Home > First State Bank of Texas > Net charge- offs to loans
First State Bank of Texas, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 4,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 3,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9212% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2803% | 5,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0449% | 7,842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 1,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3658% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3170% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4492% | 1,317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 4,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 1,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6381% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2871% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0170% | 1,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 5,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2519% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1748% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1907% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0111% | 1,285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3617% | 114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 6,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0714% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0171% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1280% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0876% | 5,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0649% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | -0.8684% | 1,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4817% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2124% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 6,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2277% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2392% | 1,367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4364% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4364% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0569% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1858% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7820% | 1,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9319% | 193 |
| Percentage Net Loans Charged-off:Construction & development | -9.8640% | 1,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1824% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0963% | 325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7365% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7365% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7300% | 458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3263% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5836% | 34 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8897% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5812% | 63 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3288% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5174% | 29 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5174% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4910% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7059% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |