Home > First State Bank & Trust > Income and Expense

First State Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,693,0002,135
Total interest expense$4,108,0002,246
Net interest income$12,585,0002,048
Provision for loan and lease losses$-78,0004,307
Total noninterest income$3,596,0001,455
Gross Fiduciary activities income$2,655,000355
Service charges on deposit accounts$133,0003,117
Trading account gains and feesNANA
Additional Noninterest Income$808,0002,490
Total noninterest expense$10,168,0002,027
Salaries and employee benefits$7,128,0001,741
Premises and equipment expense$753,0002,384
Additional noninterest expense$808,0002,490
Pre-tax net operating income$6,091,0001,699
Securities gains (losses)$140,000202
Applicable income taxes$03,369
Income before extraordinary items$6,231,0001,477
Extraordinary gains, net$054
Net income$6,231,0001,493
Minority interest net income$088
Net income of bank and minority interests.$6,231,0001,480
Net charge-offs$-108,0004,352
Cash dividends$3,806,000992
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,091,0001,530
2023-09-30 (YTD Data)Rank
Total interest income$12,143,0002,137
Total interest expense$2,643,0002,307
Net interest income$9,500,0002,056
Provision for loan and lease losses$-75,0004,362
Total noninterest income$2,762,0001,439
Gross Fiduciary activities income$2,045,000350
Service charges on deposit accounts$106,0003,065
Trading account gains and feesNANA
Additional Noninterest Income$611,0002,470
Total noninterest expense$7,542,0002,033
Salaries and employee benefits$5,276,0001,761
Premises and equipment expense$555,0002,424
Additional noninterest expense$611,0002,469
Pre-tax net operating income$4,795,0001,704
Securities gains (losses)$79,000191
Applicable income taxes$03,407
Income before extraordinary items$4,874,0001,478
Extraordinary gains, net$052
Net income$4,874,0001,490
Minority interest net income$081
Net income of bank and minority interests.$4,874,0001,478
Net charge-offs$-108,0004,375
Cash dividends$2,855,000918
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,795,0001,526
2023-06-30 (YTD Data)Rank
Total interest income$7,854,0002,144
Total interest expense$1,435,0002,398
Net interest income$6,419,0002,062
Provision for loan and lease losses$02,940
Total noninterest income$1,923,0001,337
Gross Fiduciary activities income$1,436,000336
Service charges on deposit accounts$67,0003,115
Trading account gains and feesNANA
Additional Noninterest Income$420,0002,386
Total noninterest expense$5,018,0002,032
Salaries and employee benefits$3,519,0001,756
Premises and equipment expense$379,0002,379
Additional noninterest expense$420,0002,382
Pre-tax net operating income$3,324,0001,643
Securities gains (losses)$55,000264
Applicable income taxes$03,436
Income before extraordinary items$3,379,0001,432
Extraordinary gains, net$051
Net income$3,379,0001,448
Minority interest net income$081
Net income of bank and minority interests.$3,379,0001,432
Net charge-offs$-16,0004,052
Cash dividends$1,903,000928
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,324,0001,453
2023-03-31 (YTD Data)Rank
Total interest income$3,843,0002,159
Total interest expense$499,0002,642
Net interest income$3,344,0002,013
Provision for loan and lease losses$02,612
Total noninterest income$991,0001,301
Gross Fiduciary activities income$775,000339
Service charges on deposit accounts$24,0003,414
Trading account gains and feesNANA
Additional Noninterest Income$192,0002,483
Total noninterest expense$2,490,0002,072
Salaries and employee benefits$1,742,0001,799
Premises and equipment expense$191,0002,416
Additional noninterest expense$192,0002,483
Pre-tax net operating income$1,845,0001,559
Securities gains (losses)$39,000314
Applicable income taxes$03,388
Income before extraordinary items$1,884,0001,347
Extraordinary gains, net$04
Net income$1,884,0001,347
Minority interest net income$048
Net income of bank and minority interests.$1,884,0001,347
Net charge-offs$-19,0004,223
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,845,0001,374
2022-12-31 (YTD Data)Rank
Total interest income$13,906,0002,066
Total interest expense$652,0002,931
Net interest income$13,254,0001,963
Provision for loan and lease losses$03,012
Total noninterest income$4,285,0001,314
Gross Fiduciary activities income$3,041,000342
Service charges on deposit accounts$135,0003,156
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0002,225
Total noninterest expense$9,130,0002,124
Salaries and employee benefits$6,607,0001,822
Premises and equipment expense$832,0002,251
Additional noninterest expense$1,109,0002,225
Pre-tax net operating income$8,409,0001,436
Securities gains (losses)$-33,0003,676
Applicable income taxes$03,596
Income before extraordinary items$8,376,0001,258
Extraordinary gains, net$05
Net income$8,376,0001,256
Minority interest net income$063
Net income of bank and minority interests.$8,376,0001,258
Net charge-offs$-17,0003,771
Cash dividends$3,405,0001,054
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,409,0001,272
2022-09-30 (YTD Data)Rank
Total interest income$10,250,0002,042
Total interest expense$451,0002,794
Net interest income$9,799,0001,960
Provision for loan and lease losses$02,835
Total noninterest income$3,026,0001,384
Gross Fiduciary activities income$2,044,000355
Service charges on deposit accounts$133,0002,911
Trading account gains and feesNANA
Additional Noninterest Income$849,0002,241
Total noninterest expense$6,984,0002,091
Salaries and employee benefits$4,890,0001,836
Premises and equipment expense$619,0002,283
Additional noninterest expense$849,0002,241
Pre-tax net operating income$5,841,0001,517
Securities gains (losses)$-51,0004,110
Applicable income taxes$03,603
Income before extraordinary items$5,790,0001,328
Extraordinary gains, net$04
Net income$5,790,0001,327
Minority interest net income$057
Net income of bank and minority interests.$5,790,0001,328
Net charge-offs$19,0001,618
Cash dividends$2,555,000941
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,841,0001,347
2022-06-30 (YTD Data)Rank
Total interest income$6,504,0002,068
Total interest expense$314,0002,594
Net interest income$6,190,0002,003
Provision for loan and lease losses$02,599
Total noninterest income$2,005,0001,383
Gross Fiduciary activities income$1,242,000340
Service charges on deposit accounts$89,0002,904
Trading account gains and feesNANA
Additional Noninterest Income$674,0002,090
Total noninterest expense$4,577,0002,104
Salaries and employee benefits$3,244,0001,841
Premises and equipment expense$412,0002,284
Additional noninterest expense$921,0002,754
Pre-tax net operating income$3,618,0001,513
Securities gains (losses)$-55,0004,262
Applicable income taxes$03,564
Income before extraordinary items$3,563,0001,341
Extraordinary gains, net$04
Net income$3,563,0001,340
Minority interest net income$060
Net income of bank and minority interests.$3,563,0001,341
Net charge-offs$13,0001,486
Cash dividends$1,705,000956
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,618,0001,348
2022-03-31 (YTD Data)Rank
Total interest income$3,172,0002,056
Total interest expense$156,0002,580
Net interest income$3,016,0001,994
Provision for loan and lease losses$02,285
Total noninterest income$1,215,0001,228
Gross Fiduciary activities income$670,000320
Service charges on deposit accounts$41,0002,982
Trading account gains and feesNANA
Additional Noninterest Income$504,0001,665
Total noninterest expense$2,302,0002,091
Salaries and employee benefits$1,602,0001,847
Premises and equipment expense$206,0002,299
Additional noninterest expense$494,0002,610
Pre-tax net operating income$1,929,0001,383
Securities gains (losses)$-23,0004,347
Applicable income taxes$03,450
Income before extraordinary items$1,906,0001,238
Extraordinary gains, net$04
Net income$1,906,0001,238
Minority interest net income$050
Net income of bank and minority interests.$1,906,0001,238
Net charge-offs$4,0001,408
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,929,0001,238
2021-12-31 (YTD Data)Rank
Total interest income$14,041,0001,962
Total interest expense$847,0002,459
Net interest income$13,194,0001,908
Provision for loan and lease losses$25,0002,791
Total noninterest income$2,740,0001,898
Gross Fiduciary activities income$2,050,000368
Service charges on deposit accounts$174,0002,855
Trading account gains and feesNANA
Additional Noninterest Income$516,0003,236
Total noninterest expense$8,965,0002,123
Salaries and employee benefits$6,280,0001,869
Premises and equipment expense$899,0002,165
Additional noninterest expense$1,786,0002,783
Pre-tax net operating income$6,944,0001,647
Securities gains (losses)$238,000548
Applicable income taxes$03,710
Income before extraordinary items$7,182,0001,477
Extraordinary gains, net$010
Net income$7,182,0001,476
Minority interest net income$074
Net income of bank and minority interests.$7,182,0001,477
Net charge-offs$-294,0004,631
Cash dividends$2,112,0001,469
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,944,0001,475
2021-09-30 (YTD Data)Rank
Total interest income$10,872,0001,955
Total interest expense$667,0002,471
Net interest income$10,205,0001,892
Provision for loan and lease losses$25,0002,624
Total noninterest income$2,058,0001,954
Gross Fiduciary activities income$1,527,000368
Service charges on deposit accounts$102,0003,134
Trading account gains and feesNANA
Additional Noninterest Income$429,0003,201
Total noninterest expense$6,555,0002,166
Salaries and employee benefits$4,665,0001,886
Premises and equipment expense$672,0002,204
Additional noninterest expense$1,218,0002,961
Pre-tax net operating income$5,683,0001,612
Securities gains (losses)$3,0001,854
Applicable income taxes$03,719
Income before extraordinary items$5,686,0001,475
Extraordinary gains, net$08
Net income$5,686,0001,475
Minority interest net income$069
Net income of bank and minority interests.$5,686,0001,475
Net charge-offs$-157,0004,591
Cash dividends$1,584,0001,338
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,683,0001,442
2021-06-30 (YTD Data)Rank
Total interest income$7,721,0001,847
Total interest expense$451,0002,516
Net interest income$7,270,0001,782
Provision for loan and lease losses$25,0002,467
Total noninterest income$1,224,0002,019
Gross Fiduciary activities income$909,000381
Service charges on deposit accounts$64,0003,159
Trading account gains and feesNANA
Additional Noninterest Income$251,0003,300
Total noninterest expense$4,384,0002,163
Salaries and employee benefits$3,130,0001,865
Premises and equipment expense$450,0002,178
Additional noninterest expense$804,0002,965
Pre-tax net operating income$4,085,0001,498
Securities gains (losses)$3,0001,649
Applicable income taxes$03,702
Income before extraordinary items$4,088,0001,373
Extraordinary gains, net$06
Net income$4,088,0001,373
Minority interest net income$067
Net income of bank and minority interests.$4,088,0001,373
Net charge-offs$-65,0004,439
Cash dividends$1,054,0001,324
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,085,0001,346
2021-03-31 (YTD Data)Rank
Total interest income$4,186,0001,742
Total interest expense$231,0002,550
Net interest income$3,955,0001,658
Provision for loan and lease losses$25,0002,154
Total noninterest income$593,0002,044
Gross Fiduciary activities income$467,000377
Service charges on deposit accounts$29,0003,251
Trading account gains and feesNANA
Additional Noninterest Income$97,0003,531
Total noninterest expense$2,120,0002,189
Salaries and employee benefits$1,545,0001,864
Premises and equipment expense$220,0002,230
Additional noninterest expense$355,0003,148
Pre-tax net operating income$2,403,0001,337
Securities gains (losses)$3,0001,244
Applicable income taxes$03,613
Income before extraordinary items$2,406,0001,227
Extraordinary gains, net$03
Net income$2,406,0001,227
Minority interest net income$055
Net income of bank and minority interests.$2,406,0001,227
Net charge-offs$-43,0004,580
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,403,0001,196
2020-12-31 (YTD Data)Rank
Total interest income$15,228,0001,861
Total interest expense$1,139,0002,739
Net interest income$14,089,0001,735
Provision for loan and lease losses$2,750,000851
Total noninterest income$2,835,0001,778
Gross Fiduciary activities income$2,174,000331
Service charges on deposit accounts$141,0003,179
Trading account gains and feesNANA
Additional Noninterest Income$520,0003,116
Total noninterest expense$8,859,0002,124
Salaries and employee benefits$6,144,0001,876
Premises and equipment expense$889,0002,187
Additional noninterest expense$1,826,0002,686
Pre-tax net operating income$5,315,0001,709
Securities gains (losses)$250,000915
Applicable income taxes$03,697
Income before extraordinary items$5,565,0001,509
Extraordinary gains, net$04
Net income$5,565,0001,509
Minority interest net income$072
Net income of bank and minority interests.$5,565,0001,509
Net charge-offs$4,322,000243
Cash dividends$3,277,0001,049
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,315,0001,520
2020-09-30 (YTD Data)Rank
Total interest income$11,736,0001,841
Total interest expense$883,0002,785
Net interest income$10,853,0001,697
Provision for loan and lease losses$2,750,000738
Total noninterest income$2,142,0001,738
Gross Fiduciary activities income$1,690,000322
Service charges on deposit accounts$106,0003,179
Trading account gains and feesNANA
Additional Noninterest Income$346,0003,193
Total noninterest expense$6,490,0002,140
Salaries and employee benefits$4,557,0001,859
Premises and equipment expense$672,0002,171
Additional noninterest expense$1,261,0002,818
Pre-tax net operating income$3,755,0001,759
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$3,755,0001,593
Extraordinary gains, net$04
Net income$3,755,0001,593
Minority interest net income$065
Net income of bank and minority interests.$3,755,0001,594
Net charge-offs$4,266,000194
Cash dividends$2,443,000950
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,755,0001,550
2020-06-30 (YTD Data)Rank
Total interest income$8,210,0001,789
Total interest expense$608,0002,857
Net interest income$7,602,0001,620
Provision for loan and lease losses$2,650,000596
Total noninterest income$1,492,0001,629
Gross Fiduciary activities income$1,187,000315
Service charges on deposit accounts$68,0003,258
Trading account gains and feesNANA
Additional Noninterest Income$237,0003,136
Total noninterest expense$4,356,0002,129
Salaries and employee benefits$3,036,0001,852
Premises and equipment expense$441,0002,196
Additional noninterest expense$879,0002,729
Pre-tax net operating income$2,088,0001,942
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,088,0001,780
Extraordinary gains, net$04
Net income$2,088,0001,781
Minority interest net income$065
Net income of bank and minority interests.$2,088,0001,781
Net charge-offs$4,259,000161
Cash dividends$1,609,000937
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,088,0001,735
2020-03-31 (YTD Data)Rank
Total interest income$3,728,0001,922
Total interest expense$312,0002,952
Net interest income$3,416,0001,739
Provision for loan and lease losses$1,100,000572
Total noninterest income$832,0001,438
Gross Fiduciary activities income$662,000302
Service charges on deposit accounts$39,0003,354
Trading account gains and feesNANA
Additional Noninterest Income$131,0002,897
Total noninterest expense$2,176,0002,145
Salaries and employee benefits$1,485,0001,899
Premises and equipment expense$218,0002,222
Additional noninterest expense$473,0002,638
Pre-tax net operating income$972,0001,869
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$972,0001,703
Extraordinary gains, net$04
Net income$972,0001,704
Minority interest net income$056
Net income of bank and minority interests.$972,0001,704
Net charge-offs$2,0002,313
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$972,0001,671
2019-12-31 (YTD Data)Rank
Total interest income$15,806,0001,852
Total interest expense$1,197,0003,058
Net interest income$14,609,0001,636
Provision for loan and lease losses$1,500,000655
Total noninterest income$3,305,0001,469
Gross Fiduciary activities income$2,582,000304
Service charges on deposit accounts$162,0003,415
Trading account gains and feesNANA
Additional Noninterest Income$561,0002,899
Total noninterest expense$8,533,0002,152
Salaries and employee benefits$5,650,0001,938
Premises and equipment expense$928,0002,137
Additional noninterest expense$1,955,0002,593
Pre-tax net operating income$7,881,0001,242
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$7,881,0001,130
Extraordinary gains, net$011
Net income$7,881,0001,132
Minority interest net income$076
Net income of bank and minority interests.$7,881,0001,132
Net charge-offs$641,000897
Cash dividends$3,293,0001,113
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,881,0001,108
2019-09-30 (YTD Data)Rank
Total interest income$11,863,0001,868
Total interest expense$888,0003,101
Net interest income$10,975,0001,654
Provision for loan and lease losses$03,836
Total noninterest income$2,585,0001,452
Gross Fiduciary activities income$2,024,000296
Service charges on deposit accounts$119,0003,471
Trading account gains and feesNANA
Additional Noninterest Income$442,0002,865
Total noninterest expense$6,202,0002,197
Salaries and employee benefits$4,148,0001,969
Premises and equipment expense$673,0002,204
Additional noninterest expense$1,381,0002,715
Pre-tax net operating income$7,358,0001,093
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$7,358,000969
Extraordinary gains, net$011
Net income$7,358,000970
Minority interest net income$072
Net income of bank and minority interests.$7,358,000970
Net charge-offs$641,000652
Cash dividends$2,495,0001,017
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,358,000947
2019-06-30 (YTD Data)Rank
Total interest income$7,892,0001,869
Total interest expense$563,0003,158
Net interest income$7,329,0001,665
Provision for loan and lease losses$03,685
Total noninterest income$1,802,0001,379
Gross Fiduciary activities income$1,434,000288
Service charges on deposit accounts$78,0003,490
Trading account gains and feesNANA
Additional Noninterest Income$290,0002,841
Total noninterest expense$4,102,0002,217
Salaries and employee benefits$2,741,0001,985
Premises and equipment expense$459,0002,175
Additional noninterest expense$902,0002,772
Pre-tax net operating income$5,029,0001,047
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$5,029,000915
Extraordinary gains, net$011
Net income$5,029,000915
Minority interest net income$069
Net income of bank and minority interests.$5,029,000915
Net charge-offs$725,000446
Cash dividends$1,697,0001,005
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,029,000901
2019-03-31 (YTD Data)Rank
Total interest income$3,955,0001,867
Total interest expense$267,0003,210
Net interest income$3,688,0001,662
Provision for loan and lease losses$03,406
Total noninterest income$875,0001,352
Gross Fiduciary activities income$687,000291
Service charges on deposit accounts$36,0003,597
Trading account gains and feesNANA
Additional Noninterest Income$152,0002,736
Total noninterest expense$1,993,0002,276
Salaries and employee benefits$1,359,0002,012
Premises and equipment expense$210,0002,331
Additional noninterest expense$424,0002,882
Pre-tax net operating income$2,570,0001,002
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,570,000896
Extraordinary gains, net$05
Net income$2,570,000894
Minority interest net income$052
Net income of bank and minority interests.$2,570,000895
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,570,000879
2018-12-31 (YTD Data)Rank
Total interest income$14,079,0001,949
Total interest expense$743,0003,365
Net interest income$13,336,0001,784
Provision for loan and lease losses$100,0003,044
Total noninterest income$3,214,0001,463
Gross Fiduciary activities income$1,878,000362
Service charges on deposit accounts$157,0003,627
Trading account gains and feesNANA
Additional Noninterest Income$1,179,0002,054
Total noninterest expense$7,710,0002,309
Salaries and employee benefits$5,310,0001,995
Premises and equipment expense$770,0002,420
Additional noninterest expense$1,630,0003,002
Pre-tax net operating income$8,740,0001,151
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$8,740,0001,040
Extraordinary gains, net$06
Net income$8,740,0001,038
Minority interest net income$072
Net income of bank and minority interests.$8,740,0001,039
Net charge-offs$938,000620
Cash dividends$2,509,0001,249
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,740,0001,034
2018-09-30 (YTD Data)Rank
Total interest income$10,237,0001,989
Total interest expense$520,0003,411
Net interest income$9,717,0001,815
Provision for loan and lease losses$100,0002,576
Total noninterest income$1,970,0001,707
Gross Fiduciary activities income$1,354,000368
Service charges on deposit accounts$119,0003,632
Trading account gains and feesNANA
Additional Noninterest Income$497,0002,759
Total noninterest expense$5,705,0002,332
Salaries and employee benefits$3,925,0002,028
Premises and equipment expense$560,0002,484
Additional noninterest expense$1,220,0003,000
Pre-tax net operating income$5,882,0001,246
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,882,0001,114
Extraordinary gains, net$05
Net income$5,882,0001,113
Minority interest net income$066
Net income of bank and minority interests.$5,882,0001,113
Net charge-offs$-28,0004,764
Cash dividends$1,882,0001,140
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,882,0001,105
2018-06-30 (YTD Data)Rank
Total interest income$6,773,0001,991
Total interest expense$337,0003,383
Net interest income$6,436,0001,825
Provision for loan and lease losses$100,0002,173
Total noninterest income$1,325,0001,694
Gross Fiduciary activities income$868,000376
Service charges on deposit accounts$76,0003,694
Trading account gains and feesNANA
Additional Noninterest Income$381,0002,590
Total noninterest expense$3,718,0002,381
Salaries and employee benefits$2,547,0002,079
Premises and equipment expense$355,0002,578
Additional noninterest expense$816,0003,009
Pre-tax net operating income$3,943,0001,232
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,943,0001,089
Extraordinary gains, net$06
Net income$3,943,0001,088
Minority interest net income$065
Net income of bank and minority interests.$3,943,0001,088
Net charge-offs$3,0002,950
Cash dividends$1,254,0001,117
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,943,0001,084
2018-03-31 (YTD Data)Rank
Total interest income$3,270,0002,039
Total interest expense$162,0003,395
Net interest income$3,108,0001,878
Provision for loan and lease losses$03,508
Total noninterest income$577,0001,830
Gross Fiduciary activities income$420,000380
Service charges on deposit accounts$38,0003,709
Trading account gains and feesNANA
Additional Noninterest Income$119,0003,121
Total noninterest expense$1,865,0002,393
Salaries and employee benefits$1,249,0002,128
Premises and equipment expense$178,0002,624
Additional noninterest expense$438,0002,890
Pre-tax net operating income$1,820,0001,283
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,820,0001,130
Extraordinary gains, net$07
Net income$1,820,0001,129
Minority interest net income$052
Net income of bank and minority interests.$1,820,0001,130
Net charge-offs$5,0002,201
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,820,0001,123
2017-12-31 (YTD Data)Rank
Total interest income$12,915,0001,990
Total interest expense$558,0003,505
Net interest income$12,357,0001,860
Provision for loan and lease losses$04,227
Total noninterest income$2,405,0001,815
Gross Fiduciary activities income$1,734,000364
Service charges on deposit accounts$174,0003,640
Trading account gains and feesNANA
Additional Noninterest Income$497,0003,165
Total noninterest expense$7,066,0002,495
Salaries and employee benefits$4,843,0002,130
Premises and equipment expense$791,0002,474
Additional noninterest expense$1,432,0003,326
Pre-tax net operating income$7,696,0001,212
Securities gains (losses)$25,0001,241
Applicable income taxes$04,135
Income before extraordinary items$7,721,000929
Extraordinary gains, net$09
Net income$7,721,000929
Minority interest net income$076
Net income of bank and minority interests.$7,721,000929
Net charge-offs$-199,0005,435
Cash dividends$3,375,000941
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,696,000923
2017-09-30 (YTD Data)Rank
Total interest income$9,713,0001,989
Total interest expense$412,0003,549
Net interest income$9,301,0001,868
Provision for loan and lease losses$04,088
Total noninterest income$1,761,0001,856
Gross Fiduciary activities income$1,254,000373
Service charges on deposit accounts$130,0003,673
Trading account gains and feesNANA
Additional Noninterest Income$377,0003,173
Total noninterest expense$5,276,0002,509
Salaries and employee benefits$3,611,0002,147
Premises and equipment expense$607,0002,450
Additional noninterest expense$1,058,0003,358
Pre-tax net operating income$5,786,0001,242
Securities gains (losses)$18,0001,361
Applicable income taxes$04,172
Income before extraordinary items$5,804,0001,028
Extraordinary gains, net$09
Net income$5,804,0001,027
Minority interest net income$071
Net income of bank and minority interests.$5,804,0001,028
Net charge-offs$-57,0005,203
Cash dividends$2,531,000874
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,786,0001,017
2017-06-30 (YTD Data)Rank
Total interest income$6,392,0001,999
Total interest expense$273,0003,524
Net interest income$6,119,0001,867
Provision for loan and lease losses$03,871
Total noninterest income$1,161,0001,867
Gross Fiduciary activities income$828,000373
Service charges on deposit accounts$86,0003,684
Trading account gains and feesNANA
Additional Noninterest Income$247,0003,197
Total noninterest expense$3,470,0002,531
Salaries and employee benefits$2,410,0002,163
Premises and equipment expense$386,0002,539
Additional noninterest expense$674,0003,467
Pre-tax net operating income$3,810,0001,240
Securities gains (losses)$8,0001,330
Applicable income taxes$04,189
Income before extraordinary items$3,818,0001,018
Extraordinary gains, net$011
Net income$3,818,0001,018
Minority interest net income$071
Net income of bank and minority interests.$3,818,0001,018
Net charge-offs$357,000732
Cash dividends$1,688,000878
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,810,0001,008
2017-03-31 (YTD Data)Rank
Total interest income$3,262,0001,955
Total interest expense$141,0003,449
Net interest income$3,121,0001,835
Provision for loan and lease losses$03,537
Total noninterest income$617,0001,788
Gross Fiduciary activities income$460,000356
Service charges on deposit accounts$42,0003,742
Trading account gains and feesNANA
Additional Noninterest Income$115,0003,274
Total noninterest expense$1,741,0002,554
Salaries and employee benefits$1,211,0002,186
Premises and equipment expense$200,0002,509
Additional noninterest expense$330,0003,515
Pre-tax net operating income$1,997,0001,177
Securities gains (losses)$8,000717
Applicable income taxes$04,086
Income before extraordinary items$2,005,000937
Extraordinary gains, net$08
Net income$2,005,000938
Minority interest net income$055
Net income of bank and minority interests.$2,005,000937
Net charge-offs$5,0002,440
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,997,000933
2016-12-31 (YTD Data)Rank
Total interest income$12,579,0001,996
Total interest expense$542,0003,504
Net interest income$12,037,0001,860
Provision for loan and lease losses$1,300,000721
Total noninterest income$2,779,0001,732
Gross Fiduciary activities income$2,077,000328
Service charges on deposit accounts$193,0003,619
Trading account gains and fees$0170
Additional Noninterest Income$509,0003,244
Total noninterest expense$7,188,0002,504
Salaries and employee benefits$4,944,0002,104
Premises and equipment expense$675,0002,801
Additional noninterest expense$1,569,0003,243
Pre-tax net operating income$6,328,0001,340
Securities gains (losses)$51,0001,832
Applicable income taxes$04,278
Income before extraordinary items$6,379,0001,137
Extraordinary gains, net$05
Net income$6,379,0001,135
Minority interest net income$082
Net income of bank and minority interests.$6,379,0001,136
Net charge-offs$-7,0004,917
Cash dividends$3,487,000917
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,328,0001,121
2016-09-30 (YTD Data)Rank
Total interest income$9,600,0001,964
Total interest expense$409,0003,513
Net interest income$9,191,0001,830
Provision for loan and lease losses$1,300,000571
Total noninterest income$2,254,0001,642
Gross Fiduciary activities income$1,737,000308
Service charges on deposit accounts$145,0003,649
Trading account gains and fees$0169
Additional Noninterest Income$372,0003,281
Total noninterest expense$5,313,0002,523
Salaries and employee benefits$3,684,0002,107
Premises and equipment expense$469,0002,955
Additional noninterest expense$1,160,0003,291
Pre-tax net operating income$4,832,0001,346
Securities gains (losses)$51,0001,756
Applicable income taxes$04,325
Income before extraordinary items$4,883,0001,134
Extraordinary gains, net$05
Net income$4,883,0001,133
Minority interest net income$071
Net income of bank and minority interests.$4,883,0001,134
Net charge-offs$-28,0005,187
Cash dividends$2,715,000828
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,832,0001,117
2016-06-30 (YTD Data)Rank
Total interest income$6,494,0001,946
Total interest expense$262,0003,603
Net interest income$6,232,0001,806
Provision for loan and lease losses$500,000847
Total noninterest income$1,304,0001,791
Gross Fiduciary activities income$963,000342
Service charges on deposit accounts$95,0003,673
Trading account gains and fees$0157
Additional Noninterest Income$246,0003,297
Total noninterest expense$3,558,0002,527
Salaries and employee benefits$2,437,0002,135
Premises and equipment expense$312,0002,970
Additional noninterest expense$809,0003,205
Pre-tax net operating income$3,478,0001,264
Securities gains (losses)$6,0002,403
Applicable income taxes$04,338
Income before extraordinary items$3,484,0001,055
Extraordinary gains, net$016
Net income$3,484,0001,053
Minority interest net income$071
Net income of bank and minority interests.$3,484,0001,054
Net charge-offs$-43,0005,463
Cash dividends$1,843,000827
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,478,0001,036
2016-03-31 (YTD Data)Rank
Total interest income$3,247,0001,947
Total interest expense$132,0003,612
Net interest income$3,115,0001,801
Provision for loan and lease losses$200,000957
Total noninterest income$622,0001,795
Gross Fiduciary activities income$452,000353
Service charges on deposit accounts$45,0003,743
Trading account gains and fees$0142
Additional Noninterest Income$125,0003,223
Total noninterest expense$1,784,0002,531
Salaries and employee benefits$1,205,0002,167
Premises and equipment expense$159,0002,961
Additional noninterest expense$420,0003,117
Pre-tax net operating income$1,753,0001,223
Securities gains (losses)$4,0001,767
Applicable income taxes$04,259
Income before extraordinary items$1,757,0001,026
Extraordinary gains, net$012
Net income$1,757,0001,027
Minority interest net income$062
Net income of bank and minority interests.$1,757,0001,027
Net charge-offs$13,0002,213
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,753,000997
2015-12-31 (YTD Data)Rank
Total interest income$13,554,0001,821
Total interest expense$408,0004,100
Net interest income$13,146,0001,664
Provision for loan and lease losses$550,0001,255
Total noninterest income$2,664,0001,741
Gross Fiduciary activities income$1,827,000355
Service charges on deposit accounts$209,0003,641
Trading account gains and fees$0159
Additional Noninterest Income$628,0002,980
Total noninterest expense$7,235,0002,499
Salaries and employee benefits$4,817,0002,118
Premises and equipment expense$697,0002,827
Additional noninterest expense$1,721,0003,102
Pre-tax net operating income$8,025,0001,073
Securities gains (losses)$9,0002,638
Applicable income taxes$04,402
Income before extraordinary items$8,034,000890
Extraordinary gains, net$023
Net income$8,034,000890
Minority interest net income$081
Net income of bank and minority interests.$8,034,000890
Net charge-offs$524,0001,128
Cash dividends$3,853,000810
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,025,000872
2015-09-30 (YTD Data)Rank
Total interest income$10,126,0001,846
Total interest expense$312,0004,129
Net interest income$9,814,0001,688
Provision for loan and lease losses$400,0001,230
Total noninterest income$2,048,0001,721
Gross Fiduciary activities income$1,405,000350
Service charges on deposit accounts$156,0003,685
Trading account gains and fees$0153
Additional Noninterest Income$487,0002,952
Total noninterest expense$5,241,0002,582
Salaries and employee benefits$3,590,0002,136
Premises and equipment expense$508,0002,919
Additional noninterest expense$1,143,0003,385
Pre-tax net operating income$6,221,0001,056
Securities gains (losses)$9,0002,412
Applicable income taxes$04,489
Income before extraordinary items$6,230,000866
Extraordinary gains, net$021
Net income$6,230,000866
Minority interest net income$078
Net income of bank and minority interests.$6,230,000866
Net charge-offs$134,0001,904
Cash dividends$2,765,000772
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,221,000840
2015-06-30 (YTD Data)Rank
Total interest income$6,733,0001,849
Total interest expense$215,0004,101
Net interest income$6,518,0001,699
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,469,0001,638
Gross Fiduciary activities income$1,021,000331
Service charges on deposit accounts$99,0003,733
Trading account gains and fees$0157
Additional Noninterest Income$349,0002,849
Total noninterest expense$3,484,0002,610
Salaries and employee benefits$2,384,0002,162
Premises and equipment expense$337,0002,927
Additional noninterest expense$763,0003,398
Pre-tax net operating income$4,203,0001,047
Securities gains (losses)$9,0002,056
Applicable income taxes$04,497
Income before extraordinary items$4,212,000856
Extraordinary gains, net$022
Net income$4,212,000856
Minority interest net income$075
Net income of bank and minority interests.$4,212,000856
Net charge-offs$-50,0005,754
Cash dividends$1,676,000827
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,203,000834
2015-03-31 (YTD Data)Rank
Total interest income$3,390,0001,839
Total interest expense$118,0003,970
Net interest income$3,272,0001,688
Provision for loan and lease losses$150,0001,060
Total noninterest income$805,0001,504
Gross Fiduciary activities income$586,000310
Service charges on deposit accounts$48,0003,764
Trading account gains and fees$0152
Additional Noninterest Income$171,0002,849
Total noninterest expense$1,682,0002,676
Salaries and employee benefits$1,158,0002,229
Premises and equipment expense$170,0002,939
Additional noninterest expense$354,0003,558
Pre-tax net operating income$2,245,000961
Securities gains (losses)$9,0001,518
Applicable income taxes$04,400
Income before extraordinary items$2,254,000781
Extraordinary gains, net$013
Net income$2,254,000779
Minority interest net income$064
Net income of bank and minority interests.$2,254,000781
Net charge-offs$-43,0005,909
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,245,000757
2014-12-31 (YTD Data)Rank
Total interest income$12,842,0001,933
Total interest expense$500,0004,008
Net interest income$12,342,0001,774
Provision for loan and lease losses$-200,0006,122
Total noninterest income$3,184,0001,488
Gross Fiduciary activities income$2,169,000324
Service charges on deposit accounts$200,0003,909
Trading account gains and fees$0180
Additional Noninterest Income$815,0002,612
Total noninterest expense$6,738,0002,689
Salaries and employee benefits$4,563,0002,222
Premises and equipment expense$722,0002,870
Additional noninterest expense$1,453,0003,617
Pre-tax net operating income$8,988,000926
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$8,988,000756
Extraordinary gains, net$017
Net income$8,988,000755
Minority interest net income$084
Net income of bank and minority interests.$8,988,000755
Net charge-offs$-381,0006,355
Cash dividends$4,848,000619
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,988,000741
2014-09-30 (YTD Data)Rank
Total interest income$9,368,0001,988
Total interest expense$375,0004,075
Net interest income$8,993,0001,836
Provision for loan and lease losses$-250,0006,297
Total noninterest income$2,413,0001,484
Gross Fiduciary activities income$1,640,000319
Service charges on deposit accounts$149,0003,968
Trading account gains and fees$0174
Additional Noninterest Income$624,0002,589
Total noninterest expense$5,000,0002,713
Salaries and employee benefits$3,388,0002,250
Premises and equipment expense$530,0002,923
Additional noninterest expense$1,082,0003,663
Pre-tax net operating income$6,656,000952
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$6,656,000758
Extraordinary gains, net$015
Net income$6,656,000757
Minority interest net income$081
Net income of bank and minority interests.$6,656,000757
Net charge-offs$-382,0006,439
Cash dividends$3,773,000557
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,656,000745
2014-06-30 (YTD Data)Rank
Total interest income$6,134,0002,013
Total interest expense$252,0004,101
Net interest income$5,882,0001,863
Provision for loan and lease losses$-250,0006,432
Total noninterest income$1,626,0001,470
Gross Fiduciary activities income$1,030,000328
Service charges on deposit accounts$98,0003,982
Trading account gains and fees$0172
Additional Noninterest Income$498,0002,320
Total noninterest expense$3,315,0002,744
Salaries and employee benefits$2,241,0002,269
Premises and equipment expense$358,0002,909
Additional noninterest expense$716,0003,691
Pre-tax net operating income$4,443,000925
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$4,443,000740
Extraordinary gains, net$020
Net income$4,443,000739
Minority interest net income$080
Net income of bank and minority interests.$4,443,000740
Net charge-offs$-363,0006,530
Cash dividends$2,697,000512
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,443,000721
2014-03-31 (YTD Data)Rank
Total interest income$2,954,0002,070
Total interest expense$128,0004,120
Net interest income$2,826,0001,916
Provision for loan and lease losses$03,817
Total noninterest income$849,0001,394
Gross Fiduciary activities income$638,000295
Service charges on deposit accounts$44,0004,152
Trading account gains and fees$0147
Additional Noninterest Income$167,0002,814
Total noninterest expense$1,643,0002,769
Salaries and employee benefits$1,106,0002,296
Premises and equipment expense$181,0002,951
Additional noninterest expense$356,0003,679
Pre-tax net operating income$2,032,000963
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,032,000769
Extraordinary gains, net$016
Net income$2,032,000770
Minority interest net income$066
Net income of bank and minority interests.$2,032,000770
Net charge-offs$-38,0006,230
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,032,000752
2013-12-31 (YTD Data)Rank
Total interest income$12,522,0001,975
Total interest expense$588,0004,124
Net interest income$11,934,0001,801
Provision for loan and lease losses$425,0002,033
Total noninterest income$3,154,0001,560
Gross Fiduciary activities income$2,141,000314
Service charges on deposit accounts$185,0004,224
Trading account gains and fees$0184
Additional Noninterest Income$828,0002,632
Total noninterest expense$6,658,0002,737
Salaries and employee benefits$4,261,0002,341
Premises and equipment expense$682,0003,018
Additional noninterest expense$1,715,0003,320
Pre-tax net operating income$8,005,000961
Securities gains (losses)$20,0002,341
Applicable income taxes$53,0003,728
Income before extraordinary items$7,972,000789
Extraordinary gains, net$029
Net income$7,972,000789
Minority interest net income$090
Net income of bank and minority interests.$7,972,000790
Net charge-offs$-157,0006,598
Cash dividends$2,172,0001,134
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,952,200781
2013-09-30 (YTD Data)Rank
Total interest income$9,415,0001,980
Total interest expense$452,0004,154
Net interest income$8,963,0001,801
Provision for loan and lease losses$675,0001,211
Total noninterest income$2,436,0001,551
Gross Fiduciary activities income$1,695,000304
Service charges on deposit accounts$137,0004,280
Trading account gains and fees$0180
Additional Noninterest Income$604,0002,728
Total noninterest expense$5,003,0002,742
Salaries and employee benefits$3,233,0002,330
Premises and equipment expense$506,0003,076
Additional noninterest expense$1,264,0003,362
Pre-tax net operating income$5,721,0001,018
Securities gains (losses)$20,0002,218
Applicable income taxes$53,0003,695
Income before extraordinary items$5,688,000839
Extraordinary gains, net$025
Net income$5,688,000840
Minority interest net income$084
Net income of bank and minority interests.$5,688,000841
Net charge-offs$-194,0006,717
Cash dividends$1,707,000994
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,668,200820
2013-06-30 (YTD Data)Rank
Total interest income$6,123,0002,019
Total interest expense$310,0004,162
Net interest income$5,813,0001,831
Provision for loan and lease losses$575,0001,053
Total noninterest income$1,650,0001,547
Gross Fiduciary activities income$1,161,000298
Service charges on deposit accounts$93,0004,242
Trading account gains and fees$0157
Additional Noninterest Income$396,0002,815
Total noninterest expense$3,188,0002,852
Salaries and employee benefits$2,145,0002,352
Premises and equipment expense$324,0003,179
Additional noninterest expense$719,0003,757
Pre-tax net operating income$3,700,0001,019
Securities gains (losses)$20,0002,017
Applicable income taxes$53,0003,474
Income before extraordinary items$3,667,000849
Extraordinary gains, net$022
Net income$3,667,000850
Minority interest net income$082
Net income of bank and minority interests.$3,667,000851
Net charge-offs$17,0004,090
Cash dividends$1,241,000910
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,647,200828
2013-03-31 (YTD Data)Rank
Total interest income$2,995,0002,079
Total interest expense$157,0004,221
Net interest income$2,838,0001,877
Provision for loan and lease losses$400,000791
Total noninterest income$887,0001,468
Gross Fiduciary activities income$653,000278
Service charges on deposit accounts$45,0004,283
Trading account gains and fees$0148
Additional Noninterest Income$189,0002,859
Total noninterest expense$1,576,0002,909
Salaries and employee benefits$1,066,0002,381
Premises and equipment expense$154,0003,327
Additional noninterest expense$356,0003,797
Pre-tax net operating income$1,749,0001,053
Securities gains (losses)$10,0001,481
Applicable income taxes$121,0002,213
Income before extraordinary items$1,638,000928
Extraordinary gains, net$010
Net income$1,638,000929
Minority interest net income$076
Net income of bank and minority interests.$1,638,000930
Net charge-offs$15,0003,259
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,628,700893
2012-12-31 (YTD Data)Rank
Total interest income$11,656,0002,237
Total interest expense$754,0004,242
Net interest income$10,902,0002,000
Provision for loan and lease losses$1,050,0001,714
Total noninterest income$2,458,0001,891
Gross Fiduciary activities income$1,316,000387
Service charges on deposit accounts$216,0004,119
Trading account gains and fees$0166
Additional Noninterest Income$926,0002,478
Total noninterest expense$6,035,0003,016
Salaries and employee benefits$4,005,0002,442
Premises and equipment expense$635,0003,251
Additional noninterest expense$1,395,0003,968
Pre-tax net operating income$6,275,0001,137
Securities gains (losses)$03,810
Applicable income taxes$406,0002,379
Income before extraordinary items$5,869,0001,022
Extraordinary gains, net$029
Net income$5,869,0001,022
Minority interest net income$093
Net income of bank and minority interests.$5,869,0001,022
Net charge-offs$1,157,0001,667
Cash dividends$1,434,0001,551
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,869,000974
2012-09-30 (YTD Data)Rank
Total interest income$8,573,0002,323
Total interest expense$588,0004,282
Net interest income$7,985,0002,060
Provision for loan and lease losses$975,0001,466
Total noninterest income$1,463,0002,212
Gross Fiduciary activities income$897,000408
Service charges on deposit accounts$167,0004,114
Trading account gains and fees$0157
Additional Noninterest Income$399,0003,272
Total noninterest expense$4,304,0003,156
Salaries and employee benefits$2,805,0002,631
Premises and equipment expense$466,0003,339
Additional noninterest expense$1,033,0004,026
Pre-tax net operating income$4,169,0001,285
Securities gains (losses)$03,575
Applicable income taxes$309,0002,436
Income before extraordinary items$3,860,0001,171
Extraordinary gains, net$020
Net income$3,860,0001,172
Minority interest net income$086
Net income of bank and minority interests.$3,860,0001,172
Net charge-offs$184,0003,388
Cash dividends$1,088,0001,250
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,860,0001,098
2012-06-30 (YTD Data)Rank
Total interest income$5,607,0002,375
Total interest expense$413,0004,259
Net interest income$5,194,0002,108
Provision for loan and lease losses$950,0001,143
Total noninterest income$850,0002,404
Gross Fiduciary activities income$557,000419
Service charges on deposit accounts$109,0004,141
Trading account gains and fees$0153
Additional Noninterest Income$184,0003,792
Total noninterest expense$2,759,0003,277
Salaries and employee benefits$1,796,0002,737
Premises and equipment expense$299,0003,441
Additional noninterest expense$664,0004,137
Pre-tax net operating income$2,335,0001,490
Securities gains (losses)$03,178
Applicable income taxes$170,0002,598
Income before extraordinary items$2,165,0001,370
Extraordinary gains, net$019
Net income$2,165,0001,370
Minority interest net income$084
Net income of bank and minority interests.$2,165,0001,370
Net charge-offs$225,0002,612
Cash dividends$742,0001,239
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,165,0001,292
2012-03-31 (YTD Data)Rank
Total interest income$2,794,0002,408
Total interest expense$221,0004,221
Net interest income$2,573,0002,133
Provision for loan and lease losses$150,0002,302
Total noninterest income$516,0002,101
Gross Fiduciary activities income$285,000419
Service charges on deposit accounts$50,0004,284
Trading account gains and fees$0148
Additional Noninterest Income$181,0002,790
Total noninterest expense$1,338,0003,364
Salaries and employee benefits$869,0002,834
Premises and equipment expense$152,0003,426
Additional noninterest expense$317,0004,239
Pre-tax net operating income$1,601,0001,097
Securities gains (losses)$02,210
Applicable income taxes$102,0002,428
Income before extraordinary items$1,499,000995
Extraordinary gains, net$019
Net income$1,499,000997
Minority interest net income$078
Net income of bank and minority interests.$1,499,000996
Net charge-offs$304,0001,481
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,499,000931
2011-12-31 (YTD Data)Rank
Total interest income$10,430,0002,669
Total interest expense$1,420,0003,576
Net interest income$9,010,0002,437
Provision for loan and lease losses$800,0002,741
Total noninterest income$1,932,0002,061
Gross Fiduciary activities income$1,248,000350
Service charges on deposit accounts$163,0004,745
Trading account gains and fees$0146
Additional Noninterest Income$521,0003,057
Total noninterest expense$5,281,0003,388
Salaries and employee benefits$3,330,0002,873
Premises and equipment expense$551,0003,793
Additional noninterest expense$1,400,0004,032
Pre-tax net operating income$4,861,0001,200
Securities gains (losses)$03,838
Applicable income taxes$251,0002,686
Income before extraordinary items$4,610,0001,076
Extraordinary gains, net$029
Net income$4,610,0001,076
Minority interest net income$096
Net income of bank and minority interests.$4,610,0001,076
Net charge-offs$617,0002,919
Cash dividends$1,727,0001,092
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,610,0001,035
2011-09-30 (YTD Data)Rank
Total interest income$7,695,0002,725
Total interest expense$1,161,0003,490
Net interest income$6,534,0002,541
Provision for loan and lease losses$800,0002,262
Total noninterest income$1,575,0001,933
Gross Fiduciary activities income$1,014,000336
Service charges on deposit accounts$115,0004,875
Trading account gains and fees$0145
Additional Noninterest Income$446,0002,866
Total noninterest expense$3,889,0003,438
Salaries and employee benefits$2,421,0002,930
Premises and equipment expense$415,0003,825
Additional noninterest expense$1,053,0004,035
Pre-tax net operating income$3,420,0001,321
Securities gains (losses)$03,555
Applicable income taxes$143,0002,945
Income before extraordinary items$3,277,0001,173
Extraordinary gains, net$021
Net income$3,277,0001,173
Minority interest net income$087
Net income of bank and minority interests.$3,277,0001,173
Net charge-offs$634,0002,405
Cash dividends$1,351,000909
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,277,0001,113
2011-06-30 (YTD Data)Rank
Total interest income$4,954,0002,830
Total interest expense$822,0003,442
Net interest income$4,132,0002,658
Provision for loan and lease losses$300,0002,953
Total noninterest income$1,044,0001,933
Gross Fiduciary activities income$685,000342
Service charges on deposit accounts$67,0005,096
Trading account gains and fees$0153
Additional Noninterest Income$292,0002,913
Total noninterest expense$2,671,0003,402
Salaries and employee benefits$1,590,0002,988
Premises and equipment expense$286,0003,770
Additional noninterest expense$795,0003,765
Pre-tax net operating income$2,205,0001,324
Securities gains (losses)$02,914
Applicable income taxes$48,0003,386
Income before extraordinary items$2,157,0001,149
Extraordinary gains, net$015
Net income$2,157,0001,149
Minority interest net income$089
Net income of bank and minority interests.$2,157,0001,149
Net charge-offs$471,0002,217
Cash dividends$951,000856
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,157,0001,109
2011-03-31 (YTD Data)Rank
Total interest income$2,423,0002,904
Total interest expense$433,0003,409
Net interest income$1,990,0002,745
Provision for loan and lease losses$300,0001,892
Total noninterest income$564,0001,827
Gross Fiduciary activities income$403,000308
Service charges on deposit accounts$28,0005,334
Trading account gains and fees$0158
Additional Noninterest Income$133,0003,102
Total noninterest expense$1,273,0003,527
Salaries and employee benefits$772,0003,093
Premises and equipment expense$148,0003,732
Additional noninterest expense$353,0004,070
Pre-tax net operating income$981,0001,466
Securities gains (losses)$01,772
Applicable income taxes$-22,0007,087
Income before extraordinary items$1,003,0001,232
Extraordinary gains, net$09
Net income$1,003,0001,231
Minority interest net income$086
Net income of bank and minority interests.$1,003,0001,232
Net charge-offs$297,0001,764
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,003,0001,200
2010-12-31 (YTD Data)Rank
Total interest income$10,686,0002,790
Total interest expense$2,223,0003,279
Net interest income$8,463,0002,591
Provision for loan and lease losses$510,0004,090
Total noninterest income$1,737,0002,297
Gross Fiduciary activities income$980,000400
Service charges on deposit accounts$179,0004,620
Trading account gains and fees$0175
Additional Noninterest Income$578,0002,976
Total noninterest expense$5,309,0003,430
Salaries and employee benefits$3,261,0002,902
Premises and equipment expense$572,0003,842
Additional noninterest expense$1,476,0004,049
Pre-tax net operating income$4,381,0001,158
Securities gains (losses)$03,793
Applicable income taxes$336,0002,258
Income before extraordinary items$4,045,0001,077
Extraordinary gains, net$029
Net income$4,045,0001,078
Minority interest net income$0111
Net income of bank and minority interests.$4,045,0001,080
Net charge-offs$118,0005,283
Cash dividends$1,822,000892
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,045,0001,027
2010-09-30 (YTD Data)Rank
Total interest income$8,048,0002,829
Total interest expense$1,731,0003,310
Net interest income$6,317,0002,630
Provision for loan and lease losses$510,0003,498
Total noninterest income$1,156,0002,485
Gross Fiduciary activities income$767,000391
Service charges on deposit accounts$144,0004,561
Trading account gains and fees$0165
Additional Noninterest Income$245,0003,870
Total noninterest expense$3,889,0003,507
Salaries and employee benefits$2,417,0002,946
Premises and equipment expense$430,0003,899
Additional noninterest expense$1,042,0004,196
Pre-tax net operating income$3,074,0001,295
Securities gains (losses)$03,651
Applicable income taxes$233,0002,406
Income before extraordinary items$2,841,0001,188
Extraordinary gains, net$023
Net income$2,841,0001,192
Minority interest net income$0110
Net income of bank and minority interests.$2,841,0001,192
Net charge-offs$307,0003,705
Cash dividends$1,129,000946
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,841,0001,132
2010-06-30 (YTD Data)Rank
Total interest income$5,311,0002,885
Total interest expense$1,186,0003,338
Net interest income$4,125,0002,685
Provision for loan and lease losses$350,0003,380
Total noninterest income$672,0002,651
Gross Fiduciary activities income$438,000426
Service charges on deposit accounts$100,0004,484
Trading account gains and fees$0152
Additional Noninterest Income$134,0004,172
Total noninterest expense$2,495,0003,629
Salaries and employee benefits$1,497,0003,150
Premises and equipment expense$290,0003,896
Additional noninterest expense$708,0004,124
Pre-tax net operating income$1,952,0001,330
Securities gains (losses)$03,184
Applicable income taxes$142,0002,459
Income before extraordinary items$1,810,0001,231
Extraordinary gains, net$019
Net income$1,810,0001,232
Minority interest net income$0105
Net income of bank and minority interests.$1,810,0001,232
Net charge-offs$332,0002,928
Cash dividends$486,0001,376
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,810,0001,189
2010-03-31 (YTD Data)Rank
Total interest income$2,609,0002,984
Total interest expense$620,0003,348
Net interest income$1,989,0002,799
Provision for loan and lease losses$200,0002,974
Total noninterest income$363,0002,532
Gross Fiduciary activities income$232,000421
Service charges on deposit accounts$48,0004,553
Trading account gains and fees$0175
Additional Noninterest Income$83,0003,837
Total noninterest expense$1,256,0003,636
Salaries and employee benefits$735,0003,245
Premises and equipment expense$146,0003,946
Additional noninterest expense$375,0003,966
Pre-tax net operating income$896,0001,460
Securities gains (losses)$02,284
Applicable income taxes$67,0002,520
Income before extraordinary items$829,0001,322
Extraordinary gains, net$016
Net income$829,0001,325
Minority interest net income$091
Net income of bank and minority interests.$829,0001,324
Net charge-offs$288,0002,071
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$829,0001,281
2009-12-31 (YTD Data)Rank
Total interest income$10,609,0003,086
Total interest expense$2,980,0003,425
Net interest income$7,629,0002,842
Provision for loan and lease losses$300,0005,244
Total noninterest income$1,239,0002,907
Gross Fiduciary activities income$766,000451
Service charges on deposit accounts$230,0004,389
Trading account gains and fees$0211
Additional Noninterest Income$243,0004,316
Total noninterest expense$5,890,0003,222
Salaries and employee benefits$2,950,0003,226
Premises and equipment expense$550,0004,131
Additional noninterest expense$2,390,0002,855
Pre-tax net operating income$2,678,0001,496
Securities gains (losses)$03,754
Applicable income taxes$251,0002,187
Income before extraordinary items$2,427,0001,376
Extraordinary gains, net$034
Net income$2,427,0001,375
Minority interest net income$0115
Net income of bank and minority interests.$2,427,0001,376
Net charge-offs$94,0005,752
Cash dividends$928,0001,728
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,427,0001,348
2009-09-30 (YTD Data)Rank
Total interest income$7,914,0003,143
Total interest expense$2,283,0003,508
Net interest income$5,631,0002,879
Provision for loan and lease losses$200,0005,146
Total noninterest income$925,0002,975
Gross Fiduciary activities income$571,000451
Service charges on deposit accounts$172,0004,415
Trading account gains and fees$0212
Additional Noninterest Income$182,0004,440
Total noninterest expense$3,860,0003,589
Salaries and employee benefits$2,208,0003,260
Premises and equipment expense$409,0004,191
Additional noninterest expense$1,243,0003,788
Pre-tax net operating income$2,496,0001,296
Securities gains (losses)$03,497
Applicable income taxes$168,0002,477
Income before extraordinary items$2,328,0001,162
Extraordinary gains, net$027
Net income$2,328,0001,162
Minority interest net income$0118
Net income of bank and minority interests.$2,328,0001,162
Net charge-offs$11,0006,487
Cash dividends$735,0001,594
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,328,0001,144
2009-06-30 (YTD Data)Rank
Total interest income$5,272,0003,167
Total interest expense$1,553,0003,593
Net interest income$3,719,0002,895
Provision for loan and lease losses$100,0005,300
Total noninterest income$603,0003,037
Gross Fiduciary activities income$380,000451
Service charges on deposit accounts$112,0004,425
Trading account gains and fees$0193
Additional Noninterest Income$111,0004,607
Total noninterest expense$2,638,0003,563
Salaries and employee benefits$1,468,0003,295
Premises and equipment expense$268,0004,275
Additional noninterest expense$902,0003,551
Pre-tax net operating income$1,584,0001,449
Securities gains (losses)$03,136
Applicable income taxes$104,0002,600
Income before extraordinary items$1,480,0001,279
Extraordinary gains, net$021
Net income$1,480,0001,277
Minority interest net income$0112
Net income of bank and minority interests.$1,480,0001,278
Net charge-offs$-1,0007,516
Cash dividends$542,0001,546
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,480,0001,238
2009-03-31 (YTD Data)Rank
Total interest income$2,648,0003,183
Total interest expense$792,0003,642
Net interest income$1,856,0002,896
Provision for loan and lease losses$06,744
Total noninterest income$313,0002,942
Gross Fiduciary activities income$194,000450
Service charges on deposit accounts$50,0004,615
Trading account gains and fees$0171
Additional Noninterest Income$69,0004,257
Total noninterest expense$1,160,0003,868
Salaries and employee benefits$712,0003,417
Premises and equipment expense$137,0004,253
Additional noninterest expense$311,0004,292
Pre-tax net operating income$1,009,0001,273
Securities gains (losses)$02,434
Applicable income taxes$63,0002,683
Income before extraordinary items$946,0001,150
Extraordinary gains, net$015
Net income$946,0001,152
Minority interest net income$0102
Net income of bank and minority interests.$946,0001,152
Net charge-offs$-3,0007,537
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$946,0001,078
2008-12-31 (YTD Data)Rank
Total interest income$11,216,0003,220
Total interest expense$4,354,0003,296
Net interest income$6,862,0003,108
Provision for loan and lease losses$495,0003,826
Total noninterest income$1,281,0002,919
Gross Fiduciary activities income$762,000471
Service charges on deposit accounts$242,0004,423
Trading account gains and fees$0154
Additional Noninterest Income$277,0004,245
Total noninterest expense$4,366,0003,970
Salaries and employee benefits$2,707,0003,540
Premises and equipment expense$507,0004,425
Additional noninterest expense$1,152,0004,413
Pre-tax net operating income$3,282,0001,655
Securities gains (losses)$-1,0006,828
Applicable income taxes$275,0002,499
Income before extraordinary items$3,006,0001,361
Extraordinary gains, net$039
Net income$3,006,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$641,0002,471
Cash dividends$2,780,000991
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,006,9201,460
2008-09-30 (YTD Data)Rank
Total interest income$8,381,0003,290
Total interest expense$3,431,0003,284
Net interest income$4,950,0003,245
Provision for loan and lease losses$225,0004,003
Total noninterest income$928,0003,043
Gross Fiduciary activities income$539,000490
Service charges on deposit accounts$181,0004,464
Trading account gains and fees$0148
Additional Noninterest Income$208,0004,341
Total noninterest expense$3,205,0004,018
Salaries and employee benefits$2,024,0003,582
Premises and equipment expense$378,0004,457
Additional noninterest expense$803,0004,548
Pre-tax net operating income$2,448,0001,960
Securities gains (losses)$-1,0007,156
Applicable income taxes$209,0002,866
Income before extraordinary items$2,238,0001,614
Extraordinary gains, net$031
Net income$2,238,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0003,076
Cash dividends$2,085,000978
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,238,9101,703
2008-06-30 (YTD Data)Rank
Total interest income$5,545,0003,370
Total interest expense$2,347,0003,339
Net interest income$3,198,0003,318
Provision for loan and lease losses$175,0003,369
Total noninterest income$568,0003,244
Gross Fiduciary activities income$327,000527
Service charges on deposit accounts$118,0004,516
Trading account gains and fees$0149
Additional Noninterest Income$123,0004,665
Total noninterest expense$2,106,0004,090
Salaries and employee benefits$1,351,0003,613
Premises and equipment expense$252,0004,485
Additional noninterest expense$503,0004,714
Pre-tax net operating income$1,485,0002,218
Securities gains (losses)$-1,0007,955
Applicable income taxes$138,0003,121
Income before extraordinary items$1,346,0001,974
Extraordinary gains, net$021
Net income$1,346,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,430
Cash dividends$1,390,0001,071
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,346,9101,935
2008-03-31 (YTD Data)Rank
Total interest income$2,768,0003,455
Total interest expense$1,210,0003,426
Net interest income$1,558,0003,394
Provision for loan and lease losses$50,0003,776
Total noninterest income$300,0003,138
Gross Fiduciary activities income$177,000510
Service charges on deposit accounts$58,0004,507
Trading account gains and fees$0158
Additional Noninterest Income$65,0004,545
Total noninterest expense$1,005,0004,217
Salaries and employee benefits$635,0003,799
Premises and equipment expense$127,0004,473
Additional noninterest expense$243,0004,780
Pre-tax net operating income$803,0002,152
Securities gains (losses)$-1,0008,175
Applicable income taxes$91,0002,912
Income before extraordinary items$711,0002,009
Extraordinary gains, net$015
Net income$711,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,496
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$711,8901,948
2007-12-31 (YTD Data)Rank
Total interest income$10,883,0003,557
Total interest expense$4,871,0003,528
Net interest income$6,012,0003,493
Provision for loan and lease losses$750,0001,744
Total noninterest income$1,453,0002,765
Gross Fiduciary activities income$699,000510
Service charges on deposit accounts$268,0004,323
Trading account gains and fees$0178
Additional Noninterest Income$486,0003,368
Total noninterest expense$3,727,0004,336
Salaries and employee benefits$2,297,0003,957
Premises and equipment expense$544,0004,114
Additional noninterest expense$886,0005,003
Pre-tax net operating income$2,988,0002,484
Securities gains (losses)$02,146
Applicable income taxes$208,0003,803
Income before extraordinary items$2,780,0002,173
Extraordinary gains, net$039
Net income$2,780,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$966,0001,055
Cash dividends$1,556,0001,950
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,780,0002,156
2007-09-30 (YTD Data)Rank
Total interest income$8,022,0003,603
Total interest expense$3,538,0003,613
Net interest income$4,484,0003,521
Provision for loan and lease losses$750,0001,146
Total noninterest income$1,155,0002,663
Gross Fiduciary activities income$525,000517
Service charges on deposit accounts$202,0004,322
Trading account gains and fees$0184
Additional Noninterest Income$428,0003,088
Total noninterest expense$2,746,0004,374
Salaries and employee benefits$1,713,0003,961
Premises and equipment expense$414,0004,061
Additional noninterest expense$619,0005,189
Pre-tax net operating income$2,143,0002,710
Securities gains (losses)$01,655
Applicable income taxes$152,0004,029
Income before extraordinary items$1,991,0002,376
Extraordinary gains, net$033
Net income$1,991,0002,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$964,000673
Cash dividends$604,0002,662
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,991,0002,357
2007-06-30 (YTD Data)Rank
Total interest income$5,237,0003,663
Total interest expense$2,284,0003,700
Net interest income$2,953,0003,580
Provision for loan and lease losses$700,000777
Total noninterest income$862,0002,456
Gross Fiduciary activities income$358,000516
Service charges on deposit accounts$129,0004,409
Trading account gains and fees$0168
Additional Noninterest Income$375,0002,662
Total noninterest expense$1,809,0004,432
Salaries and employee benefits$1,127,0004,035
Premises and equipment expense$274,0004,110
Additional noninterest expense$408,0005,235
Pre-tax net operating income$1,306,0002,938
Securities gains (losses)$01,444
Applicable income taxes$94,0004,191
Income before extraordinary items$1,212,0002,621
Extraordinary gains, net$029
Net income$1,212,0002,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$969,000456
Cash dividends$302,0003,093
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,212,0002,600
2007-03-31 (YTD Data)Rank
Total interest income$2,548,0003,734
Total interest expense$1,114,0003,726
Net interest income$1,434,0003,672
Provision for loan and lease losses$500,000524
Total noninterest income$288,0003,193
Gross Fiduciary activities income$186,000501
Service charges on deposit accounts$60,0004,528
Trading account gains and fees$0195
Additional Noninterest Income$42,0005,429
Total noninterest expense$874,0004,524
Salaries and employee benefits$556,0004,101
Premises and equipment expense$128,0004,318
Additional noninterest expense$190,0005,431
Pre-tax net operating income$348,0004,331
Securities gains (losses)$01,187
Applicable income taxes$31,0004,589
Income before extraordinary items$317,0004,044
Extraordinary gains, net$022
Net income$317,0004,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$743,000301
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$317,0004,023
2006-12-31 (YTD Data)Rank
Total interest income$9,482,0003,729
Total interest expense$3,590,0003,847
Net interest income$5,892,0003,568
Provision for loan and lease losses$-100,0008,464
Total noninterest income$1,244,0003,051
Gross Fiduciary activities income$815,000464
Service charges on deposit accounts$262,0004,393
Trading account gains and fees$0130
Additional Noninterest Income$167,0005,438
Total noninterest expense$3,540,0004,378
Salaries and employee benefits$2,091,0004,135
Premises and equipment expense$489,0004,334
Additional noninterest expense$960,0004,642
Pre-tax net operating income$3,696,0002,387
Securities gains (losses)$-31,0007,737
Applicable income taxes$228,0004,157
Income before extraordinary items$3,437,0002,049
Extraordinary gains, net$051
Net income$3,437,0002,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0001,406
Cash dividends$3,403,000999
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,466,1402,022
2006-09-30 (YTD Data)Rank
Total interest income$6,908,0003,774
Total interest expense$2,551,0003,904
Net interest income$4,357,0003,625
Provision for loan and lease losses$-100,0008,571
Total noninterest income$951,0003,033
Gross Fiduciary activities income$623,000453
Service charges on deposit accounts$195,0004,446
Trading account gains and fees$0126
Additional Noninterest Income$133,0005,349
Total noninterest expense$2,583,0004,439
Salaries and employee benefits$1,579,0004,096
Premises and equipment expense$367,0004,337
Additional noninterest expense$637,0005,024
Pre-tax net operating income$2,825,0002,433
Securities gains (losses)$-31,0008,000
Applicable income taxes$170,0004,350
Income before extraordinary items$2,624,0002,067
Extraordinary gains, net$045
Net income$2,624,0002,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,000957
Cash dividends$2,448,000981
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,653,1402,041
2006-06-30 (YTD Data)Rank
Total interest income$4,445,0003,826
Total interest expense$1,584,0003,972
Net interest income$2,861,0003,671
Provision for loan and lease losses$-100,0008,629
Total noninterest income$623,0003,046
Gross Fiduciary activities income$410,000460
Service charges on deposit accounts$125,0004,515
Trading account gains and fees$0126
Additional Noninterest Income$88,0005,398
Total noninterest expense$1,765,0004,363
Salaries and employee benefits$1,051,0004,123
Premises and equipment expense$247,0004,309
Additional noninterest expense$467,0004,688
Pre-tax net operating income$1,819,0002,494
Securities gains (losses)$01,185
Applicable income taxes$106,0004,446
Income before extraordinary items$1,713,0002,101
Extraordinary gains, net$039
Net income$1,713,0002,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,000661
Cash dividends$1,632,000976
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,713,0002,086
2006-03-31 (YTD Data)Rank
Total interest income$2,123,0003,896
Total interest expense$747,0004,009
Net interest income$1,376,0003,780
Provision for loan and lease losses$-100,0008,670
Total noninterest income$337,0002,855
Gross Fiduciary activities income$236,000421
Service charges on deposit accounts$51,0004,914
Trading account gains and fees$0115
Additional Noninterest Income$50,0005,119
Total noninterest expense$933,0004,205
Salaries and employee benefits$531,0004,118
Premises and equipment expense$125,0004,297
Additional noninterest expense$277,0004,151
Pre-tax net operating income$880,0002,508
Securities gains (losses)$0955
Applicable income taxes$64,0004,174
Income before extraordinary items$816,0002,144
Extraordinary gains, net$021
Net income$816,0002,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$816,0002,132
2005-12-31 (YTD Data)Rank
Total interest income$7,884,0003,797
Total interest expense$2,566,0003,741
Net interest income$5,318,0003,782
Provision for loan and lease losses$07,120
Total noninterest income$994,0003,584
Gross Fiduciary activities income$667,000502
Service charges on deposit accounts$197,0005,074
Trading account gains and fees$0138
Additional Noninterest Income$130,0005,978
Total noninterest expense$3,289,0004,491
Salaries and employee benefits$1,950,0004,195
Premises and equipment expense$505,0004,153
Additional noninterest expense$834,0005,028
Pre-tax net operating income$3,023,0002,738
Securities gains (losses)$02,296
Applicable income taxes$215,0004,579
Income before extraordinary items$2,808,0002,370
Extraordinary gains, net$046
Net income$2,808,0002,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-400,0008,774
Cash dividends$2,779,0001,106
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,808,0002,344
2005-09-30 (YTD Data)Rank
Total interest income$5,769,0003,820
Total interest expense$1,824,0003,755
Net interest income$3,945,0003,807
Provision for loan and lease losses$06,899
Total noninterest income$744,0003,585
Gross Fiduciary activities income$504,000493
Service charges on deposit accounts$149,0005,085
Trading account gains and fees$0126
Additional Noninterest Income$91,0006,086
Total noninterest expense$2,487,0004,439
Salaries and employee benefits$1,464,0004,168
Premises and equipment expense$383,0004,093
Additional noninterest expense$640,0004,900
Pre-tax net operating income$2,202,0002,840
Securities gains (losses)$02,317
Applicable income taxes$148,0004,820
Income before extraordinary items$2,054,0002,434
Extraordinary gains, net$035
Net income$2,054,0002,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-377,0008,800
Cash dividends$2,238,000965
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,054,0002,404
2005-06-30 (YTD Data)Rank
Total interest income$3,723,0003,842
Total interest expense$1,140,0003,768
Net interest income$2,583,0003,823
Provision for loan and lease losses$06,626
Total noninterest income$497,0003,534
Gross Fiduciary activities income$339,000492
Service charges on deposit accounts$98,0005,081
Trading account gains and fees$0116
Additional Noninterest Income$60,0006,128
Total noninterest expense$1,675,0004,386
Salaries and employee benefits$978,0004,140
Premises and equipment expense$251,0004,138
Additional noninterest expense$446,0004,755
Pre-tax net operating income$1,405,0002,896
Securities gains (losses)$02,146
Applicable income taxes$85,0005,018
Income before extraordinary items$1,320,0002,454
Extraordinary gains, net$030
Net income$1,320,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-380,0008,813
Cash dividends$1,697,000852
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,320,0002,421
2005-03-31 (YTD Data)Rank
Total interest income$1,791,0003,936
Total interest expense$548,0003,768
Net interest income$1,243,0003,947
Provision for loan and lease losses$06,226
Total noninterest income$252,0003,438
Gross Fiduciary activities income$179,000487
Service charges on deposit accounts$49,0005,045
Trading account gains and fees$0115
Additional Noninterest Income$24,0006,543
Total noninterest expense$819,0004,483
Salaries and employee benefits$490,0004,150
Premises and equipment expense$128,0004,125
Additional noninterest expense$201,0005,048
Pre-tax net operating income$676,0002,934
Securities gains (losses)$01,685
Applicable income taxes$47,0004,839
Income before extraordinary items$629,0002,519
Extraordinary gains, net$024
Net income$629,0002,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$351,0001,580
Sale, conversion, retirement of capital stock, net$0491
Net operating income$629,0002,481
2004-12-31 (YTD Data)Rank
Total interest income$6,796,0003,896
Total interest expense$2,024,0003,615
Net interest income$4,772,0003,945
Provision for loan and lease losses$07,314
Total noninterest income$917,0003,750
Gross Fiduciary activities income$637,000487
Service charges on deposit accounts$180,0005,427
Trading account gains and fees$0138
Additional Noninterest Income$100,0006,428
Total noninterest expense$3,092,0004,568
Salaries and employee benefits$1,858,0004,235
Premises and equipment expense$511,0004,019
Additional noninterest expense$723,0005,414
Pre-tax net operating income$2,597,0002,904
Securities gains (losses)$03,819
Applicable income taxes$191,0004,811
Income before extraordinary items$2,406,0002,513
Extraordinary gains, net$034
Net income$2,406,0002,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,768
Cash dividends$1,275,0001,944
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,406,0002,459
2004-09-30 (YTD Data)Rank
Total interest income$5,046,0003,911
Total interest expense$1,516,0003,569
Net interest income$3,530,0003,982
Provision for loan and lease losses$07,100
Total noninterest income$698,0003,740
Gross Fiduciary activities income$485,000484
Service charges on deposit accounts$138,0005,445
Trading account gains and fees$0134
Additional Noninterest Income$75,0006,422
Total noninterest expense$2,267,0004,609
Salaries and employee benefits$1,404,0004,166
Premises and equipment expense$365,0004,164
Additional noninterest expense$498,0005,649
Pre-tax net operating income$1,961,0002,932
Securities gains (losses)$03,710
Applicable income taxes$141,0004,922
Income before extraordinary items$1,820,0002,539
Extraordinary gains, net$026
Net income$1,820,0002,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,451
Cash dividends$904,0001,836
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,820,0002,470
2004-06-30 (YTD Data)Rank
Total interest income$3,331,0003,936
Total interest expense$1,009,0003,570
Net interest income$2,322,0004,017
Provision for loan and lease losses$06,885
Total noninterest income$470,0003,712
Gross Fiduciary activities income$333,000473
Service charges on deposit accounts$90,0005,491
Trading account gains and fees$0130
Additional Noninterest Income$47,0006,544
Total noninterest expense$1,481,0004,703
Salaries and employee benefits$933,0004,195
Premises and equipment expense$216,0004,527
Additional noninterest expense$332,0005,657
Pre-tax net operating income$1,311,0002,893
Securities gains (losses)$03,413
Applicable income taxes$94,0004,923
Income before extraordinary items$1,217,0002,496
Extraordinary gains, net$021
Net income$1,217,0002,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,118
Cash dividends$534,0002,047
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,217,0002,431
2004-03-31 (YTD Data)Rank
Total interest income$1,683,0003,896
Total interest expense$514,0003,554
Net interest income$1,169,0003,976
Provision for loan and lease losses$06,501
Total noninterest income$244,0003,582
Gross Fiduciary activities income$178,000465
Service charges on deposit accounts$42,0005,572
Trading account gains and fees$0121
Additional Noninterest Income$24,0006,514
Total noninterest expense$754,0004,667
Salaries and employee benefits$470,0004,203
Premises and equipment expense$111,0004,485
Additional noninterest expense$173,0005,550
Pre-tax net operating income$659,0002,839
Securities gains (losses)$02,934
Applicable income taxes$43,0005,036
Income before extraordinary items$616,0002,440
Extraordinary gains, net$016
Net income$616,0002,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$66,0003,235
Sale, conversion, retirement of capital stock, net$0464
Net operating income$616,0002,354
2003-12-31 (YTD Data)Rank
Total interest income$6,761,0003,928
Total interest expense$2,342,0003,517
Net interest income$4,419,0004,053
Provision for loan and lease losses$07,651
Total noninterest income$893,0003,970
Gross Fiduciary activities income$604,000500
Service charges on deposit accounts$178,0005,511
Trading account gains and fees$0160
Additional Noninterest Income$111,0006,356
Total noninterest expense$2,929,0004,680
Salaries and employee benefits$1,780,0004,299
Premises and equipment expense$423,0004,549
Additional noninterest expense$726,0005,376
Pre-tax net operating income$2,383,0002,993
Securities gains (losses)$04,500
Applicable income taxes$174,0005,105
Income before extraordinary items$2,209,0002,652
Extraordinary gains, net$054
Net income$2,209,0002,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,746
Cash dividends$2,582,0001,131
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,209,0002,526
2003-09-30 (YTD Data)Rank
Total interest income$5,131,0003,947
Total interest expense$1,798,0003,560
Net interest income$3,333,0004,051
Provision for loan and lease losses$07,481
Total noninterest income$683,0003,996
Gross Fiduciary activities income$458,000502
Service charges on deposit accounts$137,0005,485
Trading account gains and fees$0153
Additional Noninterest Income$88,0006,309
Total noninterest expense$2,168,0004,710
Salaries and employee benefits$1,345,0004,264
Premises and equipment expense$322,0004,514
Additional noninterest expense$501,0005,635
Pre-tax net operating income$1,848,0003,015
Securities gains (losses)$04,204
Applicable income taxes$137,0005,229
Income before extraordinary items$1,711,0002,677
Extraordinary gains, net$040
Net income$1,711,0002,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,994
Cash dividends$1,811,0001,097
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,711,0002,530
2003-06-30 (YTD Data)Rank
Total interest income$3,481,0003,920
Total interest expense$1,235,0003,582
Net interest income$2,246,0004,022
Provision for loan and lease losses$07,324
Total noninterest income$431,0004,077
Gross Fiduciary activities income$283,000533
Service charges on deposit accounts$93,0005,436
Trading account gains and fees$0150
Additional Noninterest Income$55,0006,401
Total noninterest expense$1,452,0004,688
Salaries and employee benefits$902,0004,251
Premises and equipment expense$216,0004,484
Additional noninterest expense$334,0005,624
Pre-tax net operating income$1,225,0003,036
Securities gains (losses)$03,782
Applicable income taxes$87,0005,305
Income before extraordinary items$1,138,0002,694
Extraordinary gains, net$030
Net income$1,138,0002,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,628
Cash dividends$1,208,0001,111
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,138,0002,542
2003-03-31 (YTD Data)Rank
Total interest income$1,829,0003,775
Total interest expense$639,0003,565
Net interest income$1,190,0003,848
Provision for loan and lease losses$06,934
Total noninterest income$215,0003,991
Gross Fiduciary activities income$141,000539
Service charges on deposit accounts$46,0005,391
Trading account gains and fees$0134
Additional Noninterest Income$28,0006,362
Total noninterest expense$719,0004,718
Salaries and employee benefits$447,0004,260
Premises and equipment expense$107,0004,503
Additional noninterest expense$165,0005,630
Pre-tax net operating income$686,0002,777
Securities gains (losses)$02,891
Applicable income taxes$48,0005,169
Income before extraordinary items$638,0002,390
Extraordinary gains, net$021
Net income$638,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,512
Cash dividends$163,0002,442
Sale, conversion, retirement of capital stock, net$0419
Net operating income$638,0002,266
2002-12-31 (YTD Data)Rank
Total interest income$7,603,0003,802
Total interest expense$3,053,0003,495
Net interest income$4,550,0003,954
Provision for loan and lease losses$270,0003,677
Total noninterest income$882,0003,754
Gross Fiduciary activities income$627,000499
Service charges on deposit accounts$200,0005,194
Trading account gains and fees$0153
Additional Noninterest Income$55,0007,472
Total noninterest expense$2,664,0004,867
Salaries and employee benefits$1,654,0004,349
Premises and equipment expense$415,0004,517
Additional noninterest expense$595,0005,964
Pre-tax net operating income$2,498,0002,880
Securities gains (losses)$-1,0008,656
Applicable income taxes$170,0005,339
Income before extraordinary items$2,327,0002,487
Extraordinary gains, net$070
Net income$2,327,0002,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0004,236
Cash dividends$1,676,0001,519
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,327,9302,399
2001-12-31 (YTD Data)Rank
Total interest income$8,798,0003,704
Total interest expense$4,285,0003,598
Net interest income$4,513,0003,757
Provision for loan and lease losses$657,0001,766
Total noninterest income$961,0003,443
Gross Fiduciary activities income$673,000508
Service charges on deposit accounts$178,0005,424
Trading account gains and fees$0177
Additional Noninterest Income$110,0006,201
Total noninterest expense$2,898,0004,452
Salaries and employee benefits$1,664,0004,178
Premises and equipment expense$425,0004,407
Additional noninterest expense$809,0004,743
Pre-tax net operating income$1,919,0003,275
Securities gains (losses)$1,0004,410
Applicable income taxes$149,0005,456
Income before extraordinary items$1,771,0002,837
Extraordinary gains, net$0105
Net income$1,771,0002,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,802
Cash dividends$1,637,0001,550
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,770,0802,753
2000-12-31 (YTD Data)Rank
Total interest income$8,968,0003,730
Total interest expense$4,059,0003,927
Net interest income$4,909,0003,531
Provision for loan and lease losses$1,523,000749
Total noninterest income$939,0003,281
Gross Fiduciary activities income$665,000515
Service charges on deposit accounts$166,0005,543
Trading account gains and fees$0180
Additional Noninterest Income$108,0006,248
Total noninterest expense$2,850,0004,411
Salaries and employee benefits$1,598,0004,152
Premises and equipment expense$426,0004,300
Additional noninterest expense$826,0004,627
Pre-tax net operating income$1,475,0004,112
Securities gains (losses)$01,956
Applicable income taxes$189,0005,498
Income before extraordinary items$1,286,0003,668
Extraordinary gains, net$038
Net income$1,286,0003,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,344,000614
Cash dividends$1,704,0001,513
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,286,0003,660
1999-12-31 (YTD Data)Rank
Total interest income$8,342,0003,762
Total interest expense$3,620,0003,926
Net interest income$4,722,0003,633
Provision for loan and lease losses$175,0003,893
Total noninterest income$915,0003,314
Gross Fiduciary activities income$624,000577
Service charges on deposit accounts$180,0005,397
Trading account gains and fees$0173
Additional Noninterest Income$111,0006,379
Total noninterest expense$2,767,0004,511
Salaries and employee benefits$1,451,0004,450
Premises and equipment expense$449,0004,131
Additional noninterest expense$867,0004,501
Pre-tax net operating income$2,695,0002,632
Securities gains (losses)$-15,0009,468
Applicable income taxes$327,0004,615
Income before extraordinary items$2,353,0002,226
Extraordinary gains, net$035
Net income$2,353,0002,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0001,942
Cash dividends$1,572,0001,630
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,366,2002,183
1998-12-31 (YTD Data)Rank
Total interest income$8,262,0003,829
Total interest expense$3,908,0003,768
Net interest income$4,354,0003,845
Provision for loan and lease losses$95,0005,236
Total noninterest income$844,0003,480
Gross Fiduciary activities income$591,000586
Service charges on deposit accounts$180,0005,433
Trading account gains and fees$0224
Additional Noninterest Income$73,0007,394
Total noninterest expense$2,784,0004,394
Salaries and employee benefits$1,406,0004,486
Premises and equipment expense$504,0003,672
Additional noninterest expense$874,0004,387
Pre-tax net operating income$2,319,0002,970
Securities gains (losses)$04,449
Applicable income taxes$1,017,0002,290
Income before extraordinary items$1,302,0003,690
Extraordinary gains, net$032
Net income$1,302,0003,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0009,971
Cash dividends$1,495,0001,684
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,302,0003,594
1997-12-31 (YTD Data)Rank
Total interest income$7,897,0004,022
Total interest expense$3,767,0003,897
Net interest income$4,130,0004,124
Provision for loan and lease losses$150,0004,117
Total noninterest income$865,0003,393
Gross Fiduciary activities income$525,000636
Service charges on deposit accounts$180,0005,659
Trading account gains and fees$0239
Additional Noninterest Income$160,0005,533
Total noninterest expense$2,886,0004,233
Salaries and employee benefits$1,391,0004,527
Premises and equipment expense$470,0003,910
Additional noninterest expense$1,025,0003,814
Pre-tax net operating income$1,959,0003,604
Securities gains (losses)$03,944
Applicable income taxes$730,0003,134
Income before extraordinary items$1,229,0003,975
Extraordinary gains, net$044
Net income$1,229,0003,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0001,520
Cash dividends$924,0002,333
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,229,0003,903
1996-12-31 (YTD Data)Rank
Total interest income$7,923,0004,077
Total interest expense$3,702,0003,975
Net interest income$4,221,0004,119
Provision for loan and lease losses$09,041
Total noninterest income$800,0003,711
Gross Fiduciary activities income$482,000721
Service charges on deposit accounts$193,0005,685
Trading account gains and fees$0262
Additional Noninterest Income$125,0006,477
Total noninterest expense$2,715,0004,687
Salaries and employee benefits$1,599,0004,071
Premises and equipment expense$406,0004,483
Additional noninterest expense$710,0005,684
Pre-tax net operating income$2,306,0003,030
Securities gains (losses)$14,0002,256
Applicable income taxes$536,0003,926
Income before extraordinary items$1,784,0002,724
Extraordinary gains, net$053
Net income$1,784,0002,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,767
Cash dividends$1,188,0001,909
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,773,2202,695
1995-12-31 (YTD Data)Rank
Total interest income$7,986,0004,024
Total interest expense$4,030,0003,655
Net interest income$3,956,0004,353
Provision for loan and lease losses$-253,00011,842
Total noninterest income$787,0003,728
Gross Fiduciary activities income$440,000781
Service charges on deposit accounts$173,0006,200
Trading account gains and fees$0522
Additional Noninterest Income$174,0005,545
Total noninterest expense$2,723,0004,641
Salaries and employee benefits$1,488,0004,308
Premises and equipment expense$409,0004,452
Additional noninterest expense$826,0005,120
Pre-tax net operating income$2,273,0003,123
Securities gains (losses)$03,831
Applicable income taxes$777,0002,946
Income before extraordinary items$1,496,0003,265
Extraordinary gains, net$065
Net income$1,496,0003,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-185,00011,844
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,496,0003,232
1994-12-31 (YTD Data)Rank
Total interest income$7,618,0003,911
Total interest expense$3,244,0003,688
Net interest income$4,374,0004,026
Provision for loan and lease losses$09,146
Total noninterest income$956,0003,213
Gross Fiduciary activities income$423,000794
Service charges on deposit accounts$250,0005,049
Trading account gains and fees$31,000309
Additional Noninterest Income$252,0004,576
Total noninterest expense$2,913,0004,526
Salaries and employee benefits$1,548,0004,170
Premises and equipment expense$424,0004,371
Additional noninterest expense$941,0004,973
Pre-tax net operating income$2,417,0002,914
Securities gains (losses)$289,000394
Applicable income taxes$1,123,0002,006
Income before extraordinary items$1,583,0003,035
Extraordinary gains, net$0249
Net income$1,583,0003,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-263,00012,456
Cash dividends$1,337,0001,534
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,398,0403,398
1993-12-31 (YTD Data)Rank
Total interest income$7,734,0003,938
Total interest expense$3,476,0003,609
Net interest income$4,258,0004,161
Provision for loan and lease losses$103,0005,680
Total noninterest income$762,0004,148
Gross Fiduciary activities income$363,000871
Service charges on deposit accounts$272,0004,796
Trading account gains and fees$0532
Additional Noninterest Income$127,0007,107
Total noninterest expense$3,084,0004,400
Salaries and employee benefits$1,582,0004,073
Premises and equipment expense$394,0004,776
Additional noninterest expense$1,108,0004,506
Pre-tax net operating income$1,833,0003,607
Securities gains (losses)$48,0003,456
Applicable income taxes$735,0002,975
Income before extraordinary items$1,146,0004,185
Extraordinary gains, net$1,122,000210
Net income$2,268,0002,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-137,00013,025
Cash dividends$2,046,000990
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,115,2804,058
1992-12-31 (YTD Data)Rank
Total interest income$7,962,0004,303
Total interest expense$4,330,0003,792
Net interest income$3,632,0004,850
Provision for loan and lease losses$240,0004,686
Total noninterest income$782,0004,037
Gross Fiduciary activities income$356,000883
Service charges on deposit accounts$268,0004,862
Trading account gains and fees$0504
Additional Noninterest Income$158,0006,458
Total noninterest expense$2,985,0004,558
Salaries and employee benefits$1,404,0004,485
Premises and equipment expense$364,0005,189
Additional noninterest expense$1,217,0004,290
Pre-tax net operating income$1,189,0004,948
Securities gains (losses)$28,0005,098
Applicable income taxes$112,0009,602
Income before extraordinary items$1,105,0004,114
Extraordinary gains, net$01,422
Net income$1,105,0004,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,0002,320
Cash dividends$1,056,0001,476
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,079,5203,897

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.