Home > First State Bank of Uniontown > Income and Expense

First State Bank of Uniontown, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$583,000	11,204
Total interest expense	$188,000	11,243
Net interest income	$395,000	11,089
Provision for loan and lease losses	$0	9,041
Total noninterest income	$86,000	10,166
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$61,000	8,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	10,117
Total noninterest expense	$395,000	10,986
Salaries and employee benefits	$253,000	10,702
Premises and equipment expense	$48,000	10,693
Additional noninterest expense	$94,000	11,131
Pre-tax net operating income	$86,000	10,442
Securities gains (losses)	$0	4,148
Applicable income taxes	$20,000	10,197
Income before extraordinary items	$66,000	10,485
Extraordinary gains, net	$0	53
Net income	$66,000	10,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,612
Cash dividends	$31,000	7,831
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$66,000	10,438
1995-12-31 (YTD Data)		Rank
Total interest income	$634,000	11,689
Total interest expense	$200,000	11,754
Net interest income	$434,000	11,528
Provision for loan and lease losses	$15,000	7,935
Total noninterest income	$83,000	10,670
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	8,863
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	10,833
Total noninterest expense	$407,000	11,407
Salaries and employee benefits	$256,000	11,111
Premises and equipment expense	$36,000	11,479
Additional noninterest expense	$115,000	11,470
Pre-tax net operating income	$95,000	11,112
Securities gains (losses)	$0	3,831
Applicable income taxes	$56,000	10,067
Income before extraordinary items	$39,000	11,345
Extraordinary gains, net	$0	65
Net income	$39,000	11,343
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,576
Cash dividends	$30,000	8,164
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$39,000	11,311
1994-12-31 (YTD Data)		Rank
Total interest income	$570,000	12,347
Total interest expense	$169,000	12,405
Net interest income	$401,000	12,220
Provision for loan and lease losses	$0	9,146
Total noninterest income	$83,000	11,175
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	9,281
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	11,366
Total noninterest expense	$415,000	11,972
Salaries and employee benefits	$246,000	11,699
Premises and equipment expense	$45,000	11,810
Additional noninterest expense	$124,000	12,085
Pre-tax net operating income	$69,000	11,810
Securities gains (losses)	$0	3,600
Applicable income taxes	$0	11,630
Income before extraordinary items	$69,000	11,663
Extraordinary gains, net	$0	249
Net income	$69,000	11,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,783
Cash dividends	$46,000	8,070
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$69,000	11,701
1993-12-31 (YTD Data)		Rank
Total interest income	$576,000	12,969
Total interest expense	$163,000	13,088
Net interest income	$413,000	12,782
Provision for loan and lease losses	$9,000	9,850
Total noninterest income	$79,000	11,824
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$63,000	9,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	12,333
Total noninterest expense	$418,000	12,563
Salaries and employee benefits	$257,000	12,106
Premises and equipment expense	$37,000	12,642
Additional noninterest expense	$124,000	12,722
Pre-tax net operating income	$65,000	12,090
Securities gains (losses)	$23,000	4,484
Applicable income taxes	$0	12,141
Income before extraordinary items	$88,000	11,922
Extraordinary gains, net	$62,000	2,002
Net income	$150,000	11,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	11,729
Cash dividends	$27,000	8,519
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$65,000	11,987
1992-12-31 (YTD Data)		Rank
Total interest income	$620,000	13,584
Total interest expense	$201,000	13,712
Net interest income	$419,000	13,338
Provision for loan and lease losses	$16,000	10,806
Total noninterest income	$91,000	11,966
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	9,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	12,651
Total noninterest expense	$377,000	13,275
Salaries and employee benefits	$220,000	12,931
Premises and equipment expense	$37,000	13,172
Additional noninterest expense	$120,000	13,325
Pre-tax net operating income	$117,000	11,845
Securities gains (losses)	$9,000	6,537
Applicable income taxes	$32,000	11,754
Income before extraordinary items	$94,000	12,010
Extraordinary gains, net	$32,000	1,112
Net income	$126,000	11,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	8,508
Cash dividends	$7,000	8,781
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$87,250	11,816

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.