Home > First Susquehanna Bank & Trust > Income and Expense
First Susquehanna Bank & Trust, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,363,000 | 1,572 |
| Total interest expense | $5,490,000 | 1,499 |
| Net interest income | $12,873,000 | 1,583 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $3,367,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,314,000 | 759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,053,000 | 2,068 |
| Total noninterest expense | $10,901,000 | 1,500 |
| Salaries and employee benefits | $3,702,000 | 2,342 |
| Premises and equipment expense | $1,003,000 | 2,281 |
| Additional noninterest expense | $6,196,000 | 812 |
| Pre-tax net operating income | $5,099,000 | 1,667 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $1,140,000 | 1,967 |
| Income before extraordinary items | $3,961,000 | 1,634 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,961,000 | 1,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $620,000 | 1,127 |
| Cash dividends | $5,250,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,959,440 | 1,587 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,654,000 | 1,564 |
| Total interest expense | $4,166,000 | 1,449 |
| Net interest income | $9,488,000 | 1,591 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $2,436,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,747,000 | 759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $689,000 | 2,290 |
| Total noninterest expense | $8,208,000 | 1,484 |
| Salaries and employee benefits | $2,680,000 | 2,412 |
| Premises and equipment expense | $770,000 | 2,231 |
| Additional noninterest expense | $4,758,000 | 791 |
| Pre-tax net operating income | $3,536,000 | 1,790 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $784,000 | 2,127 |
| Income before extraordinary items | $2,752,000 | 1,754 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,752,000 | 1,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 963 |
| Cash dividends | $3,750,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,752,000 | 1,703 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,959,000 | 1,579 |
| Total interest expense | $2,885,000 | 1,379 |
| Net interest income | $6,074,000 | 1,653 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $1,629,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,122,000 | 779 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $507,000 | 2,167 |
| Total noninterest expense | $5,434,000 | 1,496 |
| Salaries and employee benefits | $1,763,000 | 2,434 |
| Premises and equipment expense | $523,000 | 2,190 |
| Additional noninterest expense | $3,148,000 | 787 |
| Pre-tax net operating income | $2,149,000 | 1,916 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $531,000 | 2,105 |
| Income before extraordinary items | $1,618,000 | 1,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,618,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 883 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,618,000 | 1,884 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 1,558 |
| Total interest expense | $1,481,000 | 1,350 |
| Net interest income | $3,041,000 | 1,640 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $807,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $520,000 | 813 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $287,000 | 1,938 |
| Total noninterest expense | $2,731,000 | 1,494 |
| Salaries and employee benefits | $888,000 | 2,437 |
| Premises and equipment expense | $268,000 | 2,159 |
| Additional noninterest expense | $1,575,000 | 786 |
| Pre-tax net operating income | $1,057,000 | 1,914 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $247,000 | 2,223 |
| Income before extraordinary items | $810,000 | 1,935 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $810,000 | 1,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 730 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $810,000 | 1,849 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,131,000 | 1,500 |
| Total interest expense | $6,495,000 | 1,369 |
| Net interest income | $12,636,000 | 1,538 |
| Provision for loan and lease losses | $340,000 | 2,902 |
| Total noninterest income | $2,872,000 | 1,748 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,039,000 | 839 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $833,000 | 2,672 |
| Total noninterest expense | $10,608,000 | 1,510 |
| Salaries and employee benefits | $3,394,000 | 2,482 |
| Premises and equipment expense | $975,000 | 2,303 |
| Additional noninterest expense | $6,239,000 | 826 |
| Pre-tax net operating income | $4,560,000 | 1,769 |
| Securities gains (losses) | $296,000 | 1,053 |
| Applicable income taxes | $1,127,000 | 2,016 |
| Income before extraordinary items | $3,729,000 | 1,665 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,729,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $612,000 | 1,371 |
| Cash dividends | $1,500,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,501,080 | 1,692 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,464,000 | 1,520 |
| Total interest expense | $5,001,000 | 1,398 |
| Net interest income | $9,463,000 | 1,545 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $2,087,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,486,000 | 866 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $601,000 | 2,831 |
| Total noninterest expense | $7,986,000 | 1,508 |
| Salaries and employee benefits | $2,519,000 | 2,502 |
| Premises and equipment expense | $730,000 | 2,319 |
| Additional noninterest expense | $4,737,000 | 823 |
| Pre-tax net operating income | $3,504,000 | 1,792 |
| Securities gains (losses) | $296,000 | 970 |
| Applicable income taxes | $870,000 | 2,072 |
| Income before extraordinary items | $2,930,000 | 1,638 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,930,000 | 1,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,249 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,702,080 | 1,690 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,981,000 | 1,474 |
| Total interest expense | $3,461,000 | 1,395 |
| Net interest income | $6,520,000 | 1,497 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $1,269,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $945,000 | 905 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $324,000 | 3,145 |
| Total noninterest expense | $5,234,000 | 1,542 |
| Salaries and employee benefits | $1,654,000 | 2,539 |
| Premises and equipment expense | $500,000 | 2,259 |
| Additional noninterest expense | $3,080,000 | 850 |
| Pre-tax net operating income | $2,525,000 | 1,661 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $591,000 | 2,071 |
| Income before extraordinary items | $1,934,000 | 1,679 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,934,000 | 1,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,214 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,934,000 | 1,569 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 1,457 |
| Total interest expense | $1,766,000 | 1,395 |
| Net interest income | $3,306,000 | 1,470 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $605,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $449,000 | 932 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $156,000 | 3,146 |
| Total noninterest expense | $2,523,000 | 1,583 |
| Salaries and employee benefits | $818,000 | 2,562 |
| Premises and equipment expense | $256,000 | 2,208 |
| Additional noninterest expense | $1,449,000 | 861 |
| Pre-tax net operating income | $1,388,000 | 1,519 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $318,000 | 1,973 |
| Income before extraordinary items | $1,070,000 | 1,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,070,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,016 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,070,000 | 1,420 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,232,000 | 1,449 |
| Total interest expense | $7,892,000 | 1,427 |
| Net interest income | $13,340,000 | 1,469 |
| Provision for loan and lease losses | $-260,000 | 9,313 |
| Total noninterest income | $2,240,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,343,000 | 1,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $897,000 | 2,333 |
| Total noninterest expense | $9,904,000 | 1,559 |
| Salaries and employee benefits | $3,289,000 | 2,424 |
| Premises and equipment expense | $931,000 | 2,332 |
| Additional noninterest expense | $5,684,000 | 881 |
| Pre-tax net operating income | $5,936,000 | 1,411 |
| Securities gains (losses) | $82,000 | 1,935 |
| Applicable income taxes | $1,497,000 | 1,657 |
| Income before extraordinary items | $4,521,000 | 1,377 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,521,000 | 1,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,175 |
| Cash dividends | $2,600,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,459,500 | 1,346 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,985,000 | 1,539 |
| Total interest expense | $9,226,000 | 1,764 |
| Net interest income | $12,759,000 | 1,393 |
| Provision for loan and lease losses | $480,000 | 2,273 |
| Total noninterest income | $2,188,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,148,000 | 1,303 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,040,000 | 1,983 |
| Total noninterest expense | $9,455,000 | 1,547 |
| Salaries and employee benefits | $3,154,000 | 2,379 |
| Premises and equipment expense | $960,000 | 2,229 |
| Additional noninterest expense | $5,341,000 | 907 |
| Pre-tax net operating income | $5,012,000 | 1,435 |
| Securities gains (losses) | $84,000 | 1,894 |
| Applicable income taxes | $1,233,000 | 1,774 |
| Income before extraordinary items | $3,863,000 | 1,407 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,863,000 | 1,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,780 |
| Cash dividends | $6,823,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,799,160 | 1,370 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,824,000 | 1,581 |
| Total interest expense | $9,159,000 | 1,881 |
| Net interest income | $12,665,000 | 1,388 |
| Provision for loan and lease losses | $780,000 | 1,299 |
| Total noninterest income | $2,499,000 | 1,585 |
| Gross Fiduciary activities income | $655,000 | 519 |
| Service charges on deposit accounts | $945,000 | 1,446 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $899,000 | 1,994 |
| Total noninterest expense | $9,368,000 | 1,486 |
| Salaries and employee benefits | $3,934,000 | 1,828 |
| Premises and equipment expense | $957,000 | 2,155 |
| Additional noninterest expense | $4,477,000 | 1,054 |
| Pre-tax net operating income | $5,016,000 | 1,477 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,163,000 | 1,867 |
| Income before extraordinary items | $3,853,000 | 1,375 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,853,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,310 |
| Cash dividends | $2,455,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,853,000 | 1,365 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,227,000 | 1,545 |
| Total interest expense | $8,212,000 | 1,810 |
| Net interest income | $13,015,000 | 1,344 |
| Provision for loan and lease losses | $810,000 | 1,175 |
| Total noninterest income | $2,653,000 | 1,498 |
| Gross Fiduciary activities income | $944,000 | 476 |
| Service charges on deposit accounts | $873,000 | 1,509 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $836,000 | 2,096 |
| Total noninterest expense | $9,423,000 | 1,472 |
| Salaries and employee benefits | $4,697,000 | 1,466 |
| Premises and equipment expense | $1,090,000 | 1,876 |
| Additional noninterest expense | $3,636,000 | 1,261 |
| Pre-tax net operating income | $5,435,000 | 1,398 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,328,000 | 1,751 |
| Income before extraordinary items | $4,107,000 | 1,323 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,107,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 1,205 |
| Cash dividends | $2,277,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,107,000 | 1,303 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,932,000 | 1,477 |
| Total interest expense | $8,382,000 | 1,827 |
| Net interest income | $13,550,000 | 1,249 |
| Provision for loan and lease losses | $1,260,000 | 792 |
| Total noninterest income | $2,459,000 | 1,558 |
| Gross Fiduciary activities income | $1,088,000 | 441 |
| Service charges on deposit accounts | $702,000 | 1,817 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $669,000 | 2,474 |
| Total noninterest expense | $8,884,000 | 1,491 |
| Salaries and employee benefits | $4,745,000 | 1,385 |
| Premises and equipment expense | $1,204,000 | 1,635 |
| Additional noninterest expense | $2,935,000 | 1,479 |
| Pre-tax net operating income | $5,865,000 | 1,281 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $1,510,000 | 1,620 |
| Income before extraordinary items | $4,361,000 | 1,223 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,361,000 | 1,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $956,000 | 780 |
| Cash dividends | $6,896,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,356,560 | 1,184 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,752,000 | 1,514 |
| Total interest expense | $8,438,000 | 1,836 |
| Net interest income | $13,314,000 | 1,303 |
| Provision for loan and lease losses | $1,000,000 | 989 |
| Total noninterest income | $1,903,000 | 1,841 |
| Gross Fiduciary activities income | $846,000 | 519 |
| Service charges on deposit accounts | $631,000 | 2,084 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $426,000 | 3,155 |
| Total noninterest expense | $8,456,000 | 1,558 |
| Salaries and employee benefits | $4,710,000 | 1,391 |
| Premises and equipment expense | $1,097,000 | 1,803 |
| Additional noninterest expense | $2,649,000 | 1,613 |
| Pre-tax net operating income | $5,761,000 | 1,348 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,608,000 | 1,609 |
| Income before extraordinary items | $4,153,000 | 1,306 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,153,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $879,000 | 872 |
| Cash dividends | $2,696,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,153,000 | 1,272 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,425,000 | 1,641 |
| Total interest expense | $7,894,000 | 1,984 |
| Net interest income | $12,531,000 | 1,434 |
| Provision for loan and lease losses | $700,000 | 1,321 |
| Total noninterest income | $1,960,000 | 1,871 |
| Gross Fiduciary activities income | $791,000 | 578 |
| Service charges on deposit accounts | $590,000 | 2,302 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $579,000 | 2,630 |
| Total noninterest expense | $8,746,000 | 1,620 |
| Salaries and employee benefits | $4,665,000 | 1,441 |
| Premises and equipment expense | $1,032,000 | 1,948 |
| Additional noninterest expense | $3,049,000 | 1,709 |
| Pre-tax net operating income | $5,045,000 | 1,425 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $1,398,000 | 1,709 |
| Income before extraordinary items | $3,649,000 | 1,358 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,649,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 1,354 |
| Cash dividends | $2,342,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,647,560 | 1,324 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,454,000 | 1,745 |
| Total interest expense | $7,565,000 | 2,074 |
| Net interest income | $11,889,000 | 1,514 |
| Provision for loan and lease losses | $1,090,000 | 884 |
| Total noninterest income | $1,851,000 | 1,956 |
| Gross Fiduciary activities income | $741,000 | 617 |
| Service charges on deposit accounts | $534,000 | 2,517 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $576,000 | 2,608 |
| Total noninterest expense | $8,132,000 | 1,728 |
| Salaries and employee benefits | $4,337,000 | 1,534 |
| Premises and equipment expense | $879,000 | 2,278 |
| Additional noninterest expense | $2,916,000 | 1,737 |
| Pre-tax net operating income | $4,518,000 | 1,632 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $1,219,000 | 2,000 |
| Income before extraordinary items | $3,310,000 | 1,541 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,310,000 | 1,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,258,000 | 755 |
| Cash dividends | $2,171,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,301,970 | 1,525 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,555,000 | 1,751 |
| Total interest expense | $6,236,000 | 2,011 |
| Net interest income | $11,319,000 | 1,599 |
| Provision for loan and lease losses | $430,000 | 1,721 |
| Total noninterest income | $1,563,000 | 2,221 |
| Gross Fiduciary activities income | $658,000 | 647 |
| Service charges on deposit accounts | $461,000 | 2,992 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $444,000 | 3,193 |
| Total noninterest expense | $8,360,000 | 1,748 |
| Salaries and employee benefits | $4,081,000 | 1,640 |
| Premises and equipment expense | $773,000 | 2,604 |
| Additional noninterest expense | $3,506,000 | 1,588 |
| Pre-tax net operating income | $4,092,000 | 1,729 |
| Securities gains (losses) | $180,000 | 529 |
| Applicable income taxes | $1,130,000 | 1,994 |
| Income before extraordinary items | $3,142,000 | 1,560 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,142,000 | 1,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,936 |
| Cash dividends | $2,715,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,008,800 | 1,634 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,286,000 | 1,808 |
| Total interest expense | $6,408,000 | 2,017 |
| Net interest income | $10,878,000 | 1,667 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $1,652,000 | 2,261 |
| Gross Fiduciary activities income | $788,000 | 616 |
| Service charges on deposit accounts | $463,000 | 3,013 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $401,000 | 3,745 |
| Total noninterest expense | $7,412,000 | 1,986 |
| Salaries and employee benefits | $4,132,000 | 1,629 |
| Premises and equipment expense | $853,000 | 2,394 |
| Additional noninterest expense | $2,427,000 | 2,302 |
| Pre-tax net operating income | $4,518,000 | 1,546 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $1,224,000 | 1,888 |
| Income before extraordinary items | $3,299,000 | 1,545 |
| Extraordinary gains, net | $-49,000 | 12,721 |
| Net income | $3,250,000 | 1,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,663 |
| Cash dividends | $3,738,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,295,350 | 1,455 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,821,000 | 1,877 |
| Total interest expense | $8,292,000 | 2,058 |
| Net interest income | $10,529,000 | 1,745 |
| Provision for loan and lease losses | $715,000 | 2,335 |
| Total noninterest income | $1,630,000 | 2,248 |
| Gross Fiduciary activities income | $776,000 | 620 |
| Service charges on deposit accounts | $452,000 | 3,094 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $402,000 | 3,698 |
| Total noninterest expense | $7,077,000 | 2,085 |
| Salaries and employee benefits | $3,966,000 | 1,663 |
| Premises and equipment expense | $844,000 | 2,443 |
| Additional noninterest expense | $2,267,000 | 2,529 |
| Pre-tax net operating income | $4,367,000 | 1,455 |
| Securities gains (losses) | $110,000 | 2,851 |
| Applicable income taxes | $1,149,000 | 1,836 |
| Income before extraordinary items | $3,328,000 | 1,394 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,328,000 | 1,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $702,000 | 1,974 |
| Cash dividends | $1,994,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,246,600 | 1,320 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.