Home > First State Bank of Southern California > Assets and Liabilities
First State Bank of Southern California, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 84 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $196,515,000 | 2,334 |
| Cash and due from depository institutions | $14,055,000 | 2,066 |
| Interest-bearing balances | $7,277,000 | 858 |
| Securities | $30,512,000 | 3,577 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 2,121 |
| Net loans & leases | $120,556,000 | 2,310 |
| Loan loss allowance | $2,568,000 | 1,425 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,789,000 | 1,672 |
| Other real estate owned | $167,000 | 2,066 |
| Goodwill and other intangibles | $16,224,000 | 290 |
| All other assets | $2,112,000 | 3,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,515,000 | 2,334 |
| Total liabilities | $160,801,000 | 2,578 |
| Total deposits | $158,867,000 | 2,391 |
| Interest-bearing deposits | $109,368,000 | 2,978 |
| Deposits held in domestic offices | $158,867,000 | 2,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $288,000 | 4,451 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,646,000 | 2,336 |
| Total equity capital | $35,714,000 | 1,262 |
| Total bank equity capital | $35,714,000 | 1,262 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $35,564,000 | 557 |
| Undivided profits | $149,000 | 9,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,374,000 | 790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $622,000 | 3,745 |
| Earning assets | $166,445,000 | 2,550 |
| Long-term assets (5+ years) | $23,855,000 | 2,805 |
| Average Assets, year-to-date | $175,762,400 | 2,459 |
| Average Assets, quarterly | $185,227,500 | 2,429 |
| Volatile liabilities | $42,292,000 | 1,617 |
| Insider loans | $8,000 | 9,179 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $36,968,000 | 1,425 |
| Tier 1 (core) risk-based capital | $19,566,600 | 2,178 |
| Tier 2 risk-based capital | $1,922,550 | 1,681 |
| Total risk weighted assets | $153,158,750 | 1,875 |
| Total unused commitments | $36,968,000 | 1,430 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 91 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $163,319,000 | 2,752 |
| Cash and due from depository institutions | $9,667,000 | 1,939 |
| Interest-bearing balances | $2,669,000 | 1,466 |
| Securities | $29,981,000 | 3,633 |
| Federal funds sold & reverse repurchase agreements | $4,530,000 | 2,950 |
| Net loans & leases | $113,141,000 | 2,450 |
| Loan loss allowance | $1,939,000 | 1,840 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,348,000 | 2,376 |
| Other real estate owned | $689,000 | 1,939 |
| Goodwill and other intangibles | $20,000 | 3,268 |
| All other assets | $1,943,000 | 3,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,319,000 | 2,752 |
| Total liabilities | $146,602,000 | 2,744 |
| Total deposits | $143,087,000 | 2,604 |
| Interest-bearing deposits | $98,606,000 | 3,233 |
| Deposits held in domestic offices | $143,087,000 | 2,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,298,000 | 2,727 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,217,000 | 3,035 |
| Total equity capital | $16,717,000 | 2,661 |
| Total bank equity capital | $16,717,000 | 2,661 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,431,000 | 2,515 |
| Surplus | $6,500,000 | 2,247 |
| Undivided profits | $8,786,000 | 2,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,824,000 | 749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $708,000 | 3,316 |
| Earning assets | $150,321,000 | 2,740 |
| Long-term assets (5+ years) | $26,188,000 | 2,315 |
| Average Assets, year-to-date | $156,106,600 | 2,728 |
| Average Assets, quarterly | $162,623,500 | 2,704 |
| Volatile liabilities | $38,432,000 | 1,736 |
| Insider loans | $1,467,000 | 2,669 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,483,000 | 695 |
| Unused loan commitments | $32,252,000 | 1,485 |
| Tier 1 (core) risk-based capital | $16,520,900 | 2,583 |
| Tier 2 risk-based capital | $1,800,050 | 1,685 |
| Total risk weighted assets | $143,864,750 | 1,947 |
| Total unused commitments | $32,252,000 | 1,488 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 87 | 2,152 |
| Assets and Liabilities | ||
| Total Assets: | $150,282,000 | 3,042 |
| Cash and due from depository institutions | $10,711,000 | 2,152 |
| Interest-bearing balances | $2,669,000 | 1,337 |
| Securities | $28,128,000 | 4,111 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,435 |
| Net loans & leases | $101,725,000 | 2,738 |
| Loan loss allowance | $1,817,000 | 2,067 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,478,000 | 2,274 |
| Other real estate owned | $647,000 | 2,152 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,093,000 | 3,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,282,000 | 3,042 |
| Total liabilities | $134,918,000 | 3,049 |
| Total deposits | $132,883,000 | 2,881 |
| Interest-bearing deposits | $92,342,000 | 3,531 |
| Deposits held in domestic offices | $132,883,000 | 2,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,020,000 | 3,286 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,015,000 | 3,477 |
| Total equity capital | $15,364,000 | 2,891 |
| Total bank equity capital | $15,364,000 | 2,891 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,431,000 | 2,676 |
| Surplus | $6,500,000 | 2,314 |
| Undivided profits | $7,433,000 | 3,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,555,000 | 647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $650,000 | 3,541 |
| Earning assets | $136,022,000 | 3,067 |
| Long-term assets (5+ years) | $16,512,000 | 3,054 |
| Average Assets, year-to-date | $151,698,400 | 2,887 |
| Average Assets, quarterly | $150,546,500 | 3,010 |
| Volatile liabilities | $29,945,000 | 2,082 |
| Insider loans | $725,000 | 4,474 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $24,194,000 | 1,787 |
| Tier 1 (core) risk-based capital | $15,259,000 | 2,846 |
| Tier 2 risk-based capital | $1,588,100 | 1,941 |
| Total risk weighted assets | $126,819,000 | 2,223 |
| Total unused commitments | $24,194,000 | 1,802 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 88 | 2,217 |
| Assets and Liabilities | ||
| Total Assets: | $148,526,000 | 3,089 |
| Cash and due from depository institutions | $10,667,000 | 2,217 |
| Interest-bearing balances | $2,966,000 | 1,433 |
| Securities | $31,798,000 | 3,891 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,666 |
| Net loans & leases | $95,157,000 | 2,834 |
| Loan loss allowance | $1,506,000 | 2,465 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,399,000 | 2,266 |
| Other real estate owned | $2,079,000 | 2,217 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,726,000 | 2,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,526,000 | 3,089 |
| Total liabilities | $133,672,000 | 3,093 |
| Total deposits | $131,891,000 | 2,932 |
| Interest-bearing deposits | $94,748,000 | 3,467 |
| Deposits held in domestic offices | $131,891,000 | 2,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $676,000 | 3,246 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,105,000 | 3,347 |
| Total equity capital | $14,854,000 | 3,000 |
| Total bank equity capital | $14,854,000 | 3,000 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,431,000 | 2,767 |
| Surplus | $6,500,000 | 2,318 |
| Undivided profits | $6,923,000 | 3,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,332,000 | 1,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $696,000 | 3,397 |
| Earning assets | $132,621,000 | 3,157 |
| Long-term assets (5+ years) | $16,311,000 | 2,902 |
| Average Assets, year-to-date | $142,629,400 | 3,072 |
| Average Assets, quarterly | $148,292,500 | 3,055 |
| Volatile liabilities | $32,418,000 | 1,764 |
| Insider loans | $768,000 | 4,438 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $23,761,000 | 1,767 |
| Tier 1 (core) risk-based capital | $14,620,000 | 2,946 |
| Tier 2 risk-based capital | $1,366,260 | 2,190 |
| Total risk weighted assets | $109,161,060 | 2,488 |
| Total unused commitments | $23,761,000 | 1,776 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 85 | 2,357 |
| Assets and Liabilities | ||
| Total Assets: | $130,588,000 | 3,407 |
| Cash and due from depository institutions | $10,773,000 | 2,357 |
| Interest-bearing balances | $2,669,000 | 1,266 |
| Securities | $25,708,000 | 4,868 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 1,554 |
| Net loans & leases | $80,322,000 | 3,223 |
| Loan loss allowance | $1,774,000 | 2,188 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,632,000 | 2,059 |
| Other real estate owned | $2,169,000 | 2,357 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,084,000 | 3,709 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,588,000 | 3,407 |
| Total liabilities | $116,585,000 | 3,469 |
| Total deposits | $114,916,000 | 3,320 |
| Interest-bearing deposits | $80,101,000 | 4,054 |
| Deposits held in domestic offices | $114,916,000 | 3,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $832,000 | 3,328 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $837,000 | 3,503 |
| Total equity capital | $14,003,000 | 2,905 |
| Total bank equity capital | $14,003,000 | 2,905 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,431,000 | 2,866 |
| Surplus | $6,500,000 | 2,236 |
| Undivided profits | $6,072,000 | 3,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,971,000 | 784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $765,000 | 2,669 |
| Earning assets | $114,599,000 | 3,543 |
| Long-term assets (5+ years) | $10,680,000 | 3,947 |
| Average Assets, year-to-date | $129,216,200 | 3,361 |
| Average Assets, quarterly | $130,568,000 | 3,386 |
| Volatile liabilities | $20,625,000 | 2,484 |
| Insider loans | $1,492,000 | 2,703 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $260,000 | 1,016 |
| Unused loan commitments | $16,686,000 | 2,187 |
| Tier 1 (core) risk-based capital | $14,643,000 | 2,821 |
| Tier 2 risk-based capital | $1,168,890 | 2,529 |
| Total risk weighted assets | $92,905,690 | 2,829 |
| Total unused commitments | $16,686,000 | 2,200 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 86 | 2,442 |
| Assets and Liabilities | ||
| Total Assets: | $125,652,000 | 3,599 |
| Cash and due from depository institutions | $9,283,000 | 2,442 |
| Interest-bearing balances | $2,551,000 | 2,070 |
| Securities | $19,594,000 | 6,240 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,481 |
| Net loans & leases | $84,413,000 | 3,007 |
| Loan loss allowance | $1,110,000 | 3,372 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,970,000 | 1,823 |
| Other real estate owned | $1,363,000 | 2,442 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,429,000 | 4,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,652,000 | 3,599 |
| Total liabilities | $111,128,000 | 3,699 |
| Total deposits | $108,928,000 | 3,592 |
| Interest-bearing deposits | $79,029,000 | 4,248 |
| Deposits held in domestic offices | $108,928,000 | 3,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,644,000 | 2,302 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $556,000 | 4,958 |
| Total equity capital | $14,524,000 | 2,782 |
| Total bank equity capital | $14,524,000 | 2,782 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,431,000 | 2,942 |
| Surplus | $6,500,000 | 2,139 |
| Undivided profits | $6,593,000 | 3,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,382,000 | 1,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $515,000 | 3,582 |
| Earning assets | $112,158,000 | 3,708 |
| Long-term assets (5+ years) | $12,377,000 | 3,795 |
| Average Assets, year-to-date | $129,576,600 | 3,422 |
| Average Assets, quarterly | $126,731,000 | 3,546 |
| Volatile liabilities | $22,465,000 | 2,186 |
| Insider loans | $1,433,000 | 2,774 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,603,000 | 2,140 |
| Tier 1 (core) risk-based capital | $14,524,000 | 2,713 |
| Tier 2 risk-based capital | $1,110,000 | 2,620 |
| Total risk weighted assets | $95,501,000 | 2,724 |
| Total unused commitments | $16,603,000 | 2,159 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 91 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $132,348,000 | 3,503 |
| Cash and due from depository institutions | $9,245,000 | 2,387 |
| Interest-bearing balances | $3,065,000 | 2,065 |
| Securities | $22,758,000 | 5,561 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 7,040 |
| Net loans & leases | $92,875,000 | 2,856 |
| Loan loss allowance | $1,085,000 | 3,471 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,106,000 | 1,794 |
| Other real estate owned | $0 | 2,387 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,664,000 | 4,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,348,000 | 3,503 |
| Total liabilities | $118,446,000 | 3,587 |
| Total deposits | $116,541,000 | 3,480 |
| Interest-bearing deposits | $87,600,000 | 4,021 |
| Deposits held in domestic offices | $116,541,000 | 3,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,448,000 | 2,233 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $457,000 | 6,213 |
| Total equity capital | $13,902,000 | 2,768 |
| Total bank equity capital | $13,902,000 | 2,768 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,431,000 | 3,053 |
| Surplus | $6,500,000 | 2,058 |
| Undivided profits | $5,971,000 | 3,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,279,000 | 1,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $531,000 | 3,844 |
| Earning assets | $120,398,000 | 3,510 |
| Long-term assets (5+ years) | $11,336,000 | 4,007 |
| Average Assets, year-to-date | $132,093,400 | 3,435 |
| Average Assets, quarterly | $133,973,500 | 3,438 |
| Volatile liabilities | $28,558,000 | 1,774 |
| Insider loans | $6,000 | 9,084 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,877,000 | 1,829 |
| Tier 1 (core) risk-based capital | $13,902,000 | 2,717 |
| Tier 2 risk-based capital | $1,085,000 | 2,714 |
| Total risk weighted assets | $103,951,000 | 2,584 |
| Total unused commitments | $19,877,000 | 1,846 |
| Derivatives | $0 | 651 |