Home > First State Bank & Trust Company > Assets and Liabilities
First State Bank & Trust Company, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 141 | 1,242 |
| Assets and Liabilities | ||
| Total Assets: | $439,999,000 | 1,075 |
| Cash and due from depository institutions | $38,542,000 | 1,242 |
| Interest-bearing balances | $16,244,000 | 249 |
| Securities | $76,167,000 | 1,512 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,974 |
| Net loans & leases | $298,632,000 | 994 |
| Loan loss allowance | $4,548,000 | 895 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,200,000 | 1,244 |
| Other real estate owned | $294,000 | 1,242 |
| Goodwill and other intangibles | $5,854,000 | 509 |
| All other assets | $7,310,000 | 1,096 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $439,999,000 | 1,075 |
| Total liabilities | $398,725,000 | 1,076 |
| Total deposits | $381,148,000 | 994 |
| Interest-bearing deposits | $302,444,000 | 1,067 |
| Deposits held in domestic offices | $381,148,000 | 987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,346,000 | 996 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,027,000 | 2,431 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,204,000 | 1,393 |
| Total equity capital | $41,274,000 | 1,091 |
| Total bank equity capital | $41,274,000 | 1,091 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,500,000 | 1,450 |
| Surplus | $18,248,000 | 936 |
| Undivided profits | $20,526,000 | 1,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,200,000 | 2,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $4,187,000 | 539 |
| Earning assets | $398,043,000 | 1,090 |
| Long-term assets (5+ years) | $12,984,000 | 3,694 |
| Average Assets, year-to-date | $433,395,600 | 1,050 |
| Average Assets, quarterly | $441,607,500 | 1,066 |
| Volatile liabilities | $67,590,000 | 1,123 |
| Insider loans | $9,510,000 | 404 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,785,000 | 416 |
| Unused loan commitments | $76,155,000 | 800 |
| Tier 1 (core) risk-based capital | $34,979,000 | 1,201 |
| Tier 2 risk-based capital | $3,803,020 | 886 |
| Total risk weighted assets | $303,496,820 | 976 |
| Total unused commitments | $76,155,000 | 805 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 135 | 1,376 |
| Assets and Liabilities | ||
| Total Assets: | $417,816,000 | 1,177 |
| Cash and due from depository institutions | $31,521,000 | 1,376 |
| Interest-bearing balances | $4,730,000 | 811 |
| Securities | $105,696,000 | 1,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $259,334,000 | 1,164 |
| Loan loss allowance | $4,103,000 | 1,035 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,432,000 | 1,201 |
| Other real estate owned | $693,000 | 1,376 |
| Goodwill and other intangibles | $7,224,000 | 446 |
| All other assets | $6,916,000 | 1,217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,816,000 | 1,177 |
| Total liabilities | $380,723,000 | 1,164 |
| Total deposits | $366,833,000 | 1,063 |
| Interest-bearing deposits | $288,076,000 | 1,164 |
| Deposits held in domestic offices | $366,833,000 | 1,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,921,000 | 1,297 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,290,000 | 2,227 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,679,000 | 1,598 |
| Total equity capital | $37,093,000 | 1,217 |
| Total bank equity capital | $37,093,000 | 1,217 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,513 |
| Surplus | $18,248,000 | 989 |
| Undivided profits | $16,345,000 | 1,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $894,000 | 2,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,554,000 | 644 |
| Earning assets | $369,760,000 | 1,203 |
| Long-term assets (5+ years) | $8,577,000 | 4,566 |
| Average Assets, year-to-date | $372,311,200 | 1,230 |
| Average Assets, quarterly | $419,277,500 | 1,157 |
| Volatile liabilities | $43,264,000 | 1,544 |
| Insider loans | $5,310,000 | 806 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,798,000 | 451 |
| Unused loan commitments | $77,019,000 | 805 |
| Tier 1 (core) risk-based capital | $29,782,000 | 1,435 |
| Tier 2 risk-based capital | $3,195,210 | 1,057 |
| Total risk weighted assets | $254,709,310 | 1,164 |
| Total unused commitments | $77,019,000 | 810 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 214 | 897 |
| Assets and Liabilities | ||
| Total Assets: | $339,794,000 | 1,397 |
| Cash and due from depository institutions | $36,000,000 | 897 |
| Interest-bearing balances | $12,912,000 | 343 |
| Securities | $50,806,000 | 2,473 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 2,044 |
| Net loans & leases | $230,312,000 | 1,278 |
| Loan loss allowance | $4,097,000 | 1,054 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,376,000 | 905 |
| Other real estate owned | $1,033,000 | 897 |
| Goodwill and other intangibles | $14,000 | 2,942 |
| All other assets | $6,053,000 | 1,392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,794,000 | 1,397 |
| Total liabilities | $307,594,000 | 1,404 |
| Total deposits | $298,034,000 | 1,308 |
| Interest-bearing deposits | $223,692,000 | 1,527 |
| Deposits held in domestic offices | $298,034,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,599,000 | 1,579 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,875,000 | 2,463 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,086,000 | 1,500 |
| Total equity capital | $32,200,000 | 1,418 |
| Total bank equity capital | $32,200,000 | 1,418 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,500,000 | 1,550 |
| Surplus | $12,048,000 | 1,362 |
| Undivided profits | $17,652,000 | 1,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 3,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,267,000 | 713 |
| Earning assets | $301,230,000 | 1,452 |
| Long-term assets (5+ years) | $13,207,000 | 3,372 |
| Average Assets, year-to-date | $326,989,200 | 1,391 |
| Average Assets, quarterly | $332,374,000 | 1,412 |
| Volatile liabilities | $26,749,000 | 2,056 |
| Insider loans | $4,324,000 | 1,030 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $6,032,000 | 315 |
| Unused loan commitments | $59,422,000 | 938 |
| Tier 1 (core) risk-based capital | $32,034,000 | 1,352 |
| Tier 2 risk-based capital | $2,905,240 | 1,162 |
| Total risk weighted assets | $231,227,240 | 1,256 |
| Total unused commitments | $59,422,000 | 944 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 227 | 871 |
| Assets and Liabilities | ||
| Total Assets: | $325,466,000 | 1,419 |
| Cash and due from depository institutions | $27,547,000 | 871 |
| Interest-bearing balances | $2,022,000 | 1,578 |
| Securities | $72,351,000 | 1,816 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 2,522 |
| Net loans & leases | $208,281,000 | 1,347 |
| Loan loss allowance | $3,575,000 | 1,194 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,863,000 | 938 |
| Other real estate owned | $602,000 | 871 |
| Goodwill and other intangibles | $16,000 | 2,812 |
| All other assets | $5,356,000 | 1,601 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $325,466,000 | 1,419 |
| Total liabilities | $297,198,000 | 1,427 |
| Total deposits | $290,671,000 | 1,311 |
| Interest-bearing deposits | $214,626,000 | 1,550 |
| Deposits held in domestic offices | $290,671,000 | 1,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,925,000 | 2,310 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,221,000 | 2,972 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,381,000 | 1,584 |
| Total equity capital | $28,268,000 | 1,459 |
| Total bank equity capital | $28,268,000 | 1,459 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $12,048,000 | 1,299 |
| Undivided profits | $13,720,000 | 1,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,026,000 | 2,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,459,000 | 819 |
| Earning assets | $286,104,000 | 1,474 |
| Long-term assets (5+ years) | $16,529,000 | 2,935 |
| Average Assets, year-to-date | $321,490,200 | 1,400 |
| Average Assets, quarterly | $323,641,500 | 1,419 |
| Volatile liabilities | $16,061,000 | 3,021 |
| Insider loans | $4,867,000 | 867 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $3,580,000 | 322 |
| Unused loan commitments | $56,872,000 | 900 |
| Tier 1 (core) risk-based capital | $28,551,000 | 1,453 |
| Tier 2 risk-based capital | $2,685,570 | 1,219 |
| Total risk weighted assets | $213,950,470 | 1,312 |
| Total unused commitments | $56,872,000 | 909 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 198 | 1,042 |
| Assets and Liabilities | ||
| Total Assets: | $314,394,000 | 1,498 |
| Cash and due from depository institutions | $17,533,000 | 1,042 |
| Interest-bearing balances | $8,000 | 7,470 |
| Securities | $42,244,000 | 3,291 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 599 |
| Net loans & leases | $218,624,000 | 1,268 |
| Loan loss allowance | $3,287,000 | 1,356 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,459,000 | 978 |
| Other real estate owned | $684,000 | 1,042 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,850,000 | 1,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,394,000 | 1,498 |
| Total liabilities | $289,269,000 | 1,489 |
| Total deposits | $278,632,000 | 1,434 |
| Interest-bearing deposits | $209,587,000 | 1,641 |
| Deposits held in domestic offices | $278,632,000 | 1,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,050,000 | 1,189 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,587,000 | 1,488 |
| Total equity capital | $25,125,000 | 1,634 |
| Total bank equity capital | $25,125,000 | 1,634 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,500,000 | 1,598 |
| Surplus | $11,500,000 | 1,285 |
| Undivided profits | $11,125,000 | 2,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $803,000 | 3,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,894,000 | 915 |
| Earning assets | $283,876,000 | 1,516 |
| Long-term assets (5+ years) | $19,833,000 | 2,684 |
| Average Assets, year-to-date | $310,208,200 | 1,476 |
| Average Assets, quarterly | $308,861,500 | 1,506 |
| Volatile liabilities | $24,216,000 | 2,061 |
| Insider loans | $9,606,000 | 439 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $24,478,000 | 185 |
| Unused loan commitments | $46,733,000 | 1,027 |
| Tier 1 (core) risk-based capital | $25,125,000 | 1,589 |
| Tier 2 risk-based capital | $2,684,090 | 1,208 |
| Total risk weighted assets | $214,123,890 | 1,300 |
| Total unused commitments | $46,733,000 | 1,052 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 229 | 921 |
| Assets and Liabilities | ||
| Total Assets: | $320,173,000 | 1,526 |
| Cash and due from depository institutions | $28,350,000 | 921 |
| Interest-bearing balances | $5,980,000 | 1,237 |
| Securities | $53,334,000 | 2,546 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 711 |
| Net loans & leases | $200,796,000 | 1,429 |
| Loan loss allowance | $2,180,000 | 1,978 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,455,000 | 979 |
| Other real estate owned | $516,000 | 921 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,722,000 | 1,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $320,173,000 | 1,526 |
| Total liabilities | $296,779,000 | 1,510 |
| Total deposits | $284,536,000 | 1,476 |
| Interest-bearing deposits | $216,483,000 | 1,675 |
| Deposits held in domestic offices | $284,536,000 | 1,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,317,000 | 1,033 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,926,000 | 1,401 |
| Total equity capital | $23,394,000 | 1,657 |
| Total bank equity capital | $23,394,000 | 1,657 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,500,000 | 1,641 |
| Surplus | $9,500,000 | 1,472 |
| Undivided profits | $11,394,000 | 1,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,497,000 | 2,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,794,000 | 1,064 |
| Earning assets | $285,110,000 | 1,554 |
| Long-term assets (5+ years) | $40,530,000 | 1,427 |
| Average Assets, year-to-date | $309,855,000 | 1,542 |
| Average Assets, quarterly | $312,030,000 | 1,551 |
| Volatile liabilities | $21,629,000 | 2,207 |
| Insider loans | $1,298,000 | 610 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $15,602,000 | 180 |
| Unused loan commitments | $56,124,000 | 884 |
| Tier 1 (core) risk-based capital | $23,394,000 | 1,618 |
| Tier 2 risk-based capital | $2,180,000 | 1,474 |
| Total risk weighted assets | $205,160,200 | 1,416 |
| Total unused commitments | $56,124,000 | 902 |
| Derivatives | $0 | 651 |