Home > First Team Bank > Income and Expense
First Team Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $763,000 | 8,356 |
| Total interest expense | $268,000 | 8,011 |
| Net interest income | $495,000 | 8,423 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $116,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 6,328 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,302 |
| Total noninterest expense | $423,000 | 8,471 |
| Salaries and employee benefits | $189,000 | 8,593 |
| Premises and equipment expense | $80,000 | 7,786 |
| Additional noninterest expense | $154,000 | 8,191 |
| Pre-tax net operating income | $188,000 | 7,681 |
| Securities gains (losses) | $-14,000 | 8,034 |
| Applicable income taxes | $-801,000 | 8,837 |
| Income before extraordinary items | $975,000 | 4,231 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $975,000 | 4,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,453 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $989,000 | 4,143 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,721,000 | 3,187 |
| Total interest expense | $1,587,000 | 2,923 |
| Net interest income | $3,134,000 | 3,284 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $601,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $450,000 | 1,857 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $151,000 | 4,308 |
| Total noninterest expense | $2,752,000 | 2,935 |
| Salaries and employee benefits | $1,287,000 | 3,369 |
| Premises and equipment expense | $573,000 | 2,059 |
| Additional noninterest expense | $892,000 | 2,730 |
| Pre-tax net operating income | $983,000 | 3,762 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $203,000 | 3,760 |
| Income before extraordinary items | $782,000 | 3,682 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $782,000 | 3,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,281 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $780,420 | 3,642 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 3,193 |
| Total interest expense | $765,000 | 2,905 |
| Net interest income | $1,563,000 | 3,300 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $313,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $220,000 | 1,850 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,882 |
| Total noninterest expense | $1,367,000 | 2,950 |
| Salaries and employee benefits | $650,000 | 3,320 |
| Premises and equipment expense | $277,000 | 2,154 |
| Additional noninterest expense | $440,000 | 2,751 |
| Pre-tax net operating income | $509,000 | 3,627 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $119,000 | 3,485 |
| Income before extraordinary items | $391,000 | 3,675 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $391,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,087 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $390,230 | 3,643 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,404,000 | 2,990 |
| Total interest expense | $2,798,000 | 2,775 |
| Net interest income | $6,606,000 | 3,039 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $1,148,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $826,000 | 2,084 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $322,000 | 4,135 |
| Total noninterest expense | $5,418,000 | 2,901 |
| Salaries and employee benefits | $2,553,000 | 3,293 |
| Premises and equipment expense | $1,104,000 | 2,077 |
| Additional noninterest expense | $1,761,000 | 2,709 |
| Pre-tax net operating income | $2,316,000 | 3,187 |
| Securities gains (losses) | $228,000 | 767 |
| Applicable income taxes | $551,000 | 3,171 |
| Income before extraordinary items | $1,993,000 | 2,925 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,993,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,750 |
| Cash dividends | $1,920,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,815,160 | 3,105 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,087,000 | 2,949 |
| Total interest expense | $2,072,000 | 2,765 |
| Net interest income | $5,015,000 | 2,989 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $858,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $613,000 | 2,127 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $245,000 | 4,094 |
| Total noninterest expense | $4,016,000 | 2,900 |
| Salaries and employee benefits | $1,892,000 | 3,303 |
| Premises and equipment expense | $820,000 | 2,096 |
| Additional noninterest expense | $1,304,000 | 2,700 |
| Pre-tax net operating income | $1,837,000 | 3,100 |
| Securities gains (losses) | $172,000 | 842 |
| Applicable income taxes | $445,000 | 3,105 |
| Income before extraordinary items | $1,564,000 | 2,852 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,564,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,495 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,429,840 | 3,010 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,757,000 | 2,923 |
| Total interest expense | $1,395,000 | 2,733 |
| Net interest income | $3,362,000 | 2,969 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $581,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $415,000 | 2,082 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $166,000 | 4,121 |
| Total noninterest expense | $2,553,000 | 3,024 |
| Salaries and employee benefits | $1,239,000 | 3,349 |
| Premises and equipment expense | $542,000 | 2,108 |
| Additional noninterest expense | $772,000 | 3,040 |
| Pre-tax net operating income | $1,370,000 | 2,773 |
| Securities gains (losses) | $156,000 | 767 |
| Applicable income taxes | $330,000 | 2,907 |
| Income before extraordinary items | $1,196,000 | 2,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,196,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,763 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,074,320 | 2,692 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 2,928 |
| Total interest expense | $720,000 | 2,692 |
| Net interest income | $1,664,000 | 2,980 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $269,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $199,000 | 2,094 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $70,000 | 4,441 |
| Total noninterest expense | $1,268,000 | 3,058 |
| Salaries and employee benefits | $626,000 | 3,340 |
| Premises and equipment expense | $275,000 | 2,111 |
| Additional noninterest expense | $367,000 | 3,156 |
| Pre-tax net operating income | $645,000 | 2,893 |
| Securities gains (losses) | $35,000 | 1,403 |
| Applicable income taxes | $113,000 | 3,576 |
| Income before extraordinary items | $567,000 | 2,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $567,000 | 2,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,072 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $537,950 | 2,671 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,733,000 | 2,908 |
| Total interest expense | $3,311,000 | 2,614 |
| Net interest income | $6,422,000 | 2,996 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,009,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $700,000 | 2,351 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $309,000 | 4,447 |
| Total noninterest expense | $4,825,000 | 3,139 |
| Salaries and employee benefits | $2,305,000 | 3,492 |
| Premises and equipment expense | $1,094,000 | 2,082 |
| Additional noninterest expense | $1,426,000 | 3,229 |
| Pre-tax net operating income | $2,366,000 | 3,012 |
| Securities gains (losses) | $438,000 | 826 |
| Applicable income taxes | $542,000 | 3,245 |
| Income before extraordinary items | $2,262,000 | 2,601 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,262,000 | 2,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,958 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,907,220 | 2,843 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,251,000 | 2,964 |
| Total interest expense | $2,571,000 | 2,624 |
| Net interest income | $4,680,000 | 3,087 |
| Provision for loan and lease losses | $200,000 | 3,330 |
| Total noninterest income | $726,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $492,000 | 2,506 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 4,500 |
| Total noninterest expense | $3,601,000 | 3,155 |
| Salaries and employee benefits | $1,702,000 | 3,519 |
| Premises and equipment expense | $828,000 | 2,081 |
| Additional noninterest expense | $1,071,000 | 3,205 |
| Pre-tax net operating income | $1,605,000 | 3,378 |
| Securities gains (losses) | $414,000 | 776 |
| Applicable income taxes | $373,000 | 3,529 |
| Income before extraordinary items | $1,646,000 | 2,755 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,646,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,514 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,306,520 | 3,123 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,953,000 | 2,920 |
| Total interest expense | $1,846,000 | 2,547 |
| Net interest income | $3,107,000 | 3,088 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $477,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $303,000 | 2,629 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $174,000 | 4,295 |
| Total noninterest expense | $2,317,000 | 3,254 |
| Salaries and employee benefits | $1,119,000 | 3,558 |
| Premises and equipment expense | $556,000 | 2,058 |
| Additional noninterest expense | $642,000 | 3,495 |
| Pre-tax net operating income | $1,117,000 | 3,251 |
| Securities gains (losses) | $414,000 | 650 |
| Applicable income taxes | $362,000 | 2,895 |
| Income before extraordinary items | $1,169,000 | 2,638 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,169,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,876 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $854,360 | 3,162 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 2,877 |
| Total interest expense | $1,046,000 | 2,329 |
| Net interest income | $1,483,000 | 3,198 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $221,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $142,000 | 2,695 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $79,000 | 4,363 |
| Total noninterest expense | $1,132,000 | 3,305 |
| Salaries and employee benefits | $559,000 | 3,564 |
| Premises and equipment expense | $267,000 | 2,133 |
| Additional noninterest expense | $306,000 | 3,601 |
| Pre-tax net operating income | $497,000 | 3,508 |
| Securities gains (losses) | $95,000 | 1,029 |
| Applicable income taxes | $95,000 | 4,029 |
| Income before extraordinary items | $497,000 | 2,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $497,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,045 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $417,200 | 3,193 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,878,000 | 2,585 |
| Total interest expense | $5,576,000 | 2,024 |
| Net interest income | $6,302,000 | 3,010 |
| Provision for loan and lease losses | $459,000 | 2,541 |
| Total noninterest income | $820,000 | 3,931 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $576,000 | 2,643 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $244,000 | 4,656 |
| Total noninterest expense | $4,753,000 | 3,059 |
| Salaries and employee benefits | $2,314,000 | 3,337 |
| Premises and equipment expense | $1,083,000 | 2,024 |
| Additional noninterest expense | $1,356,000 | 3,237 |
| Pre-tax net operating income | $1,910,000 | 3,538 |
| Securities gains (losses) | $88,000 | 1,856 |
| Applicable income taxes | $259,000 | 4,701 |
| Income before extraordinary items | $1,739,000 | 3,116 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,739,000 | 3,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 2,196 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,662,440 | 3,138 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,805,000 | 2,479 |
| Total interest expense | $8,475,000 | 1,916 |
| Net interest income | $5,330,000 | 3,261 |
| Provision for loan and lease losses | $152,000 | 4,732 |
| Total noninterest income | $769,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $564,000 | 2,568 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $205,000 | 4,874 |
| Total noninterest expense | $4,294,000 | 3,216 |
| Salaries and employee benefits | $2,073,000 | 3,492 |
| Premises and equipment expense | $969,000 | 2,211 |
| Additional noninterest expense | $1,252,000 | 3,369 |
| Pre-tax net operating income | $1,653,000 | 3,629 |
| Securities gains (losses) | $-530,000 | 9,579 |
| Applicable income taxes | $-112,000 | 9,280 |
| Income before extraordinary items | $1,235,000 | 3,718 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,235,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,350 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,765,000 | 2,759 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,857,000 | 2,707 |
| Total interest expense | $7,816,000 | 2,180 |
| Net interest income | $5,041,000 | 3,440 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $430,000 | 5,336 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $330,000 | 3,772 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $100,000 | 6,440 |
| Total noninterest expense | $2,985,000 | 4,250 |
| Salaries and employee benefits | $1,476,000 | 4,416 |
| Premises and equipment expense | $586,000 | 3,338 |
| Additional noninterest expense | $923,000 | 4,259 |
| Pre-tax net operating income | $2,306,000 | 2,966 |
| Securities gains (losses) | $-31,000 | 8,962 |
| Applicable income taxes | $267,000 | 4,842 |
| Income before extraordinary items | $2,008,000 | 2,550 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,008,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $960,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,035,280 | 2,523 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,288,000 | 2,864 |
| Total interest expense | $6,212,000 | 2,363 |
| Net interest income | $5,076,000 | 3,416 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $430,000 | 5,401 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $313,000 | 3,863 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $117,000 | 6,247 |
| Total noninterest expense | $2,806,000 | 4,463 |
| Salaries and employee benefits | $1,405,000 | 4,575 |
| Premises and equipment expense | $475,000 | 3,951 |
| Additional noninterest expense | $926,000 | 4,277 |
| Pre-tax net operating income | $2,480,000 | 2,813 |
| Securities gains (losses) | $91,000 | 766 |
| Applicable income taxes | $430,000 | 3,972 |
| Income before extraordinary items | $2,141,000 | 2,437 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,141,000 | 2,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,671 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,065,470 | 2,467 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,246,000 | 3,158 |
| Total interest expense | $5,690,000 | 2,659 |
| Net interest income | $4,556,000 | 3,695 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $449,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $317,000 | 3,775 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $132,000 | 5,980 |
| Total noninterest expense | $2,418,000 | 4,882 |
| Salaries and employee benefits | $1,293,000 | 4,784 |
| Premises and equipment expense | $367,000 | 4,727 |
| Additional noninterest expense | $758,000 | 4,860 |
| Pre-tax net operating income | $2,512,000 | 2,774 |
| Securities gains (losses) | $135,000 | 1,105 |
| Applicable income taxes | $617,000 | 3,335 |
| Income before extraordinary items | $2,030,000 | 2,511 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,030,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,589 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,926,050 | 2,561 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,415,000 | 3,436 |
| Total interest expense | $4,783,000 | 3,111 |
| Net interest income | $4,632,000 | 3,734 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $399,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $292,000 | 4,169 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $107,000 | 6,595 |
| Total noninterest expense | $2,226,000 | 5,249 |
| Salaries and employee benefits | $1,183,000 | 5,166 |
| Premises and equipment expense | $312,000 | 5,324 |
| Additional noninterest expense | $731,000 | 5,056 |
| Pre-tax net operating income | $2,805,000 | 2,635 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $767,000 | 3,022 |
| Income before extraordinary items | $2,057,000 | 2,520 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,057,000 | 2,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $1,002,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,043,130 | 2,482 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,788,000 | 3,690 |
| Total interest expense | $4,531,000 | 3,292 |
| Net interest income | $4,257,000 | 4,075 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $348,000 | 6,461 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $247,000 | 4,865 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $101,000 | 7,088 |
| Total noninterest expense | $2,170,000 | 5,598 |
| Salaries and employee benefits | $1,158,000 | 5,366 |
| Premises and equipment expense | $299,000 | 5,615 |
| Additional noninterest expense | $713,000 | 5,670 |
| Pre-tax net operating income | $2,415,000 | 2,863 |
| Securities gains (losses) | $35,000 | 1,578 |
| Applicable income taxes | $618,000 | 3,502 |
| Income before extraordinary items | $1,832,000 | 2,658 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,832,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $900,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,805,750 | 2,653 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,079,000 | 3,973 |
| Total interest expense | $4,375,000 | 3,401 |
| Net interest income | $3,704,000 | 4,631 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $378,000 | 6,192 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $239,000 | 5,078 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $139,000 | 6,201 |
| Total noninterest expense | $2,204,000 | 5,546 |
| Salaries and employee benefits | $1,079,000 | 5,684 |
| Premises and equipment expense | $300,000 | 5,625 |
| Additional noninterest expense | $825,000 | 5,122 |
| Pre-tax net operating income | $1,678,000 | 4,063 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $353,000 | 5,401 |
| Income before extraordinary items | $1,350,000 | 3,552 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,350,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,456 |
| Cash dividends | $720,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,330,250 | 3,577 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,313,000 | 4,066 |
| Total interest expense | $3,289,000 | 3,646 |
| Net interest income | $4,024,000 | 4,354 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $458,000 | 5,620 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $240,000 | 5,195 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $218,000 | 4,998 |
| Total noninterest expense | $2,335,000 | 5,478 |
| Salaries and employee benefits | $1,077,000 | 5,737 |
| Premises and equipment expense | $290,000 | 5,863 |
| Additional noninterest expense | $968,000 | 4,843 |
| Pre-tax net operating income | $2,107,000 | 3,284 |
| Securities gains (losses) | $-36,000 | 10,793 |
| Applicable income taxes | $461,000 | 4,305 |
| Income before extraordinary items | $1,610,000 | 2,988 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,610,000 | 2,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,355 |
| Cash dividends | $780,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,638,080 | 2,961 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,331,000 | 4,131 |
| Total interest expense | $3,206,000 | 3,888 |
| Net interest income | $4,125,000 | 4,279 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $424,000 | 6,231 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $245,000 | 5,195 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $179,000 | 6,010 |
| Total noninterest expense | $2,351,000 | 5,558 |
| Salaries and employee benefits | $1,074,000 | 5,771 |
| Premises and equipment expense | $242,000 | 6,848 |
| Additional noninterest expense | $1,035,000 | 4,769 |
| Pre-tax net operating income | $2,038,000 | 3,251 |
| Securities gains (losses) | $65,000 | 3,068 |
| Applicable income taxes | $544,000 | 3,887 |
| Income before extraordinary items | $1,559,000 | 3,127 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,559,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $750,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,510,900 | 3,055 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,564,000 | 4,032 |
| Total interest expense | $4,120,000 | 3,966 |
| Net interest income | $4,444,000 | 4,044 |
| Provision for loan and lease losses | $144,000 | 6,224 |
| Total noninterest income | $328,000 | 7,370 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $234,000 | 5,368 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $2,197,000 | 5,926 |
| Salaries and employee benefits | $992,000 | 6,074 |
| Premises and equipment expense | $247,000 | 6,841 |
| Additional noninterest expense | $958,000 | 5,233 |
| Pre-tax net operating income | $2,431,000 | 2,563 |
| Securities gains (losses) | $45,000 | 4,303 |
| Applicable income taxes | $699,000 | 2,992 |
| Income before extraordinary items | $1,777,000 | 2,583 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,777,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 5,342 |
| Cash dividends | $888,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,744,600 | 2,439 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.