Home > First State Bank & Trust Company > Income and Expense
First State Bank & Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $33,989,000 | 1,007 |
| Total interest expense | $13,909,000 | 1,164 |
| Net interest income | $20,080,000 | 893 |
| Provision for loan and lease losses | $907,000 | 1,070 |
| Total noninterest income | $5,921,000 | 821 |
| Gross Fiduciary activities income | $1,238,000 | 415 |
| Service charges on deposit accounts | $2,846,000 | 467 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,837,000 | 1,165 |
| Total noninterest expense | $16,303,000 | 873 |
| Salaries and employee benefits | $5,005,000 | 1,323 |
| Premises and equipment expense | $1,928,000 | 1,033 |
| Additional noninterest expense | $9,370,000 | 617 |
| Pre-tax net operating income | $8,791,000 | 926 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $2,968,000 | 942 |
| Income before extraordinary items | $5,829,000 | 955 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,829,000 | 956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,424 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,825,040 | 923 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $29,487,000 | 1,168 |
| Total interest expense | $11,314,000 | 1,427 |
| Net interest income | $18,173,000 | 1,009 |
| Provision for loan and lease losses | $235,000 | 3,076 |
| Total noninterest income | $5,739,000 | 869 |
| Gross Fiduciary activities income | $1,287,000 | 448 |
| Service charges on deposit accounts | $2,441,000 | 564 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,011,000 | 1,155 |
| Total noninterest expense | $13,486,000 | 1,101 |
| Salaries and employee benefits | $5,693,000 | 1,177 |
| Premises and equipment expense | $2,396,000 | 910 |
| Additional noninterest expense | $5,397,000 | 1,067 |
| Pre-tax net operating income | $10,191,000 | 777 |
| Securities gains (losses) | $68,000 | 1,155 |
| Applicable income taxes | $3,298,000 | 806 |
| Income before extraordinary items | $6,961,000 | 783 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,961,000 | 784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,470 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,914,760 | 766 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $27,238,000 | 1,265 |
| Total interest expense | $9,218,000 | 1,722 |
| Net interest income | $18,020,000 | 1,020 |
| Provision for loan and lease losses | $603,000 | 1,341 |
| Total noninterest income | $5,896,000 | 856 |
| Gross Fiduciary activities income | $1,210,000 | 490 |
| Service charges on deposit accounts | $2,128,000 | 645 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,558,000 | 977 |
| Total noninterest expense | $15,841,000 | 962 |
| Salaries and employee benefits | $7,181,000 | 953 |
| Premises and equipment expense | $2,868,000 | 789 |
| Additional noninterest expense | $5,792,000 | 999 |
| Pre-tax net operating income | $7,472,000 | 1,040 |
| Securities gains (losses) | $34,000 | 1,546 |
| Applicable income taxes | $2,229,000 | 1,150 |
| Income before extraordinary items | $5,277,000 | 1,010 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,277,000 | 1,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,184 |
| Cash dividends | $1,800,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,253,200 | 1,006 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,218,000 | 1,298 |
| Total interest expense | $7,731,000 | 1,633 |
| Net interest income | $16,487,000 | 1,117 |
| Provision for loan and lease losses | $623,000 | 1,301 |
| Total noninterest income | $6,449,000 | 781 |
| Gross Fiduciary activities income | $1,288,000 | 461 |
| Service charges on deposit accounts | $1,990,000 | 687 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,171,000 | 849 |
| Total noninterest expense | $16,101,000 | 960 |
| Salaries and employee benefits | $8,764,000 | 787 |
| Premises and equipment expense | $2,567,000 | 858 |
| Additional noninterest expense | $4,770,000 | 1,223 |
| Pre-tax net operating income | $6,212,000 | 1,206 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,828,000 | 1,299 |
| Income before extraordinary items | $4,384,000 | 1,157 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,384,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,742 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,384,000 | 1,171 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,947,000 | 1,440 |
| Total interest expense | $7,461,000 | 1,760 |
| Net interest income | $14,486,000 | 1,249 |
| Provision for loan and lease losses | $1,425,000 | 1,041 |
| Total noninterest income | $4,337,000 | 1,098 |
| Gross Fiduciary activities income | $1,145,000 | 509 |
| Service charges on deposit accounts | $2,081,000 | 664 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,111,000 | 1,896 |
| Total noninterest expense | $12,466,000 | 1,237 |
| Salaries and employee benefits | $6,252,000 | 1,092 |
| Premises and equipment expense | $2,071,000 | 1,049 |
| Additional noninterest expense | $4,143,000 | 1,470 |
| Pre-tax net operating income | $4,932,000 | 1,419 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,201,000 | 1,920 |
| Income before extraordinary items | $3,731,000 | 1,359 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,731,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 2,372 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,731,000 | 1,277 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,252,000 | 1,562 |
| Total interest expense | $9,708,000 | 1,759 |
| Net interest income | $13,544,000 | 1,369 |
| Provision for loan and lease losses | $1,200,000 | 1,633 |
| Total noninterest income | $3,982,000 | 1,144 |
| Gross Fiduciary activities income | $1,033,000 | 546 |
| Service charges on deposit accounts | $1,936,000 | 689 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,013,000 | 1,983 |
| Total noninterest expense | $12,664,000 | 1,251 |
| Salaries and employee benefits | $6,889,000 | 993 |
| Premises and equipment expense | $2,029,000 | 1,107 |
| Additional noninterest expense | $3,746,000 | 1,669 |
| Pre-tax net operating income | $3,662,000 | 1,689 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $841,000 | 2,470 |
| Income before extraordinary items | $2,821,000 | 1,631 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,821,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $891,000 | 1,679 |
| Cash dividends | $2,900,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,821,000 | 1,517 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.