Home > First State Bank of Southern California > Income and Expense

First State Bank of Southern California, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$2,448,0008,153
Total interest expense$833,0008,846
Net interest income$1,615,0007,441
Provision for loan and lease losses$140,0004,320
Total noninterest income$229,0007,223
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$170,0005,608
Trading account gains and fees$0224
Additional Noninterest Income$59,0007,849
Total noninterest expense$1,288,0007,288
Salaries and employee benefits$585,0007,848
Premises and equipment expense$161,0007,418
Additional noninterest expense$542,0006,154
Pre-tax net operating income$416,0007,783
Securities gains (losses)$-1,0009,769
Applicable income taxes$229,0005,845
Income before extraordinary items$186,0008,711
Extraordinary gains, net$032
Net income$186,0008,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,653
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$186,6408,643
1997-12-31 (YTD Data)Rank
Total interest income$12,827,0002,563
Total interest expense$4,111,0003,572
Net interest income$8,716,0001,997
Provision for loan and lease losses$700,0001,328
Total noninterest income$1,538,0002,156
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,103,0001,141
Trading account gains and fees$0239
Additional Noninterest Income$435,0003,111
Total noninterest expense$7,949,0001,643
Salaries and employee benefits$3,973,0001,650
Premises and equipment expense$1,130,0001,743
Additional noninterest expense$2,846,0001,509
Pre-tax net operating income$1,605,0004,231
Securities gains (losses)$40,0001,476
Applicable income taxes$380,0005,042
Income before extraordinary items$1,265,0003,883
Extraordinary gains, net$044
Net income$1,265,0003,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0001,197
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,234,2003,891
1996-12-31 (YTD Data)Rank
Total interest income$12,370,0002,692
Total interest expense$4,137,0003,591
Net interest income$8,233,0002,187
Provision for loan and lease losses$1,200,000891
Total noninterest income$1,564,0002,229
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,122,0001,184
Trading account gains and fees$0262
Additional Noninterest Income$442,0003,182
Total noninterest expense$7,972,0001,777
Salaries and employee benefits$3,744,0001,770
Premises and equipment expense$1,048,0001,917
Additional noninterest expense$3,180,0001,636
Pre-tax net operating income$625,0007,290
Securities gains (losses)$79,0001,069
Applicable income taxes$66,0009,389
Income before extraordinary items$638,0006,050
Extraordinary gains, net$053
Net income$638,0006,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$889,000966
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$566,1106,401
1995-12-31 (YTD Data)Rank
Total interest income$11,532,0002,882
Total interest expense$4,004,0003,676
Net interest income$7,528,0002,385
Provision for loan and lease losses$818,0001,102
Total noninterest income$1,409,0002,397
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,093,0001,222
Trading account gains and fees$0522
Additional Noninterest Income$316,0003,885
Total noninterest expense$8,243,0001,702
Salaries and employee benefits$3,652,0001,813
Premises and equipment expense$1,081,0001,867
Additional noninterest expense$3,510,0001,479
Pre-tax net operating income$-124,00011,614
Securities gains (losses)$03,831
Applicable income taxes$-102,00011,716
Income before extraordinary items$-22,00011,537
Extraordinary gains, net$065
Net income$-22,00011,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,085,000841
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-22,00011,511
1994-12-31 (YTD Data)Rank
Total interest income$9,467,0003,197
Total interest expense$2,433,0004,764
Net interest income$7,034,0002,556
Provision for loan and lease losses$1,100,000866
Total noninterest income$1,367,0002,473
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,077,0001,236
Trading account gains and fees$0475
Additional Noninterest Income$290,0004,180
Total noninterest expense$7,123,0002,006
Salaries and employee benefits$3,562,0001,873
Premises and equipment expense$1,107,0001,851
Additional noninterest expense$2,454,0002,163
Pre-tax net operating income$178,00011,070
Securities gains (losses)$6,0002,522
Applicable income taxes$65,00010,116
Income before extraordinary items$119,00011,176
Extraordinary gains, net$0249
Net income$119,00011,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,500
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$115,10011,264
1993-12-31 (YTD Data)Rank
Total interest income$9,774,0003,159
Total interest expense$2,660,0004,564
Net interest income$7,114,0002,523
Provision for loan and lease losses$520,0002,040
Total noninterest income$1,306,0002,730
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,074,0001,262
Trading account gains and fees$0532
Additional Noninterest Income$232,0005,222
Total noninterest expense$7,172,0002,044
Salaries and employee benefits$3,660,0001,834
Premises and equipment expense$1,114,0001,876
Additional noninterest expense$2,398,0002,325
Pre-tax net operating income$728,0007,213
Securities gains (losses)$99,0002,530
Applicable income taxes$300,0006,085
Income before extraordinary items$527,0007,332
Extraordinary gains, net$95,0001,624
Net income$622,0006,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$495,0001,774
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$463,6407,602
1992-12-31 (YTD Data)Rank
Total interest income$10,403,0003,360
Total interest expense$3,494,0004,549
Net interest income$6,909,0002,631
Provision for loan and lease losses$347,0003,803
Total noninterest income$1,485,0002,409
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,101,0001,207
Trading account gains and fees$0504
Additional Noninterest Income$384,0003,804
Total noninterest expense$6,877,0002,136
Salaries and employee benefits$3,262,0002,014
Premises and equipment expense$1,045,0002,017
Additional noninterest expense$2,570,0002,269
Pre-tax net operating income$1,170,0005,019
Securities gains (losses)$21,0005,524
Applicable income taxes$341,0005,456
Income before extraordinary items$850,0005,117
Extraordinary gains, net$01,422
Net income$850,0005,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0003,739
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$835,0904,884

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.