Home > First State Bank & Trust Co. > Income and Expense
First State Bank & Trust Co., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,479,000 | 1,088 |
| Total interest expense | $13,103,000 | 1,269 |
| Net interest income | $19,376,000 | 951 |
| Provision for loan and lease losses | $2,425,000 | 511 |
| Total noninterest income | $1,404,000 | 2,406 |
| Gross Fiduciary activities income | $24,000 | 1,388 |
| Service charges on deposit accounts | $1,146,000 | 1,164 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $234,000 | 4,678 |
| Total noninterest expense | $6,274,000 | 2,180 |
| Salaries and employee benefits | $2,824,000 | 2,349 |
| Premises and equipment expense | $911,000 | 2,200 |
| Additional noninterest expense | $2,539,000 | 1,967 |
| Pre-tax net operating income | $12,081,000 | 712 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,436,000 | 814 |
| Income before extraordinary items | $8,645,000 | 679 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,645,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,144,000 | 546 |
| Cash dividends | $5,000,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $8,645,000 | 670 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $30,855,000 | 1,029 |
| Total interest expense | $11,766,000 | 1,117 |
| Net interest income | $19,089,000 | 970 |
| Provision for loan and lease losses | $2,189,000 | 542 |
| Total noninterest income | $1,470,000 | 2,338 |
| Gross Fiduciary activities income | $37,000 | 1,358 |
| Service charges on deposit accounts | $1,077,000 | 1,236 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $356,000 | 3,672 |
| Total noninterest expense | $6,150,000 | 2,292 |
| Salaries and employee benefits | $2,563,000 | 2,595 |
| Premises and equipment expense | $833,000 | 2,436 |
| Additional noninterest expense | $2,754,000 | 1,966 |
| Pre-tax net operating income | $12,220,000 | 672 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,293,000 | 804 |
| Income before extraordinary items | $8,927,000 | 633 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,927,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,177,000 | 531 |
| Cash dividends | $3,000,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,927,000 | 633 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $31,606,000 | 1,014 |
| Total interest expense | $12,968,000 | 1,044 |
| Net interest income | $18,638,000 | 986 |
| Provision for loan and lease losses | $2,287,000 | 738 |
| Total noninterest income | $1,325,000 | 2,702 |
| Gross Fiduciary activities income | $3,000 | 1,578 |
| Service charges on deposit accounts | $1,076,000 | 1,258 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $246,000 | 5,046 |
| Total noninterest expense | $7,345,000 | 2,005 |
| Salaries and employee benefits | $2,338,000 | 2,825 |
| Premises and equipment expense | $899,000 | 2,280 |
| Additional noninterest expense | $4,108,000 | 1,484 |
| Pre-tax net operating income | $10,331,000 | 707 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,204,000 | 1,108 |
| Income before extraordinary items | $8,127,000 | 643 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $8,127,000 | 659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,286,000 | 674 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,127,000 | 597 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $30,206,000 | 1,214 |
| Total interest expense | $14,213,000 | 1,241 |
| Net interest income | $15,993,000 | 1,172 |
| Provision for loan and lease losses | $5,179,000 | 580 |
| Total noninterest income | $1,253,000 | 2,770 |
| Gross Fiduciary activities income | $10,000 | 1,544 |
| Service charges on deposit accounts | $1,058,000 | 1,254 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $5,594,000 | 2,588 |
| Salaries and employee benefits | $2,090,000 | 3,094 |
| Premises and equipment expense | $955,000 | 2,185 |
| Additional noninterest expense | $2,549,000 | 2,284 |
| Pre-tax net operating income | $6,473,000 | 1,000 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,140,000 | 1,851 |
| Income before extraordinary items | $5,333,000 | 896 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,333,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,181,000 | 522 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,333,000 | 816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.