Home > First State Bank of Wilton > Income and Expense
First State Bank of Wilton, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $683,000 | 6,416 |
| Total interest expense | $85,000 | 6,232 |
| Net interest income | $598,000 | 6,394 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $29,000 | 6,566 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $7,000 | 6,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,044 |
| Total noninterest expense | $332,000 | 6,717 |
| Salaries and employee benefits | $219,000 | 6,599 |
| Premises and equipment expense | $25,000 | 6,735 |
| Additional noninterest expense | $88,000 | 6,753 |
| Pre-tax net operating income | $295,000 | 4,885 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $11,000 | 4,162 |
| Income before extraordinary items | $284,000 | 4,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $284,000 | 4,839 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $284,000 | 4,840 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $284,000 | 4,718 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 6,480 |
| Total interest expense | $44,000 | 6,285 |
| Net interest income | $292,000 | 6,466 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $15,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,093 |
| Total noninterest expense | $158,000 | 6,808 |
| Salaries and employee benefits | $109,000 | 6,669 |
| Premises and equipment expense | $6,000 | 6,929 |
| Additional noninterest expense | $43,000 | 6,844 |
| Pre-tax net operating income | $149,000 | 4,861 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $11,000 | 3,890 |
| Income before extraordinary items | $138,000 | 4,846 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $138,000 | 4,847 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $138,000 | 4,848 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $138,000 | 4,746 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 6,533 |
| Total interest expense | $200,000 | 6,398 |
| Net interest income | $1,222,000 | 6,510 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $83,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $20,000 | 6,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $63,000 | 5,703 |
| Total noninterest expense | $716,000 | 6,827 |
| Salaries and employee benefits | $453,000 | 6,714 |
| Premises and equipment expense | $57,000 | 6,846 |
| Additional noninterest expense | $206,000 | 6,849 |
| Pre-tax net operating income | $589,000 | 4,728 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $108,000 | 3,458 |
| Income before extraordinary items | $481,000 | 4,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $481,000 | 4,981 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $481,000 | 4,982 |
| Net charge-offs | $-2,000 | 6,406 |
| Cash dividends | $837,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $481,000 | 4,790 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 6,650 |
| Total interest expense | $152,000 | 6,516 |
| Net interest income | $905,000 | 6,627 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $62,000 | 6,523 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $15,000 | 6,750 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,813 |
| Total noninterest expense | $504,000 | 6,939 |
| Salaries and employee benefits | $335,000 | 6,799 |
| Premises and equipment expense | $28,000 | 7,051 |
| Additional noninterest expense | $141,000 | 6,985 |
| Pre-tax net operating income | $463,000 | 4,807 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $123,000 | 3,228 |
| Income before extraordinary items | $340,000 | 5,183 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $340,000 | 5,181 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $340,000 | 5,181 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $837,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $340,000 | 4,991 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $694,000 | 6,711 |
| Total interest expense | $103,000 | 6,584 |
| Net interest income | $591,000 | 6,699 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $43,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $10,000 | 6,796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,808 |
| Total noninterest expense | $338,000 | 6,990 |
| Salaries and employee benefits | $222,000 | 6,859 |
| Premises and equipment expense | $21,000 | 7,071 |
| Additional noninterest expense | $95,000 | 7,034 |
| Pre-tax net operating income | $296,000 | 4,852 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $74,000 | 3,289 |
| Income before extraordinary items | $222,000 | 5,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $222,000 | 5,209 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $222,000 | 5,209 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $222,000 | 5,015 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 6,765 |
| Total interest expense | $54,000 | 6,624 |
| Net interest income | $294,000 | 6,752 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $16,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $162,000 | 7,078 |
| Salaries and employee benefits | $110,000 | 6,926 |
| Premises and equipment expense | $6,000 | 7,208 |
| Additional noninterest expense | $46,000 | 7,103 |
| Pre-tax net operating income | $148,000 | 4,955 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $32,000 | 3,394 |
| Income before extraordinary items | $116,000 | 5,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $116,000 | 5,193 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $116,000 | 5,194 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $116,000 | 5,049 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 6,820 |
| Total interest expense | $240,000 | 6,760 |
| Net interest income | $1,182,000 | 6,795 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $60,000 | 6,734 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $24,000 | 6,698 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $36,000 | 6,116 |
| Total noninterest expense | $682,000 | 7,125 |
| Salaries and employee benefits | $441,000 | 6,990 |
| Premises and equipment expense | $32,000 | 7,264 |
| Additional noninterest expense | $209,000 | 7,109 |
| Pre-tax net operating income | $560,000 | 4,587 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $126,000 | 3,225 |
| Income before extraordinary items | $434,000 | 4,838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $434,000 | 4,840 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $434,000 | 4,839 |
| Net charge-offs | $1,000 | 6,385 |
| Cash dividends | $50,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $434,000 | 4,702 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 6,899 |
| Total interest expense | $187,000 | 6,831 |
| Net interest income | $871,000 | 6,870 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $42,000 | 6,862 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $20,000 | 6,703 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $22,000 | 6,346 |
| Total noninterest expense | $515,000 | 7,176 |
| Salaries and employee benefits | $325,000 | 7,047 |
| Premises and equipment expense | $22,000 | 7,337 |
| Additional noninterest expense | $168,000 | 7,132 |
| Pre-tax net operating income | $398,000 | 4,776 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $102,000 | 3,183 |
| Income before extraordinary items | $296,000 | 5,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $296,000 | 5,076 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $296,000 | 5,076 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $50,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $296,000 | 4,957 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $678,000 | 6,989 |
| Total interest expense | $123,000 | 6,930 |
| Net interest income | $555,000 | 6,963 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $32,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $11,000 | 6,807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,204 |
| Total noninterest expense | $337,000 | 7,253 |
| Salaries and employee benefits | $214,000 | 7,128 |
| Premises and equipment expense | $16,000 | 7,401 |
| Additional noninterest expense | $107,000 | 7,233 |
| Pre-tax net operating income | $250,000 | 4,835 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $63,000 | 3,200 |
| Income before extraordinary items | $187,000 | 5,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $187,000 | 5,117 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $187,000 | 5,118 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $187,000 | 5,023 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 7,048 |
| Total interest expense | $67,000 | 6,934 |
| Net interest income | $271,000 | 7,018 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $6,000 | 6,773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $164,000 | 7,327 |
| Salaries and employee benefits | $105,000 | 7,190 |
| Premises and equipment expense | $6,000 | 7,489 |
| Additional noninterest expense | $53,000 | 7,298 |
| Pre-tax net operating income | $124,000 | 4,885 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $31,000 | 3,162 |
| Income before extraordinary items | $93,000 | 5,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $93,000 | 5,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $93,000 | 5,114 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $93,000 | 5,051 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 7,087 |
| Total interest expense | $315,000 | 7,021 |
| Net interest income | $1,138,000 | 7,029 |
| Provision for loan and lease losses | $17,000 | 6,859 |
| Total noninterest income | $51,000 | 7,042 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 6,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 6,604 |
| Total noninterest expense | $683,000 | 7,389 |
| Salaries and employee benefits | $416,000 | 7,293 |
| Premises and equipment expense | $38,000 | 7,516 |
| Additional noninterest expense | $229,000 | 7,318 |
| Pre-tax net operating income | $489,000 | 4,402 |
| Securities gains (losses) | $143,000 | 1,874 |
| Applicable income taxes | $153,000 | 2,917 |
| Income before extraordinary items | $479,000 | 4,367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $479,000 | 4,369 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $479,000 | 4,368 |
| Net charge-offs | $8,000 | 6,622 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $370,320 | 4,567 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 7,197 |
| Total interest expense | $240,000 | 7,136 |
| Net interest income | $845,000 | 7,145 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $56,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $23,000 | 6,601 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $33,000 | 6,351 |
| Total noninterest expense | $497,000 | 7,492 |
| Salaries and employee benefits | $303,000 | 7,381 |
| Premises and equipment expense | $22,000 | 7,663 |
| Additional noninterest expense | $172,000 | 7,400 |
| Pre-tax net operating income | $404,000 | 4,496 |
| Securities gains (losses) | $143,000 | 1,643 |
| Applicable income taxes | $168,000 | 2,715 |
| Income before extraordinary items | $379,000 | 4,551 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $379,000 | 4,555 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $379,000 | 4,554 |
| Net charge-offs | $8,000 | 6,331 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $280,330 | 4,769 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $704,000 | 7,283 |
| Total interest expense | $159,000 | 7,224 |
| Net interest income | $545,000 | 7,234 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $35,000 | 7,110 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 6,465 |
| Total noninterest expense | $329,000 | 7,564 |
| Salaries and employee benefits | $201,000 | 7,448 |
| Premises and equipment expense | $16,000 | 7,713 |
| Additional noninterest expense | $112,000 | 7,481 |
| Pre-tax net operating income | $251,000 | 4,640 |
| Securities gains (losses) | $143,000 | 1,167 |
| Applicable income taxes | $121,000 | 2,616 |
| Income before extraordinary items | $273,000 | 4,459 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $273,000 | 4,459 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $273,000 | 4,459 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $174,330 | 4,912 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 7,404 |
| Total interest expense | $81,000 | 7,320 |
| Net interest income | $266,000 | 7,354 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $155,000 | 7,701 |
| Salaries and employee benefits | $100,000 | 7,548 |
| Premises and equipment expense | $6,000 | 7,840 |
| Additional noninterest expense | $49,000 | 7,678 |
| Pre-tax net operating income | $128,000 | 4,739 |
| Securities gains (losses) | $143,000 | 644 |
| Applicable income taxes | $85,000 | 2,275 |
| Income before extraordinary items | $186,000 | 4,014 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $186,000 | 4,013 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $186,000 | 4,013 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $87,330 | 5,031 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 7,363 |
| Total interest expense | $378,000 | 7,397 |
| Net interest income | $1,206,000 | 7,234 |
| Provision for loan and lease losses | $64,000 | 6,726 |
| Total noninterest income | $81,000 | 7,142 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $34,000 | 6,723 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $47,000 | 6,428 |
| Total noninterest expense | $681,000 | 7,737 |
| Salaries and employee benefits | $410,000 | 7,621 |
| Premises and equipment expense | $47,000 | 7,805 |
| Additional noninterest expense | $224,000 | 7,668 |
| Pre-tax net operating income | $542,000 | 3,895 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $155,000 | 2,583 |
| Income before extraordinary items | $387,000 | 4,217 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $387,000 | 4,217 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $387,000 | 4,217 |
| Net charge-offs | $183,000 | 5,113 |
| Cash dividends | $87,000 | 4,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $387,000 | 4,146 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 7,460 |
| Total interest expense | $288,000 | 7,493 |
| Net interest income | $879,000 | 7,324 |
| Provision for loan and lease losses | $10,000 | 7,094 |
| Total noninterest income | $60,000 | 7,287 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $25,000 | 6,783 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $35,000 | 6,592 |
| Total noninterest expense | $490,000 | 7,815 |
| Salaries and employee benefits | $303,000 | 7,690 |
| Premises and equipment expense | $22,000 | 7,988 |
| Additional noninterest expense | $165,000 | 7,731 |
| Pre-tax net operating income | $439,000 | 4,066 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $134,000 | 2,661 |
| Income before extraordinary items | $305,000 | 4,410 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $305,000 | 4,407 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $305,000 | 4,410 |
| Net charge-offs | $167,000 | 4,471 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $305,000 | 4,346 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $761,000 | 7,561 |
| Total interest expense | $195,000 | 7,596 |
| Net interest income | $566,000 | 7,405 |
| Provision for loan and lease losses | $4,000 | 7,067 |
| Total noninterest income | $38,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $15,000 | 6,873 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $23,000 | 6,676 |
| Total noninterest expense | $333,000 | 7,880 |
| Salaries and employee benefits | $202,000 | 7,768 |
| Premises and equipment expense | $16,000 | 8,047 |
| Additional noninterest expense | $115,000 | 7,771 |
| Pre-tax net operating income | $267,000 | 4,309 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $75,000 | 2,851 |
| Income before extraordinary items | $192,000 | 4,587 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 4,584 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $192,000 | 4,584 |
| Net charge-offs | $151,000 | 3,769 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $192,000 | 4,493 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 7,584 |
| Total interest expense | $102,000 | 7,630 |
| Net interest income | $289,000 | 7,408 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $16,000 | 7,562 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $156,000 | 7,961 |
| Salaries and employee benefits | $101,000 | 7,822 |
| Premises and equipment expense | $7,000 | 8,115 |
| Additional noninterest expense | $48,000 | 7,891 |
| Pre-tax net operating income | $149,000 | 4,520 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $40,000 | 3,064 |
| Income before extraordinary items | $109,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 4,831 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $109,000 | 4,830 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $109,000 | 4,660 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 7,550 |
| Total interest expense | $607,000 | 7,491 |
| Net interest income | $1,077,000 | 7,498 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $82,000 | 7,481 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 6,815 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $45,000 | 6,857 |
| Total noninterest expense | $614,000 | 8,013 |
| Salaries and employee benefits | $396,000 | 7,900 |
| Premises and equipment expense | $37,000 | 8,150 |
| Additional noninterest expense | $181,000 | 7,961 |
| Pre-tax net operating income | $545,000 | 4,742 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $160,000 | 3,013 |
| Income before extraordinary items | $385,000 | 4,800 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $385,000 | 4,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $250,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $385,000 | 4,966 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,647 |
| Total interest expense | $473,000 | 7,563 |
| Net interest income | $775,000 | 7,614 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $62,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $29,000 | 6,849 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 7,020 |
| Total noninterest expense | $447,000 | 8,082 |
| Salaries and employee benefits | $292,000 | 7,951 |
| Premises and equipment expense | $27,000 | 8,215 |
| Additional noninterest expense | $128,000 | 8,042 |
| Pre-tax net operating income | $390,000 | 5,302 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $110,000 | 3,513 |
| Income before extraordinary items | $280,000 | 5,308 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $280,000 | 5,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $160,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $280,000 | 5,476 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 7,739 |
| Total interest expense | $324,000 | 7,640 |
| Net interest income | $493,000 | 7,719 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $41,000 | 7,668 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $19,000 | 6,886 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $293,000 | 8,151 |
| Salaries and employee benefits | $194,000 | 8,016 |
| Premises and equipment expense | $17,000 | 8,293 |
| Additional noninterest expense | $82,000 | 8,122 |
| Pre-tax net operating income | $241,000 | 5,555 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $54,000 | 4,003 |
| Income before extraordinary items | $187,000 | 5,710 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $83,000 | 4,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $187,000 | 5,646 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 7,808 |
| Total interest expense | $170,000 | 7,691 |
| Net interest income | $241,000 | 7,791 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $145,000 | 8,202 |
| Salaries and employee benefits | $96,000 | 8,064 |
| Premises and equipment expense | $6,000 | 8,377 |
| Additional noninterest expense | $43,000 | 8,132 |
| Pre-tax net operating income | $114,000 | 5,844 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $101,000 | 5,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $101,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $83,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $101,000 | 5,733 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 7,740 |
| Total interest expense | $742,000 | 7,583 |
| Net interest income | $1,005,000 | 7,733 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $89,000 | 7,679 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $41,000 | 6,888 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $48,000 | 7,133 |
| Total noninterest expense | $627,000 | 8,190 |
| Salaries and employee benefits | $389,000 | 8,091 |
| Premises and equipment expense | $64,000 | 8,126 |
| Additional noninterest expense | $174,000 | 8,150 |
| Pre-tax net operating income | $437,000 | 6,168 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $105,000 | 4,451 |
| Income before extraordinary items | $329,000 | 6,314 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $329,000 | 6,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $178,000 | 5,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $331,280 | 6,295 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 7,790 |
| Total interest expense | $555,000 | 7,631 |
| Net interest income | $741,000 | 7,809 |
| Provision for loan and lease losses | $24,000 | 5,728 |
| Total noninterest income | $62,000 | 7,787 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,928 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 7,274 |
| Total noninterest expense | $474,000 | 8,165 |
| Salaries and employee benefits | $296,000 | 8,055 |
| Premises and equipment expense | $53,000 | 8,044 |
| Additional noninterest expense | $125,000 | 8,158 |
| Pre-tax net operating income | $305,000 | 6,541 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $70,000 | 4,720 |
| Income before extraordinary items | $235,000 | 6,632 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $235,000 | 6,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $177,000 | 4,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $235,000 | 6,616 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 7,894 |
| Total interest expense | $349,000 | 7,736 |
| Net interest income | $483,000 | 7,901 |
| Provision for loan and lease losses | $16,000 | 5,485 |
| Total noninterest income | $41,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $20,000 | 6,976 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $21,000 | 7,329 |
| Total noninterest expense | $313,000 | 8,219 |
| Salaries and employee benefits | $199,000 | 8,096 |
| Premises and equipment expense | $31,000 | 8,178 |
| Additional noninterest expense | $83,000 | 8,214 |
| Pre-tax net operating income | $195,000 | 6,668 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $50,000 | 4,769 |
| Income before extraordinary items | $145,000 | 6,787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $145,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $145,000 | 6,772 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,967 |
| Total interest expense | $170,000 | 7,787 |
| Net interest income | $237,000 | 7,983 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $22,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $157,000 | 8,260 |
| Salaries and employee benefits | $100,000 | 8,127 |
| Premises and equipment expense | $15,000 | 8,211 |
| Additional noninterest expense | $42,000 | 8,239 |
| Pre-tax net operating income | $94,000 | 6,738 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $75,000 | 6,786 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $75,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $75,000 | 6,766 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 7,811 |
| Total interest expense | $614,000 | 7,675 |
| Net interest income | $1,036,000 | 7,795 |
| Provision for loan and lease losses | $32,000 | 5,980 |
| Total noninterest income | $93,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $51,000 | 6,878 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 7,436 |
| Total noninterest expense | $644,000 | 8,259 |
| Salaries and employee benefits | $396,000 | 8,166 |
| Premises and equipment expense | $63,000 | 8,213 |
| Additional noninterest expense | $185,000 | 8,195 |
| Pre-tax net operating income | $453,000 | 6,633 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $121,000 | 4,803 |
| Income before extraordinary items | $332,000 | 6,780 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $332,000 | 6,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $155,000 | 5,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $332,000 | 6,782 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 7,880 |
| Total interest expense | $441,000 | 7,755 |
| Net interest income | $783,000 | 7,864 |
| Provision for loan and lease losses | $24,000 | 5,878 |
| Total noninterest income | $71,000 | 7,872 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $40,000 | 6,925 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,477 |
| Total noninterest expense | $464,000 | 8,305 |
| Salaries and employee benefits | $295,000 | 8,173 |
| Premises and equipment expense | $47,000 | 8,271 |
| Additional noninterest expense | $122,000 | 8,333 |
| Pre-tax net operating income | $366,000 | 6,739 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $104,000 | 4,888 |
| Income before extraordinary items | $262,000 | 6,907 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $262,000 | 6,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $155,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $262,000 | 6,913 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $778,000 | 7,961 |
| Total interest expense | $259,000 | 7,893 |
| Net interest income | $519,000 | 7,910 |
| Provision for loan and lease losses | $16,000 | 5,712 |
| Total noninterest income | $44,000 | 7,976 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,559 |
| Total noninterest expense | $310,000 | 8,342 |
| Salaries and employee benefits | $196,000 | 8,220 |
| Premises and equipment expense | $31,000 | 8,292 |
| Additional noninterest expense | $83,000 | 8,347 |
| Pre-tax net operating income | $237,000 | 6,847 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $68,000 | 4,956 |
| Income before extraordinary items | $169,000 | 7,010 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $169,000 | 7,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $77,000 | 4,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $169,000 | 7,015 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 8,005 |
| Total interest expense | $122,000 | 7,932 |
| Net interest income | $257,000 | 7,942 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $149,000 | 8,400 |
| Salaries and employee benefits | $97,000 | 8,248 |
| Premises and equipment expense | $9,000 | 8,564 |
| Additional noninterest expense | $43,000 | 8,318 |
| Pre-tax net operating income | $121,000 | 6,784 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $19,000 | 5,395 |
| Income before extraordinary items | $102,000 | 6,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 6,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $77,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $102,000 | 6,704 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 7,943 |
| Total interest expense | $437,000 | 7,796 |
| Net interest income | $1,013,000 | 7,917 |
| Provision for loan and lease losses | $28,000 | 6,283 |
| Total noninterest income | $88,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $44,000 | 7,168 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,520 |
| Total noninterest expense | $616,000 | 8,396 |
| Salaries and employee benefits | $390,000 | 8,239 |
| Premises and equipment expense | $52,000 | 8,444 |
| Additional noninterest expense | $174,000 | 8,374 |
| Pre-tax net operating income | $457,000 | 6,873 |
| Securities gains (losses) | $-42,000 | 8,113 |
| Applicable income taxes | $120,000 | 5,213 |
| Income before extraordinary items | $295,000 | 7,202 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $295,000 | 7,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,956 |
| Cash dividends | $155,000 | 5,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $324,820 | 7,056 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 8,000 |
| Total interest expense | $312,000 | 7,832 |
| Net interest income | $750,000 | 7,984 |
| Provision for loan and lease losses | $21,000 | 6,120 |
| Total noninterest income | $63,000 | 8,150 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 7,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,683 |
| Total noninterest expense | $444,000 | 8,424 |
| Salaries and employee benefits | $288,000 | 8,237 |
| Premises and equipment expense | $27,000 | 8,620 |
| Additional noninterest expense | $129,000 | 8,373 |
| Pre-tax net operating income | $348,000 | 7,003 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $106,000 | 5,191 |
| Income before extraordinary items | $241,000 | 7,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $241,000 | 7,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $155,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $241,690 | 7,190 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $663,000 | 8,092 |
| Total interest expense | $183,000 | 7,934 |
| Net interest income | $480,000 | 8,058 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $41,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $21,000 | 7,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $291,000 | 8,445 |
| Salaries and employee benefits | $191,000 | 8,248 |
| Premises and equipment expense | $17,000 | 8,642 |
| Additional noninterest expense | $83,000 | 8,407 |
| Pre-tax net operating income | $215,000 | 7,118 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $66,000 | 5,270 |
| Income before extraordinary items | $148,000 | 7,365 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $148,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $77,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $148,690 | 7,316 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 8,165 |
| Total interest expense | $86,000 | 8,021 |
| Net interest income | $240,000 | 8,136 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $12,000 | 8,547 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $2,000 | 7,752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $146,000 | 8,501 |
| Salaries and employee benefits | $95,000 | 8,326 |
| Premises and equipment expense | $7,000 | 8,751 |
| Additional noninterest expense | $44,000 | 8,407 |
| Pre-tax net operating income | $98,000 | 7,251 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $73,000 | 7,368 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $73,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $77,000 | 3,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $73,750 | 7,333 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 8,096 |
| Total interest expense | $343,000 | 7,900 |
| Net interest income | $965,000 | 8,073 |
| Provision for loan and lease losses | $32,000 | 6,387 |
| Total noninterest income | $61,000 | 8,489 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $6,000 | 7,821 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $615,000 | 8,489 |
| Salaries and employee benefits | $383,000 | 8,359 |
| Premises and equipment expense | $58,000 | 8,502 |
| Additional noninterest expense | $174,000 | 8,458 |
| Pre-tax net operating income | $379,000 | 7,165 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $111,000 | 5,408 |
| Income before extraordinary items | $268,000 | 7,358 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $268,000 | 7,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $173,000 | 5,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $268,000 | 7,310 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $958,000 | 8,164 |
| Total interest expense | $258,000 | 7,933 |
| Net interest income | $700,000 | 8,157 |
| Provision for loan and lease losses | $24,000 | 6,219 |
| Total noninterest income | $41,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $4,000 | 7,866 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 7,447 |
| Total noninterest expense | $433,000 | 8,559 |
| Salaries and employee benefits | $284,000 | 8,359 |
| Premises and equipment expense | $22,000 | 8,846 |
| Additional noninterest expense | $127,000 | 8,495 |
| Pre-tax net operating income | $284,000 | 7,304 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $89,000 | 5,465 |
| Income before extraordinary items | $195,000 | 7,513 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $195,000 | 7,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $173,000 | 4,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $195,000 | 7,456 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $612,000 | 8,280 |
| Total interest expense | $163,000 | 8,077 |
| Net interest income | $449,000 | 8,265 |
| Provision for loan and lease losses | $16,000 | 6,067 |
| Total noninterest income | $28,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $3,000 | 7,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $284,000 | 8,633 |
| Salaries and employee benefits | $189,000 | 8,420 |
| Premises and equipment expense | $15,000 | 8,886 |
| Additional noninterest expense | $80,000 | 8,582 |
| Pre-tax net operating income | $177,000 | 7,367 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $46,000 | 5,716 |
| Income before extraordinary items | $131,000 | 7,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $131,000 | 7,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $95,000 | 4,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $131,000 | 7,417 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $301,000 | 8,352 |
| Total interest expense | $81,000 | 8,145 |
| Net interest income | $220,000 | 8,330 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,932 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $141,000 | 8,677 |
| Salaries and employee benefits | $93,000 | 8,474 |
| Premises and equipment expense | $6,000 | 8,944 |
| Additional noninterest expense | $42,000 | 8,582 |
| Pre-tax net operating income | $85,000 | 7,395 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $58,000 | 7,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $58,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $95,000 | 2,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $58,000 | 7,548 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 8,254 |
| Total interest expense | $377,000 | 8,185 |
| Net interest income | $949,000 | 8,184 |
| Provision for loan and lease losses | $32,000 | 6,745 |
| Total noninterest income | $45,000 | 8,831 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $7,000 | 7,973 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $38,000 | 7,880 |
| Total noninterest expense | $591,000 | 8,677 |
| Salaries and employee benefits | $380,000 | 8,489 |
| Premises and equipment expense | $44,000 | 8,852 |
| Additional noninterest expense | $167,000 | 8,648 |
| Pre-tax net operating income | $371,000 | 7,153 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $117,000 | 5,557 |
| Income before extraordinary items | $254,000 | 7,503 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $254,000 | 7,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $155,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $254,000 | 7,359 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $999,000 | 8,333 |
| Total interest expense | $292,000 | 8,276 |
| Net interest income | $707,000 | 8,265 |
| Provision for loan and lease losses | $24,000 | 6,637 |
| Total noninterest income | $30,000 | 8,946 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $6,000 | 8,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,092 |
| Total noninterest expense | $422,000 | 8,752 |
| Salaries and employee benefits | $281,000 | 8,508 |
| Premises and equipment expense | $22,000 | 9,040 |
| Additional noninterest expense | $119,000 | 8,727 |
| Pre-tax net operating income | $291,000 | 7,220 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $89,000 | 5,697 |
| Income before extraordinary items | $202,000 | 7,577 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $202,000 | 7,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,594 |
| Cash dividends | $155,000 | 4,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $202,000 | 7,425 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $665,000 | 8,401 |
| Total interest expense | $200,000 | 8,335 |
| Net interest income | $465,000 | 8,315 |
| Provision for loan and lease losses | $16,000 | 6,529 |
| Total noninterest income | $19,000 | 8,993 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $5,000 | 8,028 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $281,000 | 8,765 |
| Salaries and employee benefits | $187,000 | 8,539 |
| Premises and equipment expense | $15,000 | 9,055 |
| Additional noninterest expense | $79,000 | 8,741 |
| Pre-tax net operating income | $187,000 | 7,313 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $56,000 | 5,804 |
| Income before extraordinary items | $131,000 | 7,646 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $131,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $77,000 | 4,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $131,000 | 7,466 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 8,450 |
| Total interest expense | $106,000 | 8,351 |
| Net interest income | $230,000 | 8,378 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $13,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $140,000 | 8,822 |
| Salaries and employee benefits | $93,000 | 8,589 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $41,000 | 8,745 |
| Pre-tax net operating income | $95,000 | 7,269 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $24,000 | 5,925 |
| Income before extraordinary items | $71,000 | 7,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $77,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $71,000 | 7,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 8,370 |
| Total interest expense | $516,000 | 8,339 |
| Net interest income | $993,000 | 8,271 |
| Provision for loan and lease losses | $32,000 | 7,161 |
| Total noninterest income | $37,000 | 9,060 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $6,000 | 8,124 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 8,166 |
| Total noninterest expense | $573,000 | 8,832 |
| Salaries and employee benefits | $372,000 | 8,614 |
| Premises and equipment expense | $41,000 | 9,039 |
| Additional noninterest expense | $160,000 | 8,814 |
| Pre-tax net operating income | $425,000 | 7,055 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $135,000 | 5,645 |
| Income before extraordinary items | $290,000 | 7,368 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $290,000 | 7,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $152,000 | 5,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $290,000 | 7,267 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 8,636 |
| Total interest expense | $749,000 | 8,535 |
| Net interest income | $849,000 | 8,582 |
| Provision for loan and lease losses | $38,000 | 7,009 |
| Total noninterest income | $38,000 | 9,288 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $8,000 | 8,282 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $567,000 | 9,013 |
| Salaries and employee benefits | $372,000 | 8,739 |
| Premises and equipment expense | $39,000 | 9,309 |
| Additional noninterest expense | $156,000 | 9,007 |
| Pre-tax net operating income | $282,000 | 7,501 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $95,000 | 6,066 |
| Income before extraordinary items | $189,000 | 7,815 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $189,000 | 7,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $187,660 | 7,703 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 8,839 |
| Total interest expense | $745,000 | 8,764 |
| Net interest income | $860,000 | 8,778 |
| Provision for loan and lease losses | $68,000 | 6,042 |
| Total noninterest income | $63,000 | 9,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,273 |
| Total noninterest expense | $574,000 | 9,179 |
| Salaries and employee benefits | $370,000 | 8,904 |
| Premises and equipment expense | $40,000 | 9,542 |
| Additional noninterest expense | $164,000 | 9,124 |
| Pre-tax net operating income | $281,000 | 7,985 |
| Securities gains (losses) | $-11,000 | 8,394 |
| Applicable income taxes | $63,000 | 7,036 |
| Income before extraordinary items | $207,000 | 8,029 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $207,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $138,000 | 5,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $215,470 | 7,984 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 9,128 |
| Total interest expense | $661,000 | 9,042 |
| Net interest income | $795,000 | 9,079 |
| Provision for loan and lease losses | $76,000 | 5,754 |
| Total noninterest income | $45,000 | 9,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $559,000 | 9,441 |
| Salaries and employee benefits | $386,000 | 8,960 |
| Premises and equipment expense | $37,000 | 9,880 |
| Additional noninterest expense | $136,000 | 9,638 |
| Pre-tax net operating income | $205,000 | 8,561 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $30,000 | 8,004 |
| Income before extraordinary items | $175,000 | 8,466 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $175,000 | 8,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,910 |
| Cash dividends | $137,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $175,000 | 8,432 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 9,187 |
| Total interest expense | $719,000 | 9,154 |
| Net interest income | $862,000 | 9,104 |
| Provision for loan and lease losses | $53,000 | 6,503 |
| Total noninterest income | $47,000 | 9,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $548,000 | 9,617 |
| Salaries and employee benefits | $378,000 | 9,106 |
| Premises and equipment expense | $34,000 | 10,124 |
| Additional noninterest expense | $136,000 | 9,788 |
| Pre-tax net operating income | $308,000 | 8,343 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $125,000 | 7,175 |
| Income before extraordinary items | $183,000 | 8,733 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $183,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $138,000 | 5,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $183,000 | 8,667 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 9,629 |
| Total interest expense | $660,000 | 9,657 |
| Net interest income | $872,000 | 9,489 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $45,000 | 10,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $551,000 | 9,928 |
| Salaries and employee benefits | $368,000 | 9,470 |
| Premises and equipment expense | $54,000 | 10,109 |
| Additional noninterest expense | $129,000 | 10,241 |
| Pre-tax net operating income | $341,000 | 8,777 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $55,000 | 9,178 |
| Income before extraordinary items | $283,000 | 8,513 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $283,000 | 8,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $136,000 | 6,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $285,520 | 8,453 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 10,259 |
| Total interest expense | $632,000 | 10,173 |
| Net interest income | $760,000 | 10,224 |
| Provision for loan and lease losses | $7,000 | 8,718 |
| Total noninterest income | $53,000 | 10,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,581 |
| Total noninterest expense | $530,000 | 10,462 |
| Salaries and employee benefits | $350,000 | 9,955 |
| Premises and equipment expense | $57,000 | 10,437 |
| Additional noninterest expense | $123,000 | 10,870 |
| Pre-tax net operating income | $276,000 | 9,283 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $70,000 | 9,328 |
| Income before extraordinary items | $202,000 | 9,277 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $202,000 | 9,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $185,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $204,960 | 9,196 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 10,810 |
| Total interest expense | $602,000 | 10,655 |
| Net interest income | $716,000 | 10,793 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $90,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $523,000 | 10,921 |
| Salaries and employee benefits | $340,000 | 10,400 |
| Premises and equipment expense | $42,000 | 11,323 |
| Additional noninterest expense | $141,000 | 11,171 |
| Pre-tax net operating income | $278,000 | 9,917 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $89,000 | 9,408 |
| Income before extraordinary items | $189,000 | 10,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $189,000 | 10,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $113,000 | 6,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $189,000 | 10,023 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 11,355 |
| Total interest expense | $464,000 | 11,259 |
| Net interest income | $735,000 | 11,263 |
| Provision for loan and lease losses | $7,000 | 8,694 |
| Total noninterest income | $57,000 | 11,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $523,000 | 11,488 |
| Salaries and employee benefits | $334,000 | 10,901 |
| Premises and equipment expense | $41,000 | 11,957 |
| Additional noninterest expense | $148,000 | 11,811 |
| Pre-tax net operating income | $262,000 | 10,398 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $74,000 | 9,948 |
| Income before extraordinary items | $178,000 | 10,518 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $178,000 | 10,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $183,000 | 5,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $185,100 | 10,482 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 11,808 |
| Total interest expense | $526,000 | 11,558 |
| Net interest income | $711,000 | 11,834 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $58,000 | 12,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $497,000 | 12,184 |
| Salaries and employee benefits | $314,000 | 11,509 |
| Premises and equipment expense | $30,000 | 12,856 |
| Additional noninterest expense | $153,000 | 12,384 |
| Pre-tax net operating income | $271,000 | 10,465 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $61,000 | 10,680 |
| Income before extraordinary items | $210,000 | 10,530 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $210,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $1,052,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $210,000 | 10,298 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 12,113 |
| Total interest expense | $729,000 | 11,677 |
| Net interest income | $708,000 | 12,287 |
| Provision for loan and lease losses | $2,000 | 11,664 |
| Total noninterest income | $59,000 | 12,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $520,000 | 12,524 |
| Salaries and employee benefits | $315,000 | 11,848 |
| Premises and equipment expense | $39,000 | 13,096 |
| Additional noninterest expense | $166,000 | 12,710 |
| Pre-tax net operating income | $245,000 | 10,650 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $73,000 | 10,632 |
| Income before extraordinary items | $210,000 | 10,468 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $210,000 | 10,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $181,880 | 10,512 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.