Home > First State Bank of the Southeast, Inc > Net charge- offs to loans
First State Bank of the Southeast, Inc, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0669% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0885% | 4,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2399% | 4,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2826% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2826% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0923% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1188% | 4,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3189% | 4,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0230% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2360% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2360% | 1,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1451% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 3,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0826% | 4,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2648% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2648% | 1,372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3628% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3628% | 1,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1474% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1474% | 1,831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 3,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 3,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 3,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1543% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1543% | 1,622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 3,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2537% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2537% | 1,226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 3,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 3,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 3,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2700% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2700% | 1,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3750% | 224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6198% | 67 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1718% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1718% | 1,543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3641% | 213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4647% | 63 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2580% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2580% | 1,109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5494% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6263% | 44 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3777% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3777% | 825 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 3,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0462% | 3,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0462% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7595% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9366% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7908% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0078% | 3,988 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1197% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 3,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0305% | 2,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0305% | 2,761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7598% | 184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9374% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8080% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0104% | 4,008 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0133% | 2,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0133% | 2,675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1345% | 122 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3955% | 34 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2197% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0155% | 4,035 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0354% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 3,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 2,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0308% | 4,088 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 4,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0765% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0765% | 2,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4223% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3725% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0052% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8907% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2885% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2885% | 2,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5418% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4723% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3085% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2246% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3231% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3230% | 1,781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2574% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2935% | 187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2597% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2597% | 1,797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8470% | 175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0662% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8894% | 43 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3333% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3333% | 1,476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 2,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 1,716 |
| Percentage Net Loans Charged-off:Construction & development | -0.2860% | 4,784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5886% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 4,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7887% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7887% | 957 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 919 |
| Percentage Net Loans Charged-off:Construction & development | -0.1131% | 4,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8042% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0223% | 4,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6082% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6082% | 1,121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 4,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 4,623 |
| Percentage Net Loans Charged-off:Construction & development | -0.1687% | 4,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 4,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 4,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 3,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1395% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1395% | 2,238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0423% | 4,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 4,988 |
| Percentage Net Loans Charged-off:Construction & development | -0.3314% | 4,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 4,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0998% | 4,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0352% | 2,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0352% | 2,246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2523% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0832% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1454% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1536% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7339% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2843% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2843% | 2,237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2838% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0687% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1114% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0667% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3164% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3530% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3530% | 1,862 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1542% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1659% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0910% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0963% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6340% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5121% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5121% | 1,366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1226% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3216% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 1,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5973% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5973% | 1,143 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 3,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 2,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 4,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 1,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6729% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 2,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0879% | 4,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1551% | 2,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1551% | 2,823 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4631% | 5,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 3,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9223% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 2,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1186% | 5,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0510% | 3,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0510% | 3,040 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6323% | 5,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 3,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4017% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1783% | 5,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1058% | 2,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1058% | 2,514 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9594% | 5,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0625% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1549% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6980% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 4,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0348% | 4,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1815% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1815% | 1,893 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4780% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0700% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | -0.3759% | 5,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1388% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0406% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1206% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6093% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9382% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9382% | 779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4996% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.4961% | 5,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1550% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0564% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0629% | 1,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1051% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5860% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5860% | 1,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4606% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | -0.6821% | 5,528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2335% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 1,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0877% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6086% | 127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2704% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2704% | 1,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6886% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0254% | 5,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0635% | 5,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0669% | 5,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3549% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4179% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4179% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8854% | 111 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1173% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 4.8659% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7776% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5405% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1462% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1880% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0490% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8656% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3087% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3087% | 2,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8457% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8355% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 4.4780% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2309% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2868% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3545% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0960% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1380% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3709% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3709% | 1,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7585% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6216% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 3.0012% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1777% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2944% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5276% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 5,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6933% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5073% | 1,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5073% | 1,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9008% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2981% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9868% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 6.2962% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3551% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7884% | 5,226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3380% | 193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0046% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0046% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.7666% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1214% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2849% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 4.6183% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6976% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6703% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1277% | 2,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1345% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2974% | 1,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3948% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3948% | 2,253 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4855% | 318 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7252% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 6.1584% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9639% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5435% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1626% | 2,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1715% | 2,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3219% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3329% | 2,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3329% | 2,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2801% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4496% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 5.1879% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4285% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2617% | 1,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2760% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4828% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4163% | 1,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4163% | 1,841 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4752% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5749% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 2.9743% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 6,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5338% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5630% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0242% | 5,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0242% | 5,380 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7561% | 471 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8766% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 11.4658% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3538% | 1,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2546% | 2,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2678% | 2,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7889% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1241% | 3,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1241% | 3,641 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6498% | 6,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4667% | 599 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4669% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 9.7590% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 2,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1927% | 2,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2026% | 2,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3072% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1263% | 3,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1263% | 3,376 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8281% | 6,397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9803% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1722% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 7.8038% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 2,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 3,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 3,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0120% | 2,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1428% | 3,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1428% | 3,027 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1398% | 6,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 3,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0717% | 3,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 1,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1565% | 2,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1641% | 2,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2370% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2370% | 2,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3016% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5474% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 8.8768% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4614% | 2,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2110% | 3,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5199% | 1,210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1972% | 3,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0463% | 4,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1657% | 4,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1603% | 3,944 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0428% | 6,436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3166% | 3,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3674% | 2,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0745% | 2,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6103% | 1,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1703% | 3,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7120% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1467% | 3,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0627% | 3,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2183% | 3,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2093% | 3,361 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3509% | 6,494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1438% | 3,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1314% | 2,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2570% | 2,648 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0605% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2215% | 2,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0972% | 2,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2815% | 3,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2659% | 2,843 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 4,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 3,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 2,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 2,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0561% | 3,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0511% | 3,119 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9499% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0959% | 1,751 |
| Percentage Net Loans Charged-off:Construction & development | 1.1731% | 2,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4649% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3587% | 613 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3918% | 2,623 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5776% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3391% | 2,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0979% | 4,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2938% | 4,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3494% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9209% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0642% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 6,881 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6104% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7132% | 479 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4897% | 2,126 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1114% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4180% | 2,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1334% | 3,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3181% | 3,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2262% | 1,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4468% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 6,894 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2724% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3501% | 334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5178% | 1,866 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1390% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4013% | 2,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2433% | 3,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5857% | 2,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6835% | 1,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0523% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3601% | 373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4419% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5779% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3924% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2161% | 3,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4914% | 3,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4968% | 2,919 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 7,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3879% | 1,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5856% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3033% | 2,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3166% | 2,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1323% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1079% | 1,790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2585% | 4,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2903% | 3,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5199% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1387% | 3,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1448% | 3,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1522% | 5,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1538% | 1,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3536% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4017% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7833% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 3,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1009% | 2,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1279% | 4,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2348% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 3,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 7,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1952% | 1,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2035% | 1,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2174% | 3,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 5,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 4,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0323% | 2,757 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 7,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1764% | 2,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1843% | 2,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1741% | 3,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2945% | 4,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 4,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 3,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 7,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1935% | 1,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2022% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2228% | 2,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1863% | 4,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 4,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 2,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 1,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1215% | 1,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1271% | 1,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3198% | 1,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1314% | 4,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 3,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 2,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 7,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0876% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6387% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0352% | 3,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6684% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3388% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4005% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4030% | 6,261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4377% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1386% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4020% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8934% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2600% | 4,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0350% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2155% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2776% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4502% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1261% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5023% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0744% | 7,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1781% | 4,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 4,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 2,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 7,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4789% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 1,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1065% | 7,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2698% | 3,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 3,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 7,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0789% | 990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9474% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1521% | 7,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2975% | 2,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1589% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1481% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1678% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0272% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 2,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1904% | 2,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2946% | 3,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2074% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2059% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2278% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7011% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0629% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2470% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2042% | 3,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2985% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3183% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3520% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1955% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0992% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2275% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3185% | 3,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3518% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3800% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6964% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3831% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1288% | 7,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6951% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6667% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 2.2592% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4049% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7722% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7069% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1037% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7255% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7510% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3894% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5464% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4888% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 2.4207% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3207% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4824% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1410% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4926% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7582% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1909% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4727% | 795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3965% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 3.5715% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0964% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3832% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2153% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3881% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7116% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3280% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2768% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2967% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7583% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7804% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0912% | 1,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6228% | 2,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2203% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0550% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3082% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1235% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1485% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1525% | 1,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0694% | 7,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4879% | 3,883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 3,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1103% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0700% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0426% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1571% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1997% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2050% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0905% | 7,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3662% | 4,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0811% | 8,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0699% | 8,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1754% | 8,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1778% | 8,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1891% | 7,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1477% | 4,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0715% | 8,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 8,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 8,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 8,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3879% | 8,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0981% | 4,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6491% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5816% | 323 |
| Percentage Net Loans Charged-off:Construction & development | -1.5874% | 8,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8455% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4525% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4551% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0613% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2135% | 5,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5846% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5571% | 303 |
| Percentage Net Loans Charged-off:Construction & development | -2.2015% | 8,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1417% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0810% | 1,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8002% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2542% | 5,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9097% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8769% | 160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6382% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1236% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2018% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3839% | 4,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 1,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2392% | 3,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3095% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 14.5783% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1706% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1711% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0512% | 7,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1857% | 6,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 5,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2295% | 3,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8725% | 2,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0729% | 5,207 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1695% | 3,611 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 5,019 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 5,448 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1698% | 4,521 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4210% | 2,054 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1924% | 4,111 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4043% | 3,308 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7425% | 2,954 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |