Home > First Suburban National Bank > Income and Expense
First Suburban National Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 4,181 |
| Total interest expense | $2,002,000 | 2,952 |
| Net interest income | $2,871,000 | 4,770 |
| Provision for loan and lease losses | $692,000 | 3,051 |
| Total noninterest income | $768,000 | 3,225 |
| Gross Fiduciary activities income | $9,000 | 1,113 |
| Service charges on deposit accounts | $229,000 | 3,673 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $530,000 | 2,668 |
| Total noninterest expense | $5,152,000 | 2,771 |
| Salaries and employee benefits | $1,890,000 | 3,603 |
| Premises and equipment expense | $706,000 | 2,639 |
| Additional noninterest expense | $2,556,000 | 2,027 |
| Pre-tax net operating income | $-2,205,000 | 7,101 |
| Securities gains (losses) | $225,000 | 1,281 |
| Applicable income taxes | $-42,000 | 6,950 |
| Income before extraordinary items | $-1,938,000 | 7,127 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,938,000 | 7,125 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,938,000 | 7,127 |
| Net charge-offs | $451,000 | 3,213 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,158,500 | 7,141 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 4,163 |
| Total interest expense | $1,447,000 | 2,870 |
| Net interest income | $1,870,000 | 4,848 |
| Provision for loan and lease losses | $692,000 | 2,397 |
| Total noninterest income | $567,000 | 2,983 |
| Gross Fiduciary activities income | $6,000 | 1,117 |
| Service charges on deposit accounts | $159,000 | 3,587 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $402,000 | 2,412 |
| Total noninterest expense | $3,316,000 | 2,859 |
| Salaries and employee benefits | $1,306,000 | 3,519 |
| Premises and equipment expense | $476,000 | 2,624 |
| Additional noninterest expense | $1,534,000 | 2,214 |
| Pre-tax net operating income | $-1,571,000 | 7,182 |
| Securities gains (losses) | $225,000 | 878 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,346,000 | 7,202 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,346,000 | 7,200 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,346,000 | 7,202 |
| Net charge-offs | $242,000 | 3,320 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,571,000 | 7,247 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 4,145 |
| Total interest expense | $788,000 | 2,783 |
| Net interest income | $918,000 | 4,917 |
| Provision for loan and lease losses | $429,000 | 1,993 |
| Total noninterest income | $285,000 | 2,971 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $85,000 | 3,471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $196,000 | 2,429 |
| Total noninterest expense | $1,649,000 | 2,892 |
| Salaries and employee benefits | $708,000 | 3,373 |
| Premises and equipment expense | $259,000 | 2,520 |
| Additional noninterest expense | $682,000 | 2,430 |
| Pre-tax net operating income | $-875,000 | 7,373 |
| Securities gains (losses) | $41,000 | 1,226 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-834,000 | 7,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-834,000 | 7,421 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-834,000 | 7,422 |
| Net charge-offs | $110,000 | 3,010 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-875,000 | 7,422 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,170,000 | 3,760 |
| Total interest expense | $4,090,000 | 2,683 |
| Net interest income | $4,080,000 | 4,514 |
| Provision for loan and lease losses | $1,653,000 | 2,741 |
| Total noninterest income | $981,000 | 3,372 |
| Gross Fiduciary activities income | $11,000 | 1,169 |
| Service charges on deposit accounts | $363,000 | 3,512 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $607,000 | 2,884 |
| Total noninterest expense | $7,748,000 | 2,549 |
| Salaries and employee benefits | $3,422,000 | 2,841 |
| Premises and equipment expense | $1,045,000 | 2,488 |
| Additional noninterest expense | $3,281,000 | 2,174 |
| Pre-tax net operating income | $-4,340,000 | 7,110 |
| Securities gains (losses) | $682,000 | 696 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,658,000 | 7,107 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,658,000 | 7,105 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,658,000 | 7,105 |
| Net charge-offs | $1,217,000 | 2,635 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,340,000 | 7,201 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,266,000 | 3,746 |
| Total interest expense | $3,156,000 | 2,731 |
| Net interest income | $3,110,000 | 4,480 |
| Provision for loan and lease losses | $550,000 | 3,654 |
| Total noninterest income | $705,000 | 3,519 |
| Gross Fiduciary activities income | $9,000 | 1,132 |
| Service charges on deposit accounts | $271,000 | 3,531 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $425,000 | 3,079 |
| Total noninterest expense | $5,593,000 | 2,648 |
| Salaries and employee benefits | $2,659,000 | 2,771 |
| Premises and equipment expense | $810,000 | 2,449 |
| Additional noninterest expense | $2,124,000 | 2,439 |
| Pre-tax net operating income | $-2,328,000 | 7,145 |
| Securities gains (losses) | $682,000 | 540 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,646,000 | 7,049 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,646,000 | 7,048 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,646,000 | 7,049 |
| Net charge-offs | $554,000 | 2,901 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,328,000 | 7,252 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 3,730 |
| Total interest expense | $2,155,000 | 2,787 |
| Net interest income | $2,110,000 | 4,423 |
| Provision for loan and lease losses | $400,000 | 3,257 |
| Total noninterest income | $473,000 | 3,529 |
| Gross Fiduciary activities income | $6,000 | 1,146 |
| Service charges on deposit accounts | $174,000 | 3,588 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $293,000 | 3,047 |
| Total noninterest expense | $3,625,000 | 2,746 |
| Salaries and employee benefits | $1,787,000 | 2,788 |
| Premises and equipment expense | $565,000 | 2,380 |
| Additional noninterest expense | $1,273,000 | 2,694 |
| Pre-tax net operating income | $-1,442,000 | 7,216 |
| Securities gains (losses) | $318,000 | 721 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,124,000 | 7,188 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,124,000 | 7,188 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,124,000 | 7,189 |
| Net charge-offs | $543,000 | 2,261 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,442,000 | 7,311 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 3,705 |
| Total interest expense | $1,114,000 | 2,805 |
| Net interest income | $1,066,000 | 4,382 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $195,000 | 3,860 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $79,000 | 3,735 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $113,000 | 3,457 |
| Total noninterest expense | $1,706,000 | 2,807 |
| Salaries and employee benefits | $928,000 | 2,724 |
| Premises and equipment expense | $291,000 | 2,359 |
| Additional noninterest expense | $487,000 | 3,072 |
| Pre-tax net operating income | $-445,000 | 7,260 |
| Securities gains (losses) | $318,000 | 480 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-127,000 | 6,872 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-127,000 | 6,873 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-127,000 | 6,873 |
| Net charge-offs | $449,000 | 1,438 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-445,000 | 7,358 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,558,000 | 3,386 |
| Total interest expense | $5,615,000 | 2,666 |
| Net interest income | $4,943,000 | 3,973 |
| Provision for loan and lease losses | $2,250,000 | 1,674 |
| Total noninterest income | $658,000 | 4,276 |
| Gross Fiduciary activities income | $13,000 | 1,184 |
| Service charges on deposit accounts | $361,000 | 3,658 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $284,000 | 4,201 |
| Total noninterest expense | $7,516,000 | 2,518 |
| Salaries and employee benefits | $3,992,000 | 2,515 |
| Premises and equipment expense | $1,220,000 | 2,208 |
| Additional noninterest expense | $2,304,000 | 2,509 |
| Pre-tax net operating income | $-4,165,000 | 7,731 |
| Securities gains (losses) | $140,000 | 909 |
| Applicable income taxes | $1,675,000 | 787 |
| Income before extraordinary items | $-5,700,000 | 7,852 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,700,000 | 7,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,947,000 | 698 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,840,000 | 7,907 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,198,000 | 3,358 |
| Total interest expense | $4,380,000 | 2,676 |
| Net interest income | $3,818,000 | 3,919 |
| Provision for loan and lease losses | $2,250,000 | 1,096 |
| Total noninterest income | $485,000 | 4,392 |
| Gross Fiduciary activities income | $9,000 | 1,170 |
| Service charges on deposit accounts | $273,000 | 3,668 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $203,000 | 4,383 |
| Total noninterest expense | $5,511,000 | 2,565 |
| Salaries and employee benefits | $3,014,000 | 2,534 |
| Premises and equipment expense | $905,000 | 2,241 |
| Additional noninterest expense | $1,592,000 | 2,636 |
| Pre-tax net operating income | $-3,458,000 | 8,055 |
| Securities gains (losses) | $111,000 | 899 |
| Applicable income taxes | $-1,152,000 | 8,083 |
| Income before extraordinary items | $-2,195,000 | 7,897 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,195,000 | 7,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,827,000 | 452 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,268,260 | 7,987 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,615,000 | 3,332 |
| Total interest expense | $3,102,000 | 2,628 |
| Net interest income | $2,513,000 | 3,958 |
| Provision for loan and lease losses | $2,250,000 | 721 |
| Total noninterest income | $318,000 | 4,502 |
| Gross Fiduciary activities income | $6,000 | 1,200 |
| Service charges on deposit accounts | $177,000 | 3,726 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $135,000 | 4,487 |
| Total noninterest expense | $3,876,000 | 2,447 |
| Salaries and employee benefits | $2,040,000 | 2,528 |
| Premises and equipment expense | $646,000 | 2,083 |
| Additional noninterest expense | $1,190,000 | 2,366 |
| Pre-tax net operating income | $-3,295,000 | 8,239 |
| Securities gains (losses) | $103,000 | 945 |
| Applicable income taxes | $-1,096,000 | 8,278 |
| Income before extraordinary items | $-2,096,000 | 8,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,096,000 | 8,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,796,000 | 310 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,163,980 | 8,221 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 3,303 |
| Total interest expense | $1,598,000 | 2,724 |
| Net interest income | $1,321,000 | 3,818 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $157,000 | 4,507 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $96,000 | 3,537 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $1,861,000 | 2,531 |
| Salaries and employee benefits | $1,052,000 | 2,471 |
| Premises and equipment expense | $332,000 | 2,044 |
| Additional noninterest expense | $477,000 | 2,834 |
| Pre-tax net operating income | $-383,000 | 7,987 |
| Securities gains (losses) | $103,000 | 705 |
| Applicable income taxes | $-101,000 | 8,142 |
| Income before extraordinary items | $-179,000 | 7,809 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-179,000 | 7,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,177 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-244,920 | 7,878 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,728,000 | 2,905 |
| Total interest expense | $6,434,000 | 2,839 |
| Net interest income | $7,294,000 | 2,985 |
| Provision for loan and lease losses | $4,965,000 | 405 |
| Total noninterest income | $670,000 | 4,400 |
| Gross Fiduciary activities income | $25,000 | 1,120 |
| Service charges on deposit accounts | $568,000 | 2,790 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $77,000 | 6,577 |
| Total noninterest expense | $7,315,000 | 2,479 |
| Salaries and employee benefits | $4,295,000 | 2,343 |
| Premises and equipment expense | $947,000 | 2,687 |
| Additional noninterest expense | $2,073,000 | 2,577 |
| Pre-tax net operating income | $-4,316,000 | 8,429 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,468,000 | 8,441 |
| Income before extraordinary items | $-2,848,000 | 8,392 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,848,000 | 8,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,214,000 | 566 |
| Cash dividends | $204,000 | 4,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-2,848,000 | 8,382 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,426,000 | 2,878 |
| Total interest expense | $4,765,000 | 2,862 |
| Net interest income | $5,661,000 | 2,890 |
| Provision for loan and lease losses | $215,000 | 2,888 |
| Total noninterest income | $510,000 | 4,376 |
| Gross Fiduciary activities income | $10,000 | 1,181 |
| Service charges on deposit accounts | $442,000 | 2,695 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $58,000 | 6,594 |
| Total noninterest expense | $5,338,000 | 2,536 |
| Salaries and employee benefits | $3,182,000 | 2,367 |
| Premises and equipment expense | $668,000 | 2,813 |
| Additional noninterest expense | $1,488,000 | 2,638 |
| Pre-tax net operating income | $618,000 | 5,384 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $210,000 | 3,667 |
| Income before extraordinary items | $408,000 | 5,797 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $408,000 | 5,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,664 |
| Cash dividends | $151,000 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $408,000 | 5,778 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,969,000 | 2,891 |
| Total interest expense | $3,122,000 | 2,906 |
| Net interest income | $3,847,000 | 2,856 |
| Provision for loan and lease losses | $140,000 | 2,749 |
| Total noninterest income | $339,000 | 4,397 |
| Gross Fiduciary activities income | $6,000 | 1,205 |
| Service charges on deposit accounts | $289,000 | 2,731 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $3,635,000 | 2,519 |
| Salaries and employee benefits | $2,166,000 | 2,356 |
| Premises and equipment expense | $439,000 | 2,870 |
| Additional noninterest expense | $1,030,000 | 2,561 |
| Pre-tax net operating income | $411,000 | 5,456 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $140,000 | 3,733 |
| Income before extraordinary items | $271,000 | 5,869 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $271,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,019 |
| Cash dividends | $101,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $271,000 | 5,853 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 2,880 |
| Total interest expense | $1,598,000 | 2,829 |
| Net interest income | $1,867,000 | 2,942 |
| Provision for loan and lease losses | $65,000 | 2,671 |
| Total noninterest income | $175,000 | 4,294 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $146,000 | 2,650 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $1,835,000 | 2,499 |
| Salaries and employee benefits | $1,106,000 | 2,322 |
| Premises and equipment expense | $220,000 | 2,880 |
| Additional noninterest expense | $509,000 | 2,580 |
| Pre-tax net operating income | $142,000 | 6,140 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $48,000 | 4,172 |
| Income before extraordinary items | $94,000 | 6,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $94,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $51,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $94,000 | 6,470 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,860,000 | 2,715 |
| Total interest expense | $6,052,000 | 2,572 |
| Net interest income | $7,808,000 | 2,814 |
| Provision for loan and lease losses | $350,000 | 2,520 |
| Total noninterest income | $788,000 | 4,094 |
| Gross Fiduciary activities income | $14,000 | 1,231 |
| Service charges on deposit accounts | $637,000 | 2,564 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 5,790 |
| Total noninterest expense | $7,740,000 | 2,283 |
| Salaries and employee benefits | $4,313,000 | 2,266 |
| Premises and equipment expense | $812,000 | 2,971 |
| Additional noninterest expense | $2,615,000 | 2,032 |
| Pre-tax net operating income | $506,000 | 6,463 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $172,000 | 4,461 |
| Income before extraordinary items | $334,000 | 6,769 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $334,000 | 6,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,884 |
| Cash dividends | $171,000 | 5,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $334,000 | 6,774 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,263,000 | 2,733 |
| Total interest expense | $4,355,000 | 2,595 |
| Net interest income | $5,908,000 | 2,812 |
| Provision for loan and lease losses | $325,000 | 2,004 |
| Total noninterest income | $592,000 | 4,093 |
| Gross Fiduciary activities income | $9,000 | 1,220 |
| Service charges on deposit accounts | $471,000 | 2,598 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,632 |
| Total noninterest expense | $5,597,000 | 2,373 |
| Salaries and employee benefits | $3,251,000 | 2,257 |
| Premises and equipment expense | $509,000 | 3,421 |
| Additional noninterest expense | $1,837,000 | 2,125 |
| Pre-tax net operating income | $578,000 | 5,940 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $196,000 | 4,155 |
| Income before extraordinary items | $382,000 | 6,334 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $382,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $126,000 | 4,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $382,000 | 6,338 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,684,000 | 2,758 |
| Total interest expense | $2,761,000 | 2,613 |
| Net interest income | $3,923,000 | 2,826 |
| Provision for loan and lease losses | $175,000 | 2,349 |
| Total noninterest income | $395,000 | 4,069 |
| Gross Fiduciary activities income | $6,000 | 1,233 |
| Service charges on deposit accounts | $300,000 | 2,661 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 5,375 |
| Total noninterest expense | $3,698,000 | 2,389 |
| Salaries and employee benefits | $2,183,000 | 2,251 |
| Premises and equipment expense | $324,000 | 3,547 |
| Additional noninterest expense | $1,191,000 | 2,191 |
| Pre-tax net operating income | $445,000 | 5,672 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $151,000 | 3,997 |
| Income before extraordinary items | $294,000 | 6,052 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $294,000 | 6,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $72,000 | 4,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $294,000 | 6,052 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 2,784 |
| Total interest expense | $1,281,000 | 2,669 |
| Net interest income | $1,945,000 | 2,842 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $191,000 | 4,085 |
| Gross Fiduciary activities income | $3,000 | 1,214 |
| Service charges on deposit accounts | $140,000 | 2,745 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $1,829,000 | 2,419 |
| Salaries and employee benefits | $1,117,000 | 2,207 |
| Premises and equipment expense | $156,000 | 3,660 |
| Additional noninterest expense | $556,000 | 2,301 |
| Pre-tax net operating income | $207,000 | 5,773 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $70,000 | 4,045 |
| Income before extraordinary items | $137,000 | 6,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $18,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $137,000 | 6,146 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,827,000 | 2,944 |
| Total interest expense | $3,805,000 | 2,756 |
| Net interest income | $7,022,000 | 3,036 |
| Provision for loan and lease losses | $165,000 | 3,955 |
| Total noninterest income | $696,000 | 4,398 |
| Gross Fiduciary activities income | $13,000 | 1,262 |
| Service charges on deposit accounts | $638,000 | 2,535 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,498 |
| Total noninterest expense | $6,843,000 | 2,430 |
| Salaries and employee benefits | $3,992,000 | 2,290 |
| Premises and equipment expense | $645,000 | 3,445 |
| Additional noninterest expense | $2,206,000 | 2,267 |
| Pre-tax net operating income | $710,000 | 6,123 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $241,000 | 4,414 |
| Income before extraordinary items | $469,000 | 6,493 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $469,000 | 6,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,579 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,011,000 | 397 |
| Net operating income | $469,000 | 6,471 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,722,000 | 3,024 |
| Total interest expense | $2,607,000 | 2,832 |
| Net interest income | $5,115,000 | 3,091 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $510,000 | 4,494 |
| Gross Fiduciary activities income | $9,000 | 1,231 |
| Service charges on deposit accounts | $501,000 | 2,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $5,006,000 | 2,470 |
| Salaries and employee benefits | $2,921,000 | 2,320 |
| Premises and equipment expense | $482,000 | 3,442 |
| Additional noninterest expense | $1,603,000 | 2,298 |
| Pre-tax net operating income | $529,000 | 6,290 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $180,000 | 4,564 |
| Income before extraordinary items | $349,000 | 6,658 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $349,000 | 6,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,255 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $1,161,000 | 329 |
| Net operating income | $349,000 | 6,615 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 3,143 |
| Total interest expense | $1,520,000 | 3,009 |
| Net interest income | $3,301,000 | 3,149 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $351,000 | 4,355 |
| Gross Fiduciary activities income | $6,000 | 1,239 |
| Service charges on deposit accounts | $345,000 | 2,335 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $3,266,000 | 2,488 |
| Salaries and employee benefits | $1,929,000 | 2,330 |
| Premises and equipment expense | $307,000 | 3,552 |
| Additional noninterest expense | $1,030,000 | 2,356 |
| Pre-tax net operating income | $326,000 | 6,425 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $111,000 | 4,681 |
| Income before extraordinary items | $215,000 | 6,805 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $215,000 | 6,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $945,000 | 251 |
| Net operating income | $215,000 | 6,754 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 3,246 |
| Total interest expense | $699,000 | 3,119 |
| Net interest income | $1,583,000 | 3,254 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $184,000 | 4,198 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $181,000 | 2,187 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $1,592,000 | 2,567 |
| Salaries and employee benefits | $955,000 | 2,380 |
| Premises and equipment expense | $134,000 | 3,988 |
| Additional noninterest expense | $503,000 | 2,426 |
| Pre-tax net operating income | $145,000 | 6,639 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $49,000 | 4,779 |
| Income before extraordinary items | $96,000 | 6,965 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $96,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $96,000 | 6,938 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,282,000 | 3,320 |
| Total interest expense | $2,267,000 | 3,290 |
| Net interest income | $6,015,000 | 3,284 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $763,000 | 4,182 |
| Gross Fiduciary activities income | $12,000 | 1,285 |
| Service charges on deposit accounts | $751,000 | 2,256 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $6,000,000 | 2,648 |
| Salaries and employee benefits | $3,518,000 | 2,473 |
| Premises and equipment expense | $670,000 | 3,240 |
| Additional noninterest expense | $1,812,000 | 2,636 |
| Pre-tax net operating income | $658,000 | 6,230 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $228,000 | 4,583 |
| Income before extraordinary items | $444,000 | 6,582 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $444,000 | 6,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,685 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $434,760 | 6,556 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,002,000 | 3,388 |
| Total interest expense | $1,640,000 | 3,344 |
| Net interest income | $4,362,000 | 3,354 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $582,000 | 4,161 |
| Gross Fiduciary activities income | $22,000 | 1,127 |
| Service charges on deposit accounts | $560,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $4,486,000 | 2,619 |
| Salaries and employee benefits | $2,625,000 | 2,464 |
| Premises and equipment expense | $507,000 | 3,221 |
| Additional noninterest expense | $1,354,000 | 2,616 |
| Pre-tax net operating income | $368,000 | 6,884 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $130,000 | 5,038 |
| Income before extraordinary items | $252,000 | 7,194 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $252,000 | 7,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-115,000 | 8,829 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $242,760 | 7,182 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 3,425 |
| Total interest expense | $1,073,000 | 3,388 |
| Net interest income | $2,865,000 | 3,390 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $368,000 | 4,304 |
| Gross Fiduciary activities income | $14,000 | 1,146 |
| Service charges on deposit accounts | $354,000 | 2,367 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $3,007,000 | 2,604 |
| Salaries and employee benefits | $1,765,000 | 2,431 |
| Premises and equipment expense | $334,000 | 3,257 |
| Additional noninterest expense | $908,000 | 2,604 |
| Pre-tax net operating income | $166,000 | 7,446 |
| Securities gains (losses) | $14,000 | 2,233 |
| Applicable income taxes | $61,000 | 5,420 |
| Income before extraordinary items | $119,000 | 7,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 8,905 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $109,760 | 7,622 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 3,470 |
| Total interest expense | $521,000 | 3,512 |
| Net interest income | $1,418,000 | 3,408 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $189,000 | 4,180 |
| Gross Fiduciary activities income | $7,000 | 1,141 |
| Service charges on deposit accounts | $182,000 | 2,264 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $1,509,000 | 2,609 |
| Salaries and employee benefits | $902,000 | 2,404 |
| Premises and equipment expense | $170,000 | 3,240 |
| Additional noninterest expense | $437,000 | 2,673 |
| Pre-tax net operating income | $68,000 | 7,636 |
| Securities gains (losses) | $14,000 | 1,880 |
| Applicable income taxes | $28,000 | 5,476 |
| Income before extraordinary items | $54,000 | 7,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $54,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,801 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $44,760 | 7,829 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,840,000 | 3,499 |
| Total interest expense | $2,196,000 | 3,714 |
| Net interest income | $5,644,000 | 3,350 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $846,000 | 4,097 |
| Gross Fiduciary activities income | $31,000 | 1,169 |
| Service charges on deposit accounts | $815,000 | 2,094 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $0 | 9,041 |
| Total noninterest expense | $5,879,000 | 2,639 |
| Salaries and employee benefits | $3,248,000 | 2,583 |
| Premises and equipment expense | $707,000 | 3,060 |
| Additional noninterest expense | $1,924,000 | 2,504 |
| Pre-tax net operating income | $491,000 | 6,707 |
| Securities gains (losses) | $304,000 | 1,038 |
| Applicable income taxes | $262,000 | 4,484 |
| Income before extraordinary items | $533,000 | 6,210 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $533,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,136 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $329,320 | 6,997 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,911,000 | 3,537 |
| Total interest expense | $1,699,000 | 3,736 |
| Net interest income | $4,212,000 | 3,376 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $640,000 | 4,126 |
| Gross Fiduciary activities income | $23,000 | 1,161 |
| Service charges on deposit accounts | $617,000 | 2,085 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $4,369,000 | 2,666 |
| Salaries and employee benefits | $2,406,000 | 2,615 |
| Premises and equipment expense | $489,000 | 3,280 |
| Additional noninterest expense | $1,474,000 | 2,438 |
| Pre-tax net operating income | $393,000 | 6,734 |
| Securities gains (losses) | $289,000 | 987 |
| Applicable income taxes | $227,000 | 4,452 |
| Income before extraordinary items | $455,000 | 6,073 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $455,000 | 6,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,375 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $261,370 | 7,022 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 3,519 |
| Total interest expense | $1,190,000 | 3,689 |
| Net interest income | $2,813,000 | 3,359 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $409,000 | 4,189 |
| Gross Fiduciary activities income | $16,000 | 1,157 |
| Service charges on deposit accounts | $393,000 | 2,130 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $2,913,000 | 2,675 |
| Salaries and employee benefits | $1,582,000 | 2,659 |
| Premises and equipment expense | $319,000 | 3,316 |
| Additional noninterest expense | $1,012,000 | 2,343 |
| Pre-tax net operating income | $249,000 | 6,846 |
| Securities gains (losses) | $289,000 | 823 |
| Applicable income taxes | $183,000 | 4,146 |
| Income before extraordinary items | $355,000 | 5,695 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $355,000 | 5,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 1,732 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $164,260 | 7,128 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 3,564 |
| Total interest expense | $603,000 | 3,739 |
| Net interest income | $1,372,000 | 3,422 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $212,000 | 4,023 |
| Gross Fiduciary activities income | $7,000 | 1,175 |
| Service charges on deposit accounts | $205,000 | 1,981 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $1,440,000 | 2,686 |
| Salaries and employee benefits | $787,000 | 2,656 |
| Premises and equipment expense | $156,000 | 3,382 |
| Additional noninterest expense | $497,000 | 2,348 |
| Pre-tax net operating income | $114,000 | 6,987 |
| Securities gains (losses) | $121,000 | 894 |
| Applicable income taxes | $78,000 | 4,407 |
| Income before extraordinary items | $157,000 | 5,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,076 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $75,930 | 7,234 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,403,000 | 3,496 |
| Total interest expense | $3,427,000 | 3,167 |
| Net interest income | $4,976,000 | 3,687 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $920,000 | 3,660 |
| Gross Fiduciary activities income | $28,000 | 1,220 |
| Service charges on deposit accounts | $718,000 | 2,206 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 5,293 |
| Total noninterest expense | $6,477,000 | 2,309 |
| Salaries and employee benefits | $2,869,000 | 2,748 |
| Premises and equipment expense | $1,016,000 | 2,151 |
| Additional noninterest expense | $2,592,000 | 1,799 |
| Pre-tax net operating income | $-701,000 | 9,057 |
| Securities gains (losses) | $191,000 | 1,207 |
| Applicable income taxes | $-363,000 | 9,214 |
| Income before extraordinary items | $-147,000 | 8,874 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-147,000 | 8,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 1,546 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-269,240 | 8,889 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,942,000 | 3,324 |
| Total interest expense | $5,460,000 | 2,908 |
| Net interest income | $4,482,000 | 3,780 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $808,000 | 3,830 |
| Gross Fiduciary activities income | $28,000 | 1,243 |
| Service charges on deposit accounts | $780,000 | 1,949 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $7,323,000 | 1,961 |
| Salaries and employee benefits | $3,014,000 | 2,496 |
| Premises and equipment expense | $1,267,000 | 1,711 |
| Additional noninterest expense | $3,042,000 | 1,529 |
| Pre-tax net operating income | $-2,333,000 | 9,508 |
| Securities gains (losses) | $393,000 | 731 |
| Applicable income taxes | $-494,000 | 9,500 |
| Income before extraordinary items | $-1,446,000 | 9,480 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,446,000 | 9,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $875,000 | 1,031 |
| Cash dividends | $203,000 | 4,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,740,750 | 9,478 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,464,000 | 3,009 |
| Total interest expense | $6,885,000 | 2,445 |
| Net interest income | $4,579,000 | 3,739 |
| Provision for loan and lease losses | $2,271,000 | 559 |
| Total noninterest income | $725,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $702,000 | 1,970 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $23,000 | 8,843 |
| Total noninterest expense | $5,556,000 | 2,457 |
| Salaries and employee benefits | $3,098,000 | 2,305 |
| Premises and equipment expense | $677,000 | 2,953 |
| Additional noninterest expense | $1,781,000 | 2,408 |
| Pre-tax net operating income | $-2,523,000 | 9,839 |
| Securities gains (losses) | $11,000 | 1,132 |
| Applicable income taxes | $-854,000 | 9,836 |
| Income before extraordinary items | $-1,658,000 | 9,811 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,658,000 | 9,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 1,461 |
| Cash dividends | $119,000 | 5,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,665,260 | 9,810 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,421,000 | 3,101 |
| Total interest expense | $5,871,000 | 2,508 |
| Net interest income | $4,550,000 | 3,746 |
| Provision for loan and lease losses | $126,000 | 4,643 |
| Total noninterest income | $639,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $607,000 | 2,198 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $32,000 | 8,750 |
| Total noninterest expense | $4,805,000 | 2,813 |
| Salaries and employee benefits | $2,587,000 | 2,709 |
| Premises and equipment expense | $519,000 | 3,645 |
| Additional noninterest expense | $1,699,000 | 2,542 |
| Pre-tax net operating income | $258,000 | 8,298 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $14,000 | 8,380 |
| Income before extraordinary items | $242,000 | 7,988 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $242,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,383 |
| Cash dividends | $66,000 | 6,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $243,900 | 7,956 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,365,000 | 3,121 |
| Total interest expense | $5,884,000 | 2,573 |
| Net interest income | $4,481,000 | 3,752 |
| Provision for loan and lease losses | $198,000 | 3,550 |
| Total noninterest income | $586,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $526,000 | 2,438 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $4,315,000 | 3,012 |
| Salaries and employee benefits | $2,410,000 | 2,823 |
| Premises and equipment expense | $783,000 | 2,502 |
| Additional noninterest expense | $1,122,000 | 3,568 |
| Pre-tax net operating income | $554,000 | 7,129 |
| Securities gains (losses) | $156,000 | 1,031 |
| Applicable income taxes | $230,000 | 5,833 |
| Income before extraordinary items | $480,000 | 6,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $480,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,524 |
| Cash dividends | $56,000 | 6,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $373,920 | 7,311 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,093,000 | 3,550 |
| Total interest expense | $5,046,000 | 2,952 |
| Net interest income | $4,047,000 | 4,197 |
| Provision for loan and lease losses | $111,000 | 4,950 |
| Total noninterest income | $648,000 | 4,203 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $513,000 | 2,563 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $135,000 | 5,975 |
| Total noninterest expense | $3,940,000 | 3,221 |
| Salaries and employee benefits | $2,168,000 | 3,058 |
| Premises and equipment expense | $806,000 | 2,405 |
| Additional noninterest expense | $966,000 | 4,033 |
| Pre-tax net operating income | $644,000 | 7,230 |
| Securities gains (losses) | $129,000 | 876 |
| Applicable income taxes | $224,000 | 6,578 |
| Income before extraordinary items | $549,000 | 6,675 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $549,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,272 |
| Cash dividends | $51,000 | 7,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $457,410 | 7,196 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,399,000 | 3,851 |
| Total interest expense | $4,673,000 | 3,197 |
| Net interest income | $3,726,000 | 4,578 |
| Provision for loan and lease losses | $224,000 | 3,171 |
| Total noninterest income | $556,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $437,000 | 3,088 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $119,000 | 6,619 |
| Total noninterest expense | $3,818,000 | 3,481 |
| Salaries and employee benefits | $1,996,000 | 3,338 |
| Premises and equipment expense | $787,000 | 2,495 |
| Additional noninterest expense | $1,035,000 | 4,282 |
| Pre-tax net operating income | $240,000 | 9,548 |
| Securities gains (losses) | $165,000 | 756 |
| Applicable income taxes | $219,000 | 6,854 |
| Income before extraordinary items | $186,000 | 9,429 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $186,000 | 9,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $27,000 | 7,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $80,400 | 10,346 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,194,000 | 3,925 |
| Total interest expense | $4,929,000 | 3,067 |
| Net interest income | $3,265,000 | 5,149 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $440,000 | 5,631 |
| Gross Fiduciary activities income | $333,000 | 856 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $107,000 | 7,021 |
| Total noninterest expense | $3,507,000 | 3,744 |
| Salaries and employee benefits | $1,753,000 | 3,730 |
| Premises and equipment expense | $786,000 | 2,518 |
| Additional noninterest expense | $968,000 | 4,486 |
| Pre-tax net operating income | $198,000 | 10,473 |
| Securities gains (losses) | $329,000 | 479 |
| Applicable income taxes | $65,000 | 9,880 |
| Income before extraordinary items | $462,000 | 7,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $462,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $61,000 | 7,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $172,480 | 10,213 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,588,000 | 4,475 |
| Total interest expense | $3,291,000 | 3,642 |
| Net interest income | $3,297,000 | 5,204 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $609,000 | 4,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 3,944 |
| Total noninterest expense | $3,144,000 | 4,240 |
| Salaries and employee benefits | $1,480,000 | 4,328 |
| Premises and equipment expense | $609,000 | 3,229 |
| Additional noninterest expense | $1,055,000 | 4,504 |
| Pre-tax net operating income | $632,000 | 7,823 |
| Securities gains (losses) | $85,000 | 851 |
| Applicable income taxes | $200,000 | 7,346 |
| Income before extraordinary items | $517,000 | 7,176 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $517,000 | 7,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,515 |
| Cash dividends | $51,000 | 7,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $455,800 | 7,710 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 5,126 |
| Total interest expense | $2,587,000 | 4,667 |
| Net interest income | $3,190,000 | 5,375 |
| Provision for loan and lease losses | $77,000 | 6,405 |
| Total noninterest income | $677,000 | 4,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,826 |
| Total noninterest expense | $3,139,000 | 4,336 |
| Salaries and employee benefits | $1,378,000 | 4,625 |
| Premises and equipment expense | $613,000 | 3,261 |
| Additional noninterest expense | $1,148,000 | 4,368 |
| Pre-tax net operating income | $651,000 | 7,624 |
| Securities gains (losses) | $467,000 | 947 |
| Applicable income taxes | $310,000 | 5,948 |
| Income before extraordinary items | $808,000 | 5,530 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $808,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,061 |
| Cash dividends | $58,000 | 7,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $471,760 | 7,520 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,874,000 | 5,585 |
| Total interest expense | $2,827,000 | 5,433 |
| Net interest income | $3,047,000 | 5,643 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $523,000 | 5,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,933 |
| Total noninterest expense | $2,850,000 | 4,742 |
| Salaries and employee benefits | $1,211,000 | 5,117 |
| Premises and equipment expense | $584,000 | 3,449 |
| Additional noninterest expense | $1,055,000 | 4,840 |
| Pre-tax net operating income | $636,000 | 7,477 |
| Securities gains (losses) | $100,000 | 3,002 |
| Applicable income taxes | $233,000 | 6,949 |
| Income before extraordinary items | $503,000 | 7,308 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $503,000 | 7,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $435,000 | 7,528 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.