Home > First State Bank of Warner, S. Dak. > Income and Expense
First State Bank of Warner, S. Dak., Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 4,149 |
| Total interest expense | $238,000 | 3,904 |
| Net interest income | $1,788,000 | 4,139 |
| Provision for loan and lease losses | $400,000 | 972 |
| Total noninterest income | $222,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $32,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 3,451 |
| Total noninterest expense | $1,028,000 | 4,599 |
| Salaries and employee benefits | $548,000 | 4,632 |
| Premises and equipment expense | $143,000 | 4,159 |
| Additional noninterest expense | $337,000 | 4,525 |
| Pre-tax net operating income | $582,000 | 3,942 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $27,000 | 3,403 |
| Income before extraordinary items | $555,000 | 3,826 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $555,000 | 3,824 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $555,000 | 3,825 |
| Net charge-offs | $-16,000 | 4,670 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $555,000 | 3,830 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 4,172 |
| Total interest expense | $100,000 | 4,112 |
| Net interest income | $908,000 | 4,133 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $76,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $16,000 | 4,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 3,975 |
| Total noninterest expense | $538,000 | 4,604 |
| Salaries and employee benefits | $271,000 | 4,696 |
| Premises and equipment expense | $82,000 | 3,987 |
| Additional noninterest expense | $185,000 | 4,437 |
| Pre-tax net operating income | $446,000 | 3,274 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $27,000 | 3,088 |
| Income before extraordinary items | $419,000 | 3,176 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $419,000 | 3,176 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $419,000 | 3,176 |
| Net charge-offs | $-8,000 | 4,650 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $419,000 | 3,180 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 5,288 |
| Total interest expense | $77,000 | 5,419 |
| Net interest income | $1,431,000 | 5,254 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $69,000 | 5,398 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $30,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 5,194 |
| Total noninterest expense | $955,000 | 5,396 |
| Salaries and employee benefits | $461,000 | 5,452 |
| Premises and equipment expense | $143,000 | 5,041 |
| Additional noninterest expense | $351,000 | 5,270 |
| Pre-tax net operating income | $545,000 | 4,670 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $18,000 | 3,784 |
| Income before extraordinary items | $527,000 | 4,448 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $527,000 | 4,448 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $527,000 | 4,448 |
| Net charge-offs | $-11,000 | 4,818 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $527,000 | 4,439 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $657,000 | 5,581 |
| Total interest expense | $33,000 | 5,621 |
| Net interest income | $624,000 | 5,566 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $36,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $14,000 | 5,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 5,352 |
| Total noninterest expense | $333,000 | 5,684 |
| Salaries and employee benefits | $166,000 | 5,691 |
| Premises and equipment expense | $65,000 | 5,407 |
| Additional noninterest expense | $102,000 | 5,679 |
| Pre-tax net operating income | $327,000 | 4,906 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-11,000 | 5,591 |
| Income before extraordinary items | $338,000 | 4,797 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $338,000 | 4,797 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $338,000 | 4,797 |
| Net charge-offs | $-4,000 | 4,505 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $338,000 | 4,784 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 4,582 |
| Total interest expense | $120,000 | 4,703 |
| Net interest income | $1,463,000 | 4,514 |
| Provision for loan and lease losses | $65,000 | 2,560 |
| Total noninterest income | $307,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $32,000 | 4,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 3,059 |
| Total noninterest expense | $1,494,000 | 4,167 |
| Salaries and employee benefits | $921,000 | 3,952 |
| Premises and equipment expense | $207,000 | 3,646 |
| Additional noninterest expense | $366,000 | 4,583 |
| Pre-tax net operating income | $211,000 | 4,935 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $16,000 | 3,701 |
| Income before extraordinary items | $195,000 | 4,889 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $195,000 | 4,889 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $195,000 | 4,889 |
| Net charge-offs | $-12,000 | 4,850 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $195,000 | 4,879 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 4,615 |
| Total interest expense | $53,000 | 4,867 |
| Net interest income | $734,000 | 4,534 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $113,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $16,000 | 4,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 3,517 |
| Total noninterest expense | $540,000 | 4,741 |
| Salaries and employee benefits | $249,000 | 4,962 |
| Premises and equipment expense | $104,000 | 3,671 |
| Additional noninterest expense | $187,000 | 4,584 |
| Pre-tax net operating income | $307,000 | 3,795 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $14,000 | 3,484 |
| Income before extraordinary items | $293,000 | 3,645 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $293,000 | 3,644 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $293,000 | 3,645 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $293,000 | 3,620 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 4,728 |
| Total interest expense | $196,000 | 4,983 |
| Net interest income | $2,781,000 | 4,644 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $565,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $63,000 | 5,005 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $502,000 | 3,267 |
| Total noninterest expense | $1,982,000 | 4,905 |
| Salaries and employee benefits | $936,000 | 5,090 |
| Premises and equipment expense | $325,000 | 4,166 |
| Additional noninterest expense | $721,000 | 4,728 |
| Pre-tax net operating income | $1,364,000 | 3,646 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $31,000 | 3,745 |
| Income before extraordinary items | $1,333,000 | 3,460 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,333,000 | 3,458 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,333,000 | 3,459 |
| Net charge-offs | $11,000 | 3,842 |
| Cash dividends | $855,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,333,000 | 3,414 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 4,759 |
| Total interest expense | $143,000 | 5,067 |
| Net interest income | $2,097,000 | 4,675 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $527,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $47,000 | 5,062 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $480,000 | 2,946 |
| Total noninterest expense | $1,431,000 | 4,981 |
| Salaries and employee benefits | $679,000 | 5,147 |
| Premises and equipment expense | $247,000 | 4,164 |
| Additional noninterest expense | $505,000 | 4,861 |
| Pre-tax net operating income | $1,193,000 | 3,480 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $35,000 | 3,697 |
| Income before extraordinary items | $1,158,000 | 3,259 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,158,000 | 3,258 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,158,000 | 3,259 |
| Net charge-offs | $24,000 | 3,043 |
| Cash dividends | $780,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,158,000 | 3,204 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 4,838 |
| Total interest expense | $91,000 | 5,159 |
| Net interest income | $1,372,000 | 4,745 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $212,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $29,000 | 5,147 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $183,000 | 3,726 |
| Total noninterest expense | $971,000 | 5,015 |
| Salaries and employee benefits | $451,000 | 5,202 |
| Premises and equipment expense | $154,000 | 4,314 |
| Additional noninterest expense | $366,000 | 4,778 |
| Pre-tax net operating income | $613,000 | 3,853 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $12,000 | 3,911 |
| Income before extraordinary items | $601,000 | 3,683 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $601,000 | 3,679 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $601,000 | 3,682 |
| Net charge-offs | $29,000 | 2,534 |
| Cash dividends | $750,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $601,000 | 3,615 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 4,821 |
| Total interest expense | $47,000 | 5,174 |
| Net interest income | $708,000 | 4,725 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $90,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $16,000 | 5,063 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $74,000 | 3,959 |
| Total noninterest expense | $508,000 | 4,999 |
| Salaries and employee benefits | $245,000 | 5,146 |
| Premises and equipment expense | $73,000 | 4,430 |
| Additional noninterest expense | $190,000 | 4,756 |
| Pre-tax net operating income | $290,000 | 3,910 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-3,000 | 5,928 |
| Income before extraordinary items | $293,000 | 3,674 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $293,000 | 3,671 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $293,000 | 3,672 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $750,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $293,000 | 3,607 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 4,866 |
| Total interest expense | $166,000 | 5,371 |
| Net interest income | $2,786,000 | 4,776 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $439,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $80,000 | 4,963 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $359,000 | 3,733 |
| Total noninterest expense | $1,930,000 | 5,111 |
| Salaries and employee benefits | $869,000 | 5,374 |
| Premises and equipment expense | $315,000 | 4,386 |
| Additional noninterest expense | $746,000 | 4,833 |
| Pre-tax net operating income | $1,295,000 | 3,730 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $73,000 | 3,482 |
| Income before extraordinary items | $1,222,000 | 3,599 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,222,000 | 3,597 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,222,000 | 3,599 |
| Net charge-offs | $-37,000 | 5,488 |
| Cash dividends | $290,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,222,000 | 3,547 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 4,925 |
| Total interest expense | $119,000 | 5,488 |
| Net interest income | $2,094,000 | 4,825 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $397,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $59,000 | 5,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $338,000 | 3,450 |
| Total noninterest expense | $1,362,000 | 5,229 |
| Salaries and employee benefits | $623,000 | 5,459 |
| Premises and equipment expense | $234,000 | 4,444 |
| Additional noninterest expense | $505,000 | 5,037 |
| Pre-tax net operating income | $1,129,000 | 3,556 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $53,000 | 3,608 |
| Income before extraordinary items | $1,076,000 | 3,385 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,076,000 | 3,383 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,076,000 | 3,384 |
| Net charge-offs | $-29,000 | 5,446 |
| Cash dividends | $290,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,076,000 | 3,332 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 5,020 |
| Total interest expense | $72,000 | 5,615 |
| Net interest income | $1,351,000 | 4,908 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $215,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $38,000 | 5,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $177,000 | 3,818 |
| Total noninterest expense | $934,000 | 5,237 |
| Salaries and employee benefits | $419,000 | 5,504 |
| Premises and equipment expense | $164,000 | 4,378 |
| Additional noninterest expense | $351,000 | 5,006 |
| Pre-tax net operating income | $632,000 | 3,811 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $31,000 | 3,672 |
| Income before extraordinary items | $601,000 | 3,669 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $601,000 | 3,670 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $601,000 | 3,671 |
| Net charge-offs | $-20,000 | 5,464 |
| Cash dividends | $290,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $601,000 | 3,612 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 5,155 |
| Total interest expense | $32,000 | 5,768 |
| Net interest income | $629,000 | 5,046 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $106,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 3,810 |
| Total noninterest expense | $474,000 | 5,262 |
| Salaries and employee benefits | $217,000 | 5,487 |
| Premises and equipment expense | $80,000 | 4,483 |
| Additional noninterest expense | $177,000 | 5,029 |
| Pre-tax net operating income | $261,000 | 4,078 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $16,000 | 3,628 |
| Income before extraordinary items | $245,000 | 3,985 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $245,000 | 3,990 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $245,000 | 3,989 |
| Net charge-offs | $-9,000 | 5,373 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $245,000 | 3,905 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 5,197 |
| Total interest expense | $119,000 | 5,956 |
| Net interest income | $2,585,000 | 5,079 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $369,000 | 4,747 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $99,000 | 5,014 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $270,000 | 4,156 |
| Total noninterest expense | $1,829,000 | 5,400 |
| Salaries and employee benefits | $828,000 | 5,649 |
| Premises and equipment expense | $370,000 | 4,249 |
| Additional noninterest expense | $631,000 | 5,308 |
| Pre-tax net operating income | $1,125,000 | 3,949 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $10,000 | 4,202 |
| Income before extraordinary items | $1,115,000 | 3,763 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,115,000 | 3,763 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,115,000 | 3,765 |
| Net charge-offs | $-248,000 | 6,285 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,115,000 | 3,714 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 5,272 |
| Total interest expense | $88,000 | 6,052 |
| Net interest income | $1,925,000 | 5,141 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $295,000 | 4,701 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $79,000 | 4,978 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $216,000 | 4,108 |
| Total noninterest expense | $1,348,000 | 5,478 |
| Salaries and employee benefits | $615,000 | 5,700 |
| Premises and equipment expense | $270,000 | 4,358 |
| Additional noninterest expense | $463,000 | 5,389 |
| Pre-tax net operating income | $872,000 | 3,981 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $30,000 | 3,865 |
| Income before extraordinary items | $842,000 | 3,819 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $842,000 | 3,821 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $842,000 | 3,822 |
| Net charge-offs | $-237,000 | 6,373 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $842,000 | 3,765 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 5,314 |
| Total interest expense | $58,000 | 6,108 |
| Net interest income | $1,275,000 | 5,176 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $213,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $50,000 | 5,066 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $163,000 | 3,945 |
| Total noninterest expense | $894,000 | 5,505 |
| Salaries and employee benefits | $417,000 | 5,712 |
| Premises and equipment expense | $166,000 | 4,575 |
| Additional noninterest expense | $311,000 | 5,397 |
| Pre-tax net operating income | $594,000 | 3,893 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $13,000 | 4,016 |
| Income before extraordinary items | $581,000 | 3,686 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $581,000 | 3,690 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $581,000 | 3,693 |
| Net charge-offs | $-18,000 | 5,841 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $581,000 | 3,625 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 5,453 |
| Total interest expense | $29,000 | 6,185 |
| Net interest income | $603,000 | 5,306 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $102,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $19,000 | 5,404 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $83,000 | 3,842 |
| Total noninterest expense | $473,000 | 5,487 |
| Salaries and employee benefits | $216,000 | 5,722 |
| Premises and equipment expense | $81,000 | 4,681 |
| Additional noninterest expense | $176,000 | 5,264 |
| Pre-tax net operating income | $232,000 | 4,226 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-7,000 | 6,432 |
| Income before extraordinary items | $239,000 | 3,941 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $239,000 | 3,943 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $239,000 | 3,943 |
| Net charge-offs | $-9,000 | 5,700 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $239,000 | 3,897 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 5,732 |
| Total interest expense | $190,000 | 5,971 |
| Net interest income | $2,028,000 | 5,639 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $312,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $83,000 | 5,476 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $229,000 | 4,430 |
| Total noninterest expense | $1,782,000 | 5,632 |
| Salaries and employee benefits | $766,000 | 5,968 |
| Premises and equipment expense | $432,000 | 4,043 |
| Additional noninterest expense | $584,000 | 5,624 |
| Pre-tax net operating income | $558,000 | 4,876 |
| Securities gains (losses) | $-17,000 | 6,309 |
| Applicable income taxes | $32,000 | 3,932 |
| Income before extraordinary items | $509,000 | 4,882 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $509,000 | 4,885 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $509,000 | 4,885 |
| Net charge-offs | $-22,000 | 6,293 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $524,980 | 4,781 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 5,757 |
| Total interest expense | $157,000 | 5,953 |
| Net interest income | $1,544,000 | 5,667 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $259,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $62,000 | 5,543 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $197,000 | 4,324 |
| Total noninterest expense | $1,284,000 | 5,729 |
| Salaries and employee benefits | $583,000 | 5,978 |
| Premises and equipment expense | $282,000 | 4,398 |
| Additional noninterest expense | $419,000 | 5,719 |
| Pre-tax net operating income | $519,000 | 4,719 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $17,000 | 4,157 |
| Income before extraordinary items | $502,000 | 4,594 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $502,000 | 4,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $502,000 | 4,599 |
| Net charge-offs | $-15,000 | 6,214 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $502,000 | 4,517 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 5,821 |
| Total interest expense | $113,000 | 5,931 |
| Net interest income | $998,000 | 5,749 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $171,000 | 5,064 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $42,000 | 5,535 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $129,000 | 4,416 |
| Total noninterest expense | $835,000 | 5,786 |
| Salaries and employee benefits | $393,000 | 5,996 |
| Premises and equipment expense | $175,000 | 4,557 |
| Additional noninterest expense | $267,000 | 5,794 |
| Pre-tax net operating income | $334,000 | 4,736 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $15,000 | 4,050 |
| Income before extraordinary items | $319,000 | 4,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $319,000 | 4,651 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $319,000 | 4,652 |
| Net charge-offs | $-14,000 | 6,233 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $319,000 | 4,548 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 5,952 |
| Total interest expense | $59,000 | 5,958 |
| Net interest income | $467,000 | 5,885 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $90,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $19,000 | 5,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 4,261 |
| Total noninterest expense | $446,000 | 5,756 |
| Salaries and employee benefits | $211,000 | 5,935 |
| Premises and equipment expense | $86,000 | 4,635 |
| Additional noninterest expense | $149,000 | 5,682 |
| Pre-tax net operating income | $111,000 | 5,205 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $9,000 | 3,970 |
| Income before extraordinary items | $102,000 | 5,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $102,000 | 5,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $102,000 | 5,221 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $102,000 | 5,121 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 5,969 |
| Total interest expense | $320,000 | 5,895 |
| Net interest income | $1,940,000 | 5,909 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $342,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $86,000 | 5,638 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $256,000 | 4,277 |
| Total noninterest expense | $1,842,000 | 5,796 |
| Salaries and employee benefits | $795,000 | 6,098 |
| Premises and equipment expense | $357,000 | 4,557 |
| Additional noninterest expense | $690,000 | 5,569 |
| Pre-tax net operating income | $440,000 | 5,051 |
| Securities gains (losses) | $9,000 | 3,408 |
| Applicable income taxes | $6,000 | 4,480 |
| Income before extraordinary items | $443,000 | 5,083 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $443,000 | 5,082 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $443,000 | 5,083 |
| Net charge-offs | $230,000 | 3,620 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $434,090 | 4,902 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 6,070 |
| Total interest expense | $252,000 | 5,958 |
| Net interest income | $1,441,000 | 6,009 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $287,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $68,000 | 5,652 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $219,000 | 4,121 |
| Total noninterest expense | $1,349,000 | 5,874 |
| Salaries and employee benefits | $599,000 | 6,128 |
| Premises and equipment expense | $259,000 | 4,709 |
| Additional noninterest expense | $491,000 | 5,712 |
| Pre-tax net operating income | $379,000 | 5,050 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $9,000 | 4,404 |
| Income before extraordinary items | $370,000 | 5,084 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $370,000 | 5,082 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $370,000 | 5,082 |
| Net charge-offs | $-24,000 | 6,786 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $370,000 | 4,896 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 6,118 |
| Total interest expense | $176,000 | 5,978 |
| Net interest income | $951,000 | 6,079 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $199,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $47,000 | 5,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $152,000 | 4,059 |
| Total noninterest expense | $919,000 | 5,891 |
| Salaries and employee benefits | $402,000 | 6,166 |
| Premises and equipment expense | $173,000 | 4,718 |
| Additional noninterest expense | $344,000 | 5,670 |
| Pre-tax net operating income | $231,000 | 5,151 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $224,000 | 5,195 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $224,000 | 5,195 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $224,000 | 5,195 |
| Net charge-offs | $-16,000 | 6,748 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $224,000 | 5,003 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $569,000 | 6,151 |
| Total interest expense | $92,000 | 6,011 |
| Net interest income | $477,000 | 6,112 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $103,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,000 |
| Total noninterest expense | $431,000 | 6,026 |
| Salaries and employee benefits | $210,000 | 6,141 |
| Premises and equipment expense | $75,000 | 5,094 |
| Additional noninterest expense | $146,000 | 5,972 |
| Pre-tax net operating income | $149,000 | 4,941 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $9,000 | 4,034 |
| Income before extraordinary items | $140,000 | 4,951 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $140,000 | 4,954 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $140,000 | 4,955 |
| Net charge-offs | $-8,000 | 6,564 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $140,000 | 4,802 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 6,213 |
| Total interest expense | $499,000 | 5,854 |
| Net interest income | $1,832,000 | 6,232 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $274,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $91,000 | 5,646 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $183,000 | 4,584 |
| Total noninterest expense | $1,847,000 | 5,957 |
| Salaries and employee benefits | $797,000 | 6,280 |
| Premises and equipment expense | $352,000 | 4,850 |
| Additional noninterest expense | $698,000 | 5,696 |
| Pre-tax net operating income | $259,000 | 5,359 |
| Securities gains (losses) | $-1,000 | 6,712 |
| Applicable income taxes | $11,000 | 4,285 |
| Income before extraordinary items | $247,000 | 5,404 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $247,000 | 5,405 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $247,000 | 5,405 |
| Net charge-offs | $71,000 | 5,253 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $247,960 | 5,288 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 6,241 |
| Total interest expense | $405,000 | 5,823 |
| Net interest income | $1,388,000 | 6,264 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $207,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $71,000 | 5,622 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $136,000 | 4,675 |
| Total noninterest expense | $1,447,000 | 5,912 |
| Salaries and employee benefits | $603,000 | 6,279 |
| Premises and equipment expense | $284,000 | 4,748 |
| Additional noninterest expense | $560,000 | 5,600 |
| Pre-tax net operating income | $148,000 | 5,648 |
| Securities gains (losses) | $-1,000 | 6,834 |
| Applicable income taxes | $-3,000 | 6,733 |
| Income before extraordinary items | $150,000 | 5,711 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 5,711 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $150,000 | 5,712 |
| Net charge-offs | $-3,000 | 6,816 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $151,000 | 5,567 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 6,371 |
| Total interest expense | $291,000 | 5,796 |
| Net interest income | $849,000 | 6,440 |
| Provision for loan and lease losses | $1,000 | 6,201 |
| Total noninterest income | $139,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $43,000 | 5,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 4,609 |
| Total noninterest expense | $892,000 | 6,112 |
| Salaries and employee benefits | $409,000 | 6,308 |
| Premises and equipment expense | $172,000 | 5,015 |
| Additional noninterest expense | $311,000 | 6,050 |
| Pre-tax net operating income | $95,000 | 5,707 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $-1,000 | 6,786 |
| Income before extraordinary items | $95,000 | 5,731 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $95,000 | 5,729 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $95,000 | 5,731 |
| Net charge-offs | $17,000 | 5,136 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $96,000 | 5,644 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $569,000 | 6,414 |
| Total interest expense | $158,000 | 5,748 |
| Net interest income | $411,000 | 6,518 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $66,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 4,790 |
| Total noninterest expense | $437,000 | 6,187 |
| Salaries and employee benefits | $199,000 | 6,406 |
| Premises and equipment expense | $74,000 | 5,394 |
| Additional noninterest expense | $164,000 | 5,969 |
| Pre-tax net operating income | $40,000 | 5,887 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $40,000 | 5,852 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $40,000 | 5,851 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $40,000 | 5,852 |
| Net charge-offs | $24,000 | 3,913 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $40,000 | 5,823 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 6,408 |
| Total interest expense | $874,000 | 5,532 |
| Net interest income | $1,584,000 | 6,657 |
| Provision for loan and lease losses | $1,431,000 | 2,521 |
| Total noninterest income | $275,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $102,000 | 5,453 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $173,000 | 4,791 |
| Total noninterest expense | $1,721,000 | 6,281 |
| Salaries and employee benefits | $800,000 | 6,455 |
| Premises and equipment expense | $314,000 | 5,301 |
| Additional noninterest expense | $607,000 | 6,188 |
| Pre-tax net operating income | $-1,293,000 | 6,593 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $-24,000 | 6,642 |
| Income before extraordinary items | $-1,267,000 | 6,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,267,000 | 6,678 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,267,000 | 6,678 |
| Net charge-offs | $942,000 | 2,769 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,268,960 | 6,652 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 6,504 |
| Total interest expense | $672,000 | 5,623 |
| Net interest income | $1,187,000 | 6,738 |
| Provision for loan and lease losses | $1,301,000 | 2,171 |
| Total noninterest income | $215,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $82,000 | 5,451 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $133,000 | 4,831 |
| Total noninterest expense | $1,215,000 | 6,443 |
| Salaries and employee benefits | $600,000 | 6,500 |
| Premises and equipment expense | $240,000 | 5,341 |
| Additional noninterest expense | $375,000 | 6,560 |
| Pre-tax net operating income | $-1,114,000 | 6,828 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $-24,000 | 6,907 |
| Income before extraordinary items | $-1,089,000 | 6,933 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,089,000 | 6,933 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,089,000 | 6,933 |
| Net charge-offs | $943,000 | 2,260 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,089,980 | 6,891 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 6,571 |
| Total interest expense | $463,000 | 5,653 |
| Net interest income | $760,000 | 6,830 |
| Provision for loan and lease losses | $930,000 | 2,014 |
| Total noninterest income | $143,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $60,000 | 5,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $83,000 | 4,929 |
| Total noninterest expense | $811,000 | 6,485 |
| Salaries and employee benefits | $410,000 | 6,499 |
| Premises and equipment expense | $164,000 | 5,318 |
| Additional noninterest expense | $237,000 | 6,678 |
| Pre-tax net operating income | $-838,000 | 6,922 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-49,000 | 7,076 |
| Income before extraordinary items | $-789,000 | 7,007 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-789,000 | 7,007 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-789,000 | 7,007 |
| Net charge-offs | $937,000 | 1,797 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-789,000 | 6,973 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 6,614 |
| Total interest expense | $238,000 | 5,717 |
| Net interest income | $387,000 | 6,867 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $72,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $43,000 | 4,938 |
| Total noninterest expense | $385,000 | 6,657 |
| Salaries and employee benefits | $209,000 | 6,533 |
| Premises and equipment expense | $72,000 | 5,682 |
| Additional noninterest expense | $104,000 | 6,937 |
| Pre-tax net operating income | $54,000 | 5,610 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $52,000 | 5,675 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 5,676 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $52,000 | 5,675 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $52,000 | 5,575 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 6,498 |
| Total interest expense | $1,060,000 | 5,908 |
| Net interest income | $1,697,000 | 6,681 |
| Provision for loan and lease losses | $205,000 | 5,754 |
| Total noninterest income | $248,000 | 5,927 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $107,000 | 5,657 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $141,000 | 5,184 |
| Total noninterest expense | $1,611,000 | 6,652 |
| Salaries and employee benefits | $775,000 | 6,769 |
| Premises and equipment expense | $290,000 | 5,726 |
| Additional noninterest expense | $546,000 | 6,640 |
| Pre-tax net operating income | $129,000 | 5,002 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $-10,000 | 6,245 |
| Income before extraordinary items | $142,000 | 5,012 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $142,000 | 5,012 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $142,000 | 5,012 |
| Net charge-offs | $240,000 | 4,778 |
| Cash dividends | $40,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $139,000 | 4,959 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 6,514 |
| Total interest expense | $799,000 | 6,032 |
| Net interest income | $1,329,000 | 6,638 |
| Provision for loan and lease losses | $170,000 | 5,371 |
| Total noninterest income | $186,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $81,000 | 5,686 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $105,000 | 5,317 |
| Total noninterest expense | $1,183,000 | 6,718 |
| Salaries and employee benefits | $584,000 | 6,800 |
| Premises and equipment expense | $216,000 | 5,790 |
| Additional noninterest expense | $383,000 | 6,773 |
| Pre-tax net operating income | $162,000 | 5,074 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $159,000 | 5,041 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $159,000 | 5,040 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $159,000 | 5,040 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $157,060 | 4,999 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 6,663 |
| Total interest expense | $533,000 | 6,146 |
| Net interest income | $831,000 | 6,779 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $117,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $54,000 | 5,697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $63,000 | 5,502 |
| Total noninterest expense | $779,000 | 6,801 |
| Salaries and employee benefits | $392,000 | 6,863 |
| Premises and equipment expense | $137,000 | 5,958 |
| Additional noninterest expense | $250,000 | 6,845 |
| Pre-tax net operating income | $19,000 | 5,695 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $19,000 | 5,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 5,802 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $19,000 | 5,802 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $19,000 | 5,715 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 6,779 |
| Total interest expense | $268,000 | 6,238 |
| Net interest income | $390,000 | 6,918 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $63,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $25,000 | 5,766 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $393,000 | 6,776 |
| Salaries and employee benefits | $201,000 | 6,841 |
| Premises and equipment expense | $67,000 | 6,044 |
| Additional noninterest expense | $125,000 | 6,711 |
| Pre-tax net operating income | $60,000 | 5,492 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $58,000 | 5,575 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $58,000 | 5,578 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $58,000 | 5,578 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $58,000 | 5,405 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 6,802 |
| Total interest expense | $1,194,000 | 6,447 |
| Net interest income | $1,532,000 | 6,971 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $218,000 | 6,362 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $91,000 | 6,024 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $127,000 | 5,592 |
| Total noninterest expense | $1,504,000 | 6,860 |
| Salaries and employee benefits | $790,000 | 6,930 |
| Premises and equipment expense | $264,000 | 6,123 |
| Additional noninterest expense | $450,000 | 6,844 |
| Pre-tax net operating income | $246,000 | 5,607 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $11,000 | 4,508 |
| Income before extraordinary items | $238,000 | 5,337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $238,000 | 5,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,455 |
| Cash dividends | $40,000 | 5,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $235,120 | 5,506 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 6,894 |
| Total interest expense | $910,000 | 6,535 |
| Net interest income | $1,110,000 | 7,085 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $149,000 | 6,604 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $64,000 | 6,143 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 5,873 |
| Total noninterest expense | $1,113,000 | 6,888 |
| Salaries and employee benefits | $588,000 | 6,945 |
| Premises and equipment expense | $192,000 | 6,204 |
| Additional noninterest expense | $333,000 | 6,850 |
| Pre-tax net operating income | $146,000 | 6,235 |
| Securities gains (losses) | $4,000 | 2,700 |
| Applicable income taxes | $52,000 | 4,079 |
| Income before extraordinary items | $98,000 | 6,190 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $98,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,694 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $95,400 | 6,360 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 7,000 |
| Total interest expense | $611,000 | 6,649 |
| Net interest income | $715,000 | 7,165 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $99,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $43,000 | 6,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $56,000 | 5,955 |
| Total noninterest expense | $711,000 | 7,031 |
| Salaries and employee benefits | $392,000 | 7,004 |
| Premises and equipment expense | $119,000 | 6,405 |
| Additional noninterest expense | $200,000 | 7,057 |
| Pre-tax net operating income | $103,000 | 6,385 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $97,000 | 6,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 6,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,966 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $95,160 | 6,318 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $668,000 | 7,072 |
| Total interest expense | $316,000 | 6,741 |
| Net interest income | $352,000 | 7,239 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $46,000 | 6,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $346,000 | 7,121 |
| Salaries and employee benefits | $198,000 | 7,026 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $98,000 | 7,100 |
| Pre-tax net operating income | $52,000 | 6,588 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $7,000 | 4,983 |
| Income before extraordinary items | $47,000 | 6,627 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $47,000 | 6,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $45,260 | 6,556 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 7,012 |
| Total interest expense | $1,399,000 | 6,568 |
| Net interest income | $1,368,000 | 7,293 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $191,000 | 6,802 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $99,000 | 6,033 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $92,000 | 6,335 |
| Total noninterest expense | $1,260,000 | 7,265 |
| Salaries and employee benefits | $667,000 | 7,344 |
| Premises and equipment expense | $217,000 | 6,561 |
| Additional noninterest expense | $376,000 | 7,165 |
| Pre-tax net operating income | $289,000 | 6,631 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $14,000 | 5,548 |
| Income before extraordinary items | $275,000 | 6,521 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $275,000 | 6,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,631 |
| Cash dividends | $60,000 | 5,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $275,000 | 6,502 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 7,040 |
| Total interest expense | $1,058,000 | 6,586 |
| Net interest income | $1,023,000 | 7,343 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $147,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 6,074 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $73,000 | 6,288 |
| Total noninterest expense | $929,000 | 7,283 |
| Salaries and employee benefits | $505,000 | 7,303 |
| Premises and equipment expense | $156,000 | 6,654 |
| Additional noninterest expense | $268,000 | 7,249 |
| Pre-tax net operating income | $241,000 | 6,797 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $233,000 | 6,641 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $233,000 | 6,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,675 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $233,000 | 6,625 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 7,098 |
| Total interest expense | $688,000 | 6,656 |
| Net interest income | $678,000 | 7,415 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $99,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $49,000 | 6,112 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $50,000 | 6,275 |
| Total noninterest expense | $631,000 | 7,290 |
| Salaries and employee benefits | $340,000 | 7,343 |
| Premises and equipment expense | $111,000 | 6,546 |
| Additional noninterest expense | $180,000 | 7,262 |
| Pre-tax net operating income | $146,000 | 6,982 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $8,000 | 5,755 |
| Income before extraordinary items | $138,000 | 6,835 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $138,000 | 6,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,791 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $138,000 | 6,820 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 7,189 |
| Total interest expense | $337,000 | 6,725 |
| Net interest income | $326,000 | 7,516 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $61,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $313,000 | 7,343 |
| Salaries and employee benefits | $167,000 | 7,418 |
| Premises and equipment expense | $57,000 | 6,519 |
| Additional noninterest expense | $89,000 | 7,293 |
| Pre-tax net operating income | $74,000 | 7,007 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $66,000 | 6,924 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $66,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $66,000 | 6,904 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 7,178 |
| Total interest expense | $1,188,000 | 6,604 |
| Net interest income | $1,272,000 | 7,481 |
| Provision for loan and lease losses | $85,000 | 4,954 |
| Total noninterest income | $195,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $107,000 | 6,056 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $88,000 | 6,534 |
| Total noninterest expense | $1,187,000 | 7,406 |
| Salaries and employee benefits | $638,000 | 7,471 |
| Premises and equipment expense | $201,000 | 6,728 |
| Additional noninterest expense | $348,000 | 7,324 |
| Pre-tax net operating income | $195,000 | 7,426 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $195,000 | 7,298 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $195,000 | 7,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,325 |
| Cash dividends | $50,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $195,000 | 7,295 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 7,240 |
| Total interest expense | $857,000 | 6,659 |
| Net interest income | $960,000 | 7,543 |
| Provision for loan and lease losses | $85,000 | 4,435 |
| Total noninterest income | $149,000 | 6,969 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,480 |
| Total noninterest expense | $859,000 | 7,489 |
| Salaries and employee benefits | $467,000 | 7,522 |
| Premises and equipment expense | $159,000 | 6,622 |
| Additional noninterest expense | $233,000 | 7,524 |
| Pre-tax net operating income | $165,000 | 7,566 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $166,000 | 7,398 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $166,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,474 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $165,000 | 7,403 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 7,298 |
| Total interest expense | $537,000 | 6,707 |
| Net interest income | $644,000 | 7,579 |
| Provision for loan and lease losses | $55,000 | 4,340 |
| Total noninterest income | $96,000 | 7,053 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $579,000 | 7,499 |
| Salaries and employee benefits | $307,000 | 7,588 |
| Premises and equipment expense | $110,000 | 6,558 |
| Additional noninterest expense | $162,000 | 7,490 |
| Pre-tax net operating income | $106,000 | 7,656 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $106,000 | 7,488 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $106,000 | 7,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $106,000 | 7,495 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 7,380 |
| Total interest expense | $243,000 | 6,839 |
| Net interest income | $320,000 | 7,606 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $48,000 | 7,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $316,000 | 7,337 |
| Salaries and employee benefits | $165,000 | 7,455 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $84,000 | 7,422 |
| Pre-tax net operating income | $37,000 | 7,846 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $37,000 | 7,739 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $37,000 | 7,737 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 7,570 |
| Total interest expense | $747,000 | 6,910 |
| Net interest income | $1,125,000 | 7,775 |
| Provision for loan and lease losses | $5,000 | 6,973 |
| Total noninterest income | $192,000 | 7,136 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $93,000 | 6,387 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $99,000 | 6,420 |
| Total noninterest expense | $1,122,000 | 7,530 |
| Salaries and employee benefits | $625,000 | 7,535 |
| Premises and equipment expense | $169,000 | 7,066 |
| Additional noninterest expense | $328,000 | 7,483 |
| Pre-tax net operating income | $190,000 | 7,733 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $189,000 | 7,639 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $189,000 | 7,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $50,000 | 5,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $189,000 | 7,605 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 7,623 |
| Total interest expense | $547,000 | 6,904 |
| Net interest income | $835,000 | 7,841 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $149,000 | 7,097 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 6,407 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 6,360 |
| Total noninterest expense | $819,000 | 7,578 |
| Salaries and employee benefits | $460,000 | 7,542 |
| Premises and equipment expense | $123,000 | 7,119 |
| Additional noninterest expense | $236,000 | 7,556 |
| Pre-tax net operating income | $160,000 | 7,799 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $159,000 | 7,667 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $159,000 | 7,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $159,000 | 7,637 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $873,000 | 7,703 |
| Total interest expense | $337,000 | 6,973 |
| Net interest income | $536,000 | 7,906 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $100,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $46,000 | 6,418 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $543,000 | 7,594 |
| Salaries and employee benefits | $308,000 | 7,547 |
| Premises and equipment expense | $71,000 | 7,389 |
| Additional noninterest expense | $164,000 | 7,466 |
| Pre-tax net operating income | $93,000 | 7,878 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $92,000 | 7,796 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $92,000 | 7,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $92,000 | 7,752 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $444,000 | 7,720 |
| Total interest expense | $160,000 | 7,042 |
| Net interest income | $284,000 | 7,887 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $268,000 | 7,674 |
| Salaries and employee benefits | $158,000 | 7,541 |
| Premises and equipment expense | $36,000 | 7,416 |
| Additional noninterest expense | $74,000 | 7,713 |
| Pre-tax net operating income | $71,000 | 7,616 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $70,000 | 7,428 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $70,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $70,000 | 7,397 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 7,653 |
| Total interest expense | $694,000 | 6,620 |
| Net interest income | $1,041,000 | 7,960 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $252,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $113,000 | 6,287 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $139,000 | 5,831 |
| Total noninterest expense | $1,054,000 | 7,702 |
| Salaries and employee benefits | $610,000 | 7,628 |
| Premises and equipment expense | $147,000 | 7,359 |
| Additional noninterest expense | $297,000 | 7,721 |
| Pre-tax net operating income | $139,000 | 7,988 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-7,000 | 8,562 |
| Income before extraordinary items | $146,000 | 7,902 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $146,000 | 7,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,036 |
| Cash dividends | $20,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $146,000 | 7,854 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 7,675 |
| Total interest expense | $518,000 | 6,617 |
| Net interest income | $792,000 | 7,976 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $165,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $83,000 | 6,357 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 6,269 |
| Total noninterest expense | $747,000 | 7,794 |
| Salaries and employee benefits | $442,000 | 7,655 |
| Premises and equipment expense | $92,000 | 7,681 |
| Additional noninterest expense | $213,000 | 7,802 |
| Pre-tax net operating income | $110,000 | 8,077 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $110,000 | 8,017 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $110,000 | 8,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,767 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $110,000 | 7,966 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $848,000 | 7,779 |
| Total interest expense | $343,000 | 6,663 |
| Net interest income | $505,000 | 8,087 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $114,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $51,000 | 6,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $63,000 | 6,049 |
| Total noninterest expense | $500,000 | 7,827 |
| Salaries and employee benefits | $287,000 | 7,773 |
| Premises and equipment expense | $62,000 | 7,681 |
| Additional noninterest expense | $151,000 | 7,715 |
| Pre-tax net operating income | $39,000 | 8,303 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $39,000 | 8,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 8,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $39,000 | 8,260 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 7,894 |
| Total interest expense | $176,000 | 6,673 |
| Net interest income | $226,000 | 8,297 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $289,000 | 7,589 |
| Salaries and employee benefits | $153,000 | 7,649 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $94,000 | 7,295 |
| Pre-tax net operating income | $-4,000 | 8,582 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-4,000 | 8,620 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-4,000 | 8,566 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 7,721 |
| Total interest expense | $814,000 | 6,662 |
| Net interest income | $1,017,000 | 8,080 |
| Provision for loan and lease losses | $350,000 | 2,851 |
| Total noninterest income | $175,000 | 7,568 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $85,000 | 6,804 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $90,000 | 6,702 |
| Total noninterest expense | $1,032,000 | 7,809 |
| Salaries and employee benefits | $582,000 | 7,770 |
| Premises and equipment expense | $91,000 | 8,181 |
| Additional noninterest expense | $359,000 | 7,389 |
| Pre-tax net operating income | $-190,000 | 8,681 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-190,000 | 8,772 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-190,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,814 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-190,000 | 8,706 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 7,794 |
| Total interest expense | $630,000 | 6,740 |
| Net interest income | $763,000 | 8,149 |
| Provision for loan and lease losses | $340,000 | 2,302 |
| Total noninterest income | $136,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $65,000 | 6,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 6,675 |
| Total noninterest expense | $775,000 | 7,800 |
| Salaries and employee benefits | $438,000 | 7,721 |
| Premises and equipment expense | $74,000 | 8,103 |
| Additional noninterest expense | $263,000 | 7,448 |
| Pre-tax net operating income | $-216,000 | 8,829 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-216,000 | 8,908 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-216,000 | 8,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,352 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-216,000 | 8,843 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $920,000 | 7,871 |
| Total interest expense | $437,000 | 6,753 |
| Net interest income | $483,000 | 8,254 |
| Provision for loan and lease losses | $155,000 | 2,947 |
| Total noninterest income | $97,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $54,000 | 6,441 |
| Total noninterest expense | $554,000 | 7,669 |
| Salaries and employee benefits | $301,000 | 7,684 |
| Premises and equipment expense | $53,000 | 8,017 |
| Additional noninterest expense | $200,000 | 7,140 |
| Pre-tax net operating income | $-129,000 | 8,862 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-128,000 | 8,943 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-128,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,599 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-129,000 | 8,865 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,903 |
| Total interest expense | $223,000 | 6,789 |
| Net interest income | $240,000 | 8,308 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $50,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $309,000 | 7,443 |
| Salaries and employee benefits | $158,000 | 7,587 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $120,000 | 6,651 |
| Pre-tax net operating income | $-49,000 | 8,889 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-1,000 | 8,975 |
| Income before extraordinary items | $-48,000 | 8,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-48,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,601 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-48,000 | 8,864 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 7,560 |
| Total interest expense | $1,098,000 | 6,690 |
| Net interest income | $1,177,000 | 7,982 |
| Provision for loan and lease losses | $734,000 | 1,756 |
| Total noninterest income | $263,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $112,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 5,588 |
| Total noninterest expense | $1,120,000 | 7,670 |
| Salaries and employee benefits | $563,000 | 7,870 |
| Premises and equipment expense | $106,000 | 8,090 |
| Additional noninterest expense | $451,000 | 6,809 |
| Pre-tax net operating income | $-414,000 | 8,941 |
| Securities gains (losses) | $-25,000 | 9,017 |
| Applicable income taxes | $13,000 | 7,204 |
| Income before extraordinary items | $-452,000 | 9,025 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-452,000 | 9,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $803,000 | 1,157 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-427,000 | 8,969 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 7,392 |
| Total interest expense | $1,646,000 | 6,697 |
| Net interest income | $1,219,000 | 7,841 |
| Provision for loan and lease losses | $1,342,000 | 998 |
| Total noninterest income | $227,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $138,000 | 5,971 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $920,000 | 8,163 |
| Salaries and employee benefits | $528,000 | 8,035 |
| Premises and equipment expense | $109,000 | 8,166 |
| Additional noninterest expense | $283,000 | 7,975 |
| Pre-tax net operating income | $-816,000 | 9,291 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $-18,000 | 9,046 |
| Income before extraordinary items | $-795,000 | 9,348 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-795,000 | 9,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,174,000 | 840 |
| Cash dividends | $76,000 | 5,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-797,940 | 9,319 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 7,452 |
| Total interest expense | $1,572,000 | 7,022 |
| Net interest income | $1,392,000 | 7,656 |
| Provision for loan and lease losses | $271,000 | 3,071 |
| Total noninterest income | $242,000 | 6,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,440 |
| Total noninterest expense | $886,000 | 8,335 |
| Salaries and employee benefits | $521,000 | 8,147 |
| Premises and equipment expense | $109,000 | 8,292 |
| Additional noninterest expense | $256,000 | 8,296 |
| Pre-tax net operating income | $477,000 | 7,112 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $31,000 | 7,597 |
| Income before extraordinary items | $449,000 | 6,592 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $449,000 | 6,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,988 |
| Cash dividends | $181,000 | 5,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $446,180 | 6,620 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 7,968 |
| Total interest expense | $1,254,000 | 7,506 |
| Net interest income | $1,189,000 | 8,213 |
| Provision for loan and lease losses | $85,000 | 5,558 |
| Total noninterest income | $301,000 | 6,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,379 |
| Total noninterest expense | $1,084,000 | 7,886 |
| Salaries and employee benefits | $683,000 | 7,334 |
| Premises and equipment expense | $135,000 | 7,931 |
| Additional noninterest expense | $266,000 | 8,415 |
| Pre-tax net operating income | $321,000 | 7,979 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $17,000 | 8,284 |
| Income before extraordinary items | $307,000 | 7,554 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $307,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,903 |
| Cash dividends | $106,000 | 6,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $304,150 | 7,544 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 8,714 |
| Total interest expense | $1,013,000 | 8,389 |
| Net interest income | $967,000 | 8,869 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $204,000 | 7,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,022 |
| Total noninterest expense | $797,000 | 8,780 |
| Salaries and employee benefits | $416,000 | 8,871 |
| Premises and equipment expense | $110,000 | 8,488 |
| Additional noninterest expense | $271,000 | 8,393 |
| Pre-tax net operating income | $359,000 | 8,098 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $167,000 | 6,621 |
| Income before extraordinary items | $192,000 | 8,674 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $192,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $192,000 | 8,602 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 9,289 |
| Total interest expense | $844,000 | 9,127 |
| Net interest income | $949,000 | 9,308 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $172,000 | 8,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,595 |
| Total noninterest expense | $577,000 | 9,837 |
| Salaries and employee benefits | $349,000 | 9,605 |
| Premises and equipment expense | $53,000 | 10,130 |
| Additional noninterest expense | $175,000 | 9,721 |
| Pre-tax net operating income | $469,000 | 8,092 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $154,000 | 7,551 |
| Income before extraordinary items | $315,000 | 8,257 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $315,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,981 |
| Cash dividends | $99,000 | 6,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $315,000 | 8,215 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 10,002 |
| Total interest expense | $762,000 | 9,764 |
| Net interest income | $819,000 | 10,062 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $175,000 | 8,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,886 |
| Total noninterest expense | $739,000 | 9,678 |
| Salaries and employee benefits | $494,000 | 8,933 |
| Premises and equipment expense | $46,000 | 10,757 |
| Additional noninterest expense | $199,000 | 9,944 |
| Pre-tax net operating income | $190,000 | 9,848 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $28,000 | 10,061 |
| Income before extraordinary items | $166,000 | 9,639 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $166,000 | 9,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $24,000 | 8,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $162,560 | 9,616 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 10,576 |
| Total interest expense | $732,000 | 10,186 |
| Net interest income | $737,000 | 10,729 |
| Provision for loan and lease losses | $145,000 | 3,721 |
| Total noninterest income | $163,000 | 9,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,327 |
| Total noninterest expense | $567,000 | 10,721 |
| Salaries and employee benefits | $317,000 | 10,612 |
| Premises and equipment expense | $49,000 | 11,117 |
| Additional noninterest expense | $201,000 | 10,399 |
| Pre-tax net operating income | $188,000 | 10,534 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $27,000 | 10,638 |
| Income before extraordinary items | $157,000 | 10,396 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $157,000 | 10,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,321 |
| Cash dividends | $24,000 | 8,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $160,400 | 10,343 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 11,095 |
| Total interest expense | $581,000 | 10,686 |
| Net interest income | $740,000 | 11,246 |
| Provision for loan and lease losses | $113,000 | 4,290 |
| Total noninterest income | $181,000 | 9,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,797 |
| Total noninterest expense | $535,000 | 11,430 |
| Salaries and employee benefits | $301,000 | 11,193 |
| Premises and equipment expense | $40,000 | 11,980 |
| Additional noninterest expense | $194,000 | 11,223 |
| Pre-tax net operating income | $273,000 | 10,316 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $68,000 | 10,056 |
| Income before extraordinary items | $215,000 | 10,088 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $215,000 | 10,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,680 |
| Cash dividends | $36,000 | 8,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $207,400 | 10,239 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 11,694 |
| Total interest expense | $584,000 | 11,229 |
| Net interest income | $712,000 | 11,826 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $149,000 | 10,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,081 |
| Total noninterest expense | $520,000 | 12,060 |
| Salaries and employee benefits | $279,000 | 11,886 |
| Premises and equipment expense | $53,000 | 12,113 |
| Additional noninterest expense | $188,000 | 11,892 |
| Pre-tax net operating income | $241,000 | 10,694 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $60,000 | 10,703 |
| Income before extraordinary items | $181,000 | 10,857 |
| Extraordinary gains, net | $50,000 | 2,172 |
| Net income | $231,000 | 10,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 3,116 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $181,000 | 10,643 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 12,193 |
| Total interest expense | $670,000 | 11,965 |
| Net interest income | $725,000 | 12,211 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $151,000 | 10,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $453,000 | 12,887 |
| Salaries and employee benefits | $271,000 | 12,343 |
| Premises and equipment expense | $36,000 | 13,211 |
| Additional noninterest expense | $146,000 | 13,009 |
| Pre-tax net operating income | $323,000 | 9,920 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $99,000 | 9,950 |
| Income before extraordinary items | $225,000 | 10,252 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $225,000 | 10,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $24,000 | 8,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $224,310 | 9,910 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.