First State Bank of the Southeast, Inc, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$19,943,0001,894
Total interest expense$6,109,0001,802
Net interest income$13,834,0001,935
Provision for loan and lease losses$392,0001,461
Total noninterest income$2,711,0001,731
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,068,000950
Trading account gains and fees$0123
Additional Noninterest Income$1,643,0001,791
Total noninterest expense$12,036,0001,808
Salaries and employee benefits$5,676,0002,023
Premises and equipment expense$1,980,0001,227
Additional noninterest expense$1,643,0001,791
Pre-tax net operating income$4,117,0002,145
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$4,117,0001,958
Extraordinary gains, net$054
Net income$4,117,0001,982
Minority interest net income$088
Net income of bank and minority interests.$4,117,0001,961
Net charge-offs$-231,0004,467
Cash dividends$2,718,0001,290
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,117,0001,992
2023-09-30 (YTD Data)Rank
Total interest income$14,625,0001,892
Total interest expense$4,158,0001,790
Net interest income$10,467,0001,934
Provision for loan and lease losses$392,0001,159
Total noninterest income$2,026,0001,724
Gross Fiduciary activities income$0950
Service charges on deposit accounts$786,000962
Trading account gains and fees$0125
Additional Noninterest Income$1,240,0001,785
Total noninterest expense$9,104,0001,796
Salaries and employee benefits$4,223,0002,039
Premises and equipment expense$1,559,0001,182
Additional noninterest expense$1,240,0001,785
Pre-tax net operating income$2,997,0002,228
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$2,997,0002,059
Extraordinary gains, net$052
Net income$2,997,0002,080
Minority interest net income$081
Net income of bank and minority interests.$2,997,0002,060
Net charge-offs$-238,0004,491
Cash dividends$1,925,0001,198
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,997,0002,084
2023-06-30 (YTD Data)Rank
Total interest income$9,534,0001,903
Total interest expense$2,488,0001,759
Net interest income$7,046,0001,934
Provision for loan and lease losses$292,0001,083
Total noninterest income$1,377,0001,637
Gross Fiduciary activities income$0931
Service charges on deposit accounts$506,000971
Trading account gains and fees$0112
Additional Noninterest Income$871,0001,665
Total noninterest expense$6,027,0001,800
Salaries and employee benefits$2,755,0002,067
Premises and equipment expense$1,014,0001,198
Additional noninterest expense$871,0001,663
Pre-tax net operating income$2,104,0002,190
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,104,0002,001
Extraordinary gains, net$051
Net income$2,104,0002,025
Minority interest net income$081
Net income of bank and minority interests.$2,104,0002,001
Net charge-offs$-248,0004,560
Cash dividends$1,700,000985
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,104,0002,011
2023-03-31 (YTD Data)Rank
Total interest income$4,668,0001,903
Total interest expense$1,098,0001,728
Net interest income$3,570,0001,916
Provision for loan and lease losses$145,0001,088
Total noninterest income$711,0001,599
Gross Fiduciary activities income$0913
Service charges on deposit accounts$255,000979
Trading account gains and fees$097
Additional Noninterest Income$456,0001,603
Total noninterest expense$2,982,0001,839
Salaries and employee benefits$1,324,0002,140
Premises and equipment expense$527,0001,190
Additional noninterest expense$456,0001,603
Pre-tax net operating income$1,154,0002,125
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,154,0001,916
Extraordinary gains, net$04
Net income$1,154,0001,916
Minority interest net income$048
Net income of bank and minority interests.$1,154,0001,916
Net charge-offs$5,0001,579
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,154,0001,933
2022-12-31 (YTD Data)Rank
Total interest income$15,784,0001,874
Total interest expense$1,788,0001,723
Net interest income$13,996,0001,874
Provision for loan and lease losses$594,0001,139
Total noninterest income$2,387,0001,858
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,166,000903
Trading account gains and fees$0116
Additional Noninterest Income$1,221,0002,122
Total noninterest expense$12,025,0001,772
Salaries and employee benefits$5,750,0002,000
Premises and equipment expense$2,077,0001,169
Additional noninterest expense$1,221,0002,122
Pre-tax net operating income$3,764,0002,381
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$3,764,0002,183
Extraordinary gains, net$05
Net income$3,764,0002,182
Minority interest net income$063
Net income of bank and minority interests.$3,764,0002,182
Net charge-offs$17,0001,980
Cash dividends$2,075,0001,448
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,764,0002,207
2022-09-30 (YTD Data)Rank
Total interest income$11,279,0001,890
Total interest expense$1,092,0001,659
Net interest income$10,187,0001,896
Provision for loan and lease losses$445,0001,043
Total noninterest income$1,758,0001,902
Gross Fiduciary activities income$0968
Service charges on deposit accounts$890,000904
Trading account gains and fees$0111
Additional Noninterest Income$868,0002,217
Total noninterest expense$8,995,0001,773
Salaries and employee benefits$4,229,0002,022
Premises and equipment expense$1,632,0001,113
Additional noninterest expense$868,0002,217
Pre-tax net operating income$2,505,0002,527
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$2,505,0002,298
Extraordinary gains, net$04
Net income$2,505,0002,297
Minority interest net income$057
Net income of bank and minority interests.$2,505,0002,297
Net charge-offs$02,349
Cash dividends$1,575,0001,304
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,505,0002,335
2022-06-30 (YTD Data)Rank
Total interest income$7,181,0001,900
Total interest expense$607,0001,717
Net interest income$6,574,0001,912
Provision for loan and lease losses$297,000962
Total noninterest income$1,179,0001,884
Gross Fiduciary activities income$0925
Service charges on deposit accounts$593,000889
Trading account gains and fees$0108
Additional Noninterest Income$586,0002,225
Total noninterest expense$5,890,0001,778
Salaries and employee benefits$2,797,0002,034
Premises and equipment expense$1,091,0001,106
Additional noninterest expense$2,002,0001,602
Pre-tax net operating income$1,566,0002,505
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,566,0002,291
Extraordinary gains, net$04
Net income$1,566,0002,291
Minority interest net income$060
Net income of bank and minority interests.$1,566,0002,291
Net charge-offs$4,0001,826
Cash dividends$1,145,0001,245
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,566,0002,327
2022-03-31 (YTD Data)Rank
Total interest income$3,493,0001,893
Total interest expense$317,0001,596
Net interest income$3,176,0001,910
Provision for loan and lease losses$150,000763
Total noninterest income$656,0001,779
Gross Fiduciary activities income$0892
Service charges on deposit accounts$304,000858
Trading account gains and fees$0103
Additional Noninterest Income$352,0002,022
Total noninterest expense$2,917,0001,789
Salaries and employee benefits$1,461,0001,970
Premises and equipment expense$520,0001,161
Additional noninterest expense$936,0001,656
Pre-tax net operating income$765,0002,445
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$765,0002,251
Extraordinary gains, net$04
Net income$765,0002,250
Minority interest net income$050
Net income of bank and minority interests.$765,0002,251
Net charge-offs$1,0001,671
Cash dividends$599,0001,072
Sale, conversion, retirement of capital stock, net$0453
Net operating income$765,0002,273
2021-12-31 (YTD Data)Rank
Total interest income$14,366,0001,935
Total interest expense$1,547,0001,621
Net interest income$12,819,0001,947
Provision for loan and lease losses$725,000781
Total noninterest income$3,402,0001,653
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,226,000816
Trading account gains and fees$0132
Additional Noninterest Income$2,176,0001,829
Total noninterest expense$11,932,0001,743
Salaries and employee benefits$5,465,0002,062
Premises and equipment expense$2,309,0001,065
Additional noninterest expense$4,158,0001,542
Pre-tax net operating income$3,564,0002,473
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$3,564,0002,319
Extraordinary gains, net$010
Net income$3,564,0002,319
Minority interest net income$074
Net income of bank and minority interests.$3,564,0002,320
Net charge-offs$1,048,000405
Cash dividends$3,414,0001,075
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,564,0002,287
2021-09-30 (YTD Data)Rank
Total interest income$10,800,0001,962
Total interest expense$1,195,0001,660
Net interest income$9,605,0001,974
Provision for loan and lease losses$375,0001,009
Total noninterest income$2,414,0001,778
Gross Fiduciary activities income$0957
Service charges on deposit accounts$877,000848
Trading account gains and fees$0132
Additional Noninterest Income$1,537,0001,930
Total noninterest expense$8,624,0001,793
Salaries and employee benefits$4,036,0002,084
Premises and equipment expense$1,649,0001,125
Additional noninterest expense$2,939,0001,613
Pre-tax net operating income$3,020,0002,418
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,020,0002,235
Extraordinary gains, net$08
Net income$3,020,0002,234
Minority interest net income$069
Net income of bank and minority interests.$3,020,0002,235
Net charge-offs$757,000392
Cash dividends$2,545,000971
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,020,0002,207
2021-06-30 (YTD Data)Rank
Total interest income$7,343,0001,933
Total interest expense$820,0001,691
Net interest income$6,523,0001,940
Provision for loan and lease losses$375,000759
Total noninterest income$1,588,0001,743
Gross Fiduciary activities income$0951
Service charges on deposit accounts$512,000925
Trading account gains and fees$0133
Additional Noninterest Income$1,076,0001,842
Total noninterest expense$5,688,0001,795
Salaries and employee benefits$2,692,0002,076
Premises and equipment expense$1,107,0001,105
Additional noninterest expense$1,889,0001,647
Pre-tax net operating income$2,048,0002,357
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,048,0002,192
Extraordinary gains, net$06
Net income$2,048,0002,191
Minority interest net income$067
Net income of bank and minority interests.$2,048,0002,192
Net charge-offs$759,000315
Cash dividends$1,775,000943
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,048,0002,158
2021-03-31 (YTD Data)Rank
Total interest income$3,739,0001,886
Total interest expense$423,0001,721
Net interest income$3,316,0001,881
Provision for loan and lease losses$02,741
Total noninterest income$868,0001,661
Gross Fiduciary activities income$0922
Service charges on deposit accounts$211,0001,037
Trading account gains and fees$0127
Additional Noninterest Income$657,0001,644
Total noninterest expense$2,758,0001,829
Salaries and employee benefits$1,342,0002,070
Premises and equipment expense$538,0001,149
Additional noninterest expense$878,0001,709
Pre-tax net operating income$1,426,0001,929
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,426,0001,781
Extraordinary gains, net$03
Net income$1,426,0001,781
Minority interest net income$055
Net income of bank and minority interests.$1,426,0001,781
Net charge-offs$-1,0003,038
Cash dividends$800,000881
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,426,0001,739
2020-12-31 (YTD Data)Rank
Total interest income$14,868,0001,907
Total interest expense$2,521,0001,694
Net interest income$12,347,0001,905
Provision for loan and lease losses$2,630,000881
Total noninterest income$5,173,0001,234
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,034,000921
Trading account gains and fees$0133
Additional Noninterest Income$4,139,0001,176
Total noninterest expense$11,460,0001,758
Salaries and employee benefits$5,153,0002,109
Premises and equipment expense$2,163,0001,101
Additional noninterest expense$4,144,0001,493
Pre-tax net operating income$3,430,0002,260
Securities gains (losses)$68,0001,575
Applicable income taxes$03,697
Income before extraordinary items$3,498,0002,095
Extraordinary gains, net$04
Net income$3,498,0002,094
Minority interest net income$072
Net income of bank and minority interests.$3,498,0002,095
Net charge-offs$2,101,000401
Cash dividends$1,650,0001,693
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,430,0002,062
2020-09-30 (YTD Data)Rank
Total interest income$11,371,0001,886
Total interest expense$2,012,0001,688
Net interest income$9,359,0001,884
Provision for loan and lease losses$2,130,000855
Total noninterest income$4,779,0001,051
Gross Fiduciary activities income$0981
Service charges on deposit accounts$775,000914
Trading account gains and fees$0125
Additional Noninterest Income$4,004,000939
Total noninterest expense$8,511,0001,755
Salaries and employee benefits$3,833,0002,096
Premises and equipment expense$1,662,0001,074
Additional noninterest expense$3,016,0001,506
Pre-tax net operating income$3,497,0001,847
Securities gains (losses)$68,0001,399
Applicable income taxes$03,696
Income before extraordinary items$3,565,0001,685
Extraordinary gains, net$04
Net income$3,565,0001,686
Minority interest net income$065
Net income of bank and minority interests.$3,565,0001,686
Net charge-offs$1,576,000379
Cash dividends$1,075,0001,628
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,497,0001,656
2020-06-30 (YTD Data)Rank
Total interest income$7,777,0001,871
Total interest expense$1,429,0001,713
Net interest income$6,348,0001,865
Provision for loan and lease losses$380,0001,837
Total noninterest income$773,0002,311
Gross Fiduciary activities income$0970
Service charges on deposit accounts$516,000925
Trading account gains and fees$0123
Additional Noninterest Income$257,0003,052
Total noninterest expense$5,324,0001,843
Salaries and employee benefits$2,487,0002,138
Premises and equipment expense$1,126,0001,059
Additional noninterest expense$1,711,0001,709
Pre-tax net operating income$1,417,0002,466
Securities gains (losses)$68,0001,154
Applicable income taxes$03,655
Income before extraordinary items$1,485,0002,252
Extraordinary gains, net$04
Net income$1,485,0002,251
Minority interest net income$065
Net income of bank and minority interests.$1,485,0002,252
Net charge-offs$1,562,000301
Cash dividends$650,0001,704
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,417,0002,270
2020-03-31 (YTD Data)Rank
Total interest income$3,753,0001,911
Total interest expense$778,0001,719
Net interest income$2,975,0001,925
Provision for loan and lease losses$170,0001,561
Total noninterest income$458,0002,031
Gross Fiduciary activities income$0941
Service charges on deposit accounts$301,000939
Trading account gains and fees$0106
Additional Noninterest Income$157,0002,723
Total noninterest expense$2,770,0001,795
Salaries and employee benefits$1,221,0002,182
Premises and equipment expense$577,0001,055
Additional noninterest expense$972,0001,553
Pre-tax net operating income$493,0002,800
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$493,0002,644
Extraordinary gains, net$04
Net income$493,0002,643
Minority interest net income$056
Net income of bank and minority interests.$493,0002,645
Net charge-offs$1,0002,430
Cash dividends$350,0001,532
Sale, conversion, retirement of capital stock, net$0482
Net operating income$493,0002,630
2019-12-31 (YTD Data)Rank
Total interest income$15,399,0001,878
Total interest expense$3,409,0001,661
Net interest income$11,990,0001,932
Provision for loan and lease losses$840,0001,036
Total noninterest income$1,668,0002,179
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,104,0001,057
Trading account gains and fees$0135
Additional Noninterest Income$564,0002,892
Total noninterest expense$12,706,0001,564
Salaries and employee benefits$4,917,0002,126
Premises and equipment expense$2,373,0001,019
Additional noninterest expense$5,416,0001,167
Pre-tax net operating income$112,0004,877
Securities gains (losses)$4,0002,137
Applicable income taxes$03,859
Income before extraordinary items$116,0004,871
Extraordinary gains, net$011
Net income$116,0004,873
Minority interest net income$076
Net income of bank and minority interests.$116,0004,873
Net charge-offs$1,166,000600
Cash dividends$1,350,0001,991
Sale, conversion, retirement of capital stock, net$0626
Net operating income$112,0004,862
2019-09-30 (YTD Data)Rank
Total interest income$11,718,0001,882
Total interest expense$2,636,0001,638
Net interest income$9,082,0001,938
Provision for loan and lease losses$805,000821
Total noninterest income$1,201,0002,225
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$822,0001,068
Trading account gains and fees$0129
Additional Noninterest Income$379,0003,036
Total noninterest expense$9,977,0001,506
Salaries and employee benefits$3,763,0002,105
Premises and equipment expense$1,735,0001,048
Additional noninterest expense$4,479,0001,088
Pre-tax net operating income$-499,0005,158
Securities gains (losses)$4,0001,882
Applicable income taxes$03,902
Income before extraordinary items$-495,0005,167
Extraordinary gains, net$011
Net income$-495,0005,167
Minority interest net income$072
Net income of bank and minority interests.$-495,0005,167
Net charge-offs$1,128,000462
Cash dividends$975,0001,858
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-499,0005,157
2019-06-30 (YTD Data)Rank
Total interest income$7,855,0001,876
Total interest expense$1,716,0001,636
Net interest income$6,139,0001,921
Provision for loan and lease losses$70,0002,482
Total noninterest income$729,0002,309
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$550,0001,053
Trading account gains and fees$0131
Additional Noninterest Income$179,0003,398
Total noninterest expense$5,534,0001,774
Salaries and employee benefits$2,560,0002,080
Premises and equipment expense$1,119,0001,071
Additional noninterest expense$1,855,0001,612
Pre-tax net operating income$1,264,0002,768
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,264,0002,587
Extraordinary gains, net$011
Net income$1,264,0002,586
Minority interest net income$069
Net income of bank and minority interests.$1,264,0002,586
Net charge-offs$360,000696
Cash dividends$600,0001,903
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,264,0002,552
2019-03-31 (YTD Data)Rank
Total interest income$3,884,0001,893
Total interest expense$815,0001,648
Net interest income$3,069,0001,927
Provision for loan and lease losses$35,0002,345
Total noninterest income$447,0002,051
Gross Fiduciary activities income$0972
Service charges on deposit accounts$277,0001,023
Trading account gains and fees$0126
Additional Noninterest Income$170,0002,600
Total noninterest expense$2,780,0001,775
Salaries and employee benefits$1,295,0002,086
Premises and equipment expense$569,0001,067
Additional noninterest expense$916,0001,629
Pre-tax net operating income$701,0002,570
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$701,0002,365
Extraordinary gains, net$05
Net income$701,0002,363
Minority interest net income$052
Net income of bank and minority interests.$701,0002,364
Net charge-offs$594,000298
Cash dividends$300,0001,718
Sale, conversion, retirement of capital stock, net$0529
Net operating income$701,0002,351
2018-12-31 (YTD Data)Rank
Total interest income$15,427,0001,822
Total interest expense$2,713,0001,540
Net interest income$12,714,0001,849
Provision for loan and lease losses$641,0001,227
Total noninterest income$1,476,0002,361
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,132,0001,049
Trading account gains and fees$0126
Additional Noninterest Income$344,0003,529
Total noninterest expense$10,712,0001,789
Salaries and employee benefits$5,233,0002,027
Premises and equipment expense$2,369,0001,026
Additional noninterest expense$3,110,0001,857
Pre-tax net operating income$2,837,0002,593
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$2,837,0002,395
Extraordinary gains, net$06
Net income$2,837,0002,394
Minority interest net income$072
Net income of bank and minority interests.$2,837,0002,394
Net charge-offs$129,0001,966
Cash dividends$2,375,0001,307
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,837,0002,397
2018-09-30 (YTD Data)Rank
Total interest income$11,440,0001,829
Total interest expense$1,945,0001,520
Net interest income$9,495,0001,854
Provision for loan and lease losses$191,0002,032
Total noninterest income$960,0002,563
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$817,0001,096
Trading account gains and fees$0138
Additional Noninterest Income$143,0004,151
Total noninterest expense$8,177,0001,768
Salaries and employee benefits$3,926,0002,026
Premises and equipment expense$1,775,0001,020
Additional noninterest expense$2,476,0001,770
Pre-tax net operating income$2,087,0002,671
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,087,0002,444
Extraordinary gains, net$05
Net income$2,087,0002,443
Minority interest net income$066
Net income of bank and minority interests.$2,087,0002,443
Net charge-offs$146,0001,444
Cash dividends$1,775,0001,177
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,087,0002,438
2018-06-30 (YTD Data)Rank
Total interest income$7,555,0001,818
Total interest expense$1,258,0001,488
Net interest income$6,297,0001,862
Provision for loan and lease losses$191,0001,567
Total noninterest income$680,0002,480
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$522,0001,124
Trading account gains and fees$0130
Additional Noninterest Income$158,0003,662
Total noninterest expense$5,392,0001,794
Salaries and employee benefits$2,636,0002,018
Premises and equipment expense$1,192,0001,012
Additional noninterest expense$1,564,0001,847
Pre-tax net operating income$1,394,0002,638
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,394,0002,424
Extraordinary gains, net$06
Net income$1,394,0002,423
Minority interest net income$065
Net income of bank and minority interests.$1,394,0002,423
Net charge-offs$-16,0004,670
Cash dividends$1,200,0001,153
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,394,0002,420
2018-03-31 (YTD Data)Rank
Total interest income$3,744,0001,818
Total interest expense$612,0001,464
Net interest income$3,132,0001,868
Provision for loan and lease losses$190,000986
Total noninterest income$430,0002,162
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$258,0001,147
Trading account gains and fees$0123
Additional Noninterest Income$172,0002,664
Total noninterest expense$2,610,0001,865
Salaries and employee benefits$1,291,0002,082
Premises and equipment expense$590,0001,031
Additional noninterest expense$729,0001,968
Pre-tax net operating income$762,0002,463
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$762,0002,237
Extraordinary gains, net$07
Net income$762,0002,236
Minority interest net income$052
Net income of bank and minority interests.$762,0002,237
Net charge-offs$-28,0005,075
Cash dividends$600,0001,040
Sale, conversion, retirement of capital stock, net$0580
Net operating income$762,0002,228
2017-12-31 (YTD Data)Rank
Total interest income$14,575,0001,820
Total interest expense$2,139,0001,457
Net interest income$12,436,0001,855
Provision for loan and lease losses$260,0002,104
Total noninterest income$1,896,0002,100
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,059,0001,132
Trading account gains and fees$0151
Additional Noninterest Income$837,0002,514
Total noninterest expense$10,863,0001,768
Salaries and employee benefits$5,286,0002,003
Premises and equipment expense$2,299,0001,032
Additional noninterest expense$3,278,0001,809
Pre-tax net operating income$3,209,0002,375
Securities gains (losses)$39,0001,002
Applicable income taxes$04,135
Income before extraordinary items$3,248,0001,916
Extraordinary gains, net$09
Net income$3,248,0001,916
Minority interest net income$076
Net income of bank and minority interests.$3,248,0001,917
Net charge-offs$649,000927
Cash dividends$1,925,0001,467
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,209,0001,906
2017-09-30 (YTD Data)Rank
Total interest income$10,836,0001,830
Total interest expense$1,558,0001,466
Net interest income$9,278,0001,872
Provision for loan and lease losses$104,0002,628
Total noninterest income$1,425,0002,118
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$802,0001,130
Trading account gains and fees$0145
Additional Noninterest Income$623,0002,534
Total noninterest expense$8,338,0001,721
Salaries and employee benefits$3,960,0002,018
Premises and equipment expense$1,738,0001,031
Additional noninterest expense$2,640,0001,701
Pre-tax net operating income$2,261,0002,524
Securities gains (losses)$40,000975
Applicable income taxes$04,172
Income before extraordinary items$2,301,0002,166
Extraordinary gains, net$09
Net income$2,301,0002,167
Minority interest net income$071
Net income of bank and minority interests.$2,301,0002,167
Net charge-offs$545,000759
Cash dividends$1,450,0001,339
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,261,0002,161
2017-06-30 (YTD Data)Rank
Total interest income$7,270,0001,804
Total interest expense$1,001,0001,474
Net interest income$6,269,0001,830
Provision for loan and lease losses$03,871
Total noninterest income$871,0002,232
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$527,0001,132
Trading account gains and fees$0139
Additional Noninterest Income$344,0002,773
Total noninterest expense$5,549,0001,731
Salaries and employee benefits$2,652,0002,022
Premises and equipment expense$1,182,0001,014
Additional noninterest expense$1,715,0001,726
Pre-tax net operating income$1,591,0002,397
Securities gains (losses)$40,000727
Applicable income taxes$04,189
Income before extraordinary items$1,631,0002,022
Extraordinary gains, net$011
Net income$1,631,0002,022
Minority interest net income$071
Net income of bank and minority interests.$1,631,0002,022
Net charge-offs$197,0001,064
Cash dividends$1,050,0001,253
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,591,0002,029
2017-03-31 (YTD Data)Rank
Total interest income$3,541,0001,836
Total interest expense$494,0001,478
Net interest income$3,047,0001,864
Provision for loan and lease losses$03,537
Total noninterest income$541,0001,945
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$274,0001,093
Trading account gains and fees$0142
Additional Noninterest Income$267,0002,240
Total noninterest expense$2,739,0001,775
Salaries and employee benefits$1,305,0002,071
Premises and equipment expense$578,0001,040
Additional noninterest expense$856,0001,734
Pre-tax net operating income$849,0002,190
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$849,0001,885
Extraordinary gains, net$08
Net income$849,0001,885
Minority interest net income$055
Net income of bank and minority interests.$849,0001,885
Net charge-offs$85,0001,018
Cash dividends$450,0001,307
Sale, conversion, retirement of capital stock, net$0632
Net operating income$849,0001,869
2016-12-31 (YTD Data)Rank
Total interest income$14,849,0001,700
Total interest expense$1,903,0001,475
Net interest income$12,946,0001,732
Provision for loan and lease losses$280,0002,072
Total noninterest income$1,392,0002,584
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,022,0001,190
Trading account gains and fees$0170
Additional Noninterest Income$370,0003,674
Total noninterest expense$10,675,0001,789
Salaries and employee benefits$5,169,0002,046
Premises and equipment expense$2,238,0001,061
Additional noninterest expense$3,268,0001,828
Pre-tax net operating income$3,383,0002,181
Securities gains (losses)$27,0002,223
Applicable income taxes$04,278
Income before extraordinary items$3,410,0001,889
Extraordinary gains, net$05
Net income$3,410,0001,888
Minority interest net income$082
Net income of bank and minority interests.$3,410,0001,888
Net charge-offs$43,0003,247
Cash dividends$1,700,0001,582
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,383,0001,854
2016-09-30 (YTD Data)Rank
Total interest income$11,203,0001,698
Total interest expense$1,427,0001,478
Net interest income$9,776,0001,726
Provision for loan and lease losses$280,0001,693
Total noninterest income$1,258,0002,340
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$755,0001,197
Trading account gains and fees$0169
Additional Noninterest Income$503,0002,892
Total noninterest expense$8,307,0001,737
Salaries and employee benefits$4,004,0001,987
Premises and equipment expense$1,706,0001,039
Additional noninterest expense$2,597,0001,732
Pre-tax net operating income$2,447,0002,285
Securities gains (losses)$24,0002,223
Applicable income taxes$04,325
Income before extraordinary items$2,471,0001,973
Extraordinary gains, net$05
Net income$2,471,0001,973
Minority interest net income$071
Net income of bank and minority interests.$2,471,0001,973
Net charge-offs$27,0002,972
Cash dividends$1,250,0001,446
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,447,0001,925
2016-06-30 (YTD Data)Rank
Total interest income$7,494,0001,695
Total interest expense$945,0001,483
Net interest income$6,549,0001,725
Provision for loan and lease losses$209,0001,584
Total noninterest income$804,0002,374
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$476,0001,235
Trading account gains and fees$0157
Additional Noninterest Income$328,0002,911
Total noninterest expense$5,548,0001,741
Salaries and employee benefits$2,665,0001,992
Premises and equipment expense$1,125,0001,054
Additional noninterest expense$1,758,0001,723
Pre-tax net operating income$1,596,0002,292
Securities gains (losses)$20,0001,940
Applicable income taxes$04,338
Income before extraordinary items$1,616,0001,982
Extraordinary gains, net$016
Net income$1,616,0001,982
Minority interest net income$071
Net income of bank and minority interests.$1,616,0001,982
Net charge-offs$15,0002,919
Cash dividends$800,0001,496
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,596,0001,944
2016-03-31 (YTD Data)Rank
Total interest income$3,761,0001,686
Total interest expense$471,0001,485
Net interest income$3,290,0001,709
Provision for loan and lease losses$104,0001,487
Total noninterest income$437,0002,246
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$253,0001,177
Trading account gains and fees$0142
Additional Noninterest Income$184,0002,717
Total noninterest expense$2,751,0001,751
Salaries and employee benefits$1,342,0001,984
Premises and equipment expense$557,0001,068
Additional noninterest expense$852,0001,750
Pre-tax net operating income$872,0002,138
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$872,0001,838
Extraordinary gains, net$012
Net income$872,0001,839
Minority interest net income$062
Net income of bank and minority interests.$872,0001,839
Net charge-offs$41,0001,566
Cash dividends$350,0001,475
Sale, conversion, retirement of capital stock, net$0659
Net operating income$872,0001,796
2015-12-31 (YTD Data)Rank
Total interest income$14,668,0001,688
Total interest expense$1,786,0001,530
Net interest income$12,882,0001,701
Provision for loan and lease losses$890,000903
Total noninterest income$-3,968,0006,176
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,054,0001,166
Trading account gains and fees$0159
Additional Noninterest Income$-5,022,0006,185
Total noninterest expense$10,618,0001,785
Salaries and employee benefits$4,985,0002,065
Premises and equipment expense$2,211,0001,073
Additional noninterest expense$3,422,0001,779
Pre-tax net operating income$-2,594,0006,148
Securities gains (losses)$202,000740
Applicable income taxes$04,402
Income before extraordinary items$-2,392,0006,144
Extraordinary gains, net$023
Net income$-2,392,0006,144
Minority interest net income$081
Net income of bank and minority interests.$-2,392,0006,144
Net charge-offs$1,246,000573
Cash dividends$1,588,0001,578
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-2,594,0006,143
2015-09-30 (YTD Data)Rank
Total interest income$10,987,0001,700
Total interest expense$1,324,0001,562
Net interest income$9,663,0001,712
Provision for loan and lease losses$449,0001,149
Total noninterest income$1,175,0002,450
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$783,0001,183
Trading account gains and fees$0153
Additional Noninterest Income$392,0003,250
Total noninterest expense$8,002,0001,785
Salaries and employee benefits$3,758,0002,066
Premises and equipment expense$1,633,0001,110
Additional noninterest expense$2,611,0001,743
Pre-tax net operating income$2,387,0002,261
Securities gains (losses)$202,000640
Applicable income taxes$04,489
Income before extraordinary items$2,589,0001,841
Extraordinary gains, net$021
Net income$2,589,0001,843
Minority interest net income$078
Net income of bank and minority interests.$2,589,0001,843
Net charge-offs$978,000507
Cash dividends$1,488,0001,231
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,387,0001,929
2015-06-30 (YTD Data)Rank
Total interest income$7,318,0001,704
Total interest expense$869,0001,583
Net interest income$6,449,0001,711
Provision for loan and lease losses$298,0001,169
Total noninterest income$736,0002,541
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$503,0001,200
Trading account gains and fees$0157
Additional Noninterest Income$233,0003,396
Total noninterest expense$5,234,0001,820
Salaries and employee benefits$2,446,0002,114
Premises and equipment expense$1,104,0001,094
Additional noninterest expense$1,684,0001,805
Pre-tax net operating income$1,653,0002,183
Securities gains (losses)$200,000530
Applicable income taxes$04,497
Income before extraordinary items$1,853,0001,719
Extraordinary gains, net$022
Net income$1,853,0001,724
Minority interest net income$075
Net income of bank and minority interests.$1,853,0001,723
Net charge-offs$604,000548
Cash dividends$938,0001,313
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,653,0001,850
2015-03-31 (YTD Data)Rank
Total interest income$3,677,0001,705
Total interest expense$434,0001,609
Net interest income$3,243,0001,702
Provision for loan and lease losses$148,0001,165
Total noninterest income$447,0002,256
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$238,0001,234
Trading account gains and fees$0152
Additional Noninterest Income$209,0002,572
Total noninterest expense$2,676,0001,792
Salaries and employee benefits$1,232,0002,109
Premises and equipment expense$558,0001,087
Additional noninterest expense$886,0001,702
Pre-tax net operating income$866,0002,083
Securities gains (losses)$200,000366
Applicable income taxes$04,400
Income before extraordinary items$1,066,0001,497
Extraordinary gains, net$013
Net income$1,066,0001,499
Minority interest net income$064
Net income of bank and minority interests.$1,066,0001,499
Net charge-offs$453,000387
Cash dividends$488,0001,153
Sale, conversion, retirement of capital stock, net$0697
Net operating income$866,0001,740
2014-12-31 (YTD Data)Rank
Total interest income$15,314,0001,625
Total interest expense$1,900,0001,555
Net interest income$13,414,0001,650
Provision for loan and lease losses$3,895,000258
Total noninterest income$-1,108,0006,495
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,113,0001,185
Trading account gains and fees$0180
Additional Noninterest Income$-2,221,0006,507
Total noninterest expense$11,532,0001,657
Salaries and employee benefits$5,101,0002,005
Premises and equipment expense$2,148,0001,112
Additional noninterest expense$4,283,0001,470
Pre-tax net operating income$-3,121,0006,462
Securities gains (losses)$1,0003,149
Applicable income taxes$04,531
Income before extraordinary items$-3,120,0006,457
Extraordinary gains, net$017
Net income$-3,120,0006,456
Minority interest net income$084
Net income of bank and minority interests.$-3,120,0006,456
Net charge-offs$5,392,000221
Cash dividends$1,500,0001,559
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-3,121,0006,458
2014-09-30 (YTD Data)Rank
Total interest income$12,133,0001,548
Total interest expense$1,426,0001,569
Net interest income$10,707,0001,560
Provision for loan and lease losses$1,506,000446
Total noninterest income$928,0002,812
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$833,0001,191
Trading account gains and fees$0174
Additional Noninterest Income$95,0005,103
Total noninterest expense$8,365,0001,714
Salaries and employee benefits$3,880,0001,987
Premises and equipment expense$1,589,0001,139
Additional noninterest expense$2,896,0001,616
Pre-tax net operating income$1,764,0002,736
Securities gains (losses)$-1,0005,909
Applicable income taxes$04,583
Income before extraordinary items$1,763,0002,437
Extraordinary gains, net$015
Net income$1,763,0002,438
Minority interest net income$081
Net income of bank and minority interests.$1,763,0002,437
Net charge-offs$1,844,000408
Cash dividends$1,400,0001,217
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,764,0002,391
2014-06-30 (YTD Data)Rank
Total interest income$8,078,0001,541
Total interest expense$954,0001,579
Net interest income$7,124,0001,548
Provision for loan and lease losses$1,056,000432
Total noninterest income$724,0002,544
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$544,0001,194
Trading account gains and fees$0172
Additional Noninterest Income$180,0003,801
Total noninterest expense$5,542,0001,713
Salaries and employee benefits$2,600,0001,982
Premises and equipment expense$1,062,0001,145
Additional noninterest expense$1,880,0001,652
Pre-tax net operating income$1,250,0002,571
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,250,0002,269
Extraordinary gains, net$020
Net income$1,250,0002,272
Minority interest net income$080
Net income of bank and minority interests.$1,250,0002,272
Net charge-offs$1,111,000452
Cash dividends$950,0001,218
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,250,0002,225
2014-03-31 (YTD Data)Rank
Total interest income$4,073,0001,527
Total interest expense$477,0001,597
Net interest income$3,596,0001,528
Provision for loan and lease losses$534,000427
Total noninterest income$353,0002,565
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$252,0001,267
Trading account gains and fees$0147
Additional Noninterest Income$101,0003,554
Total noninterest expense$2,815,0001,696
Salaries and employee benefits$1,316,0001,973
Premises and equipment expense$532,0001,169
Additional noninterest expense$967,0001,596
Pre-tax net operating income$600,0002,567
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$600,0002,268
Extraordinary gains, net$016
Net income$600,0002,269
Minority interest net income$066
Net income of bank and minority interests.$600,0002,270
Net charge-offs$956,000309
Cash dividends$450,0001,107
Sale, conversion, retirement of capital stock, net$0747
Net operating income$600,0002,230
2013-12-31 (YTD Data)Rank
Total interest income$17,212,0001,468
Total interest expense$2,119,0001,621
Net interest income$15,093,0001,436
Provision for loan and lease losses$3,186,000415
Total noninterest income$1,728,0002,361
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,151,0001,186
Trading account gains and fees$0184
Additional Noninterest Income$577,0003,170
Total noninterest expense$11,220,0001,713
Salaries and employee benefits$5,185,0001,967
Premises and equipment expense$2,099,0001,141
Additional noninterest expense$3,936,0001,643
Pre-tax net operating income$2,415,0002,522
Securities gains (losses)$49,0001,806
Applicable income taxes$04,631
Income before extraordinary items$2,464,0002,214
Extraordinary gains, net$029
Net income$2,464,0002,218
Minority interest net income$090
Net income of bank and minority interests.$2,464,0002,217
Net charge-offs$3,382,000486
Cash dividends$1,100,0001,810
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,415,0002,208
2013-09-30 (YTD Data)Rank
Total interest income$12,963,0001,467
Total interest expense$1,621,0001,626
Net interest income$11,342,0001,431
Provision for loan and lease losses$2,435,000407
Total noninterest income$1,338,0002,365
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$872,0001,186
Trading account gains and fees$0180
Additional Noninterest Income$466,0003,121
Total noninterest expense$8,648,0001,681
Salaries and employee benefits$3,890,0001,970
Premises and equipment expense$1,566,0001,144
Additional noninterest expense$3,192,0001,539
Pre-tax net operating income$1,597,0002,813
Securities gains (losses)$49,0001,669
Applicable income taxes$04,713
Income before extraordinary items$1,646,0002,466
Extraordinary gains, net$025
Net income$1,646,0002,471
Minority interest net income$084
Net income of bank and minority interests.$1,646,0002,471
Net charge-offs$3,376,000378
Cash dividends$700,0001,777
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,597,0002,454
2013-06-30 (YTD Data)Rank
Total interest income$8,623,0001,462
Total interest expense$1,111,0001,605
Net interest income$7,512,0001,427
Provision for loan and lease losses$1,688,000422
Total noninterest income$919,0002,337
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$565,0001,192
Trading account gains and fees$0157
Additional Noninterest Income$354,0002,970
Total noninterest expense$5,710,0001,683
Salaries and employee benefits$2,581,0001,996
Premises and equipment expense$1,044,0001,144
Additional noninterest expense$2,085,0001,564
Pre-tax net operating income$1,033,0002,835
Securities gains (losses)$49,0001,535
Applicable income taxes$04,679
Income before extraordinary items$1,082,0002,472
Extraordinary gains, net$022
Net income$1,082,0002,479
Minority interest net income$082
Net income of bank and minority interests.$1,082,0002,478
Net charge-offs$1,959,000460
Cash dividends$300,0002,170
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,033,0002,477
2013-03-31 (YTD Data)Rank
Total interest income$4,379,0001,460
Total interest expense$584,0001,581
Net interest income$3,795,0001,419
Provision for loan and lease losses$615,000587
Total noninterest income$404,0002,537
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$277,0001,207
Trading account gains and fees$0148
Additional Noninterest Income$127,0003,408
Total noninterest expense$2,842,0001,714
Salaries and employee benefits$1,297,0001,998
Premises and equipment expense$527,0001,158
Additional noninterest expense$1,018,0001,590
Pre-tax net operating income$742,0002,166
Securities gains (losses)$49,000931
Applicable income taxes$04,602
Income before extraordinary items$791,0001,798
Extraordinary gains, net$010
Net income$791,0001,799
Minority interest net income$076
Net income of bank and minority interests.$791,0001,800
Net charge-offs$365,000931
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$742,0001,828
2012-12-31 (YTD Data)Rank
Total interest income$18,314,0001,450
Total interest expense$2,888,0001,536
Net interest income$15,426,0001,426
Provision for loan and lease losses$3,108,000745
Total noninterest income$1,657,0002,467
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,178,0001,206
Trading account gains and fees$0166
Additional Noninterest Income$479,0003,399
Total noninterest expense$11,808,0001,634
Salaries and employee benefits$5,204,0001,938
Premises and equipment expense$2,026,0001,165
Additional noninterest expense$4,578,0001,473
Pre-tax net operating income$2,167,0002,664
Securities gains (losses)$162,0001,875
Applicable income taxes$04,751
Income before extraordinary items$2,329,0002,311
Extraordinary gains, net$029
Net income$2,329,0002,312
Minority interest net income$093
Net income of bank and minority interests.$2,329,0002,313
Net charge-offs$5,599,000526
Cash dividends$1,800,0001,309
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,167,0002,314
2012-09-30 (YTD Data)Rank
Total interest income$13,896,0001,454
Total interest expense$2,256,0001,545
Net interest income$11,640,0001,431
Provision for loan and lease losses$1,795,000941
Total noninterest income$1,137,0002,594
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$866,0001,238
Trading account gains and fees$0157
Additional Noninterest Income$271,0003,826
Total noninterest expense$8,471,0001,711
Salaries and employee benefits$3,967,0001,897
Premises and equipment expense$1,502,0001,183
Additional noninterest expense$3,002,0001,675
Pre-tax net operating income$2,511,0001,970
Securities gains (losses)$162,0001,601
Applicable income taxes$04,802
Income before extraordinary items$2,673,0001,646
Extraordinary gains, net$020
Net income$2,673,0001,647
Minority interest net income$086
Net income of bank and minority interests.$2,673,0001,647
Net charge-offs$3,538,000598
Cash dividends$1,400,0001,048
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,511,0001,637
2012-06-30 (YTD Data)Rank
Total interest income$9,327,0001,462
Total interest expense$1,573,0001,538
Net interest income$7,754,0001,432
Provision for loan and lease losses$1,388,000853
Total noninterest income$882,0002,347
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$568,0001,249
Trading account gains and fees$0153
Additional Noninterest Income$314,0003,008
Total noninterest expense$5,560,0001,745
Salaries and employee benefits$2,711,0001,844
Premises and equipment expense$1,015,0001,165
Additional noninterest expense$1,834,0001,815
Pre-tax net operating income$1,688,0001,943
Securities gains (losses)$157,0001,288
Applicable income taxes$04,770
Income before extraordinary items$1,845,0001,584
Extraordinary gains, net$019
Net income$1,845,0001,583
Minority interest net income$084
Net income of bank and minority interests.$1,845,0001,584
Net charge-offs$1,588,000827
Cash dividends$1,000,000957
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,688,0001,628
2012-03-31 (YTD Data)Rank
Total interest income$4,738,0001,453
Total interest expense$837,0001,507
Net interest income$3,901,0001,422
Provision for loan and lease losses$782,000745
Total noninterest income$418,0002,416
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$286,0001,231
Trading account gains and fees$0148
Additional Noninterest Income$132,0003,257
Total noninterest expense$2,824,0001,705
Salaries and employee benefits$1,381,0001,815
Premises and equipment expense$509,0001,174
Additional noninterest expense$934,0001,778
Pre-tax net operating income$713,0002,244
Securities gains (losses)$1,0002,095
Applicable income taxes$04,704
Income before extraordinary items$714,0001,982
Extraordinary gains, net$019
Net income$714,0001,983
Minority interest net income$078
Net income of bank and minority interests.$714,0001,984
Net charge-offs$60,0002,879
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$713,0001,879
2011-12-31 (YTD Data)Rank
Total interest income$19,787,0001,439
Total interest expense$4,259,0001,424
Net interest income$15,528,0001,434
Provision for loan and lease losses$6,233,000659
Total noninterest income$1,911,0002,077
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,213,0001,214
Trading account gains and fees$0146
Additional Noninterest Income$698,0002,640
Total noninterest expense$11,378,0001,697
Salaries and employee benefits$5,286,0001,846
Premises and equipment expense$1,958,0001,280
Additional noninterest expense$4,134,0001,660
Pre-tax net operating income$-172,0006,208
Securities gains (losses)$358,0001,007
Applicable income taxes$04,719
Income before extraordinary items$186,0005,606
Extraordinary gains, net$029
Net income$186,0005,608
Minority interest net income$096
Net income of bank and minority interests.$186,0005,608
Net charge-offs$4,361,000898
Cash dividends$1,300,0001,356
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-172,0006,251
2011-09-30 (YTD Data)Rank
Total interest income$14,833,0001,460
Total interest expense$3,346,0001,417
Net interest income$11,487,0001,460
Provision for loan and lease losses$1,820,0001,321
Total noninterest income$1,251,0002,273
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$914,0001,210
Trading account gains and fees$0145
Additional Noninterest Income$337,0003,293
Total noninterest expense$8,272,0001,751
Salaries and employee benefits$4,000,0001,831
Premises and equipment expense$1,481,0001,286
Additional noninterest expense$2,791,0001,822
Pre-tax net operating income$2,646,0001,653
Securities gains (losses)$14,0002,938
Applicable income taxes$04,740
Income before extraordinary items$2,660,0001,426
Extraordinary gains, net$021
Net income$2,660,0001,426
Minority interest net income$087
Net income of bank and minority interests.$2,660,0001,426
Net charge-offs$799,0002,140
Cash dividends$900,0001,255
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,646,0001,370
2011-06-30 (YTD Data)Rank
Total interest income$9,849,0001,479
Total interest expense$2,345,0001,400
Net interest income$7,504,0001,487
Provision for loan and lease losses$1,207,0001,322
Total noninterest income$838,0002,264
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$605,0001,196
Trading account gains and fees$0153
Additional Noninterest Income$233,0003,253
Total noninterest expense$5,458,0001,787
Salaries and employee benefits$2,644,0001,860
Premises and equipment expense$976,0001,306
Additional noninterest expense$1,838,0001,857
Pre-tax net operating income$1,677,0001,699
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,677,0001,462
Extraordinary gains, net$015
Net income$1,677,0001,462
Minority interest net income$089
Net income of bank and minority interests.$1,677,0001,462
Net charge-offs$247,0002,892
Cash dividends$550,0001,327
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,677,0001,398
2011-03-31 (YTD Data)Rank
Total interest income$4,824,0001,521
Total interest expense$1,246,0001,364
Net interest income$3,578,0001,556
Provision for loan and lease losses$600,0001,247
Total noninterest income$471,0002,090
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$288,0001,231
Trading account gains and fees$0158
Additional Noninterest Income$183,0002,597
Total noninterest expense$2,706,0001,816
Salaries and employee benefits$1,322,0001,882
Premises and equipment expense$487,0001,330
Additional noninterest expense$897,0001,886
Pre-tax net operating income$743,0001,886
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$743,0001,588
Extraordinary gains, net$09
Net income$743,0001,588
Minority interest net income$086
Net income of bank and minority interests.$743,0001,588
Net charge-offs$9,0004,430
Cash dividends$300,0001,106
Sale, conversion, retirement of capital stock, net$0925
Net operating income$743,0001,542
2010-12-31 (YTD Data)Rank
Total interest income$20,895,0001,467
Total interest expense$6,384,0001,299
Net interest income$14,511,0001,544
Provision for loan and lease losses$3,057,0001,594
Total noninterest income$2,235,0001,925
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,552,000972
Trading account gains and fees$0175
Additional Noninterest Income$683,0002,724
Total noninterest expense$11,254,0001,755
Salaries and employee benefits$5,348,0001,809
Premises and equipment expense$1,951,0001,323
Additional noninterest expense$3,955,0001,828
Pre-tax net operating income$2,435,0001,928
Securities gains (losses)$1,0003,687
Applicable income taxes$04,655
Income before extraordinary items$2,436,0001,691
Extraordinary gains, net$029
Net income$2,436,0001,691
Minority interest net income$0111
Net income of bank and minority interests.$2,436,0001,693
Net charge-offs$3,257,0001,398
Cash dividends$600,0002,113
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,435,0001,626
2010-09-30 (YTD Data)Rank
Total interest income$15,883,0001,485
Total interest expense$4,975,0001,299
Net interest income$10,908,0001,554
Provision for loan and lease losses$1,820,0001,767
Total noninterest income$1,686,0001,923
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,171,000999
Trading account gains and fees$0165
Additional Noninterest Income$515,0002,715
Total noninterest expense$8,604,0001,715
Salaries and employee benefits$4,060,0001,810
Premises and equipment expense$1,417,0001,382
Additional noninterest expense$3,127,0001,699
Pre-tax net operating income$2,170,0001,787
Securities gains (losses)$-4,0007,144
Applicable income taxes$04,726
Income before extraordinary items$2,166,0001,542
Extraordinary gains, net$023
Net income$2,166,0001,545
Minority interest net income$0110
Net income of bank and minority interests.$2,166,0001,545
Net charge-offs$2,385,0001,353
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,170,0001,468
2010-06-30 (YTD Data)Rank
Total interest income$10,690,0001,492
Total interest expense$3,378,0001,330
Net interest income$7,312,0001,549
Provision for loan and lease losses$1,207,0001,736
Total noninterest income$1,120,0001,875
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$780,0001,009
Trading account gains and fees$0152
Additional Noninterest Income$340,0002,653
Total noninterest expense$5,633,0001,754
Salaries and employee benefits$2,733,0001,804
Premises and equipment expense$930,0001,421
Additional noninterest expense$1,970,0001,782
Pre-tax net operating income$1,592,0001,640
Securities gains (losses)$-6,0007,275
Applicable income taxes$04,691
Income before extraordinary items$1,586,0001,386
Extraordinary gains, net$019
Net income$1,586,0001,386
Minority interest net income$0105
Net income of bank and minority interests.$1,586,0001,387
Net charge-offs$2,131,0001,081
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,592,0001,334
2010-03-31 (YTD Data)Rank
Total interest income$5,219,0001,558
Total interest expense$1,704,0001,379
Net interest income$3,515,0001,626
Provision for loan and lease losses$600,0001,610
Total noninterest income$532,0001,943
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$346,0001,129
Trading account gains and fees$0175
Additional Noninterest Income$186,0002,505
Total noninterest expense$2,743,0001,813
Salaries and employee benefits$1,338,0001,875
Premises and equipment expense$468,0001,454
Additional noninterest expense$937,0001,839
Pre-tax net operating income$704,0001,816
Securities gains (losses)$-6,0007,459
Applicable income taxes$04,611
Income before extraordinary items$698,0001,566
Extraordinary gains, net$016
Net income$698,0001,568
Minority interest net income$091
Net income of bank and minority interests.$698,0001,568
Net charge-offs$510,0001,564
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$704,0001,492
2009-12-31 (YTD Data)Rank
Total interest income$21,737,0001,578
Total interest expense$7,852,0001,506
Net interest income$13,885,0001,615
Provision for loan and lease losses$4,080,0001,639
Total noninterest income$2,532,0001,815
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,639,0001,062
Trading account gains and fees$0211
Additional Noninterest Income$893,0002,298
Total noninterest expense$11,002,0001,849
Salaries and employee benefits$5,473,0001,814
Premises and equipment expense$1,988,0001,369
Additional noninterest expense$3,541,0002,038
Pre-tax net operating income$1,335,0002,533
Securities gains (losses)$22,0003,000
Applicable income taxes$04,388
Income before extraordinary items$1,357,0002,273
Extraordinary gains, net$034
Net income$1,357,0002,270
Minority interest net income$0115
Net income of bank and minority interests.$1,357,0002,271
Net charge-offs$1,723,0002,218
Cash dividends$2,300,000783
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,335,0002,263
2009-09-30 (YTD Data)Rank
Total interest income$16,804,0001,555
Total interest expense$6,056,0001,536
Net interest income$10,748,0001,565
Provision for loan and lease losses$2,467,0001,678
Total noninterest income$1,914,0001,838
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,252,0001,038
Trading account gains and fees$0212
Additional Noninterest Income$662,0002,372
Total noninterest expense$8,565,0001,764
Salaries and employee benefits$4,172,0001,805
Premises and equipment expense$1,506,0001,360
Additional noninterest expense$2,887,0001,853
Pre-tax net operating income$1,630,0001,909
Securities gains (losses)$18,0002,785
Applicable income taxes$04,592
Income before extraordinary items$1,648,0001,623
Extraordinary gains, net$027
Net income$1,648,0001,621
Minority interest net income$0118
Net income of bank and minority interests.$1,648,0001,623
Net charge-offs$680,0002,662
Cash dividends$2,300,000550
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,630,0001,601
2009-06-30 (YTD Data)Rank
Total interest income$11,241,0001,580
Total interest expense$4,161,0001,573
Net interest income$7,080,0001,578
Provision for loan and lease losses$653,0002,581
Total noninterest income$1,300,0001,815
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$848,0001,000
Trading account gains and fees$0193
Additional Noninterest Income$452,0002,365
Total noninterest expense$5,685,0001,803
Salaries and employee benefits$2,751,0001,844
Premises and equipment expense$993,0001,405
Additional noninterest expense$1,941,0001,852
Pre-tax net operating income$2,042,0001,116
Securities gains (losses)$18,0002,372
Applicable income taxes$04,657
Income before extraordinary items$2,060,000919
Extraordinary gains, net$021
Net income$2,060,000919
Minority interest net income$0112
Net income of bank and minority interests.$2,060,000919
Net charge-offs$620,0002,100
Cash dividends$2,300,000387
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,042,000902
2009-03-31 (YTD Data)Rank
Total interest income$5,713,0001,586
Total interest expense$2,193,0001,550
Net interest income$3,520,0001,589
Provision for loan and lease losses$300,0002,285
Total noninterest income$602,0001,876
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$411,0001,005
Trading account gains and fees$0171
Additional Noninterest Income$191,0002,584
Total noninterest expense$2,753,0001,801
Salaries and employee benefits$1,405,0001,850
Premises and equipment expense$474,0001,502
Additional noninterest expense$874,0001,845
Pre-tax net operating income$1,069,0001,203
Securities gains (losses)$2,0002,230
Applicable income taxes$04,835
Income before extraordinary items$1,071,0001,006
Extraordinary gains, net$015
Net income$1,071,0001,006
Minority interest net income$0102
Net income of bank and minority interests.$1,071,0001,008
Net charge-offs$49,0003,571
Cash dividends$200,0001,688
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,069,000942
2008-12-31 (YTD Data)Rank
Total interest income$25,149,0001,544
Total interest expense$10,540,0001,538
Net interest income$14,609,0001,532
Provision for loan and lease losses$1,115,0002,546
Total noninterest income$2,210,0001,986
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,599,0001,118
Trading account gains and fees$0154
Additional Noninterest Income$611,0002,865
Total noninterest expense$10,811,0001,801
Salaries and employee benefits$5,777,0001,766
Premises and equipment expense$2,114,0001,296
Additional noninterest expense$2,920,0002,054
Pre-tax net operating income$4,893,0001,122
Securities gains (losses)$23,0002,091
Applicable income taxes$04,979
Income before extraordinary items$4,916,000823
Extraordinary gains, net$039
Net income$4,916,000823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0003,800
Cash dividends$1,328,0001,903
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,893,000894
2008-09-30 (YTD Data)Rank
Total interest income$19,066,0001,564
Total interest expense$8,059,0001,569
Net interest income$11,007,0001,538
Provision for loan and lease losses$629,0002,407
Total noninterest income$1,625,0002,085
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,129,0001,201
Trading account gains and fees$0148
Additional Noninterest Income$496,0002,829
Total noninterest expense$8,486,0001,713
Salaries and employee benefits$4,490,0001,727
Premises and equipment expense$1,601,0001,291
Additional noninterest expense$2,395,0001,852
Pre-tax net operating income$3,517,0001,400
Securities gains (losses)$12,0002,294
Applicable income taxes$05,372
Income before extraordinary items$3,529,0001,042
Extraordinary gains, net$031
Net income$3,529,0001,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0003,218
Cash dividends$1,028,0001,758
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,517,0001,110
2008-06-30 (YTD Data)Rank
Total interest income$12,669,0001,600
Total interest expense$5,486,0001,595
Net interest income$7,183,0001,563
Provision for loan and lease losses$326,0002,426
Total noninterest income$1,084,0002,111
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$723,0001,235
Trading account gains and fees$0149
Additional Noninterest Income$361,0002,730
Total noninterest expense$5,664,0001,709
Salaries and employee benefits$2,997,0001,742
Premises and equipment expense$1,060,0001,295
Additional noninterest expense$1,607,0001,798
Pre-tax net operating income$2,277,0001,503
Securities gains (losses)$8,0002,549
Applicable income taxes$05,627
Income before extraordinary items$2,285,0001,214
Extraordinary gains, net$021
Net income$2,285,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,733
Cash dividends$628,0001,988
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,277,0001,195
2008-03-31 (YTD Data)Rank
Total interest income$6,438,0001,613
Total interest expense$2,862,0001,639
Net interest income$3,576,0001,558
Provision for loan and lease losses$74,0003,255
Total noninterest income$486,0002,278
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$341,0001,286
Trading account gains and fees$0158
Additional Noninterest Income$145,0003,095
Total noninterest expense$2,892,0001,680
Salaries and employee benefits$1,536,0001,712
Premises and equipment expense$539,0001,280
Additional noninterest expense$817,0001,744
Pre-tax net operating income$1,096,0001,642
Securities gains (losses)$4,0002,294
Applicable income taxes$05,622
Income before extraordinary items$1,100,0001,375
Extraordinary gains, net$015
Net income$1,100,0001,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,134
Cash dividends$628,0001,124
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,096,0001,337
2007-12-31 (YTD Data)Rank
Total interest income$25,655,0001,686
Total interest expense$12,511,0001,606
Net interest income$13,144,0001,720
Provision for loan and lease losses$1,521,0001,042
Total noninterest income$1,711,0002,476
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,264,0001,416
Trading account gains and fees$0178
Additional Noninterest Income$447,0003,523
Total noninterest expense$10,977,0001,683
Salaries and employee benefits$5,912,0001,704
Premises and equipment expense$2,156,0001,236
Additional noninterest expense$2,909,0001,894
Pre-tax net operating income$2,357,0002,950
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,357,0002,495
Extraordinary gains, net$039
Net income$2,357,0002,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,042,000606
Cash dividends$3,995,000929
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,357,0002,489
2007-09-30 (YTD Data)Rank
Total interest income$19,143,0001,692
Total interest expense$9,357,0001,606
Net interest income$9,786,0001,737
Provision for loan and lease losses$224,0002,839
Total noninterest income$1,236,0002,541
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$908,0001,452
Trading account gains and fees$0184
Additional Noninterest Income$328,0003,575
Total noninterest expense$8,254,0001,665
Salaries and employee benefits$4,447,0001,694
Premises and equipment expense$1,592,0001,242
Additional noninterest expense$2,215,0001,818
Pre-tax net operating income$2,544,0002,405
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,544,0001,977
Extraordinary gains, net$033
Net income$2,544,0001,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$490,0001,091
Cash dividends$3,670,000741
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,544,0001,965
2007-06-30 (YTD Data)Rank
Total interest income$12,791,0001,700
Total interest expense$6,235,0001,613
Net interest income$6,556,0001,752
Provision for loan and lease losses$148,0002,691
Total noninterest income$832,0002,532
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$597,0001,481
Trading account gains and fees$0168
Additional Noninterest Income$235,0003,473
Total noninterest expense$5,419,0001,705
Salaries and employee benefits$2,938,0001,748
Premises and equipment expense$1,031,0001,299
Additional noninterest expense$1,450,0001,870
Pre-tax net operating income$1,821,0002,324
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,821,0001,899
Extraordinary gains, net$029
Net income$1,821,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,811
Cash dividends$2,570,000725
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,821,0001,879
2007-03-31 (YTD Data)Rank
Total interest income$6,432,0001,677
Total interest expense$3,040,0001,646
Net interest income$3,392,0001,698
Provision for loan and lease losses$74,0002,544
Total noninterest income$421,0002,466
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$304,0001,408
Trading account gains and fees$0195
Additional Noninterest Income$117,0003,484
Total noninterest expense$2,689,0001,726
Salaries and employee benefits$1,456,0001,779
Premises and equipment expense$508,0001,322
Additional noninterest expense$725,0001,847
Pre-tax net operating income$1,050,0002,081
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,050,0001,643
Extraordinary gains, net$022
Net income$1,050,0001,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,916
Cash dividends$1,070,000755
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,050,0001,629
2006-12-31 (YTD Data)Rank
Total interest income$24,531,0001,646
Total interest expense$11,132,0001,514
Net interest income$13,399,0001,717
Provision for loan and lease losses$824,0001,243
Total noninterest income$1,830,0002,365
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,425,0001,251
Trading account gains and fees$0130
Additional Noninterest Income$405,0003,709
Total noninterest expense$10,664,0001,674
Salaries and employee benefits$5,613,0001,739
Premises and equipment expense$2,228,0001,149
Additional noninterest expense$2,823,0001,861
Pre-tax net operating income$3,741,0002,362
Securities gains (losses)$2,0001,439
Applicable income taxes$06,600
Income before extraordinary items$3,743,0001,897
Extraordinary gains, net$051
Net income$3,743,0001,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0001,213
Cash dividends$3,144,0001,075
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,741,0001,882
2006-09-30 (YTD Data)Rank
Total interest income$18,133,0001,644
Total interest expense$8,255,0001,480
Net interest income$9,878,0001,757
Provision for loan and lease losses$749,000999
Total noninterest income$1,377,0002,369
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,079,0001,241
Trading account gains and fees$0126
Additional Noninterest Income$298,0003,741
Total noninterest expense$8,100,0001,652
Salaries and employee benefits$4,243,0001,727
Premises and equipment expense$1,650,0001,175
Additional noninterest expense$2,207,0001,767
Pre-tax net operating income$2,406,0002,743
Securities gains (losses)$2,0001,183
Applicable income taxes$06,687
Income before extraordinary items$2,408,0002,214
Extraordinary gains, net$045
Net income$2,408,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,000851
Cash dividends$2,424,000988
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,406,0002,206
2006-06-30 (YTD Data)Rank
Total interest income$12,106,0001,606
Total interest expense$5,473,0001,404
Net interest income$6,633,0001,747
Provision for loan and lease losses$600,000813
Total noninterest income$926,0002,343
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$717,0001,240
Trading account gains and fees$0126
Additional Noninterest Income$209,0003,666
Total noninterest expense$5,318,0001,679
Salaries and employee benefits$2,793,0001,754
Premises and equipment expense$1,095,0001,177
Additional noninterest expense$1,430,0001,825
Pre-tax net operating income$1,641,0002,692
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,641,0002,177
Extraordinary gains, net$039
Net income$1,641,0002,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,000610
Cash dividends$1,684,000950
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,641,0002,164
2006-03-31 (YTD Data)Rank
Total interest income$5,937,0001,596
Total interest expense$2,700,0001,369
Net interest income$3,237,0001,785
Provision for loan and lease losses$298,000814
Total noninterest income$461,0002,318
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$347,0001,238
Trading account gains and fees$0115
Additional Noninterest Income$114,0003,464
Total noninterest expense$2,705,0001,656
Salaries and employee benefits$1,409,0001,738
Premises and equipment expense$542,0001,189
Additional noninterest expense$754,0001,736
Pre-tax net operating income$695,0002,988
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$695,0002,455
Extraordinary gains, net$021
Net income$695,0002,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,000506
Cash dividends$939,000804
Sale, conversion, retirement of capital stock, net$0648
Net operating income$695,0002,433
2005-12-31 (YTD Data)Rank
Total interest income$23,402,0001,429
Total interest expense$10,063,0001,123
Net interest income$13,339,0001,640
Provision for loan and lease losses$1,210,000863
Total noninterest income$1,996,0002,213
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,528,0001,167
Trading account gains and fees$0138
Additional Noninterest Income$468,0003,496
Total noninterest expense$10,662,0001,609
Salaries and employee benefits$5,459,0001,716
Premises and equipment expense$2,151,0001,130
Additional noninterest expense$3,052,0001,652
Pre-tax net operating income$3,463,0002,479
Securities gains (losses)$276,000428
Applicable income taxes$06,964
Income before extraordinary items$3,739,0001,841
Extraordinary gains, net$046
Net income$3,739,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,171,000367
Cash dividends$3,685,000875
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,463,0001,958
2005-09-30 (YTD Data)Rank
Total interest income$17,436,0001,392
Total interest expense$7,397,0001,081
Net interest income$10,039,0001,626
Provision for loan and lease losses$905,000822
Total noninterest income$1,492,0002,220
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,136,0001,167
Trading account gains and fees$0126
Additional Noninterest Income$356,0003,498
Total noninterest expense$8,119,0001,572
Salaries and employee benefits$4,140,0001,673
Premises and equipment expense$1,576,0001,154
Additional noninterest expense$2,403,0001,566
Pre-tax net operating income$2,507,0002,564
Securities gains (losses)$274,000404
Applicable income taxes$06,976
Income before extraordinary items$2,781,0001,886
Extraordinary gains, net$035
Net income$2,781,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,285,000421
Cash dividends$3,100,000714
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,507,0002,026
2005-06-30 (YTD Data)Rank
Total interest income$11,464,0001,375
Total interest expense$4,883,0001,013
Net interest income$6,581,0001,632
Provision for loan and lease losses$600,000816
Total noninterest income$920,0002,319
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$733,0001,165
Trading account gains and fees$0116
Additional Noninterest Income$187,0003,882
Total noninterest expense$5,287,0001,599
Salaries and employee benefits$2,749,0001,670
Premises and equipment expense$1,039,0001,149
Additional noninterest expense$1,499,0001,648
Pre-tax net operating income$1,614,0002,601
Securities gains (losses)$272,000346
Applicable income taxes$06,961
Income before extraordinary items$1,886,0001,805
Extraordinary gains, net$030
Net income$1,886,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$741,000452
Cash dividends$2,151,000671
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,614,0002,065
2005-03-31 (YTD Data)Rank
Total interest income$5,598,0001,382
Total interest expense$2,483,000940
Net interest income$3,115,0001,719
Provision for loan and lease losses$298,000807
Total noninterest income$452,0002,301
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$347,0001,186
Trading account gains and fees$0115
Additional Noninterest Income$105,0003,636
Total noninterest expense$2,698,0001,573
Salaries and employee benefits$1,374,0001,677
Premises and equipment expense$514,0001,183
Additional noninterest expense$810,0001,533
Pre-tax net operating income$571,0003,346
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$571,0002,720
Extraordinary gains, net$024
Net income$571,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,000648
Cash dividends$750,000848
Sale, conversion, retirement of capital stock, net$0491
Net operating income$571,0002,673
2004-12-31 (YTD Data)Rank
Total interest income$21,158,0001,342
Total interest expense$7,765,0001,035
Net interest income$13,393,0001,510
Provision for loan and lease losses$1,207,000880
Total noninterest income$2,050,0002,164
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,502,0001,189
Trading account gains and fees$0138
Additional Noninterest Income$548,0003,136
Total noninterest expense$10,484,0001,556
Salaries and employee benefits$5,274,0001,671
Premises and equipment expense$2,065,0001,112
Additional noninterest expense$3,145,0001,559
Pre-tax net operating income$3,752,0002,157
Securities gains (losses)$39,0001,925
Applicable income taxes$07,185
Income before extraordinary items$3,791,0001,695
Extraordinary gains, net$034
Net income$3,791,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$563,0001,220
Cash dividends$1,550,0001,677
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,752,0001,664
2004-09-30 (YTD Data)Rank
Total interest income$15,640,0001,346
Total interest expense$5,561,0001,073
Net interest income$10,079,0001,495
Provision for loan and lease losses$902,000851
Total noninterest income$1,535,0002,175
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,118,0001,198
Trading account gains and fees$0134
Additional Noninterest Income$417,0003,122
Total noninterest expense$7,732,0001,576
Salaries and employee benefits$3,957,0001,670
Premises and equipment expense$1,512,0001,135
Additional noninterest expense$2,263,0001,595
Pre-tax net operating income$2,980,0002,083
Securities gains (losses)$37,0001,884
Applicable income taxes$07,220
Income before extraordinary items$3,017,0001,608
Extraordinary gains, net$026
Net income$3,017,0001,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0001,901
Cash dividends$1,250,0001,453
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,980,0001,581
2004-06-30 (YTD Data)Rank
Total interest income$5,896,0002,386
Total interest expense$1,942,0002,029
Net interest income$3,954,0002,514
Provision for loan and lease losses$239,0001,946
Total noninterest income$883,0002,414
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$615,0001,433
Trading account gains and fees$0130
Additional Noninterest Income$268,0003,186
Total noninterest expense$2,907,0002,702
Salaries and employee benefits$1,561,0002,736
Premises and equipment expense$498,0002,299
Additional noninterest expense$848,0002,774
Pre-tax net operating income$1,691,0002,347
Securities gains (losses)$23,0001,953
Applicable income taxes$07,214
Income before extraordinary items$1,714,0001,839
Extraordinary gains, net$021
Net income$1,714,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,0008,808
Cash dividends$1,000,0001,241
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,691,0001,809
2004-03-31 (YTD Data)Rank
Total interest income$2,932,0002,401
Total interest expense$976,0002,040
Net interest income$1,956,0002,540
Provision for loan and lease losses$120,0001,785
Total noninterest income$402,0002,525
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$292,0001,472
Trading account gains and fees$0121
Additional Noninterest Income$110,0003,509
Total noninterest expense$1,416,0002,783
Salaries and employee benefits$782,0002,748
Premises and equipment expense$246,0002,348
Additional noninterest expense$388,0003,003
Pre-tax net operating income$822,0002,371
Securities gains (losses)$17,0001,792
Applicable income taxes$07,103
Income before extraordinary items$839,0001,866
Extraordinary gains, net$016
Net income$839,0001,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,693
Cash dividends$600,0001,018
Sale, conversion, retirement of capital stock, net$0464
Net operating income$822,0001,812
2003-12-31 (YTD Data)Rank
Total interest income$11,910,0002,399
Total interest expense$4,454,0002,006
Net interest income$7,456,0002,589
Provision for loan and lease losses$1,560,000792
Total noninterest income$1,454,0002,910
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,035,0001,661
Trading account gains and fees$0160
Additional Noninterest Income$419,0003,890
Total noninterest expense$5,622,0002,765
Salaries and employee benefits$2,835,0002,915
Premises and equipment expense$1,129,0002,019
Additional noninterest expense$1,658,0002,816
Pre-tax net operating income$1,728,0003,747
Securities gains (losses)$3,0004,078
Applicable income taxes$-97,0008,940
Income before extraordinary items$1,828,0003,066
Extraordinary gains, net$054
Net income$1,828,0003,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,032,000903
Cash dividends$520,0003,441
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,825,0002,933
2003-09-30 (YTD Data)Rank
Total interest income$9,014,0002,415
Total interest expense$3,431,0002,029
Net interest income$5,583,0002,607
Provision for loan and lease losses$1,379,000689
Total noninterest income$1,082,0002,972
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$769,0001,682
Trading account gains and fees$0153
Additional Noninterest Income$313,0003,967
Total noninterest expense$4,272,0002,730
Salaries and employee benefits$2,146,0002,892
Premises and equipment expense$841,0002,047
Additional noninterest expense$1,285,0002,728
Pre-tax net operating income$1,014,0004,514
Securities gains (losses)$1,0004,000
Applicable income taxes$-97,0009,061
Income before extraordinary items$1,112,0003,707
Extraordinary gains, net$040
Net income$1,112,0003,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$695,000903
Cash dividends$425,0002,932
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,111,0003,536
2003-06-30 (YTD Data)Rank
Total interest income$6,044,0002,421
Total interest expense$2,337,0002,055
Net interest income$3,707,0002,625
Provision for loan and lease losses$1,198,000574
Total noninterest income$713,0002,968
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$500,0001,691
Trading account gains and fees$0150
Additional Noninterest Income$213,0003,928
Total noninterest expense$2,820,0002,750
Salaries and employee benefits$1,419,0002,929
Premises and equipment expense$568,0002,014
Additional noninterest expense$833,0002,789
Pre-tax net operating income$402,0005,842
Securities gains (losses)$03,782
Applicable income taxes$-97,0009,133
Income before extraordinary items$499,0004,809
Extraordinary gains, net$030
Net income$499,0004,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$723,000652
Cash dividends$200,0003,438
Sale, conversion, retirement of capital stock, net$0589
Net operating income$499,0004,597
2003-03-31 (YTD Data)Rank
Total interest income$3,078,0002,395
Total interest expense$1,186,0002,071
Net interest income$1,892,0002,570
Provision for loan and lease losses$118,0002,130
Total noninterest income$333,0003,018
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$232,0001,759
Trading account gains and fees$0134
Additional Noninterest Income$101,0003,918
Total noninterest expense$1,468,0002,642
Salaries and employee benefits$714,0002,907
Premises and equipment expense$325,0001,761
Additional noninterest expense$429,0002,688
Pre-tax net operating income$639,0002,939
Securities gains (losses)$02,891
Applicable income taxes$-97,0009,221
Income before extraordinary items$736,0002,118
Extraordinary gains, net$021
Net income$736,0002,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$736,0002,007
2002-12-31 (YTD Data)Rank
Total interest income$12,950,0002,377
Total interest expense$5,299,0002,123
Net interest income$7,651,0002,503
Provision for loan and lease losses$401,0002,827
Total noninterest income$1,455,0002,673
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,087,0001,486
Trading account gains and fees$0153
Additional Noninterest Income$368,0003,840
Total noninterest expense$5,380,0002,735
Salaries and employee benefits$2,548,0003,069
Premises and equipment expense$1,024,0002,135
Additional noninterest expense$1,808,0002,536
Pre-tax net operating income$3,325,0002,303
Securities gains (losses)$40,0002,603
Applicable income taxes$812,0002,567
Income before extraordinary items$2,553,0002,313
Extraordinary gains, net$070
Net income$2,553,0002,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0002,038
Cash dividends$2,100,0001,254
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,522,6002,255
2001-12-31 (YTD Data)Rank
Total interest income$14,528,0002,360
Total interest expense$7,559,0002,124
Net interest income$6,969,0002,569
Provision for loan and lease losses$239,0003,779
Total noninterest income$1,259,0002,836
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$899,0001,686
Trading account gains and fees$0177
Additional Noninterest Income$360,0003,751
Total noninterest expense$5,344,0002,652
Salaries and employee benefits$2,523,0002,926
Premises and equipment expense$908,0002,345
Additional noninterest expense$1,913,0002,333
Pre-tax net operating income$2,645,0002,553
Securities gains (losses)$532,000591
Applicable income taxes$701,0002,669
Income before extraordinary items$2,476,0002,109
Extraordinary gains, net$0105
Net income$2,476,0002,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,685
Cash dividends$1,100,0002,069
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,061,0402,379
2000-12-31 (YTD Data)Rank
Total interest income$13,553,0002,571
Total interest expense$6,808,0002,472
Net interest income$6,745,0002,642
Provision for loan and lease losses$220,0003,525
Total noninterest income$961,0003,223
Gross Fiduciary activities income$2,0001,298
Service charges on deposit accounts$713,0001,937
Trading account gains and fees$0180
Additional Noninterest Income$246,0004,331
Total noninterest expense$4,590,0002,939
Salaries and employee benefits$2,405,0002,939
Premises and equipment expense$892,0002,324
Additional noninterest expense$1,293,0003,188
Pre-tax net operating income$2,896,0002,456
Securities gains (losses)$-1,0007,406
Applicable income taxes$663,0002,909
Income before extraordinary items$2,232,0002,306
Extraordinary gains, net$038
Net income$2,232,0002,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,695
Cash dividends$1,550,0001,620
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,232,7702,316
1999-12-31 (YTD Data)Rank
Total interest income$11,349,0002,845
Total interest expense$5,073,0002,878
Net interest income$6,276,0002,802
Provision for loan and lease losses$285,0002,788
Total noninterest income$890,0003,369
Gross Fiduciary activities income$2,0001,341
Service charges on deposit accounts$634,0002,100
Trading account gains and fees$0173
Additional Noninterest Income$254,0004,406
Total noninterest expense$4,591,0002,935
Salaries and employee benefits$2,309,0003,021
Premises and equipment expense$859,0002,352
Additional noninterest expense$1,423,0002,992
Pre-tax net operating income$2,290,0002,992
Securities gains (losses)$03,155
Applicable income taxes$489,0003,692
Income before extraordinary items$1,801,0002,810
Extraordinary gains, net$035
Net income$1,801,0002,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,524
Cash dividends$1,800,0001,477
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,801,0002,768
1998-12-31 (YTD Data)Rank
Total interest income$11,208,0002,878
Total interest expense$5,188,0002,889
Net interest income$6,020,0002,860
Provision for loan and lease losses$120,0004,610
Total noninterest income$879,0003,369
Gross Fiduciary activities income$2,0001,363
Service charges on deposit accounts$611,0002,098
Trading account gains and fees$0224
Additional Noninterest Income$266,0004,276
Total noninterest expense$4,297,0003,022
Salaries and employee benefits$2,259,0002,983
Premises and equipment expense$703,0002,758
Additional noninterest expense$1,335,0003,061
Pre-tax net operating income$2,482,0002,808
Securities gains (losses)$72,0001,484
Applicable income taxes$628,0003,279
Income before extraordinary items$1,926,0002,639
Extraordinary gains, net$032
Net income$1,926,0002,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,569
Cash dividends$890,0002,430
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,872,0002,641
1997-12-31 (YTD Data)Rank
Total interest income$10,264,0003,166
Total interest expense$4,454,0003,320
Net interest income$5,810,0003,006
Provision for loan and lease losses$185,0003,603
Total noninterest income$1,005,0003,027
Gross Fiduciary activities income$2,0001,413
Service charges on deposit accounts$654,0002,008
Trading account gains and fees$0239
Additional Noninterest Income$349,0003,590
Total noninterest expense$4,059,0003,129
Salaries and employee benefits$2,135,0003,100
Premises and equipment expense$698,0002,740
Additional noninterest expense$1,226,0003,300
Pre-tax net operating income$2,571,0002,843
Securities gains (losses)$24,0001,768
Applicable income taxes$716,0003,184
Income before extraordinary items$1,879,0002,729
Extraordinary gains, net$044
Net income$1,879,0002,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,041
Cash dividends$440,0003,765
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,861,7202,699
1996-12-31 (YTD Data)Rank
Total interest income$8,439,0003,833
Total interest expense$3,365,0004,341
Net interest income$5,074,0003,489
Provision for loan and lease losses$335,0002,387
Total noninterest income$830,0003,601
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$589,0002,306
Trading account gains and feesNANA
Additional Noninterest Income$241,0004,634
Total noninterest expense$3,623,0003,664
Salaries and employee benefits$1,776,0003,716
Premises and equipment expense$681,0002,876
Additional noninterest expense$1,166,0003,876
Pre-tax net operating income$1,946,0003,487
Securities gains (losses)$3,0003,304
Applicable income taxes$520,0004,023
Income before extraordinary items$1,429,0003,345
Extraordinary gains, net$053
Net income$1,429,0003,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,549
Cash dividends$460,0003,586
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,426,8103,305
1995-12-31 (YTD Data)Rank
Total interest income$7,847,0004,082
Total interest expense$2,965,0004,811
Net interest income$4,882,0003,622
Provision for loan and lease losses$217,0002,863
Total noninterest income$757,0003,840
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$534,0002,517
Trading account gains and feesNANA
Additional Noninterest Income$223,0004,811
Total noninterest expense$3,474,0003,775
Salaries and employee benefits$1,636,0003,968
Premises and equipment expense$548,0003,473
Additional noninterest expense$1,290,0003,522
Pre-tax net operating income$1,948,0003,575
Securities gains (losses)$-25,00010,717
Applicable income taxes$563,0003,830
Income before extraordinary items$1,360,0003,537
Extraordinary gains, net$065
Net income$1,360,0003,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0002,062
Cash dividends$895,0002,251
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,377,7503,492
1994-12-31 (YTD Data)Rank
Total interest income$6,766,0004,355
Total interest expense$2,306,0004,972
Net interest income$4,460,0003,953
Provision for loan and lease losses$09,146
Total noninterest income$737,0003,959
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$528,0002,582
Trading account gains and feesNANA
Additional Noninterest Income$209,0005,118
Total noninterest expense$3,393,0003,948
Salaries and employee benefits$1,582,0004,086
Premises and equipment expense$499,0003,819
Additional noninterest expense$1,312,0003,742
Pre-tax net operating income$1,804,0003,739
Securities gains (losses)$-1,0008,790
Applicable income taxes$539,0003,827
Income before extraordinary items$1,264,0003,680
Extraordinary gains, net$0249
Net income$1,264,0003,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,502
Cash dividends$595,0002,857
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,264,7003,717
1993-12-31 (YTD Data)Rank
Total interest income$6,696,0004,494
Total interest expense$2,336,0005,096
Net interest income$4,360,0004,067
Provision for loan and lease losses$010,371
Total noninterest income$800,0003,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$508,0002,744
Trading account gains and feesNANA
Additional Noninterest Income$292,0004,540
Total noninterest expense$3,425,0003,990
Salaries and employee benefits$1,439,0004,439
Premises and equipment expense$489,0003,942
Additional noninterest expense$1,497,0003,512
Pre-tax net operating income$1,735,0003,821
Securities gains (losses)$-3,00012,455
Applicable income taxes$506,0004,138
Income before extraordinary items$1,226,0003,934
Extraordinary gains, net$03,149
Net income$1,226,0004,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0003,188
Cash dividends$535,0002,920
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,228,1303,719
1992-12-31 (YTD Data)Rank
Total interest income$7,130,0004,767
Total interest expense$2,915,0005,280
Net interest income$4,215,0004,243
Provision for loan and lease losses$348,0003,799
Total noninterest income$1,279,0002,711
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$623,0002,185
Trading account gains and feesNANA
Additional Noninterest Income$656,0002,662
Total noninterest expense$3,511,0003,930
Salaries and employee benefits$1,406,0004,480
Premises and equipment expense$464,0004,242
Additional noninterest expense$1,641,0003,332
Pre-tax net operating income$1,635,0003,736
Securities gains (losses)$116,0002,773
Applicable income taxes$595,0003,456
Income before extraordinary items$1,156,0003,935
Extraordinary gains, net$01,422
Net income$1,156,0003,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0003,114
Cash dividends$150,0005,711
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,079,4403,898

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.