Home > First State Bank of Uvalde > Income and Expense

First State Bank of Uvalde, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$75,159,000662
Total interest expense$30,001,000589
Net interest income$45,158,000728
Provision for loan and lease losses$1,200,000747
Total noninterest income$5,549,0001,113
Gross Fiduciary activities income$1,070,000496
Service charges on deposit accounts$1,677,000656
Trading account gains and feesNANA
Additional Noninterest Income$2,802,0001,315
Total noninterest expense$19,365,0001,239
Salaries and employee benefits$9,894,0001,354
Premises and equipment expense$1,169,0001,845
Additional noninterest expense$2,802,0001,315
Pre-tax net operating income$30,142,000514
Securities gains (losses)$78,000300
Applicable income taxes$6,187,000470
Income before extraordinary items$24,033,000510
Extraordinary gains, net$054
Net income$24,033,000516
Minority interest net income$088
Net income of bank and minority interests.$24,033,000512
Net charge-offs$204,0001,152
Cash dividends$1,800,0001,633
Sale, conversion, retirement of capital stock, net$0540
Net operating income$23,970,600521
2023-09-30 (YTD Data)Rank
Total interest income$55,209,000670
Total interest expense$20,430,000597
Net interest income$34,779,000719
Provision for loan and lease losses$900,000696
Total noninterest income$4,283,0001,098
Gross Fiduciary activities income$897,000471
Service charges on deposit accounts$1,171,000704
Trading account gains and feesNANA
Additional Noninterest Income$2,215,0001,278
Total noninterest expense$14,594,0001,234
Salaries and employee benefits$7,530,0001,334
Premises and equipment expense$851,0001,882
Additional noninterest expense$2,215,0001,278
Pre-tax net operating income$23,568,000506
Securities gains (losses)$51,000250
Applicable income taxes$4,817,000470
Income before extraordinary items$18,802,000505
Extraordinary gains, net$052
Net income$18,802,000508
Minority interest net income$081
Net income of bank and minority interests.$18,802,000504
Net charge-offs$175,000937
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$18,761,200514
2023-06-30 (YTD Data)Rank
Total interest income$36,085,000662
Total interest expense$12,599,000571
Net interest income$23,486,000711
Provision for loan and lease losses$600,000689
Total noninterest income$2,969,0001,008
Gross Fiduciary activities income$715,000442
Service charges on deposit accounts$768,000706
Trading account gains and feesNANA
Additional Noninterest Income$1,486,0001,191
Total noninterest expense$9,600,0001,231
Salaries and employee benefits$4,973,0001,342
Premises and equipment expense$549,0001,903
Additional noninterest expense$1,486,0001,190
Pre-tax net operating income$16,255,000495
Securities gains (losses)$37,000323
Applicable income taxes$3,341,000462
Income before extraordinary items$12,951,000495
Extraordinary gains, net$051
Net income$12,951,000503
Minority interest net income$081
Net income of bank and minority interests.$12,951,000494
Net charge-offs$137,000809
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,921,770496
2023-03-31 (YTD Data)Rank
Total interest income$17,557,000670
Total interest expense$5,806,000541
Net interest income$11,751,000721
Provision for loan and lease losses$300,000662
Total noninterest income$1,446,0001,024
Gross Fiduciary activities income$326,000467
Service charges on deposit accounts$380,000732
Trading account gains and feesNANA
Additional Noninterest Income$740,0001,184
Total noninterest expense$4,862,0001,234
Salaries and employee benefits$2,558,0001,334
Premises and equipment expense$269,0001,960
Additional noninterest expense$740,0001,184
Pre-tax net operating income$8,035,000505
Securities gains (losses)$20,000439
Applicable income taxes$1,629,000488
Income before extraordinary items$6,426,000515
Extraordinary gains, net$04
Net income$6,426,000516
Minority interest net income$048
Net income of bank and minority interests.$6,426,000516
Net charge-offs$38,000895
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,410,000520
2022-12-31 (YTD Data)Rank
Total interest income$51,688,000722
Total interest expense$7,369,000584
Net interest income$44,319,000750
Provision for loan and lease losses$1,050,000785
Total noninterest income$5,504,0001,137
Gross Fiduciary activities income$1,207,000482
Service charges on deposit accounts$1,351,000806
Trading account gains and feesNANA
Additional Noninterest Income$2,946,0001,274
Total noninterest expense$18,557,0001,262
Salaries and employee benefits$9,555,0001,365
Premises and equipment expense$1,162,0001,855
Additional noninterest expense$2,946,0001,274
Pre-tax net operating income$30,216,000562
Securities gains (losses)$-2,140,0004,558
Applicable income taxes$5,464,000574
Income before extraordinary items$22,612,000600
Extraordinary gains, net$05
Net income$22,612,000601
Minority interest net income$063
Net income of bank and minority interests.$22,612,000601
Net charge-offs$83,0001,321
Cash dividends$1,800,0001,599
Sale, conversion, retirement of capital stock, net$0568
Net operating income$24,345,400570
2022-09-30 (YTD Data)Rank
Total interest income$35,938,000738
Total interest expense$3,507,000640
Net interest income$32,431,000749
Provision for loan and lease losses$1,050,000600
Total noninterest income$4,210,0001,136
Gross Fiduciary activities income$907,000487
Service charges on deposit accounts$1,067,000777
Trading account gains and feesNANA
Additional Noninterest Income$2,236,0001,289
Total noninterest expense$14,090,0001,233
Salaries and employee benefits$7,411,0001,320
Premises and equipment expense$932,0001,776
Additional noninterest expense$2,236,0001,289
Pre-tax net operating income$21,501,000587
Securities gains (losses)$260,00093
Applicable income taxes$4,112,000576
Income before extraordinary items$17,649,000573
Extraordinary gains, net$04
Net income$17,649,000572
Minority interest net income$057
Net income of bank and minority interests.$17,649,000573
Net charge-offs$63,0001,113
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$17,438,400588
2022-06-30 (YTD Data)Rank
Total interest income$22,571,000748
Total interest expense$1,487,000773
Net interest income$21,084,000746
Provision for loan and lease losses$600,000609
Total noninterest income$2,630,0001,163
Gross Fiduciary activities income$611,000445
Service charges on deposit accounts$687,000796
Trading account gains and feesNANA
Additional Noninterest Income$1,332,0001,413
Total noninterest expense$9,253,0001,243
Salaries and employee benefits$5,003,0001,311
Premises and equipment expense$588,0001,846
Additional noninterest expense$3,662,000999
Pre-tax net operating income$13,861,000567
Securities gains (losses)$47,000222
Applicable income taxes$2,615,000556
Income before extraordinary items$11,293,000553
Extraordinary gains, net$04
Net income$11,293,000552
Minority interest net income$060
Net income of bank and minority interests.$11,293,000553
Net charge-offs$20,0001,324
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,254,930568
2022-03-31 (YTD Data)Rank
Total interest income$10,575,000767
Total interest expense$649,000848
Net interest income$9,926,000765
Provision for loan and lease losses$300,000484
Total noninterest income$1,227,0001,224
Gross Fiduciary activities income$302,000455
Service charges on deposit accounts$327,000821
Trading account gains and feesNANA
Additional Noninterest Income$598,0001,511
Total noninterest expense$4,617,0001,243
Salaries and employee benefits$2,453,0001,332
Premises and equipment expense$304,0001,820
Additional noninterest expense$1,860,000974
Pre-tax net operating income$6,236,000587
Securities gains (losses)$5,000455
Applicable income taxes$1,127,000595
Income before extraordinary items$5,114,000583
Extraordinary gains, net$04
Net income$5,114,000583
Minority interest net income$050
Net income of bank and minority interests.$5,114,000583
Net charge-offs$3,0001,472
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,109,900589
2021-12-31 (YTD Data)Rank
Total interest income$36,766,000899
Total interest expense$3,460,000797
Net interest income$33,306,000897
Provision for loan and lease losses$1,100,000540
Total noninterest income$4,739,0001,352
Gross Fiduciary activities income$1,140,000456
Service charges on deposit accounts$1,207,000830
Trading account gains and feesNANA
Additional Noninterest Income$2,392,0001,728
Total noninterest expense$13,935,0001,545
Salaries and employee benefits$6,404,0001,839
Premises and equipment expense$993,0002,042
Additional noninterest expense$6,538,0001,077
Pre-tax net operating income$23,010,000664
Securities gains (losses)$170,000666
Applicable income taxes$4,356,000691
Income before extraordinary items$18,824,000676
Extraordinary gains, net$010
Net income$18,824,000676
Minority interest net income$074
Net income of bank and minority interests.$18,824,000677
Net charge-offs$52,0001,640
Cash dividends$1,800,0001,634
Sale, conversion, retirement of capital stock, net$0582
Net operating income$18,686,300666
2021-09-30 (YTD Data)Rank
Total interest income$26,975,000928
Total interest expense$2,763,000792
Net interest income$24,212,000923
Provision for loan and lease losses$900,000492
Total noninterest income$3,524,0001,395
Gross Fiduciary activities income$862,000450
Service charges on deposit accounts$894,000836
Trading account gains and feesNANA
Additional Noninterest Income$1,768,0001,806
Total noninterest expense$12,291,0001,367
Salaries and employee benefits$6,759,0001,414
Premises and equipment expense$746,0002,059
Additional noninterest expense$4,786,0001,088
Pre-tax net operating income$14,545,000792
Securities gains (losses)$135,000697
Applicable income taxes$2,651,000803
Income before extraordinary items$12,029,000803
Extraordinary gains, net$08
Net income$12,029,000803
Minority interest net income$069
Net income of bank and minority interests.$12,029,000803
Net charge-offs$52,0001,339
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,918,300789
2021-06-30 (YTD Data)Rank
Total interest income$17,822,000928
Total interest expense$1,903,000810
Net interest income$15,919,000929
Provision for loan and lease losses$600,000497
Total noninterest income$2,304,0001,411
Gross Fiduciary activities income$574,000446
Service charges on deposit accounts$585,000817
Trading account gains and feesNANA
Additional Noninterest Income$1,145,0001,783
Total noninterest expense$8,161,0001,361
Salaries and employee benefits$4,659,0001,364
Premises and equipment expense$472,0002,124
Additional noninterest expense$3,030,0001,116
Pre-tax net operating income$9,462,000802
Securities gains (losses)$111,000635
Applicable income taxes$1,724,000813
Income before extraordinary items$7,849,000807
Extraordinary gains, net$06
Net income$7,849,000807
Minority interest net income$067
Net income of bank and minority interests.$7,849,000807
Net charge-offs$55,0001,124
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,757,980801
2021-03-31 (YTD Data)Rank
Total interest income$8,715,000934
Total interest expense$989,000819
Net interest income$7,726,000941
Provision for loan and lease losses$300,000548
Total noninterest income$1,051,0001,477
Gross Fiduciary activities income$198,000516
Service charges on deposit accounts$298,000796
Trading account gains and feesNANA
Additional Noninterest Income$555,0001,812
Total noninterest expense$4,056,0001,354
Salaries and employee benefits$2,399,0001,335
Premises and equipment expense$233,0002,147
Additional noninterest expense$1,424,0001,149
Pre-tax net operating income$4,421,000848
Securities gains (losses)$109,000459
Applicable income taxes$793,000855
Income before extraordinary items$3,737,000860
Extraordinary gains, net$03
Net income$3,737,000860
Minority interest net income$055
Net income of bank and minority interests.$3,737,000860
Net charge-offs$50,000825
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,647,620850
2020-12-31 (YTD Data)Rank
Total interest income$41,228,000817
Total interest expense$7,806,000627
Net interest income$33,422,000855
Provision for loan and lease losses$1,485,0001,264
Total noninterest income$4,273,0001,400
Gross Fiduciary activities income$1,123,000439
Service charges on deposit accounts$1,195,000808
Trading account gains and feesNANA
Additional Noninterest Income$1,955,0001,810
Total noninterest expense$16,506,0001,302
Salaries and employee benefits$9,566,0001,303
Premises and equipment expense$1,004,0002,035
Additional noninterest expense$5,936,0001,097
Pre-tax net operating income$19,704,000600
Securities gains (losses)$501,000599
Applicable income taxes$3,584,000621
Income before extraordinary items$16,621,000605
Extraordinary gains, net$04
Net income$16,621,000604
Minority interest net income$072
Net income of bank and minority interests.$16,621,000605
Net charge-offs$197,0001,561
Cash dividends$1,800,0001,621
Sale, conversion, retirement of capital stock, net$0566
Net operating income$16,210,180603
2020-09-30 (YTD Data)Rank
Total interest income$31,951,000788
Total interest expense$6,712,000585
Net interest income$25,239,000839
Provision for loan and lease losses$1,062,0001,304
Total noninterest income$3,025,0001,412
Gross Fiduciary activities income$667,000476
Service charges on deposit accounts$894,000805
Trading account gains and feesNANA
Additional Noninterest Income$1,464,0001,763
Total noninterest expense$12,267,0001,293
Salaries and employee benefits$7,113,0001,295
Premises and equipment expense$786,0001,963
Additional noninterest expense$4,368,0001,108
Pre-tax net operating income$14,935,000566
Securities gains (losses)$417,000558
Applicable income taxes$2,703,000597
Income before extraordinary items$12,649,000566
Extraordinary gains, net$04
Net income$12,649,000566
Minority interest net income$065
Net income of bank and minority interests.$12,649,000566
Net charge-offs$83,0001,780
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,307,060563
2020-06-30 (YTD Data)Rank
Total interest income$22,399,000748
Total interest expense$5,246,000553
Net interest income$17,153,000824
Provision for loan and lease losses$438,0001,727
Total noninterest income$2,004,0001,361
Gross Fiduciary activities income$448,000472
Service charges on deposit accounts$623,000787
Trading account gains and feesNANA
Additional Noninterest Income$933,0001,739
Total noninterest expense$7,909,0001,323
Salaries and employee benefits$4,724,0001,294
Premises and equipment expense$486,0002,061
Additional noninterest expense$2,699,0001,159
Pre-tax net operating income$10,810,000477
Securities gains (losses)$362,000468
Applicable income taxes$2,082,000481
Income before extraordinary items$9,090,000484
Extraordinary gains, net$04
Net income$9,090,000481
Minority interest net income$065
Net income of bank and minority interests.$9,090,000484
Net charge-offs$53,0001,703
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,796,780481
2020-03-31 (YTD Data)Rank
Total interest income$12,089,000708
Total interest expense$2,995,000552
Net interest income$9,094,000759
Provision for loan and lease losses$03,711
Total noninterest income$1,132,0001,192
Gross Fiduciary activities income$234,000473
Service charges on deposit accounts$353,000821
Trading account gains and feesNANA
Additional Noninterest Income$545,0001,431
Total noninterest expense$3,597,0001,443
Salaries and employee benefits$2,026,0001,485
Premises and equipment expense$252,0002,037
Additional noninterest expense$1,319,0001,211
Pre-tax net operating income$6,629,000360
Securities gains (losses)$45,000881
Applicable income taxes$1,256,000384
Income before extraordinary items$5,418,000376
Extraordinary gains, net$04
Net income$5,418,000374
Minority interest net income$056
Net income of bank and minority interests.$5,418,000376
Net charge-offs$41,0001,284
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,381,550369
2019-12-31 (YTD Data)Rank
Total interest income$53,057,000642
Total interest expense$14,212,000506
Net interest income$38,845,000708
Provision for loan and lease losses$03,973
Total noninterest income$4,351,0001,230
Gross Fiduciary activities income$809,000493
Service charges on deposit accounts$1,276,000918
Trading account gains and feesNANA
Additional Noninterest Income$2,266,0001,430
Total noninterest expense$16,023,0001,277
Salaries and employee benefits$9,414,0001,264
Premises and equipment expense$900,0002,185
Additional noninterest expense$5,709,0001,127
Pre-tax net operating income$27,173,000480
Securities gains (losses)$-114,0005,087
Applicable income taxes$5,116,000506
Income before extraordinary items$21,943,000504
Extraordinary gains, net$011
Net income$21,943,000504
Minority interest net income$076
Net income of bank and minority interests.$21,943,000505
Net charge-offs$83,0002,328
Cash dividends$1,800,0001,685
Sale, conversion, retirement of capital stock, net$0626
Net operating income$22,035,340492
2019-09-30 (YTD Data)Rank
Total interest income$40,611,000642
Total interest expense$10,830,000501
Net interest income$29,781,000702
Provision for loan and lease losses$03,836
Total noninterest income$3,192,0001,244
Gross Fiduciary activities income$580,000502
Service charges on deposit accounts$901,000969
Trading account gains and feesNANA
Additional Noninterest Income$1,711,0001,416
Total noninterest expense$11,352,0001,354
Salaries and employee benefits$6,842,0001,302
Premises and equipment expense$679,0002,187
Additional noninterest expense$3,831,0001,216
Pre-tax net operating income$21,621,000477
Securities gains (losses)$-80,0005,149
Applicable income taxes$4,003,000495
Income before extraordinary items$17,538,000475
Extraordinary gains, net$011
Net income$17,538,000475
Minority interest net income$072
Net income of bank and minority interests.$17,538,000475
Net charge-offs$115,0001,677
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$17,602,800466
2019-06-30 (YTD Data)Rank
Total interest income$27,230,000637
Total interest expense$7,003,000510
Net interest income$20,227,000688
Provision for loan and lease losses$03,685
Total noninterest income$2,058,0001,249
Gross Fiduciary activities income$357,000517
Service charges on deposit accounts$584,000983
Trading account gains and fees$0131
Additional Noninterest Income$1,117,0001,393
Total noninterest expense$7,129,0001,426
Salaries and employee benefits$4,407,0001,333
Premises and equipment expense$417,0002,314
Additional noninterest expense$2,305,0001,360
Pre-tax net operating income$15,156,000441
Securities gains (losses)$95,000554
Applicable income taxes$2,818,000471
Income before extraordinary items$12,433,000447
Extraordinary gains, net$011
Net income$12,433,000447
Minority interest net income$069
Net income of bank and minority interests.$12,433,000447
Net charge-offs$57,0001,743
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,355,100443
2019-03-31 (YTD Data)Rank
Total interest income$13,455,000643
Total interest expense$3,341,000518
Net interest income$10,114,000689
Provision for loan and lease losses$03,406
Total noninterest income$1,005,0001,230
Gross Fiduciary activities income$187,000509
Service charges on deposit accounts$283,0001,009
Trading account gains and fees$0126
Additional Noninterest Income$535,0001,381
Total noninterest expense$3,864,0001,342
Salaries and employee benefits$2,463,0001,222
Premises and equipment expense$209,0002,339
Additional noninterest expense$1,192,0001,304
Pre-tax net operating income$7,255,000448
Securities gains (losses)$255,000173
Applicable income taxes$1,349,000477
Income before extraordinary items$6,161,000448
Extraordinary gains, net$05
Net income$6,161,000448
Minority interest net income$052
Net income of bank and minority interests.$6,161,000448
Net charge-offs$19,0001,716
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,951,900448
2018-12-31 (YTD Data)Rank
Total interest income$44,379,000720
Total interest expense$10,250,000502
Net interest income$34,129,000780
Provision for loan and lease losses$1,500,000620
Total noninterest income$4,154,0001,244
Gross Fiduciary activities income$719,000523
Service charges on deposit accounts$1,118,0001,064
Trading account gains and fees$0126
Additional Noninterest Income$2,317,0001,357
Total noninterest expense$14,535,0001,394
Salaries and employee benefits$8,884,0001,302
Premises and equipment expense$796,0002,371
Additional noninterest expense$4,855,0001,270
Pre-tax net operating income$22,248,000549
Securities gains (losses)$-3,0004,159
Applicable income taxes$3,299,000625
Income before extraordinary items$18,946,000543
Extraordinary gains, net$06
Net income$18,946,000541
Minority interest net income$072
Net income of bank and minority interests.$18,946,000542
Net charge-offs$70,0002,401
Cash dividends$1,800,0001,549
Sale, conversion, retirement of capital stock, net$0671
Net operating income$18,948,550539
2018-09-30 (YTD Data)Rank
Total interest income$32,133,000730
Total interest expense$7,336,000493
Net interest income$24,797,000798
Provision for loan and lease losses$03,948
Total noninterest income$3,027,0001,265
Gross Fiduciary activities income$518,000526
Service charges on deposit accounts$814,0001,098
Trading account gains and fees$0138
Additional Noninterest Income$1,695,0001,400
Total noninterest expense$10,688,0001,419
Salaries and employee benefits$6,891,0001,254
Premises and equipment expense$583,0002,430
Additional noninterest expense$3,214,0001,429
Pre-tax net operating income$17,136,000538
Securities gains (losses)$73,000354
Applicable income taxes$2,552,000617
Income before extraordinary items$14,657,000523
Extraordinary gains, net$05
Net income$14,657,000521
Minority interest net income$066
Net income of bank and minority interests.$14,657,000522
Net charge-offs$69,0001,989
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,594,950528
2018-06-30 (YTD Data)Rank
Total interest income$20,869,000739
Total interest expense$4,731,000479
Net interest income$16,138,000811
Provision for loan and lease losses$03,782
Total noninterest income$2,054,0001,255
Gross Fiduciary activities income$343,000529
Service charges on deposit accounts$537,0001,104
Trading account gains and fees$0130
Additional Noninterest Income$1,174,0001,375
Total noninterest expense$7,233,0001,406
Salaries and employee benefits$4,601,0001,256
Premises and equipment expense$385,0002,465
Additional noninterest expense$2,247,0001,367
Pre-tax net operating income$10,959,000548
Securities gains (losses)$74,000292
Applicable income taxes$1,502,000668
Income before extraordinary items$9,531,000535
Extraordinary gains, net$06
Net income$9,531,000533
Minority interest net income$065
Net income of bank and minority interests.$9,531,000534
Net charge-offs$12,0002,509
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,467,360539
2018-03-31 (YTD Data)Rank
Total interest income$10,156,000746
Total interest expense$2,250,000474
Net interest income$7,906,000822
Provision for loan and lease losses$03,508
Total noninterest income$936,0001,321
Gross Fiduciary activities income$167,000550
Service charges on deposit accounts$279,0001,070
Trading account gains and fees$0123
Additional Noninterest Income$490,0001,510
Total noninterest expense$3,562,0001,430
Salaries and employee benefits$2,337,0001,252
Premises and equipment expense$207,0002,392
Additional noninterest expense$1,018,0001,489
Pre-tax net operating income$5,280,000557
Securities gains (losses)$74,000200
Applicable income taxes$714,000670
Income before extraordinary items$4,640,000527
Extraordinary gains, net$07
Net income$4,640,000527
Minority interest net income$052
Net income of bank and minority interests.$4,640,000527
Net charge-offs$13,0001,854
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,575,620534
2017-12-31 (YTD Data)Rank
Total interest income$37,430,000764
Total interest expense$7,671,000461
Net interest income$29,759,000852
Provision for loan and lease losses$100,0003,045
Total noninterest income$3,547,0001,400
Gross Fiduciary activities income$652,000536
Service charges on deposit accounts$1,172,0001,037
Trading account gains and fees$0151
Additional Noninterest Income$1,723,0001,676
Total noninterest expense$13,165,0001,508
Salaries and employee benefits$8,222,0001,377
Premises and equipment expense$793,0002,471
Additional noninterest expense$4,150,0001,468
Pre-tax net operating income$20,041,000550
Securities gains (losses)$472,000235
Applicable income taxes$3,320,000894
Income before extraordinary items$17,193,000462
Extraordinary gains, net$09
Net income$17,193,000460
Minority interest net income$076
Net income of bank and minority interests.$17,193,000462
Net charge-offs$112,0002,322
Cash dividends$1,800,0001,531
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,796,520464
2017-09-30 (YTD Data)Rank
Total interest income$27,737,000773
Total interest expense$5,602,000466
Net interest income$22,135,000852
Provision for loan and lease losses$04,088
Total noninterest income$2,496,0001,477
Gross Fiduciary activities income$473,000546
Service charges on deposit accounts$899,0001,018
Trading account gains and fees$0145
Additional Noninterest Income$1,124,0001,842
Total noninterest expense$9,635,0001,544
Salaries and employee benefits$6,099,0001,395
Premises and equipment expense$602,0002,470
Additional noninterest expense$2,934,0001,538
Pre-tax net operating income$14,996,000552
Securities gains (losses)$472,000214
Applicable income taxes$3,137,000664
Income before extraordinary items$12,331,000518
Extraordinary gains, net$09
Net income$12,331,000516
Minority interest net income$071
Net income of bank and minority interests.$12,331,000518
Net charge-offs$28,0002,818
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,953,400528
2017-06-30 (YTD Data)Rank
Total interest income$18,126,000782
Total interest expense$3,633,000463
Net interest income$14,493,000860
Provision for loan and lease losses$03,871
Total noninterest income$1,687,0001,470
Gross Fiduciary activities income$323,000551
Service charges on deposit accounts$604,000997
Trading account gains and fees$0139
Additional Noninterest Income$760,0001,836
Total noninterest expense$6,508,0001,531
Salaries and employee benefits$4,146,0001,367
Premises and equipment expense$390,0002,523
Additional noninterest expense$1,972,0001,528
Pre-tax net operating income$9,672,000563
Securities gains (losses)$15,0001,091
Applicable income taxes$1,829,000714
Income before extraordinary items$7,858,000535
Extraordinary gains, net$011
Net income$7,858,000534
Minority interest net income$071
Net income of bank and minority interests.$7,858,000535
Net charge-offs$10,0002,893
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,845,850525
2017-03-31 (YTD Data)Rank
Total interest income$8,726,000809
Total interest expense$1,652,000488
Net interest income$7,074,000881
Provision for loan and lease losses$03,537
Total noninterest income$844,0001,455
Gross Fiduciary activities income$159,000559
Service charges on deposit accounts$314,000959
Trading account gains and fees$0142
Additional Noninterest Income$371,0001,831
Total noninterest expense$3,248,0001,541
Salaries and employee benefits$2,083,0001,378
Premises and equipment expense$190,0002,596
Additional noninterest expense$975,0001,543
Pre-tax net operating income$4,670,000556
Securities gains (losses)$4,000846
Applicable income taxes$845,000741
Income before extraordinary items$3,829,000541
Extraordinary gains, net$08
Net income$3,829,000540
Minority interest net income$055
Net income of bank and minority interests.$3,829,000541
Net charge-offs$6,0002,391
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,825,720529
2016-12-31 (YTD Data)Rank
Total interest income$32,485,000829
Total interest expense$5,206,000575
Net interest income$27,279,000869
Provision for loan and lease losses$04,332
Total noninterest income$3,281,0001,549
Gross Fiduciary activities income$635,000543
Service charges on deposit accounts$1,138,0001,079
Trading account gains and fees$0170
Additional Noninterest Income$1,508,0001,875
Total noninterest expense$12,780,0001,529
Salaries and employee benefits$7,974,0001,372
Premises and equipment expense$839,0002,412
Additional noninterest expense$3,967,0001,544
Pre-tax net operating income$17,780,000567
Securities gains (losses)$2,142,000117
Applicable income taxes$3,828,000660
Income before extraordinary items$16,094,000491
Extraordinary gains, net$05
Net income$16,094,000488
Minority interest net income$082
Net income of bank and minority interests.$16,094,000490
Net charge-offs$34,0003,385
Cash dividends$1,800,0001,534
Sale, conversion, retirement of capital stock, net$0759
Net operating income$14,358,980527
2016-09-30 (YTD Data)Rank
Total interest income$24,274,000825
Total interest expense$3,847,000575
Net interest income$20,427,000872
Provision for loan and lease losses$04,186
Total noninterest income$2,465,0001,535
Gross Fiduciary activities income$466,000547
Service charges on deposit accounts$846,0001,085
Trading account gains and fees$0169
Additional Noninterest Income$1,153,0001,865
Total noninterest expense$9,718,0001,513
Salaries and employee benefits$6,051,0001,359
Premises and equipment expense$688,0002,282
Additional noninterest expense$2,979,0001,549
Pre-tax net operating income$13,174,000577
Securities gains (losses)$2,079,000100
Applicable income taxes$3,001,000652
Income before extraordinary items$12,252,000490
Extraordinary gains, net$05
Net income$12,252,000487
Minority interest net income$071
Net income of bank and minority interests.$12,252,000490
Net charge-offs$27,0002,972
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,588,800539
2016-06-30 (YTD Data)Rank
Total interest income$16,181,000827
Total interest expense$2,545,000580
Net interest income$13,636,000869
Provision for loan and lease losses$04,017
Total noninterest income$1,564,0001,574
Gross Fiduciary activities income$320,000548
Service charges on deposit accounts$548,0001,100
Trading account gains and fees$0157
Additional Noninterest Income$696,0001,958
Total noninterest expense$6,549,0001,502
Salaries and employee benefits$4,061,0001,362
Premises and equipment expense$468,0002,253
Additional noninterest expense$2,020,0001,518
Pre-tax net operating income$8,651,000570
Securities gains (losses)$1,667,00090
Applicable income taxes$2,065,000634
Income before extraordinary items$8,253,000474
Extraordinary gains, net$016
Net income$8,253,000470
Minority interest net income$071
Net income of bank and minority interests.$8,253,000473
Net charge-offs$-15,0005,114
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,919,400539
2016-03-31 (YTD Data)Rank
Total interest income$8,087,000829
Total interest expense$1,250,000586
Net interest income$6,837,000865
Provision for loan and lease losses$03,656
Total noninterest income$805,0001,514
Gross Fiduciary activities income$166,000545
Service charges on deposit accounts$293,0001,027
Trading account gains and fees$0142
Additional Noninterest Income$346,0001,922
Total noninterest expense$3,206,0001,530
Salaries and employee benefits$2,024,0001,371
Premises and equipment expense$209,0002,466
Additional noninterest expense$973,0001,560
Pre-tax net operating income$4,436,000539
Securities gains (losses)$121,000442
Applicable income taxes$803,000739
Income before extraordinary items$3,754,000499
Extraordinary gains, net$012
Net income$3,754,000496
Minority interest net income$062
Net income of bank and minority interests.$3,754,000499
Net charge-offs$3,0002,735
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,654,780504
2015-12-31 (YTD Data)Rank
Total interest income$29,438,000874
Total interest expense$3,670,000763
Net interest income$25,768,000884
Provision for loan and lease losses$750,0001,014
Total noninterest income$3,160,0001,552
Gross Fiduciary activities income$588,000562
Service charges on deposit accounts$1,123,0001,107
Trading account gains and fees$0159
Additional Noninterest Income$1,449,0001,902
Total noninterest expense$11,767,0001,627
Salaries and employee benefits$6,975,0001,521
Premises and equipment expense$866,0002,408
Additional noninterest expense$3,926,0001,559
Pre-tax net operating income$16,411,000570
Securities gains (losses)$2,032,000102
Applicable income taxes$3,564,000674
Income before extraordinary items$14,879,000498
Extraordinary gains, net$023
Net income$14,879,000497
Minority interest net income$081
Net income of bank and minority interests.$14,879,000499
Net charge-offs$1,0004,383
Cash dividends$1,440,0001,697
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,233,080549
2015-09-30 (YTD Data)Rank
Total interest income$21,859,000892
Total interest expense$2,698,000782
Net interest income$19,161,000898
Provision for loan and lease losses$04,232
Total noninterest income$2,377,0001,561
Gross Fiduciary activities income$426,000566
Service charges on deposit accounts$817,0001,143
Trading account gains and fees$0153
Additional Noninterest Income$1,134,0001,862
Total noninterest expense$9,250,0001,575
Salaries and employee benefits$5,678,0001,422
Premises and equipment expense$654,0002,427
Additional noninterest expense$2,918,0001,556
Pre-tax net operating income$12,288,000585
Securities gains (losses)$1,703,000105
Applicable income taxes$2,800,000667
Income before extraordinary items$11,191,000503
Extraordinary gains, net$021
Net income$11,191,000500
Minority interest net income$078
Net income of bank and minority interests.$11,191,000503
Net charge-offs$15,0003,486
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,828,600562
2015-06-30 (YTD Data)Rank
Total interest income$14,141,000918
Total interest expense$1,808,000777
Net interest income$12,333,000919
Provision for loan and lease losses$04,069
Total noninterest income$1,524,0001,605
Gross Fiduciary activities income$287,000576
Service charges on deposit accounts$523,0001,162
Trading account gains and fees$0157
Additional Noninterest Income$714,0001,938
Total noninterest expense$6,238,0001,561
Salaries and employee benefits$3,857,0001,409
Premises and equipment expense$420,0002,501
Additional noninterest expense$1,961,0001,565
Pre-tax net operating income$7,619,000627
Securities gains (losses)$1,490,00096
Applicable income taxes$1,783,000688
Income before extraordinary items$7,326,000518
Extraordinary gains, net$022
Net income$7,326,000515
Minority interest net income$075
Net income of bank and minority interests.$7,326,000518
Net charge-offs$9,0003,291
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,134,000598
2015-03-31 (YTD Data)Rank
Total interest income$6,891,000933
Total interest expense$907,000774
Net interest income$5,984,000955
Provision for loan and lease losses$03,703
Total noninterest income$729,0001,612
Gross Fiduciary activities income$127,000603
Service charges on deposit accounts$246,0001,200
Trading account gains and fees$0152
Additional Noninterest Income$356,0001,907
Total noninterest expense$3,112,0001,562
Salaries and employee benefits$1,982,0001,383
Premises and equipment expense$212,0002,529
Additional noninterest expense$918,0001,640
Pre-tax net operating income$3,601,000642
Securities gains (losses)$1,048,00086
Applicable income taxes$1,005,000626
Income before extraordinary items$3,644,000513
Extraordinary gains, net$013
Net income$3,644,000513
Minority interest net income$064
Net income of bank and minority interests.$3,644,000513
Net charge-offs$5,0002,746
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,826,560617
2014-12-31 (YTD Data)Rank
Total interest income$26,068,000979
Total interest expense$3,635,000812
Net interest income$22,433,000999
Provision for loan and lease losses$250,0002,195
Total noninterest income$3,182,0001,492
Gross Fiduciary activities income$440,000636
Service charges on deposit accounts$1,011,0001,271
Trading account gains and fees$0180
Additional Noninterest Income$1,731,0001,627
Total noninterest expense$11,318,0001,694
Salaries and employee benefits$7,102,0001,469
Premises and equipment expense$876,0002,494
Additional noninterest expense$3,340,0001,844
Pre-tax net operating income$14,047,000608
Securities gains (losses)$433,000455
Applicable income taxes$2,540,000817
Income before extraordinary items$11,940,000571
Extraordinary gains, net$017
Net income$11,940,000568
Minority interest net income$084
Net income of bank and minority interests.$11,940,000571
Net charge-offs$152,0002,765
Cash dividends$1,440,0001,621
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,584,940579
2014-09-30 (YTD Data)Rank
Total interest income$19,107,0001,009
Total interest expense$2,675,000842
Net interest income$16,432,0001,038
Provision for loan and lease losses$04,401
Total noninterest income$2,419,0001,481
Gross Fiduciary activities income$304,000646
Service charges on deposit accounts$763,0001,277
Trading account gains and fees$0174
Additional Noninterest Income$1,352,0001,572
Total noninterest expense$8,829,0001,632
Salaries and employee benefits$5,711,0001,387
Premises and equipment expense$653,0002,535
Additional noninterest expense$2,465,0001,870
Pre-tax net operating income$10,022,000628
Securities gains (losses)$38,0001,631
Applicable income taxes$1,652,000928
Income before extraordinary items$8,408,000606
Extraordinary gains, net$015
Net income$8,408,000603
Minority interest net income$081
Net income of bank and minority interests.$8,408,000605
Net charge-offs$-15,0005,715
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,376,080600
2014-06-30 (YTD Data)Rank
Total interest income$12,546,0001,014
Total interest expense$1,721,000882
Net interest income$10,825,0001,042
Provision for loan and lease losses$04,196
Total noninterest income$1,666,0001,443
Gross Fiduciary activities income$191,000664
Service charges on deposit accounts$510,0001,259
Trading account gains and fees$0172
Additional Noninterest Income$965,0001,481
Total noninterest expense$5,933,0001,610
Salaries and employee benefits$3,816,0001,386
Premises and equipment expense$441,0002,519
Additional noninterest expense$1,676,0001,833
Pre-tax net operating income$6,558,000635
Securities gains (losses)$25,0001,545
Applicable income taxes$1,077,000910
Income before extraordinary items$5,506,000599
Extraordinary gains, net$020
Net income$5,506,000599
Minority interest net income$080
Net income of bank and minority interests.$5,506,000599
Net charge-offs$-26,0005,972
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,485,000595
2014-03-31 (YTD Data)Rank
Total interest income$6,168,0001,036
Total interest expense$783,000974
Net interest income$5,385,0001,051
Provision for loan and lease losses$03,817
Total noninterest income$913,0001,327
Gross Fiduciary activities income$88,000680
Service charges on deposit accounts$255,0001,247
Trading account gains and fees$0147
Additional Noninterest Income$570,0001,283
Total noninterest expense$2,873,0001,665
Salaries and employee benefits$1,924,0001,393
Premises and equipment expense$219,0002,574
Additional noninterest expense$730,0002,066
Pre-tax net operating income$3,425,000593
Securities gains (losses)$23,000917
Applicable income taxes$612,000805
Income before extraordinary items$2,836,000564
Extraordinary gains, net$016
Net income$2,836,000565
Minority interest net income$066
Net income of bank and minority interests.$2,836,000565
Net charge-offs$2,0003,350
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,817,140561
2013-12-31 (YTD Data)Rank
Total interest income$23,631,0001,076
Total interest expense$2,899,0001,164
Net interest income$20,732,0001,062
Provision for loan and lease losses$05,091
Total noninterest income$2,609,0001,801
Gross Fiduciary activities income$363,000671
Service charges on deposit accounts$1,002,0001,355
Trading account gains and fees$0184
Additional Noninterest Income$1,244,0002,084
Total noninterest expense$10,747,0001,791
Salaries and employee benefits$6,672,0001,554
Premises and equipment expense$829,0002,627
Additional noninterest expense$3,246,0001,946
Pre-tax net operating income$12,594,000624
Securities gains (losses)$967,000245
Applicable income taxes$2,452,000772
Income before extraordinary items$11,109,000589
Extraordinary gains, net$029
Net income$11,109,000589
Minority interest net income$090
Net income of bank and minority interests.$11,109,000589
Net charge-offs$949,0001,320
Cash dividends$1,440,0001,534
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,316,060608
2013-09-30 (YTD Data)Rank
Total interest income$17,630,0001,082
Total interest expense$2,155,0001,215
Net interest income$15,475,0001,069
Provision for loan and lease losses$04,941
Total noninterest income$2,338,0001,599
Gross Fiduciary activities income$233,000696
Service charges on deposit accounts$731,0001,407
Trading account gains and fees$0180
Additional Noninterest Income$1,374,0001,652
Total noninterest expense$8,025,0001,797
Salaries and employee benefits$5,002,0001,563
Premises and equipment expense$636,0002,602
Additional noninterest expense$2,387,0001,964
Pre-tax net operating income$9,788,000622
Securities gains (losses)$967,000219
Applicable income taxes$2,082,000706
Income before extraordinary items$8,673,000580
Extraordinary gains, net$025
Net income$8,673,000581
Minority interest net income$084
Net income of bank and minority interests.$8,673,000582
Net charge-offs$949,0001,040
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,889,730608
2013-06-30 (YTD Data)Rank
Total interest income$11,679,0001,087
Total interest expense$1,447,0001,232
Net interest income$10,232,0001,067
Provision for loan and lease losses$04,788
Total noninterest income$1,513,0001,636
Gross Fiduciary activities income$145,000707
Service charges on deposit accounts$464,0001,439
Trading account gains and fees$0157
Additional Noninterest Income$904,0001,705
Total noninterest expense$5,473,0001,759
Salaries and employee benefits$3,467,0001,504
Premises and equipment expense$399,0002,749
Additional noninterest expense$1,607,0001,941
Pre-tax net operating income$6,272,000624
Securities gains (losses)$965,000188
Applicable income taxes$1,337,000739
Income before extraordinary items$5,900,000578
Extraordinary gains, net$022
Net income$5,900,000578
Minority interest net income$082
Net income of bank and minority interests.$5,900,000580
Net charge-offs$943,000800
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,108,700616
2013-03-31 (YTD Data)Rank
Total interest income$5,743,0001,115
Total interest expense$736,0001,247
Net interest income$5,007,0001,086
Provision for loan and lease losses$04,409
Total noninterest income$597,0001,960
Gross Fiduciary activities income$79,000704
Service charges on deposit accounts$226,0001,453
Trading account gains and fees$0148
Additional Noninterest Income$292,0002,257
Total noninterest expense$2,821,0001,725
Salaries and employee benefits$1,805,0001,469
Premises and equipment expense$200,0002,773
Additional noninterest expense$816,0001,923
Pre-tax net operating income$2,783,000697
Securities gains (losses)$965,000112
Applicable income taxes$851,000606
Income before extraordinary items$2,897,000566
Extraordinary gains, net$010
Net income$2,897,000563
Minority interest net income$076
Net income of bank and minority interests.$2,897,000567
Net charge-offs$1,093,000444
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,153,950697
2012-12-31 (YTD Data)Rank
Total interest income$23,096,0001,156
Total interest expense$3,601,0001,243
Net interest income$19,495,0001,121
Provision for loan and lease losses$200,0003,920
Total noninterest income$2,829,0001,708
Gross Fiduciary activities income$328,000686
Service charges on deposit accounts$1,007,0001,408
Trading account gains and fees$0166
Additional Noninterest Income$1,494,0001,857
Total noninterest expense$10,504,0001,833
Salaries and employee benefits$6,612,0001,534
Premises and equipment expense$818,0002,687
Additional noninterest expense$3,074,0002,108
Pre-tax net operating income$11,620,000636
Securities gains (losses)$819,000641
Applicable income taxes$2,678,000683
Income before extraordinary items$9,761,000634
Extraordinary gains, net$029
Net income$9,761,000632
Minority interest net income$093
Net income of bank and minority interests.$9,761,000634
Net charge-offs$134,0004,156
Cash dividends$1,080,0001,860
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,122,180635
2012-09-30 (YTD Data)Rank
Total interest income$17,338,0001,171
Total interest expense$2,769,0001,270
Net interest income$14,569,0001,145
Provision for loan and lease losses$05,790
Total noninterest income$2,274,0001,627
Gross Fiduciary activities income$213,000714
Service charges on deposit accounts$762,0001,408
Trading account gains and fees$0157
Additional Noninterest Income$1,299,0001,685
Total noninterest expense$7,824,0001,839
Salaries and employee benefits$4,989,0001,520
Premises and equipment expense$608,0002,745
Additional noninterest expense$2,227,0002,179
Pre-tax net operating income$9,019,000629
Securities gains (losses)$819,000492
Applicable income taxes$2,276,000632
Income before extraordinary items$7,562,000633
Extraordinary gains, net$020
Net income$7,562,000631
Minority interest net income$086
Net income of bank and minority interests.$7,562,000633
Net charge-offs$132,0003,712
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,931,370647
2012-06-30 (YTD Data)Rank
Total interest income$11,588,0001,180
Total interest expense$1,914,0001,264
Net interest income$9,674,0001,151
Provision for loan and lease losses$05,619
Total noninterest income$1,728,0001,455
Gross Fiduciary activities income$126,000744
Service charges on deposit accounts$513,0001,391
Trading account gains and fees$0153
Additional Noninterest Income$1,089,0001,437
Total noninterest expense$5,430,0001,776
Salaries and employee benefits$3,505,0001,455
Premises and equipment expense$396,0002,799
Additional noninterest expense$1,529,0002,122
Pre-tax net operating income$5,972,000623
Securities gains (losses)$386,000708
Applicable income taxes$1,485,000643
Income before extraordinary items$4,873,000642
Extraordinary gains, net$019
Net income$4,873,000642
Minority interest net income$084
Net income of bank and minority interests.$4,873,000642
Net charge-offs$130,0003,176
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,575,780645
2012-03-31 (YTD Data)Rank
Total interest income$5,733,0001,200
Total interest expense$944,0001,338
Net interest income$4,789,0001,161
Provision for loan and lease losses$05,254
Total noninterest income$526,0002,079
Gross Fiduciary activities income$65,000743
Service charges on deposit accounts$262,0001,347
Trading account gains and fees$0148
Additional Noninterest Income$199,0002,667
Total noninterest expense$2,699,0001,789
Salaries and employee benefits$1,791,0001,439
Premises and equipment expense$194,0002,849
Additional noninterest expense$714,0002,243
Pre-tax net operating income$2,616,000704
Securities gains (losses)$386,000348
Applicable income taxes$657,000698
Income before extraordinary items$2,345,000655
Extraordinary gains, net$019
Net income$2,345,000656
Minority interest net income$078
Net income of bank and minority interests.$2,345,000656
Net charge-offs$135,0002,187
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,043,920696
2011-12-31 (YTD Data)Rank
Total interest income$23,188,0001,233
Total interest expense$3,928,0001,544
Net interest income$19,260,0001,161
Provision for loan and lease losses$500,0003,454
Total noninterest income$2,283,0001,828
Gross Fiduciary activities income$313,000655
Service charges on deposit accounts$1,139,0001,298
Trading account gains and fees$0146
Additional Noninterest Income$831,0002,384
Total noninterest expense$10,189,0001,875
Salaries and employee benefits$6,358,0001,551
Premises and equipment expense$812,0002,889
Additional noninterest expense$3,019,0002,194
Pre-tax net operating income$10,854,000573
Securities gains (losses)$363,000999
Applicable income taxes$2,407,000684
Income before extraordinary items$8,810,000593
Extraordinary gains, net$029
Net income$8,810,000592
Minority interest net income$096
Net income of bank and minority interests.$8,810,000594
Net charge-offs$1,379,0001,994
Cash dividends$1,080,0001,539
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,523,230584
2011-09-30 (YTD Data)Rank
Total interest income$17,400,0001,247
Total interest expense$3,031,0001,560
Net interest income$14,369,0001,168
Provision for loan and lease losses$06,393
Total noninterest income$1,701,0001,829
Gross Fiduciary activities income$218,000658
Service charges on deposit accounts$839,0001,333
Trading account gains and fees$0145
Additional Noninterest Income$644,0002,328
Total noninterest expense$7,917,0001,824
Salaries and employee benefits$5,099,0001,447
Premises and equipment expense$614,0002,882
Additional noninterest expense$2,204,0002,257
Pre-tax net operating income$8,153,000596
Securities gains (losses)$363,000797
Applicable income taxes$1,889,000660
Income before extraordinary items$6,627,000618
Extraordinary gains, net$021
Net income$6,627,000614
Minority interest net income$087
Net income of bank and minority interests.$6,627,000618
Net charge-offs$1,369,0001,592
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,343,860604
2011-06-30 (YTD Data)Rank
Total interest income$11,546,0001,263
Total interest expense$2,070,0001,576
Net interest income$9,476,0001,181
Provision for loan and lease losses$06,217
Total noninterest income$1,097,0001,863
Gross Fiduciary activities income$158,000651
Service charges on deposit accounts$543,0001,345
Trading account gains and fees$0153
Additional Noninterest Income$396,0002,454
Total noninterest expense$5,533,0001,762
Salaries and employee benefits$3,537,0001,413
Premises and equipment expense$406,0002,932
Additional noninterest expense$1,590,0002,127
Pre-tax net operating income$5,040,000627
Securities gains (losses)$362,000468
Applicable income taxes$1,181,000660
Income before extraordinary items$4,221,000619
Extraordinary gains, net$015
Net income$4,221,000618
Minority interest net income$089
Net income of bank and minority interests.$4,221,000619
Net charge-offs$1,369,0001,204
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,938,640639
2011-03-31 (YTD Data)Rank
Total interest income$5,634,0001,299
Total interest expense$1,022,0001,658
Net interest income$4,612,0001,206
Provision for loan and lease losses$05,840
Total noninterest income$587,0001,777
Gross Fiduciary activities income$103,000606
Service charges on deposit accounts$278,0001,281
Trading account gains and fees$0158
Additional Noninterest Income$206,0002,433
Total noninterest expense$2,811,0001,754
Salaries and employee benefits$1,833,0001,381
Premises and equipment expense$198,0003,026
Additional noninterest expense$780,0002,155
Pre-tax net operating income$2,388,000671
Securities gains (losses)$194,000350
Applicable income taxes$551,000686
Income before extraordinary items$2,031,000647
Extraordinary gains, net$09
Net income$2,031,000645
Minority interest net income$086
Net income of bank and minority interests.$2,031,000647
Net charge-offs$2,0004,883
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,877,740681
2010-12-31 (YTD Data)Rank
Total interest income$23,252,0001,325
Total interest expense$5,241,0001,585
Net interest income$18,011,0001,249
Provision for loan and lease losses$1,900,0002,139
Total noninterest income$2,445,0001,792
Gross Fiduciary activities income$423,000590
Service charges on deposit accounts$1,117,0001,366
Trading account gains and fees$0175
Additional Noninterest Income$905,0002,309
Total noninterest expense$10,215,0001,920
Salaries and employee benefits$6,055,0001,606
Premises and equipment expense$800,0002,992
Additional noninterest expense$3,360,0002,073
Pre-tax net operating income$8,341,000644
Securities gains (losses)$313,0001,229
Applicable income taxes$1,678,000836
Income before extraordinary items$6,976,000653
Extraordinary gains, net$029
Net income$6,976,000648
Minority interest net income$0111
Net income of bank and minority interests.$6,976,000654
Net charge-offs$559,0003,504
Cash dividends$1,080,0001,393
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,722,470641
2010-09-30 (YTD Data)Rank
Total interest income$17,580,0001,333
Total interest expense$4,154,0001,566
Net interest income$13,426,0001,269
Provision for loan and lease losses$06,977
Total noninterest income$1,781,0001,842
Gross Fiduciary activities income$350,000562
Service charges on deposit accounts$825,0001,421
Trading account gains and fees$0165
Additional Noninterest Income$606,0002,469
Total noninterest expense$8,179,0001,790
Salaries and employee benefits$5,292,0001,399
Premises and equipment expense$596,0003,044
Additional noninterest expense$2,291,0002,231
Pre-tax net operating income$7,028,000599
Securities gains (losses)$310,0001,056
Applicable income taxes$1,562,000719
Income before extraordinary items$5,776,000601
Extraordinary gains, net$023
Net income$5,776,000600
Minority interest net income$0110
Net income of bank and minority interests.$5,776,000601
Net charge-offs$550,0002,944
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,531,100597
2010-06-30 (YTD Data)Rank
Total interest income$11,777,0001,340
Total interest expense$2,926,0001,540
Net interest income$8,851,0001,292
Provision for loan and lease losses$06,857
Total noninterest income$1,180,0001,794
Gross Fiduciary activities income$271,000543
Service charges on deposit accounts$551,0001,425
Trading account gains and fees$0152
Additional Noninterest Income$358,0002,572
Total noninterest expense$5,683,0001,741
Salaries and employee benefits$3,749,0001,315
Premises and equipment expense$382,0003,160
Additional noninterest expense$1,552,0002,190
Pre-tax net operating income$4,348,000638
Securities gains (losses)$217,000905
Applicable income taxes$933,000767
Income before extraordinary items$3,632,000619
Extraordinary gains, net$019
Net income$3,632,000619
Minority interest net income$0105
Net income of bank and minority interests.$3,632,000620
Net charge-offs$492,0002,460
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,458,400628
2010-03-31 (YTD Data)Rank
Total interest income$5,890,0001,377
Total interest expense$1,555,0001,520
Net interest income$4,335,0001,324
Provision for loan and lease losses$06,552
Total noninterest income$538,0001,923
Gross Fiduciary activities income$120,000570
Service charges on deposit accounts$275,0001,428
Trading account gains and fees$0175
Additional Noninterest Income$143,0002,923
Total noninterest expense$2,970,0001,682
Salaries and employee benefits$2,029,0001,222
Premises and equipment expense$195,0003,188
Additional noninterest expense$746,0002,268
Pre-tax net operating income$1,903,000703
Securities gains (losses)$210,000500
Applicable income taxes$397,000843
Income before extraordinary items$1,716,000650
Extraordinary gains, net$016
Net income$1,716,000653
Minority interest net income$091
Net income of bank and minority interests.$1,716,000654
Net charge-offs$152,0002,709
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,545,900686
2009-12-31 (YTD Data)Rank
Total interest income$24,388,0001,416
Total interest expense$7,006,0001,687
Net interest income$17,382,0001,290
Provision for loan and lease losses$870,0003,719
Total noninterest income$2,094,0002,061
Gross Fiduciary activities income$386,000607
Service charges on deposit accounts$1,174,0001,462
Trading account gains and fees$0211
Additional Noninterest Income$534,0003,101
Total noninterest expense$10,862,0001,874
Salaries and employee benefits$6,870,0001,468
Premises and equipment expense$854,0002,952
Additional noninterest expense$3,138,0002,262
Pre-tax net operating income$7,744,000554
Securities gains (losses)$267,0001,328
Applicable income taxes$1,590,000676
Income before extraordinary items$6,421,000540
Extraordinary gains, net$034
Net income$6,421,000537
Minority interest net income$0115
Net income of bank and minority interests.$6,421,000541
Net charge-offs$493,0003,806
Cash dividends$2,160,000841
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,207,400553
2009-09-30 (YTD Data)Rank
Total interest income$18,251,0001,442
Total interest expense$5,309,0001,745
Net interest income$12,942,0001,288
Provision for loan and lease losses$07,284
Total noninterest income$1,576,0002,086
Gross Fiduciary activities income$284,000601
Service charges on deposit accounts$885,0001,455
Trading account gains and fees$0212
Additional Noninterest Income$407,0003,148
Total noninterest expense$8,371,0001,817
Salaries and employee benefits$5,373,0001,426
Premises and equipment expense$637,0002,992
Additional noninterest expense$2,361,0002,207
Pre-tax net operating income$6,147,000560
Securities gains (losses)$267,0001,084
Applicable income taxes$1,471,000606
Income before extraordinary items$4,943,000546
Extraordinary gains, net$027
Net income$4,943,000547
Minority interest net income$0118
Net income of bank and minority interests.$4,943,000547
Net charge-offs$312,0003,653
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,737,410563
2009-06-30 (YTD Data)Rank
Total interest income$12,082,0001,479
Total interest expense$3,562,0001,807
Net interest income$8,520,0001,303
Provision for loan and lease losses$07,158
Total noninterest income$1,067,0002,076
Gross Fiduciary activities income$225,000569
Service charges on deposit accounts$567,0001,480
Trading account gains and fees$0193
Additional Noninterest Income$275,0003,135
Total noninterest expense$5,615,0001,825
Salaries and employee benefits$3,556,0001,462
Premises and equipment expense$409,0003,120
Additional noninterest expense$1,650,0002,154
Pre-tax net operating income$3,972,000564
Securities gains (losses)$4,0002,814
Applicable income taxes$906,000678
Income before extraordinary items$3,070,000589
Extraordinary gains, net$021
Net income$3,070,000586
Minority interest net income$0112
Net income of bank and minority interests.$3,070,000589
Net charge-offs$308,0002,890
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,066,920569
2009-03-31 (YTD Data)Rank
Total interest income$6,015,0001,512
Total interest expense$1,831,0001,822
Net interest income$4,184,0001,321
Provision for loan and lease losses$06,744
Total noninterest income$555,0001,983
Gross Fiduciary activities income$142,000527
Service charges on deposit accounts$277,0001,482
Trading account gains and fees$0171
Additional Noninterest Income$136,0003,130
Total noninterest expense$2,676,0001,859
Salaries and employee benefits$1,794,0001,461
Premises and equipment expense$202,0003,203
Additional noninterest expense$680,0002,285
Pre-tax net operating income$2,063,000588
Securities gains (losses)$02,434
Applicable income taxes$487,000692
Income before extraordinary items$1,576,000642
Extraordinary gains, net$015
Net income$1,576,000641
Minority interest net income$0102
Net income of bank and minority interests.$1,576,000644
Net charge-offs$130,0002,571
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,576,000601
2008-12-31 (YTD Data)Rank
Total interest income$25,195,0001,543
Total interest expense$9,413,0001,716
Net interest income$15,782,0001,411
Provision for loan and lease losses$841,0002,962
Total noninterest income$2,141,0002,030
Gross Fiduciary activities income$372,000629
Service charges on deposit accounts$1,253,0001,434
Trading account gains and fees$0154
Additional Noninterest Income$516,0003,119
Total noninterest expense$9,865,0001,954
Salaries and employee benefits$6,444,0001,601
Premises and equipment expense$943,0002,770
Additional noninterest expense$2,478,0002,363
Pre-tax net operating income$7,217,000768
Securities gains (losses)$169,000796
Applicable income taxes$1,477,000878
Income before extraordinary items$5,909,000685
Extraordinary gains, net$039
Net income$5,909,000685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,593
Cash dividends$2,880,000957
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,773,800750
2008-09-30 (YTD Data)Rank
Total interest income$18,990,0001,572
Total interest expense$7,378,0001,718
Net interest income$11,612,0001,462
Provision for loan and lease losses$06,991
Total noninterest income$1,609,0002,098
Gross Fiduciary activities income$296,000624
Service charges on deposit accounts$927,0001,459
Trading account gains and fees$0148
Additional Noninterest Income$386,0003,246
Total noninterest expense$7,674,0001,876
Salaries and employee benefits$5,152,0001,529
Premises and equipment expense$707,0002,784
Additional noninterest expense$1,815,0002,346
Pre-tax net operating income$5,547,000912
Securities gains (losses)$169,000693
Applicable income taxes$1,111,0001,064
Income before extraordinary items$4,605,000792
Extraordinary gains, net$031
Net income$4,605,000791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,783
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,468,110873
2008-06-30 (YTD Data)Rank
Total interest income$12,730,0001,589
Total interest expense$5,198,0001,689
Net interest income$7,532,0001,487
Provision for loan and lease losses$06,671
Total noninterest income$1,057,0002,147
Gross Fiduciary activities income$201,000630
Service charges on deposit accounts$601,0001,483
Trading account gains and fees$0149
Additional Noninterest Income$255,0003,320
Total noninterest expense$5,088,0001,887
Salaries and employee benefits$3,370,0001,564
Premises and equipment expense$467,0002,804
Additional noninterest expense$1,251,0002,257
Pre-tax net operating income$3,501,0001,019
Securities gains (losses)$4,0002,798
Applicable income taxes$685,0001,252
Income before extraordinary items$2,820,000970
Extraordinary gains, net$021
Net income$2,820,000970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,397
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,816,800952
2008-03-31 (YTD Data)Rank
Total interest income$6,414,0001,621
Total interest expense$2,764,0001,697
Net interest income$3,650,0001,522
Provision for loan and lease losses$06,080
Total noninterest income$535,0002,137
Gross Fiduciary activities income$114,000621
Service charges on deposit accounts$308,0001,420
Trading account gains and fees$0158
Additional Noninterest Income$113,0003,556
Total noninterest expense$2,472,0001,935
Salaries and employee benefits$1,696,0001,567
Premises and equipment expense$236,0002,788
Additional noninterest expense$540,0002,539
Pre-tax net operating income$1,713,0001,116
Securities gains (losses)$4,0002,294
Applicable income taxes$310,0001,439
Income before extraordinary items$1,407,0001,077
Extraordinary gains, net$015
Net income$1,407,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,030
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,403,7201,037
2007-12-31 (YTD Data)Rank
Total interest income$25,907,0001,666
Total interest expense$11,775,0001,703
Net interest income$14,132,0001,597
Provision for loan and lease losses$06,851
Total noninterest income$2,176,0002,094
Gross Fiduciary activities income$391,000647
Service charges on deposit accounts$1,382,0001,290
Trading account gains and fees$0178
Additional Noninterest Income$403,0003,717
Total noninterest expense$9,274,0001,988
Salaries and employee benefits$6,000,0001,670
Premises and equipment expense$895,0002,815
Additional noninterest expense$2,379,0002,269
Pre-tax net operating income$7,034,0001,209
Securities gains (losses)$-1,737,0008,456
Applicable income taxes$929,0001,950
Income before extraordinary items$4,368,0001,466
Extraordinary gains, net$039
Net income$4,368,0001,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,784
Cash dividends$3,600,0001,015
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,792,3401,099
2007-09-30 (YTD Data)Rank
Total interest income$19,314,0001,681
Total interest expense$8,930,0001,681
Net interest income$10,384,0001,637
Provision for loan and lease losses$06,528
Total noninterest income$1,688,0002,039
Gross Fiduciary activities income$311,000633
Service charges on deposit accounts$1,038,0001,266
Trading account gains and fees$0184
Additional Noninterest Income$339,0003,520
Total noninterest expense$7,334,0001,869
Salaries and employee benefits$4,839,0001,566
Premises and equipment expense$682,0002,772
Additional noninterest expense$1,813,0002,199
Pre-tax net operating income$4,738,0001,430
Securities gains (losses)$-1,744,0008,510
Applicable income taxes$536,0002,444
Income before extraordinary items$2,458,0002,030
Extraordinary gains, net$033
Net income$2,458,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,266
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,888,0801,309
2007-06-30 (YTD Data)Rank
Total interest income$12,764,0001,707
Total interest expense$5,947,0001,682
Net interest income$6,817,0001,687
Provision for loan and lease losses$06,209
Total noninterest income$1,140,0002,034
Gross Fiduciary activities income$219,000626
Service charges on deposit accounts$698,0001,264
Trading account gains and fees$0168
Additional Noninterest Income$223,0003,576
Total noninterest expense$4,993,0001,847
Salaries and employee benefits$3,292,0001,557
Premises and equipment expense$433,0002,902
Additional noninterest expense$1,268,0002,116
Pre-tax net operating income$2,964,0001,562
Securities gains (losses)$-1,583,0008,571
Applicable income taxes$234,0003,060
Income before extraordinary items$1,147,0002,736
Extraordinary gains, net$029
Net income$1,147,0002,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,902
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,460,8901,415
2007-03-31 (YTD Data)Rank
Total interest income$6,290,0001,723
Total interest expense$2,954,0001,688
Net interest income$3,336,0001,727
Provision for loan and lease losses$05,779
Total noninterest income$566,0002,035
Gross Fiduciary activities income$123,000616
Service charges on deposit accounts$341,0001,266
Trading account gains and fees$0195
Additional Noninterest Income$102,0003,735
Total noninterest expense$2,547,0001,813
Salaries and employee benefits$1,694,0001,529
Premises and equipment expense$216,0002,929
Additional noninterest expense$637,0002,062
Pre-tax net operating income$1,355,0001,685
Securities gains (losses)$01,187
Applicable income taxes$249,0002,094
Income before extraordinary items$1,106,0001,558
Extraordinary gains, net$022
Net income$1,106,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,106,0001,545
2006-12-31 (YTD Data)Rank
Total interest income$22,925,0001,762
Total interest expense$10,100,0001,665
Net interest income$12,825,0001,802
Provision for loan and lease losses$06,850
Total noninterest income$1,989,0002,239
Gross Fiduciary activities income$380,000650
Service charges on deposit accounts$1,252,0001,431
Trading account gains and fees$0130
Additional Noninterest Income$357,0003,956
Total noninterest expense$8,754,0002,011
Salaries and employee benefits$5,820,0001,679
Premises and equipment expense$844,0002,866
Additional noninterest expense$2,090,0002,466
Pre-tax net operating income$6,060,0001,584
Securities gains (losses)$30,000801
Applicable income taxes$1,226,0001,933
Income before extraordinary items$4,864,0001,496
Extraordinary gains, net$051
Net income$4,864,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,106
Cash dividends$3,600,000946
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,840,0001,485
2006-09-30 (YTD Data)Rank
Total interest income$16,983,0001,772
Total interest expense$7,419,0001,651
Net interest income$9,564,0001,827
Provision for loan and lease losses$06,685
Total noninterest income$1,513,0002,212
Gross Fiduciary activities income$305,000629
Service charges on deposit accounts$933,0001,441
Trading account gains and fees$0126
Additional Noninterest Income$275,0003,900
Total noninterest expense$6,844,0001,930
Salaries and employee benefits$4,607,0001,613
Premises and equipment expense$626,0002,895
Additional noninterest expense$1,611,0002,397
Pre-tax net operating income$4,233,0001,757
Securities gains (losses)$29,000669
Applicable income taxes$880,0002,052
Income before extraordinary items$3,382,0001,641
Extraordinary gains, net$045
Net income$3,382,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,361
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,359,0901,638
2006-06-30 (YTD Data)Rank
Total interest income$11,167,0001,767
Total interest expense$4,790,0001,626
Net interest income$6,377,0001,823
Provision for loan and lease losses$06,419
Total noninterest income$1,026,0002,175
Gross Fiduciary activities income$233,000606
Service charges on deposit accounts$615,0001,447
Trading account gains and fees$0126
Additional Noninterest Income$178,0003,960
Total noninterest expense$4,627,0001,910
Salaries and employee benefits$3,133,0001,581
Premises and equipment expense$392,0003,049
Additional noninterest expense$1,102,0002,345
Pre-tax net operating income$2,776,0001,794
Securities gains (losses)$27,000551
Applicable income taxes$541,0002,197
Income before extraordinary items$2,262,0001,615
Extraordinary gains, net$039
Net income$2,262,0001,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0002,255
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,240,1301,615
2006-03-31 (YTD Data)Rank
Total interest income$5,471,0001,744
Total interest expense$2,250,0001,635
Net interest income$3,221,0001,794
Provision for loan and lease losses$06,013
Total noninterest income$519,0002,143
Gross Fiduciary activities income$127,000600
Service charges on deposit accounts$298,0001,436
Trading account gains and fees$0115
Additional Noninterest Income$94,0003,842
Total noninterest expense$2,341,0001,905
Salaries and employee benefits$1,587,0001,567
Premises and equipment expense$184,0003,207
Additional noninterest expense$570,0002,253
Pre-tax net operating income$1,399,0001,732
Securities gains (losses)$0955
Applicable income taxes$270,0002,149
Income before extraordinary items$1,129,0001,596
Extraordinary gains, net$021
Net income$1,129,0001,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,129,0001,575
2005-12-31 (YTD Data)Rank
Total interest income$20,204,0001,669
Total interest expense$6,735,0001,684
Net interest income$13,469,0001,626
Provision for loan and lease losses$07,120
Total noninterest income$2,220,0002,052
Gross Fiduciary activities income$471,000599
Service charges on deposit accounts$1,128,0001,540
Trading account gains and fees$0138
Additional Noninterest Income$621,0002,998
Total noninterest expense$8,624,0001,943
Salaries and employee benefits$5,139,0001,814
Premises and equipment expense$748,0003,074
Additional noninterest expense$2,737,0001,850
Pre-tax net operating income$7,065,0001,351
Securities gains (losses)$45,000962
Applicable income taxes$1,469,0001,719
Income before extraordinary items$5,641,0001,270
Extraordinary gains, net$046
Net income$5,641,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,476
Cash dividends$3,600,000893
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,605,4501,255
2005-09-30 (YTD Data)Rank
Total interest income$14,859,0001,666
Total interest expense$4,763,0001,692
Net interest income$10,096,0001,615
Provision for loan and lease losses$06,899
Total noninterest income$1,421,0002,299
Gross Fiduciary activities income$396,000561
Service charges on deposit accounts$811,0001,598
Trading account gains and fees$0126
Additional Noninterest Income$214,0004,453
Total noninterest expense$6,037,0002,057
Salaries and employee benefits$3,991,0001,735
Premises and equipment expense$522,0003,238
Additional noninterest expense$1,524,0002,411
Pre-tax net operating income$5,480,0001,308
Securities gains (losses)$45,000917
Applicable income taxes$1,191,0001,662
Income before extraordinary items$4,334,0001,247
Extraordinary gains, net$035
Net income$4,334,0001,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,230
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,298,9001,228
2005-06-30 (YTD Data)Rank
Total interest income$9,780,0001,640
Total interest expense$3,016,0001,677
Net interest income$6,764,0001,583
Provision for loan and lease losses$06,626
Total noninterest income$1,047,0002,107
Gross Fiduciary activities income$347,000485
Service charges on deposit accounts$537,0001,563
Trading account gains and fees$0116
Additional Noninterest Income$163,0004,136
Total noninterest expense$3,791,0002,156
Salaries and employee benefits$2,669,0001,725
Premises and equipment expense$332,0003,336
Additional noninterest expense$790,0003,050
Pre-tax net operating income$4,020,0001,159
Securities gains (losses)$9,0001,390
Applicable income taxes$927,0001,449
Income before extraordinary items$3,102,0001,134
Extraordinary gains, net$030
Net income$3,102,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,351
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,095,0701,113
2005-03-31 (YTD Data)Rank
Total interest income$4,770,0001,643
Total interest expense$1,415,0001,692
Net interest income$3,355,0001,586
Provision for loan and lease losses$06,226
Total noninterest income$612,0001,848
Gross Fiduciary activities income$262,000384
Service charges on deposit accounts$266,0001,529
Trading account gains and fees$0115
Additional Noninterest Income$84,0004,085
Total noninterest expense$1,935,0002,137
Salaries and employee benefits$1,366,0001,688
Premises and equipment expense$158,0003,503
Additional noninterest expense$411,0002,947
Pre-tax net operating income$2,032,0001,141
Securities gains (losses)$01,685
Applicable income taxes$458,0001,445
Income before extraordinary items$1,574,0001,094
Extraordinary gains, net$024
Net income$1,574,0001,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,610
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,574,0001,068
2004-12-31 (YTD Data)Rank
Total interest income$17,938,0001,616
Total interest expense$5,019,0001,630
Net interest income$12,919,0001,577
Provision for loan and lease losses$07,314
Total noninterest income$1,763,0002,400
Gross Fiduciary activities income$365,000646
Service charges on deposit accounts$1,140,0001,542
Trading account gains and fees$0138
Additional Noninterest Income$258,0004,568
Total noninterest expense$6,813,0002,347
Salaries and employee benefits$4,751,0001,849
Premises and equipment expense$563,0003,728
Additional noninterest expense$1,499,0003,121
Pre-tax net operating income$7,869,0001,117
Securities gains (losses)$262,000701
Applicable income taxes$1,830,0001,381
Income before extraordinary items$6,301,0001,043
Extraordinary gains, net$034
Net income$6,301,0001,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,887
Cash dividends$5,220,000591
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,099,2601,039
2004-09-30 (YTD Data)Rank
Total interest income$13,205,0001,619
Total interest expense$3,686,0001,638
Net interest income$9,519,0001,586
Provision for loan and lease losses$07,100
Total noninterest income$1,278,0002,466
Gross Fiduciary activities income$241,000667
Service charges on deposit accounts$844,0001,562
Trading account gains and fees$0134
Additional Noninterest Income$193,0004,573
Total noninterest expense$5,255,0002,262
Salaries and employee benefits$3,723,0001,760
Premises and equipment expense$417,0003,761
Additional noninterest expense$1,115,0003,126
Pre-tax net operating income$5,542,0001,191
Securities gains (losses)$262,000655
Applicable income taxes$1,344,0001,419
Income before extraordinary items$4,460,0001,103
Extraordinary gains, net$026
Net income$4,460,0001,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,006
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,258,2601,119
2004-06-30 (YTD Data)Rank
Total interest income$8,644,0001,633
Total interest expense$2,432,0001,634
Net interest income$6,212,0001,602
Provision for loan and lease losses$06,885
Total noninterest income$850,0002,487
Gross Fiduciary activities income$171,000667
Service charges on deposit accounts$555,0001,577
Trading account gains and fees$0130
Additional Noninterest Income$124,0004,707
Total noninterest expense$3,498,0002,263
Salaries and employee benefits$2,474,0001,771
Premises and equipment expense$263,0003,917
Additional noninterest expense$761,0003,079
Pre-tax net operating income$3,564,0001,208
Securities gains (losses)$194,000658
Applicable income taxes$866,0001,440
Income before extraordinary items$2,892,0001,132
Extraordinary gains, net$021
Net income$2,892,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,878
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,742,6201,151
2004-03-31 (YTD Data)Rank
Total interest income$4,342,0001,629
Total interest expense$1,223,0001,647
Net interest income$3,119,0001,601
Provision for loan and lease losses$06,501
Total noninterest income$406,0002,510
Gross Fiduciary activities income$76,000702
Service charges on deposit accounts$267,0001,598
Trading account gains and fees$0121
Additional Noninterest Income$63,0004,647
Total noninterest expense$1,732,0002,298
Salaries and employee benefits$1,250,0001,767
Premises and equipment expense$137,0003,844
Additional noninterest expense$345,0003,329
Pre-tax net operating income$1,793,0001,173
Securities gains (losses)$53,0001,163
Applicable income taxes$409,0001,516
Income before extraordinary items$1,437,0001,141
Extraordinary gains, net$016
Net income$1,437,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,228
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,395,6601,110
2003-12-31 (YTD Data)Rank
Total interest income$17,446,0001,633
Total interest expense$5,442,0001,660
Net interest income$12,004,0001,619
Provision for loan and lease losses$25,0006,896
Total noninterest income$1,698,0002,593
Gross Fiduciary activities income$328,000677
Service charges on deposit accounts$1,118,0001,539
Trading account gains and fees$0160
Additional Noninterest Income$252,0004,850
Total noninterest expense$6,516,0002,409
Salaries and employee benefits$4,352,0001,975
Premises and equipment expense$548,0003,790
Additional noninterest expense$1,616,0002,878
Pre-tax net operating income$7,161,0001,168
Securities gains (losses)$489,000758
Applicable income taxes$1,750,0001,414
Income before extraordinary items$5,900,0001,093
Extraordinary gains, net$054
Net income$5,900,0001,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,397
Cash dividends$5,040,000620
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,523,4701,101
2003-09-30 (YTD Data)Rank
Total interest income$13,051,0001,673
Total interest expense$4,194,0001,690
Net interest income$8,857,0001,659
Provision for loan and lease losses$25,0006,589
Total noninterest income$1,262,0002,675
Gross Fiduciary activities income$240,000687
Service charges on deposit accounts$835,0001,549
Trading account gains and fees$0153
Additional Noninterest Income$187,0004,928
Total noninterest expense$4,789,0002,462
Salaries and employee benefits$3,295,0001,956
Premises and equipment expense$401,0003,850
Additional noninterest expense$1,093,0003,148
Pre-tax net operating income$5,305,0001,219
Securities gains (losses)$433,000756
Applicable income taxes$1,356,0001,450
Income before extraordinary items$4,382,0001,139
Extraordinary gains, net$040
Net income$4,382,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,109
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,052,9201,155
2003-06-30 (YTD Data)Rank
Total interest income$8,758,0001,679
Total interest expense$2,906,0001,680
Net interest income$5,852,0001,666
Provision for loan and lease losses$25,0006,080
Total noninterest income$880,0002,567
Gross Fiduciary activities income$198,000640
Service charges on deposit accounts$558,0001,528
Trading account gains and fees$0150
Additional Noninterest Income$124,0004,941
Total noninterest expense$3,207,0002,451
Salaries and employee benefits$2,213,0001,924
Premises and equipment expense$264,0003,865
Additional noninterest expense$730,0003,121
Pre-tax net operating income$3,500,0001,220
Securities gains (losses)$427,000635
Applicable income taxes$936,0001,440
Income before extraordinary items$2,991,0001,130
Extraordinary gains, net$030
Net income$2,991,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,485
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,666,4801,157
2003-03-31 (YTD Data)Rank
Total interest income$4,384,0001,687
Total interest expense$1,502,0001,655
Net interest income$2,882,0001,696
Provision for loan and lease losses$06,934
Total noninterest income$427,0002,562
Gross Fiduciary activities income$95,000661
Service charges on deposit accounts$268,0001,537
Trading account gains and fees$0134
Additional Noninterest Income$64,0004,791
Total noninterest expense$1,585,0002,449
Salaries and employee benefits$1,130,0001,894
Premises and equipment expense$133,0003,855
Additional noninterest expense$322,0003,431
Pre-tax net operating income$1,724,0001,249
Securities gains (losses)$427,000398
Applicable income taxes$519,0001,330
Income before extraordinary items$1,632,0001,029
Extraordinary gains, net$021
Net income$1,632,0001,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,613
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,307,4801,183
2002-12-31 (YTD Data)Rank
Total interest income$18,217,0001,689
Total interest expense$7,114,0001,599
Net interest income$11,103,0001,739
Provision for loan and lease losses$100,0005,681
Total noninterest income$1,762,0002,350
Gross Fiduciary activities income$455,000606
Service charges on deposit accounts$1,074,0001,504
Trading account gains and fees$0153
Additional Noninterest Income$233,0004,727
Total noninterest expense$5,759,0002,568
Salaries and employee benefits$3,920,0002,039
Premises and equipment expense$567,0003,582
Additional noninterest expense$1,272,0003,442
Pre-tax net operating income$7,006,0001,207
Securities gains (losses)$4,0004,045
Applicable income taxes$1,573,0001,589
Income before extraordinary items$5,437,0001,157
Extraordinary gains, net$070
Net income$5,437,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,476
Cash dividends$4,680,000662
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,433,8801,111
2001-12-31 (YTD Data)Rank
Total interest income$22,113,0001,536
Total interest expense$11,626,0001,396
Net interest income$10,487,0001,706
Provision for loan and lease losses$48,0006,745
Total noninterest income$1,508,0002,496
Gross Fiduciary activities income$333,000700
Service charges on deposit accounts$1,005,0001,464
Trading account gains and fees$0177
Additional Noninterest Income$170,0005,266
Total noninterest expense$5,712,0002,486
Salaries and employee benefits$3,854,0001,950
Premises and equipment expense$598,0003,361
Additional noninterest expense$1,260,0003,350
Pre-tax net operating income$6,235,0001,193
Securities gains (losses)$36,0002,670
Applicable income taxes$1,413,0001,579
Income before extraordinary items$4,858,0001,121
Extraordinary gains, net$0105
Net income$4,858,0001,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,026
Cash dividends$3,960,000748
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,830,2801,090
2000-12-31 (YTD Data)Rank
Total interest income$24,504,0001,424
Total interest expense$13,850,0001,256
Net interest income$10,654,0001,645
Provision for loan and lease losses$08,337
Total noninterest income$1,484,0002,365
Gross Fiduciary activities income$317,000708
Service charges on deposit accounts$952,0001,433
Trading account gains and fees$0180
Additional Noninterest Income$215,0004,635
Total noninterest expense$5,494,0002,488
Salaries and employee benefits$3,629,0001,971
Premises and equipment expense$644,0003,090
Additional noninterest expense$1,221,0003,377
Pre-tax net operating income$6,644,0001,134
Securities gains (losses)$480,000270
Applicable income taxes$1,617,0001,412
Income before extraordinary items$5,507,000973
Extraordinary gains, net$038
Net income$5,507,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,671
Cash dividends$3,960,000767
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,137,4001,039
1999-12-31 (YTD Data)Rank
Total interest income$23,016,0001,417
Total interest expense$12,592,0001,206
Net interest income$10,424,0001,677
Provision for loan and lease losses$08,503
Total noninterest income$1,398,0002,404
Gross Fiduciary activities income$328,000756
Service charges on deposit accounts$829,0001,593
Trading account gains and fees$0173
Additional Noninterest Income$241,0004,521
Total noninterest expense$4,949,0002,729
Salaries and employee benefits$3,293,0002,134
Premises and equipment expense$587,0003,326
Additional noninterest expense$1,069,0003,794
Pre-tax net operating income$6,873,0001,127
Securities gains (losses)$64,000895
Applicable income taxes$1,406,0001,680
Income before extraordinary items$5,531,000998
Extraordinary gains, net$035
Net income$5,531,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-86,00010,020
Cash dividends$3,960,000787
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,479,800991
1998-12-31 (YTD Data)Rank
Total interest income$21,616,0001,496
Total interest expense$11,529,0001,345
Net interest income$10,087,0001,696
Provision for loan and lease losses$08,652
Total noninterest income$1,279,0002,555
Gross Fiduciary activities income$313,000767
Service charges on deposit accounts$826,0001,534
Trading account gains and fees$0224
Additional Noninterest Income$140,0005,861
Total noninterest expense$5,204,0002,500
Salaries and employee benefits$3,229,0002,098
Premises and equipment expense$737,0002,647
Additional noninterest expense$1,238,0003,281
Pre-tax net operating income$6,162,0001,215
Securities gains (losses)$956,000388
Applicable income taxes$1,741,0001,424
Income before extraordinary items$5,377,0001,002
Extraordinary gains, net$032
Net income$5,377,0001,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,028
Cash dividends$3,960,000793
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,650,4401,118
1997-12-31 (YTD Data)Rank
Total interest income$18,854,0001,753
Total interest expense$9,279,0001,671
Net interest income$9,575,0001,822
Provision for loan and lease losses$125,0004,524
Total noninterest income$1,823,0001,909
Gross Fiduciary activities income$290,000817
Service charges on deposit accounts$743,0001,743
Trading account gains and fees$0239
Additional Noninterest Income$790,0002,043
Total noninterest expense$4,925,0002,603
Salaries and employee benefits$3,082,0002,146
Premises and equipment expense$709,0002,704
Additional noninterest expense$1,134,0003,512
Pre-tax net operating income$6,348,0001,236
Securities gains (losses)$697,000352
Applicable income taxes$1,692,0001,532
Income before extraordinary items$5,353,0001,032
Extraordinary gains, net$044
Net income$5,353,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,092
Cash dividends$3,960,000763
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,823,2801,126
1996-12-31 (YTD Data)Rank
Total interest income$18,406,0001,839
Total interest expense$8,890,0001,767
Net interest income$9,516,0001,870
Provision for loan and lease losses$250,0002,928
Total noninterest income$1,945,0001,885
Gross Fiduciary activities income$293,000868
Service charges on deposit accounts$720,0001,886
Trading account gains and fees$0262
Additional Noninterest Income$932,0001,901
Total noninterest expense$5,217,0002,608
Salaries and employee benefits$3,128,0002,128
Premises and equipment expense$551,0003,479
Additional noninterest expense$1,538,0003,057
Pre-tax net operating income$5,994,0001,208
Securities gains (losses)$175,000739
Applicable income taxes$1,343,0001,781
Income before extraordinary items$4,826,0001,077
Extraordinary gains, net$053
Net income$4,826,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00010,752
Cash dividends$3,870,000792
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,689,5001,087
1995-12-31 (YTD Data)Rank
Total interest income$17,316,0001,950
Total interest expense$8,037,0001,944
Net interest income$9,279,0001,932
Provision for loan and lease losses$08,958
Total noninterest income$905,0003,348
Gross Fiduciary activities income$177,0001,031
Service charges on deposit accounts$606,0002,245
Trading account gains and fees$0522
Additional Noninterest Income$122,0006,598
Total noninterest expense$4,590,0002,929
Salaries and employee benefits$2,868,0002,312
Premises and equipment expense$419,0004,352
Additional noninterest expense$1,303,0003,483
Pre-tax net operating income$5,594,0001,368
Securities gains (losses)$229,000626
Applicable income taxes$1,487,0001,654
Income before extraordinary items$4,336,0001,223
Extraordinary gains, net$065
Net income$4,336,0001,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,862
Cash dividends$3,600,000819
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,166,5401,252
1994-12-31 (YTD Data)Rank
Total interest income$15,922,0001,934
Total interest expense$6,114,0002,045
Net interest income$9,808,0001,841
Provision for loan and lease losses$-1,740,00012,553
Total noninterest income$902,0003,358
Gross Fiduciary activities income$167,0001,054
Service charges on deposit accounts$596,0002,287
Trading account gains and fees$0475
Additional Noninterest Income$139,0006,445
Total noninterest expense$4,570,0003,014
Salaries and employee benefits$2,685,0002,490
Premises and equipment expense$395,0004,630
Additional noninterest expense$1,490,0003,313
Pre-tax net operating income$7,880,000977
Securities gains (losses)$-177,00011,893
Applicable income taxes$2,073,0001,171
Income before extraordinary items$5,630,000921
Extraordinary gains, net$0249
Net income$5,630,000917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,00011,935
Cash dividends$2,880,000848
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,759,210909
1993-12-31 (YTD Data)Rank
Total interest income$15,629,0002,011
Total interest expense$6,199,0002,101
Net interest income$9,430,0001,917
Provision for loan and lease losses$-114,00012,930
Total noninterest income$912,0003,593
Gross Fiduciary activities income$185,0001,070
Service charges on deposit accounts$547,0002,534
Trading account gains and fees$0532
Additional Noninterest Income$180,0005,992
Total noninterest expense$4,958,0002,877
Salaries and employee benefits$2,530,0002,609
Premises and equipment expense$443,0004,322
Additional noninterest expense$1,985,0002,753
Pre-tax net operating income$5,498,0001,265
Securities gains (losses)$4,0006,316
Applicable income taxes$1,598,0001,491
Income before extraordinary items$3,904,0001,300
Extraordinary gains, net$315,000681
Net income$4,219,0001,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,696
Cash dividends$2,520,000821
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,901,1601,214
1992-12-31 (YTD Data)Rank
Total interest income$15,896,0002,220
Total interest expense$7,838,0002,172
Net interest income$8,058,0002,257
Provision for loan and lease losses$2,200,0001,074
Total noninterest income$846,0003,811
Gross Fiduciary activities income$118,0001,214
Service charges on deposit accounts$530,0002,603
Trading account gains and fees$0504
Additional Noninterest Income$198,0005,704
Total noninterest expense$4,886,0002,927
Salaries and employee benefits$2,437,0002,662
Premises and equipment expense$424,0004,577
Additional noninterest expense$2,025,0002,777
Pre-tax net operating income$1,818,0003,395
Securities gains (losses)$1,525,000489
Applicable income taxes$473,0004,183
Income before extraordinary items$2,870,0001,611
Extraordinary gains, net$01,422
Net income$2,870,0001,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,0002,473
Cash dividends$1,800,000936
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,558,5002,734

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.