Home > First Texas Bank > Income and Expense
First Texas Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 3,556 |
| Total interest expense | $81,000 | 6,195 |
| Net interest income | $1,676,000 | 3,163 |
| Provision for loan and lease losses | $21,000 | 4,455 |
| Total noninterest income | $343,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $138,000 | 2,285 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $205,000 | 2,611 |
| Total noninterest expense | $1,418,000 | 3,189 |
| Salaries and employee benefits | $898,000 | 2,750 |
| Premises and equipment expense | $161,000 | 3,281 |
| Additional noninterest expense | $359,000 | 3,910 |
| Pre-tax net operating income | $580,000 | 2,587 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $190,000 | 1,788 |
| Income before extraordinary items | $390,000 | 3,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $390,000 | 3,131 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $390,000 | 3,132 |
| Net charge-offs | $24,000 | 3,566 |
| Cash dividends | $375,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $390,000 | 2,971 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,240,000 | 3,589 |
| Total interest expense | $458,000 | 6,006 |
| Net interest income | $6,782,000 | 3,157 |
| Provision for loan and lease losses | $55,000 | 5,786 |
| Total noninterest income | $1,331,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $537,000 | 2,431 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $794,000 | 2,459 |
| Total noninterest expense | $5,442,000 | 3,312 |
| Salaries and employee benefits | $3,367,000 | 2,836 |
| Premises and equipment expense | $654,000 | 3,352 |
| Additional noninterest expense | $1,421,000 | 3,998 |
| Pre-tax net operating income | $2,616,000 | 2,061 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $858,000 | 1,493 |
| Income before extraordinary items | $1,758,000 | 2,484 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,758,000 | 2,484 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,758,000 | 2,485 |
| Net charge-offs | $34,000 | 5,679 |
| Cash dividends | $1,500,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,758,000 | 2,409 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,441,000 | 3,623 |
| Total interest expense | $363,000 | 6,029 |
| Net interest income | $5,078,000 | 3,177 |
| Provision for loan and lease losses | $53,000 | 5,491 |
| Total noninterest income | $988,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $393,000 | 2,486 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $595,000 | 2,435 |
| Total noninterest expense | $4,081,000 | 3,319 |
| Salaries and employee benefits | $2,505,000 | 2,852 |
| Premises and equipment expense | $493,000 | 3,387 |
| Additional noninterest expense | $1,083,000 | 3,949 |
| Pre-tax net operating income | $1,932,000 | 2,135 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $634,000 | 1,522 |
| Income before extraordinary items | $1,298,000 | 2,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,298,000 | 2,584 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,298,000 | 2,584 |
| Net charge-offs | $34,000 | 5,231 |
| Cash dividends | $1,125,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,298,000 | 2,493 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 3,635 |
| Total interest expense | $252,000 | 6,067 |
| Net interest income | $3,400,000 | 3,173 |
| Provision for loan and lease losses | $32,000 | 5,402 |
| Total noninterest income | $645,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $254,000 | 2,533 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $391,000 | 2,468 |
| Total noninterest expense | $2,727,000 | 3,348 |
| Salaries and employee benefits | $1,674,000 | 2,868 |
| Premises and equipment expense | $321,000 | 3,483 |
| Additional noninterest expense | $732,000 | 3,963 |
| Pre-tax net operating income | $1,286,000 | 2,116 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $422,000 | 1,475 |
| Income before extraordinary items | $864,000 | 2,543 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $864,000 | 2,543 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $864,000 | 2,543 |
| Net charge-offs | $27,000 | 4,894 |
| Cash dividends | $750,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $864,000 | 2,458 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 3,648 |
| Total interest expense | $130,000 | 6,099 |
| Net interest income | $1,698,000 | 3,157 |
| Provision for loan and lease losses | $13,000 | 5,303 |
| Total noninterest income | $314,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $127,000 | 2,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $187,000 | 2,562 |
| Total noninterest expense | $1,374,000 | 3,339 |
| Salaries and employee benefits | $833,000 | 2,899 |
| Premises and equipment expense | $159,000 | 3,549 |
| Additional noninterest expense | $382,000 | 3,848 |
| Pre-tax net operating income | $625,000 | 2,154 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $205,000 | 1,483 |
| Income before extraordinary items | $420,000 | 2,564 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $420,000 | 2,563 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $420,000 | 2,564 |
| Net charge-offs | $27,000 | 3,845 |
| Cash dividends | $375,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $420,000 | 2,507 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,723,000 | 3,637 |
| Total interest expense | $691,000 | 5,995 |
| Net interest income | $7,032,000 | 3,064 |
| Provision for loan and lease losses | $67,000 | 6,297 |
| Total noninterest income | $1,317,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $556,000 | 2,445 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $761,000 | 2,562 |
| Total noninterest expense | $5,723,000 | 3,227 |
| Salaries and employee benefits | $3,499,000 | 2,731 |
| Premises and equipment expense | $658,000 | 3,472 |
| Additional noninterest expense | $1,566,000 | 3,886 |
| Pre-tax net operating income | $2,559,000 | 1,853 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $838,000 | 1,399 |
| Income before extraordinary items | $1,721,000 | 2,267 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,721,000 | 2,266 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,721,000 | 2,268 |
| Net charge-offs | $6,000 | 6,661 |
| Cash dividends | $1,500,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,721,000 | 2,180 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,833,000 | 3,694 |
| Total interest expense | $529,000 | 6,099 |
| Net interest income | $5,304,000 | 3,082 |
| Provision for loan and lease losses | $59,000 | 6,145 |
| Total noninterest income | $994,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $428,000 | 2,452 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $566,000 | 2,567 |
| Total noninterest expense | $4,257,000 | 3,257 |
| Salaries and employee benefits | $2,597,000 | 2,761 |
| Premises and equipment expense | $488,000 | 3,548 |
| Additional noninterest expense | $1,172,000 | 3,859 |
| Pre-tax net operating income | $1,982,000 | 1,907 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $651,000 | 1,408 |
| Income before extraordinary items | $1,331,000 | 2,366 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,331,000 | 2,364 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,331,000 | 2,368 |
| Net charge-offs | $31,000 | 5,810 |
| Cash dividends | $1,125,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,331,000 | 2,246 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 3,734 |
| Total interest expense | $355,000 | 6,175 |
| Net interest income | $3,525,000 | 3,092 |
| Provision for loan and lease losses | $24,000 | 6,332 |
| Total noninterest income | $663,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $296,000 | 2,381 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $367,000 | 2,532 |
| Total noninterest expense | $2,820,000 | 3,274 |
| Salaries and employee benefits | $1,718,000 | 2,786 |
| Premises and equipment expense | $329,000 | 3,560 |
| Additional noninterest expense | $773,000 | 3,881 |
| Pre-tax net operating income | $1,344,000 | 1,869 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $441,000 | 1,346 |
| Income before extraordinary items | $903,000 | 2,290 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $903,000 | 2,287 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $903,000 | 2,290 |
| Net charge-offs | $30,000 | 5,269 |
| Cash dividends | $750,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $903,000 | 2,211 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 3,781 |
| Total interest expense | $182,000 | 6,257 |
| Net interest income | $1,763,000 | 3,113 |
| Provision for loan and lease losses | $24,000 | 5,644 |
| Total noninterest income | $331,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $150,000 | 2,342 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $181,000 | 2,538 |
| Total noninterest expense | $1,395,000 | 3,338 |
| Salaries and employee benefits | $847,000 | 2,861 |
| Premises and equipment expense | $169,000 | 3,552 |
| Additional noninterest expense | $379,000 | 3,938 |
| Pre-tax net operating income | $675,000 | 1,886 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $222,000 | 1,329 |
| Income before extraordinary items | $453,000 | 2,316 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $453,000 | 2,315 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $453,000 | 2,316 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $375,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $453,000 | 2,235 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,964,000 | 3,833 |
| Total interest expense | $817,000 | 6,424 |
| Net interest income | $7,147,000 | 3,015 |
| Provision for loan and lease losses | $21,000 | 7,167 |
| Total noninterest income | $1,313,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $594,000 | 2,554 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $719,000 | 2,613 |
| Total noninterest expense | $5,642,000 | 3,334 |
| Salaries and employee benefits | $3,359,000 | 2,896 |
| Premises and equipment expense | $659,000 | 3,625 |
| Additional noninterest expense | $1,624,000 | 3,876 |
| Pre-tax net operating income | $2,797,000 | 1,432 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $921,000 | 1,031 |
| Income before extraordinary items | $1,876,000 | 1,782 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,876,000 | 1,780 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,876,000 | 1,782 |
| Net charge-offs | $6,000 | 7,003 |
| Cash dividends | $1,500,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,876,000 | 1,739 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,990,000 | 3,874 |
| Total interest expense | $623,000 | 6,530 |
| Net interest income | $5,367,000 | 3,001 |
| Provision for loan and lease losses | $18,000 | 6,974 |
| Total noninterest income | $984,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $435,000 | 2,606 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $549,000 | 2,664 |
| Total noninterest expense | $4,309,000 | 3,293 |
| Salaries and employee benefits | $2,511,000 | 2,934 |
| Premises and equipment expense | $499,000 | 3,635 |
| Additional noninterest expense | $1,299,000 | 3,655 |
| Pre-tax net operating income | $2,024,000 | 1,604 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $666,000 | 1,130 |
| Income before extraordinary items | $1,358,000 | 1,958 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,358,000 | 1,957 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,358,000 | 1,958 |
| Net charge-offs | $6,000 | 6,654 |
| Cash dividends | $1,125,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,358,000 | 1,911 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 3,888 |
| Total interest expense | $422,000 | 6,608 |
| Net interest income | $3,600,000 | 2,969 |
| Provision for loan and lease losses | $38,000 | 6,300 |
| Total noninterest income | $645,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $283,000 | 2,622 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $362,000 | 2,697 |
| Total noninterest expense | $2,939,000 | 3,270 |
| Salaries and employee benefits | $1,696,000 | 2,931 |
| Premises and equipment expense | $330,000 | 3,669 |
| Additional noninterest expense | $913,000 | 3,513 |
| Pre-tax net operating income | $1,268,000 | 1,743 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $417,000 | 1,232 |
| Income before extraordinary items | $851,000 | 2,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $851,000 | 2,134 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $851,000 | 2,136 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $750,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $851,000 | 2,071 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 3,908 |
| Total interest expense | $220,000 | 6,641 |
| Net interest income | $1,802,000 | 2,972 |
| Provision for loan and lease losses | $14,000 | 6,198 |
| Total noninterest income | $316,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $142,000 | 2,582 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $174,000 | 2,705 |
| Total noninterest expense | $1,409,000 | 3,307 |
| Salaries and employee benefits | $854,000 | 2,935 |
| Premises and equipment expense | $166,000 | 3,699 |
| Additional noninterest expense | $389,000 | 3,658 |
| Pre-tax net operating income | $695,000 | 1,820 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $229,000 | 1,308 |
| Income before extraordinary items | $466,000 | 2,264 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $466,000 | 2,264 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $466,000 | 2,266 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $375,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $466,000 | 2,133 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,765,000 | 3,868 |
| Total interest expense | $1,444,000 | 6,054 |
| Net interest income | $7,321,000 | 2,926 |
| Provision for loan and lease losses | $77,000 | 6,264 |
| Total noninterest income | $1,310,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $626,000 | 2,567 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $684,000 | 2,694 |
| Total noninterest expense | $5,580,000 | 3,283 |
| Salaries and employee benefits | $3,333,000 | 2,960 |
| Premises and equipment expense | $701,000 | 3,508 |
| Additional noninterest expense | $1,546,000 | 3,547 |
| Pre-tax net operating income | $2,974,000 | 1,814 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $983,000 | 1,213 |
| Income before extraordinary items | $1,991,000 | 2,010 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,991,000 | 2,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,765 |
| Cash dividends | $1,500,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,991,000 | 2,126 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,614,000 | 3,909 |
| Total interest expense | $1,154,000 | 6,050 |
| Net interest income | $5,460,000 | 2,969 |
| Provision for loan and lease losses | $77,000 | 5,479 |
| Total noninterest income | $978,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $463,000 | 2,608 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $515,000 | 2,765 |
| Total noninterest expense | $4,199,000 | 3,258 |
| Salaries and employee benefits | $2,513,000 | 2,967 |
| Premises and equipment expense | $538,000 | 3,468 |
| Additional noninterest expense | $1,148,000 | 3,497 |
| Pre-tax net operating income | $2,162,000 | 2,179 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $713,000 | 1,509 |
| Income before extraordinary items | $1,449,000 | 2,391 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,449,000 | 2,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,844 |
| Cash dividends | $1,125,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,449,000 | 2,504 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 3,984 |
| Total interest expense | $814,000 | 6,070 |
| Net interest income | $3,581,000 | 3,005 |
| Provision for loan and lease losses | $56,000 | 5,080 |
| Total noninterest income | $643,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $300,000 | 2,641 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $343,000 | 2,823 |
| Total noninterest expense | $2,787,000 | 3,282 |
| Salaries and employee benefits | $1,671,000 | 3,009 |
| Premises and equipment expense | $356,000 | 3,508 |
| Additional noninterest expense | $760,000 | 3,487 |
| Pre-tax net operating income | $1,381,000 | 2,353 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $455,000 | 1,714 |
| Income before extraordinary items | $926,000 | 2,746 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $926,000 | 2,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,894 |
| Cash dividends | $750,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $926,000 | 2,692 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 4,023 |
| Total interest expense | $454,000 | 5,976 |
| Net interest income | $1,783,000 | 3,009 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $318,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $146,000 | 2,687 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $172,000 | 2,804 |
| Total noninterest expense | $1,372,000 | 3,318 |
| Salaries and employee benefits | $836,000 | 3,042 |
| Premises and equipment expense | $177,000 | 3,535 |
| Additional noninterest expense | $359,000 | 3,600 |
| Pre-tax net operating income | $723,000 | 2,352 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $239,000 | 1,736 |
| Income before extraordinary items | $484,000 | 2,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $484,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $375,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $484,000 | 2,684 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,262,000 | 3,969 |
| Total interest expense | $2,184,000 | 5,632 |
| Net interest income | $7,078,000 | 3,080 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $1,662,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $641,000 | 2,547 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,021,000 | 2,200 |
| Total noninterest expense | $5,397,000 | 3,245 |
| Salaries and employee benefits | $3,257,000 | 3,018 |
| Premises and equipment expense | $753,000 | 3,250 |
| Additional noninterest expense | $1,387,000 | 3,645 |
| Pre-tax net operating income | $3,307,000 | 2,302 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,097,000 | 1,749 |
| Income before extraordinary items | $2,210,000 | 2,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,210,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,104 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,210,000 | 2,615 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,946,000 | 3,982 |
| Total interest expense | $1,657,000 | 5,618 |
| Net interest income | $5,289,000 | 3,090 |
| Provision for loan and lease losses | $67,000 | 4,740 |
| Total noninterest income | $1,336,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $480,000 | 2,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $856,000 | 2,033 |
| Total noninterest expense | $4,088,000 | 3,194 |
| Salaries and employee benefits | $2,465,000 | 2,966 |
| Premises and equipment expense | $590,000 | 3,107 |
| Additional noninterest expense | $1,033,000 | 3,606 |
| Pre-tax net operating income | $2,470,000 | 2,462 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $819,000 | 1,879 |
| Income before extraordinary items | $1,651,000 | 2,780 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,651,000 | 2,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,123 |
| Cash dividends | $1,125,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,651,000 | 2,760 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 4,009 |
| Total interest expense | $1,117,000 | 5,585 |
| Net interest income | $3,493,000 | 3,127 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $1,020,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $325,000 | 2,491 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $695,000 | 1,786 |
| Total noninterest expense | $2,774,000 | 3,168 |
| Salaries and employee benefits | $1,683,000 | 2,932 |
| Premises and equipment expense | $405,000 | 3,069 |
| Additional noninterest expense | $686,000 | 3,620 |
| Pre-tax net operating income | $1,694,000 | 2,467 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $563,000 | 1,918 |
| Income before extraordinary items | $1,131,000 | 2,773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,131,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,353 |
| Cash dividends | $750,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,131,000 | 2,756 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 4,061 |
| Total interest expense | $563,000 | 5,556 |
| Net interest income | $1,695,000 | 3,202 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $328,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $167,000 | 2,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $161,000 | 2,888 |
| Total noninterest expense | $1,386,000 | 3,176 |
| Salaries and employee benefits | $853,000 | 2,908 |
| Premises and equipment expense | $203,000 | 3,072 |
| Additional noninterest expense | $330,000 | 3,681 |
| Pre-tax net operating income | $615,000 | 3,073 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $202,000 | 2,387 |
| Income before extraordinary items | $413,000 | 3,418 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $413,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $375,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $413,000 | 3,395 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,110,000 | 3,837 |
| Total interest expense | $1,922,000 | 5,518 |
| Net interest income | $7,188,000 | 3,034 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $1,546,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $806,000 | 2,099 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $740,000 | 2,696 |
| Total noninterest expense | $5,614,000 | 3,033 |
| Salaries and employee benefits | $3,250,000 | 2,909 |
| Premises and equipment expense | $839,000 | 2,879 |
| Additional noninterest expense | $1,525,000 | 3,252 |
| Pre-tax net operating income | $3,030,000 | 2,756 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,004,000 | 2,189 |
| Income before extraordinary items | $2,026,000 | 3,071 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,026,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,766 |
| Cash dividends | $1,500,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,026,000 | 3,064 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,745,000 | 3,841 |
| Total interest expense | $1,378,000 | 5,569 |
| Net interest income | $5,367,000 | 3,076 |
| Provision for loan and lease losses | $68,000 | 4,698 |
| Total noninterest income | $1,180,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $620,000 | 2,060 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $560,000 | 2,689 |
| Total noninterest expense | $4,192,000 | 3,048 |
| Salaries and employee benefits | $2,432,000 | 2,913 |
| Premises and equipment expense | $635,000 | 2,872 |
| Additional noninterest expense | $1,125,000 | 3,289 |
| Pre-tax net operating income | $2,287,000 | 2,845 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $758,000 | 2,282 |
| Income before extraordinary items | $1,529,000 | 3,163 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,529,000 | 3,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,707 |
| Cash dividends | $1,083,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,529,000 | 3,159 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 3,825 |
| Total interest expense | $869,000 | 5,597 |
| Net interest income | $3,577,000 | 3,080 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $799,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $427,000 | 1,984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $372,000 | 2,670 |
| Total noninterest expense | $2,784,000 | 3,069 |
| Salaries and employee benefits | $1,631,000 | 2,908 |
| Premises and equipment expense | $416,000 | 2,900 |
| Additional noninterest expense | $737,000 | 3,338 |
| Pre-tax net operating income | $1,547,000 | 2,827 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $514,000 | 2,260 |
| Income before extraordinary items | $1,033,000 | 3,140 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,033,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $666,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,033,000 | 3,125 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 3,832 |
| Total interest expense | $420,000 | 5,559 |
| Net interest income | $1,760,000 | 3,120 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $406,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $232,000 | 1,808 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $174,000 | 2,726 |
| Total noninterest expense | $1,411,000 | 3,042 |
| Salaries and employee benefits | $824,000 | 2,895 |
| Premises and equipment expense | $204,000 | 2,974 |
| Additional noninterest expense | $383,000 | 3,240 |
| Pre-tax net operating income | $732,000 | 2,888 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $243,000 | 2,317 |
| Income before extraordinary items | $489,000 | 3,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $489,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $489,000 | 3,193 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,791,000 | 3,826 |
| Total interest expense | $1,157,000 | 5,917 |
| Net interest income | $6,634,000 | 3,172 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $2,121,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $985,000 | 1,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,136,000 | 2,036 |
| Total noninterest expense | $5,680,000 | 2,893 |
| Salaries and employee benefits | $3,272,000 | 2,749 |
| Premises and equipment expense | $812,000 | 2,858 |
| Additional noninterest expense | $1,596,000 | 3,079 |
| Pre-tax net operating income | $2,895,000 | 2,837 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $959,000 | 2,317 |
| Income before extraordinary items | $1,936,000 | 3,167 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,936,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,088 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,936,000 | 3,132 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 3,856 |
| Total interest expense | $807,000 | 5,997 |
| Net interest income | $4,882,000 | 3,204 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $1,386,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $740,000 | 1,743 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $646,000 | 2,444 |
| Total noninterest expense | $4,283,000 | 2,841 |
| Salaries and employee benefits | $2,496,000 | 2,681 |
| Premises and equipment expense | $616,000 | 2,809 |
| Additional noninterest expense | $1,171,000 | 3,099 |
| Pre-tax net operating income | $1,850,000 | 3,237 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $611,000 | 2,604 |
| Income before extraordinary items | $1,239,000 | 3,583 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,239,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,321 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,239,000 | 3,555 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 3,820 |
| Total interest expense | $495,000 | 6,070 |
| Net interest income | $3,249,000 | 3,191 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $864,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $485,000 | 1,730 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $379,000 | 2,637 |
| Total noninterest expense | $2,881,000 | 2,806 |
| Salaries and employee benefits | $1,697,000 | 2,612 |
| Premises and equipment expense | $404,000 | 2,822 |
| Additional noninterest expense | $780,000 | 3,084 |
| Pre-tax net operating income | $1,142,000 | 3,381 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $376,000 | 2,707 |
| Income before extraordinary items | $766,000 | 3,739 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $766,000 | 3,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $766,000 | 3,695 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 3,961 |
| Total interest expense | $201,000 | 6,528 |
| Net interest income | $1,577,000 | 3,269 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $435,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $245,000 | 1,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $190,000 | 2,562 |
| Total noninterest expense | $1,442,000 | 2,817 |
| Salaries and employee benefits | $865,000 | 2,587 |
| Premises and equipment expense | $198,000 | 2,904 |
| Additional noninterest expense | $379,000 | 3,160 |
| Pre-tax net operating income | $524,000 | 3,553 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $172,000 | 2,849 |
| Income before extraordinary items | $352,000 | 3,943 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $352,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,893 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $352,000 | 3,897 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,922,000 | 3,843 |
| Total interest expense | $650,000 | 6,768 |
| Net interest income | $6,272,000 | 3,177 |
| Provision for loan and lease losses | $190,000 | 3,789 |
| Total noninterest income | $1,860,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,083,000 | 1,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $777,000 | 2,541 |
| Total noninterest expense | $5,930,000 | 2,686 |
| Salaries and employee benefits | $3,519,000 | 2,471 |
| Premises and equipment expense | $759,000 | 2,919 |
| Additional noninterest expense | $1,652,000 | 2,888 |
| Pre-tax net operating income | $2,012,000 | 3,484 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $658,000 | 2,864 |
| Income before extraordinary items | $1,354,000 | 3,893 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,354,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,234 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,354,000 | 3,828 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,134,000 | 3,853 |
| Total interest expense | $485,000 | 6,774 |
| Net interest income | $4,649,000 | 3,195 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $1,404,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $836,000 | 1,577 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $568,000 | 2,600 |
| Total noninterest expense | $4,418,000 | 2,667 |
| Salaries and employee benefits | $2,645,000 | 2,445 |
| Premises and equipment expense | $562,000 | 2,943 |
| Additional noninterest expense | $1,211,000 | 2,910 |
| Pre-tax net operating income | $1,500,000 | 3,576 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $490,000 | 2,940 |
| Income before extraordinary items | $1,010,000 | 3,968 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,010,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,588 |
| Cash dividends | $750,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,010,000 | 3,905 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 3,861 |
| Total interest expense | $326,000 | 6,780 |
| Net interest income | $3,082,000 | 3,210 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $968,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $581,000 | 1,515 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $387,000 | 2,561 |
| Total noninterest expense | $2,955,000 | 2,651 |
| Salaries and employee benefits | $1,766,000 | 2,428 |
| Premises and equipment expense | $380,000 | 2,915 |
| Additional noninterest expense | $809,000 | 2,912 |
| Pre-tax net operating income | $1,005,000 | 3,525 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $329,000 | 2,915 |
| Income before extraordinary items | $676,000 | 3,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,904 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $676,000 | 3,846 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 3,840 |
| Total interest expense | $172,000 | 6,722 |
| Net interest income | $1,547,000 | 3,187 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $487,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $299,000 | 1,429 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $188,000 | 2,570 |
| Total noninterest expense | $1,514,000 | 2,602 |
| Salaries and employee benefits | $901,000 | 2,410 |
| Premises and equipment expense | $196,000 | 2,872 |
| Additional noninterest expense | $417,000 | 2,793 |
| Pre-tax net operating income | $475,000 | 3,664 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $155,000 | 3,023 |
| Income before extraordinary items | $320,000 | 4,097 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $320,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $320,000 | 3,952 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,016,000 | 3,818 |
| Total interest expense | $740,000 | 6,905 |
| Net interest income | $6,276,000 | 3,066 |
| Provision for loan and lease losses | $280,000 | 3,324 |
| Total noninterest income | $2,047,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,154,000 | 1,491 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $893,000 | 2,555 |
| Total noninterest expense | $5,827,000 | 2,664 |
| Salaries and employee benefits | $3,515,000 | 2,394 |
| Premises and equipment expense | $743,000 | 2,934 |
| Additional noninterest expense | $1,569,000 | 2,955 |
| Pre-tax net operating income | $2,216,000 | 3,150 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $723,000 | 2,733 |
| Income before extraordinary items | $1,493,000 | 3,572 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,493,000 | 3,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,436 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,493,000 | 3,420 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 3,861 |
| Total interest expense | $577,000 | 6,957 |
| Net interest income | $4,695,000 | 3,074 |
| Provision for loan and lease losses | $235,000 | 2,982 |
| Total noninterest income | $1,573,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $866,000 | 1,505 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $707,000 | 2,541 |
| Total noninterest expense | $4,369,000 | 2,666 |
| Salaries and employee benefits | $2,650,000 | 2,395 |
| Premises and equipment expense | $553,000 | 2,959 |
| Additional noninterest expense | $1,166,000 | 2,969 |
| Pre-tax net operating income | $1,664,000 | 3,268 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $542,000 | 2,889 |
| Income before extraordinary items | $1,122,000 | 3,683 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,122,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,125 |
| Cash dividends | $750,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,122,000 | 3,512 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 3,868 |
| Total interest expense | $407,000 | 6,936 |
| Net interest income | $3,124,000 | 3,068 |
| Provision for loan and lease losses | $190,000 | 2,598 |
| Total noninterest income | $1,028,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $565,000 | 1,511 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $463,000 | 2,560 |
| Total noninterest expense | $2,905,000 | 2,682 |
| Salaries and employee benefits | $1,772,000 | 2,381 |
| Premises and equipment expense | $355,000 | 3,044 |
| Additional noninterest expense | $778,000 | 2,935 |
| Pre-tax net operating income | $1,057,000 | 3,386 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $343,000 | 2,994 |
| Income before extraordinary items | $714,000 | 3,803 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $714,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,518 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $714,000 | 3,614 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 3,863 |
| Total interest expense | $215,000 | 6,875 |
| Net interest income | $1,562,000 | 3,055 |
| Provision for loan and lease losses | $145,000 | 1,841 |
| Total noninterest income | $493,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $288,000 | 1,438 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $205,000 | 2,685 |
| Total noninterest expense | $1,471,000 | 2,635 |
| Salaries and employee benefits | $888,000 | 2,368 |
| Premises and equipment expense | $174,000 | 3,100 |
| Additional noninterest expense | $409,000 | 2,799 |
| Pre-tax net operating income | $439,000 | 3,814 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $141,000 | 3,336 |
| Income before extraordinary items | $298,000 | 4,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $298,000 | 4,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,229 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $298,000 | 4,067 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,338,000 | 3,897 |
| Total interest expense | $1,148,000 | 6,547 |
| Net interest income | $6,190,000 | 3,062 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $1,973,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,138,000 | 1,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $835,000 | 2,443 |
| Total noninterest expense | $5,122,000 | 2,868 |
| Salaries and employee benefits | $3,023,000 | 2,604 |
| Premises and equipment expense | $635,000 | 3,240 |
| Additional noninterest expense | $1,464,000 | 3,007 |
| Pre-tax net operating income | $2,861,000 | 2,593 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $940,000 | 2,315 |
| Income before extraordinary items | $1,921,000 | 2,893 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,921,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,825 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,921,000 | 2,805 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,741,000 | 4,134 |
| Total interest expense | $1,973,000 | 6,138 |
| Net interest income | $5,768,000 | 3,048 |
| Provision for loan and lease losses | $234,000 | 3,814 |
| Total noninterest income | $1,840,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,035,000 | 1,440 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $805,000 | 2,374 |
| Total noninterest expense | $4,920,000 | 2,866 |
| Salaries and employee benefits | $2,863,000 | 2,619 |
| Premises and equipment expense | $583,000 | 3,445 |
| Additional noninterest expense | $1,474,000 | 2,917 |
| Pre-tax net operating income | $2,454,000 | 2,701 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $799,000 | 2,425 |
| Income before extraordinary items | $1,655,000 | 2,997 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,655,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,106 |
| Cash dividends | $700,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,655,000 | 2,893 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,185,000 | 4,053 |
| Total interest expense | $2,745,000 | 5,244 |
| Net interest income | $5,440,000 | 3,237 |
| Provision for loan and lease losses | $136,000 | 4,597 |
| Total noninterest income | $1,705,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $979,000 | 1,391 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $726,000 | 2,299 |
| Total noninterest expense | $4,555,000 | 2,961 |
| Salaries and employee benefits | $2,646,000 | 2,694 |
| Premises and equipment expense | $492,000 | 3,837 |
| Additional noninterest expense | $1,417,000 | 2,965 |
| Pre-tax net operating income | $2,454,000 | 2,803 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $810,000 | 2,499 |
| Income before extraordinary items | $1,644,000 | 3,016 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,644,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $500,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,644,000 | 3,008 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 4,721 |
| Total interest expense | $1,959,000 | 6,073 |
| Net interest income | $4,461,000 | 3,812 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $1,777,000 | 2,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,033,000 | 1,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $744,000 | 2,272 |
| Total noninterest expense | $4,125,000 | 3,224 |
| Salaries and employee benefits | $2,363,000 | 2,965 |
| Premises and equipment expense | $434,000 | 4,241 |
| Additional noninterest expense | $1,328,000 | 3,162 |
| Pre-tax net operating income | $1,993,000 | 3,353 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $655,000 | 3,033 |
| Income before extraordinary items | $1,338,000 | 3,556 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,338,000 | 3,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,338,000 | 3,521 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 5,410 |
| Total interest expense | $1,743,000 | 6,671 |
| Net interest income | $3,613,000 | 4,464 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $1,395,000 | 2,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $834,000 | 1,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $561,000 | 2,769 |
| Total noninterest expense | $3,539,000 | 3,575 |
| Salaries and employee benefits | $1,913,000 | 3,477 |
| Premises and equipment expense | $391,000 | 4,506 |
| Additional noninterest expense | $1,235,000 | 3,287 |
| Pre-tax net operating income | $1,385,000 | 4,436 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $471,000 | 4,000 |
| Income before extraordinary items | $914,000 | 4,778 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $914,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $914,000 | 4,685 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 6,351 |
| Total interest expense | $1,371,000 | 7,656 |
| Net interest income | $2,967,000 | 5,346 |
| Provision for loan and lease losses | $74,000 | 5,820 |
| Total noninterest income | $1,059,000 | 2,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $646,000 | 2,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 3,224 |
| Total noninterest expense | $2,778,000 | 4,369 |
| Salaries and employee benefits | $1,498,000 | 4,260 |
| Premises and equipment expense | $276,000 | 5,713 |
| Additional noninterest expense | $1,004,000 | 3,890 |
| Pre-tax net operating income | $1,174,000 | 5,306 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $400,000 | 4,887 |
| Income before extraordinary items | $774,000 | 5,572 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $774,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $774,000 | 5,527 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 6,776 |
| Total interest expense | $1,282,000 | 8,157 |
| Net interest income | $2,805,000 | 5,719 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $796,000 | 3,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $495,000 | 2,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 4,064 |
| Total noninterest expense | $1,915,000 | 6,127 |
| Salaries and employee benefits | $1,098,000 | 5,589 |
| Premises and equipment expense | $132,000 | 8,482 |
| Additional noninterest expense | $685,000 | 5,822 |
| Pre-tax net operating income | $1,674,000 | 3,985 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $568,000 | 3,748 |
| Income before extraordinary items | $1,106,000 | 4,135 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,106,000 | 4,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,106,000 | 4,087 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 7,534 |
| Total interest expense | $1,177,000 | 8,664 |
| Net interest income | $2,340,000 | 6,597 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $646,000 | 4,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $395,000 | 3,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,465 |
| Total noninterest expense | $1,628,000 | 6,905 |
| Salaries and employee benefits | $919,000 | 6,468 |
| Premises and equipment expense | $115,000 | 9,181 |
| Additional noninterest expense | $594,000 | 6,576 |
| Pre-tax net operating income | $1,358,000 | 4,808 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $448,000 | 4,541 |
| Income before extraordinary items | $910,000 | 4,946 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $910,000 | 4,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $910,000 | 4,935 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 7,970 |
| Total interest expense | $905,000 | 9,112 |
| Net interest income | $2,133,000 | 7,241 |
| Provision for loan and lease losses | $-150,000 | 12,259 |
| Total noninterest income | $617,000 | 4,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $416,000 | 3,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,253 |
| Total noninterest expense | $1,537,000 | 7,487 |
| Salaries and employee benefits | $870,000 | 6,815 |
| Premises and equipment expense | $117,000 | 9,478 |
| Additional noninterest expense | $550,000 | 7,421 |
| Pre-tax net operating income | $1,363,000 | 4,758 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $441,000 | 4,454 |
| Income before extraordinary items | $922,000 | 4,805 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $922,000 | 4,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $922,000 | 4,860 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 8,516 |
| Total interest expense | $1,024,000 | 8,993 |
| Net interest income | $1,864,000 | 8,062 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $702,000 | 4,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $465,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 5,151 |
| Total noninterest expense | $1,546,000 | 7,670 |
| Salaries and employee benefits | $836,000 | 7,097 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $579,000 | 7,527 |
| Pre-tax net operating income | $1,120,000 | 5,450 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $352,000 | 5,472 |
| Income before extraordinary items | $768,000 | 5,737 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $768,000 | 5,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $768,000 | 5,494 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 8,919 |
| Total interest expense | $1,322,000 | 9,155 |
| Net interest income | $1,708,000 | 8,622 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $768,000 | 4,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $472,000 | 2,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 4,470 |
| Total noninterest expense | $1,519,000 | 7,847 |
| Salaries and employee benefits | $780,000 | 7,392 |
| Premises and equipment expense | $130,000 | 9,690 |
| Additional noninterest expense | $609,000 | 7,430 |
| Pre-tax net operating income | $957,000 | 5,820 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $281,000 | 6,199 |
| Income before extraordinary items | $676,000 | 6,065 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $676,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $550,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $676,000 | 5,725 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.