Home > First State Bank of St. Charles, Missouri > Income and Expense
First State Bank of St. Charles, Missouri, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $26,608,000 | 1,539 |
| Total interest expense | $8,428,000 | 1,445 |
| Net interest income | $18,180,000 | 1,563 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $19,846,000 | 455 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $177,000 | 2,816 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $19,669,000 | 327 |
| Total noninterest expense | $30,693,000 | 873 |
| Salaries and employee benefits | $22,180,000 | 682 |
| Premises and equipment expense | $1,782,000 | 1,344 |
| Additional noninterest expense | $19,669,000 | 327 |
| Pre-tax net operating income | $7,333,000 | 1,492 |
| Securities gains (losses) | $2,000 | 927 |
| Applicable income taxes | $1,444,000 | 1,211 |
| Income before extraordinary items | $5,891,000 | 1,538 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,891,000 | 1,553 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,891,000 | 1,541 |
| Net charge-offs | $-33,000 | 4,108 |
| Cash dividends | $2,224,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,889,400 | 1,570 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $19,629,000 | 1,531 |
| Total interest expense | $6,136,000 | 1,384 |
| Net interest income | $13,493,000 | 1,588 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $15,556,000 | 442 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $133,000 | 2,829 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $15,423,000 | 321 |
| Total noninterest expense | $23,698,000 | 860 |
| Salaries and employee benefits | $17,233,000 | 665 |
| Premises and equipment expense | $1,358,000 | 1,335 |
| Additional noninterest expense | $15,423,000 | 321 |
| Pre-tax net operating income | $5,351,000 | 1,574 |
| Securities gains (losses) | $1,000 | 805 |
| Applicable income taxes | $1,193,000 | 1,154 |
| Income before extraordinary items | $4,159,000 | 1,662 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,159,000 | 1,675 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,159,000 | 1,662 |
| Net charge-offs | $-29,000 | 4,087 |
| Cash dividends | $1,602,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,158,210 | 1,688 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,760,000 | 1,525 |
| Total interest expense | $3,928,000 | 1,323 |
| Net interest income | $8,832,000 | 1,620 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $10,040,000 | 445 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $87,000 | 2,833 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $9,953,000 | 322 |
| Total noninterest expense | $15,798,000 | 840 |
| Salaries and employee benefits | $11,483,000 | 656 |
| Premises and equipment expense | $906,000 | 1,327 |
| Additional noninterest expense | $9,953,000 | 322 |
| Pre-tax net operating income | $3,074,000 | 1,733 |
| Securities gains (losses) | $1,000 | 881 |
| Applicable income taxes | $678,000 | 1,271 |
| Income before extraordinary items | $2,397,000 | 1,826 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,397,000 | 1,846 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,397,000 | 1,826 |
| Net charge-offs | $-6,000 | 3,775 |
| Cash dividends | $1,102,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,396,210 | 1,837 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,229,000 | 1,532 |
| Total interest expense | $1,708,000 | 1,314 |
| Net interest income | $4,521,000 | 1,600 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $3,977,000 | 530 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $45,000 | 2,828 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $3,932,000 | 381 |
| Total noninterest expense | $7,480,000 | 886 |
| Salaries and employee benefits | $5,290,000 | 734 |
| Premises and equipment expense | $437,000 | 1,386 |
| Additional noninterest expense | $3,932,000 | 381 |
| Pre-tax net operating income | $1,018,000 | 2,280 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $215,000 | 1,622 |
| Income before extraordinary items | $803,000 | 2,376 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $803,000 | 2,376 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $803,000 | 2,376 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $250,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $803,000 | 2,396 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,109,000 | 1,764 |
| Total interest expense | $1,543,000 | 1,878 |
| Net interest income | $15,566,000 | 1,741 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $23,456,000 | 424 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $201,000 | 2,746 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,255,000 | 306 |
| Total noninterest expense | $33,250,000 | 794 |
| Salaries and employee benefits | $24,219,000 | 625 |
| Premises and equipment expense | $1,983,000 | 1,220 |
| Additional noninterest expense | $23,255,000 | 306 |
| Pre-tax net operating income | $5,772,000 | 1,868 |
| Securities gains (losses) | $2,000 | 598 |
| Applicable income taxes | $1,301,000 | 1,367 |
| Income before extraordinary items | $4,473,000 | 1,961 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,473,000 | 1,961 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,473,000 | 1,960 |
| Net charge-offs | $-5,000 | 3,487 |
| Cash dividends | $2,117,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,471,420 | 1,995 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,706,000 | 1,840 |
| Total interest expense | $835,000 | 1,990 |
| Net interest income | $10,871,000 | 1,815 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $18,843,000 | 415 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $157,000 | 2,714 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $18,686,000 | 306 |
| Total noninterest expense | $27,148,000 | 721 |
| Salaries and employee benefits | $20,409,000 | 561 |
| Premises and equipment expense | $1,502,000 | 1,204 |
| Additional noninterest expense | $18,686,000 | 306 |
| Pre-tax net operating income | $2,566,000 | 2,498 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $519,000 | 1,814 |
| Income before extraordinary items | $2,048,000 | 2,549 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,048,000 | 2,547 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,048,000 | 2,548 |
| Net charge-offs | $-2,000 | 3,205 |
| Cash dividends | $1,260,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,047,200 | 2,586 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,953,000 | 1,960 |
| Total interest expense | $553,000 | 1,829 |
| Net interest income | $6,400,000 | 1,949 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $13,634,000 | 384 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $111,000 | 2,639 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $13,523,000 | 293 |
| Total noninterest expense | $19,006,000 | 685 |
| Salaries and employee benefits | $14,563,000 | 511 |
| Premises and equipment expense | $1,004,000 | 1,191 |
| Additional noninterest expense | $3,439,000 | 1,059 |
| Pre-tax net operating income | $1,028,000 | 2,977 |
| Securities gains (losses) | $1,000 | 612 |
| Applicable income taxes | $182,000 | 2,203 |
| Income before extraordinary items | $847,000 | 3,021 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $847,000 | 3,020 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $847,000 | 3,021 |
| Net charge-offs | $3,000 | 1,878 |
| Cash dividends | $1,260,000 | 1,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $846,180 | 3,058 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 2,006 |
| Total interest expense | $289,000 | 1,732 |
| Net interest income | $2,977,000 | 2,011 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $7,066,000 | 388 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $55,000 | 2,631 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $7,011,000 | 304 |
| Total noninterest expense | $9,809,000 | 670 |
| Salaries and employee benefits | $7,569,000 | 495 |
| Premises and equipment expense | $517,000 | 1,172 |
| Additional noninterest expense | $1,723,000 | 1,043 |
| Pre-tax net operating income | $234,000 | 3,639 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $25,000 | 2,832 |
| Income before extraordinary items | $209,000 | 3,598 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $209,000 | 3,597 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $209,000 | 3,598 |
| Net charge-offs | $-14,000 | 4,031 |
| Cash dividends | $250,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $209,000 | 3,622 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,635,000 | 1,806 |
| Total interest expense | $1,497,000 | 1,669 |
| Net interest income | $14,138,000 | 1,804 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $53,269,000 | 266 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $211,000 | 2,637 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $53,058,000 | 210 |
| Total noninterest expense | $52,463,000 | 509 |
| Salaries and employee benefits | $43,359,000 | 358 |
| Premises and equipment expense | $1,954,000 | 1,238 |
| Additional noninterest expense | $7,150,000 | 1,015 |
| Pre-tax net operating income | $14,944,000 | 938 |
| Securities gains (losses) | $1,000 | 2,004 |
| Applicable income taxes | $3,466,000 | 785 |
| Income before extraordinary items | $11,479,000 | 1,030 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $11,479,000 | 1,031 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $11,479,000 | 1,031 |
| Net charge-offs | $-37,000 | 4,026 |
| Cash dividends | $2,633,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $11,478,210 | 1,019 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,340,000 | 1,764 |
| Total interest expense | $1,197,000 | 1,659 |
| Net interest income | $11,143,000 | 1,761 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $43,622,000 | 253 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $154,000 | 2,658 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $43,468,000 | 205 |
| Total noninterest expense | $41,187,000 | 481 |
| Salaries and employee benefits | $34,562,000 | 346 |
| Premises and equipment expense | $1,476,000 | 1,244 |
| Additional noninterest expense | $5,149,000 | 1,047 |
| Pre-tax net operating income | $13,578,000 | 843 |
| Securities gains (losses) | $1,000 | 1,947 |
| Applicable income taxes | $3,169,000 | 731 |
| Income before extraordinary items | $10,410,000 | 919 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $10,410,000 | 919 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $10,410,000 | 919 |
| Net charge-offs | $-36,000 | 4,090 |
| Cash dividends | $1,765,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $10,409,210 | 900 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 1,759 |
| Total interest expense | $855,000 | 1,630 |
| Net interest income | $7,402,000 | 1,763 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $31,174,000 | 244 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $101,000 | 2,632 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $31,073,000 | 194 |
| Total noninterest expense | $28,402,000 | 465 |
| Salaries and employee benefits | $24,081,000 | 336 |
| Premises and equipment expense | $972,000 | 1,244 |
| Additional noninterest expense | $3,349,000 | 1,054 |
| Pre-tax net operating income | $10,174,000 | 751 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $2,389,000 | 664 |
| Income before extraordinary items | $7,785,000 | 814 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,785,000 | 814 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $7,785,000 | 814 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $1,265,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $7,785,000 | 795 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 1,794 |
| Total interest expense | $442,000 | 1,658 |
| Net interest income | $3,582,000 | 1,788 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $17,566,000 | 230 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $48,000 | 2,688 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $17,518,000 | 188 |
| Total noninterest expense | $15,078,000 | 439 |
| Salaries and employee benefits | $12,909,000 | 324 |
| Premises and equipment expense | $484,000 | 1,264 |
| Additional noninterest expense | $1,685,000 | 1,034 |
| Pre-tax net operating income | $6,070,000 | 657 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,423,000 | 589 |
| Income before extraordinary items | $4,647,000 | 711 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,647,000 | 711 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,647,000 | 711 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $670,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $4,647,000 | 696 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $16,330,000 | 1,763 |
| Total interest expense | $3,000,000 | 1,484 |
| Net interest income | $13,330,000 | 1,816 |
| Provision for loan and lease losses | $3,800,000 | 687 |
| Total noninterest income | $65,245,000 | 225 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $182,000 | 2,883 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $65,063,000 | 191 |
| Total noninterest expense | $56,113,000 | 457 |
| Salaries and employee benefits | $47,920,000 | 322 |
| Premises and equipment expense | $2,047,000 | 1,158 |
| Additional noninterest expense | $6,146,000 | 1,071 |
| Pre-tax net operating income | $18,662,000 | 627 |
| Securities gains (losses) | $79,000 | 1,500 |
| Applicable income taxes | $4,362,000 | 543 |
| Income before extraordinary items | $14,379,000 | 687 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $14,379,000 | 687 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $14,379,000 | 687 |
| Net charge-offs | $22,000 | 2,767 |
| Cash dividends | $3,688,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $14,316,590 | 662 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,913,000 | 1,812 |
| Total interest expense | $2,460,000 | 1,455 |
| Net interest income | $9,453,000 | 1,868 |
| Provision for loan and lease losses | $1,550,000 | 1,038 |
| Total noninterest income | $43,535,000 | 240 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $133,000 | 2,927 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $43,402,000 | 194 |
| Total noninterest expense | $38,812,000 | 480 |
| Salaries and employee benefits | $33,226,000 | 333 |
| Premises and equipment expense | $1,517,000 | 1,165 |
| Additional noninterest expense | $4,069,000 | 1,167 |
| Pre-tax net operating income | $12,626,000 | 652 |
| Securities gains (losses) | $78,000 | 1,327 |
| Applicable income taxes | $2,949,000 | 562 |
| Income before extraordinary items | $9,755,000 | 727 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,755,000 | 727 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,755,000 | 727 |
| Net charge-offs | $25,000 | 2,405 |
| Cash dividends | $2,480,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $9,693,380 | 701 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,977,000 | 1,832 |
| Total interest expense | $1,828,000 | 1,415 |
| Net interest income | $6,149,000 | 1,915 |
| Provision for loan and lease losses | $550,000 | 1,545 |
| Total noninterest income | $22,836,000 | 268 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $88,000 | 2,976 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $22,748,000 | 211 |
| Total noninterest expense | $23,222,000 | 531 |
| Salaries and employee benefits | $19,614,000 | 364 |
| Premises and equipment expense | $1,003,000 | 1,172 |
| Additional noninterest expense | $2,605,000 | 1,196 |
| Pre-tax net operating income | $5,213,000 | 919 |
| Securities gains (losses) | $78,000 | 1,090 |
| Applicable income taxes | $1,204,000 | 720 |
| Income before extraordinary items | $4,087,000 | 1,021 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,087,000 | 1,020 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,087,000 | 1,021 |
| Net charge-offs | $26,000 | 2,071 |
| Cash dividends | $2,180,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,025,380 | 1,013 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 1,848 |
| Total interest expense | $743,000 | 1,777 |
| Net interest income | $3,157,000 | 1,845 |
| Provision for loan and lease losses | $275,000 | 1,250 |
| Total noninterest income | $7,736,000 | 309 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $52,000 | 3,015 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $7,684,000 | 238 |
| Total noninterest expense | $9,323,000 | 651 |
| Salaries and employee benefits | $7,576,000 | 451 |
| Premises and equipment expense | $500,000 | 1,191 |
| Additional noninterest expense | $1,247,000 | 1,274 |
| Pre-tax net operating income | $1,295,000 | 1,485 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $322,000 | 1,021 |
| Income before extraordinary items | $974,000 | 1,699 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $974,000 | 1,700 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $974,000 | 1,700 |
| Net charge-offs | $32,000 | 1,402 |
| Cash dividends | $1,050,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $973,210 | 1,668 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,688,000 | 1,772 |
| Total interest expense | $3,182,000 | 1,733 |
| Net interest income | $13,506,000 | 1,758 |
| Provision for loan and lease losses | $365,000 | 1,765 |
| Total noninterest income | $30,774,000 | 315 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $233,000 | 2,973 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $30,541,000 | 240 |
| Total noninterest expense | $35,480,000 | 670 |
| Salaries and employee benefits | $28,871,000 | 446 |
| Premises and equipment expense | $1,940,000 | 1,200 |
| Additional noninterest expense | $4,669,000 | 1,326 |
| Pre-tax net operating income | $8,435,000 | 1,192 |
| Securities gains (losses) | $-60,000 | 5,034 |
| Applicable income taxes | $1,945,000 | 917 |
| Income before extraordinary items | $6,430,000 | 1,325 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,430,000 | 1,326 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,430,000 | 1,327 |
| Net charge-offs | $-48,000 | 4,764 |
| Cash dividends | $1,444,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,477,400 | 1,291 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,616,000 | 1,782 |
| Total interest expense | $2,406,000 | 1,732 |
| Net interest income | $10,210,000 | 1,769 |
| Provision for loan and lease losses | $99,000 | 2,614 |
| Total noninterest income | $21,574,000 | 326 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $178,000 | 2,981 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $21,396,000 | 247 |
| Total noninterest expense | $25,360,000 | 692 |
| Salaries and employee benefits | $20,585,000 | 473 |
| Premises and equipment expense | $1,429,000 | 1,227 |
| Additional noninterest expense | $3,346,000 | 1,383 |
| Pre-tax net operating income | $6,325,000 | 1,208 |
| Securities gains (losses) | $-61,000 | 5,128 |
| Applicable income taxes | $1,453,000 | 958 |
| Income before extraordinary items | $4,811,000 | 1,347 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,811,000 | 1,348 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,811,000 | 1,349 |
| Net charge-offs | $-46,000 | 4,802 |
| Cash dividends | $670,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,859,190 | 1,312 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,244,000 | 1,809 |
| Total interest expense | $1,530,000 | 1,764 |
| Net interest income | $6,714,000 | 1,795 |
| Provision for loan and lease losses | $66,000 | 2,510 |
| Total noninterest income | $12,030,000 | 357 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $121,000 | 2,945 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $11,909,000 | 277 |
| Total noninterest expense | $15,535,000 | 754 |
| Salaries and employee benefits | $12,457,000 | 523 |
| Premises and equipment expense | $954,000 | 1,236 |
| Additional noninterest expense | $2,124,000 | 1,454 |
| Pre-tax net operating income | $3,143,000 | 1,487 |
| Securities gains (losses) | $-55,000 | 5,166 |
| Applicable income taxes | $698,000 | 1,174 |
| Income before extraordinary items | $2,390,000 | 1,658 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,390,000 | 1,658 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,390,000 | 1,658 |
| Net charge-offs | $4,000 | 2,873 |
| Cash dividends | $456,000 | 2,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,433,450 | 1,612 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 1,830 |
| Total interest expense | $685,000 | 1,880 |
| Net interest income | $3,382,000 | 1,788 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $4,605,000 | 423 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $61,000 | 2,931 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,544,000 | 311 |
| Total noninterest expense | $6,798,000 | 830 |
| Salaries and employee benefits | $5,257,000 | 624 |
| Premises and equipment expense | $494,000 | 1,208 |
| Additional noninterest expense | $1,047,000 | 1,461 |
| Pre-tax net operating income | $1,189,000 | 1,815 |
| Securities gains (losses) | $-32,000 | 5,220 |
| Applicable income taxes | $254,000 | 1,398 |
| Income before extraordinary items | $903,000 | 2,016 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $903,000 | 2,014 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $903,000 | 2,015 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $928,280 | 1,968 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,807,000 | 1,787 |
| Total interest expense | $2,316,000 | 1,748 |
| Net interest income | $13,491,000 | 1,764 |
| Provision for loan and lease losses | $216,000 | 2,300 |
| Total noninterest income | $23,048,000 | 380 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $249,000 | 3,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,799,000 | 287 |
| Total noninterest expense | $30,654,000 | 743 |
| Salaries and employee benefits | $24,218,000 | 510 |
| Premises and equipment expense | $1,947,000 | 1,208 |
| Additional noninterest expense | $4,489,000 | 1,363 |
| Pre-tax net operating income | $5,669,000 | 1,601 |
| Securities gains (losses) | $-211,000 | 5,162 |
| Applicable income taxes | $1,062,000 | 1,340 |
| Income before extraordinary items | $4,396,000 | 1,761 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,396,000 | 1,760 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,396,000 | 1,760 |
| Net charge-offs | $-171,000 | 5,147 |
| Cash dividends | $1,349,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,566,910 | 1,691 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,837,000 | 1,766 |
| Total interest expense | $1,767,000 | 1,645 |
| Net interest income | $10,070,000 | 1,765 |
| Provision for loan and lease losses | $216,000 | 1,923 |
| Total noninterest income | $18,402,000 | 364 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $184,000 | 3,054 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,218,000 | 280 |
| Total noninterest expense | $24,097,000 | 705 |
| Salaries and employee benefits | $19,255,000 | 480 |
| Premises and equipment expense | $1,453,000 | 1,207 |
| Additional noninterest expense | $3,389,000 | 1,360 |
| Pre-tax net operating income | $4,159,000 | 1,631 |
| Securities gains (losses) | $-204,000 | 5,324 |
| Applicable income taxes | $876,000 | 1,280 |
| Income before extraordinary items | $3,079,000 | 1,876 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,079,000 | 1,874 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,079,000 | 1,875 |
| Net charge-offs | $-168,000 | 5,217 |
| Cash dividends | $912,000 | 1,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,240,160 | 1,788 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,783,000 | 1,774 |
| Total interest expense | $1,146,000 | 1,605 |
| Net interest income | $6,637,000 | 1,776 |
| Provision for loan and lease losses | $144,000 | 1,877 |
| Total noninterest income | $12,177,000 | 364 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $122,000 | 3,065 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,055,000 | 279 |
| Total noninterest expense | $16,119,000 | 704 |
| Salaries and employee benefits | $12,886,000 | 477 |
| Premises and equipment expense | $968,000 | 1,206 |
| Additional noninterest expense | $2,265,000 | 1,355 |
| Pre-tax net operating income | $2,551,000 | 1,739 |
| Securities gains (losses) | $-205,000 | 5,421 |
| Applicable income taxes | $510,000 | 1,396 |
| Income before extraordinary items | $1,836,000 | 2,008 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,836,000 | 2,006 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,836,000 | 2,007 |
| Net charge-offs | $-162,000 | 5,314 |
| Cash dividends | $737,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,997,950 | 1,874 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 1,849 |
| Total interest expense | $528,000 | 1,636 |
| Net interest income | $3,146,000 | 1,858 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $5,080,000 | 409 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $61,000 | 3,080 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $5,019,000 | 309 |
| Total noninterest expense | $7,389,000 | 763 |
| Salaries and employee benefits | $5,823,000 | 541 |
| Premises and equipment expense | $478,000 | 1,242 |
| Additional noninterest expense | $1,088,000 | 1,391 |
| Pre-tax net operating income | $837,000 | 2,313 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $172,000 | 1,716 |
| Income before extraordinary items | $665,000 | 2,447 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $665,000 | 2,446 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $665,000 | 2,447 |
| Net charge-offs | $14,000 | 1,828 |
| Cash dividends | $300,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $665,000 | 2,437 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,869,000 | 1,890 |
| Total interest expense | $1,762,000 | 1,692 |
| Net interest income | $12,107,000 | 1,892 |
| Provision for loan and lease losses | $344,000 | 1,847 |
| Total noninterest income | $25,159,000 | 354 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $260,000 | 3,068 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $24,899,000 | 264 |
| Total noninterest expense | $31,217,000 | 702 |
| Salaries and employee benefits | $24,834,000 | 479 |
| Premises and equipment expense | $1,905,000 | 1,218 |
| Additional noninterest expense | $4,478,000 | 1,368 |
| Pre-tax net operating income | $5,705,000 | 1,532 |
| Securities gains (losses) | $42,000 | 968 |
| Applicable income taxes | $1,587,000 | 1,489 |
| Income before extraordinary items | $4,160,000 | 1,562 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,160,000 | 1,562 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,160,000 | 1,562 |
| Net charge-offs | $406,000 | 1,248 |
| Cash dividends | $948,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,129,760 | 1,555 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 1,918 |
| Total interest expense | $1,271,000 | 1,737 |
| Net interest income | $8,921,000 | 1,929 |
| Provision for loan and lease losses | $144,000 | 2,348 |
| Total noninterest income | $18,127,000 | 366 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $201,000 | 3,056 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $17,926,000 | 276 |
| Total noninterest expense | $23,602,000 | 696 |
| Salaries and employee benefits | $18,858,000 | 483 |
| Premises and equipment expense | $1,444,000 | 1,224 |
| Additional noninterest expense | $3,300,000 | 1,386 |
| Pre-tax net operating income | $3,302,000 | 1,913 |
| Securities gains (losses) | $128,000 | 495 |
| Applicable income taxes | $958,000 | 1,500 |
| Income before extraordinary items | $2,472,000 | 2,039 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,472,000 | 2,040 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,472,000 | 2,040 |
| Net charge-offs | $140,000 | 1,669 |
| Cash dividends | $475,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,379,840 | 2,081 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,556,000 | 1,963 |
| Total interest expense | $819,000 | 1,743 |
| Net interest income | $5,737,000 | 1,982 |
| Provision for loan and lease losses | $144,000 | 1,904 |
| Total noninterest income | $11,296,000 | 386 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $136,000 | 3,032 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $11,160,000 | 292 |
| Total noninterest expense | $15,185,000 | 720 |
| Salaries and employee benefits | $12,076,000 | 497 |
| Premises and equipment expense | $931,000 | 1,267 |
| Additional noninterest expense | $2,178,000 | 1,396 |
| Pre-tax net operating income | $1,704,000 | 2,266 |
| Securities gains (losses) | $127,000 | 369 |
| Applicable income taxes | $87,000 | 3,008 |
| Income before extraordinary items | $1,744,000 | 1,902 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,744,000 | 1,902 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,744,000 | 1,902 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $475,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,623,350 | 1,996 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 2,029 |
| Total interest expense | $387,000 | 1,795 |
| Net interest income | $2,749,000 | 2,036 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $4,243,000 | 471 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $70,000 | 2,995 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,173,000 | 355 |
| Total noninterest expense | $6,795,000 | 808 |
| Salaries and employee benefits | $5,247,000 | 591 |
| Premises and equipment expense | $463,000 | 1,279 |
| Additional noninterest expense | $1,085,000 | 1,397 |
| Pre-tax net operating income | $92,000 | 5,022 |
| Securities gains (losses) | $127,000 | 205 |
| Applicable income taxes | $17,000 | 3,423 |
| Income before extraordinary items | $202,000 | 4,118 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $202,000 | 4,118 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $202,000 | 4,118 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $70,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $85,160 | 4,966 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,989,000 | 1,942 |
| Total interest expense | $1,462,000 | 1,831 |
| Net interest income | $11,527,000 | 1,931 |
| Provision for loan and lease losses | $628,000 | 1,266 |
| Total noninterest income | $27,655,000 | 339 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $260,000 | 3,198 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $27,395,000 | 250 |
| Total noninterest expense | $33,222,000 | 651 |
| Salaries and employee benefits | $26,742,000 | 455 |
| Premises and equipment expense | $1,942,000 | 1,211 |
| Additional noninterest expense | $4,538,000 | 1,375 |
| Pre-tax net operating income | $5,332,000 | 1,543 |
| Securities gains (losses) | $163,000 | 994 |
| Applicable income taxes | $1,775,000 | 1,141 |
| Income before extraordinary items | $3,720,000 | 1,749 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,720,000 | 1,748 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,720,000 | 1,748 |
| Net charge-offs | $739,000 | 836 |
| Cash dividends | $951,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,609,160 | 1,760 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,597,000 | 1,965 |
| Total interest expense | $1,067,000 | 1,876 |
| Net interest income | $8,530,000 | 1,962 |
| Provision for loan and lease losses | $487,000 | 1,165 |
| Total noninterest income | $21,004,000 | 338 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $194,000 | 3,229 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $20,810,000 | 250 |
| Total noninterest expense | $24,309,000 | 663 |
| Salaries and employee benefits | $19,549,000 | 465 |
| Premises and equipment expense | $1,453,000 | 1,218 |
| Additional noninterest expense | $3,307,000 | 1,404 |
| Pre-tax net operating income | $4,738,000 | 1,362 |
| Securities gains (losses) | $163,000 | 922 |
| Applicable income taxes | $1,620,000 | 1,021 |
| Income before extraordinary items | $3,281,000 | 1,556 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,281,000 | 1,555 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,281,000 | 1,556 |
| Net charge-offs | $304,000 | 1,116 |
| Cash dividends | $546,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,171,790 | 1,565 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,288,000 | 2,003 |
| Total interest expense | $682,000 | 1,947 |
| Net interest income | $5,606,000 | 1,990 |
| Provision for loan and lease losses | $345,000 | 1,142 |
| Total noninterest income | $12,618,000 | 358 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $128,000 | 3,222 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,490,000 | 263 |
| Total noninterest expense | $15,526,000 | 691 |
| Salaries and employee benefits | $12,448,000 | 484 |
| Premises and equipment expense | $934,000 | 1,261 |
| Additional noninterest expense | $2,144,000 | 1,438 |
| Pre-tax net operating income | $2,353,000 | 1,720 |
| Securities gains (losses) | $162,000 | 687 |
| Applicable income taxes | $805,000 | 1,242 |
| Income before extraordinary items | $1,710,000 | 1,887 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,710,000 | 1,886 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,710,000 | 1,886 |
| Net charge-offs | $297,000 | 871 |
| Cash dividends | $546,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,599,840 | 1,937 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 2,034 |
| Total interest expense | $323,000 | 2,022 |
| Net interest income | $2,755,000 | 2,023 |
| Provision for loan and lease losses | $252,000 | 786 |
| Total noninterest income | $4,745,000 | 420 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $65,000 | 3,192 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,680,000 | 308 |
| Total noninterest expense | $6,810,000 | 778 |
| Salaries and employee benefits | $5,357,000 | 549 |
| Premises and equipment expense | $455,000 | 1,288 |
| Additional noninterest expense | $998,000 | 1,529 |
| Pre-tax net operating income | $438,000 | 3,252 |
| Securities gains (losses) | $167,000 | 341 |
| Applicable income taxes | $160,000 | 2,042 |
| Income before extraordinary items | $445,000 | 2,942 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $445,000 | 2,941 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $445,000 | 2,942 |
| Net charge-offs | $300,000 | 486 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $321,420 | 3,449 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,376,000 | 2,119 |
| Total interest expense | $1,158,000 | 2,176 |
| Net interest income | $10,218,000 | 2,088 |
| Provision for loan and lease losses | $339,000 | 1,779 |
| Total noninterest income | $23,612,000 | 367 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $256,000 | 3,315 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $23,356,000 | 277 |
| Total noninterest expense | $28,544,000 | 721 |
| Salaries and employee benefits | $22,803,000 | 502 |
| Premises and equipment expense | $1,723,000 | 1,348 |
| Additional noninterest expense | $4,018,000 | 1,511 |
| Pre-tax net operating income | $4,947,000 | 1,585 |
| Securities gains (losses) | $137,000 | 958 |
| Applicable income taxes | $1,497,000 | 1,238 |
| Income before extraordinary items | $3,587,000 | 1,753 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,587,000 | 1,753 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,587,000 | 1,754 |
| Net charge-offs | $28,000 | 3,602 |
| Cash dividends | $790,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,489,730 | 1,769 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,490,000 | 2,146 |
| Total interest expense | $863,000 | 2,208 |
| Net interest income | $7,627,000 | 2,113 |
| Provision for loan and lease losses | $339,000 | 1,409 |
| Total noninterest income | $19,646,000 | 344 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $192,000 | 3,337 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,454,000 | 260 |
| Total noninterest expense | $22,794,000 | 692 |
| Salaries and employee benefits | $17,959,000 | 483 |
| Premises and equipment expense | $697,000 | 2,317 |
| Additional noninterest expense | $4,138,000 | 1,169 |
| Pre-tax net operating income | $4,140,000 | 1,480 |
| Securities gains (losses) | $53,000 | 1,425 |
| Applicable income taxes | $1,376,000 | 1,096 |
| Income before extraordinary items | $2,817,000 | 1,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,817,000 | 1,722 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,817,000 | 1,722 |
| Net charge-offs | $25,000 | 3,231 |
| Cash dividends | $420,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,781,490 | 1,697 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 2,177 |
| Total interest expense | $578,000 | 2,212 |
| Net interest income | $4,979,000 | 2,150 |
| Provision for loan and lease losses | $194,000 | 1,550 |
| Total noninterest income | $13,428,000 | 340 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $128,000 | 3,323 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,300,000 | 263 |
| Total noninterest expense | $15,161,000 | 693 |
| Salaries and employee benefits | $11,982,000 | 482 |
| Premises and equipment expense | $464,000 | 2,344 |
| Additional noninterest expense | $2,715,000 | 1,179 |
| Pre-tax net operating income | $3,052,000 | 1,362 |
| Securities gains (losses) | $79,000 | 950 |
| Applicable income taxes | $1,031,000 | 1,006 |
| Income before extraordinary items | $2,100,000 | 1,549 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,100,000 | 1,552 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,100,000 | 1,552 |
| Net charge-offs | $28,000 | 2,730 |
| Cash dividends | $420,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,047,070 | 1,546 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 2,227 |
| Total interest expense | $287,000 | 2,243 |
| Net interest income | $2,415,000 | 2,211 |
| Provision for loan and lease losses | $118,000 | 1,321 |
| Total noninterest income | $6,086,000 | 356 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $64,000 | 3,286 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,022,000 | 263 |
| Total noninterest expense | $7,036,000 | 735 |
| Salaries and employee benefits | $5,534,000 | 516 |
| Premises and equipment expense | $237,000 | 2,333 |
| Additional noninterest expense | $1,265,000 | 1,243 |
| Pre-tax net operating income | $1,347,000 | 1,462 |
| Securities gains (losses) | $17,000 | 1,294 |
| Applicable income taxes | $431,000 | 1,128 |
| Income before extraordinary items | $933,000 | 1,706 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $933,000 | 1,708 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $933,000 | 1,708 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $921,440 | 1,660 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,769,000 | 2,233 |
| Total interest expense | $1,189,000 | 2,281 |
| Net interest income | $9,580,000 | 2,221 |
| Provision for loan and lease losses | $226,000 | 2,339 |
| Total noninterest income | $17,897,000 | 423 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $270,000 | 3,399 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $17,627,000 | 298 |
| Total noninterest expense | $23,369,000 | 861 |
| Salaries and employee benefits | $18,013,000 | 605 |
| Premises and equipment expense | $993,000 | 2,257 |
| Additional noninterest expense | $4,363,000 | 1,452 |
| Pre-tax net operating income | $3,882,000 | 1,878 |
| Securities gains (losses) | $153,000 | 959 |
| Applicable income taxes | $1,173,000 | 1,384 |
| Income before extraordinary items | $2,862,000 | 2,094 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,862,000 | 2,094 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,862,000 | 2,093 |
| Net charge-offs | $110,000 | 3,092 |
| Cash dividends | $837,000 | 2,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,753,370 | 2,102 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,047,000 | 2,257 |
| Total interest expense | $895,000 | 2,311 |
| Net interest income | $7,152,000 | 2,242 |
| Provision for loan and lease losses | $60,000 | 3,250 |
| Total noninterest income | $12,836,000 | 431 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $203,000 | 3,443 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $12,633,000 | 302 |
| Total noninterest expense | $17,427,000 | 862 |
| Salaries and employee benefits | $13,455,000 | 604 |
| Premises and equipment expense | $763,000 | 2,230 |
| Additional noninterest expense | $3,209,000 | 1,484 |
| Pre-tax net operating income | $2,501,000 | 2,145 |
| Securities gains (losses) | $291,000 | 492 |
| Applicable income taxes | $814,000 | 1,496 |
| Income before extraordinary items | $1,978,000 | 2,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,978,000 | 2,234 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,978,000 | 2,233 |
| Net charge-offs | $101,000 | 2,679 |
| Cash dividends | $484,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,771,390 | 2,385 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 2,319 |
| Total interest expense | $584,000 | 2,375 |
| Net interest income | $4,620,000 | 2,295 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $7,817,000 | 457 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $134,000 | 3,443 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $7,683,000 | 322 |
| Total noninterest expense | $11,374,000 | 883 |
| Salaries and employee benefits | $8,391,000 | 654 |
| Premises and equipment expense | $511,000 | 2,234 |
| Additional noninterest expense | $2,472,000 | 1,308 |
| Pre-tax net operating income | $1,063,000 | 2,855 |
| Securities gains (losses) | $291,000 | 375 |
| Applicable income taxes | $346,000 | 1,921 |
| Income before extraordinary items | $1,008,000 | 2,627 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,008,000 | 2,631 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,008,000 | 2,631 |
| Net charge-offs | $62,000 | 2,595 |
| Cash dividends | $484,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $792,660 | 3,063 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 2,377 |
| Total interest expense | $288,000 | 2,431 |
| Net interest income | $2,242,000 | 2,347 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $2,943,000 | 554 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $69,000 | 3,363 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,874,000 | 387 |
| Total noninterest expense | $5,368,000 | 940 |
| Salaries and employee benefits | $3,864,000 | 727 |
| Premises and equipment expense | $251,000 | 2,302 |
| Additional noninterest expense | $1,253,000 | 1,283 |
| Pre-tax net operating income | $-183,000 | 6,517 |
| Securities gains (losses) | $306,000 | 207 |
| Applicable income taxes | $-38,000 | 6,556 |
| Income before extraordinary items | $161,000 | 4,579 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 4,583 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $161,000 | 4,583 |
| Net charge-offs | $17,000 | 2,586 |
| Cash dividends | $126,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-145,000 | 6,491 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,468,000 | 2,322 |
| Total interest expense | $1,198,000 | 2,564 |
| Net interest income | $9,270,000 | 2,253 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $17,772,000 | 447 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $267,000 | 3,580 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $17,505,000 | 320 |
| Total noninterest expense | $24,728,000 | 820 |
| Salaries and employee benefits | $18,595,000 | 573 |
| Premises and equipment expense | $1,002,000 | 2,250 |
| Additional noninterest expense | $5,131,000 | 1,310 |
| Pre-tax net operating income | $2,314,000 | 2,588 |
| Securities gains (losses) | $155,000 | 1,045 |
| Applicable income taxes | $639,000 | 1,904 |
| Income before extraordinary items | $1,830,000 | 2,780 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,830,000 | 2,782 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,830,000 | 2,783 |
| Net charge-offs | $-110,000 | 6,541 |
| Cash dividends | $617,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,715,300 | 2,843 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,815,000 | 2,341 |
| Total interest expense | $901,000 | 2,638 |
| Net interest income | $6,914,000 | 2,263 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $14,304,000 | 434 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $199,000 | 3,616 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,105,000 | 316 |
| Total noninterest expense | $19,929,000 | 767 |
| Salaries and employee benefits | $15,135,000 | 540 |
| Premises and equipment expense | $775,000 | 2,214 |
| Additional noninterest expense | $4,019,000 | 1,246 |
| Pre-tax net operating income | $1,289,000 | 3,219 |
| Securities gains (losses) | $155,000 | 943 |
| Applicable income taxes | $343,000 | 2,300 |
| Income before extraordinary items | $1,101,000 | 3,243 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,101,000 | 3,246 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,101,000 | 3,247 |
| Net charge-offs | $-108,000 | 6,613 |
| Cash dividends | $308,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $983,200 | 3,380 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 2,366 |
| Total interest expense | $590,000 | 2,735 |
| Net interest income | $4,556,000 | 2,288 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $9,585,000 | 440 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $130,000 | 3,609 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,455,000 | 318 |
| Total noninterest expense | $13,278,000 | 776 |
| Salaries and employee benefits | $10,211,000 | 534 |
| Premises and equipment expense | $508,000 | 2,252 |
| Additional noninterest expense | $2,559,000 | 1,300 |
| Pre-tax net operating income | $863,000 | 3,187 |
| Securities gains (losses) | $163,000 | 840 |
| Applicable income taxes | $261,000 | 2,169 |
| Income before extraordinary items | $765,000 | 3,154 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $765,000 | 3,156 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $765,000 | 3,157 |
| Net charge-offs | $-44,000 | 6,521 |
| Cash dividends | $308,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $642,750 | 3,387 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 2,465 |
| Total interest expense | $290,000 | 2,857 |
| Net interest income | $2,193,000 | 2,393 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $4,037,000 | 492 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $62,000 | 3,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,975,000 | 369 |
| Total noninterest expense | $6,236,000 | 826 |
| Salaries and employee benefits | $4,672,000 | 591 |
| Premises and equipment expense | $257,000 | 2,263 |
| Additional noninterest expense | $1,307,000 | 1,262 |
| Pre-tax net operating income | $-6,000 | 6,381 |
| Securities gains (losses) | $163,000 | 535 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $150,000 | 4,730 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $150,000 | 4,731 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $150,000 | 4,732 |
| Net charge-offs | $-18,000 | 6,405 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-6,480 | 6,386 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,782,000 | 2,617 |
| Total interest expense | $1,211,000 | 3,178 |
| Net interest income | $8,571,000 | 2,506 |
| Provision for loan and lease losses | $488,000 | 2,752 |
| Total noninterest income | $14,142,000 | 527 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $253,000 | 3,819 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $13,889,000 | 394 |
| Total noninterest expense | $19,370,000 | 1,032 |
| Salaries and employee benefits | $14,236,000 | 734 |
| Premises and equipment expense | $886,000 | 2,521 |
| Additional noninterest expense | $4,248,000 | 1,589 |
| Pre-tax net operating income | $2,855,000 | 2,180 |
| Securities gains (losses) | $560,000 | 849 |
| Applicable income taxes | $1,000,000 | 1,473 |
| Income before extraordinary items | $2,415,000 | 2,245 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,415,000 | 2,243 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,415,000 | 2,246 |
| Net charge-offs | $-126,000 | 6,966 |
| Cash dividends | $1,075,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,017,400 | 2,445 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 2,741 |
| Total interest expense | $903,000 | 3,303 |
| Net interest income | $6,243,000 | 2,624 |
| Provision for loan and lease losses | $488,000 | 2,310 |
| Total noninterest income | $8,925,000 | 590 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $189,000 | 3,873 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,736,000 | 433 |
| Total noninterest expense | $12,929,000 | 1,167 |
| Salaries and employee benefits | $9,469,000 | 830 |
| Premises and equipment expense | $780,000 | 2,234 |
| Additional noninterest expense | $2,680,000 | 1,856 |
| Pre-tax net operating income | $1,751,000 | 2,598 |
| Securities gains (losses) | $309,000 | 1,091 |
| Applicable income taxes | $560,000 | 1,817 |
| Income before extraordinary items | $1,500,000 | 2,647 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,500,000 | 2,648 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,500,000 | 2,648 |
| Net charge-offs | $-47,000 | 6,915 |
| Cash dividends | $554,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,274,430 | 2,806 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 2,800 |
| Total interest expense | $598,000 | 3,408 |
| Net interest income | $4,111,000 | 2,648 |
| Provision for loan and lease losses | $366,000 | 2,187 |
| Total noninterest income | $4,921,000 | 687 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $129,000 | 3,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,792,000 | 488 |
| Total noninterest expense | $7,491,000 | 1,329 |
| Salaries and employee benefits | $5,327,000 | 977 |
| Premises and equipment expense | $402,000 | 2,763 |
| Additional noninterest expense | $1,762,000 | 1,888 |
| Pre-tax net operating income | $1,175,000 | 2,553 |
| Securities gains (losses) | $62,000 | 1,901 |
| Applicable income taxes | $347,000 | 1,891 |
| Income before extraordinary items | $890,000 | 2,829 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $890,000 | 2,830 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $890,000 | 2,830 |
| Net charge-offs | $-39,000 | 6,933 |
| Cash dividends | $338,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $845,360 | 2,785 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 2,851 |
| Total interest expense | $298,000 | 3,527 |
| Net interest income | $2,037,000 | 2,681 |
| Provision for loan and lease losses | $183,000 | 2,109 |
| Total noninterest income | $2,253,000 | 727 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $68,000 | 3,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,185,000 | 514 |
| Total noninterest expense | $3,393,000 | 1,449 |
| Salaries and employee benefits | $2,467,000 | 1,051 |
| Premises and equipment expense | $186,000 | 2,940 |
| Additional noninterest expense | $740,000 | 2,180 |
| Pre-tax net operating income | $714,000 | 2,241 |
| Securities gains (losses) | $48,000 | 1,245 |
| Applicable income taxes | $233,000 | 1,554 |
| Income before extraordinary items | $529,000 | 2,490 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $529,000 | 2,491 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $529,000 | 2,493 |
| Net charge-offs | $33,000 | 3,357 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $495,880 | 2,506 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,844,000 | 3,072 |
| Total interest expense | $1,262,000 | 3,844 |
| Net interest income | $7,582,000 | 2,868 |
| Provision for loan and lease losses | $1,326,000 | 2,031 |
| Total noninterest income | $5,047,000 | 1,036 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $271,000 | 3,802 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,776,000 | 729 |
| Total noninterest expense | $10,893,000 | 1,774 |
| Salaries and employee benefits | $6,655,000 | 1,484 |
| Premises and equipment expense | $757,000 | 3,029 |
| Additional noninterest expense | $3,481,000 | 1,932 |
| Pre-tax net operating income | $410,000 | 4,950 |
| Securities gains (losses) | $247,000 | 1,291 |
| Applicable income taxes | $157,000 | 3,088 |
| Income before extraordinary items | $500,000 | 4,662 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $500,000 | 4,665 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $500,000 | 4,664 |
| Net charge-offs | $1,684,000 | 1,736 |
| Cash dividends | $794,000 | 1,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $312,280 | 5,095 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,690,000 | 3,077 |
| Total interest expense | $958,000 | 3,926 |
| Net interest income | $5,732,000 | 2,859 |
| Provision for loan and lease losses | $1,204,000 | 1,746 |
| Total noninterest income | $3,424,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $203,000 | 3,827 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,221,000 | 791 |
| Total noninterest expense | $7,757,000 | 1,855 |
| Salaries and employee benefits | $4,637,000 | 1,593 |
| Premises and equipment expense | $548,000 | 3,131 |
| Additional noninterest expense | $2,572,000 | 1,969 |
| Pre-tax net operating income | $195,000 | 5,488 |
| Securities gains (losses) | $163,000 | 1,357 |
| Applicable income taxes | $-73,000 | 6,968 |
| Income before extraordinary items | $431,000 | 4,550 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 4,551 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $431,000 | 4,551 |
| Net charge-offs | $43,000 | 5,079 |
| Cash dividends | $501,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $268,000 | 5,080 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,433,000 | 3,131 |
| Total interest expense | $648,000 | 4,002 |
| Net interest income | $3,785,000 | 2,877 |
| Provision for loan and lease losses | $1,086,000 | 1,422 |
| Total noninterest income | $1,615,000 | 1,399 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $132,000 | 3,851 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,483,000 | 1,021 |
| Total noninterest expense | $4,591,000 | 2,101 |
| Salaries and employee benefits | $2,777,000 | 1,766 |
| Premises and equipment expense | $369,000 | 3,133 |
| Additional noninterest expense | $1,445,000 | 2,323 |
| Pre-tax net operating income | $-277,000 | 6,634 |
| Securities gains (losses) | $133,000 | 947 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-144,000 | 6,565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-144,000 | 6,566 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-144,000 | 6,565 |
| Net charge-offs | $56,000 | 4,362 |
| Cash dividends | $501,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-277,000 | 6,680 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 3,198 |
| Total interest expense | $335,000 | 4,026 |
| Net interest income | $1,833,000 | 2,949 |
| Provision for loan and lease losses | $250,000 | 2,162 |
| Total noninterest income | $723,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $67,000 | 3,771 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $656,000 | 1,111 |
| Total noninterest expense | $2,354,000 | 2,065 |
| Salaries and employee benefits | $1,442,000 | 1,712 |
| Premises and equipment expense | $191,000 | 3,106 |
| Additional noninterest expense | $721,000 | 2,301 |
| Pre-tax net operating income | $-48,000 | 6,546 |
| Securities gains (losses) | $118,000 | 487 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $70,000 | 5,414 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $70,000 | 5,413 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $70,000 | 5,414 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $228,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-48,000 | 6,562 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,850,000 | 3,263 |
| Total interest expense | $1,554,000 | 4,179 |
| Net interest income | $7,296,000 | 2,970 |
| Provision for loan and lease losses | $940,000 | 3,157 |
| Total noninterest income | $3,838,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $281,000 | 3,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,557,000 | 938 |
| Total noninterest expense | $7,988,000 | 2,421 |
| Salaries and employee benefits | $4,996,000 | 1,944 |
| Premises and equipment expense | $670,000 | 3,416 |
| Additional noninterest expense | $2,322,000 | 2,849 |
| Pre-tax net operating income | $2,206,000 | 2,070 |
| Securities gains (losses) | $180,000 | 1,685 |
| Applicable income taxes | $671,000 | 1,620 |
| Income before extraordinary items | $1,715,000 | 2,278 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,715,000 | 2,276 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,715,000 | 2,279 |
| Net charge-offs | $1,425,000 | 2,235 |
| Cash dividends | $617,000 | 2,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,585,400 | 2,311 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,710,000 | 3,299 |
| Total interest expense | $1,186,000 | 4,275 |
| Net interest income | $5,524,000 | 2,989 |
| Provision for loan and lease losses | $565,000 | 3,336 |
| Total noninterest income | $1,839,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $212,000 | 3,819 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,627,000 | 1,271 |
| Total noninterest expense | $5,285,000 | 2,710 |
| Salaries and employee benefits | $3,251,000 | 2,234 |
| Premises and equipment expense | $494,000 | 3,518 |
| Additional noninterest expense | $1,540,000 | 3,147 |
| Pre-tax net operating income | $1,513,000 | 2,358 |
| Securities gains (losses) | $180,000 | 1,458 |
| Applicable income taxes | $499,000 | 1,679 |
| Income before extraordinary items | $1,194,000 | 2,553 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,194,000 | 2,549 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,194,000 | 2,554 |
| Net charge-offs | $474,000 | 3,155 |
| Cash dividends | $272,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,066,200 | 2,640 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 3,310 |
| Total interest expense | $811,000 | 4,309 |
| Net interest income | $3,711,000 | 2,962 |
| Provision for loan and lease losses | $440,000 | 3,051 |
| Total noninterest income | $704,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $142,000 | 3,803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $562,000 | 1,950 |
| Total noninterest expense | $3,232,000 | 2,921 |
| Salaries and employee benefits | $1,824,000 | 2,649 |
| Premises and equipment expense | $312,000 | 3,696 |
| Additional noninterest expense | $1,096,000 | 2,958 |
| Pre-tax net operating income | $743,000 | 2,921 |
| Securities gains (losses) | $180,000 | 1,004 |
| Applicable income taxes | $334,000 | 1,627 |
| Income before extraordinary items | $589,000 | 3,104 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $589,000 | 3,099 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $589,000 | 3,102 |
| Net charge-offs | $303,000 | 3,034 |
| Cash dividends | $272,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $473,800 | 3,400 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 3,326 |
| Total interest expense | $451,000 | 4,185 |
| Net interest income | $1,842,000 | 3,003 |
| Provision for loan and lease losses | $170,000 | 3,206 |
| Total noninterest income | $242,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $71,000 | 3,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $171,000 | 2,625 |
| Total noninterest expense | $1,393,000 | 3,344 |
| Salaries and employee benefits | $812,000 | 2,969 |
| Premises and equipment expense | $152,000 | 3,853 |
| Additional noninterest expense | $429,000 | 3,631 |
| Pre-tax net operating income | $521,000 | 2,335 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $148,000 | 1,746 |
| Income before extraordinary items | $374,000 | 2,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $374,000 | 2,671 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $374,000 | 2,673 |
| Net charge-offs | $129,000 | 2,883 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $373,280 | 2,575 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,407,000 | 3,382 |
| Total interest expense | $2,093,000 | 4,320 |
| Net interest income | $7,314,000 | 2,946 |
| Provision for loan and lease losses | $924,000 | 3,620 |
| Total noninterest income | $1,291,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $313,000 | 3,803 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $978,000 | 2,169 |
| Total noninterest expense | $5,886,000 | 3,226 |
| Salaries and employee benefits | $2,947,000 | 3,229 |
| Premises and equipment expense | $608,000 | 3,840 |
| Additional noninterest expense | $2,331,000 | 2,917 |
| Pre-tax net operating income | $1,795,000 | 2,091 |
| Securities gains (losses) | $164,000 | 1,715 |
| Applicable income taxes | $575,000 | 1,422 |
| Income before extraordinary items | $1,384,000 | 2,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,384,000 | 2,240 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,384,000 | 2,241 |
| Net charge-offs | $1,016,000 | 2,838 |
| Cash dividends | $582,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,267,560 | 2,345 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,094,000 | 3,414 |
| Total interest expense | $1,623,000 | 4,369 |
| Net interest income | $5,471,000 | 2,947 |
| Provision for loan and lease losses | $675,000 | 3,339 |
| Total noninterest income | $932,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $232,000 | 3,840 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $700,000 | 2,293 |
| Total noninterest expense | $4,308,000 | 3,294 |
| Salaries and employee benefits | $2,176,000 | 3,312 |
| Premises and equipment expense | $474,000 | 3,774 |
| Additional noninterest expense | $1,658,000 | 3,034 |
| Pre-tax net operating income | $1,420,000 | 2,142 |
| Securities gains (losses) | $16,000 | 2,829 |
| Applicable income taxes | $427,000 | 1,561 |
| Income before extraordinary items | $1,009,000 | 2,469 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,009,000 | 2,467 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,009,000 | 2,470 |
| Net charge-offs | $871,000 | 2,357 |
| Cash dividends | $381,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $997,800 | 2,434 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,791,000 | 3,408 |
| Total interest expense | $1,122,000 | 4,411 |
| Net interest income | $3,669,000 | 2,922 |
| Provision for loan and lease losses | $450,000 | 3,101 |
| Total noninterest income | $601,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $150,000 | 3,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $451,000 | 2,369 |
| Total noninterest expense | $2,813,000 | 3,387 |
| Salaries and employee benefits | $1,427,000 | 3,379 |
| Premises and equipment expense | $301,000 | 3,922 |
| Additional noninterest expense | $1,085,000 | 3,081 |
| Pre-tax net operating income | $1,007,000 | 2,097 |
| Securities gains (losses) | $16,000 | 2,414 |
| Applicable income taxes | $313,000 | 1,484 |
| Income before extraordinary items | $710,000 | 2,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $710,000 | 2,459 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $710,000 | 2,461 |
| Net charge-offs | $409,000 | 2,580 |
| Cash dividends | $351,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $698,960 | 2,419 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 3,424 |
| Total interest expense | $596,000 | 4,375 |
| Net interest income | $1,826,000 | 2,942 |
| Provision for loan and lease losses | $225,000 | 2,683 |
| Total noninterest income | $370,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $298,000 | 1,965 |
| Total noninterest expense | $1,257,000 | 3,636 |
| Salaries and employee benefits | $712,000 | 3,417 |
| Premises and equipment expense | $149,000 | 3,991 |
| Additional noninterest expense | $396,000 | 3,606 |
| Pre-tax net operating income | $714,000 | 1,772 |
| Securities gains (losses) | $16,000 | 1,773 |
| Applicable income taxes | $238,000 | 1,274 |
| Income before extraordinary items | $492,000 | 2,165 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $492,000 | 2,164 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $492,000 | 2,166 |
| Net charge-offs | $105,000 | 2,815 |
| Cash dividends | $160,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $481,280 | 2,066 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,024,000 | 3,270 |
| Total interest expense | $3,231,000 | 4,034 |
| Net interest income | $7,793,000 | 2,780 |
| Provision for loan and lease losses | $2,873,000 | 1,437 |
| Total noninterest income | $1,325,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $317,000 | 3,911 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,008,000 | 2,104 |
| Total noninterest expense | $5,740,000 | 3,206 |
| Salaries and employee benefits | $3,224,000 | 3,053 |
| Premises and equipment expense | $600,000 | 3,937 |
| Additional noninterest expense | $1,916,000 | 2,964 |
| Pre-tax net operating income | $505,000 | 4,853 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-40,000 | 6,935 |
| Income before extraordinary items | $545,000 | 4,314 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $545,000 | 4,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,109,000 | 1,252 |
| Cash dividends | $1,222,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $545,000 | 4,475 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,424,000 | 3,278 |
| Total interest expense | $2,529,000 | 4,048 |
| Net interest income | $5,895,000 | 2,762 |
| Provision for loan and lease losses | $888,000 | 1,973 |
| Total noninterest income | $1,143,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $238,000 | 3,950 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $905,000 | 1,957 |
| Total noninterest expense | $4,119,000 | 3,310 |
| Salaries and employee benefits | $2,468,000 | 3,024 |
| Premises and equipment expense | $465,000 | 3,848 |
| Additional noninterest expense | $1,186,000 | 3,420 |
| Pre-tax net operating income | $2,031,000 | 2,289 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $604,000 | 1,673 |
| Income before extraordinary items | $1,427,000 | 2,423 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,427,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,340 |
| Cash dividends | $578,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,427,000 | 2,533 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 3,287 |
| Total interest expense | $1,770,000 | 4,063 |
| Net interest income | $3,921,000 | 2,754 |
| Provision for loan and lease losses | $388,000 | 2,207 |
| Total noninterest income | $749,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $154,000 | 4,008 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $595,000 | 2,011 |
| Total noninterest expense | $2,728,000 | 3,336 |
| Salaries and employee benefits | $1,664,000 | 3,021 |
| Premises and equipment expense | $306,000 | 3,916 |
| Additional noninterest expense | $758,000 | 3,498 |
| Pre-tax net operating income | $1,554,000 | 2,125 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $462,000 | 1,694 |
| Income before extraordinary items | $1,092,000 | 2,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,092,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,459 |
| Cash dividends | $409,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,092,000 | 2,346 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 3,335 |
| Total interest expense | $971,000 | 3,979 |
| Net interest income | $1,912,000 | 2,815 |
| Provision for loan and lease losses | $173,000 | 1,974 |
| Total noninterest income | $378,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $76,000 | 3,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $302,000 | 1,962 |
| Total noninterest expense | $1,356,000 | 3,352 |
| Salaries and employee benefits | $841,000 | 3,020 |
| Premises and equipment expense | $153,000 | 3,924 |
| Additional noninterest expense | $362,000 | 3,571 |
| Pre-tax net operating income | $761,000 | 2,264 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $197,000 | 1,989 |
| Income before extraordinary items | $564,000 | 2,439 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $564,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,520 |
| Cash dividends | $2,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $564,000 | 2,363 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,899,000 | 3,091 |
| Total interest expense | $4,448,000 | 3,746 |
| Net interest income | $8,451,000 | 2,593 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $1,518,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $304,000 | 4,053 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,214,000 | 1,960 |
| Total noninterest expense | $5,395,000 | 3,248 |
| Salaries and employee benefits | $3,386,000 | 2,905 |
| Premises and equipment expense | $612,000 | 3,786 |
| Additional noninterest expense | $1,397,000 | 3,627 |
| Pre-tax net operating income | $4,274,000 | 1,870 |
| Securities gains (losses) | $-20,000 | 7,762 |
| Applicable income taxes | $1,589,000 | 1,357 |
| Income before extraordinary items | $2,665,000 | 2,235 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,665,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,692 |
| Cash dividends | $1,350,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,677,800 | 2,219 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,734,000 | 3,061 |
| Total interest expense | $3,419,000 | 3,702 |
| Net interest income | $6,315,000 | 2,615 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $1,137,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $228,000 | 4,062 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $909,000 | 1,958 |
| Total noninterest expense | $4,040,000 | 3,223 |
| Salaries and employee benefits | $2,555,000 | 2,857 |
| Premises and equipment expense | $456,000 | 3,803 |
| Additional noninterest expense | $1,029,000 | 3,619 |
| Pre-tax net operating income | $3,187,000 | 2,002 |
| Securities gains (losses) | $-17,000 | 7,911 |
| Applicable income taxes | $1,190,000 | 1,457 |
| Income before extraordinary items | $1,980,000 | 2,391 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,980,000 | 2,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,785 |
| Cash dividends | $867,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,990,880 | 2,359 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,522,000 | 3,048 |
| Total interest expense | $2,285,000 | 3,699 |
| Net interest income | $4,237,000 | 2,627 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $715,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $148,000 | 4,113 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $567,000 | 2,076 |
| Total noninterest expense | $2,684,000 | 3,259 |
| Salaries and employee benefits | $1,710,000 | 2,884 |
| Premises and equipment expense | $295,000 | 3,892 |
| Additional noninterest expense | $679,000 | 3,645 |
| Pre-tax net operating income | $2,118,000 | 2,062 |
| Securities gains (losses) | $-17,000 | 8,102 |
| Applicable income taxes | $792,000 | 1,498 |
| Income before extraordinary items | $1,309,000 | 2,467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,309,000 | 2,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,183 |
| Cash dividends | $536,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,319,880 | 2,432 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 3,047 |
| Total interest expense | $1,121,000 | 3,714 |
| Net interest income | $2,140,000 | 2,606 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $352,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $73,000 | 4,079 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $279,000 | 2,057 |
| Total noninterest expense | $1,339,000 | 3,274 |
| Salaries and employee benefits | $861,000 | 2,883 |
| Premises and equipment expense | $137,000 | 4,125 |
| Additional noninterest expense | $341,000 | 3,607 |
| Pre-tax net operating income | $1,078,000 | 2,034 |
| Securities gains (losses) | $-17,000 | 8,350 |
| Applicable income taxes | $402,000 | 1,516 |
| Income before extraordinary items | $659,000 | 2,443 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $659,000 | 2,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $109,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $669,880 | 2,400 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,477,000 | 2,983 |
| Total interest expense | $3,908,000 | 3,653 |
| Net interest income | $8,569,000 | 2,629 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $1,323,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $278,000 | 4,268 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,045,000 | 2,159 |
| Total noninterest expense | $4,894,000 | 3,409 |
| Salaries and employee benefits | $3,028,000 | 3,103 |
| Premises and equipment expense | $562,000 | 3,956 |
| Additional noninterest expense | $1,304,000 | 3,695 |
| Pre-tax net operating income | $4,898,000 | 1,920 |
| Securities gains (losses) | $-96,000 | 8,187 |
| Applicable income taxes | $1,729,000 | 1,484 |
| Income before extraordinary items | $3,073,000 | 2,234 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,073,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $1,182,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,134,440 | 2,192 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,155,000 | 3,021 |
| Total interest expense | $2,774,000 | 3,704 |
| Net interest income | $6,381,000 | 2,664 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $978,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $206,000 | 4,335 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $772,000 | 2,186 |
| Total noninterest expense | $3,625,000 | 3,432 |
| Salaries and employee benefits | $2,266,000 | 3,098 |
| Premises and equipment expense | $416,000 | 4,015 |
| Additional noninterest expense | $943,000 | 3,786 |
| Pre-tax net operating income | $3,659,000 | 1,988 |
| Securities gains (losses) | $-96,000 | 8,390 |
| Applicable income taxes | $1,336,000 | 1,517 |
| Income before extraordinary items | $2,227,000 | 2,375 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,227,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,992 |
| Cash dividends | $760,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,288,440 | 2,304 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 3,066 |
| Total interest expense | $1,715,000 | 3,784 |
| Net interest income | $4,182,000 | 2,698 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $644,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $136,000 | 4,339 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $508,000 | 2,194 |
| Total noninterest expense | $2,373,000 | 3,481 |
| Salaries and employee benefits | $1,490,000 | 3,137 |
| Premises and equipment expense | $258,000 | 4,192 |
| Additional noninterest expense | $625,000 | 3,792 |
| Pre-tax net operating income | $2,403,000 | 2,024 |
| Securities gains (losses) | $-74,000 | 8,464 |
| Applicable income taxes | $834,000 | 1,612 |
| Income before extraordinary items | $1,495,000 | 2,347 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,495,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,270 |
| Cash dividends | $644,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,542,360 | 2,274 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 3,164 |
| Total interest expense | $755,000 | 3,977 |
| Net interest income | $2,039,000 | 2,740 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $300,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $70,000 | 4,229 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $230,000 | 2,296 |
| Total noninterest expense | $1,164,000 | 3,554 |
| Salaries and employee benefits | $749,000 | 3,152 |
| Premises and equipment expense | $116,000 | 4,522 |
| Additional noninterest expense | $299,000 | 3,908 |
| Pre-tax net operating income | $1,150,000 | 2,055 |
| Securities gains (losses) | $-26,000 | 8,435 |
| Applicable income taxes | $399,000 | 1,654 |
| Income before extraordinary items | $725,000 | 2,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $725,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $741,900 | 2,326 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,463,000 | 3,303 |
| Total interest expense | $1,811,000 | 4,723 |
| Net interest income | $7,652,000 | 2,809 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,327,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $290,000 | 4,260 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,037,000 | 2,160 |
| Total noninterest expense | $4,246,000 | 3,694 |
| Salaries and employee benefits | $2,730,000 | 3,229 |
| Premises and equipment expense | $450,000 | 4,489 |
| Additional noninterest expense | $1,066,000 | 4,202 |
| Pre-tax net operating income | $4,733,000 | 1,944 |
| Securities gains (losses) | $-185,000 | 8,570 |
| Applicable income taxes | $1,650,000 | 1,590 |
| Income before extraordinary items | $2,898,000 | 2,322 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,898,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,297 |
| Cash dividends | $791,000 | 2,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,016,400 | 2,204 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,811,000 | 3,345 |
| Total interest expense | $1,216,000 | 4,904 |
| Net interest income | $5,595,000 | 2,851 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $986,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $218,000 | 4,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $768,000 | 2,181 |
| Total noninterest expense | $3,027,000 | 3,814 |
| Salaries and employee benefits | $1,909,000 | 3,416 |
| Premises and equipment expense | $355,000 | 4,325 |
| Additional noninterest expense | $763,000 | 4,338 |
| Pre-tax net operating income | $3,554,000 | 1,962 |
| Securities gains (losses) | $-109,000 | 8,641 |
| Applicable income taxes | $1,250,000 | 1,598 |
| Income before extraordinary items | $2,195,000 | 2,322 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,195,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,171 |
| Cash dividends | $376,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,264,760 | 2,213 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 3,383 |
| Total interest expense | $715,000 | 5,078 |
| Net interest income | $3,654,000 | 2,884 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $621,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $144,000 | 4,250 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $477,000 | 2,260 |
| Total noninterest expense | $2,056,000 | 3,733 |
| Salaries and employee benefits | $1,274,000 | 3,390 |
| Premises and equipment expense | $264,000 | 3,973 |
| Additional noninterest expense | $518,000 | 4,253 |
| Pre-tax net operating income | $2,219,000 | 2,017 |
| Securities gains (losses) | $-90,000 | 8,689 |
| Applicable income taxes | $781,000 | 1,649 |
| Income before extraordinary items | $1,348,000 | 2,404 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,348,000 | 2,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,070 |
| Cash dividends | $376,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,405,600 | 2,310 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 3,486 |
| Total interest expense | $292,000 | 5,551 |
| Net interest income | $1,780,000 | 2,941 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $321,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $248,000 | 2,164 |
| Total noninterest expense | $1,015,000 | 3,801 |
| Salaries and employee benefits | $640,000 | 3,372 |
| Premises and equipment expense | $124,000 | 4,218 |
| Additional noninterest expense | $251,000 | 4,353 |
| Pre-tax net operating income | $1,086,000 | 2,030 |
| Securities gains (losses) | $-21,000 | 8,675 |
| Applicable income taxes | $382,000 | 1,664 |
| Income before extraordinary items | $683,000 | 2,375 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $683,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $696,440 | 2,301 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,868,000 | 3,455 |
| Total interest expense | $1,158,000 | 5,216 |
| Net interest income | $6,710,000 | 3,011 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,600,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $316,000 | 4,206 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,284,000 | 1,822 |
| Total noninterest expense | $3,969,000 | 3,766 |
| Salaries and employee benefits | $2,445,000 | 3,404 |
| Premises and equipment expense | $439,000 | 4,488 |
| Additional noninterest expense | $1,085,000 | 4,061 |
| Pre-tax net operating income | $4,341,000 | 1,909 |
| Securities gains (losses) | $-41,000 | 8,546 |
| Applicable income taxes | $1,571,000 | 1,549 |
| Income before extraordinary items | $2,729,000 | 2,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,729,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-194,000 | 8,875 |
| Cash dividends | $1,657,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,755,240 | 2,182 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,869,000 | 3,448 |
| Total interest expense | $879,000 | 5,153 |
| Net interest income | $4,990,000 | 3,008 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,269,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $236,000 | 4,239 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,033,000 | 1,736 |
| Total noninterest expense | $2,896,000 | 3,821 |
| Salaries and employee benefits | $1,720,000 | 3,568 |
| Premises and equipment expense | $317,000 | 4,592 |
| Additional noninterest expense | $859,000 | 3,866 |
| Pre-tax net operating income | $3,363,000 | 1,862 |
| Securities gains (losses) | $-8,000 | 8,459 |
| Applicable income taxes | $1,239,000 | 1,502 |
| Income before extraordinary items | $2,116,000 | 2,208 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,116,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 8,823 |
| Cash dividends | $1,097,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,121,120 | 2,148 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 3,441 |
| Total interest expense | $596,000 | 5,118 |
| Net interest income | $3,310,000 | 3,015 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $875,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $155,000 | 4,246 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $720,000 | 1,679 |
| Total noninterest expense | $1,881,000 | 3,938 |
| Salaries and employee benefits | $1,123,000 | 3,641 |
| Premises and equipment expense | $208,000 | 4,647 |
| Additional noninterest expense | $550,000 | 4,009 |
| Pre-tax net operating income | $2,304,000 | 1,819 |
| Securities gains (losses) | $-4,000 | 8,544 |
| Applicable income taxes | $851,000 | 1,455 |
| Income before extraordinary items | $1,449,000 | 2,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,449,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 8,879 |
| Cash dividends | $1,097,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,451,560 | 2,079 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 3,438 |
| Total interest expense | $306,000 | 5,104 |
| Net interest income | $1,661,000 | 2,988 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $258,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $180,000 | 2,643 |
| Total noninterest expense | $937,000 | 3,963 |
| Salaries and employee benefits | $565,000 | 3,641 |
| Premises and equipment expense | $117,000 | 4,321 |
| Additional noninterest expense | $255,000 | 4,255 |
| Pre-tax net operating income | $982,000 | 2,033 |
| Securities gains (losses) | $-4,000 | 8,823 |
| Applicable income taxes | $358,000 | 1,699 |
| Income before extraordinary items | $620,000 | 2,424 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $620,000 | 2,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,435 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $622,560 | 2,326 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,306,000 | 3,341 |
| Total interest expense | $1,450,000 | 4,971 |
| Net interest income | $6,856,000 | 2,813 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,481,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $283,000 | 4,447 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,198,000 | 2,125 |
| Total noninterest expense | $3,700,000 | 3,929 |
| Salaries and employee benefits | $2,256,000 | 3,550 |
| Premises and equipment expense | $372,000 | 4,980 |
| Additional noninterest expense | $1,072,000 | 4,048 |
| Pre-tax net operating income | $4,637,000 | 1,739 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $1,768,000 | 1,402 |
| Income before extraordinary items | $2,870,000 | 2,109 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,870,000 | 2,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-165,000 | 9,091 |
| Cash dividends | $576,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,869,360 | 2,021 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,282,000 | 3,349 |
| Total interest expense | $1,119,000 | 5,019 |
| Net interest income | $5,163,000 | 2,815 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,048,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $206,000 | 4,540 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $842,000 | 2,304 |
| Total noninterest expense | $2,603,000 | 4,118 |
| Salaries and employee benefits | $1,551,000 | 3,803 |
| Premises and equipment expense | $289,000 | 4,843 |
| Additional noninterest expense | $763,000 | 4,200 |
| Pre-tax net operating income | $3,608,000 | 1,730 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,366,000 | 1,440 |
| Income before extraordinary items | $2,242,000 | 2,102 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,242,000 | 2,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-180,000 | 9,154 |
| Cash dividends | $240,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,242,000 | 1,997 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 3,314 |
| Total interest expense | $776,000 | 5,026 |
| Net interest income | $3,494,000 | 2,776 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $695,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $139,000 | 4,465 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $556,000 | 2,289 |
| Total noninterest expense | $1,735,000 | 4,127 |
| Salaries and employee benefits | $1,022,000 | 3,844 |
| Premises and equipment expense | $189,000 | 4,885 |
| Additional noninterest expense | $524,000 | 4,094 |
| Pre-tax net operating income | $2,454,000 | 1,702 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $918,000 | 1,465 |
| Income before extraordinary items | $1,536,000 | 2,067 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,536,000 | 2,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-173,000 | 9,194 |
| Cash dividends | $240,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,536,000 | 1,944 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 3,301 |
| Total interest expense | $405,000 | 5,001 |
| Net interest income | $1,758,000 | 2,758 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $408,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 4,383 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $338,000 | 1,940 |
| Total noninterest expense | $875,000 | 4,082 |
| Salaries and employee benefits | $517,000 | 3,799 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $258,000 | 4,109 |
| Pre-tax net operating income | $1,291,000 | 1,626 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $477,000 | 1,427 |
| Income before extraordinary items | $814,000 | 1,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $814,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-166,000 | 9,258 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $814,000 | 1,833 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,259,000 | 3,222 |
| Total interest expense | $2,068,000 | 4,680 |
| Net interest income | $7,191,000 | 2,655 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,303,000 | 2,907 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $264,000 | 4,558 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,039,000 | 2,123 |
| Total noninterest expense | $3,700,000 | 3,780 |
| Salaries and employee benefits | $2,146,000 | 3,526 |
| Premises and equipment expense | $397,000 | 4,682 |
| Additional noninterest expense | $1,157,000 | 3,724 |
| Pre-tax net operating income | $4,794,000 | 1,699 |
| Securities gains (losses) | $-3,000 | 8,756 |
| Applicable income taxes | $1,777,000 | 1,429 |
| Income before extraordinary items | $3,014,000 | 1,997 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,014,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,803 |
| Cash dividends | $3,438,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,015,920 | 1,925 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,899,000 | 3,342 |
| Total interest expense | $2,808,000 | 4,979 |
| Net interest income | $7,091,000 | 2,521 |
| Provision for loan and lease losses | $868,000 | 1,403 |
| Total noninterest income | $1,572,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $248,000 | 4,660 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,324,000 | 1,682 |
| Total noninterest expense | $4,027,000 | 3,411 |
| Salaries and employee benefits | $2,278,000 | 3,218 |
| Premises and equipment expense | $480,000 | 4,030 |
| Additional noninterest expense | $1,269,000 | 3,322 |
| Pre-tax net operating income | $3,768,000 | 1,866 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,403,000 | 1,597 |
| Income before extraordinary items | $2,365,000 | 2,194 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,365,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,025,000 | 925 |
| Cash dividends | $4,893,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,365,000 | 2,126 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,393,000 | 3,298 |
| Total interest expense | $2,895,000 | 5,059 |
| Net interest income | $7,498,000 | 2,369 |
| Provision for loan and lease losses | $1,969,000 | 620 |
| Total noninterest income | $1,890,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $267,000 | 4,350 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,623,000 | 1,299 |
| Total noninterest expense | $4,256,000 | 3,163 |
| Salaries and employee benefits | $2,298,000 | 3,061 |
| Premises and equipment expense | $545,000 | 3,543 |
| Additional noninterest expense | $1,413,000 | 2,970 |
| Pre-tax net operating income | $3,163,000 | 2,288 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $1,146,000 | 1,893 |
| Income before extraordinary items | $2,009,000 | 2,548 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,009,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,910,000 | 488 |
| Cash dividends | $314,000 | 4,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,014,120 | 2,546 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,680,000 | 3,315 |
| Total interest expense | $2,933,000 | 4,684 |
| Net interest income | $6,747,000 | 2,595 |
| Provision for loan and lease losses | $228,000 | 3,283 |
| Total noninterest income | $1,721,000 | 2,073 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $274,000 | 4,251 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,447,000 | 1,433 |
| Total noninterest expense | $3,778,000 | 3,485 |
| Salaries and employee benefits | $2,224,000 | 3,115 |
| Premises and equipment expense | $462,000 | 4,040 |
| Additional noninterest expense | $1,092,000 | 3,730 |
| Pre-tax net operating income | $4,462,000 | 1,689 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,546,000 | 1,557 |
| Income before extraordinary items | $2,916,000 | 1,829 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,916,000 | 1,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $322,000 | 4,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,916,000 | 1,794 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,037,000 | 3,530 |
| Total interest expense | $2,963,000 | 4,774 |
| Net interest income | $6,074,000 | 2,830 |
| Provision for loan and lease losses | $813,000 | 1,164 |
| Total noninterest income | $1,458,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $316,000 | 3,783 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,142,000 | 1,688 |
| Total noninterest expense | $3,469,000 | 3,638 |
| Salaries and employee benefits | $2,026,000 | 3,289 |
| Premises and equipment expense | $392,000 | 4,494 |
| Additional noninterest expense | $1,051,000 | 3,780 |
| Pre-tax net operating income | $3,250,000 | 2,205 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,289,000 | 1,869 |
| Income before extraordinary items | $1,961,000 | 2,601 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,961,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 1,069 |
| Cash dividends | $323,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,961,000 | 2,524 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,109,000 | 3,922 |
| Total interest expense | $2,597,000 | 5,269 |
| Net interest income | $5,512,000 | 3,169 |
| Provision for loan and lease losses | $123,000 | 4,577 |
| Total noninterest income | $1,380,000 | 2,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $991,000 | 1,747 |
| Total noninterest expense | $3,079,000 | 4,019 |
| Salaries and employee benefits | $1,761,000 | 3,716 |
| Premises and equipment expense | $379,000 | 4,626 |
| Additional noninterest expense | $939,000 | 4,142 |
| Pre-tax net operating income | $3,690,000 | 2,038 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $1,325,000 | 1,908 |
| Income before extraordinary items | $2,367,000 | 2,225 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,367,000 | 2,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,402 |
| Cash dividends | $675,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,365,720 | 2,167 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,887,000 | 4,096 |
| Total interest expense | $2,460,000 | 5,571 |
| Net interest income | $5,427,000 | 3,262 |
| Provision for loan and lease losses | $-55,000 | 11,213 |
| Total noninterest income | $1,633,000 | 2,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $390,000 | 3,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,243,000 | 1,566 |
| Total noninterest expense | $3,120,000 | 4,187 |
| Salaries and employee benefits | $1,745,000 | 3,775 |
| Premises and equipment expense | $346,000 | 5,047 |
| Additional noninterest expense | $1,029,000 | 4,305 |
| Pre-tax net operating income | $3,995,000 | 1,800 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,385,000 | 1,727 |
| Income before extraordinary items | $2,610,000 | 1,893 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,610,000 | 1,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 11,064 |
| Cash dividends | $651,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,610,000 | 1,856 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,154,000 | 4,468 |
| Total interest expense | $2,260,000 | 5,958 |
| Net interest income | $4,894,000 | 3,614 |
| Provision for loan and lease losses | $-104,000 | 11,729 |
| Total noninterest income | $1,416,000 | 2,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,053,000 | 1,744 |
| Total noninterest expense | $3,167,000 | 4,090 |
| Salaries and employee benefits | $1,535,000 | 4,201 |
| Premises and equipment expense | $383,000 | 4,709 |
| Additional noninterest expense | $1,249,000 | 3,620 |
| Pre-tax net operating income | $3,247,000 | 2,280 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,032,000 | 2,310 |
| Income before extraordinary items | $2,215,000 | 2,273 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,215,000 | 2,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-134,000 | 11,791 |
| Cash dividends | $409,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,215,000 | 2,248 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,617,000 | 4,453 |
| Total interest expense | $1,938,000 | 5,747 |
| Net interest income | $4,679,000 | 3,788 |
| Provision for loan and lease losses | $-445,000 | 12,449 |
| Total noninterest income | $1,541,000 | 2,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,152,000 | 1,679 |
| Total noninterest expense | $2,841,000 | 4,624 |
| Salaries and employee benefits | $1,369,000 | 4,661 |
| Premises and equipment expense | $323,000 | 5,394 |
| Additional noninterest expense | $1,149,000 | 4,212 |
| Pre-tax net operating income | $3,824,000 | 1,858 |
| Securities gains (losses) | $-772,000 | 12,347 |
| Applicable income taxes | $1,019,000 | 2,198 |
| Income before extraordinary items | $2,033,000 | 2,387 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,033,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,482 |
| Cash dividends | $5,935,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,550,240 | 1,903 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,909,000 | 4,359 |
| Total interest expense | $2,030,000 | 5,761 |
| Net interest income | $4,879,000 | 3,654 |
| Provision for loan and lease losses | $410,000 | 2,419 |
| Total noninterest income | $1,468,000 | 2,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,082,000 | 1,929 |
| Total noninterest expense | $3,127,000 | 4,352 |
| Salaries and employee benefits | $1,525,000 | 4,213 |
| Premises and equipment expense | $359,000 | 5,130 |
| Additional noninterest expense | $1,243,000 | 4,068 |
| Pre-tax net operating income | $2,810,000 | 2,444 |
| Securities gains (losses) | $-87,000 | 13,163 |
| Applicable income taxes | $1,155,000 | 1,981 |
| Income before extraordinary items | $1,568,000 | 3,110 |
| Extraordinary gains, net | $873,000 | 255 |
| Net income | $2,441,000 | 2,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-115,000 | 12,979 |
| Cash dividends | $432,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,623,680 | 2,846 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,753,000 | 4,408 |
| Total interest expense | $2,805,000 | 5,472 |
| Net interest income | $4,948,000 | 3,679 |
| Provision for loan and lease losses | $937,000 | 1,915 |
| Total noninterest income | $1,406,000 | 2,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,031,000 | 1,955 |
| Total noninterest expense | $2,785,000 | 4,838 |
| Salaries and employee benefits | $1,316,000 | 4,766 |
| Premises and equipment expense | $357,000 | 5,287 |
| Additional noninterest expense | $1,112,000 | 4,649 |
| Pre-tax net operating income | $2,632,000 | 2,347 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $1,073,000 | 1,977 |
| Income before extraordinary items | $1,557,000 | 2,957 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,557,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 2,810 |
| Cash dividends | $644,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,558,280 | 2,735 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.