Home > First State, FSB > Income and Expense
First State, FSB, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 3,361 |
| Total interest expense | $1,653,000 | 2,347 |
| Net interest income | $2,383,000 | 3,919 |
| Provision for loan and lease losses | $360,000 | 1,336 |
| Total noninterest income | $656,000 | 2,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $656,000 | 1,803 |
| Total noninterest expense | $2,334,000 | 3,313 |
| Salaries and employee benefits | $1,087,000 | 3,732 |
| Premises and equipment expense | $451,000 | 2,496 |
| Additional noninterest expense | $796,000 | 2,952 |
| Pre-tax net operating income | $345,000 | 6,219 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $345,000 | 5,714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $345,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,427 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $345,000 | 5,629 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 3,402 |
| Total interest expense | $816,000 | 2,399 |
| Net interest income | $1,173,000 | 3,966 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $305,000 | 3,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $305,000 | 1,864 |
| Total noninterest expense | $1,140,000 | 3,382 |
| Salaries and employee benefits | $536,000 | 3,795 |
| Premises and equipment expense | $214,000 | 2,641 |
| Additional noninterest expense | $390,000 | 2,987 |
| Pre-tax net operating income | $158,000 | 6,339 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $158,000 | 5,884 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $158,000 | 5,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,934 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $158,000 | 5,761 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,738,000 | 3,537 |
| Total interest expense | $3,684,000 | 2,399 |
| Net interest income | $4,054,000 | 4,322 |
| Provision for loan and lease losses | $620,000 | 1,792 |
| Total noninterest income | $1,058,000 | 3,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,058,000 | 2,306 |
| Total noninterest expense | $3,356,000 | 4,265 |
| Salaries and employee benefits | $1,667,000 | 4,499 |
| Premises and equipment expense | $431,000 | 4,496 |
| Additional noninterest expense | $1,258,000 | 3,596 |
| Pre-tax net operating income | $1,136,000 | 4,813 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $79,000 | 5,941 |
| Income before extraordinary items | $1,074,000 | 4,440 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,074,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 2,069 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,058,190 | 4,311 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,791,000 | 3,584 |
| Total interest expense | $2,850,000 | 2,414 |
| Net interest income | $2,941,000 | 4,448 |
| Provision for loan and lease losses | $440,000 | 1,885 |
| Total noninterest income | $620,000 | 4,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $620,000 | 2,788 |
| Total noninterest expense | $2,371,000 | 4,440 |
| Salaries and employee benefits | $1,215,000 | 4,575 |
| Premises and equipment expense | $277,000 | 4,989 |
| Additional noninterest expense | $879,000 | 3,773 |
| Pre-tax net operating income | $750,000 | 5,322 |
| Securities gains (losses) | $16,000 | 3,083 |
| Applicable income taxes | $79,000 | 5,815 |
| Income before extraordinary items | $687,000 | 5,047 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $687,000 | 5,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,669 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $672,600 | 4,913 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,875,000 | 3,599 |
| Total interest expense | $1,959,000 | 2,416 |
| Net interest income | $1,916,000 | 4,521 |
| Provision for loan and lease losses | $260,000 | 2,063 |
| Total noninterest income | $398,000 | 4,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $398,000 | 2,811 |
| Total noninterest expense | $1,542,000 | 4,497 |
| Salaries and employee benefits | $795,000 | 4,634 |
| Premises and equipment expense | $184,000 | 4,966 |
| Additional noninterest expense | $563,000 | 3,890 |
| Pre-tax net operating income | $512,000 | 5,258 |
| Securities gains (losses) | $16,000 | 2,719 |
| Applicable income taxes | $79,000 | 5,430 |
| Income before extraordinary items | $449,000 | 5,098 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $449,000 | 5,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,132 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $435,400 | 4,980 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 3,638 |
| Total interest expense | $1,032,000 | 2,368 |
| Net interest income | $895,000 | 4,725 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $168,000 | 4,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 3,012 |
| Total noninterest expense | $742,000 | 4,606 |
| Salaries and employee benefits | $395,000 | 4,654 |
| Premises and equipment expense | $90,000 | 5,048 |
| Additional noninterest expense | $257,000 | 4,121 |
| Pre-tax net operating income | $201,000 | 5,830 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $79,000 | 4,379 |
| Income before extraordinary items | $129,000 | 6,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 6,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,520 | 6,306 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,355,000 | 4,393 |
| Total interest expense | $3,473,000 | 3,128 |
| Net interest income | $2,882,000 | 5,404 |
| Provision for loan and lease losses | $386,000 | 2,921 |
| Total noninterest income | $720,000 | 4,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $720,000 | 2,663 |
| Total noninterest expense | $2,353,000 | 5,293 |
| Salaries and employee benefits | $1,116,000 | 5,758 |
| Premises and equipment expense | $317,000 | 5,391 |
| Additional noninterest expense | $920,000 | 4,463 |
| Pre-tax net operating income | $863,000 | 5,583 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $280,000 | 4,557 |
| Income before extraordinary items | $583,000 | 6,037 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $583,000 | 6,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 2,187 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $583,000 | 5,898 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 5,238 |
| Total interest expense | $3,328,000 | 4,368 |
| Net interest income | $2,248,000 | 6,054 |
| Provision for loan and lease losses | $174,000 | 4,487 |
| Total noninterest income | $290,000 | 6,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $290,000 | 4,187 |
| Total noninterest expense | $1,713,000 | 6,311 |
| Salaries and employee benefits | $823,000 | 6,685 |
| Premises and equipment expense | $197,000 | 6,839 |
| Additional noninterest expense | $693,000 | 5,329 |
| Pre-tax net operating income | $651,000 | 5,981 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $222,000 | 4,836 |
| Income before extraordinary items | $433,000 | 6,383 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $433,000 | 6,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $810,000 | 440 |
| Net operating income | $430,360 | 6,276 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 7,022 |
| Total interest expense | $2,199,000 | 5,979 |
| Net interest income | $1,181,000 | 8,112 |
| Provision for loan and lease losses | $208,000 | 3,659 |
| Total noninterest income | $370,000 | 5,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $370,000 | 3,525 |
| Total noninterest expense | $1,378,000 | 7,048 |
| Salaries and employee benefits | $664,000 | 7,369 |
| Premises and equipment expense | $151,000 | 7,584 |
| Additional noninterest expense | $563,000 | 6,001 |
| Pre-tax net operating income | $-35,000 | 9,183 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-143,000 | 9,639 |
| Income before extraordinary items | $108,000 | 8,654 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $108,000 | 8,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $108,000 | 8,641 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 9,230 |
| Total interest expense | $764,000 | 8,775 |
| Net interest income | $607,000 | 9,500 |
| Provision for loan and lease losses | $151,000 | 4,227 |
| Total noninterest income | $107,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $107,000 | 6,470 |
| Total noninterest expense | $809,000 | 8,700 |
| Salaries and employee benefits | $465,000 | 8,535 |
| Premises and equipment expense | $76,000 | 9,102 |
| Additional noninterest expense | $268,000 | 8,394 |
| Pre-tax net operating income | $-246,000 | 9,670 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-246,000 | 9,717 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-246,000 | 9,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,239 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $1,900,000 | 443 |
| Net operating income | $-246,000 | 9,696 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 10,364 |
| Total interest expense | $102,000 | 10,296 |
| Net interest income | $84,000 | 10,398 |
| Provision for loan and lease losses | $155,000 | 4,076 |
| Total noninterest income | $16,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $208,000 | 10,369 |
| Salaries and employee benefits | $128,000 | 10,323 |
| Premises and equipment expense | $21,000 | 10,295 |
| Additional noninterest expense | $59,000 | 10,355 |
| Pre-tax net operating income | $-263,000 | 10,038 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-263,000 | 10,088 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-263,000 | 10,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-263,000 | 10,057 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.