Home > First State Bank of West Salem > Income and Expense
First State Bank of West Salem, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $116,000 | 6,069 |
| Total interest expense | $7,000 | 6,046 |
| Net interest income | $109,000 | 6,063 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $14,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $8,000 | 5,546 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $6,000 | 5,724 |
| Total noninterest expense | $129,000 | 6,029 |
| Salaries and employee benefits | $56,000 | 6,063 |
| Premises and equipment expense | $11,000 | 5,963 |
| Additional noninterest expense | $62,000 | 5,884 |
| Pre-tax net operating income | $-6,000 | 5,819 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-6,000 | 5,837 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-6,000 | 5,835 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-6,000 | 5,836 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-6,000 | 5,809 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 6,108 |
| Total interest expense | $33,000 | 6,078 |
| Net interest income | $457,000 | 6,107 |
| Provision for loan and lease losses | $10,000 | 4,216 |
| Total noninterest income | $71,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $39,000 | 5,578 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $32,000 | 5,678 |
| Total noninterest expense | $516,000 | 6,086 |
| Salaries and employee benefits | $227,000 | 6,123 |
| Premises and equipment expense | $49,000 | 6,031 |
| Additional noninterest expense | $240,000 | 5,952 |
| Pre-tax net operating income | $2,000 | 5,854 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $3,000 | 4,252 |
| Income before extraordinary items | $-1,000 | 5,895 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,000 | 5,898 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,000 | 5,898 |
| Net charge-offs | $7,000 | 4,121 |
| Cash dividends | $72,000 | 4,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,000 | 5,871 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $370,000 | 6,201 |
| Total interest expense | $26,000 | 6,163 |
| Net interest income | $344,000 | 6,194 |
| Provision for loan and lease losses | $8,000 | 4,086 |
| Total noninterest income | $49,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $30,000 | 5,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 5,826 |
| Total noninterest expense | $348,000 | 6,202 |
| Salaries and employee benefits | $166,000 | 6,213 |
| Premises and equipment expense | $27,000 | 6,170 |
| Additional noninterest expense | $155,000 | 6,094 |
| Pre-tax net operating income | $37,000 | 5,863 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $33,000 | 5,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 5,912 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $33,000 | 5,912 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $33,000 | 5,869 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $244,000 | 6,276 |
| Total interest expense | $18,000 | 6,223 |
| Net interest income | $226,000 | 6,268 |
| Provision for loan and lease losses | $5,000 | 3,922 |
| Total noninterest income | $29,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $16,000 | 5,797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 5,867 |
| Total noninterest expense | $228,000 | 6,277 |
| Salaries and employee benefits | $107,000 | 6,289 |
| Premises and equipment expense | $18,000 | 6,239 |
| Additional noninterest expense | $103,000 | 6,162 |
| Pre-tax net operating income | $22,000 | 5,914 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $20,000 | 5,962 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $20,000 | 5,963 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $20,000 | 5,964 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $20,000 | 5,919 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $120,000 | 6,347 |
| Total interest expense | $8,000 | 6,311 |
| Net interest income | $112,000 | 6,338 |
| Provision for loan and lease losses | $1,000 | 3,650 |
| Total noninterest income | $13,000 | 6,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $7,000 | 5,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 5,971 |
| Total noninterest expense | $113,000 | 6,351 |
| Salaries and employee benefits | $53,000 | 6,360 |
| Premises and equipment expense | $13,000 | 6,211 |
| Additional noninterest expense | $47,000 | 6,261 |
| Pre-tax net operating income | $11,000 | 5,926 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $10,000 | 5,980 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $10,000 | 5,981 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $10,000 | 5,981 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $10,000 | 5,934 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 6,429 |
| Total interest expense | $36,000 | 6,395 |
| Net interest income | $466,000 | 6,418 |
| Provision for loan and lease losses | $7,000 | 4,472 |
| Total noninterest income | $70,000 | 6,150 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $40,000 | 5,854 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $30,000 | 5,932 |
| Total noninterest expense | $483,000 | 6,427 |
| Salaries and employee benefits | $233,000 | 6,436 |
| Premises and equipment expense | $49,000 | 6,352 |
| Additional noninterest expense | $201,000 | 6,337 |
| Pre-tax net operating income | $46,000 | 5,985 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $44,000 | 6,020 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $44,000 | 6,020 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $44,000 | 6,021 |
| Net charge-offs | $24,000 | 4,217 |
| Cash dividends | $48,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $44,000 | 5,989 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $373,000 | 6,509 |
| Total interest expense | $28,000 | 6,471 |
| Net interest income | $345,000 | 6,503 |
| Provision for loan and lease losses | $1,000 | 4,384 |
| Total noninterest income | $50,000 | 6,251 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $30,000 | 5,930 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $20,000 | 6,051 |
| Total noninterest expense | $353,000 | 6,510 |
| Salaries and employee benefits | $175,000 | 6,512 |
| Premises and equipment expense | $37,000 | 6,423 |
| Additional noninterest expense | $141,000 | 6,431 |
| Pre-tax net operating income | $41,000 | 6,051 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $4,000 | 4,360 |
| Income before extraordinary items | $37,000 | 6,077 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 6,076 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $37,000 | 6,077 |
| Net charge-offs | $9,000 | 4,191 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $37,000 | 6,053 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $244,000 | 6,578 |
| Total interest expense | $19,000 | 6,531 |
| Net interest income | $225,000 | 6,571 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $33,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $19,000 | 6,001 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $14,000 | 6,086 |
| Total noninterest expense | $232,000 | 6,579 |
| Salaries and employee benefits | $118,000 | 6,575 |
| Premises and equipment expense | $19,000 | 6,534 |
| Additional noninterest expense | $95,000 | 6,487 |
| Pre-tax net operating income | $26,000 | 6,083 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $3,000 | 4,347 |
| Income before extraordinary items | $23,000 | 6,116 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $23,000 | 6,117 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $23,000 | 6,118 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $23,000 | 6,090 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $121,000 | 6,651 |
| Total interest expense | $10,000 | 6,593 |
| Net interest income | $111,000 | 6,645 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $17,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $10,000 | 5,989 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $7,000 | 6,110 |
| Total noninterest expense | $120,000 | 6,648 |
| Salaries and employee benefits | $59,000 | 6,647 |
| Premises and equipment expense | $14,000 | 6,494 |
| Additional noninterest expense | $47,000 | 6,558 |
| Pre-tax net operating income | $8,000 | 6,136 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $8,000 | 6,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,000 | 6,156 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $8,000 | 6,157 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $8,000 | 6,140 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 6,724 |
| Total interest expense | $42,000 | 6,687 |
| Net interest income | $453,000 | 6,711 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $63,000 | 6,414 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $33,000 | 6,238 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 6,092 |
| Total noninterest expense | $485,000 | 6,720 |
| Salaries and employee benefits | $239,000 | 6,723 |
| Premises and equipment expense | $46,000 | 6,643 |
| Additional noninterest expense | $200,000 | 6,604 |
| Pre-tax net operating income | $31,000 | 6,118 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $31,000 | 6,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $31,000 | 6,176 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $31,000 | 6,177 |
| Net charge-offs | $3,000 | 5,320 |
| Cash dividends | $30,000 | 4,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $31,000 | 6,135 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $365,000 | 6,805 |
| Total interest expense | $32,000 | 6,766 |
| Net interest income | $333,000 | 6,796 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $45,000 | 6,511 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $25,000 | 6,301 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $20,000 | 6,240 |
| Total noninterest expense | $357,000 | 6,797 |
| Salaries and employee benefits | $177,000 | 6,807 |
| Premises and equipment expense | $34,000 | 6,720 |
| Additional noninterest expense | $146,000 | 6,674 |
| Pre-tax net operating income | $21,000 | 6,218 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $20,000 | 6,283 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $20,000 | 6,285 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $20,000 | 6,284 |
| Net charge-offs | $3,000 | 5,003 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $20,000 | 6,230 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $239,000 | 6,862 |
| Total interest expense | $21,000 | 6,820 |
| Net interest income | $218,000 | 6,851 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $30,000 | 6,553 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $15,000 | 6,376 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 6,236 |
| Total noninterest expense | $238,000 | 6,846 |
| Salaries and employee benefits | $120,000 | 6,854 |
| Premises and equipment expense | $16,000 | 6,832 |
| Additional noninterest expense | $102,000 | 6,693 |
| Pre-tax net operating income | $10,000 | 6,259 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $10,000 | 6,336 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,000 | 6,338 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $10,000 | 6,338 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $10,000 | 6,270 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $120,000 | 6,939 |
| Total interest expense | $11,000 | 6,895 |
| Net interest income | $109,000 | 6,922 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $16,000 | 6,583 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $126,000 | 6,901 |
| Salaries and employee benefits | $60,000 | 6,920 |
| Premises and equipment expense | $12,000 | 6,808 |
| Additional noninterest expense | $54,000 | 6,751 |
| Pre-tax net operating income | $-1,000 | 6,350 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-1,000 | 6,421 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,000 | 6,422 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,000 | 6,422 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-1,000 | 6,347 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 6,987 |
| Total interest expense | $53,000 | 6,969 |
| Net interest income | $469,000 | 6,970 |
| Provision for loan and lease losses | $1,000 | 5,896 |
| Total noninterest income | $74,000 | 6,487 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $44,000 | 6,325 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $30,000 | 6,119 |
| Total noninterest expense | $487,000 | 6,978 |
| Salaries and employee benefits | $242,000 | 6,981 |
| Premises and equipment expense | $48,000 | 6,903 |
| Additional noninterest expense | $197,000 | 6,879 |
| Pre-tax net operating income | $55,000 | 6,031 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $3,000 | 4,573 |
| Income before extraordinary items | $52,000 | 6,183 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $52,000 | 6,177 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $52,000 | 6,179 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $60,000 | 4,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $52,000 | 6,025 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $396,000 | 7,095 |
| Total interest expense | $43,000 | 7,068 |
| Net interest income | $353,000 | 7,080 |
| Provision for loan and lease losses | $1,000 | 5,774 |
| Total noninterest income | $56,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $35,000 | 6,358 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 6,290 |
| Total noninterest expense | $354,000 | 7,084 |
| Salaries and employee benefits | $179,000 | 7,083 |
| Premises and equipment expense | $35,000 | 6,995 |
| Additional noninterest expense | $140,000 | 6,990 |
| Pre-tax net operating income | $54,000 | 6,135 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $7,000 | 4,458 |
| Income before extraordinary items | $47,000 | 6,285 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $47,000 | 6,283 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $47,000 | 6,284 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $47,000 | 6,146 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $267,000 | 7,154 |
| Total interest expense | $30,000 | 7,121 |
| Net interest income | $237,000 | 7,139 |
| Provision for loan and lease losses | $1,000 | 5,598 |
| Total noninterest income | $37,000 | 6,637 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $22,000 | 6,442 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,309 |
| Total noninterest expense | $236,000 | 7,145 |
| Salaries and employee benefits | $121,000 | 7,144 |
| Premises and equipment expense | $19,000 | 7,098 |
| Additional noninterest expense | $96,000 | 7,027 |
| Pre-tax net operating income | $37,000 | 6,156 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $32,000 | 6,320 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $32,000 | 6,319 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $32,000 | 6,320 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $32,000 | 6,180 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $135,000 | 7,215 |
| Total interest expense | $15,000 | 7,191 |
| Net interest income | $120,000 | 7,198 |
| Provision for loan and lease losses | $1,000 | 5,211 |
| Total noninterest income | $19,000 | 6,683 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $10,000 | 6,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $125,000 | 7,189 |
| Salaries and employee benefits | $62,000 | 7,196 |
| Premises and equipment expense | $14,000 | 7,031 |
| Additional noninterest expense | $49,000 | 7,064 |
| Pre-tax net operating income | $13,000 | 6,298 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $11,000 | 6,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,000 | 6,427 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,000 | 6,428 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $11,000 | 6,307 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 7,258 |
| Total interest expense | $75,000 | 7,254 |
| Net interest income | $493,000 | 7,240 |
| Provision for loan and lease losses | $3,000 | 6,461 |
| Total noninterest income | $74,000 | 6,623 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $41,000 | 6,479 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $33,000 | 6,166 |
| Total noninterest expense | $482,000 | 7,259 |
| Salaries and employee benefits | $241,000 | 7,263 |
| Premises and equipment expense | $50,000 | 7,168 |
| Additional noninterest expense | $191,000 | 7,149 |
| Pre-tax net operating income | $82,000 | 5,823 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $10,000 | 4,308 |
| Income before extraordinary items | $72,000 | 5,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $72,000 | 5,967 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $72,000 | 5,967 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $72,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $72,000 | 5,849 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $429,000 | 7,333 |
| Total interest expense | $57,000 | 7,326 |
| Net interest income | $372,000 | 7,311 |
| Provision for loan and lease losses | $3,000 | 6,347 |
| Total noninterest income | $54,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $31,000 | 6,501 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $23,000 | 6,317 |
| Total noninterest expense | $353,000 | 7,331 |
| Salaries and employee benefits | $177,000 | 7,334 |
| Premises and equipment expense | $29,000 | 7,295 |
| Additional noninterest expense | $147,000 | 7,206 |
| Pre-tax net operating income | $70,000 | 5,923 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $13,000 | 4,182 |
| Income before extraordinary items | $57,000 | 6,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 6,063 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $57,000 | 6,063 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $57,000 | 5,950 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $286,000 | 7,401 |
| Total interest expense | $39,000 | 7,396 |
| Net interest income | $247,000 | 7,376 |
| Provision for loan and lease losses | $3,000 | 6,142 |
| Total noninterest income | $33,000 | 6,853 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $18,000 | 6,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,410 |
| Total noninterest expense | $230,000 | 7,415 |
| Salaries and employee benefits | $118,000 | 7,407 |
| Premises and equipment expense | $20,000 | 7,356 |
| Additional noninterest expense | $92,000 | 7,316 |
| Pre-tax net operating income | $47,000 | 5,962 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $9,000 | 4,140 |
| Income before extraordinary items | $38,000 | 6,089 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $38,000 | 6,088 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $38,000 | 6,089 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $38,000 | 6,005 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $143,000 | 7,461 |
| Total interest expense | $20,000 | 7,461 |
| Net interest income | $123,000 | 7,434 |
| Provision for loan and lease losses | $1,000 | 5,795 |
| Total noninterest income | $16,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $122,000 | 7,458 |
| Salaries and employee benefits | $60,000 | 7,462 |
| Premises and equipment expense | $15,000 | 7,285 |
| Additional noninterest expense | $47,000 | 7,367 |
| Pre-tax net operating income | $16,000 | 6,143 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $14,000 | 6,199 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $14,000 | 6,198 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $14,000 | 6,199 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $14,000 | 6,162 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 7,523 |
| Total interest expense | $94,000 | 7,529 |
| Net interest income | $504,000 | 7,497 |
| Provision for loan and lease losses | $9,000 | 6,951 |
| Total noninterest income | $66,000 | 6,937 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 6,429 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 6,439 |
| Total noninterest expense | $483,000 | 7,532 |
| Salaries and employee benefits | $230,000 | 7,545 |
| Premises and equipment expense | $52,000 | 7,438 |
| Additional noninterest expense | $201,000 | 7,411 |
| Pre-tax net operating income | $78,000 | 5,545 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $11,000 | 4,198 |
| Income before extraordinary items | $67,000 | 5,727 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $67,000 | 5,728 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $67,000 | 5,728 |
| Net charge-offs | $2,000 | 6,772 |
| Cash dividends | $72,000 | 3,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $67,000 | 5,594 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,633 |
| Total interest expense | $72,000 | 7,644 |
| Net interest income | $380,000 | 7,607 |
| Provision for loan and lease losses | $9,000 | 6,858 |
| Total noninterest income | $48,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $29,000 | 6,489 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $19,000 | 6,686 |
| Total noninterest expense | $351,000 | 7,639 |
| Salaries and employee benefits | $168,000 | 7,657 |
| Premises and equipment expense | $39,000 | 7,533 |
| Additional noninterest expense | $144,000 | 7,524 |
| Pre-tax net operating income | $68,000 | 5,735 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $13,000 | 4,159 |
| Income before extraordinary items | $55,000 | 5,915 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $55,000 | 5,915 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $55,000 | 5,915 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $55,000 | 5,787 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $307,000 | 7,699 |
| Total interest expense | $48,000 | 7,713 |
| Net interest income | $259,000 | 7,665 |
| Provision for loan and lease losses | $6,000 | 6,719 |
| Total noninterest income | $35,000 | 7,110 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $20,000 | 6,495 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 6,644 |
| Total noninterest expense | $231,000 | 7,711 |
| Salaries and employee benefits | $113,000 | 7,718 |
| Premises and equipment expense | $21,000 | 7,661 |
| Additional noninterest expense | $97,000 | 7,584 |
| Pre-tax net operating income | $57,000 | 5,761 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $13,000 | 3,989 |
| Income before extraordinary items | $44,000 | 5,936 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $44,000 | 5,938 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $44,000 | 5,937 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $44,000 | 5,841 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $155,000 | 7,804 |
| Total interest expense | $24,000 | 7,816 |
| Net interest income | $131,000 | 7,759 |
| Provision for loan and lease losses | $3,000 | 6,435 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $118,000 | 7,805 |
| Salaries and employee benefits | $55,000 | 7,824 |
| Premises and equipment expense | $16,000 | 7,572 |
| Additional noninterest expense | $47,000 | 7,696 |
| Pre-tax net operating income | $27,000 | 5,942 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $21,000 | 6,120 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,000 | 6,122 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $21,000 | 6,121 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $21,000 | 6,011 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $652,000 | 7,852 |
| Total interest expense | $122,000 | 7,878 |
| Net interest income | $530,000 | 7,815 |
| Provision for loan and lease losses | $6,000 | 7,358 |
| Total noninterest income | $74,000 | 7,198 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $42,000 | 6,606 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $32,000 | 6,703 |
| Total noninterest expense | $492,000 | 7,883 |
| Salaries and employee benefits | $233,000 | 7,901 |
| Premises and equipment expense | $55,000 | 7,753 |
| Additional noninterest expense | $204,000 | 7,741 |
| Pre-tax net operating income | $106,000 | 5,072 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $13,000 | 3,817 |
| Income before extraordinary items | $93,000 | 5,186 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $93,000 | 5,186 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $93,000 | 5,186 |
| Net charge-offs | $20,000 | 6,658 |
| Cash dividends | $90,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $93,000 | 5,122 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $493,000 | 7,945 |
| Total interest expense | $96,000 | 7,962 |
| Net interest income | $397,000 | 7,893 |
| Provision for loan and lease losses | $4,000 | 7,229 |
| Total noninterest income | $55,000 | 7,342 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $31,000 | 6,661 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $24,000 | 6,871 |
| Total noninterest expense | $362,000 | 7,960 |
| Salaries and employee benefits | $168,000 | 7,982 |
| Premises and equipment expense | $39,000 | 7,850 |
| Additional noninterest expense | $155,000 | 7,786 |
| Pre-tax net operating income | $86,000 | 5,342 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $17,000 | 3,848 |
| Income before extraordinary items | $69,000 | 5,476 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $69,000 | 5,476 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $69,000 | 5,476 |
| Net charge-offs | $17,000 | 6,315 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $69,000 | 5,421 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,033 |
| Total interest expense | $66,000 | 8,055 |
| Net interest income | $268,000 | 7,965 |
| Provision for loan and lease losses | $3,000 | 7,092 |
| Total noninterest income | $39,000 | 7,363 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $237,000 | 8,049 |
| Salaries and employee benefits | $113,000 | 8,072 |
| Premises and equipment expense | $21,000 | 7,991 |
| Additional noninterest expense | $103,000 | 7,856 |
| Pre-tax net operating income | $67,000 | 5,420 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $15,000 | 3,839 |
| Income before extraordinary items | $52,000 | 5,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 5,562 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $52,000 | 5,562 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $52,000 | 5,489 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $172,000 | 8,087 |
| Total interest expense | $35,000 | 8,101 |
| Net interest income | $137,000 | 8,009 |
| Provision for loan and lease losses | $2,000 | 6,666 |
| Total noninterest income | $14,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $117,000 | 8,100 |
| Salaries and employee benefits | $57,000 | 8,122 |
| Premises and equipment expense | $15,000 | 7,890 |
| Additional noninterest expense | $45,000 | 7,942 |
| Pre-tax net operating income | $32,000 | 5,858 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $25,000 | 6,078 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $25,000 | 6,080 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $25,000 | 6,080 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $25,000 | 5,913 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 8,092 |
| Total interest expense | $165,000 | 8,136 |
| Net interest income | $618,000 | 7,998 |
| Provision for loan and lease losses | $4,000 | 7,286 |
| Total noninterest income | $54,000 | 7,711 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 6,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $16,000 | 7,535 |
| Total noninterest expense | $487,000 | 8,132 |
| Salaries and employee benefits | $228,000 | 8,171 |
| Premises and equipment expense | $59,000 | 7,979 |
| Additional noninterest expense | $200,000 | 7,881 |
| Pre-tax net operating income | $181,000 | 5,802 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $41,000 | 3,952 |
| Income before extraordinary items | $140,000 | 5,714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $140,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,515 |
| Cash dividends | $114,000 | 4,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $140,000 | 5,866 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $593,000 | 8,181 |
| Total interest expense | $125,000 | 8,222 |
| Net interest income | $468,000 | 8,075 |
| Provision for loan and lease losses | $3,000 | 6,932 |
| Total noninterest income | $39,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $30,000 | 6,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 7,809 |
| Total noninterest expense | $356,000 | 8,203 |
| Salaries and employee benefits | $162,000 | 8,256 |
| Premises and equipment expense | $43,000 | 8,061 |
| Additional noninterest expense | $151,000 | 7,909 |
| Pre-tax net operating income | $148,000 | 6,230 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $41,000 | 4,235 |
| Income before extraordinary items | $107,000 | 6,140 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $107,000 | 6,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $107,000 | 6,295 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $402,000 | 8,244 |
| Total interest expense | $86,000 | 8,280 |
| Net interest income | $316,000 | 8,113 |
| Provision for loan and lease losses | $2,000 | 6,624 |
| Total noninterest income | $26,000 | 7,934 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $19,000 | 6,886 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $231,000 | 8,275 |
| Salaries and employee benefits | $109,000 | 8,325 |
| Premises and equipment expense | $25,000 | 8,169 |
| Additional noninterest expense | $97,000 | 7,988 |
| Pre-tax net operating income | $109,000 | 6,349 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $31,000 | 4,398 |
| Income before extraordinary items | $78,000 | 6,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $78,000 | 6,434 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $211,000 | 8,293 |
| Total interest expense | $47,000 | 8,328 |
| Net interest income | $164,000 | 8,138 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $15,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $119,000 | 8,303 |
| Salaries and employee benefits | $55,000 | 8,366 |
| Premises and equipment expense | $18,000 | 8,010 |
| Additional noninterest expense | $46,000 | 8,071 |
| Pre-tax net operating income | $59,000 | 6,494 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $41,000 | 6,705 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 6,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $41,000 | 6,610 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 8,284 |
| Total interest expense | $205,000 | 8,292 |
| Net interest income | $603,000 | 8,188 |
| Provision for loan and lease losses | $4,000 | 6,762 |
| Total noninterest income | $57,000 | 7,967 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $42,000 | 6,872 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $15,000 | 7,927 |
| Total noninterest expense | $446,000 | 8,378 |
| Salaries and employee benefits | $227,000 | 8,399 |
| Premises and equipment expense | $53,000 | 8,220 |
| Additional noninterest expense | $166,000 | 8,181 |
| Pre-tax net operating income | $210,000 | 6,846 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $60,000 | 4,822 |
| Income before extraordinary items | $150,000 | 6,958 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $150,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $108,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $150,000 | 6,934 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $600,000 | 8,337 |
| Total interest expense | $154,000 | 8,337 |
| Net interest income | $446,000 | 8,255 |
| Provision for loan and lease losses | $3,000 | 6,442 |
| Total noninterest income | $39,000 | 8,064 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,928 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,000 | 8,062 |
| Total noninterest expense | $318,000 | 8,395 |
| Salaries and employee benefits | $163,000 | 8,411 |
| Premises and equipment expense | $30,000 | 8,323 |
| Additional noninterest expense | $125,000 | 8,158 |
| Pre-tax net operating income | $164,000 | 7,092 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $49,000 | 4,958 |
| Income before extraordinary items | $115,000 | 7,192 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $115,000 | 7,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $115,000 | 7,179 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $397,000 | 8,408 |
| Total interest expense | $101,000 | 8,405 |
| Net interest income | $296,000 | 8,322 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $28,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $21,000 | 6,953 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $213,000 | 8,452 |
| Salaries and employee benefits | $110,000 | 8,462 |
| Premises and equipment expense | $21,000 | 8,351 |
| Additional noninterest expense | $82,000 | 8,225 |
| Pre-tax net operating income | $109,000 | 7,187 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $33,000 | 5,052 |
| Income before extraordinary items | $76,000 | 7,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $76,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $76,000 | 7,286 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $194,000 | 8,474 |
| Total interest expense | $49,000 | 8,462 |
| Net interest income | $145,000 | 8,390 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $107,000 | 8,489 |
| Salaries and employee benefits | $56,000 | 8,499 |
| Premises and equipment expense | $14,000 | 8,242 |
| Additional noninterest expense | $37,000 | 8,335 |
| Pre-tax net operating income | $51,000 | 7,262 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $36,000 | 7,362 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $36,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $36,000 | 7,352 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 8,425 |
| Total interest expense | $183,000 | 8,438 |
| Net interest income | $565,000 | 8,358 |
| Provision for loan and lease losses | $7,000 | 6,675 |
| Total noninterest income | $61,000 | 8,121 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $47,000 | 6,937 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,156 |
| Total noninterest expense | $438,000 | 8,505 |
| Salaries and employee benefits | $223,000 | 8,522 |
| Premises and equipment expense | $51,000 | 8,347 |
| Additional noninterest expense | $164,000 | 8,292 |
| Pre-tax net operating income | $181,000 | 7,467 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $47,000 | 5,497 |
| Income before extraordinary items | $134,000 | 7,551 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $134,000 | 7,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $102,000 | 5,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $134,000 | 7,542 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $555,000 | 8,489 |
| Total interest expense | $135,000 | 8,497 |
| Net interest income | $420,000 | 8,441 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $45,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $35,000 | 7,027 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,238 |
| Total noninterest expense | $308,000 | 8,582 |
| Salaries and employee benefits | $160,000 | 8,585 |
| Premises and equipment expense | $36,000 | 8,432 |
| Additional noninterest expense | $112,000 | 8,401 |
| Pre-tax net operating income | $152,000 | 7,618 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $45,000 | 5,504 |
| Income before extraordinary items | $107,000 | 7,686 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $107,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $107,000 | 7,688 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,552 |
| Total interest expense | $86,000 | 8,543 |
| Net interest income | $278,000 | 8,504 |
| Provision for loan and lease losses | $4,000 | 6,268 |
| Total noninterest income | $30,000 | 8,281 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $207,000 | 8,614 |
| Salaries and employee benefits | $106,000 | 8,625 |
| Premises and equipment expense | $20,000 | 8,534 |
| Additional noninterest expense | $81,000 | 8,367 |
| Pre-tax net operating income | $97,000 | 7,716 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $29,000 | 5,593 |
| Income before extraordinary items | $68,000 | 7,781 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $68,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $68,000 | 7,784 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $172,000 | 8,590 |
| Total interest expense | $40,000 | 8,575 |
| Net interest income | $132,000 | 8,545 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $15,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $103,000 | 8,632 |
| Salaries and employee benefits | $53,000 | 8,635 |
| Premises and equipment expense | $13,000 | 8,407 |
| Additional noninterest expense | $37,000 | 8,446 |
| Pre-tax net operating income | $42,000 | 7,792 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $30,000 | 7,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $30,000 | 7,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 8,552 |
| Total interest expense | $133,000 | 8,563 |
| Net interest income | $524,000 | 8,510 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $60,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $44,000 | 7,168 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $429,000 | 8,645 |
| Salaries and employee benefits | $217,000 | 8,668 |
| Premises and equipment expense | $51,000 | 8,453 |
| Additional noninterest expense | $161,000 | 8,437 |
| Pre-tax net operating income | $143,000 | 7,860 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $32,000 | 6,114 |
| Income before extraordinary items | $111,000 | 7,933 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $111,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $96,000 | 5,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $111,000 | 7,905 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $486,000 | 8,603 |
| Total interest expense | $96,000 | 8,615 |
| Net interest income | $390,000 | 8,567 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $44,000 | 8,399 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 7,231 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $320,000 | 8,649 |
| Salaries and employee benefits | $158,000 | 8,680 |
| Premises and equipment expense | $37,000 | 8,482 |
| Additional noninterest expense | $125,000 | 8,410 |
| Pre-tax net operating income | $105,000 | 7,998 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $25,000 | 6,179 |
| Income before extraordinary items | $80,000 | 8,059 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $80,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $80,000 | 8,030 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $322,000 | 8,620 |
| Total interest expense | $62,000 | 8,631 |
| Net interest income | $260,000 | 8,577 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $27,000 | 8,440 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $21,000 | 7,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $205,000 | 8,672 |
| Salaries and employee benefits | $104,000 | 8,701 |
| Premises and equipment expense | $21,000 | 8,548 |
| Additional noninterest expense | $80,000 | 8,443 |
| Pre-tax net operating income | $76,000 | 7,990 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $19,000 | 6,120 |
| Income before extraordinary items | $57,000 | 8,058 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $57,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $57,000 | 8,024 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $156,000 | 8,705 |
| Total interest expense | $30,000 | 8,698 |
| Net interest income | $126,000 | 8,663 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $14,000 | 8,474 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $105,000 | 8,719 |
| Salaries and employee benefits | $53,000 | 8,751 |
| Premises and equipment expense | $13,000 | 8,500 |
| Additional noninterest expense | $39,000 | 8,517 |
| Pre-tax net operating income | $33,000 | 8,112 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $26,000 | 8,160 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $26,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $26,000 | 8,134 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 8,679 |
| Total interest expense | $120,000 | 8,693 |
| Net interest income | $514,000 | 8,632 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $50,000 | 8,580 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $37,000 | 7,473 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $421,000 | 8,769 |
| Salaries and employee benefits | $221,000 | 8,784 |
| Premises and equipment expense | $50,000 | 8,603 |
| Additional noninterest expense | $150,000 | 8,593 |
| Pre-tax net operating income | $143,000 | 7,971 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $34,000 | 6,272 |
| Income before extraordinary items | $109,000 | 8,047 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $109,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $96,000 | 5,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $109,000 | 8,006 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $477,000 | 8,733 |
| Total interest expense | $91,000 | 8,740 |
| Net interest income | $386,000 | 8,688 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $35,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $27,000 | 7,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $314,000 | 8,795 |
| Salaries and employee benefits | $161,000 | 8,824 |
| Premises and equipment expense | $37,000 | 8,631 |
| Additional noninterest expense | $116,000 | 8,581 |
| Pre-tax net operating income | $107,000 | 8,089 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $25,000 | 6,401 |
| Income before extraordinary items | $82,000 | 8,175 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $82,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $82,000 | 8,128 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,798 |
| Total interest expense | $61,000 | 8,805 |
| Net interest income | $253,000 | 8,755 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $22,000 | 8,736 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $16,000 | 7,629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $208,000 | 8,860 |
| Salaries and employee benefits | $108,000 | 8,877 |
| Premises and equipment expense | $21,000 | 8,751 |
| Additional noninterest expense | $79,000 | 8,595 |
| Pre-tax net operating income | $67,000 | 8,139 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $15,000 | 6,460 |
| Income before extraordinary items | $52,000 | 8,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $52,000 | 8,160 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $152,000 | 8,858 |
| Total interest expense | $31,000 | 8,847 |
| Net interest income | $121,000 | 8,811 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $12,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $107,000 | 8,879 |
| Salaries and employee benefits | $55,000 | 8,906 |
| Premises and equipment expense | $14,000 | 8,600 |
| Additional noninterest expense | $38,000 | 8,683 |
| Pre-tax net operating income | $26,000 | 8,239 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $21,000 | 8,315 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,000 | 8,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $21,000 | 8,248 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $665,000 | 8,852 |
| Total interest expense | $156,000 | 8,848 |
| Net interest income | $509,000 | 8,800 |
| Provision for loan and lease losses | $2,000 | 7,605 |
| Total noninterest income | $48,000 | 8,812 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $35,000 | 7,652 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $416,000 | 8,954 |
| Salaries and employee benefits | $225,000 | 8,950 |
| Premises and equipment expense | $50,000 | 8,765 |
| Additional noninterest expense | $141,000 | 8,808 |
| Pre-tax net operating income | $139,000 | 8,054 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $27,000 | 6,667 |
| Income before extraordinary items | $112,000 | 8,167 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $112,000 | 8,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $156,000 | 5,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $112,000 | 8,049 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $508,000 | 8,925 |
| Total interest expense | $124,000 | 8,929 |
| Net interest income | $384,000 | 8,877 |
| Provision for loan and lease losses | $2,000 | 7,425 |
| Total noninterest income | $34,000 | 8,901 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $26,000 | 7,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $312,000 | 8,993 |
| Salaries and employee benefits | $164,000 | 9,001 |
| Premises and equipment expense | $45,000 | 8,649 |
| Additional noninterest expense | $103,000 | 8,875 |
| Pre-tax net operating income | $104,000 | 8,204 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $24,000 | 6,710 |
| Income before extraordinary items | $80,000 | 8,347 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $80,000 | 8,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $80,000 | 8,231 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $348,000 | 8,954 |
| Total interest expense | $88,000 | 8,958 |
| Net interest income | $260,000 | 8,905 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $23,000 | 8,927 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $17,000 | 7,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $198,000 | 9,051 |
| Salaries and employee benefits | $109,000 | 9,039 |
| Premises and equipment expense | $20,000 | 8,935 |
| Additional noninterest expense | $69,000 | 8,882 |
| Pre-tax net operating income | $83,000 | 8,135 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $23,000 | 6,516 |
| Income before extraordinary items | $60,000 | 8,336 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $60,000 | 8,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $60,000 | 8,207 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $178,000 | 9,007 |
| Total interest expense | $47,000 | 9,000 |
| Net interest income | $131,000 | 8,949 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $103,000 | 9,071 |
| Salaries and employee benefits | $55,000 | 9,073 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $34,000 | 8,932 |
| Pre-tax net operating income | $38,000 | 8,179 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $28,000 | 8,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $28,000 | 8,193 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 8,989 |
| Total interest expense | $266,000 | 8,949 |
| Net interest income | $550,000 | 8,947 |
| Provision for loan and lease losses | $8,000 | 7,885 |
| Total noninterest income | $49,000 | 8,967 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $35,000 | 7,776 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $416,000 | 9,115 |
| Salaries and employee benefits | $230,000 | 9,098 |
| Premises and equipment expense | $51,000 | 8,885 |
| Additional noninterest expense | $135,000 | 8,978 |
| Pre-tax net operating income | $175,000 | 8,023 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $44,000 | 6,618 |
| Income before extraordinary items | $131,000 | 8,186 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $131,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $156,000 | 5,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $131,000 | 8,084 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 9,164 |
| Total interest expense | $393,000 | 9,169 |
| Net interest income | $592,000 | 9,050 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $47,000 | 9,191 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $31,000 | 7,960 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $414,000 | 9,339 |
| Salaries and employee benefits | $234,000 | 9,303 |
| Premises and equipment expense | $46,000 | 9,195 |
| Additional noninterest expense | $134,000 | 9,168 |
| Pre-tax net operating income | $213,000 | 7,818 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $60,000 | 6,535 |
| Income before extraordinary items | $153,000 | 8,012 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $153,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $169,000 | 5,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $153,000 | 7,898 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 9,400 |
| Total interest expense | $372,000 | 9,460 |
| Net interest income | $619,000 | 9,263 |
| Provision for loan and lease losses | $21,000 | 7,573 |
| Total noninterest income | $51,000 | 9,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 7,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,181 |
| Total noninterest expense | $407,000 | 9,582 |
| Salaries and employee benefits | $222,000 | 9,565 |
| Premises and equipment expense | $51,000 | 9,346 |
| Additional noninterest expense | $134,000 | 9,381 |
| Pre-tax net operating income | $242,000 | 8,175 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $71,000 | 6,919 |
| Income before extraordinary items | $171,000 | 8,270 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $171,000 | 8,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $108,000 | 5,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $171,000 | 8,275 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $982,000 | 9,629 |
| Total interest expense | $370,000 | 9,698 |
| Net interest income | $612,000 | 9,482 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $45,000 | 9,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,637 |
| Total noninterest expense | $412,000 | 9,853 |
| Salaries and employee benefits | $233,000 | 9,778 |
| Premises and equipment expense | $48,000 | 9,675 |
| Additional noninterest expense | $131,000 | 9,695 |
| Pre-tax net operating income | $221,000 | 8,471 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $56,000 | 7,557 |
| Income before extraordinary items | $165,000 | 8,547 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $165,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,548 |
| Cash dividends | $96,000 | 6,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $165,000 | 8,504 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 9,828 |
| Total interest expense | $403,000 | 9,893 |
| Net interest income | $626,000 | 9,675 |
| Provision for loan and lease losses | $22,000 | 7,668 |
| Total noninterest income | $50,000 | 9,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $398,000 | 10,060 |
| Salaries and employee benefits | $224,000 | 9,996 |
| Premises and equipment expense | $48,000 | 9,864 |
| Additional noninterest expense | $126,000 | 9,900 |
| Pre-tax net operating income | $256,000 | 8,634 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $76,000 | 7,886 |
| Income before extraordinary items | $180,000 | 8,761 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $180,000 | 8,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $180,000 | 8,693 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 10,206 |
| Total interest expense | $435,000 | 10,253 |
| Net interest income | $659,000 | 10,037 |
| Provision for loan and lease losses | $41,000 | 6,989 |
| Total noninterest income | $51,000 | 10,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,147 |
| Total noninterest expense | $382,000 | 10,527 |
| Salaries and employee benefits | $205,000 | 10,513 |
| Premises and equipment expense | $49,000 | 10,222 |
| Additional noninterest expense | $128,000 | 10,250 |
| Pre-tax net operating income | $287,000 | 9,064 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $97,000 | 8,449 |
| Income before extraordinary items | $190,000 | 9,246 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $190,000 | 9,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $90,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $190,000 | 9,203 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 10,736 |
| Total interest expense | $440,000 | 10,775 |
| Net interest income | $620,000 | 10,606 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $52,000 | 10,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,581 |
| Total noninterest expense | $374,000 | 11,053 |
| Salaries and employee benefits | $203,000 | 11,002 |
| Premises and equipment expense | $39,000 | 10,933 |
| Additional noninterest expense | $132,000 | 10,773 |
| Pre-tax net operating income | $268,000 | 9,348 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $92,000 | 8,884 |
| Income before extraordinary items | $176,000 | 9,529 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $176,000 | 9,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $176,000 | 9,476 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 11,281 |
| Total interest expense | $425,000 | 11,257 |
| Net interest income | $573,000 | 11,211 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $55,000 | 11,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $384,000 | 11,481 |
| Salaries and employee benefits | $202,000 | 11,490 |
| Premises and equipment expense | $41,000 | 11,355 |
| Additional noninterest expense | $141,000 | 11,171 |
| Pre-tax net operating income | $232,000 | 10,246 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $67,000 | 9,845 |
| Income before extraordinary items | $165,000 | 10,311 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $165,000 | 10,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $165,000 | 10,290 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 11,823 |
| Total interest expense | $385,000 | 11,666 |
| Net interest income | $551,000 | 11,853 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $49,000 | 11,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $396,000 | 12,059 |
| Salaries and employee benefits | $217,000 | 11,938 |
| Premises and equipment expense | $33,000 | 12,157 |
| Additional noninterest expense | $146,000 | 11,834 |
| Pre-tax net operating income | $196,000 | 10,923 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $55,000 | 10,338 |
| Income before extraordinary items | $141,000 | 10,921 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $141,000 | 10,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $24,000 | 8,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $141,000 | 10,985 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 12,264 |
| Total interest expense | $433,000 | 12,052 |
| Net interest income | $579,000 | 12,295 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $47,000 | 12,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $399,000 | 12,653 |
| Salaries and employee benefits | $221,000 | 12,448 |
| Premises and equipment expense | $30,000 | 12,856 |
| Additional noninterest expense | $148,000 | 12,451 |
| Pre-tax net operating income | $225,000 | 10,825 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $67,000 | 10,544 |
| Income before extraordinary items | $158,000 | 11,101 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $158,000 | 11,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $24,000 | 8,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $158,000 | 10,900 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 12,698 |
| Total interest expense | $568,000 | 12,447 |
| Net interest income | $588,000 | 12,753 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $39,000 | 13,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 11,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $395,000 | 13,193 |
| Salaries and employee benefits | $218,000 | 12,958 |
| Premises and equipment expense | $27,000 | 13,499 |
| Additional noninterest expense | $150,000 | 12,956 |
| Pre-tax net operating income | $226,000 | 10,833 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $68,000 | 10,772 |
| Income before extraordinary items | $158,000 | 11,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $158,000 | 11,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $24,000 | 8,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $158,000 | 10,816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.