Home > First Texas Bank > Income and Expense
First Texas Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 9,083 |
| Total interest expense | $506,000 | 10,991 |
| Net interest income | $1,918,000 | 7,489 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $700,000 | 4,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $477,000 | 2,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,811 |
| Total noninterest expense | $1,414,000 | 7,540 |
| Salaries and employee benefits | $753,000 | 7,381 |
| Premises and equipment expense | $225,000 | 6,752 |
| Additional noninterest expense | $436,000 | 7,846 |
| Pre-tax net operating income | $1,139,000 | 5,453 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $357,000 | 5,359 |
| Income before extraordinary items | $781,000 | 5,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $781,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,506 |
| Cash dividends | $308,000 | 4,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $781,690 | 5,521 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 9,346 |
| Total interest expense | $447,000 | 11,354 |
| Net interest income | $1,802,000 | 8,039 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $669,000 | 4,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 4,871 |
| Total noninterest expense | $1,371,000 | 8,001 |
| Salaries and employee benefits | $658,000 | 8,213 |
| Premises and equipment expense | $242,000 | 6,652 |
| Additional noninterest expense | $471,000 | 8,140 |
| Pre-tax net operating income | $1,090,000 | 5,606 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $354,000 | 5,224 |
| Income before extraordinary items | $741,000 | 5,659 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $741,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,717 |
| Cash dividends | $842,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $737,600 | 5,755 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 9,998 |
| Total interest expense | $476,000 | 11,800 |
| Net interest income | $1,617,000 | 8,753 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $503,000 | 5,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $1,325,000 | 8,426 |
| Salaries and employee benefits | $637,000 | 8,500 |
| Premises and equipment expense | $229,000 | 7,114 |
| Additional noninterest expense | $459,000 | 8,630 |
| Pre-tax net operating income | $750,000 | 7,092 |
| Securities gains (losses) | $45,000 | 3,566 |
| Applicable income taxes | $251,000 | 6,774 |
| Income before extraordinary items | $544,000 | 7,199 |
| Extraordinary gains, net | $-51,000 | 12,731 |
| Net income | $493,000 | 7,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $237,000 | 5,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $513,400 | 7,200 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 10,824 |
| Total interest expense | $629,000 | 12,155 |
| Net interest income | $1,413,000 | 9,577 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $557,000 | 5,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $398,000 | 3,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,436 |
| Total noninterest expense | $1,235,000 | 8,896 |
| Salaries and employee benefits | $604,000 | 8,768 |
| Premises and equipment expense | $218,000 | 7,441 |
| Additional noninterest expense | $413,000 | 9,411 |
| Pre-tax net operating income | $680,000 | 7,213 |
| Securities gains (losses) | $86,000 | 3,258 |
| Applicable income taxes | $236,000 | 6,895 |
| Income before extraordinary items | $530,000 | 7,083 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $530,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $470,660 | 7,216 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.