Home > First State Bank of the Oaks > Income and Expense
First State Bank of the Oaks, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,783,000 | 3,498 |
| Total interest expense | $2,031,000 | 5,756 |
| Net interest income | $6,752,000 | 2,669 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $2,800,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,317,000 | 1,002 |
| Trading account gains and fees | $9,000 | 421 |
| Additional Noninterest Income | $1,474,000 | 1,575 |
| Total noninterest expense | $9,551,000 | 1,585 |
| Salaries and employee benefits | $4,091,000 | 1,643 |
| Premises and equipment expense | $1,184,000 | 1,777 |
| Additional noninterest expense | $4,276,000 | 1,432 |
| Pre-tax net operating income | $1,000 | 12,387 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $71,000 | 10,446 |
| Income before extraordinary items | $-30,000 | 12,589 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-30,000 | 12,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $327,000 | 4,151 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,151 |
| Net operating income | $-55,600 | 12,517 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,220,000 | 3,413 |
| Total interest expense | $3,065,000 | 5,066 |
| Net interest income | $7,155,000 | 2,539 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $2,906,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,385,000 | 941 |
| Trading account gains and fees | $17,000 | 382 |
| Additional Noninterest Income | $1,504,000 | 1,520 |
| Total noninterest expense | $9,015,000 | 1,682 |
| Salaries and employee benefits | $4,354,000 | 1,526 |
| Premises and equipment expense | $1,314,000 | 1,621 |
| Additional noninterest expense | $3,347,000 | 1,814 |
| Pre-tax net operating income | $1,021,000 | 5,541 |
| Securities gains (losses) | $781,000 | 779 |
| Applicable income taxes | $713,000 | 2,909 |
| Income before extraordinary items | $1,089,000 | 4,162 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,089,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 6,088 |
| Cash dividends | $654,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $589,160 | 6,287 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.