Home > First Texoma Bank > Income and Expense
First Texoma Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 7,044 |
| Total interest expense | $201,000 | 6,528 |
| Net interest income | $416,000 | 7,161 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $53,000 | 4,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $430,000 | 6,570 |
| Salaries and employee benefits | $210,000 | 6,858 |
| Premises and equipment expense | $82,000 | 5,496 |
| Additional noninterest expense | $138,000 | 6,279 |
| Pre-tax net operating income | $56,000 | 7,814 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $56,000 | 7,665 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $56,000 | 7,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $56,000 | 7,633 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 7,234 |
| Total interest expense | $666,000 | 6,708 |
| Net interest income | $1,478,000 | 7,330 |
| Provision for loan and lease losses | $37,000 | 6,248 |
| Total noninterest income | $304,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $250,000 | 4,746 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,316 |
| Total noninterest expense | $1,485,000 | 6,907 |
| Salaries and employee benefits | $666,000 | 7,414 |
| Premises and equipment expense | $299,000 | 5,687 |
| Additional noninterest expense | $520,000 | 6,427 |
| Pre-tax net operating income | $260,000 | 7,576 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $260,000 | 7,391 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $260,000 | 7,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $260,000 | 7,339 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 7,322 |
| Total interest expense | $477,000 | 6,812 |
| Net interest income | $1,076,000 | 7,421 |
| Provision for loan and lease losses | $37,000 | 5,797 |
| Total noninterest income | $241,000 | 6,293 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $193,000 | 4,720 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 7,110 |
| Total noninterest expense | $1,073,000 | 6,984 |
| Salaries and employee benefits | $462,000 | 7,550 |
| Premises and equipment expense | $230,000 | 5,589 |
| Additional noninterest expense | $381,000 | 6,451 |
| Pre-tax net operating income | $207,000 | 7,664 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $207,000 | 7,434 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $207,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $207,000 | 7,368 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 7,439 |
| Total interest expense | $310,000 | 6,914 |
| Net interest income | $693,000 | 7,525 |
| Provision for loan and lease losses | $23,000 | 5,766 |
| Total noninterest income | $159,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $124,000 | 4,796 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,019 |
| Total noninterest expense | $718,000 | 7,013 |
| Salaries and employee benefits | $310,000 | 7,584 |
| Premises and equipment expense | $157,000 | 5,529 |
| Additional noninterest expense | $251,000 | 6,517 |
| Pre-tax net operating income | $111,000 | 7,838 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $111,000 | 7,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $111,000 | 7,599 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $501,000 | 7,491 |
| Total interest expense | $154,000 | 6,981 |
| Net interest income | $347,000 | 7,566 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $82,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $63,000 | 4,680 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $369,000 | 6,987 |
| Salaries and employee benefits | $150,000 | 7,700 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $131,000 | 6,404 |
| Pre-tax net operating income | $55,000 | 7,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $55,000 | 7,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $55,000 | 7,605 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 7,821 |
| Total interest expense | $655,000 | 7,204 |
| Net interest income | $1,095,000 | 7,971 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $258,000 | 6,895 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $197,000 | 5,297 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $61,000 | 7,285 |
| Total noninterest expense | $1,056,000 | 7,762 |
| Salaries and employee benefits | $424,000 | 8,327 |
| Premises and equipment expense | $176,000 | 7,072 |
| Additional noninterest expense | $456,000 | 6,809 |
| Pre-tax net operating income | $261,000 | 7,595 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $169,000 | 5,136 |
| Income before extraordinary items | $92,000 | 8,263 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $92,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $92,000 | 8,157 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 7,972 |
| Total interest expense | $501,000 | 7,310 |
| Net interest income | $768,000 | 8,138 |
| Provision for loan and lease losses | $26,000 | 6,575 |
| Total noninterest income | $171,000 | 7,164 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $132,000 | 5,566 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,544 |
| Total noninterest expense | $771,000 | 7,809 |
| Salaries and employee benefits | $294,000 | 8,453 |
| Premises and equipment expense | $134,000 | 7,062 |
| Additional noninterest expense | $343,000 | 6,777 |
| Pre-tax net operating income | $142,000 | 8,014 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $50,000 | 6,201 |
| Income before extraordinary items | $92,000 | 8,270 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $92,000 | 8,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $92,000 | 8,144 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $823,000 | 8,075 |
| Total interest expense | $333,000 | 7,438 |
| Net interest income | $490,000 | 8,239 |
| Provision for loan and lease losses | $13,000 | 6,657 |
| Total noninterest income | $107,000 | 7,271 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $80,000 | 5,768 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $510,000 | 7,852 |
| Salaries and employee benefits | $191,000 | 8,512 |
| Premises and equipment expense | $96,000 | 6,867 |
| Additional noninterest expense | $224,000 | 6,843 |
| Pre-tax net operating income | $74,000 | 8,206 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $23,000 | 6,516 |
| Income before extraordinary items | $51,000 | 8,417 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $51,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $51,000 | 8,286 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 8,176 |
| Total interest expense | $163,000 | 7,577 |
| Net interest income | $236,000 | 8,327 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $238,000 | 8,031 |
| Salaries and employee benefits | $87,000 | 8,673 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $104,000 | 7,046 |
| Pre-tax net operating income | $36,000 | 8,212 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $27,000 | 8,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $27,000 | 8,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 8,409 |
| Total interest expense | $535,000 | 8,284 |
| Net interest income | $944,000 | 8,351 |
| Provision for loan and lease losses | $41,000 | 6,906 |
| Total noninterest income | $163,000 | 7,686 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $132,000 | 6,089 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 8,166 |
| Total noninterest expense | $910,000 | 8,129 |
| Salaries and employee benefits | $366,000 | 8,630 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $336,000 | 7,547 |
| Pre-tax net operating income | $156,000 | 8,092 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $53,000 | 6,492 |
| Income before extraordinary items | $103,000 | 8,318 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $103,000 | 8,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $103,000 | 8,226 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 8,992 |
| Total interest expense | $465,000 | 9,072 |
| Net interest income | $727,000 | 8,804 |
| Provision for loan and lease losses | $104,000 | 5,529 |
| Total noninterest income | $132,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $90,000 | 6,770 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $42,000 | 7,933 |
| Total noninterest expense | $939,000 | 8,116 |
| Salaries and employee benefits | $397,000 | 8,638 |
| Premises and equipment expense | $214,000 | 6,589 |
| Additional noninterest expense | $328,000 | 7,653 |
| Pre-tax net operating income | $-184,000 | 8,951 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-61,000 | 9,186 |
| Income before extraordinary items | $-123,000 | 8,978 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-123,000 | 8,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-123,000 | 8,926 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $204,000 | 9,827 |
| Total interest expense | $66,000 | 9,769 |
| Net interest income | $138,000 | 9,823 |
| Provision for loan and lease losses | $54,000 | 6,441 |
| Total noninterest income | $5,000 | 9,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 9,788 |
| Total noninterest expense | $323,000 | 9,728 |
| Salaries and employee benefits | $133,000 | 9,787 |
| Premises and equipment expense | $83,000 | 8,738 |
| Additional noninterest expense | $107,000 | 9,581 |
| Pre-tax net operating income | $-234,000 | 9,373 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-79,000 | 9,551 |
| Income before extraordinary items | $-155,000 | 9,327 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-155,000 | 9,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $3,250,000 | 287 |
| Net operating income | $-155,000 | 9,327 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 6,441 |
| Total interest expense | $1,671,000 | 6,594 |
| Net interest income | $2,241,000 | 6,199 |
| Provision for loan and lease losses | $23,000 | 7,570 |
| Total noninterest income | $465,000 | 5,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,379 |
| Total noninterest expense | $2,100,000 | 5,496 |
| Salaries and employee benefits | $1,051,000 | 5,690 |
| Premises and equipment expense | $194,000 | 6,910 |
| Additional noninterest expense | $855,000 | 4,569 |
| Pre-tax net operating income | $583,000 | 6,775 |
| Securities gains (losses) | $43,000 | 1,044 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $626,000 | 5,778 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $626,000 | 5,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,499 |
| Cash dividends | $41,000 | 6,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $583,000 | 5,953 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 10,297 |
| Total interest expense | $146,000 | 10,250 |
| Net interest income | $190,000 | 10,304 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $22,000 | 10,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 8,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,199 |
| Total noninterest expense | $161,000 | 10,409 |
| Salaries and employee benefits | $76,000 | 10,398 |
| Premises and equipment expense | $9,000 | 10,397 |
| Additional noninterest expense | $76,000 | 10,283 |
| Pre-tax net operating income | $46,000 | 9,638 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,000 | 9,299 |
| Income before extraordinary items | $45,000 | 9,648 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $45,000 | 9,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $45,000 | 9,589 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 6,288 |
| Total interest expense | $2,293,000 | 5,728 |
| Net interest income | $2,143,000 | 6,639 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $431,000 | 5,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 4,961 |
| Total noninterest expense | $1,788,000 | 6,088 |
| Salaries and employee benefits | $954,000 | 6,033 |
| Premises and equipment expense | $122,000 | 8,446 |
| Additional noninterest expense | $712,000 | 5,153 |
| Pre-tax net operating income | $756,000 | 6,747 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $254,000 | 6,227 |
| Income before extraordinary items | $505,000 | 6,933 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $505,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $502,990 | 6,889 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,479,000 | 6,424 |
| Total interest expense | $2,224,000 | 6,001 |
| Net interest income | $2,255,000 | 6,647 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $378,000 | 6,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,273 |
| Total noninterest expense | $1,726,000 | 6,558 |
| Salaries and employee benefits | $874,000 | 6,590 |
| Premises and equipment expense | $87,000 | 9,625 |
| Additional noninterest expense | $765,000 | 5,382 |
| Pre-tax net operating income | $875,000 | 6,182 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $286,000 | 5,990 |
| Income before extraordinary items | $588,000 | 6,341 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $588,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $588,670 | 6,272 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 7,331 |
| Total interest expense | $1,674,000 | 7,208 |
| Net interest income | $2,004,000 | 7,303 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $295,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,955 |
| Total noninterest expense | $1,519,000 | 7,205 |
| Salaries and employee benefits | $781,000 | 7,207 |
| Premises and equipment expense | $113,000 | 9,239 |
| Additional noninterest expense | $625,000 | 6,362 |
| Pre-tax net operating income | $774,000 | 6,944 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $257,000 | 6,541 |
| Income before extraordinary items | $511,000 | 7,160 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $511,000 | 7,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $480,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $515,020 | 7,109 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 7,706 |
| Total interest expense | $1,298,000 | 7,557 |
| Net interest income | $1,945,000 | 7,692 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $275,000 | 7,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $1,492,000 | 7,627 |
| Salaries and employee benefits | $758,000 | 7,461 |
| Premises and equipment expense | $114,000 | 9,573 |
| Additional noninterest expense | $620,000 | 6,893 |
| Pre-tax net operating income | $728,000 | 7,246 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $250,000 | 6,534 |
| Income before extraordinary items | $492,000 | 7,377 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $492,000 | 7,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $335,000 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $482,760 | 7,485 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 8,061 |
| Total interest expense | $1,287,000 | 7,928 |
| Net interest income | $1,882,000 | 8,009 |
| Provision for loan and lease losses | $-121,000 | 12,940 |
| Total noninterest income | $265,000 | 8,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,452,000 | 7,988 |
| Salaries and employee benefits | $664,000 | 8,270 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $657,000 | 6,895 |
| Pre-tax net operating income | $816,000 | 6,728 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $283,000 | 6,296 |
| Income before extraordinary items | $552,000 | 7,134 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $552,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $260,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $539,460 | 6,979 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 10,098 |
| Total interest expense | $1,056,000 | 10,157 |
| Net interest income | $1,339,000 | 9,851 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $200,000 | 9,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $891,000 | 10,545 |
| Salaries and employee benefits | $434,000 | 10,470 |
| Premises and equipment expense | $67,000 | 11,992 |
| Additional noninterest expense | $390,000 | 9,685 |
| Pre-tax net operating income | $648,000 | 7,405 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $220,000 | 7,182 |
| Income before extraordinary items | $430,000 | 7,931 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $430,000 | 8,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 13,072 |
| Cash dividends | $190,000 | 5,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $428,680 | 7,584 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.