Home > First Sun Bank of America > Income and Expense
First Sun Bank of America, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $5,649,000 | 5,298 |
Total interest expense | $2,704,000 | 5,098 |
Net interest income | $2,945,000 | 5,380 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $469,000 | 5,206 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $317,000 | 3,896 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $152,000 | 5,651 |
Total noninterest expense | $1,788,000 | 6,088 |
Salaries and employee benefits | $1,010,000 | 5,814 |
Premises and equipment expense | $315,000 | 5,280 |
Additional noninterest expense | $463,000 | 6,821 |
Pre-tax net operating income | $1,626,000 | 4,173 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $474,000 | 4,374 |
Income before extraordinary items | $1,152,000 | 4,196 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,152,000 | 4,196 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-19,000 | 10,206 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,152,000 | 4,137 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,008,000 | 10,801 |
Total interest expense | $493,000 | 10,613 |
Net interest income | $515,000 | 10,859 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $90,000 | 10,079 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $73,000 | 8,196 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 10,581 |
Total noninterest expense | $321,000 | 11,170 |
Salaries and employee benefits | $179,000 | 11,128 |
Premises and equipment expense | $56,000 | 10,464 |
Additional noninterest expense | $86,000 | 11,199 |
Pre-tax net operating income | $284,000 | 9,237 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $66,000 | 9,389 |
Income before extraordinary items | $218,000 | 9,136 |
Extraordinary gains, net | $0 | 53 |
Net income | $218,000 | 9,139 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 10,223 |
Cash dividends | $100,000 | 6,641 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $218,000 | 9,079 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,008,000 | 11,265 |
Total interest expense | $485,000 | 11,075 |
Net interest income | $523,000 | 11,350 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $86,000 | 10,600 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $61,000 | 8,893 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 10,586 |
Total noninterest expense | $347,000 | 11,596 |
Salaries and employee benefits | $201,000 | 11,493 |
Premises and equipment expense | $44,000 | 11,264 |
Additional noninterest expense | $102,000 | 11,596 |
Pre-tax net operating income | $262,000 | 10,023 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $71,000 | 9,770 |
Income before extraordinary items | $191,000 | 10,031 |
Extraordinary gains, net | $0 | 65 |
Net income | $191,000 | 10,034 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 10,497 |
Cash dividends | $75,000 | 7,260 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $191,000 | 10,004 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $957,000 | 11,789 |
Total interest expense | $370,000 | 11,740 |
Net interest income | $587,000 | 11,753 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $77,000 | 11,331 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $62,000 | 9,281 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 11,783 |
Total noninterest expense | $369,000 | 12,152 |
Salaries and employee benefits | $217,000 | 11,938 |
Premises and equipment expense | $51,000 | 11,600 |
Additional noninterest expense | $101,000 | 12,280 |
Pre-tax net operating income | $295,000 | 10,171 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $89,000 | 9,599 |
Income before extraordinary items | $206,000 | 10,205 |
Extraordinary gains, net | $0 | 249 |
Net income | $206,000 | 10,216 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-27,000 | 11,482 |
Cash dividends | $625,000 | 2,717 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $206,000 | 10,251 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,059,000 | 12,156 |
Total interest expense | $400,000 | 12,224 |
Net interest income | $659,000 | 12,010 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $112,000 | 11,030 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $85,000 | 8,849 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 11,511 |
Total noninterest expense | $550,000 | 11,910 |
Salaries and employee benefits | $259,000 | 12,087 |
Premises and equipment expense | $62,000 | 11,775 |
Additional noninterest expense | $229,000 | 11,340 |
Pre-tax net operating income | $221,000 | 10,861 |
Securities gains (losses) | $3,000 | 6,505 |
Applicable income taxes | $60,000 | 10,703 |
Income before extraordinary items | $164,000 | 11,038 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $164,000 | 11,126 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 11,543 |
Cash dividends | $31,000 | 8,406 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $161,810 | 10,855 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,127,000 | 12,772 |
Total interest expense | $500,000 | 12,758 |
Net interest income | $627,000 | 12,618 |
Provision for loan and lease losses | $33,000 | 9,854 |
Total noninterest income | $107,000 | 11,520 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $86,000 | 8,961 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 12,470 |
Total noninterest expense | $534,000 | 12,430 |
Salaries and employee benefits | $224,000 | 12,889 |
Premises and equipment expense | $86,000 | 11,263 |
Additional noninterest expense | $224,000 | 11,899 |
Pre-tax net operating income | $167,000 | 11,356 |
Securities gains (losses) | $3,000 | 7,429 |
Applicable income taxes | $52,000 | 11,201 |
Income before extraordinary items | $118,000 | 11,701 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $118,000 | 11,776 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $48,000 | 7,638 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $115,930 | 11,420 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.