022 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $185,000 | 7,690 |
| Income before extraordinary items | $390,000 | 8,155 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $390,000 | 8,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $390,000 | 8,113 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 9,793 |
| Total interest expense | $773,000 | 9,747 |
| Net interest income | $1,231,000 | 9,672 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $160,000 | 9,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $739,000 | 10,526 |
| Salaries and employee benefits | $386,000 | 10,410 |
| Premises and equipment expense | $65,000 | 11,133 |
| Additional noninterest expense | $288,000 | 10,093 |
| Pre-tax net operating income | $652,000 | 7,697 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $212,000 | 7,149 |
| Income before extraordinary items | $440,000 | 7,808 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $440,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 12,010 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $440,000 | 7,859 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 9,845 |
| Total interest expense | $853,000 | 9,775 |
| Net interest income | $1,318,000 | 9,678 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $778,000 | 10,771 |
| Salaries and employee benefits | $402,000 | 10,608 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $299,000 | 10,466 |
| Pre-tax net operating income | $714,000 | 7,288 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $255,000 | 6,707 |
| Income before extraordinary items | $475,000 | 7,742 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $475,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $464,600 | 7,593 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 10,360 |
| Total interest expense | $1,087,000 | 10,030 |
| Net interest income | $1,173,000 | 10,416 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,724 |
| Total noninterest expense | $791,000 | 11,048 |
| Salaries and employee benefits | $405,000 | 10,800 |
| Premises and equipment expense | $70,000 | 11,871 |
| Additional noninterest expense | $316,000 | 10,607 |
| Pre-tax net operating income | $570,000 | 7,925 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $203,000 | 7,497 |
| Income before extraordinary items | $367,000 | 8,535 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $367,000 | 8,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $165,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $367,000 | 8,177 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.