Home > First State Bank & Trust Co. > Loan Charge- Offs and Recoveries
First State Bank & Trust Co., Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,265,000 | 667 |
| Loans secured by real estate, total | $1,518,000 | 367 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,518,000 | 366 |
| Construction and land development | $807,000 | 93 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $161,000 | 781 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $550,000 | 358 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $173,000 | 47 |
| Commercial and industrial loans | $184,000 | 1,501 |
| Loans to individuals | $390,000 | 947 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $390,000 | 743 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $121,000 | 2,245 |
| Loans secured by real estate, total | $10,000 | 2,816 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $10,000 | 2,815 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 1,960 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,843 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $32,000 | 2,626 |
| Loans to individuals | $79,000 | 1,240 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $79,000 | 1,092 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,144,000 | 546 |
| Loans secured by real estate, total | $1,508,000 | 287 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,508,000 | 286 |
| Construction and land development | $807,000 | 72 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $153,000 | 670 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $548,000 | 297 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $173,000 | 32 |
| Commercial and industrial loans | $152,000 | 1,233 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $311,000 | 871 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $311,000 | 646 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,322,000 | 666 |
| Loans secured by real estate, total | $1,405,000 | 424 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,405,000 | 424 |
| Construction and land development | $213,000 | 265 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $136,000 | 961 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $1,056,000 | 272 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $213,000 | 1,398 |
| Loans to individuals | $704,000 | 609 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $704,000 | 436 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $145,000 | 2,188 |
| Loans secured by real estate, total | $11,000 | 3,088 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $11,000 | 3,088 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 2,054 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,102 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $45,000 | 2,511 |
| Loans to individuals | $89,000 | 1,205 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $89,000 | 1,065 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,177,000 | 531 |
| Loans secured by real estate, total | $1,394,000 | 351 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,394,000 | 351 |
| Construction and land development | $213,000 | 221 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $127,000 | 847 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $1,054,000 | 215 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $168,000 | 1,169 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $615,000 | 496 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $615,000 | 297 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,399,000 | 795 |
| Loans secured by real estate, total | $1,396,000 | 568 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,396,000 | 566 |
| Construction and land development | $6,000 | 1,107 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $85,000 | 424 |
| Secured by nonfarm nonresidential properties | $1,305,000 | 317 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $18,000 | 135 |
| Commercial and industrial loans | $265,000 | 1,636 |
| Loans to individuals | $720,000 | 650 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $720,000 | 472 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $113,000 | 2,866 |
| Loans secured by real estate, total | $4,000 | 4,477 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $4,000 | 4,477 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $4,000 | 1,951 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 152 |
| Commercial and industrial loans | $33,000 | 3,400 |
| Loans to individuals | $66,000 | 1,608 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $66,000 | 1,434 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,286,000 | 674 |
| Loans secured by real estate, total | $1,392,000 | 494 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,392,000 | 493 |
| Construction and land development | $6,000 | 992 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $85,000 | 394 |
| Secured by nonfarm nonresidential properties | $1,301,000 | 285 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $8,000 | 100 |
| Commercial and industrial loans | $232,000 | 1,373 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $654,000 | 533 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $654,000 | 346 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,256,000 | 583 |
| Loans secured by real estate, total | $3,042,000 | 408 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,042,000 | 407 |
| Construction and land development | $5,000 | 1,523 |
| Secured by farmland | $9,000 | 644 |
| Total charge-offs secured by 1-4 family residential properties | $247,000 | 892 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $2,781,000 | 242 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $790,000 | 15 |
| Commercial and industrial loans | $1,036,000 | 759 |
| Loans to individuals | $388,000 | 1,155 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $388,000 | 919 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $75,000 | 4,010 |
| Loans secured by real estate, total | $25,000 | 2,356 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $25,000 | 2,356 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $25,000 | 193 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 179 |
| Commercial and industrial loans | $9,000 | 6,150 |
| Loans to individuals | $37,000 | 2,596 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $37,000 | 2,377 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,181,000 | 522 |
| Loans secured by real estate, total | $3,017,000 | 381 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,017,000 | 380 |
| Construction and land development | $5,000 | 1,413 |
| Secured by farmland | $9,000 | 557 |
| Secured by 1-4 family residential properties- net charge-offs | $247,000 | 788 |
| Secured by multifamily residential properties | $-25,000 | 13,871 |
| Secured by nonfarm nonresidential properties | $2,781,000 | 226 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $786,000 | 11 |
| Commercial and industrial loans | $1,027,000 | 668 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $351,000 | 987 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $351,000 | 742 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.