Home > First Texas Bank > Income and Expense
First Texas Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 6,110 |
| Total interest expense | $1,454,000 | 7,033 |
| Net interest income | $3,084,000 | 5,503 |
| Provision for loan and lease losses | $278,000 | 2,410 |
| Total noninterest income | $1,752,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,508,000 | 856 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $244,000 | 4,661 |
| Total noninterest expense | $3,282,000 | 4,080 |
| Salaries and employee benefits | $1,596,000 | 4,057 |
| Premises and equipment expense | $292,000 | 5,835 |
| Additional noninterest expense | $1,394,000 | 3,546 |
| Pre-tax net operating income | $1,276,000 | 5,010 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $373,000 | 5,026 |
| Income before extraordinary items | $903,000 | 4,900 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $903,000 | 4,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,531 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $-181,000 | 12,524 |
| Net operating income | $903,000 | 4,960 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 6,250 |
| Total interest expense | $1,634,000 | 6,781 |
| Net interest income | $2,920,000 | 5,769 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $1,680,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,435,000 | 919 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $245,000 | 5,063 |
| Total noninterest expense | $3,094,000 | 4,390 |
| Salaries and employee benefits | $1,584,000 | 4,063 |
| Premises and equipment expense | $278,000 | 6,207 |
| Additional noninterest expense | $1,232,000 | 4,101 |
| Pre-tax net operating income | $1,331,000 | 4,784 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $370,000 | 5,290 |
| Income before extraordinary items | $961,000 | 4,832 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $961,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,289 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $961,000 | 4,597 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,118,000 | 6,279 |
| Total interest expense | $2,155,000 | 6,743 |
| Net interest income | $2,963,000 | 5,778 |
| Provision for loan and lease losses | $101,000 | 7,218 |
| Total noninterest income | $1,903,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,496,000 | 877 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $407,000 | 3,665 |
| Total noninterest expense | $3,048,000 | 4,463 |
| Salaries and employee benefits | $1,447,000 | 4,366 |
| Premises and equipment expense | $368,000 | 5,137 |
| Additional noninterest expense | $1,233,000 | 4,244 |
| Pre-tax net operating income | $1,717,000 | 3,582 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $478,000 | 4,139 |
| Income before extraordinary items | $1,244,000 | 3,686 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,244,000 | 3,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 5,670 |
| Cash dividends | $3,200,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,240,400 | 3,419 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.